- Mercedes GLA250 car insurance costs around $2,282 per year, $1,141 for a 6-month policy, or around $190 per month.
- Drivers can find the cheapest insurance on the GLA250 base 2WD trim at $2,218 per year.
- The GLA250 AMG Line 4Matic has the highest rates at $2,342 per year.
- Out of 38 other small luxury SUVs, the GLA250 ranks ninth for insurance cost.
How much does Mercedes GLA250 insurance cost?
Mercedes-Benz GLA250 insurance costs on average $2,282 a year for full coverage, or about $190 if paid each month. Plan on paying around $259 less each year to insure a Mercedes-Benz GLA250 compared to the average rate for small luxury SUVs, and $61 more per year than the all-vehicle national average of $2,221.
The chart below illustrates how GLA250 car insurance costs can differ depending on the age of the driver and policy deductibles. The values shown range from the cheapest rate of $1,586 per year for a 60-year-old driver with a deductible of $1,000 to the most expensive rate of $5,338 each year for a driver age 20 with $250 deductibles.
The table below displays the estimated yearly and 6-month policy costs, including a monthly budget estimate, for each Mercedes-Benz GLA250 trim level.
| 2024 Mercedes-Benz GLA250 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Base 2WD | $2,218 | $185 |
| Base 4Matic | $2,268 | $189 |
| AMG Line | $2,304 | $192 |
| AMG Line 4Matic | $2,342 | $195 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
The next table illustrates average Mercedes-Benz GLA250 insurance cost from the 2015 to the 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mercedes-Benz GLA250 | $2,282 | $190 |
| 2023 Mercedes-Benz GLA250 | $2,212 | $184 |
| 2022 Mercedes-Benz GLA250 | $2,288 | $191 |
| 2021 Mercedes-Benz GLA250 | $2,248 | $187 |
| 2020 Mercedes-Benz GLA250 | $2,180 | $182 |
| 2019 Mercedes-Benz GLA250 | $1,920 | $160 |
| 2018 Mercedes-Benz GLA250 | $1,836 | $153 |
| 2017 Mercedes-Benz GLA250 | $1,740 | $145 |
| 2016 Mercedes-Benz GLA250 | $1,542 | $129 |
| 2015 Mercedes-Benz GLA250 | $1,654 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLA250 trim levels for each model year. Updated June 26, 2025
Is Mercedes GLA250 insurance expensive?
When compared to the best-selling models in the small luxury SUV category, insurance prices for a Mercedes-Benz GLA250 cost $230 less per year than the Mercedes-Benz GLC300, $324 less than the Audi Q5, $88 less than the Volvo XC60, and $482 less than the BMW X3.
The Mercedes GLA250 ranks ninth out of 38 total comparison vehicles in the small luxury SUV category for most affordable car insurance prices. The GLA250 costs an average of $2,282 per year for an auto insurance policy with full coverage, while the class average price is $2,541 annually, a difference of $259 per year.
The following chart shows how GLA250 insurance rates compare to the best-selling small luxury SUVs in the U.S. like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added after the chart breaking down average auto insurance rates for the entire small luxury SUV category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,958 | -$324 |
| 2 | Lexus NX 250 | $2,072 | -$210 |
| 3 | Cadillac XT4 | $2,114 | -$168 |
| 4 | Lexus NX 350h | $2,210 | -$72 |
| 5 | Lincoln Corsair | $2,236 | -$46 |
| 6 | Mercedes-Benz GLB 250 | $2,240 | -$42 |
| 7 | Lexus UX 250h | $2,246 | -$36 |
| 8 | Lexus NX 450h | $2,258 | -$24 |
| 9 | Mercedes-Benz GLA250 | $2,282 | -- |
| 10 | Mercedes-Benz GLA35 AMG | $2,290 | $8 |
| 11 | Land Rover Evoque | $2,336 | $54 |
| 12 | Lexus NX 350 | $2,348 | $66 |
| 13 | Volvo XC40 | $2,356 | $74 |
| 14 | Volvo XC60 | $2,370 | $88 |
| 15 | Alfa Romeo Tonale | $2,376 | $94 |
| 16 | Mercedes-Benz GLA45 AMG | $2,388 | $106 |
| 17 | BMW X1 | $2,420 | $138 |
| 18 | Infiniti QX55 | $2,424 | $142 |
| 19 | Volvo C40 | $2,442 | $160 |
| 20 | BMW X2 | $2,452 | $170 |
| 21 | Lexus RZ 450e | $2,478 | $196 |
| 22 | Mercedes-Benz EQB 300 | $2,492 | $210 |
| 23 | Mercedes-Benz GLC300 | $2,512 | $230 |
| 24 | Mercedes-Benz EQB 350 | $2,552 | $270 |
| 25 | Genesis GV70 | $2,582 | $300 |
| 26 | Audi Q3 | $2,596 | $314 |
| 27 | Audi Q5 | $2,606 | $324 |
| 28 | Alfa Romeo Stelvio | $2,630 | $348 |
| 29 | Land Rover Range Rover Velar | $2,660 | $378 |
| 30 | BMW X4 | $2,712 | $430 |
| 31 | Audi Q4 | $2,736 | $454 |
| 32 | BMW X3 | $2,764 | $482 |
| 33 | Genesis GV60 | $2,848 | $566 |
| 34 | Porsche Macan | $2,894 | $612 |
| 35 | Jaguar I-Pace | $2,926 | $644 |
| 36 | Land Rover Defender | $3,042 | $760 |
| 37 | Jaguar F-Pace | $3,130 | $848 |
| 38 | Aston Martin DBX | $4,562 | $2,280 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025
Additional rates and discounts
Other key data observations regarding GLA250 insurance cost include:
- As you age, insurance rates get cheaper. The difference in Mercedes-Benz GLA250 insurance rates between a 50-year-old driver ($2,020 per year) and a 20-year-old driver ($4,564 per year) is $2,544, or a savings of 77.3%.
- Bring up your credit score to save money. Drivers who maintain a credit score over 800 could save $358 per year versus a lower credit score of 670-739. Conversely, a not-so-perfect credit rating could cost up to $415 more per year.
- Young males pay a lot more for insurance. For a 2024 Mercedes-Benz GLA250, a 20-year-old male driver will pay an average rate of $4,564 per year, while a 20-year-old female will pay an average of $3,278, a difference of $1,286 per year in favor of the women by a long shot. But by age 50, the cost for male drivers is $2,020 and the cost for a female driver is $1,972, a difference of only $48.
- Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having too many accidents or violations could trigger a rate increase of $2,724 or more per year.
- Policy discounts equal cheaper GLA250 insurance rates. Discounts may be available if the insured drivers are claim-free, take a defensive driving course, are good students, drive a vehicle with safety or anti-theft features, drive low annual mileage, or many other policy discounts which could save the average driver as much as $384 per year on the cost of insuring a Mercedes-Benz GLA250.
- Get a discount from your choice of occupation. The large majority of insurance companies offer policy discounts for earning a living in occupations like police officers and law enforcement, lawyers, scientists, architects, high school and elementary teachers, emergency medical technicians, and others. Obtaining this discount may save between $68 and $228 on your annual premium.
- Tickets and violations cost money. If you want to pay the most reasonable price on GLA250 insurance rates, it’s necessary to follow traffic laws. In fact, just one or two traffic violations could result in raising policy rates as much as $598 per year. Serious moving violations such as reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $2,090 or more.