Dallas Car Insurance Rates – 2021 Averages + Cheapest to Insure

How much does Dallas car insurance cost? We break down average insurance rates and reveal the models with the cheapest auto insurance in Dallas, TX.

Start QuoteCompare Dallas car insurance rates and save on your next policy.

  • Dallas car insurance cost averages $1,564 per year for full coverage, or around $130 on a monthly basis.
  • For cheap car insurance in Dallas, SUV models like the Honda CR-V, Nissan Rogue Sport, and Mazda CX-3 have better auto insurance rates.
  • A few vehicles with the lowest cost auto insurance in Dallas in their segment include the Chevrolet Colorado ($1,308 per year), Ford F150 ($1,556 per year), Mercedes-Benz A220 ($1,514 per year), and Volvo V60 ($1,494 per year).
  • Auto insurance quotes in Dallas have significant variability from as low as $34 per month for just liability insurance to well over $669 per month for teenage drivers and high-risk drivers.

How much does car insurance cost in Dallas?

Average car insurance rates in Dallas cost $1,564 per year, or approximately $130 per month. When compared to the overall national average rate, Dallas car insurance cost is 2.7% more expensive per year.

In the state of Texas, the average car insurance expense is $1,456 per year, so the average cost in Dallas is $108 more per year. When compared to other cities in Texas, the average cost of insurance in Dallas is about $216 per year more expensive than in Fort Worth, $164 per year more than in San Antonio, and $6 per year more than in Houston.

The next chart shows a summary of auto insurance rates in Dallas for 2021 model year vehicles, averaged based on a number of different driver ages, physical damage deductibles, and driver risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2021 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.
Dallas, Texas Car Insurance Cost Summary
Average Car Insurance Cost in Dallas, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,546$296
Safe Driver Age 20$3,106$259
At-fault Accidents Age 40$2,206$184
Low Deductibles Age 40$2,032$169
Safe Driver Age 30$1,648$137
Safe Driver Age 40$1,564$130
Safe Driver Age 50$1,424$119
Safe Driver Age 60$1,400$117
High Deductibles Age 40$1,324$110
Discount Rate Age 40$1,300$108

The average cost of car insurance per month in Dallas is $130, with policy premium ranging from $108 to $296 for drivers age 20 to 60 and the risk profiles included in the previous chart.

Car insurance rates can have significant differences in cost and can change frequently. This large rate variability emphasizes the need for multiple auto insurance quotes when searching online for more affordable car insurance in Dallas, TX.

The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Dallas for driver ages from 16 to 60.

Average cost of car insurance in Dallas, TX, for drivers age 16 to 60

  • 16-year-old driver – $5,606 per year or $467 per month
  • 17-year-old driver – $5,232 per year or $436 per month
  • 18-year-old driver – $4,888 per year or $407 per month
  • 19-year-old driver – $4,422 per year or $369 per month
  • 20-year-old driver – $3,106 per year or $259 per month
  • 30-year-old driver – $1,648 per year or $137 per month
  • 40-year-old driver – $1,564 per year or $130 per month
  • 50-year-old driver – $1,424 per year or $119 per month
  • 60-year-old driver – $1,400 per year or $117 per month

The rates shown above for teenage drivers were based on a male driver. The next chart gets more specific and separates car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2021 model year with $500 physical damage deductibles. Average car insurance cost in Dallas includes all Zip Codes and vehicle trim levels.
Teen Driver Car Insurance Cost in Dallas, Texas
Average Car Insurance Cost in Dallas, TX for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,606$5,232$4,888$4,422
Female$4,934$4,656$4,240$3,930

Car insurance for a 16-year-old female in Dallas costs an average of $672 less per year than the cost to insure a 16-year-old male driver, while at age 19, it’s still $492 cheaper per year for females than males.

The vehicle models that have high popularity in Dallas tend to be compact and midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Honda CR-V, Ford Escape, and Jeep Grand Cherokee.

Other popular models from other segments include luxury models like the BMW 530i and Infiniti QX60, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Nissan GT-R and Chevy Corvette.

We get into different rates in much more detail in a little bit, but before we get into that, let’s quickly revisit some of the general concepts that we covered up to this point.

  • Dallas, TX, car insurance costs more than the U.S. average – $1,564 (Dallas average) versus $1,523 (U.S. average)
  • Dallas auto insurance prices are more expensive than the Texas state average – $1,564 (Dallas average) compared to $1,456 (Texas average)
  • Car insurance for teens gets very expensive – Cost ranges from $3,930 to $5,606 per year to insure a teenage driver in Dallas, TX.
  • Car insurance costs less as you age – Auto insurance rates for a 40-year-old driver in Dallas are $1,628 per year cheaper than for a 20-year-old driver.
  • Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $518 more per year for $250 physical damage deductibles versus $1,000.

Which vehicles have cheap insurance in Dallas?

When all makes and models are compared, the models with the most affordable insurance rates in Dallas tend to be crossover SUVs like the Mazda CX-3, Mazda CX-5, Nissan Rogue Sport, and Toyota C-HR.

Average auto insurance prices for those models cost $1,524 or less per year ($127 per month) for a full coverage policy.

Other vehicles that rank towards the top in the cost comparison table are the Kia Sportage, Hyundai Venue, Kia Sedona, and Chevrolet Trax. Average rates are marginally higher for those models than the crossovers and small SUVs at the top of the list, but they still have an average cost of $1,566 or less per year in Dallas.

The next table details the top 30 cheapest vehicles to insure in Dallas, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in Dallas
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-3$1,210$101
2Chevrolet Spark$1,218$102
3Honda CR-V$1,258$105
4Mazda CX-30$1,276$106
5Mazda CX-5$1,276$106
6Kia Rio5$1,278$107
7Ford Ecosport$1,284$107
8Toyota C-HR$1,286$107
9Toyota Corolla$1,290$108
10Nissan Rogue Sport$1,294$108
11Hyundai Kona$1,296$108
12Chevrolet Trax$1,302$109
13Chevrolet Colorado$1,308$109
14Kia Sedona$1,308$109
15Buick Envision$1,310$109
16Nissan Kicks$1,312$109
17Hyundai Venue$1,314$110
18Mitsubishi Eclipse Cross$1,316$110
19Hyundai Tucson$1,318$110
20Kia Sportage$1,320$110
21Jeep Compass$1,328$111
22Ford Edge$1,330$111
23Kia Soul$1,330$111
24Volkswagen Golf$1,332$111
25Acura RDX$1,334$111
26Chevrolet Equinox$1,336$111
27Chevrolet Blazer$1,340$112
28Chevrolet Trailblazer$1,344$112
29Subaru Impreza$1,344$112
30Honda Passport$1,348$112

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
    Cheapest Auto Insurance Rates in Dallas

    A table of 30 vehicles with the cheapest insurance in Dallas serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a lot of models get left out. Let’s take a different approach and reorganize the models with the cheapest rates in Dallas in a format that makes more sense.

    The section below discusses the average cost of car insurance in Dallas for each different automotive segment. The average rates shown should give a better understanding of the types of vehicles that have the least expensive rates. Then the subsequent sections will break out the specific models that have the cheapest insurance rates in each unique segment.

    Dallas auto insurance rates by automotive segment

    If you’re car shopping, it’s useful to have an idea of which styles of vehicles have cheaper insurance rates.

    As an example, many people wonder if midsize cars have cheaper insurance than full-size cars or if midsize pickups have more affordable insurance than full-size pickups.

    The next chart shows the average cost of car insurance rates in Dallas for different vehicle segments. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the cheapest average rates, with luxury, performance, and sports cars having the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Dallas car insurance cost by segment is based on 2021 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Dallas Zip Codes.
    Average Dallas, TX, Auto Insurance Rates by Vehicle Segment
    Dallas Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Large Van$1,414$118
    Small SUV$1,416$118
    Midsize Truck$1,422$119
    Midsize Van$1,462$122
    Midsize Minivan$1,486$124
    Small Car$1,536$128
    Midsize SUV$1,560$130
    Midsize Car$1,616$135
    Large Truck$1,648$137
    Small Luxury SUV$1,686$141
    Large SUV$1,688$141
    Large Car$1,756$146
    Midsize Luxury SUV$1,818$152
    Small Luxury Car$1,822$152
    Heavy Duty Truck$1,872$156
    Midsize Luxury Car$2,098$175
    Sports Car$2,222$185
    Large Luxury SUV$2,258$188
    Large Luxury Car$2,486$207
    Exotic Car$3,148$262

    Rates by segment are close enough for making an overall comparison, but insurance rates for specific models range substantially within each vehicle segment shown in the above chart.

    For example, in the midsize SUV segment, average Dallas insurance rates range from the Ford Edge costing $1,330 per year to the Tesla Model Y costing $2,052 per year, a difference of $722 within that segment.

    As another example, in the large truck segment, average rates range from the Ford F150 costing $1,556 per year to the Chevrolet Silverado at $1,722 per year.

    In the sections going forward, we eliminate much of the variability by looking at the cost of car insurance in Dallas for specific cars, trucks, and SUVs.

    Cheapest car insurance rates in Dallas

    The Chevrolet Spark ranks #1 as the most affordable car to insure in Dallas, followed closely by the Kia Rio5, Toyota Corolla, Volkswagen Golf, and Subaru Impreza. The 2021 model averages $1,218 per year to insure with full coverage.

    Additional cars that rank well in our comparison include the Honda Civic, Nissan Sentra, Honda Insight, and Mazda 3, with an average cost to insure of $1,440 per year or less.

    As a cost per month, car insurance rates on this segment in Dallas for an average middle-age driver starts at around $102 per month, depending on your location.

    If prices are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Dallas is the Chevrolet Spark at $1,218 per year. For midsize cars, the Honda Insight has the cheapest rates at $1,440 per year. And for full-size cars, the Kia Cadenza has the best rates at $1,572 per year.

    The next table ranks the twenty cars with the most affordable car insurance in Dallas, starting with the Chevrolet Spark at $102 per month and ending with the Volkswagen Passat at $132 per month.

    Cheapest Insurance for Cars in Dallas, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Chevrolet SparkCompact$1,218$102
    Kia Rio5Compact$1,278$107
    Toyota CorollaCompact$1,290$108
    Volkswagen GolfCompact$1,332$111
    Subaru ImprezaCompact$1,344$112
    Nissan SentraCompact$1,398$117
    Honda CivicCompact$1,412$118
    Mazda 3Compact$1,412$118
    Kia RioCompact$1,436$120
    Honda InsightMidsize$1,440$120
    Hyundai AccentCompact$1,450$121
    Mazda 6Midsize$1,468$122
    Kia ForteCompact$1,472$123
    Chevrolet MalibuMidsize$1,476$123
    Toyota PriusCompact$1,558$130
    Subaru LegacyMidsize$1,566$131
    Kia CadenzaFull-size$1,572$131
    Honda AccordMidsize$1,582$132
    Toyota CamryMidsize$1,586$132
    Volkswagen PassatMidsize$1,588$132

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
      Cheapest Insurance for Cars in Dallas, TX

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated companies in Texas.

      Cheapest SUV insurance rates in Dallas, Texas

      The Mazda CX-3 takes the #1 ranking as the cheapest SUV to insure in Dallas, followed by the Honda CR-V, Mazda CX-5, Mazda CX-30, and Ford Ecosport. The 2021 model averages $1,210 per year for full-coverage auto insurance.

      Additional models that have affordable insurance rates are the Chevrolet Trax, Buick Envision, Hyundai Kona, and Nissan Rogue Sport, with average insurance cost of $1,310 per year or less.

      As a cost per month, auto insurance rates on this segment in Dallas for an average middle-age driver starts at an average of $101 per month, depending on your location. The next table ranks the SUVs with the lowest-cost car insurance in Dallas, starting with the Mazda CX-3 at $1,210 per year and ending with the Chevrolet Equinox at $1,336 per year.

      Cheapest Insurance for SUVs in Dallas, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-3Compact$1,210$101
      Honda CR-VCompact$1,258$105
      Mazda CX-30Compact$1,276$106
      Mazda CX-5Compact$1,276$106
      Ford EcosportCompact$1,284$107
      Toyota C-HRCompact$1,286$107
      Nissan Rogue SportCompact$1,294$108
      Hyundai KonaCompact$1,296$108
      Chevrolet TraxCompact$1,302$109
      Buick EnvisionCompact$1,310$109
      Nissan KicksCompact$1,312$109
      Hyundai VenueCompact$1,314$110
      Mitsubishi Eclipse CrossCompact$1,316$110
      Hyundai TucsonCompact$1,318$110
      Kia SportageCompact$1,320$110
      Jeep CompassCompact$1,328$111
      Ford EdgeMidsize$1,330$111
      Kia SoulCompact$1,330$111
      Chevrolet EquinoxCompact$1,336$111
      Chevrolet BlazerMidsize$1,340$112

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
        Cheapest Insurance for SUVs in Dallas, TX

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Dallas car insurance quotes from the best auto insurance companies in Texas.

        Cheapest pickup insurance rates in Dallas

        Ranking at the top for the lowest-cost Dallas auto insurance rates in the pickup truck segment are the Ford Ranger, GMC Canyon, Nissan Frontier, Chevrolet Colorado, and Toyota Tacoma. Rates for these models average $1,490 or less per year, or around $124 per month.

        Also ranking in the top 10 are pickups like the Ford F150, Toyota Tundra, GMC Sierra, and Honda Ridgeline, with an average cost to insure of $1,650 per year or less.

        Auto insurance rates for this segment in Dallas for a safe driver starts at an average of $109 per month, depending on the company. The next table ranks the pickups with the most affordable auto insurance rates in Dallas, starting with the Chevrolet Colorado at $109 per month and ending with the Ram Truck 2500 at $158 per month.

        Cheapest Insurance for Pickups in Dallas, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,308$109
        Nissan FrontierMidsize$1,372$114
        Ford RangerMidsize$1,376$115
        Toyota TacomaMidsize$1,378$115
        GMC CanyonMidsize$1,490$124
        Jeep GladiatorMidsize$1,508$126
        Honda RidgelineMidsize$1,522$127
        Ford F150Full-size$1,556$130
        Toyota TundraFull-size$1,590$133
        GMC SierraFull-size$1,650$138
        Ram TruckFull-size$1,686$141
        Nissan TitanFull-size$1,690$141
        Chevrolet SilveradoFull-size$1,722$144
        Chevrolet Silverado HD 3500Heavy Duty$1,754$146
        GMC Sierra 2500 HDHeavy Duty$1,824$152
        Chevrolet Silverado HD 2500Heavy Duty$1,832$153
        GMC Sierra 3500Heavy Duty$1,866$156
        Ford F350 Super DutyHeavy Duty$1,890$158
        Ford F250 Super DutyHeavy Duty$1,892$158
        Ram Truck 2500Heavy Duty$1,894$158

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
          Cheapest Insurance for Pickups in Dallas, TX

          See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

          Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated auto insurance companies in Texas.

          Cheapest luxury car insurance rates in Dallas, TX

          The four highest ranking luxury cars with the most affordable average auto insurance rates in Dallas are the Acura ILX at $1,450 per year, Mercedes-Benz A220 at $1,514 per year, Volvo S60 at $1,638 per year, and Lexus RC 300 at $1,674 per year.

          Additional luxury cars that are affordable to insure include the Lexus RC 350, Acura TLX, BMW Z4, and Cadillac CT4, with an average car insurance cost of $1,728 per year or less.

          Additional luxury cars that rank well include the Audi A3, Mercedes-Benz AMG CLA45, Audi A5, Alfa Romeo Giulia, and Cadillac CT5, which cost between $1,728 and $1,798 per year to insure in Dallas.

          Car insurance in this segment for a safe driver will start around $121 per month, depending on your company and location.

          If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Dallas is the Mercedes-Benz A220 at $1,514 per year. For midsize luxury models, the Acura ILX has the best rates at $1,450 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $1,758 per year.

          The comparison table below ranks the twenty luxury cars with the most affordable car insurance in Dallas, starting with the Acura ILX at $1,450 per year and ending with the Cadillac CT5 at $1,798 per year.

          Cheapest Insurance for Luxury Cars in Dallas, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,450$121
          Mercedes-Benz A220Compact$1,514$126
          Volvo S60Compact$1,638$137
          Lexus RC 300Midsize$1,674$140
          BMW 330iCompact$1,678$140
          BMW Z4Compact$1,684$140
          Cadillac CT4Compact$1,688$141
          Acura TLXCompact$1,708$142
          Lexus ES 350Midsize$1,724$144
          Lexus RC 350Compact$1,728$144
          Mercedes-Benz AMG CLA45Midsize$1,732$144
          BMW i3Compact$1,734$145
          BMW 230iCompact$1,742$145
          Lexus IS 300Midsize$1,754$146
          Audi A5Full-size$1,758$147
          Alfa Romeo GiuliaCompact$1,764$147
          Genesis G70Compact$1,764$147
          Audi S3Compact$1,776$148
          Audi A3Midsize$1,782$149
          Cadillac CT5Midsize$1,798$150

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
            Cheapest Insurance for Luxury Cars in Dallas, TX

            See our guide for luxury car insurance to compare rates for all makes and models.

            Don’t see your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Dallas car insurance quotes from top auto insurance companies in Texas.

            Cheapest luxury SUVs to insure in Dallas

            The top three luxury SUV models with the lowest-cost insurance in Dallas are the Acura RDX at $1,334 per year, the Cadillac XT4 at $1,378 per year, and the Volvo XC40 at $1,408 per year.

            Some other luxury SUVs that have affordable average insurance rates include the Lincoln Corsair, Lincoln Nautilus, Lexus UX 250H, and Lexus RX 350, with average insurance cost of $1,602 per year or less.

            Ranked lower than 10th place, but still in the top 20, models like the Lexus NX 300, BMW X1, Land Rover Defender, Infiniti QX50, and Mercedes-Benz GLC300 average between $1,602 and $1,666 per year for full-coverage insurance.

            On a monthly basis, full-coverage insurance in this segment for an average middle-age driver starts at an average of $111 per month, depending on your location.

            If prices are ranked by vehicle size, the cheapest compact luxury SUV to insure in Dallas is the Acura RDX at $1,334 per year, or $111 per month. For midsize luxury SUV models, the Volvo V60 is the cheapest model to insure at $1,494 per year, or $125 per month. And for full-size luxury SUVs, the Volvo XC90 is most affordable to insure at $1,674 per year, or $140 per month.

            The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Dallas, starting with the Acura RDX at $1,334 per year and ending with the Land Rover Defender at $1,666 per year.

            Cheapest Insurance for Luxury SUVs in Dallas, TX
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,334$111
            Cadillac XT4Compact$1,378$115
            Volvo XC40Compact$1,408$117
            Volvo V60Midsize$1,494$125
            Cadillac XT5Midsize$1,528$127
            Lincoln CorsairCompact$1,552$129
            Lexus UX 250HCompact$1,564$130
            Lincoln NautilusMidsize$1,572$131
            Volvo XC60Compact$1,580$132
            Lexus RX 350Midsize$1,602$134
            BMW X1Compact$1,604$134
            Lexus UX 200Compact$1,604$134
            Mercedes-Benz GLB 250Compact$1,604$134
            Infiniti QX50Midsize$1,606$134
            Lexus NX 300Compact$1,614$135
            Jaguar E-PaceMidsize$1,616$135
            Mercedes-Benz GLC300Compact$1,622$135
            Lexus RX 350LMidsize$1,646$137
            Cadillac XT6Midsize$1,660$138
            Land Rover DefenderCompact$1,666$139

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
              Cheapest Insurance for Luxury SUVs in Dallas, TX

              For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

              Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Texas.

              Cheapest sports car insurance rates in Dallas

              The top five models for the lowest-cost Dallas car insurance rates in the performance and sports car segment are the Ford Mustang, Nissan 370Z, Audi TT, Mazda MX-5 Miata, and Subaru WRX. Car insurance rates for these vehicles average $1,818 or less per year.

              Rounding out the top 10 are cars like the Porsche 718, Toyota Supra, Subaru BRZ, and Chevrolet Corvette, with an average car insurance cost of $1,998 per year or less.

              Ranked in the lower half of the top 20, models like the Dodge Challenger, Acura NSX, Mercedes-Benz AMG GT, BMW Alpina B7, and Aston Martin Vantage average between $1,998 and $3,174 per year for auto insurance in Dallas.

              Full-coverage auto insurance in Dallas for this segment for a middle-age safe driver will start around $113 per month, depending on your location.

              The table below ranks the sports cars with the cheapest average insurance rates in Dallas, starting with the Mazda MX-5 Miata at $1,358 per year ($113 per month) and ending with the Mercedes-Benz Maybach at $3,174 per year ($265 per month).

              Cheapest Insurance for Sports Cars in Dallas, TX
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,358$113
              Ford MustangSports Car$1,654$138
              Audi TTSports Car$1,766$147
              Subaru WRXSports Car$1,786$149
              Nissan 370ZSports Car$1,818$152
              Toyota SupraSports Car$1,826$152
              Subaru BRZSports Car$1,906$159
              Porsche 718Sports Car$1,944$162
              Chevrolet CorvetteSports Car$1,952$163
              Chevrolet CamaroSports Car$1,998$167
              Dodge ChallengerSports Car$2,144$179
              Jaguar F-TypeSports Car$2,420$202
              Lexus LC 500Sports Car$2,510$209
              Porsche 911Sports Car$2,604$217
              Acura NSXSports Car$2,966$247
              BMW i8Sports Car$2,970$248
              Audi R8Sports Car$3,190$266
              Nissan GT-RSports Car$3,194$266

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Dallas, TX.
                Cheapest Insurance for Sports Cars in Dallas, TX

                Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Texas.

                Best practices for saving money on auto insurance

                Drivers should always be looking to pay less for car insurance, so take a minute or two to look through the tips in this next list and maybe you’ll find a way to save a few bucks on your next policy.

                • Shop around. Taking the time to get a few free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not even have to wait until your policy renewal date to switch.
                • Credit score can influence insurance rates. Drivers who have credit scores over 800 may save $246 per year versus a rating of 670-739. Conversely, an imperfect credit score below 579 could cost around $285 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Be a careful driver and save. At-fault accidents increase insurance cost, as much as $2,182 per year for a 20-year-old driver and as much as $474 per year for a 60-year-old driver. So be safe and save.
                • Avoid filing small claims. Most insurance companies give a discounted rate if you have no claims. Insurance is intended to be used to protect you from larger claims, not for insignificant claims.
                • Higher deductibles mean lower cost. Increasing deductibles from $500 to $1,000 could save around $234 per year for a 40-year-old driver and $450 per year for a 20-year-old driver.
                • Your occupation could save you a few bucks. Most auto insurance providers offer discounts for working in professions like engineers, doctors, nurses, lawyers, accountants, college professors, and others. If you qualify for this occupational discount, you could save between $47 and $158 on your car insurance bill, depending on the policy coverages.
                • Compare insurance cost before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurers can price policies with a wide range of prices. Get quotes to see the cost of insurance before you buy to prevent insurance sticker shock when insuring your new car.