Mitsubishi Outlander Sport Insurance: What to Know for 2025

We analyzed rate quotes from the least expensive 2.0 S model to the 2.4 SEL trim level to find out how insurance rates on an Outlander Sport rank when compared to the competition.

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  • Mitsubishi Outlander Sport insurance costs an average of $2,254 per year or around $188 per month, but rates can vary considerably based on driver age.
  • The cheapest Outlander Sport insurance can be found on the 2.0 S trim level costing an average of $2,158 per year.
  • At the high end, the Outlander Sport 2.4 SEL is the most expensive to insure at $2,324 for an annual policy.
  • Ranked 12th out of 34 other models in the midsize SUV class, car insurance rates for the Mitsubishi Outlander Sport cost $116 less per year than the average cost for the segment.

How much does Mitsubishi Outlander Sport insurance cost?

Ranked 12th out of 34 vehicles in the midsize SUV class, Mitsubishi Outlander Sport car insurance averages $2,254 a year, or about $188 on a monthly basis. With the average midsize SUV costing $2,370 a year to insure, the Mitsubishi Outlander Sport would save around $116 or more each year.

The following rate chart displays a summary of car insurance rates for a 2024 Outlander Sport using different risk profiles and driver ages.

Average 2024 Mitsubishi Outlander Sport insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mitsubishi Outlander Sport insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year Mitsubishi Outlander Sport with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Outlander Sport trim levels.

2024 Mitsubishi Outlander Sport Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,180$432
Safe Driver Age 20$4,534$378
At-fault Accidents Age 40$3,182$265
Low Deductibles Age 40$2,968$247
Safe Driver Age 30$2,406$201
Safe Driver Age 40$2,254$188
Safe Driver Age 50$1,996$166
High Deductibles Age 40$1,888$157
Discount Rate Age 40$1,872$156
Safe Driver Age 60$1,868$156

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mitsubishi Outlander Sport trim levels. Updated October 24, 2025

The data table below illustrates average insurance rates for a Mitsubishi Outlander Sport for the 2020-2024 model years for five different age groups.

Mitsubishi Outlander Sport Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mitsubishi Outlander Sport$4,534$2,254$1,868
2023 Mitsubishi Outlander Sport$4,660$2,304$1,914
2022 Mitsubishi Outlander Sport$4,516$2,228$1,854
2021 Mitsubishi Outlander Sport$4,534$2,232$1,862
2020 Mitsubishi Outlander Sport$4,406$2,168$1,810

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Outlander Sport trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2020 to 2024 Mitsubishi Outlander Sport models for drivers age 20, 40 and 60
Average insurance rates for 2020 to 2024 Mitsubishi Outlander Sport models for drivers age 20, 40 and 60

The rate table below shows average annual and 6-month Mitsubishi Outlander Sport car insurance rates, plus a monthly insurance rate, for each 2024 model year trim level.

2024 Mitsubishi Outlander Sport Insurance Rates by Trim Level
2024 Mitsubishi Outlander Sport Trim Level Annual Premium Cost Per Month
2.0 S$2,158$180
2.0 ES$2,234$186
2.0 LE$2,256$188
2.0 SE$2,298$192
2.4 SEL$2,324$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Mitsubishi Outlander Sport ranging from the 2.0 S model at $2,158 per year to the 2.4 SEL model at $2,324
Insurance cost by trim level for a 2024 Mitsubishi Outlander Sport ranging from the 2.0 S model at $2,158 per year to the 2.4 SEL model at $2,324

How do Outlander Sport insurance prices rank?

The Mitsubishi Outlander Sport ranks 12th out of 34 total comparison vehicles in the midsize SUV segment for insurance affordability. The Outlander Sport costs an estimated $2,254 per year for full coverage car insurance, while the segment average is $2,370 annually, a difference of $116 per year.

When rates are compared to other popular midsize SUVs, car insurance prices for a Mitsubishi Outlander Sport cost $144 less per year than the Jeep Grand Cherokee, $74 more than the Toyota Highlander, and $78 more than the Ford Explorer.

The table below shows how car insurance rates for an Outlander Sport compare to the top 10 selling midsize SUVs like the Jeep Cherokee, Subaru Outback, and the Chevrolet Traverse.

Insurance Cost Comparison: Mitsubishi Outlander Sport vs Midsize SUVs
Rank Make and Model Annual Premium Difference
1Honda Passport$1,910-$344
2Nissan Murano$2,016-$238
3Subaru Outback$2,042-$212
4Buick Envista$2,050-$204
5Subaru Ascent$2,088-$166
6Volkswagen Atlas$2,128-$126
7Volkswagen Atlas Cross Sport$2,136-$118
8Ford Explorer$2,176-$78
9Toyota Highlander$2,180-$74
10Toyota Venza$2,190-$64
11Chevrolet Traverse$2,238-$16
12Mitsubishi Outlander Sport$2,254--
13Mitsubishi Outlander PHEV$2,262$8
14Ford Edge$2,270$16
15Kia Sorento$2,278$24
16GMC Acadia$2,316$62
17Buick Enclave$2,320$66
18Honda Pilot$2,336$82
19Mazda CX-9$2,342$88
20Jeep Grand Cherokee$2,398$144
21Hyundai Santa Fe$2,426$172
22Nissan Pathfinder$2,440$186
23Hyundai Palisade$2,450$196
24Chevrolet Blazer$2,476$222
25Kia Telluride$2,504$250
26Toyota 4Runner$2,572$318
27Mazda CX-90$2,582$328
28Toyota Grand Highlander$2,610$356
29Kia EV9$2,630$376
30Tesla Model Y$2,654$400
31Ford Bronco$2,662$408
32Jeep Wrangler$2,740$486
33Dodge Durango$2,942$688
34Rivian R1S$2,950$696

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

At $2,254 per year, insurance cost for a 2024 Mitsubishi Outlander Sport ranks 12th out of 34 models in the midsize SUV segment
At $2,254 per year, insurance cost for a 2024 Mitsubishi Outlander Sport ranks 12th out of 34 models in the midsize SUV segment

Supplementary Outlander Sport insurance rates and insights

Some other noteworthy conclusions concerning the cost of insurance for an Outlander Sport include:

  • Get better rates due to your employment. Some insurance companies offer discounts for certain professions like college professors, architects, firefighters, dentists, accountants, scientists, and others. If your occupation qualifies you for this discount, you could save between $68 and $233 on your yearly Outlander Sport insurance premium, depending on the age of the driver.
  • Good credit scores mean better rates. Maintaining a high credit score could save up to $354 per year over a credit score ranging from 670-739. Conversely, a below average credit score could cost as much as $410 more per year.
  • Policy discounts save money. Discounts may be available if the insureds drive a vehicle with safety or anti-theft features, are claim-free, are good students, sign their policy early, are loyal customers, or many other discounts which could save the average driver as much as $382 per year.
  • Avoid accidents to save on insurance. Being the cause of frequent accidents will raise rates, to the tune of $3,212 per year for a 20-year-old driver and as much as $538 per year for a 60-year-old driver.
  • Increase deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $366 per year for a 40-year-old driver and $720 per year for a 20-year-old driver.
  • Lowering deductibles makes car insurance more expensive. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $384 per year for a 40-year-old driver and $758 per year for a 20-year-old driver.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost on an Outlander Sport between a 50-year-old driver ($1,996 per year) and a 20-year-old driver ($4,534 per year) is $2,538, or a savings of 77.7%.