Mitsubishi Eclipse Cross Car Insurance Costs: 2024 Edition

Does a Mitsubishi Eclipse Cross have cheap insurance rates?

We compared average insurance cost from the ES trim up to the pricier SEL Touring model to find out how insurance on the Eclipse Cross measures up to the entire 2024 compact SUV segment.

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How much does Eclipse Cross car insurance cost?

Mitsubishi Eclipse Cross insurance rates average $1,820 a year for full coverage, or $152 on a monthly basis. Overall, expect to pay about $75 more annually to insure a Mitsubishi Eclipse Cross compared to the average rate for small SUVs, and $63 less per year than the $1,883 all-vehicle national average.

The chart below details average car insurance rates on a 2024 Mitsubishi Eclipse Cross using variations of risk profiles and driver ages.

Figure 1: Average 2024 Mitsubishi Eclipse Cross insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2024 model year Mitsubishi Eclipse Cross with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Eclipse Cross trim levels.

Mitsubishi Eclipse Cross Insurance Cost Summary
2024 Mitsubishi Eclipse Cross Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,154$346
Safe Driver Age 20$3,636$303
At-fault Accidents Age 40$2,558$213
Low Deductibles Age 40$2,400$200
Safe Driver Age 30$1,944$162
Safe Driver Age 40$1,820$152
Safe Driver Age 50$1,612$134
High Deductibles Age 40$1,520$127
Discount Rate Age 40$1,514$126
Safe Driver Age 60$1,510$126

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mitsubishi Eclipse Cross trim levels. Updated February 26, 2024

In the chart above, insurance prices range from a discount rate for a 40-year-old driver of $1,514 to the high-risk average rate for a 30-year-old driver of $4,154 per year.

Not shown in the chart are Eclipse Cross insurance rates for teenagers.  A 16-year-old male driver with a clean driving record would pay around $6,375 while a 16-year-old female would pay about $5,958. At age 17, males would pay around $6,189 and females $5,923.

What is the cheapest Mitsubishi Eclipse Cross insurance?

The cheapest model of Eclipse Cross to insure is the base ES at $1,740 per year, or about $145 per month. The most expensive model to insure is the SEL Touring, costing $150 more per year.

The next table details average car insurance rates, in addition to a monthly budget estimate, for each 2024 Mitsubishi Eclipse Cross package and trim. Rates for different 2024 trim levels range from $1,740 per year on the ES trim to $1,890 per year on the SEL Touring.

2024 Mitsubishi Eclipse Cross Insurance Rates by Trim Level
2024 Mitsubishi Eclipse Cross Trim Level Annual Premium Cost Per Month
ES$1,740$145
LE$1,786$149
SE$1,816$151
SE Panoramic Sunroof$1,838$153
SEL$1,850$154
SEL Touring$1,890$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Mitsubishi Eclipse Cross Insurance Cost by Trim Level

How does Eclipse Cross insurance cost compare?

When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Eclipse Cross costs $72 more per year than the Toyota RAV4, $202 more than the Honda CR-V, $74 more than the Chevrolet Equinox, and $116 more than the Nissan Rogue.

The Mitsubishi Eclipse Cross ranks 31st out of 47 total comparison vehicles in the small SUV category. The Eclipse Cross costs an estimated $1,820 per year to insure for full coverage and the category median average cost is $1,745 per year, a difference of $75 per year.

The chart below shows how average car insurance cost for a Mitsubishi Eclipse Cross compares to the top 10 selling compact SUVs in America. In addition, a table is appended after the chart that compares Eclipse Cross insurance prices to all 47 vehicles in the small SUV segment.

Figure 2: Average 2024 Mitsubishi Eclipse Cross car insurance premium compared to other small SUV models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2024 model year Mitsubishi Eclipse Cross. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mitsubishi Eclipse Cross trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Insurance Cost Comparison: Mitsubishi Eclipse Cross vs Top 10 Small SUVs
Mitsubishi Eclipse Cross Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,402-$418
2Chevrolet Trailblazer$1,424-$396
3Kia Soul$1,482-$338
4Nissan Kicks$1,494-$326
5Buick Envision$1,520-$300
6Toyota Corolla Cross$1,530-$290
7Hyundai Venue$1,540-$280
8Mazda CX-5$1,548-$272
9Ford Bronco Sport$1,554-$266
10Volkswagen Tiguan$1,570-$250
11Buick Encore$1,612-$208
12Honda CR-V$1,618-$202
13Volkswagen Taos$1,624-$196
14Kia Niro$1,626-$194
15Honda HR-V$1,650-$170
16Subaru Forester$1,692-$128
17Kia Seltos$1,694-$126
18GMC Terrain$1,698-$122
19Nissan Rogue$1,704-$116
20Hyundai Kona$1,706-$114
21Mazda CX-30$1,710-$110
22Volkswagen ID4$1,720-$100
23Ford Escape$1,730-$90
24Chevrolet Equinox$1,746-$74
25Toyota RAV4$1,748-$72
26Mazda MX-30$1,760-$60
27Hyundai Tucson$1,764-$56
28Chevrolet Trax$1,794-$26
29Mini Cooper Clubman$1,798-$22
30Mini Cooper$1,800-$20
31Mitsubishi Eclipse Cross$1,820--
32Jeep Renegade$1,824$4
33Mitsubishi Outlander$1,848$28
34Nissan Ariya$1,856$36
35Kia Sportage$1,858$38
36Hyundai Ioniq 5$1,864$44
37Fiat 500X$1,870$50
38Mazda CX-50$1,884$64
39Toyota bz4X$1,890$70
40Mini Cooper Countryman$1,892$72
41Subaru Solterra$1,898$78
42Mitsubishi Mirage$1,900$80
43Kia EV6$1,958$138
44Dodge Hornet$2,018$198
45Jeep Compass$2,054$234
46Hyundai Nexo$2,094$274
47Ford Mustang Mach-E$2,220$400

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024

Will a used Eclipse Cross have cheaper insurance?

Choosing to insure a 2018 Eclipse Cross instead of a new 2024 model year could potentially save an average of $544 per year. Even a newer 2019 model could save $450 or more per year.

The following data table details estimated insurance policy premiums for a Mitsubishi Eclipse Cross for different driver age groups and model years. Insurance rates range from the most affordable rate of $1,066 for a 60-year-old driver rated on a 2018 Mitsubishi Eclipse Cross to the most expensive yearly cost of $3,636 for a 20-year-old driving a 2024 model year.

Mitsubishi Eclipse Cross Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mitsubishi Eclipse Cross$3,636$1,820$1,510
2023 Mitsubishi Eclipse Cross$3,292$1,646$1,368
2022 Mitsubishi Eclipse Cross$3,204$1,598$1,326
2021 Mitsubishi Eclipse Cross$2,850$1,430$1,186
2020 Mitsubishi Eclipse Cross$2,760$1,386$1,152
2019 Mitsubishi Eclipse Cross$2,750$1,370$1,142
2018 Mitsubishi Eclipse Cross$2,556$1,276$1,066

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Eclipse Cross trim levels for each model year. Updated February 22, 2024

Mitsubishi Eclipse Cross Insurance Cost by Model Year