- Models like the Chevrolet Trailblazer, Nissan Kicks, Buick Envision, and Toyota Corolla Cross are some of the vehicles with the cheapest auto insurance in Wasilla.
- Wasilla car insurance rates cost an average of $1,592 per year, or approximately $133 per month.
- Monthly car insurance rates for a few popular vehicles in Wasilla include the Honda CR-V at $113, Honda Civic at $118, and Toyota Tacoma at $134.
- Wasilla auto insurance averages $108 per year more than the Alaska state average and $291 per year less than the average for all 50 states.
Cheapest cars to insure in Wasilla, AK
The vehicles with the best auto insurance prices in Wasilla tend to be crossovers and small SUVs like the Subaru Crosstrek, Kia Soul, and Buick Envision. Average insurance prices for cars and SUVs that rank in the top 10 cost $1,306 or less per year ($109 per month) to get full coverage.
A few other models that are ranked high in our auto insurance cost comparison are the Volkswagen Tiguan, Volkswagen Taos, Buick Envista, and Honda CR-V. Average cost is a little higher for those models than the small SUVs that rank near the top, but they still have an average cost of $1,366 or less per year, or around $114 per month.
The next table details the 30 cars, trucks, and SUVs with the cheapest insurance rates in Wasilla, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,178 | $98 |
| 2 | Chevrolet Trailblazer | $1,196 | $100 |
| 3 | Kia Soul | $1,242 | $104 |
| 4 | Nissan Kicks | $1,254 | $105 |
| 5 | Honda Passport | $1,268 | $106 |
| 6 | Buick Envision | $1,278 | $107 |
| 7 | Toyota Corolla Cross | $1,284 | $107 |
| 8 | Hyundai Venue | $1,292 | $108 |
| 9 | Mazda CX-5 | $1,300 | $108 |
| 10 | Ford Bronco Sport | $1,306 | $109 |
| 11 | Volkswagen Tiguan | $1,318 | $110 |
| 12 | Acura RDX | $1,332 | $111 |
| 13 | Nissan Murano | $1,340 | $112 |
| 14 | Buick Encore | $1,352 | $113 |
| 15 | Honda CR-V | $1,358 | $113 |
| 16 | Subaru Outback | $1,358 | $113 |
| 17 | Buick Envista | $1,362 | $114 |
| 18 | Chevrolet Colorado | $1,362 | $114 |
| 19 | Volkswagen Taos | $1,364 | $114 |
| 20 | Kia Niro | $1,366 | $114 |
| 21 | Toyota GR Corolla | $1,384 | $115 |
| 22 | Honda HR-V | $1,386 | $116 |
| 23 | Subaru Ascent | $1,386 | $116 |
| 24 | Nissan Leaf | $1,394 | $116 |
| 25 | Honda Civic | $1,410 | $118 |
| 26 | Lexus NX 250 | $1,412 | $118 |
| 27 | Volkswagen Atlas | $1,414 | $118 |
| 28 | Acura Integra | $1,416 | $118 |
| 29 | Volkswagen Atlas Cross Sport | $1,420 | $118 |
| 30 | Subaru Forester | $1,422 | $119 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wasilla, AK Zip Codes. Updated February 23, 2024
A few additional vehicles worth noting making the top 30 table above include the Toyota GR Corolla, the Honda Civic, the Volkswagen Atlas, the Lexus NX 250, and the Subaru Ascent. Rates for those vehicles cost between $1,366 and $1,420 per year.
In comparison, a few models with much more expensive insurance include the Ford Mustang Mach-E which costs $1,864 per year, the Audi A4 which averages $1,832, and the Lexus LX 570 which costs $2,252.
How much does Wasilla car insurance cost?
In Wasilla, the average car insurance expense is $1,592 per year, which is 16.7% less than the U.S. average rate of $1,883. Per month, Wasilla car insurance costs approximately $133 per month for a policy that provides full coverage.
In the state of Alaska, the average cost of car insurance is $1,484 per year, so the cost in Wasilla is $108 more per year.
The cost of insurance in Wasilla compared to other Alaska locations is $244 per year more than in Juneau, $280 per year more expensive than in Ketchikan, and $256 per year more expensive than in Sitka.
The age of the rated driver is the factor that has the most impact on the price you pay for auto insurance, so the list below details how driver age influences cost by showing average car insurance rates in Wasilla for driver ages from 16 to 60.
Car insurance cost in Wasilla, Alaska, for drivers age 16 to 60
- 16-year-old driver – $5,673 per year or $473 per month
- 17-year-old driver – $5,496 per year or $458 per month
- 18-year-old driver – $4,924 per year or $410 per month
- 19-year-old driver – $4,487 per year or $374 per month
- 20-year-old driver – $3,206 per year or $267 per month
- 30-year-old driver – $1,698 per year or $142 per month
- 40-year-old driver – $1,592 per year or $133 per month
- 50-year-old driver – $1,412 per year or $118 per month
- 60-year-old driver – $1,322 per year or $110 per month
The chart below shows average auto insurance rates in Wasilla, AK, for 2024 model year vehicles for both different driver ages and policy deductible limits.
Average car insurance rates in the prior chart range from $1,118 per year for a policy with high physical damage deductibles for a 60-year-old driver to $3,728 per year for a 20-year-old driver with a policy with low comprehensive and collision deductibles.
When converted to a monthly cost, the average cost of car insurance per month in Wasilla ranges from $93 to $311.
Car insurance rates are priced differently for every driver and subtle changes in driver risk profiles can have considerable effects on car insurance cost. Since there is so much rate volatility, this emphasizes the need to get multiple auto insurance quotes when shopping for cheaper car insurance.
Popular vehicles and the cost of insurance
The car insurance rates mentioned previously take all 2024 vehicle models and average them, which is handy when making broad comparisons like the average cost difference for different locations or driver risk profiles.
Perhaps a more useful metric when comparing car insurance cost is to look at rates for specific models. The chart below shows average car insurance cost for a small sample of popular cars, pickups, and SUVs in Wasilla and surrounding areas.
Vehicle models popular with drivers in Wasilla tend to be compact or midsize sedans like the Nissan Sentra and Honda Accord and compact or midsize SUVs like the Toyota RAV4, Honda CR-V, and Jeep Grand Cherokee.
Some additional popular vehicles from other segments include luxury SUVs like the Infiniti QX60, Acura MDX, and Lexus RX 350, luxury cars like the Tesla Model S, BMW 530i, and Lexus ES 350, and pickup trucks like the Chevy Silverado, Ford F-150, and Ford Ranger.
When these popular models are compared to the previous table of the top 30 vehicles with the cheapest insurance, most of these models cost more to insure than the cheapest vehicles.
Higher auto insurance premiums could be caused by a higher sticker price, like a Chevrolet Corvette with an average purchase price of $69,995 or a Cadillac Escalade which has an average cost of $82,790.
Another reason rates are higher on some models could be an increased chance of medical or liability insurance claims like a GMC Sierra 2500 pickup, GMC Yukon XL, or Chevy Camaro. Each vehicle has a historical claim severity and frequency rating that can be used as a factor when determining rates.
The list below summarizes some of the concepts that were covered in this article.
- Car insurance gets more affordable as you get older – Rates for a 40-year-old driver in Wasilla are $1,614 per year cheaper than for a 20-year-old driver.
- Low deductible car insurance costs more – A 30-year-old driver pays an average of $434 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Car insurance rates decrease significantly between ages 20 and 30 – The average 30-year-old Wasilla, Alaska, driver will pay $1,508 less per year than a 20-year-old driver, $1,698 versus $3,206.
- Insuring teens is expensive – Cost ranges from $3,793 to $5,673 per year for teenage driver insurance in Wasilla.
- Wasilla car insurance rates are more expensive than the Alaska state average – $1,592 (Wasilla average) versus $1,484 (Alaska average)