- Average car insurance cost in Arlington is $1,788 per year, or around $149 per month, for a full-coverage policy.
- Compact SUV models like the Subaru Crosstrek, Kia Soul, and Chevrolet Trailblazer are the some of the best choices for cheap car insurance in Arlington.
- Monthly car insurance rates for a few popular vehicles in Arlington include the Nissan Sentra at $136, Toyota Tacoma at $151, and Subaru Outback at $127.
How much does car insurance cost in Arlington?
The average cost to insure a vehicle in Arlington is $1,788 per year, which is 5.2% less than the U.S. overall average rate of $1,883 per year. Average car insurance cost per month in Arlington is $149 for full coverage.
When prices are compared to other larger cities in Texas, the average cost of car insurance in Arlington is $80 per year more than in Austin, $10 per year more than in San Antonio, and $62 per year more expensive than in Fort Worth.
The next chart shows average Arlington, Texas, car insurance cost for all 2024 models. Rates are averaged for all Arlington Zip Codes and broken down by driver age and policy physical damage deductibles (comprehensive and collision).
Average car insurance rates in the chart range from $1,252 per year for a high deductible policy for a 60-year-old driver to $4,180 per year for a 20-year-old driver with a low deductible policy. As a cost per month, the average cost of car insurance per month in Arlington ranges from $104 to $348.
Driver age is one of the biggest factors in determining the price you pay for auto insurance, so the list below illustrates these differences by breaking out average car insurance rates in Arlington for drivers aged 16 through 60.
Average car insurance rates in Arlington for drivers age 16 to 60
- 16-year-old rated driver – $6,359 per year or $530 per month
- 17-year-old rated driver – $6,160 per year or $513 per month
- 18-year-old rated driver – $5,525 per year or $460 per month
- 19-year-old rated driver – $5,030 per year or $419 per month
- 20-year-old rated driver – $3,596 per year or $300 per month
- 30-year-old rated driver – $1,906 per year or $159 per month
- 40-year-old rated driver – $1,788 per year or $149 per month
- 50-year-old rated driver – $1,580 per year or $132 per month
- 60-year-old rated driver – $1,480 per year or $123 per month
The rates listed above for the average cost to insure teen drivers were based on a male driver, which tend to have higher rates that their female counterparts. The next chart breaks teenage car insurance rates out by gender.
As shows in the chart, car insurance for a 16-year-old female driver in Arlington costs an average of $419 less per year than the cost for a 16-year-old male driver, while at age 19, the difference is narrower, but is still $778 per year cheaper for females.
What are the cheapest cars to insure in Arlington, TX?
The cheapest cars to insure in Arlington are actually not cars at all, but rather tend to be compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Kia Soul, and Nissan Kicks. Average insurance cost for those models is $1,506 or less per year for full coverage.
Some additional models that rank well in the comparison table below are the Kia Niro, Chevrolet Colorado, Buick Envista, and Honda CR-V. Average insurance cost is slightly higher for those models than the cheapest crossovers and small SUVs that rank at the top, but they still have an average cost of $1,641 or less per year, or around $137 per month.
The following table ranks the top 50 models with the cheapest car insurance rates in Arlington, sorted from cheapest to most expensive annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,320 | $110 |
| 2 | Chevrolet Trailblazer | $1,340 | $112 |
| 3 | Kia Soul | $1,392 | $116 |
| 4 | Nissan Kicks | $1,406 | $117 |
| 5 | Honda Passport | $1,422 | $119 |
| 6 | Buick Envision | $1,432 | $119 |
| 7 | Toyota Corolla Cross | $1,438 | $120 |
| 8 | Hyundai Venue | $1,452 | $121 |
| 9 | Mazda CX-5 | $1,456 | $121 |
| 10 | Ford Bronco Sport | $1,460 | $122 |
| 11 | Volkswagen Tiguan | $1,478 | $123 |
| 12 | Acura RDX | $1,494 | $125 |
| 13 | Nissan Murano | $1,498 | $125 |
| 14 | Buick Encore | $1,516 | $126 |
| 15 | Honda CR-V | $1,520 | $127 |
| 16 | Subaru Outback | $1,522 | $127 |
| 17 | Buick Envista | $1,526 | $127 |
| 18 | Chevrolet Colorado | $1,526 | $127 |
| 19 | Kia Niro | $1,530 | $128 |
| 20 | Volkswagen Taos | $1,530 | $128 |
| 21 | Toyota GR Corolla | $1,552 | $129 |
| 22 | Honda HR-V | $1,554 | $130 |
| 23 | Subaru Ascent | $1,554 | $130 |
| 24 | Nissan Leaf | $1,564 | $130 |
| 25 | Honda Civic | $1,580 | $132 |
| 26 | Lexus NX 250 | $1,582 | $132 |
| 27 | Volkswagen Atlas | $1,584 | $132 |
| 28 | Acura Integra | $1,586 | $132 |
| 29 | Volkswagen Atlas Cross Sport | $1,590 | $133 |
| 30 | Subaru Forester | $1,592 | $133 |
| 31 | Kia Seltos | $1,594 | $133 |
| 32 | GMC Terrain | $1,596 | $133 |
| 33 | Nissan Rogue | $1,604 | $134 |
| 34 | Hyundai Kona | $1,606 | $134 |
| 35 | Cadillac XT4 | $1,610 | $134 |
| 36 | Mazda CX-30 | $1,610 | $134 |
| 37 | Ford Explorer | $1,618 | $135 |
| 38 | Volkswagen ID4 | $1,618 | $135 |
| 39 | Toyota Highlander | $1,626 | $136 |
| 40 | Ford Escape | $1,628 | $136 |
| 41 | Honda Odyssey | $1,630 | $136 |
| 42 | Toyota Venza | $1,630 | $136 |
| 43 | Nissan Sentra | $1,634 | $136 |
| 44 | Hyundai Ioniq 6 | $1,642 | $137 |
| 45 | Subaru Impreza | $1,642 | $137 |
| 46 | Toyota RAV4 | $1,644 | $137 |
| 47 | Chevrolet Equinox | $1,646 | $137 |
| 48 | Mazda MX-5 Miata | $1,650 | $138 |
| 49 | Mazda MX-30 | $1,656 | $138 |
| 50 | Hyundai Tucson | $1,660 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Arlington, TX Zip Codes. Updated February 23, 2024
The most popular vehicles don’t always have the cheapest car insurance rates, however. Larger SUVs and pickups, most luxury models, and performance sports cars will most likely never make the list of cheapest cars to insure.
The next section lists some of the more popular vehicles on the streets in Arlington and the cost to insure them.
Popular vehicles and the cost of insurance
We covered the top 50 cheapest cars to insure in Arlington in the table above, but a lot of popular models don’t make it into that ranking.
The list below covers average annual and monthly auto insurance cost for some of the more popular cars, SUVs, and pickup trucks. Some models, like the Toyota Tacoma and Mazda CX-5, made it into the cheapest list above, but most are not included.
Car insurance rates for popular vehicles in Arlington
- Nissan Sentra – $1,634 per year or $136 per month
- Toyota Tacoma – $1,806 per year or $151 per month
- Subaru Outback – $1,522 per year or $127 per month
- Chevrolet Silverado – $1,976 per year or $165 per month
- Jeep Grand Cherokee – $1,786 per year or $149 per month
- Hyundai Elantra – $1,940 per year or $162 per month
- GMC Sierra – $1,972 per year or $164 per month
- Mazda CX-5 – $1,456 per year or $121 per month
- Toyota Corolla – $1,740 per year or $145 per month
- Honda Civic – $1,580 per year or $132 per month
The vehicles that sell well in Arlington tend to be small or midsize sedans like the Toyota Corolla, Honda Civic, and Toyota Camry and compact or midsize SUVs like the Toyota RAV4 and Chevy Traverse.
Some additional popular models in Arlington from other segments include luxury models like the Lexus ES 350 and Lexus RX 350, pickup trucks like the Ram 1500 and Ford F-150, and sports cars like the Audi TT and Ford Mustang.
Here’s a summary of some of the concepts we covered in this article.
- Teen female drivers pay lower rates than teenage males – Female drivers age 16 to 19 pay $778 to $419 less annually than their male counterparts.
- Insurance for teenagers costs a lot – Car insurance rates can average from $4,252 to $6,359 per year to insure a teen driver in Arlington, TX.
- Auto insurance rates drop considerably from age 20 to 30 – The average 30-year-old Arlington, Texas, driver will pay $1,690 less each year than a 20-year-old driver, $1,906 compared to $3,596.
- Low deductible car insurance costs more – A 30-year-old driver pays an average of $486 more per year for $250 physical damage deductibles versus $1,000.
- Car insurance gets more affordable as you get older – Average rates for a 60-year-old driver in Arlington are $2,116 per year cheaper than for a 20-year-old driver.
- Average cost per month ranges from $123 to $530 – That is the average car insurance price range for drivers from age 16 to 60 in Arlington.
- The cheapest cars to insure in Arlington, TX, are not cars – Compact SUVs dominate the list of the cheapest vehicles to insure.