Lincoln Corsair Insurance: 2025 Rates, Insights, Comparisons

Are car insurance rates for a Lincoln Corsair affordable?

From the Premiere FWD model up to the top level Grand Touring Collection III AWD trim, we compared Corsair insurance rates to look at how the average insurance cost sizes up to competing small luxury SUVs.

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  • Lincoln Corsair insurance costs an average of $2,236 per year, $1,118 for a 6-month policy, or around $186 per month.
  • The Corsair Premiere FWD model is the cheapest to insure at around $2,054 per year. The most expensive trim is the Grand Touring Collection III AWD at $2,416 per year.
  • The Corsair ranks fifth out of 38 vehicles in the small luxury SUV class for auto insurance affordability.

How much does Lincoln Corsair insurance cost?

Ranked fifth out of 38 vehicles in the 2024 small luxury SUV class, Lincoln Corsair insurance costs $2,236 annually for full coverage, or around $186 monthly. With the average small luxury SUV costing $2,541 a year to insure, the Lincoln Corsair may save around $305 or more on an annual basis.

The cost summary chart below details how Lincoln Corsair insurance prices can change with a variety of driver ages and insurance policy deductibles.

Average 2024 Lincoln Corsair car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Lincoln Corsair car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Lincoln Corsair. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Lincoln Corsair Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,768$314
$500$4,484$374
$250$5,238$437
30-Year-Old$1,000$1,990$166
$500$2,388$199
$250$2,804$234
40-Year-Old$1,000$1,870$156
$500$2,236$186
$250$2,620$218
50-Year-Old$1,000$1,662$139
$500$1,980$165
$250$2,310$193
60-Year-Old$1,000$1,558$130
$500$1,854$155
$250$2,162$180

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Lincoln Corsair. Updated June 26, 2025

The following data table details average full coverage insurance policy costs for a Lincoln Corsair for the 2020 to 2024 model years.

Lincoln Corsair Insurance Cost for 2020-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Lincoln Corsair$2,236$186
2023 Lincoln Corsair$2,292$191
2022 Lincoln Corsair$2,264$189
2021 Lincoln Corsair$2,080$173
2020 Lincoln Corsair$2,018$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lincoln Corsair trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2020 to 2024 Lincoln Corsair models
Average annual premium and cost per month to insure 2020 to 2024 Lincoln Corsair models

The table below displays the estimated yearly and semi-annual policy costs, plus a monthly budget amount, for each Lincoln Corsair model and trim level.

2024 Lincoln Corsair Insurance Rates by Trim Level
2024 Lincoln Corsair Trim Level Annual Premium Cost Per Month
Premiere FWD$2,054$171
Premiere AWD$2,104$175
Reserve FWD$2,154$180
Reserve AWD$2,196$183
Premiere Collection III AWD$2,294$191
Grand Touring AWD$2,322$194
Reserve Collection III AWD$2,352$196
Grand Touring Collection III AWD$2,416$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Lincoln Corsair ranging from the Premiere FWD model at $2,054 per year to the Grand Touring Collection III AWD model at $2,416
Insurance cost by trim level for a 2024 Lincoln Corsair ranging from the Premiere FWD model at $2,054 per year to the Grand Touring Collection III AWD model at $2,416

How do Corsair car insurance prices rank?

The Lincoln Corsair ranks fifth out of 38 comparison vehicles in the small luxury SUV class for most affordable car insurance rates. The Corsair costs an estimated $2,236 per year for an auto insurance policy with full coverage, while the segment average policy cost is $2,541 per year, a difference of $305 per year.

When insurance prices are compared to the best-selling models in the small luxury SUV category, car insurance prices for a Lincoln Corsair cost $278 more per year than the Acura RDX, $134 less than the Volvo XC60, $370 less than the Audi Q5, and $276 less than the Mercedes-Benz GLC300.

The following table shows how the Corsair compares to the most popular small luxury SUVs in the United States like the Acura RDX, Audi Q5, and the Volvo XC60.

Insurance Cost Comparison: Lincoln Corsair vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$278
2Lexus NX 250$2,072-$164
3Cadillac XT4$2,114-$122
4Lexus NX 350h$2,210-$26
5Lincoln Corsair$2,236--
6Mercedes-Benz GLB 250$2,240$4
7Lexus UX 250h$2,246$10
8Lexus NX 450h$2,258$22
9Mercedes-Benz GLA250$2,282$46
10Mercedes-Benz GLA35 AMG$2,290$54
11Land Rover Evoque$2,336$100
12Lexus NX 350$2,348$112
13Volvo XC40$2,356$120
14Volvo XC60$2,370$134
15Alfa Romeo Tonale$2,376$140
16Mercedes-Benz GLA45 AMG$2,388$152
17BMW X1$2,420$184
18Infiniti QX55$2,424$188
19Volvo C40$2,442$206
20BMW X2$2,452$216
21Lexus RZ 450e$2,478$242
22Mercedes-Benz EQB 300$2,492$256
23Mercedes-Benz GLC300$2,512$276
24Mercedes-Benz EQB 350$2,552$316
25Genesis GV70$2,582$346
26Audi Q3$2,596$360
27Audi Q5$2,606$370
28Alfa Romeo Stelvio$2,630$394
29Land Rover Range Rover Velar$2,660$424
30BMW X4$2,712$476
31Audi Q4$2,736$500
32BMW X3$2,764$528
33Genesis GV60$2,848$612
34Porsche Macan$2,894$658
35Jaguar I-Pace$2,926$690
36Land Rover Defender$3,042$806
37Jaguar F-Pace$3,130$894
38Aston Martin DBX$4,562$2,326

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,236 per year, insurance cost for a 2024 Lincoln Corsair ranks fifth out of 38 models in the small luxury SUV segment
At $2,236 per year, insurance cost for a 2024 Lincoln Corsair ranks fifth out of 38 models in the small luxury SUV segment