Lexus RX 350L Car Insurance Explained: A 2025 Guide

• Lexus RX 350L car insurance costs an average of $2,388 per year, or around $199 per month for full coverage.
• With the cheapest insurance rates, the RX 350L 2WD trim level costs an average of $2,326 per year to insure.
• At the high end, the RX 350L Luxury AWD is the most expensive to insure at $2,452 for an annual policy.
• Ranked seventh out of 37 other models in the midsize luxury SUV class, car insurance rates for the Lexus RX 350L cost $328 less per year than the average cost for the segment.

How much does Lexus RX 350L car insurance cost?

Lexus RX 350L insurance rates average $2,388 annually, or about $199 if paid each month. On average, expect to pay approximately $328 less each year for Lexus RX 350L insurance as compared to the average rate for midsize luxury SUVs, and $112 more per year than the all-vehicle national average of $2,276.

The rate summary chart below breaks down average insurance cost for a 2023 Lexus RX 350L using a variety of different risk scenarios.

The table below details the estimated yearly and semi-annual policy costs, in addition to a monthly insurance rate, for each Lexus RX 350L model package and trim level.

The table below breaks down average Lexus RX 350L insurance cost by policy term for the 2018 to 2023 model years.

Is insurance for a Lexus RX 350L expensive?

The Lexus RX 350L ranks seventh out of 37 total vehicles in the midsize luxury SUV category for most affordable auto insurance rates. The RX 350L costs an estimated $2,388 per year to insure, while the category average price is $2,716 per year, a difference of $328 per year.

When rates are compared to popular vehicles in the midsize luxury SUV segment, car insurance rates for a Lexus RX 350L cost $292 more per year than the Lexus RX 350, $570 less than the BMW X5, and $62 more than the Acura MDX.

The next table shows how well RX 350L car insurance rates rank against other midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.