Land Rover Evoque Insurance: What to Know for 2025

Is car insurance for a Land Rover Evoque expensive?

We surveyed insurance prices from the cheapest S trim to the more costly Dynamic SE model to see how insurance for a Rover Evoque ranks against similar small luxury SUVs.

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How much does Range Rover Evoque insurance cost?

Car insurance for a Range Rover Evoque costs an average of $2,396 per year for a full-coverage policy. Monthly insurance cost for the Evoque ranges from $195 to $204, depending on the trim level.

The compact luxury SUV average insurance cost is $2,603 per year, so drivers can expect to pay around $207 less per year to insure an Evoque when compared to the segment average.

For individual policy coverages, comprehensive coverage is around $638 a year, liability and medical coverage costs about $636, and the remaining collision coverage is approximately $1,122.

The chart below details average car insurance rates for a 2024 Land Rover Evoque using different combinations of risk and driver age.

Average 2024 Land Rover Evoque insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Land Rover Evoque insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year Land Rover Evoque with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Land Rover Evoque trim levels.

2024 Land Rover Evoque Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,470$456
Safe Driver Age 20$4,784$399
At-fault Accidents Age 40$3,364$280
Low Deductibles Age 40$3,170$264
Safe Driver Age 30$2,560$213
Safe Driver Age 40$2,396$200
Safe Driver Age 50$2,118$177
High Deductibles Age 40$1,996$166
Discount Rate Age 40$1,990$166
Safe Driver Age 60$1,982$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Land Rover Evoque trim levels. Updated October 24, 2025

In the chart above, Evoque insurance rates range from a discount rate for a 40-year-old driver of $1,990 to the high-risk average rate for a 30-year-old driver of $5,470 per year.

Not shown in the chart are rates for teenage drivers, which are the most expensive age group to insure.  A 16-year-old male driver with a clean driving record would pay $8,366 a year on average, while a 16-year-old female would pay about $7,824. At age 17, males would pay around $8,134 and females $7,779.

What is the cheapest Evoque trim to insure?

With Range Rover Evoque insurance rates ranging from $2,344 to $2,446 annually, the most budget-friendly model to insure is the Evoque S. The more expensive model to insure is the Dynamic SE at $2,446 per year. Expect to pay at least $195 per month to insure a Evoque for full coverage.

The table below shows average car insurance rates for different policy terms for each 2024 Land Rover Evoque package and trim.

2024 Land Rover Evoque Insurance Rates by Trim Level
2024 Land Rover Evoque Trim Level Annual Premium Cost Per Month
S$2,344$195
Dynamic SE$2,446$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Land Rover Evoque ranging from the S model at $2,344 per year to the Dynamic SE model at $2,446
Insurance cost by trim level for a 2024 Land Rover Evoque ranging from the S model at $2,344 per year to the Dynamic SE model at $2,446

How does Evoque insurance compare to other SUVs?

When compared to other popular small luxury SUVs, car insurance for a Range Rover Evoque costs $176 less per year than the Mercedes-Benz GLC300, $434 less per year than the BMW X3, $390 more per year than the Acura RDX, and $274 less per year than the Audi Q5.

The Evoque ranks 11th out of 38 comparison vehicles in the small luxury SUV class. The Evoque costs an estimated $2,396 per year to insure for full coverage and the category average is $2,603 per year, a difference of $207 per year.

The table below shows how well average insurance cost for a Range Rover Evoque compares to all 38 models included in the 2024 compact luxury SUV class.

Insurance Cost Comparison: Land Rover Evoque vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$2,006-$390
2Lexus NX 250$2,124-$272
3Cadillac XT4$2,166-$230
4Lexus NX 350h$2,264-$132
5Lincoln Corsair$2,292-$104
6Mercedes-Benz GLB 250$2,296-$100
7Lexus UX 250h$2,300-$96
8Lexus NX 450h$2,314-$82
9Mercedes-Benz GLA250$2,340-$56
10Mercedes-Benz GLA35 AMG$2,348-$48
11Land Rover Evoque$2,396--
12Lexus NX 350$2,406$10
13Volvo XC40$2,416$20
14Volvo XC60$2,430$34
15Alfa Romeo Tonale$2,434$38
16Mercedes-Benz GLA45 AMG$2,446$50
17BMW X1$2,476$80
18Infiniti QX55$2,482$86
19Volvo C40$2,502$106
20BMW X2$2,510$114
21Lexus RZ 450e$2,542$146
22Mercedes-Benz EQB 300$2,554$158
23Mercedes-Benz GLC300$2,572$176
24Mercedes-Benz EQB 350$2,614$218
25Genesis GV70$2,642$246
26Audi Q3$2,660$264
27Audi Q5$2,670$274
28Alfa Romeo Stelvio$2,694$298
29Land Rover Range Rover Velar$2,726$330
30BMW X4$2,780$384
31Audi Q4$2,800$404
32BMW X3$2,830$434
33Genesis GV60$2,918$522
34Porsche Macan$2,962$566
35Jaguar I-Pace$3,000$604
36Land Rover Defender$3,114$718
37Jaguar F-Pace$3,206$810
38Aston Martin DBX$4,672$2,276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

At $2,396 per year, insurance cost for a 2024 Land Rover Evoque ranks 11th out of 38 models in the small luxury SUV segment
At $2,396 per year, insurance cost for a 2024 Land Rover Evoque ranks 11th out of 38 models in the small luxury SUV segment

Do used Evoques cost less to insure?

Older Evoque models definitely cost less to insure. For example, insuring a 2013 Evoque instead of a 2024 model could save as much as $484 per year on insurance costs.

The following table shows average estimated Evoque insurance policy costs for the 2011 to 2024 model years. The range of insurance rates goes from around $1,350 for a 2011 Land Rover Evoque to the most expensive cost of $2,396 for a 2024 Evoque.

Land Rover Evoque Insurance Cost for 2011-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Land Rover Evoque$2,396$200
2023 Land Rover Evoque$2,422$202
2022 Land Rover Evoque$2,314$193
2021 Land Rover Evoque$2,308$192
2020 Land Rover Evoque$2,236$186
2019 Land Rover Evoque$2,164$180
2018 Land Rover Evoque$2,074$173
2017 Land Rover Evoque$1,982$165
2016 Land Rover Evoque$1,960$163
2015 Land Rover Evoque$1,958$163
2014 Land Rover Evoque$1,784$149
2013 Land Rover Evoque$1,912$159
2012 Land Rover Evoque$1,874$156
2011 Land Rover Evoque$1,836$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover Evoque trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2011 to 2024 Land Rover Evoque models
Average annual premium and cost per month to insure 2011 to 2024 Land Rover Evoque models

Additional Insurance Rates and Insights

Because there are so many variables that go into car insurance rate calculations, it’s impossible to show every possible rate scenario. Below are some additional rates for the Evoque, along with some tips on how to keep insurance rates down.

  • Policyholder gender affects insurance cost. For a 2024 Land Rover Evoque, a 20-year-old man receives an average rate of $4,784 per year, while a 20-year-old female pays an average of $3,440, a difference of $1,344 per year in the women’s favor by a large margin. But by age 50, the cost for a male driver is $2,118 and female rates are $2,068, a difference of only $50.
  • A good driving record pays dividends. To get the cheapest Evoque insurance rates, it makes sense to be a safe driver. As few as two minor blemishes on your driving record have the consequences of increasing Evoque insurance rates by at least $624 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $2,188 or more.
  • Teen drivers cost a lot to insure. Average rates for full coverage Evoque insurance costs $8,366 per year for a 16-year-old driver, $8,134 per year for a 17-year-old driver, and $7,343 per year for an 18-year-old driver.
  • It’s expensive to buy high risk insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can increase the cost by $3,714 or more per year.
  • Raise your credit score for cheaper rates. Maintaining a credit score above 800 could earn you savings as high as $376 per year when compared to a rating of 670-739. Conversely, a credit score lower than 579 could cost as much as $436 more per year.
  • Safe drivers have cheaper Evoque insurance. At-fault accidents increase insurance cost, potentially by an extra $1,136 per year for a 30-year-old driver and even as much as $550 per year for a 60-year-old driver.