Dallas Car Insurance Rates – 2023 Averages + Cheapest to Insure

How much does Dallas car insurance cost? We break down average insurance rates and reveal the models with the cheapest auto insurance in Dallas, TX.

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  • Dallas car insurance cost averages $1,848 per year for full coverage, or around $154 on a monthly basis.
  • For cheap car insurance in Dallas, SUV models like the Subaru Crosstrek, Buick Envision, and Chevrolet Trailblazer have better auto insurance rates.
  • A few vehicles with the lowest cost auto insurance in Dallas in their segment include the Ford Maverick ($1,534 per year), Nissan Titan ($1,830 per year), Acura Integra ($1,660 per year), and Lexus RX 350 ($1,654 per year).
  • Auto insurance quotes in Dallas have significant variability from as low as $34 per month for just liability insurance to well over $669 per month for teenage drivers and high-risk drivers.

How much does car insurance cost in Dallas?

Average car insurance rates in Dallas cost $1,848 per year, or approximately $154 per month. When compared to the overall national average rate, Dallas car insurance cost is 6.7% more expensive per year.

In the state of Texas, the average car insurance expense is $1,676 per year, so the average cost in Dallas is $172 more per year. When compared to other cities in Texas, the average cost of insurance in Dallas is about $228 per year more expensive than in Fort Worth, $176 per year more than in San Antonio, and $10 per year more than in Houston.

The next chart shows a summary of auto insurance rates in Dallas for 2023 model year vehicles, averaged based on a number of different driver ages, physical damage deductibles, and driver risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
Dallas, Texas Car Insurance Cost Summary
2023 Average Car Insurance Cost in Dallas, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,198$350
Safe Driver Age 20$3,678$307
At-fault Accidents Age 40$2,608$217
Low Deductibles Age 40$2,410$201
Safe Driver Age 30$1,950$163
Safe Driver Age 40$1,848$154
Safe Driver Age 50$1,684$140
Safe Driver Age 60$1,652$138
High Deductibles Age 40$1,560$130
Discount Rate Age 40$1,536$128

The average cost of car insurance per month in Dallas is $154, with policy premium ranging from $128 to $350 for drivers age 20 to 60 and the risk profiles included in the previous chart.

Car insurance rates can have significant differences in cost and can change frequently. This large rate variability emphasizes the need for multiple auto insurance quotes when searching online for more affordable car insurance in Dallas, TX.

The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Dallas for driver ages from 16 to 60.

Average cost of car insurance in Dallas, TX, for drivers age 16 to 60

  • 16-year-old driver – $6,620 per year or $552 per month
  • 17-year-old driver – $6,192 per year or $516 per month
  • 18-year-old driver – $5,782 per year or $482 per month
  • 19-year-old driver – $5,236 per year or $436 per month
  • 20-year-old driver – $3,678 per year or $307 per month
  • 30-year-old driver – $1,950 per year or $163 per month
  • 40-year-old driver – $1,848 per year or $154 per month
  • 50-year-old driver – $1,684 per year or $140 per month
  • 60-year-old driver – $1,652 per year or $138 per month

The rates shown above for teenage drivers were based on a male driver. The next chart gets more specific and separates car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.Data last updated on August 11, 2023
Teen Driver Car Insurance Cost in Dallas, Texas
Average Car Insurance Cost in Dallas, TX for Teenage Drivers
Gender Driver Age 16 Age 17 Age 18 Age 19
Male$6,620$6,192$5,782$5,236
Female$5,828$5,502$5,018$4,654

Car insurance for a 16-year-old female in Dallas costs an average of $792 less per year than the cost to insure a 16-year-old male driver, while at age 19, it’s still $582 cheaper per year for females than males.

The vehicle models that have high popularity in Dallas tend to be compact and midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Honda CR-V, Ford Escape, and Jeep Grand Cherokee.

Other popular models from other segments include luxury models like the BMW 530i and Infiniti QX60, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Nissan GT-R and Chevy Corvette.

We get into different rates in much more detail in a little bit, but before we get into that, let’s quickly revisit some of the general concepts that we covered up to this point.

  • Dallas, TX, car insurance costs more than the U.S. average – $1,848 (Dallas average) versus $1,728 (U.S. average)
  • Dallas auto insurance prices are more expensive than the Texas state average – $1,848 (Dallas average) compared to $1,676 (Texas average)
  • Car insurance for teens gets very expensive – Cost ranges from $4,654 to $6,620 per year to insure a teenage driver in Dallas, TX.
  • Car insurance costs less as you age – Auto insurance rates for a 40-year-old driver in Dallas are $1,830 per year cheaper than for a 20-year-old driver.
  • Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $590 more per year for $250 physical damage deductibles versus $1,000.

Which vehicles have cheap insurance in Dallas?

When all makes and models are compared, the models with the most affordable insurance rates in Dallas tend to be crossover SUVs like the Chevrolet Trailblazer, Nissan Kicks, Buick Envision, and Buick Encore.

Average auto insurance prices for those models cost $1,736 or less per year ($145 per month) for a full coverage policy.

Other vehicles that rank towards the top in the cost comparison table are the Ford Edge, Acura RDX, Honda HR-V, and Hyundai Venue. Average rates are marginally higher for those models than the crossovers and small SUVs at the top of the list, but they still have an average cost of $1,858 or less per year in Dallas.

The next table details the top 30 cheapest vehicles to insure in Dallas, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in Dallas
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,398$117
2Subaru Crosstrek$1,410$118
3Nissan Kicks$1,418$118
4Honda Passport$1,434$120
5Nissan Rogue Sport$1,442$120
6Mazda CX-5$1,452$121
7Buick Encore$1,474$123
8Buick Envision$1,478$123
9Kia Seltos$1,500$125
10Subaru Ascent$1,504$125
11Hyundai Venue$1,510$126
12Subaru Impreza$1,532$128
13Ford Maverick$1,534$128
14Honda HR-V$1,534$128
15Chevrolet Colorado$1,540$128
16Acura RDX$1,542$129
17Hyundai Kona$1,552$129
18Subaru Forester$1,558$130
19Ford Edge$1,566$131
20Honda CR-V$1,568$131
21Mazda CX-30$1,572$131
22Ford Explorer$1,574$131
23Volkswagen Atlas$1,578$132
24Chevrolet Trax$1,586$132
25Nissan Murano$1,588$132
26Subaru Outback$1,590$133
27Nissan Frontier$1,598$133
28Volkswagen Tiguan$1,606$134
29Ford Bronco Sport$1,610$134
30Fiat 500X$1,640$137

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 12, 2023
    Cheapest Auto Insurance Rates in Dallas

    A table of 30 vehicles with the cheapest insurance in Dallas serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a lot of models get left out. Let’s take a different approach and reorganize the models with the cheapest rates in Dallas in a format that makes more sense.

    The section below discusses the average cost of car insurance in Dallas for each different automotive segment. The average rates shown should give a better understanding of the types of vehicles that have the least expensive rates. Then the subsequent sections will break out the specific models that have the cheapest insurance rates in each unique segment.

    Dallas auto insurance rates by automotive segment

    If you’re car shopping, it’s useful to have an idea of which styles of vehicles have cheaper insurance rates.

    As an example, many people wonder if midsize cars have cheaper insurance than full-size cars or if midsize pickups have more affordable insurance than full-size pickups.

    The next chart shows the average cost of car insurance rates in Dallas for different vehicle segments. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the cheapest average rates, with luxury, performance, and sports cars having the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Dallas car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Dallas Zip Codes.Data last updated on August 11, 2023
    Average Dallas, TX, Auto Insurance Rates by Vehicle Segment
    Dallas Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,684$140
    Midsize Pickup$1,746$146
    Midsize SUV$1,804$150
    Minivan$1,810$151
    Compact Car$1,840$153
    Midsize Car$1,886$157
    Compact Luxury SUV$2,000$167
    Half-ton Pickup$2,004$167
    Large SUV$2,022$169
    Compact Luxury Car$2,034$170
    Heavy Duty Pickup$2,124$177
    Large Car$2,148$179
    Midsize Luxury SUV$2,148$179
    Midsize Luxury Car$2,350$196
    Sports Car$2,528$211
    Large Luxury SUV$2,718$227
    Large Luxury Car$2,852$238

    Rates by segment are close enough for making an overall comparison, but insurance rates for specific models range substantially within each vehicle segment shown in the above chart.

    For example, in the midsize SUV segment, average Dallas insurance rates range from the Honda Passport costing $1,434 per year to the Rivian R1S costing $2,262 per year, a difference of $828 within that segment.

    As another example, in the large truck segment, average rates range from the Nissan Titan costing $1,830 per year to the GMC Hummer EV Pickup at $2,334 per year.

    In the sections going forward, we eliminate much of the variability by looking at the cost of car insurance in Dallas for specific cars, trucks, and SUVs.

    Cheapest car insurance rates in Dallas

    The Subaru Impreza ranks #1 as the most affordable car to insure in Dallas, followed closely by the Volkswagen Jetta, Subaru Legacy, Nissan Sentra, and Toyota Corolla. The 2023 model averages $1,532 per year to insure with full coverage.

    Additional cars that rank well in our comparison include the Toyota Prius, Volkswagen Golf, Kia K5, and Toyota Camry, with an average cost to insure of $1,784 per year or less.

    As a cost per month, car insurance rates on this segment in Dallas for an average middle-age driver starts at around $128 per month, depending on your location.

    If prices are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Dallas is the Subaru Impreza at $1,532 per year. For midsize cars, the Subaru Legacy has the cheapest rates at $1,704 per year. And for full-size cars, the Chrysler 300 has the best rates at $1,804 per year.

    The next table ranks the twenty cars with the most affordable car insurance in Dallas, starting with the Subaru Impreza at $128 per month and ending with the Volkswagen Arteon at $162 per month.

    Cheapest Insurance for Cars in Dallas, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,532$128
    Volkswagen JettaCompact$1,686$141
    Subaru LegacyMidsize$1,704$142
    Nissan SentraCompact$1,714$143
    Toyota CorollaCompact$1,736$145
    Volkswagen GolfCompact$1,738$145
    Toyota PriusCompact$1,742$145
    Toyota CamryMidsize$1,758$147
    Mazda 3Compact$1,772$148
    Kia K5Midsize$1,784$149
    Chevrolet MalibuMidsize$1,798$150
    Chrysler 300Full-size$1,804$150
    Honda CivicCompact$1,808$151
    Kia ForteCompact$1,814$151
    Mitsubishi Mirage G4Compact$1,822$152
    Nissan LeafCompact$1,864$155
    Honda AccordMidsize$1,868$156
    Toyota CrownMidsize$1,878$157
    Tesla Model 3Midsize$1,888$157
    Volkswagen ArteonMidsize$1,940$162

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 11, 2023
      Cheapest Insurance for Cars in Dallas, TX

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated companies in Texas.

      Cheapest SUV insurance rates in Dallas, Texas

      The Chevrolet Trailblazer takes the #1 ranking as the cheapest SUV to insure in Dallas, followed by the Subaru Crosstrek, Nissan Kicks, Honda Passport, and Nissan Rogue Sport. The 2023 model averages $1,398 per year for full-coverage auto insurance.

      Additional models that have affordable insurance rates are the Kia Seltos, Subaru Ascent, Buick Envision, and Buick Encore, with average insurance cost of $1,504 per year or less.

      As a cost per month, auto insurance rates on this segment in Dallas for an average middle-age driver starts at an average of $117 per month, depending on your location. The next table ranks the SUVs with the lowest-cost car insurance in Dallas, starting with the Chevrolet Trailblazer at $1,398 per year and ending with the Chevrolet Trax at $1,586 per year.

      Cheapest Insurance for SUVs in Dallas, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,398$117
      Subaru CrosstrekCompact$1,410$118
      Nissan KicksCompact$1,418$118
      Honda PassportMidsize$1,434$120
      Nissan Rogue SportCompact$1,442$120
      Mazda CX-5Compact$1,452$121
      Buick EncoreCompact$1,474$123
      Buick EnvisionCompact$1,478$123
      Kia SeltosCompact$1,500$125
      Subaru AscentMidsize$1,504$125
      Hyundai VenueCompact$1,510$126
      Honda HR-VCompact$1,534$128
      Hyundai KonaCompact$1,552$129
      Subaru ForesterCompact$1,558$130
      Ford EdgeMidsize$1,566$131
      Honda CR-VCompact$1,568$131
      Mazda CX-30Compact$1,572$131
      Ford ExplorerMidsize$1,574$131
      Volkswagen AtlasMidsize$1,578$132
      Chevrolet TraxCompact$1,586$132

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 12, 2023
        Cheapest Insurance for SUVs in Dallas, TX

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Dallas car insurance quotes from the best auto insurance companies in Texas.

        Cheapest pickup insurance rates in Dallas

        Ranking at the top for the lowest-cost Dallas auto insurance rates in the pickup truck segment are the Nissan Frontier, GMC Canyon, Chevrolet Colorado, Ford Maverick, and Ford Ranger. Rates for these models average $1,678 or less per year, or around $140 per month.

        Also ranking in the top 10 are pickups like the Nissan Titan, Honda Ridgeline, Ford F150, and Hyundai Santa Cruz, with an average cost to insure of $1,878 per year or less.

        Auto insurance rates for this segment in Dallas for a safe driver starts at an average of $128 per month, depending on the company. The next table ranks the pickups with the most affordable auto insurance rates in Dallas, starting with the Ford Maverick at $128 per month and ending with the Nissan Titan XD at $172 per month.

        Cheapest Insurance for Pickups in Dallas, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,534$128
        Chevrolet ColoradoMidsize$1,540$128
        Nissan FrontierMidsize$1,598$133
        Ford RangerMidsize$1,640$137
        GMC CanyonMidsize$1,678$140
        Toyota TacomaMidsize$1,690$141
        Hyundai Santa CruzMidsize$1,718$143
        Nissan TitanFull-size$1,830$153
        Honda RidgelineMidsize$1,836$153
        Ford F150Full-size$1,878$157
        GMC Sierra 2500 HDHeavy Duty$1,892$158
        Jeep GladiatorMidsize$1,920$160
        Toyota TundraFull-size$1,944$162
        GMC Sierra 3500Heavy Duty$1,950$163
        GMC SierraFull-size$2,018$168
        Ram TruckFull-size$2,020$168
        Chevrolet SilveradoFull-size$2,022$169
        Chevrolet Silverado HD 2500Heavy Duty$2,028$169
        Chevrolet Silverado HD 3500Heavy Duty$2,030$169
        Nissan Titan XDHeavy Duty$2,064$172

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 12, 2023
          Cheapest Insurance for Pickups in Dallas, TX

          See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

          Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated auto insurance companies in Texas.

          Cheapest luxury car insurance rates in Dallas, TX

          The four highest ranking luxury cars with the most affordable average auto insurance rates in Dallas are the Acura Integra at $1,660 per year, BMW 330i at $1,878 per year, Acura TLX at $1,908 per year, and Cadillac CT4 at $1,930 per year.

          Additional luxury cars that are affordable to insure include the BMW 228i, BMW 330e, Cadillac CT5, and Lexus ES 350, with an average car insurance cost of $2,010 per year or less.

          Additional luxury cars that rank well include the Mercedes-Benz AMG CLA45, Lexus RC 300, Mercedes-Benz C300, Lexus RC 350, and Volvo S60, which cost between $2,010 and $2,066 per year to insure in Dallas.

          Car insurance in this segment for a safe driver will start around $138 per month, depending on your company and location.

          If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Dallas is the Acura Integra at $1,660 per year. For midsize luxury models, the Cadillac CT5 has the best rates at $1,988 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $2,074 per year.

          The comparison table below ranks the twenty luxury cars with the most affordable car insurance in Dallas, starting with the Acura Integra at $1,660 per year and ending with the Volvo S60 at $2,066 per year.

          Cheapest Insurance for Luxury Cars in Dallas, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura IntegraCompact$1,660$138
          BMW 330iCompact$1,878$157
          Acura TLXCompact$1,908$159
          Cadillac CT4Compact$1,930$161
          Genesis G70Compact$1,970$164
          Cadillac CT5Midsize$1,988$166
          Lexus ES 350Midsize$1,994$166
          BMW 330eCompact$2,000$167
          Lexus ES 250Midsize$2,006$167
          BMW 228iCompact$2,010$168
          Lexus RC 300Midsize$2,012$168
          Mercedes-Benz AMG CLA35Midsize$2,016$168
          Audi A3Midsize$2,022$169
          BMW 230iCompact$2,024$169
          Mercedes-Benz C300Compact$2,038$170
          Audi A4Compact$2,048$171
          Lexus RC 350Compact$2,052$171
          Audi S3Compact$2,062$172
          Mercedes-Benz AMG CLA45Midsize$2,064$172
          Volvo S60Compact$2,066$172

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 11, 2023
            Cheapest Insurance for Luxury Cars in Dallas, TX

            See our guide for luxury car insurance to compare rates for all makes and models.

            Don’t see your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Dallas car insurance quotes from top auto insurance companies in Texas.

            Cheapest luxury SUVs to insure in Dallas

            The top three luxury SUV models with the lowest-cost insurance in Dallas are the Acura RDX at $1,542 per year, the Lexus RX 350 at $1,654 per year, and the Cadillac XT4 at $1,668 per year.

            Some other luxury SUVs that have affordable average insurance rates include the Lexus UX 250h, Mercedes-Benz GLA250, Cadillac XT5, and Mercedes-Benz GLB 250, with average insurance cost of $1,800 per year or less.

            Ranked lower than 10th place, but still in the top 20, models like the Lincoln Corsair, Lexus NX 350h, Mercedes-Benz GLC300, Lexus NX 350, and Lincoln Nautilus average between $1,800 and $1,884 per year for full-coverage insurance.

            On a monthly basis, full-coverage insurance in this segment for an average middle-age driver starts at an average of $129 per month, depending on your location.

            If prices are ranked by vehicle size, the cheapest compact luxury SUV to insure in Dallas is the Acura RDX at $1,542 per year, or $129 per month. For midsize luxury SUV models, the Lexus RX 350 is the cheapest model to insure at $1,654 per year, or $138 per month. And for full-size luxury SUVs, the Volvo XC90 is most affordable to insure at $1,906 per year, or $159 per month.

            The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Dallas, starting with the Acura RDX at $1,542 per year and ending with the Mercedes-Benz GLC300 at $1,884 per year.

            Cheapest Insurance for Luxury SUVs in Dallas, TX
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,542$129
            Lexus RX 350Midsize$1,654$138
            Cadillac XT4Compact$1,668$139
            Volvo XC40Compact$1,700$142
            Infiniti QX50Midsize$1,710$143
            Lexus UX 250hCompact$1,730$144
            Cadillac XT5Midsize$1,758$147
            Mercedes-Benz GLA250Compact$1,794$150
            Cadillac XT6Midsize$1,798$150
            Mercedes-Benz GLB 250Compact$1,800$150
            Lexus NX 250Compact$1,822$152
            Acura MDXMidsize$1,840$153
            Lexus NX 350hCompact$1,844$154
            Lexus NX 350Compact$1,856$155
            Lincoln CorsairCompact$1,860$155
            Lexus NX 450hCompact$1,866$156
            Lincoln NautilusMidsize$1,872$156
            BMW X1Compact$1,876$156
            Alfa Romeo TonaleCompact$1,882$157
            Mercedes-Benz GLC300Compact$1,884$157

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 12, 2023
              Cheapest Insurance for Luxury SUVs in Dallas, TX

              For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

              Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Texas.

              Cheapest sports car insurance rates in Dallas

              The top five models for the lowest-cost Dallas car insurance rates in the performance and sports car segment are the Audi TT, Subaru WRX, Ford Mustang, Mazda MX-5 Miata, and BMW Z4. Car insurance rates for these vehicles average $2,042 or less per year.

              Rounding out the top 10 are cars like the Toyota GR86, Nissan Z, Toyota GR Supra, and BMW M2, with an average car insurance cost of $2,228 per year or less.

              Ranked in the lower half of the top 20, models like the Chevrolet Corvette, Mercedes-Benz AMG GT53, Porsche Taycan, BMW M4, and Chevrolet Camaro average between $2,228 and $2,778 per year for auto insurance in Dallas.

              Full-coverage auto insurance in Dallas for this segment for a middle-age safe driver will start around $143 per month, depending on your location.

              The table below ranks the sports cars with the cheapest average insurance rates in Dallas, starting with the Mazda MX-5 Miata at $1,710 per year ($143 per month) and ending with the Lexus LC 500 at $2,778 per year ($232 per month).

              Cheapest Insurance for Sports Cars in Dallas, TX
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,710$143
              Audi TTSports Car$1,916$160
              Ford MustangSports Car$2,004$167
              BMW Z4Sports Car$2,018$168
              Subaru WRXSports Car$2,042$170
              Nissan ZSports Car$2,072$173
              Toyota GR SupraSports Car$2,106$176
              Toyota GR86Sports Car$2,132$178
              BMW M2Sports Car$2,144$179
              Subaru BRZSports Car$2,228$186
              Chevrolet CorvetteSports Car$2,280$190
              BMW M3Sports Car$2,330$194
              Lexus RC FSports Car$2,378$198
              Porsche 718Sports Car$2,380$198
              Chevrolet CamaroSports Car$2,416$201
              Mercedes-Benz AMG GT53Sports Car$2,564$214
              Jaguar F-TypeSports Car$2,654$221
              Porsche TaycanSports Car$2,712$226
              BMW M4Sports Car$2,744$229
              Lexus LC 500Sports Car$2,778$232

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.Data last updated on August 12, 2023
                Cheapest Insurance for Sports Cars in Dallas, TX

                Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Texas.

                Best practices for saving money on auto insurance

                Drivers should always be looking to pay less for car insurance, so take a minute or two to look through the tips in this next list and maybe you’ll find a way to save a few bucks on your next policy.

                • Shop around. Taking the time to get a few free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not even have to wait until your policy renewal date to switch.
                • Credit score can influence insurance rates. Drivers who have credit scores over 800 may save $290 per year versus a rating of 670-739. Conversely, an imperfect credit score below 579 could cost around $336 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Be a careful driver and save. At-fault accidents increase insurance cost, as much as $2,588 per year for a 20-year-old driver and as much as $562 per year for a 60-year-old driver. So be safe and save.
                • Avoid filing small claims. Most insurance companies give a discounted rate if you have no claims. Insurance is intended to be used to protect you from larger claims, not for insignificant claims.
                • Higher deductibles mean lower cost. Increasing deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $552 per year for a 20-year-old driver.
                • Your occupation could save you a few bucks. Most auto insurance providers offer discounts for working in professions like engineers, doctors, nurses, lawyers, accountants, college professors, and others. If you qualify for this occupational discount, you could save between $55 and $187 on your car insurance bill, depending on the policy coverages.
                • Compare insurance cost before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurers can price policies with a wide range of prices. Get quotes to see the cost of insurance before you buy to prevent insurance sticker shock when insuring your new car.