Compare Mercedes-Benz C350 Car Insurance Rates: 2025 Edition

How much does C350 insurance cost? We compare rates for the base C350 and 4Matic models to find out how average prices measure up to the rest of the midsize luxury car segment.

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  • Mercedes C350 car insurance rates average $1,966 per year or around $164 per month, depending on the age of the rated driver.
  • The cheapest C350 trim level to insure is the base Coupe trim at an estimated $1,938 per year.
  • The C350 4Matic Coupe is the most expensive to insure at $1,992 per year.
  • Out of 54 other midsize luxury cars for the 2015 model year, the C350 ranks 18th for insurance cost.

How much does Mercedes C350 car insurance cost?

Ranked 18th out of 54 vehicles in the midsize luxury car class, Mercedes-Benz C350 insurance averages $1,966 annually, or around $164 a month. With the average midsize luxury car costing $2,143 a year to insure, the Mercedes-Benz C350 may possibly save an estimated $177 or more annually.

The next price chart shows how average 2015 Mercedes-Benz C350 auto insurance cost adjusts based on the age of the driver and a range of policy deductibles.

Average 2015 Mercedes-Benz C350 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2015 Mercedes-Benz C350 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2015 model year Mercedes-Benz C350. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2015 Mercedes-Benz C350 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,380$282
$500$3,948$329
$250$4,548$379
30-Year-Old$1,000$1,768$147
$500$2,086$174
$250$2,418$202
40-Year-Old$1,000$1,672$139
$500$1,966$164
$250$2,270$189
50-Year-Old$1,000$1,492$124
$500$1,746$146
$250$2,012$168
60-Year-Old$1,000$1,398$117
$500$1,634$136
$250$1,880$157

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2015 Mercedes-Benz C350. Updated June 26, 2025

The rate table below details the estimated annual and semi-annual policy costs, in addition to a monthly budget figure, for each Mercedes-Benz C350 model trim level.

2015 Mercedes-Benz C350 Insurance Rates by Trim Level
2015 Mercedes-Benz C350 Trim Level Annual Premium Cost Per Month
Coupe$1,938$162
4Matic Coupe$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2015 Mercedes-Benz C350 ranging from the Coupe model at $1,938 per year to the 4Matic Coupe model at $1,992
Insurance cost by trim level for a 2015 Mercedes-Benz C350 ranging from the Coupe model at $1,938 per year to the 4Matic Coupe model at $1,992

The following table breaks down average full coverage auto insurance rates for a Mercedes-Benz C350 for the 2013-2015 model years.

Mercedes-Benz C350 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2015 Mercedes-Benz C350$3,948$1,966$1,634
2014 Mercedes-Benz C350$3,806$1,888$1,574
2013 Mercedes-Benz C350$3,380$1,692$1,412

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz C350 trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2013 to 2015 Mercedes-Benz C350 models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2015 Mercedes-Benz C350 models for drivers age 20, 40 and 60

Mercedes-Benz C350 vs. other midsize luxury cars

The Mercedes C350 ranks 18th out of 54 total vehicles in the midsize luxury car category for most affordable auto insurance rates. The C350 costs an estimated $1,966 per year to insure for full coverage, while the class average cost is $2,143 annually, a difference of $177 per year.

When compared to other vehicles in the midsize luxury car class, car insurance prices for a Mercedes-Benz C350 cost $314 more per year than the Lexus ES 350, $98 less than the Infiniti Q50, and $240 more than the Lincoln MKZ.

The chart displayed below shows how average C350 car insurance cost compares to the top-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included after the chart showing average car insurance rates for the entire 54 vehicle midsize luxury car segment.

Average 2015 Mercedes-Benz C350 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2015 Mercedes-Benz C350 car insurance premium compared to other midsize luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2015 model year Mercedes-Benz C350. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz C350 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz C350 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$314
2Acura ILX$1,662-$304
3Audi A3$1,702-$264
4Infiniti Q40$1,706-$260
5Volvo S80$1,712-$254
6Lincoln MKZ$1,726-$240
7Mercedes-Benz SLK55 AMG$1,744-$222
8Mercedes-Benz CLA250$1,808-$158
9Mercedes-Benz CLA45 AMG$1,838-$128
10BMW 528xi$1,848-$118
11BMW 428xi$1,886-$80
12Audi A6$1,926-$40
13Audi S4$1,928-$38
14Mercedes-Benz C400$1,930-$36
15Mercedes-Benz E350$1,946-$20
16Lexus ES 300H$1,948-$18
17BMW 528i$1,956-$10
18Mercedes-Benz C350$1,966--
19Audi S5$1,978$12
20BMW 428i$1,994$28
21BMW 435xi$1,998$32
22Mercedes-Benz SL400$2,016$50
23Hyundai Genesis$2,030$64
24Infiniti Q50$2,064$98
25BMW Activehybrid 5$2,088$122
26BMW 550i$2,094$128
27Mercedes-Benz E550$2,098$132
28Mercedes-Benz E400$2,110$144
29BMW 435i$2,116$150
30Audi RS 5$2,134$168
31BMW 550xi$2,138$172
32Jaguar XF$2,162$196
33Mercedes-Benz E250$2,166$200
34BMW 535d$2,178$212
35Lexus GS 350$2,180$214
36BMW 535xi$2,196$230
37BMW 535i$2,200$234
38Mercedes-Benz CLS400$2,204$238
39Mercedes-Benz SL550$2,238$272
40Jaguar XK$2,274$308
41BMW 640xi$2,286$320
42Audi A7$2,294$328
43Audi S6$2,318$352
44BMW 640i$2,350$384
45BMW 650xi$2,392$426
46Jaguar XKR$2,478$512
47Mercedes-Benz S550E$2,498$532
48BMW M5$2,512$546
49Mercedes-Benz SL63 AMG$2,580$614
50Tesla Model S$2,590$624
51BMW M6$2,594$628
52Audi S7$2,612$646
53Mercedes-Benz SLS AMG$3,310$1,344
54Mercedes-Benz SL65 AMG$3,360$1,394

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 27, 2025

Supplementary rates and observations

A few additional noteworthy observations concerning the cost of insurance for a C350 include:

  • Save money by qualifying for discounts. Discounts may be available if the policyholders drive low annual mileage, are good students, are senior citizens, are military or federal employees, insure their home and car with the same company, or many other discounts which could save the average driver as much as $336 per year.
  • Your employment could earn you discounts. Most car insurance companies offer discounts for specific occupations like college professors, police officers and law enforcement, engineers, emergency medical technicians, firefighters, lawyers, and other. Getting this discount could potentially save between $59 and $154 on your yearly insurance cost, depending on the age of the driver.
  • Driver gender influences rates. For a 2015 Mercedes-Benz C350, a 20-year-old man receives an average rate of $3,948 per year, while a 20-year-old female driver pays $2,842, a difference of $1,106 per year in favor of the women by a long shot. But by age 50, the rate for males is $1,746 and the cost for a female driver is $1,700, a difference of only $46.
  • Improve your credit to save money. Having an over-800 credit score could save $309 per year when compared to a credit rating of 670-739. Conversely, a below average credit rating could cost as much as $358 more per year.
  • As you age, auto insurance tends to get cheaper. The difference in insurance rates for a 2015 Mercedes-Benz C350 between a 50-year-old driver ($1,746 per year) and a 20-year-old driver ($3,948 per year) is $2,202, or a savings of 77.3%.
  • Plan on paying a lot to insure a teen driver. Average rates for full coverage C350 insurance costs $7,063 per year for a 16-year-old driver, $6,814 per year for a 17-year-old driver, $6,053 per year for an 18-year-old driver, and $5,535 per year for a 19-year-old driver.