- Average car insurance cost in Colorado Springs is $1,836 per year, or $153 per month for full coverage.
- Colorado Springs car insurance costs an average of $210 per year more than the Colorado state average cost and $269 per year more than the average rate for all 50 states.
- Auto insurance rates for a few popular vehicles in Colorado Springs include the Jeep Wrangler at $2,104 per year, Toyota Camry at $1,808, and Ford Escape at $1,808.
- Compact models like the Mazda CX-5, Buick Envision, Nissan Kicks, and Hyundai Venue are some of the top picks for cheap car insurance in Colorado Springs.
- Car insurance quotes in Colorado Springs can vary significantly from as little as $37 per month for liability-only insurance to over $657 per month drivers with many accidents and violations.
How much does car insurance cost in Colorado Springs?
The average cost to insure a vehicle in Colorado Springs is $1,836 per year, or about $153 per month for a policy with full coverage. It costs 17.2% more to insure the average vehicle in Colorado Springs than the overall U.S. national average rate of $1,567.
Average auto insurance cost in Colorado is $1,626 per year, so Colorado Springs drivers pay an average of $210 more per year than the overall Colorado state-wide average rate. The average cost of insurance in Colorado Springs compared to other Colorado locations is around $116 per year less than in Aurora, $44 per year less than in Denver, and $100 per year less than in Lakewood.
The age of the driver is one of the largest factors in the price you pay for car insurance, so the list below illustrates this point by breaking out average car insurance rates in Colorado Springs for drivers from 16 to 60.
Colorado Springs car insurance cost for drivers age 16 to 60
- 16-year-old driver – $6,580 per year or $548 per month
- 17-year-old driver – $6,146 per year or $512 per month
- 18-year-old driver – $5,740 per year or $478 per month
- 19-year-old driver – $5,190 per year or $433 per month
- 20-year-old driver – $3,648 per year or $304 per month
- 30-year-old driver – $1,932 per year or $161 per month
- 40-year-old driver – $1,836 per year or $153 per month
- 50-year-old driver – $1,672 per year or $139 per month
- 60-year-old driver – $1,642 per year or $137 per month
The chart below shows average Colorado Springs car insurance cost broken out not only for different driver ages, but also for different physical damage deductibles. Rates are averaged for all 2022 vehicle models including luxury and performance vehicles.
Average car insurance rates in the prior chart range from $1,392 per year for a policy with high physical damage deductibles for a 60-year-old driver to $4,228 per year for a 20-year-old driver with low physical damage deductibles.
When the rates shown in the chart are converted to monthly figures, the average cost of car insurance per month in Colorado Springs ranges from $116 to $352.
Auto insurance rates can cost significantly different amounts and are impacted by many factors. The potential for large variability increases the need for accurate free car insurance quotes when trying to find the cheapest auto insurance.
Popular models and the cost to insure them
The previously referenced auto insurance rates take all 2022 vehicle models and average them, which is suitable when making overall comparisons like the difference in average car insurance cost for two different locations in Colorado.
For more in-depth price comparisons, however, the rates will be more accurate if we perform a rate analysis for the specific model of vehicle being insured. In the next few article sections, we explore both segment rates and rates for all different kinds of vehicles, but for now, a few of the most popular models will be used to find out how auto insurance rates measure up in Colorado Springs.
This next list details average annual and monthly auto insurance cost for some of the most popular cars, trucks, and SUVs on the road in Colorado Springs. Later, there is a section that examines the ins-and-outs of insuring a few of these models in much more detail.
Average annual and monthly car insurance cost for popular models in Colorado Springs
- Jeep Wrangler – $2,104 per year or $175 per month
- Toyota Camry – $1,808 per year or $151 per month
- Ford Escape – $1,808 per year or $151 per month
- Hyundai Elantra – $2,074 per year or $173 per month
- Honda CR-V – $1,608 per year or $134 per month
- Nissan Altima – $2,056 per year or $171 per month
- Subaru Forester – $1,590 per year or $133 per month
- GMC Sierra – $1,872 per year or $156 per month
- Jeep Cherokee – $2,042 per year or $170 per month
- Nissan Sentra – $1,792 per year or $149 per month
Vehicles with high popularity in Colorado Springs tend to be compact and midsize sedans like the Volkswagen Jetta and Kia K5 and compact and midsize SUVs like the Honda CR-V, Chevy Equinox, and Subaru Outback.
Additional popular vehicles from other vehicle segments include luxury cars like the Tesla Model S, BMW 530i, and Lexus ES 350, luxury SUVs like the BMW X5, Cadillac XT5, and Infiniti QX60, and pickup trucks like the Ram 1500, Toyota Tacoma, and Chevy Silverado.
We cover rates in much more detail coming up in the article, but before we dive into that data, let’s look at the comparisons and key concepts that we have covered in the data above.
- Insuring a teenager is expensive in Colorado Springs – Cost ranges from $4,616 to $6,580 per year to insure a teen driver in Colorado Springs, Colorado.
- Low deductible auto insurance costs more – A 30-year-old driver pays an average of $508 more per year for $250 deductibles compared to $1,000 deductibles.
- Colorado Springs, CO, car insurance costs more than the U.S. average – $1,836 (Colorado Springs average) versus $1,567 (U.S. average)
- Monthly car insurance cost ranges from $137 to $548 – That is the average auto insurance cost range for drivers age 16 to 60 in Colorado Springs.
- Auto insurance costs less the older you are – Average car insurance rates for a 40-year-old driver in Colorado Springs are $1,812 per year cheaper than for a 20-year-old driver.
Which vehicles are cheapest to insure?
The vehicles with the lowest cost average insurance prices in Colorado Springs tend to be crossovers and compact SUVs like the Mazda CX-5, Nissan Kicks, Nissan Rogue Sport, and Toyota C-HR.
Average auto insurance quotes for those vehicles cost $1,530 or less per year to have full coverage.
A few other models that rank towards the top in our car insurance cost comparison are the Volkswagen Tiguan, Hyundai Venue, Mazda MX-5 Miata, and Subaru Forester.
The average rates are marginally higher for those models than the cheapest small SUVs at the top of the list, but they still have average rates of $1,594 or less per year ($133 per month) in Colorado Springs.
The table below shows the 20 cars, trucks, and SUVs with the cheapest insurance rates in Colorado Springs, ordered starting with the cheapest.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,398 | $117 |
| 2 | Nissan Kicks | $1,432 | $119 |
| 3 | Chevrolet Trailblazer | $1,440 | $120 |
| 4 | Subaru Crosstrek | $1,474 | $123 |
| 5 | Honda Passport | $1,478 | $123 |
| 6 | Chevrolet Colorado | $1,512 | $126 |
| 7 | Toyota C-HR | $1,512 | $126 |
| 8 | Buick Encore | $1,520 | $127 |
| 9 | Nissan Rogue Sport | $1,530 | $128 |
| 10 | Hyundai Venue | $1,560 | $130 |
| 11 | Buick Envision | $1,564 | $130 |
| 12 | Kia Seltos | $1,564 | $130 |
| 13 | Ford Maverick | $1,572 | $131 |
| 14 | Acura RDX | $1,574 | $131 |
| 15 | Toyota Corolla Cross | $1,576 | $131 |
| 16 | Subaru Ascent | $1,578 | $132 |
| 17 | Hyundai Kona | $1,588 | $132 |
| 18 | Subaru Forester | $1,590 | $133 |
| 19 | Mazda MX-5 Miata | $1,592 | $133 |
| 20 | Subaru Impreza | $1,594 | $133 |
A table showing 20 ranked vehicles is probably not the best way to present a detailed view of Colorado Springs insurance rates. A more thorough way to rank rates in an analytical manner is by breaking them out by automotive segment. The following six sections break out the top 20 vehicles with the most affordable insurance rates in Colorado Springs for each of the main segments.
Cheapest car insurance rates in Colorado Springs, CO
The top five models for the cheapest Colorado Springs auto insurance rates in the car segment (excluding luxury models) are the Chevrolet Spark, Subaru Legacy, Subaru Impreza, Volkswagen Jetta, and Volkswagen Golf. Rates for these 2022 models average $1,786 or less per year.
Not the cheapest in the list, but still ranking well, are models like the Toyota Camry, Kia K5, Toyota Corolla, and Honda Insight, with average annual insurance rates of $1,808 per year or less.
Ranked in the lower half of the top 20, cars like the Honda Civic, Toyota Prius, Hyundai Veloster, Hyundai Accent, Kia Forte, and Mazda 3 average between $1,808 and $1,910 per year to insure.
Full-coverage car insurance in this segment for a middle-age safe driver starts at around $133 per month, depending on your location and insurance company.
The rate comparison table below ranks the twenty cars with the most affordable insurance rates in Colorado Springs, starting with the Subaru Impreza at $133 per month and ending with the Chevrolet Malibu at $159 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,594 | $133 |
| Chevrolet Spark | Compact | $1,602 | $134 |
| Volkswagen Golf | Compact | $1,768 | $147 |
| Subaru Legacy | Midsize | $1,780 | $148 |
| Honda Insight | Midsize | $1,786 | $149 |
| Volkswagen Jetta | Compact | $1,786 | $149 |
| Nissan Sentra | Compact | $1,792 | $149 |
| Kia K5 | Midsize | $1,806 | $151 |
| Toyota Camry | Midsize | $1,808 | $151 |
| Toyota Corolla | Compact | $1,808 | $151 |
| Kia Rio | Compact | $1,814 | $151 |
| Volkswagen Passat | Midsize | $1,816 | $151 |
| Honda Civic | Compact | $1,820 | $152 |
| Mazda 3 | Compact | $1,828 | $152 |
| Mazda 6 | Midsize | $1,830 | $153 |
| Toyota Prius | Compact | $1,836 | $153 |
| Hyundai Accent | Compact | $1,860 | $155 |
| Hyundai Veloster | Compact | $1,878 | $157 |
| Kia Forte | Compact | $1,882 | $157 |
| Chevrolet Malibu | Midsize | $1,910 | $159 |
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Colorado Springs car insurance quotes from top-rated car insurance companies in Colorado.
Cheapest SUV insurance rates in Colorado Springs
The Mazda CX-5 comes in at #1 as the cheapest non-luxury SUV to insure in Colorado Springs, followed closely by the Nissan Kicks, Chevrolet Trailblazer, Honda Passport, and Subaru Crosstrek. The 2022 model averages $1,398 per year to insure for full coverage.
Additional SUVs that have cheaper rates include the Toyota C-HR, Buick Envision, Buick Encore, and Nissan Rogue Sport, with an average cost to insure of $1,564 per year or less.
Full-coverage car insurance for this segment in Colorado Springs will start around $117 per month, depending on the company and where you live.
If SUV size is considered, the most budget-friendly non-luxury compact SUV to insure in Colorado Springs is the Mazda CX-5 at $1,398 per year, or $117 per month. For midsize 2022 models, the Honda Passport has the cheapest rates at $1,478 per year, or $123 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,844 per year, or $154 per month.
The rate comparison table below ranks the SUVs with the most affordable insurance in Colorado Springs.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,398 | $117 |
| Nissan Kicks | Compact | $1,432 | $119 |
| Chevrolet Trailblazer | Compact | $1,440 | $120 |
| Subaru Crosstrek | Compact | $1,474 | $123 |
| Honda Passport | Midsize | $1,478 | $123 |
| Toyota C-HR | Compact | $1,512 | $126 |
| Buick Encore | Compact | $1,520 | $127 |
| Nissan Rogue Sport | Compact | $1,530 | $128 |
| Hyundai Venue | Compact | $1,560 | $130 |
| Buick Envision | Compact | $1,564 | $130 |
| Kia Seltos | Compact | $1,564 | $130 |
| Toyota Corolla Cross | Compact | $1,576 | $131 |
| Subaru Ascent | Midsize | $1,578 | $132 |
| Hyundai Kona | Compact | $1,588 | $132 |
| Subaru Forester | Compact | $1,590 | $133 |
| Volkswagen Tiguan | Compact | $1,594 | $133 |
| Honda CR-V | Compact | $1,608 | $134 |
| Mazda CX-30 | Compact | $1,626 | $136 |
| Honda HR-V | Compact | $1,652 | $138 |
| Ford Edge | Midsize | $1,656 | $138 |
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Colorado Springs car insurance quotes from top car insurance companies in Colorado.
Cheapest pickup trucks to insure in Colorado Springs
The Chevrolet Colorado comes in at #1 as the cheapest pickup truck to insure in Colorado Springs, followed closely by the Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. The 2022 model averages $1,512 per year to insure for full coverage.
Also ranking well are trucks like the Honda Ridgeline, Hyundai Santa Cruz, Jeep Gladiator, and GMC Canyon, with an average cost to insure of $1,808 per year or less.
Car insurance for this segment in Colorado Springs for the average driver starts at around $126 per month, depending on the company. The next table ranks the twenty pickups with the cheapest average car insurance rates in Colorado Springs, starting with the Chevrolet Colorado at $126 per month and ending with the GMC Sierra 3500 at $180 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,512 | $126 |
| Ford Maverick | Midsize | $1,572 | $131 |
| Ford Ranger | Midsize | $1,634 | $136 |
| Toyota Tacoma | Midsize | $1,708 | $142 |
| Nissan Frontier | Midsize | $1,750 | $146 |
| Hyundai Santa Cruz | Midsize | $1,766 | $147 |
| GMC Canyon | Midsize | $1,768 | $147 |
| Ford F150 | Full-size | $1,778 | $148 |
| Honda Ridgeline | Midsize | $1,790 | $149 |
| Jeep Gladiator | Midsize | $1,808 | $151 |
| GMC Sierra | Full-size | $1,872 | $156 |
| Nissan Titan | Full-size | $1,940 | $162 |
| Chevrolet Silverado | Full-size | $1,976 | $165 |
| Toyota Tundra | Full-size | $1,976 | $165 |
| Ford F350 Super Duty | Heavy Duty | $1,996 | $166 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,012 | $168 |
| Nissan Titan XD | Heavy Duty | $2,064 | $172 |
| Ram Truck | Full-size | $2,100 | $175 |
| GMC Sierra 2500 HD | Heavy Duty | $2,146 | $179 |
| GMC Sierra 3500 | Heavy Duty | $2,162 | $180 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Colorado Springs car insurance quotes from top-rated car insurance companies in Colorado.
Cheapest sports car insurance rates in Colorado Springs
The three highest ranking sports cars with the lowest-cost insurance rates in Colorado Springs are the Mazda MX-5 Miata at $1,592 per year, the Ford Mustang at $1,938 per year, and the BMW Z4 at $1,976 per year.
Not the cheapest to insure, but still ranked well, are cars like the Audi TT, Subaru BRZ, Chevrolet Corvette, and Toyota GR Supra, with an average car insurance cost of $2,380 per year or less.
From a monthly standpoint, full-coverage insurance in this segment for the average driver will start around $133 per month, depending on your company and location. The comparison table below ranks the twenty sports cars with the most affordable car insurance rates in Colorado Springs, starting with the Mazda MX-5 Miata at $1,592 per year ($133 per month) and ending with the Lexus LC 500 at $3,030 per year ($253 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,592 | $133 |
| Ford Mustang | Sports Car | $1,938 | $162 |
| BMW Z4 | Sports Car | $1,976 | $165 |
| Subaru WRX | Sports Car | $2,090 | $174 |
| Toyota GR86 | Sports Car | $2,142 | $179 |
| Toyota GR Supra | Sports Car | $2,190 | $183 |
| Audi TT | Sports Car | $2,238 | $187 |
| Subaru BRZ | Sports Car | $2,306 | $192 |
| Chevrolet Corvette | Sports Car | $2,314 | $193 |
| BMW M3 | Sports Car | $2,380 | $198 |
| Porsche 718 | Sports Car | $2,484 | $207 |
| Chevrolet Camaro | Sports Car | $2,550 | $213 |
| Lexus RC F | Sports Car | $2,608 | $217 |
| Dodge Challenger | Sports Car | $2,616 | $218 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,652 | $221 |
| Jaguar F-Type | Sports Car | $2,778 | $232 |
| Porsche Taycan | Sports Car | $2,850 | $238 |
| Porsche 911 | Sports Car | $2,920 | $243 |
| BMW M4 | Sports Car | $2,928 | $244 |
| Lexus LC 500 | Sports Car | $3,030 | $253 |
Don’t see rates for your sports car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado Springs.
Cheapest luxury car insurance rates in Colorado Springs
The top-ranked model in Colorado Springs for cheapest average insurance rates in the luxury car segment is the Acura ILX, costing an average of $1,690 per year. Second place is the Mercedes-Benz A220 costing $1,804 per year, and the third most affordable is the BMW 330i, at an average of $1,940 per year.
Other luxury cars that have cheaper rates include the Alfa Romeo Giulia, BMW 228i, BMW 330e, and Lexus RC 300, with average insurance cost of $2,038 per year or less.
Auto insurance for this segment in Colorado Springs will start around $141 per month, depending on your company and location.
The most affordable compact luxury car to insure in Colorado Springs is the Mercedes-Benz A220 at $1,804 per year. For midsize luxury cars, the Acura ILX has the cheapest rates at $1,690 per year. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $2,158 per year.
The comparison table below ranks the twenty cars with the cheapest average car insurance rates in Colorado Springs, starting with the Acura ILX at $141 per month and ending with the Audi S3 at $178 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,690 | $141 |
| Mercedes-Benz A220 | Compact | $1,804 | $150 |
| BMW 330i | Compact | $1,940 | $162 |
| Acura TLX | Compact | $1,954 | $163 |
| Volvo S60 | Compact | $1,972 | $164 |
| BMW 330e | Compact | $1,978 | $165 |
| BMW 228i | Compact | $1,990 | $166 |
| BMW 230i | Compact | $2,002 | $167 |
| Lexus RC 300 | Midsize | $2,036 | $170 |
| Alfa Romeo Giulia | Compact | $2,038 | $170 |
| Cadillac CT4 | Compact | $2,042 | $170 |
| Lexus RC 350 | Compact | $2,046 | $171 |
| Genesis G70 | Compact | $2,074 | $173 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,086 | $174 |
| BMW i4 | Midsize | $2,096 | $175 |
| Cadillac CT5 | Midsize | $2,104 | $175 |
| Audi A3 | Midsize | $2,126 | $177 |
| Audi A4 | Compact | $2,130 | $178 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,132 | $178 |
| Audi S3 | Compact | $2,134 | $178 |
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Colorado Springs car insurance quotes from the best car insurance companies in Colorado.
Cheapest luxury SUVs to insure
The top four luxury SUVs with the lowest-cost auto insurance in Colorado Springs are the Acura RDX at $1,574 per year, Cadillac XT4 at $1,614 per year, Volvo XC40 at $1,768 per year, and Cadillac XT5 at $1,808 per year.
Not the cheapest, but still in the top 10, are SUVs like the Lexus UX 250h, BMW X1, Lexus UX 200, and Lexus NX 350, with an average cost to insure of $1,878 per year or less.
Additional models on the list include the Lincoln Corsair, Lexus NX 450h, Lexus RX 350, and Lincoln Nautilus, which average between $1,878 and $1,946 per year for insurance.
Auto insurance for this segment in Colorado Springs will start around $131 per month, depending on the company.
If vehicle size is considered, the cheapest small luxury SUV to insure in Colorado Springs is the Acura RDX at $1,574 per year. For midsize luxury models, the Cadillac XT5 has the cheapest rates at $1,808 per year. And for full-size luxury SUVs, the Volvo XC90 has the cheapest car insurance rates at $1,990 per year.
The next table ranks the twenty luxury SUVs with the cheapest insurance in Colorado Springs.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,574 | $131 |
| Cadillac XT4 | Compact | $1,614 | $135 |
| Volvo XC40 | Compact | $1,768 | $147 |
| Cadillac XT5 | Midsize | $1,808 | $151 |
| Lexus NX 250 | Compact | $1,828 | $152 |
| BMW X1 | Compact | $1,830 | $153 |
| Lexus NX 350h | Compact | $1,840 | $153 |
| Lexus UX 250h | Compact | $1,842 | $154 |
| Lexus NX 350 | Compact | $1,872 | $156 |
| Lexus UX 200 | Compact | $1,878 | $157 |
| Jaguar E-Pace | Midsize | $1,884 | $157 |
| Lexus RX 350 | Midsize | $1,892 | $158 |
| Acura MDX | Midsize | $1,902 | $159 |
| Lincoln Nautilus | Midsize | $1,920 | $160 |
| Lexus NX 450h | Compact | $1,924 | $160 |
| Mercedes-Benz GLB 250 | Compact | $1,932 | $161 |
| Lexus RX 450h | Midsize | $1,938 | $162 |
| Infiniti QX50 | Midsize | $1,942 | $162 |
| Land Rover Evoque | Compact | $1,944 | $162 |
| Lincoln Corsair | Compact | $1,946 | $162 |
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado.
Colorado Springs auto insurance rate variability
To try to clarify the amount car insurance prices can change from one person to the next, the sections below contain many different rates for four popular models in Colorado Springs: the Toyota Corolla, Honda CR-V, Kia Sorento, and Toyota Camry.
Each illustration uses a variety of different driver profiles to show how much prices can vary with only minor risk factor changes.
Toyota Corolla insurance rates
Toyota Corolla insurance in Colorado Springs averages $1,808 per year ($151 per month) and has a range of $1,498 to $4,046 per year.
The Toyota Corolla belongs to the compact car segment, and additional models from the same segment that are popular in Colorado Springs include the Chevrolet Cruze, Volkswagen Jetta, Honda Civic, and Nissan Sentra.
Honda CR-V insurance rates
Car insurance for a Honda CR-V in Colorado Springs costs an average of $1,608 per year, or around $134 per month, and varies from $1,336 to $3,666.
The Honda CR-V is part of the compact SUV segment, and additional similar models from the same segment include the Chevrolet Equinox, Nissan Rogue, and Toyota RAV4.
Kia Sorento insurance rates
Car insurance for a Kia Sorento in Colorado Springs averages $1,738 per year, or around $145 per month, and has a range of $1,446 to $3,952.
The Kia Sorento is classified as a midsize SUV, and other similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, and Ford Explorer.
Toyota Camry insurance rates
Toyota Camry insurance in Colorado Springs costs an average of $1,808 per year, or about $151 per month, and varies from $1,502 to $4,094 per year for the sample risk profiles shown in the next chart.
The Toyota Camry is a midsize car, and other models in the same segment include the Hyundai Sonata, Kia K5, Nissan Altima, and Honda Accord.
How to find cheaper Colorado Springs car insurance
Drivers are always searching for ways to reduce the monthly expense for insurance So browse the money-saving ideas in the list below to see if you can save a little dough on your next car insurance policy.
- Buy vehicles with more affordable insurance. Vehicle type is one of the primary factors in the cost of insurance. For example, a Volvo XC40 costs $1,940 less per year to insure in Colorado Springs than a Audi R8. Less performance equals cheaper rates.
- Get cheaper rates by researching policy discounts. Savings may be available if the policyholders are claim-free, are loyal customers, are military or federal employees, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average Colorado Springs driver as much as $312 per year on auto insurance.
- A good credit rating can save money. Having a high credit rating of over 800 could save $288 per year compared to a credit score ranging from 670-739. Conversely, an imperfect credit score below 579 could cost up to $334 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Increase physical damage deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
- Citations and violations increase insurance rates. If you want affordable auto insurance in Colorado Springs, it makes good sense to be a safe driver. A couple of minor blemishes on your driving record could result in raising rates as much as $482 per year. Major violations such as DUI or reckless driving could raise rates by an additional $1,684 or more.
