Land Rover Evoque Insurance: What to Know for 2025

Is car insurance for a Land Rover Evoque expensive?

We surveyed insurance prices from the cheapest S trim to the more costly Dynamic SE model to see how insurance for a Rover Evoque ranks against similar small luxury SUVs.

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How much does Range Rover Evoque insurance cost?

Car insurance for a Range Rover Evoque costs an average of $2,336 per year for a full-coverage policy. Monthly insurance cost for the Evoque ranges from $191 to $199, depending on the trim level.

The compact luxury SUV average insurance cost is $2,541 per year, so drivers can expect to pay around $205 less per year to insure an Evoque when compared to the segment average.

For individual policy coverages, comprehensive coverage is around $622 a year, liability and medical coverage costs about $620, and the remaining collision coverage is approximately $1,094.

The chart below details average car insurance rates for a 2024 Land Rover Evoque using different combinations of risk and driver age.

Average 2024 Land Rover Evoque insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Land Rover Evoque insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Land Rover Evoque with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Land Rover Evoque trim levels.

2024 Land Rover Evoque Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,336$445
Safe Driver Age 20$4,670$389
At-fault Accidents Age 40$3,284$274
Low Deductibles Age 40$3,092$258
Safe Driver Age 30$2,498$208
Safe Driver Age 40$2,336$195
Safe Driver Age 50$2,066$172
High Deductibles Age 40$1,948$162
Discount Rate Age 40$1,944$162
Safe Driver Age 60$1,934$161

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Land Rover Evoque trim levels. Updated June 27, 2025

In the chart above, Evoque insurance rates range from a discount rate for a 40-year-old driver of $1,944 to the high-risk average rate for a 30-year-old driver of $5,336 per year.

Not shown in the chart are rates for teenage drivers, which are the most expensive age group to insure.  A 16-year-old male driver with a clean driving record would pay $8,167 a year on average, while a 16-year-old female would pay about $7,633. At age 17, males would pay around $7,937 and females $7,591.

What is the cheapest Evoque trim to insure?

With Range Rover Evoque insurance rates ranging from $2,288 to $2,388 annually, the most budget-friendly model to insure is the Evoque S. The more expensive model to insure is the Dynamic SE at $2,388 per year. Expect to pay at least $191 per month to insure a Evoque for full coverage.

The table below shows average car insurance rates for different policy terms for each 2024 Land Rover Evoque package and trim.

2024 Land Rover Evoque Insurance Rates by Trim Level
2024 Land Rover Evoque Trim Level Annual Premium Cost Per Month
S$2,288$191
Dynamic SE$2,388$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Land Rover Evoque ranging from the S model at $2,288 per year to the Dynamic SE model at $2,388
Insurance cost by trim level for a 2024 Land Rover Evoque ranging from the S model at $2,288 per year to the Dynamic SE model at $2,388

How does Evoque insurance compare to other SUVs?

When compared to other popular small luxury SUVs, car insurance for a Range Rover Evoque costs $176 less per year than the Mercedes-Benz GLC300, $428 less per year than the BMW X3, $378 more per year than the Acura RDX, and $270 less per year than the Audi Q5.

The Evoque ranks 11th out of 38 comparison vehicles in the small luxury SUV class. The Evoque costs an estimated $2,336 per year to insure for full coverage and the category average is $2,541 per year, a difference of $205 per year.

The table below shows how well average insurance cost for a Range Rover Evoque compares to all 38 models included in the 2024 compact luxury SUV class.

Insurance Cost Comparison: Land Rover Evoque vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$378
2Lexus NX 250$2,072-$264
3Cadillac XT4$2,114-$222
4Lexus NX 350h$2,210-$126
5Lincoln Corsair$2,236-$100
6Mercedes-Benz GLB 250$2,240-$96
7Lexus UX 250h$2,246-$90
8Lexus NX 450h$2,258-$78
9Mercedes-Benz GLA250$2,282-$54
10Mercedes-Benz GLA35 AMG$2,290-$46
11Land Rover Evoque$2,336--
12Lexus NX 350$2,348$12
13Volvo XC40$2,356$20
14Volvo XC60$2,370$34
15Alfa Romeo Tonale$2,376$40
16Mercedes-Benz GLA45 AMG$2,388$52
17BMW X1$2,420$84
18Infiniti QX55$2,424$88
19Volvo C40$2,442$106
20BMW X2$2,452$116
21Lexus RZ 450e$2,478$142
22Mercedes-Benz EQB 300$2,492$156
23Mercedes-Benz GLC300$2,512$176
24Mercedes-Benz EQB 350$2,552$216
25Genesis GV70$2,582$246
26Audi Q3$2,596$260
27Audi Q5$2,606$270
28Alfa Romeo Stelvio$2,630$294
29Land Rover Range Rover Velar$2,660$324
30BMW X4$2,712$376
31Audi Q4$2,736$400
32BMW X3$2,764$428
33Genesis GV60$2,848$512
34Porsche Macan$2,894$558
35Jaguar I-Pace$2,926$590
36Land Rover Defender$3,042$706
37Jaguar F-Pace$3,130$794
38Aston Martin DBX$4,562$2,226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,336 per year, insurance cost for a 2024 Land Rover Evoque ranks 11th out of 38 models in the small luxury SUV segment
At $2,336 per year, insurance cost for a 2024 Land Rover Evoque ranks 11th out of 38 models in the small luxury SUV segment

Do used Evoques cost less to insure?

Older Evoque models definitely cost less to insure. For example, insuring a 2013 Evoque instead of a 2024 model could save as much as $470 per year on insurance costs.

The following table shows average estimated Evoque insurance policy costs for the 2011 to 2024 model years. The range of insurance rates goes from around $1,350 for a 2011 Land Rover Evoque to the most expensive cost of $2,336 for a 2024 Evoque.

Land Rover Evoque Insurance Cost for 2011-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Land Rover Evoque$2,336$195
2023 Land Rover Evoque$2,364$197
2022 Land Rover Evoque$2,260$188
2021 Land Rover Evoque$2,254$188
2020 Land Rover Evoque$2,182$182
2019 Land Rover Evoque$2,112$176
2018 Land Rover Evoque$2,024$169
2017 Land Rover Evoque$1,936$161
2016 Land Rover Evoque$1,914$160
2015 Land Rover Evoque$1,912$159
2014 Land Rover Evoque$1,744$145
2013 Land Rover Evoque$1,866$156
2012 Land Rover Evoque$1,829$152
2011 Land Rover Evoque$1,792$149

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover Evoque trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2011 to 2024 Land Rover Evoque models
Average annual premium and cost per month to insure 2011 to 2024 Land Rover Evoque models

Additional Insurance Rates and Insights

Because there are so many variables that go into car insurance rate calculations, it’s impossible to show every possible rate scenario. Below are some additional rates for the Evoque, along with some tips on how to keep insurance rates down.

  • Policyholder gender affects insurance cost. For a 2024 Land Rover Evoque, a 20-year-old man receives an average rate of $4,670 per year, while a 20-year-old female pays an average of $3,356, a difference of $1,314 per year in the women’s favor by a large margin. But by age 50, the cost for a male driver is $2,066 and female rates are $2,018, a difference of only $48.
  • A good driving record pays dividends. To get the cheapest Evoque insurance rates, it makes sense to be a safe driver. As few as two minor blemishes on your driving record have the consequences of increasing Evoque insurance rates by at least $612 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $2,138 or more.
  • Teen drivers cost a lot to insure. Average rates for full coverage Evoque insurance costs $8,167 per year for a 16-year-old driver, $7,937 per year for a 17-year-old driver, and $7,167 per year for an 18-year-old driver.
  • It’s expensive to buy high risk insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can increase the cost by $3,622 or more per year.
  • Raise your credit score for cheaper rates. Maintaining a credit score above 800 could earn you savings as high as $367 per year when compared to a rating of 670-739. Conversely, a credit score lower than 579 could cost as much as $425 more per year.
  • Safe drivers have cheaper Evoque insurance. At-fault accidents increase insurance cost, potentially by an extra $1,108 per year for a 30-year-old driver and even as much as $540 per year for a 60-year-old driver.