- Ford C-Max car insurance costs around $1,798 per year, $899 for a 6-month policy, or around $150 per month.
- The cheapest Ford C-Max insurance is the Hybrid SE Hatchback at an estimated $1,770 per year.
- The C-Max is one of the more expensive small SUVs to insure, costing $149 more per year on average when compared to other small SUVs.
How much does Ford C-Max car insurance cost?
Ranked 27th out of 33 vehicles in the 2018 small SUV class, Ford C-Max insurance costs on average $1,798 yearly, or about $150 each month.
With the average small SUV costing $1,649 a year to insure, the Ford C-Max could cost around $149 or more every 12 months.
The bar chart below details average car insurance cost for a C-Max for different driver age groups and scenarios.
The table below details average annual and 6-month policy costs, in addition to a monthly budget figure, for each Ford C-Max model and trim level.
| 2018 Ford C-Max Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Hybrid SE Hatchback | $1,770 | $148 |
| Hybrid Titanium Hatchback | $1,826 | $152 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The next table breaks down average Ford C-Max full coverage insurance policy costs from the 2013 to the 2018 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2018 Ford C-Max | $1,798 | $150 |
| 2017 Ford C-Max | $1,806 | $151 |
| 2016 Ford C-Max | $1,620 | $135 |
| 2015 Ford C-Max | $1,608 | $134 |
| 2014 Ford C-Max | $1,548 | $129 |
| 2013 Ford C-Max | $1,534 | $128 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford C-Max trim levels for each model year. Updated June 26, 2025
Does C-Max insurance cost more than similar vehicles?
When compared directly to other vehicles in the small SUV segment, auto insurance rates for a Ford C-Max cost $48 more per year than the Toyota RAV4, $334 more than the Honda CR-V, and $244 more than the Chevrolet Equinox.
The Ford C-Max ranks 27th out of 33 comparison vehicles in the small SUV category for most affordable car insurance cost. The C-Max costs an average of $1,798 per year to insure for full coverage and the class average cost is $1,649 per year, a difference of $149 per year.
The next table shows how insurance cost for a Ford C-Max compares to the rest of the models in the 2018 compact SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Ford Ecosport | $1,374 | -$424 |
| 2 | Nissan Kicks | $1,408 | -$390 |
| 3 | Toyota C-HR | $1,412 | -$386 |
| 4 | Jeep Compass | $1,426 | -$372 |
| 5 | Subaru Crosstrek | $1,442 | -$356 |
| 6 | Hyundai Kona | $1,458 | -$340 |
| 7 | Honda CR-V | $1,464 | -$334 |
| 8 | Mazda CX-3 | $1,472 | -$326 |
| 9 | Chevrolet Equinox | $1,554 | -$244 |
| 10 | Honda HR-V | $1,560 | -$238 |
| 11 | Mitsubishi Eclipse Cross | $1,574 | -$224 |
| 12 | Mazda CX-5 | $1,606 | -$192 |
| 13 | Subaru Forester | $1,622 | -$176 |
| 14 | Chevrolet Trax | $1,628 | -$170 |
| 15 | Nissan Rogue | $1,656 | -$142 |
| 16 | Buick Encore | $1,666 | -$132 |
| 17 | Jeep Renegade | $1,676 | -$122 |
| 18 | Mini Cooper | $1,692 | -$106 |
| 19 | Hyundai Tucson | $1,698 | -$100 |
| 20 | Kia Soul | $1,702 | -$96 |
| 21 | Volkswagen Tiguan | $1,716 | -$82 |
| 22 | Buick Envision | $1,740 | -$58 |
| 23 | Toyota RAV4 | $1,750 | -$48 |
| 24 | Kia Sportage | $1,754 | -$44 |
| 25 | Mini Cooper Countryman | $1,758 | -$40 |
| 26 | Ford Escape | $1,768 | -$30 |
| 27 | Ford C-Max | $1,798 | -- |
| 28 | GMC Terrain | $1,804 | $6 |
| 29 | Mini Cooper Clubman | $1,826 | $28 |
| 30 | Chevrolet Bolt | $1,830 | $32 |
| 31 | Mitsubishi Mirage | $1,832 | $34 |
| 32 | Kia Niro | $1,862 | $64 |
| 33 | Mitsubishi Outlander | $1,880 | $82 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated June 27, 2025
Other rates and observations
A few additional noteworthy conclusions as they relate to Ford C-Max insurance cost include:
- Insuring teen drivers is expensive. Average rates for full coverage C-Max insurance costs $6,586 per year for a 16-year-old driver, $6,330 per year for a 17-year-old driver, $5,576 per year for an 18-year-old driver, and $5,112 per year for a 19-year-old driver.
- As you get older, rates tend to be cheaper. The difference in insurance cost for a 2018 Ford C-Max between a 60-year-old driver ($1,502 per year) and a 20-year-old driver ($3,634 per year) is $2,132, or a savings of 83%.
- Your employment could save you money. The large majority of auto insurance providers offer discounts for occupations like architects, firefighters, accountants, lawyers, police officers and law enforcement, and other. Being employed in a qualifying occupation could potentially save between $54 and $193 on your annual C-Max insurance bill, depending on the age of the driver.
- Driver gender influences rates. For a 2018 Ford C-Max, a 20-year-old male will pay an estimated rate of $3,634 per year, while a 20-year-old female driver pays an average of $2,612, a difference of $1,022 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,602 and the cost for a female driver is $1,558, a difference of only $44.
- High-risk auto insurance costs more. For a 20-year-old driver, having enough accidents and violations to require a high-risk insurance policy increases the cost by $2,858 or more per year.
- Policy discounts mean cheaper C-Max insurance. Discounts may be available if the insured drivers are good students, insure multiple vehicles on the same policy, work in certain occupations, are claim-free, or many other discounts which could save the average driver as much as $306 per year on the cost of insuring a Ford C-Max.
- Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $252 per year for a 40-year-old driver and $490 per year for a 20-year-old driver.
- Low deductibles increase auto insurance cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $262 per year for a 40-year-old driver and $516 per year for a 20-year-old driver.