How Much Does Insurance Cost for a Jaguar XKR? Rates & Insights for 2025

• Average Jaguar XKR insurance cost is $2,478 per year, or $207 per month for full coverage.
• The Jaguar XKR is one of the more expensive 2015 midsize luxury cars to insure, costing $335 more per year on average when compared to other midsize luxury cars.
• With an insurance cost range of $430, the cheapest XKR trim level to insure is the Convertible at around $2,304 per year, and the most expensive trim being the S Coupe at $2,734 annually.

How much does Jaguar XKR insurance cost?

Jaguar XKR car insurance rates average $2,478 yearly for a full-coverage policy, which is equal to about $207 a month. Collision coverage costs around $1,282 a year, liability/medical (or PIP) coverage is around $574, and the remaining comprehensive coverage is an estimated $622.

The next price chart details how average Jaguar XKR insurance costs can vary with different ages of driver and $250, $500, and $1,000 deductibles.

The next table shows average annual and 6-month car insurance policy rates, in addition to a monthly budget estimate, for each trim level available for the 2015 Jaguar XKR.

The rate table below shows average Jaguar XKR insurance cost for the 2009 to 2015 model years and different driver age groups.

Additional rates and insights

Some additional points to make regarding the cost of Jaguar XKR insurance include:

• Improve your credit to save money. Having an over-800 credit score could save $389 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit history could cost as much as $451 more per year.
• High-risk insurance is expensive. For a 20-year-old driver, having too many driving record violations or accidents could raise rates by $3,902 or more per year.
• As age goes up, auto insurance cost goes down. The difference in insurance cost for a Jaguar XKR between a 60-year-old driver ($2,046 per year) and a 30-year-old driver ($2,654 per year) is $608, or a savings of 25.9%.
• Jaguar XKR insurance rates for teens are expensive. Average rates for full coverage Jaguar XKR insurance costs $8,718 per year for a 16-year-old driver, $8,505 per year for a 17-year-old driver, $7,735 per year for an 18-year-old driver, and $6,994 per year for a 19-year-old driver.
• Don’t be a careless driver. Too frequent at-fault accidents can raise rates, possibly up to $1,186 per year for a 30-year-old driver and even as much as $710 per year for a 50-year-old driver.
• Policy discounts mean cheaper XKR insurance. Discounts may be available if the insured drivers insure multiple vehicles on the same policy, are senior citizens, drive a vehicle with safety or anti-theft features, are claim-free, or many other policy discounts which could save the average driver as much as $420 per year on their insurance cost.

How does Jaguar XKR car insurance cost compare?

When average rates are compared to other popular midsize luxury cars, car insurance cost for a Jaguar XKR is $826 more per year than the Lexus ES 350, $414 more than the Infiniti Q50, and $752 more than the Lincoln MKZ.

The Jaguar XKR ranks 46^th out of 54 total vehicles in the midsize luxury car segment for car insurance affordability. The XKR costs an average of $2,478 per year for an auto insurance policy with full coverage, while the category median cost is $2,143 annually, a difference of $335 per year.

The chart below shows how average Jaguar XKR car insurance rates compare to the top 10 best-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included after the chart that details average car insurance prices for the entire 54 vehicle midsize luxury car segment for the 2015 model year.