Dallas Car Insurance Rates – 2022 Averages + Cheapest to Insure

How much does Dallas car insurance cost? We break down average insurance rates and reveal the models with the cheapest auto insurance in Dallas, TX.

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  • Dallas car insurance cost averages $1,626 per year for full coverage, or around $136 on a monthly basis.
  • For cheap car insurance in Dallas, SUV models like the Nissan Kicks, Nissan Rogue Sport, and Mazda CX-5 have better auto insurance rates.
  • A few vehicles with the lowest cost auto insurance in Dallas in their segment include the Chevrolet Colorado ($1,340 per year), Ford F150 ($1,574 per year), Mercedes-Benz A220 ($1,598 per year), and Cadillac XT5 ($1,598 per year).
  • Auto insurance quotes in Dallas have significant variability from as low as $34 per month for just liability insurance to well over $669 per month for teenage drivers and high-risk drivers.

How much does car insurance cost in Dallas?

Average car insurance rates in Dallas cost $1,626 per year, or approximately $136 per month. When compared to the overall national average rate, Dallas car insurance cost is 3.8% more expensive per year.

In the state of Texas, the average car insurance expense is $1,436 per year, so the average cost in Dallas is $190 more per year. When compared to other cities in Texas, the average cost of insurance in Dallas is about $220 per year more expensive than in Fort Worth, $168 per year more than in San Antonio, and $8 per year more than in Houston.

The next chart shows a summary of auto insurance rates in Dallas for 2022 model year vehicles, averaged based on a number of different driver ages, physical damage deductibles, and driver risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.Data last updated on August 5, 2022
Dallas, Texas Car Insurance Cost Summary
Average Car Insurance Cost in Dallas, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,688$307
Safe Driver Age 20$3,230$269
At-fault Accidents Age 40$2,294$191
Low Deductibles Age 40$2,112$176
Safe Driver Age 30$1,714$143
Safe Driver Age 40$1,626$136
Safe Driver Age 50$1,480$123
Safe Driver Age 60$1,452$121
High Deductibles Age 40$1,374$115
Discount Rate Age 40$1,350$113

The average cost of car insurance per month in Dallas is $136, with policy premium ranging from $113 to $307 for drivers age 20 to 60 and the risk profiles included in the previous chart.

Car insurance rates can have significant differences in cost and can change frequently. This large rate variability emphasizes the need for multiple auto insurance quotes when searching online for more affordable car insurance in Dallas, TX.

The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Dallas for driver ages from 16 to 60.

Average cost of car insurance in Dallas, TX, for drivers age 16 to 60

  • 16-year-old driver – $5,828 per year or $486 per month
  • 17-year-old driver – $5,446 per year or $454 per month
  • 18-year-old driver – $5,084 per year or $424 per month
  • 19-year-old driver – $4,596 per year or $383 per month
  • 20-year-old driver – $3,230 per year or $269 per month
  • 30-year-old driver – $1,714 per year or $143 per month
  • 40-year-old driver – $1,626 per year or $136 per month
  • 50-year-old driver – $1,480 per year or $123 per month
  • 60-year-old driver – $1,452 per year or $121 per month

The rates shown above for teenage drivers were based on a male driver. The next chart gets more specific and separates car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.Data last updated on August 5, 2022
Teen Driver Car Insurance Cost in Dallas, Texas
Average Car Insurance Cost in Dallas, TX for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,828$5,446$5,084$4,596
Female$5,132$4,840$4,408$4,088

Car insurance for a 16-year-old female in Dallas costs an average of $696 less per year than the cost to insure a 16-year-old male driver, while at age 19, it’s still $508 cheaper per year for females than males.

The vehicle models that have high popularity in Dallas tend to be compact and midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Honda CR-V, Ford Escape, and Jeep Grand Cherokee.

Other popular models from other segments include luxury models like the BMW 530i and Infiniti QX60, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Nissan GT-R and Chevy Corvette.

We get into different rates in much more detail in a little bit, but before we get into that, let’s quickly revisit some of the general concepts that we covered up to this point.

  • Dallas, TX, car insurance costs more than the U.S. average – $1,626 (Dallas average) versus $1,567 (U.S. average)
  • Dallas auto insurance prices are more expensive than the Texas state average – $1,626 (Dallas average) compared to $1,436 (Texas average)
  • Car insurance for teens gets very expensive – Cost ranges from $4,088 to $5,828 per year to insure a teenage driver in Dallas, TX.
  • Car insurance costs less as you age – Auto insurance rates for a 40-year-old driver in Dallas are $1,686 per year cheaper than for a 20-year-old driver.
  • Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $538 more per year for $250 physical damage deductibles versus $1,000.

Which vehicles have cheap insurance in Dallas?

When all makes and models are compared, the models with the most affordable insurance rates in Dallas tend to be crossover SUVs like the Mazda CX-5, Chevrolet Trailblazer, Nissan Rogue Sport, and Buick Encore.

Average auto insurance prices for those models cost $1,606 or less per year ($134 per month) for a full coverage policy.

Other vehicles that rank towards the top in the cost comparison table are the Mazda MX-5 Miata, Subaru Ascent, Acura RDX, and Buick Envision. Average rates are marginally higher for those models than the crossovers and small SUVs at the top of the list, but they still have an average cost of $1,672 or less per year in Dallas.

The next table details the top 30 cheapest vehicles to insure in Dallas, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in Dallas
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,238$103
2Nissan Kicks$1,268$106
3Chevrolet Trailblazer$1,274$106
4Honda Passport$1,306$109
5Subaru Crosstrek$1,308$109
6Toyota C-HR$1,336$111
7Chevrolet Colorado$1,340$112
8Buick Encore$1,346$112
9Nissan Rogue Sport$1,354$113
10Hyundai Venue$1,382$115
11Buick Envision$1,384$115
12Kia Seltos$1,384$115
13Ford Maverick$1,392$116
14Toyota Corolla Cross$1,394$116
15Acura RDX$1,396$116
16Subaru Ascent$1,398$117
17Hyundai Kona$1,404$117
18Subaru Forester$1,408$117
19Mazda MX-5 Miata$1,410$118
20Subaru Impreza$1,410$118
21Volkswagen Tiguan$1,410$118
22Chevrolet Spark$1,420$118
23Honda CR-V$1,422$119
24Cadillac XT4$1,430$119
25Mazda CX-30$1,440$120
26Ford Ranger$1,448$121
27Honda HR-V$1,464$122
28Ford Edge$1,466$122
29Ford Ecosport$1,476$123
30Chevrolet Trax$1,492$124

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
    Cheapest Auto Insurance Rates in Dallas

    A table of 30 vehicles with the cheapest insurance in Dallas serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a lot of models get left out. Let’s take a different approach and reorganize the models with the cheapest rates in Dallas in a format that makes more sense.

    The section below discusses the average cost of car insurance in Dallas for each different automotive segment. The average rates shown should give a better understanding of the types of vehicles that have the least expensive rates. Then the subsequent sections will break out the specific models that have the cheapest insurance rates in each unique segment.

    Dallas auto insurance rates by automotive segment

    If you’re car shopping, it’s useful to have an idea of which styles of vehicles have cheaper insurance rates.

    As an example, many people wonder if midsize cars have cheaper insurance than full-size cars or if midsize pickups have more affordable insurance than full-size pickups.

    The next chart shows the average cost of car insurance rates in Dallas for different vehicle segments. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the cheapest average rates, with luxury, performance, and sports cars having the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Dallas car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Dallas Zip Codes.Data last updated on August 5, 2022
    Average Dallas, TX, Auto Insurance Rates by Vehicle Segment
    Dallas Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,520$127
    Midsize Pickup$1,564$130
    Minivan$1,638$137
    Midsize SUV$1,646$137
    Compact Car$1,676$140
    Midsize Car$1,696$141
    Half-ton Pickup$1,768$147
    Compact Luxury SUV$1,828$152
    Large SUV$1,834$153
    Compact Luxury Car$1,848$154
    Large Car$1,884$157
    Heavy Duty Pickup$1,942$162
    Midsize Luxury SUV$1,966$164
    Midsize Luxury Car$2,156$180
    Sports Car$2,298$192
    Large Luxury SUV$2,458$205
    Large Luxury Car$2,572$214

    Rates by segment are close enough for making an overall comparison, but insurance rates for specific models range substantially within each vehicle segment shown in the above chart.

    For example, in the midsize SUV segment, average Dallas insurance rates range from the Honda Passport costing $1,306 per year to the Rivian R1S costing $2,032 per year, a difference of $726 within that segment.

    As another example, in the large truck segment, average rates range from the Ford F150 costing $1,574 per year to the GMC Hummer EV Pickup at $2,070 per year.

    In the sections going forward, we eliminate much of the variability by looking at the cost of car insurance in Dallas for specific cars, trucks, and SUVs.

    Cheapest car insurance rates in Dallas

    The Subaru Impreza ranks #1 as the most affordable car to insure in Dallas, followed closely by the Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. The 2022 model averages $1,410 per year to insure with full coverage.

    Additional cars that rank well in our comparison include the Nissan Sentra, Honda Insight, Toyota Camry, and Kia K5, with an average cost to insure of $1,600 per year or less.

    As a cost per month, car insurance rates on this segment in Dallas for an average middle-age driver starts at around $118 per month, depending on your location.

    If prices are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Dallas is the Subaru Impreza at $1,410 per year. For midsize cars, the Subaru Legacy has the cheapest rates at $1,574 per year. And for full-size cars, the Toyota Avalon has the best rates at $1,708 per year.

    The next table ranks the twenty cars with the most affordable car insurance in Dallas, starting with the Subaru Impreza at $118 per month and ending with the Chevrolet Malibu at $141 per month.

    Cheapest Insurance for Cars in Dallas, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,410$118
    Chevrolet SparkCompact$1,420$118
    Volkswagen GolfCompact$1,564$130
    Subaru LegacyMidsize$1,574$131
    Volkswagen JettaCompact$1,582$132
    Honda InsightMidsize$1,584$132
    Nissan SentraCompact$1,588$132
    Kia K5Midsize$1,600$133
    Toyota CamryMidsize$1,600$133
    Toyota CorollaCompact$1,602$134
    Volkswagen PassatMidsize$1,606$134
    Kia RioCompact$1,608$134
    Honda CivicCompact$1,610$134
    Mazda 3Compact$1,618$135
    Mazda 6Midsize$1,622$135
    Toyota PriusCompact$1,624$135
    Hyundai AccentCompact$1,650$138
    Hyundai VelosterCompact$1,664$139
    Kia ForteCompact$1,666$139
    Chevrolet MalibuMidsize$1,692$141

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
      Cheapest Insurance for Cars in Dallas, TX

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated companies in Texas.

      Cheapest SUV insurance rates in Dallas, Texas

      The Mazda CX-5 takes the #1 ranking as the cheapest SUV to insure in Dallas, followed by the Nissan Kicks, Chevrolet Trailblazer, Honda Passport, and Subaru Crosstrek. The 2022 model averages $1,238 per year for full-coverage auto insurance.

      Additional models that have affordable insurance rates are the Hyundai Venue, Buick Envision, Nissan Rogue Sport, and Buick Encore, with average insurance cost of $1,384 per year or less.

      As a cost per month, auto insurance rates on this segment in Dallas for an average middle-age driver starts at an average of $103 per month, depending on your location. The next table ranks the SUVs with the lowest-cost car insurance in Dallas, starting with the Mazda CX-5 at $1,238 per year and ending with the Ford Edge at $1,466 per year.

      Cheapest Insurance for SUVs in Dallas, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,238$103
      Nissan KicksCompact$1,268$106
      Chevrolet TrailblazerCompact$1,274$106
      Honda PassportMidsize$1,306$109
      Subaru CrosstrekCompact$1,308$109
      Toyota C-HRCompact$1,336$111
      Buick EncoreCompact$1,346$112
      Nissan Rogue SportCompact$1,354$113
      Hyundai VenueCompact$1,382$115
      Buick EnvisionCompact$1,384$115
      Kia SeltosCompact$1,384$115
      Toyota Corolla CrossCompact$1,394$116
      Subaru AscentMidsize$1,398$117
      Hyundai KonaCompact$1,404$117
      Subaru ForesterCompact$1,408$117
      Volkswagen TiguanCompact$1,410$118
      Honda CR-VCompact$1,422$119
      Mazda CX-30Compact$1,440$120
      Honda HR-VCompact$1,464$122
      Ford EdgeMidsize$1,466$122

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
        Cheapest Insurance for SUVs in Dallas, TX

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Dallas car insurance quotes from the best auto insurance companies in Texas.

        Cheapest pickup insurance rates in Dallas

        Ranking at the top for the lowest-cost Dallas auto insurance rates in the pickup truck segment are the Ford Ranger, Nissan Frontier, Ford Maverick, Chevrolet Colorado, and Toyota Tacoma. Rates for these models average $1,552 or less per year, or around $129 per month.

        Also ranking in the top 10 are pickups like the Ford F150, Honda Ridgeline, Jeep Gladiator, and GMC Canyon, with an average cost to insure of $1,600 per year or less.

        Auto insurance rates for this segment in Dallas for a safe driver starts at an average of $112 per month, depending on the company. The next table ranks the pickups with the most affordable auto insurance rates in Dallas, starting with the Chevrolet Colorado at $112 per month and ending with the GMC Sierra 3500 at $160 per month.

        Cheapest Insurance for Pickups in Dallas, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,340$112
        Ford MaverickMidsize$1,392$116
        Ford RangerMidsize$1,448$121
        Toyota TacomaMidsize$1,512$126
        Nissan FrontierMidsize$1,552$129
        Hyundai Santa CruzMidsize$1,566$131
        GMC CanyonMidsize$1,570$131
        Ford F150Full-size$1,574$131
        Honda RidgelineMidsize$1,584$132
        Jeep GladiatorMidsize$1,600$133
        GMC SierraFull-size$1,658$138
        Nissan TitanFull-size$1,718$143
        Chevrolet SilveradoFull-size$1,748$146
        Toyota TundraFull-size$1,752$146
        Ford F350 Super DutyHeavy Duty$1,768$147
        Chevrolet Silverado HD 3500Heavy Duty$1,782$149
        Nissan Titan XDHeavy Duty$1,830$153
        Ram TruckFull-size$1,860$155
        GMC Sierra 2500 HDHeavy Duty$1,900$158
        GMC Sierra 3500Heavy Duty$1,914$160

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
          Cheapest Insurance for Pickups in Dallas, TX

          See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

          Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated auto insurance companies in Texas.

          Cheapest luxury car insurance rates in Dallas, TX

          The four highest ranking luxury cars with the most affordable average auto insurance rates in Dallas are the Acura ILX at $1,494 per year, Mercedes-Benz A220 at $1,598 per year, BMW 330i at $1,716 per year, and Acura TLX at $1,730 per year.

          Additional luxury cars that are affordable to insure include the Alfa Romeo Giulia, BMW 230i, BMW 330e, and BMW 228i, with an average car insurance cost of $1,804 per year or less.

          Additional luxury cars that rank well include the Mercedes-Benz AMG CLA45, Cadillac CT4, BMW i4, Audi A3, and Audi S3, which cost between $1,804 and $1,888 per year to insure in Dallas.

          Car insurance in this segment for a safe driver will start around $125 per month, depending on your company and location.

          If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Dallas is the Mercedes-Benz A220 at $1,598 per year. For midsize luxury models, the Acura ILX has the best rates at $1,494 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $1,910 per year.

          The comparison table below ranks the twenty luxury cars with the most affordable car insurance in Dallas, starting with the Acura ILX at $1,494 per year and ending with the Audi S3 at $1,888 per year.

          Cheapest Insurance for Luxury Cars in Dallas, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,494$125
          Mercedes-Benz A220Compact$1,598$133
          BMW 330iCompact$1,716$143
          Acura TLXCompact$1,730$144
          Volvo S60Compact$1,744$145
          BMW 330eCompact$1,750$146
          BMW 228iCompact$1,760$147
          BMW 230iCompact$1,772$148
          Lexus RC 300Midsize$1,802$150
          Alfa Romeo GiuliaCompact$1,804$150
          Cadillac CT4Compact$1,810$151
          Lexus RC 350Compact$1,812$151
          Genesis G70Compact$1,838$153
          Mercedes-Benz AMG CLA35Midsize$1,844$154
          BMW i4Midsize$1,856$155
          Cadillac CT5Midsize$1,864$155
          Audi A3Midsize$1,882$157
          Audi A4Compact$1,886$157
          Audi S3Compact$1,888$157
          Mercedes-Benz AMG CLA45Midsize$1,888$157

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
            Cheapest Insurance for Luxury Cars in Dallas, TX

            See our guide for luxury car insurance to compare rates for all makes and models.

            Don’t see your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Dallas car insurance quotes from top auto insurance companies in Texas.

            Cheapest luxury SUVs to insure in Dallas

            The top three luxury SUV models with the lowest-cost insurance in Dallas are the Acura RDX at $1,396 per year, the Cadillac XT4 at $1,430 per year, and the Volvo XC40 at $1,566 per year.

            Some other luxury SUVs that have affordable average insurance rates include the BMW X1, Lexus UX 250h, Lexus NX 350h, and Lexus UX 200, with average insurance cost of $1,664 per year or less.

            Ranked lower than 10th place, but still in the top 20, models like the Lexus NX 450h, Acura MDX, Lincoln Corsair, Lincoln Nautilus, and Lexus RX 450h average between $1,664 and $1,722 per year for full-coverage insurance.

            On a monthly basis, full-coverage insurance in this segment for an average middle-age driver starts at an average of $116 per month, depending on your location.

            If prices are ranked by vehicle size, the cheapest compact luxury SUV to insure in Dallas is the Acura RDX at $1,396 per year, or $116 per month. For midsize luxury SUV models, the Cadillac XT5 is the cheapest model to insure at $1,598 per year, or $133 per month. And for full-size luxury SUVs, the Volvo XC90 is most affordable to insure at $1,762 per year, or $147 per month.

            The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Dallas, starting with the Acura RDX at $1,396 per year and ending with the Lincoln Corsair at $1,722 per year.

            Cheapest Insurance for Luxury SUVs in Dallas, TX
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,396$116
            Cadillac XT4Compact$1,430$119
            Volvo XC40Compact$1,566$131
            Cadillac XT5Midsize$1,598$133
            Lexus NX 250Compact$1,616$135
            BMW X1Compact$1,620$135
            Lexus NX 350hCompact$1,628$136
            Lexus UX 250hCompact$1,628$136
            Lexus NX 350Compact$1,656$138
            Lexus UX 200Compact$1,664$139
            Jaguar E-PaceMidsize$1,666$139
            Lexus RX 350Midsize$1,676$140
            Acura MDXMidsize$1,684$140
            Lincoln NautilusMidsize$1,696$141
            Lexus NX 450hCompact$1,702$142
            Mercedes-Benz GLB 250Compact$1,712$143
            Lexus RX 450hMidsize$1,714$143
            Infiniti QX50Midsize$1,720$143
            Land Rover EvoqueCompact$1,720$143
            Lincoln CorsairCompact$1,722$144

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
              Cheapest Insurance for Luxury SUVs in Dallas, TX

              For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

              Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Texas.

              Cheapest sports car insurance rates in Dallas

              The top five models for the lowest-cost Dallas car insurance rates in the performance and sports car segment are the Ford Mustang, Toyota GR86, BMW Z4, Mazda MX-5 Miata, and Subaru WRX. Car insurance rates for these vehicles average $1,898 or less per year.

              Rounding out the top 10 are cars like the Subaru BRZ, Toyota GR Supra, Audi TT, and Chevrolet Corvette, with an average car insurance cost of $2,108 per year or less.

              Ranked in the lower half of the top 20, models like the Porsche 718, Jaguar F-Type, Porsche 911, BMW M4, and Mercedes-Benz AMG GT53 average between $2,108 and $2,682 per year for auto insurance in Dallas.

              Full-coverage auto insurance in Dallas for this segment for a middle-age safe driver will start around $118 per month, depending on your location.

              The table below ranks the sports cars with the cheapest average insurance rates in Dallas, starting with the Mazda MX-5 Miata at $1,410 per year ($118 per month) and ending with the Lexus LC 500 at $2,682 per year ($224 per month).

              Cheapest Insurance for Sports Cars in Dallas, TX
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,410$118
              Ford MustangSports Car$1,718$143
              BMW Z4Sports Car$1,750$146
              Subaru WRXSports Car$1,852$154
              Toyota GR86Sports Car$1,898$158
              Toyota GR SupraSports Car$1,942$162
              Audi TTSports Car$1,984$165
              Subaru BRZSports Car$2,046$171
              Chevrolet CorvetteSports Car$2,050$171
              BMW M3Sports Car$2,108$176
              Porsche 718Sports Car$2,204$184
              Chevrolet CamaroSports Car$2,256$188
              Lexus RC FSports Car$2,310$193
              Dodge ChallengerSports Car$2,314$193
              Mercedes-Benz AMG GT53Sports Car$2,348$196
              Jaguar F-TypeSports Car$2,460$205
              Porsche TaycanSports Car$2,522$210
              Porsche 911Sports Car$2,586$216
              BMW M4Sports Car$2,594$216
              Lexus LC 500Sports Car$2,682$224

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 5, 2022
                Cheapest Insurance for Sports Cars in Dallas, TX

                Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Texas.

                Best practices for saving money on auto insurance

                Drivers should always be looking to pay less for car insurance, so take a minute or two to look through the tips in this next list and maybe you’ll find a way to save a few bucks on your next policy.

                • Shop around. Taking the time to get a few free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not even have to wait until your policy renewal date to switch.
                • Credit score can influence insurance rates. Drivers who have credit scores over 800 may save $255 per year versus a rating of 670-739. Conversely, an imperfect credit score below 579 could cost around $296 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Be a careful driver and save. At-fault accidents increase insurance cost, as much as $2,268 per year for a 20-year-old driver and as much as $494 per year for a 60-year-old driver. So be safe and save.
                • Avoid filing small claims. Most insurance companies give a discounted rate if you have no claims. Insurance is intended to be used to protect you from larger claims, not for insignificant claims.
                • Higher deductibles mean lower cost. Increasing deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • Your occupation could save you a few bucks. Most auto insurance providers offer discounts for working in professions like engineers, doctors, nurses, lawyers, accountants, college professors, and others. If you qualify for this occupational discount, you could save between $49 and $170 on your car insurance bill, depending on the policy coverages.
                • Compare insurance cost before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurers can price policies with a wide range of prices. Get quotes to see the cost of insurance before you buy to prevent insurance sticker shock when insuring your new car.