- Car insurance rates for a Genesis GV70 average $2,582 per year or around $215 per month, but can vary based on the age of the rated driver.
- Ranked 25th out of 38 small luxury SUVs for 2024, insurance for a Genesis GV70 costs $41 more per year than the average cost for the segment.
- The cheapest GV70 to insure is the 2.5T Standard trim level at an estimated $2,324 per year. The most expensive is the Electrified at $2,914 annually.
How much does Genesis GV70 insurance cost?
Genesis GV70 insurance averages around $2,582 annually for full coverage. With MSRP ranging from $45,475 to $66,450 for the 2024 model, monthly insurance rates range from $194 to $243.
Drivers can expect to pay approximately $41 more each year to insure a Genesis GV70 compared to the average rate for small luxury SUVs, and $361 more per year than the $2,221 national average for all vehicles combined.
The next price chart details how GV70 insurance rates can change based on factors like driver age and policy deductibles. Prices in the example range from $1,752 per year for a 60-year-old driver with $1,000 deductibles up to $6,094 annually for a 20-year-old driver with $250 deductibles.
The trim level of the model you’re insuring also impacts the final car insurance cost. The table below displays the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each 2024 Genesis GV70 model trim level.
| 2024 Genesis GV70 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 2.5T Standard | $2,324 | $194 |
| 2.5T Select | $2,396 | $200 |
| 2.5T Advanced | $2,460 | $205 |
| 2.5T Sport Prestige | $2,572 | $214 |
| 3.5T Sport | $2,582 | $215 |
| 3.5T Sport Advanced | $2,672 | $223 |
| 3.5T Sport Prestige | $2,716 | $226 |
| Electrified | $2,914 | $243 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The trim level is one factor that impact car insurance rates, but there are many other things that contribute to the price you pay. The list below details some situations where rates my be higher or lower than the average rate, plus some ways that you can get cheaper insurance on a GV70.
- Older drivers tend to pay less than younger drivers. The difference in GV70 insurance cost between a 60-year-old driver ($2,126 per year) and a 30-year-old driver ($2,768 per year) is $642, or a savings of 26.2%.
- Raising deductibles results in a cheaper policy. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $462 per year for a 40-year-old driver and $900 per year for a 20-year-old driver.
- Lowering deductibles results in a more expensive policy. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $482 per year for a 40-year-old driver and $956 per year for a 20-year-old driver.
- High-risk drivers pay a lot more for insurance. For a 50-year-old driver, being required to buy a high-risk insurance policy can increase the cost by $2,938 or more per year.
- Genesis GV70 insurance for teen drivers is expensive. Average rates for full coverage GV70 insurance costs $8,847 per year for a 16-year-old driver, $8,648 per year for a 17-year-old driver, $7,901 per year for an 18-year-old driver, and $7,149 per year for a 19-year-old driver.
- Credit ratings can impact car insurance rates. Insureds with excellent credit scores of 800+ may save $405 per year compared to a good rating of 670-739. Conversely, a weak credit score could cost as much as $470 more per year.
- Get cheaper rates by avoiding traffic tickets. To pay the most affordable price on GV70 insurance rates, it’s necessary to follow the law. As a matter of fact, just a couple minor infractions could possibly increase the cost of a policy by at least $658 per year. Serious moving violations such as a DWI could raise rates by an additional $2,334 or more.
How does GV70 car insurance cost rank?
The Genesis GV70 ranks 25th out of 38 comparison vehicles in the 2024 small luxury SUV segment for most affordable insurance cost.
The GV70 costs an average of $2,582 per year to insure for full coverage, while the segment average rate is $2,541 per year, a difference of $41 per year.
When compared to the other compact luxury SUV models, auto insurance rates for a Genesis GV70 cost $182 less per year than the BMW X3, $24 less than the Audi Q5, and $70 more than the Mercedes-Benz GLC300.
The next table ranks insurance cost for all 2024 compact luxury SUVs, and shows the Genesis GV70 ranking at 25th.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,958 | -$624 |
| 2 | Lexus NX 250 | $2,072 | -$510 |
| 3 | Cadillac XT4 | $2,114 | -$468 |
| 4 | Lexus NX 350h | $2,210 | -$372 |
| 5 | Lincoln Corsair | $2,236 | -$346 |
| 6 | Mercedes-Benz GLB 250 | $2,240 | -$342 |
| 7 | Lexus UX 250h | $2,246 | -$336 |
| 8 | Lexus NX 450h | $2,258 | -$324 |
| 9 | Mercedes-Benz GLA250 | $2,282 | -$300 |
| 10 | Mercedes-Benz GLA35 AMG | $2,290 | -$292 |
| 11 | Land Rover Evoque | $2,336 | -$246 |
| 12 | Lexus NX 350 | $2,348 | -$234 |
| 13 | Volvo XC40 | $2,356 | -$226 |
| 14 | Volvo XC60 | $2,370 | -$212 |
| 15 | Alfa Romeo Tonale | $2,376 | -$206 |
| 16 | Mercedes-Benz GLA45 AMG | $2,388 | -$194 |
| 17 | BMW X1 | $2,420 | -$162 |
| 18 | Infiniti QX55 | $2,424 | -$158 |
| 19 | Volvo C40 | $2,442 | -$140 |
| 20 | BMW X2 | $2,452 | -$130 |
| 21 | Lexus RZ 450e | $2,478 | -$104 |
| 22 | Mercedes-Benz EQB 300 | $2,492 | -$90 |
| 23 | Mercedes-Benz GLC300 | $2,512 | -$70 |
| 24 | Mercedes-Benz EQB 350 | $2,552 | -$30 |
| 25 | Genesis GV70 | $2,582 | -- |
| 26 | Audi Q3 | $2,596 | $14 |
| 27 | Audi Q5 | $2,606 | $24 |
| 28 | Alfa Romeo Stelvio | $2,630 | $48 |
| 29 | Land Rover Range Rover Velar | $2,660 | $78 |
| 30 | BMW X4 | $2,712 | $130 |
| 31 | Audi Q4 | $2,736 | $154 |
| 32 | BMW X3 | $2,764 | $182 |
| 33 | Genesis GV60 | $2,848 | $266 |
| 34 | Porsche Macan | $2,894 | $312 |
| 35 | Jaguar I-Pace | $2,926 | $344 |
| 36 | Land Rover Defender | $3,042 | $460 |
| 37 | Jaguar F-Pace | $3,130 | $548 |
| 38 | Aston Martin DBX | $4,562 | $1,980 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025
