GMC car insurance costs an average of $2,435 per year for 2024 models. Rates range from $2,096 a year for a GMC Terrain up to $2,728 per year for the GMC Hummer EV.
When compared to the U.S. national average car insurance rate, which is $2,221 per year, GMC vehicles cost an average of $214 more more per year to insure.
The table below shows average annual and monthly car insurance rates for the different GMC models. Follow any model link for detailed trim-level rates and segment comparisons.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| GMC Acadia | $2,262 | $189 |
| GMC Canyon | $2,412 | $201 |
| GMC Hummer EV | $2,728 | $227 |
| GMC Hummer EV Pickup | $2,686 | $224 |
| GMC Savana | $2,194 | $183 |
| GMC Sierra | $2,588 | $216 |
| GMC Sierra 2500 HD | $2,384 | $199 |
| GMC Sierra 3500 | $2,482 | $207 |
| GMC Terrain | $2,096 | $175 |
| GMC Yukon | $2,522 | $210 |
GMC models compete primarily in the SUV and pickup segments, and have always been considered a “nicer Chevy” since both are GM products and share the majority of parts and components.
When compared to competing brands, average car insurance cost on GMC models is:
- 2.7% more expensive per year than Chevrolet
- 0.2% cheaper than Ford
- 13.7% more expensive than Honda
- 0.5% more expensive than Nissan
- 11.4% cheaper than Ram
- 1.4% more expensive per year than Toyota.
The chart below visualizes this comparison, with GMC rates being the orange bar and the competition being the blue bars.
Average insurance rates for GMC vehicles tend to be slightly higher than both Chevy and Ford, and also run more than Japanese brands like Honda, Nissan, and Toyota.
The chart below compares GMC insurance rates (first row) to other popular auto manufacturers. The difference column indicates the dollar difference per year in insurance cost between the comparison brand and GMC.
If the value in the difference column is green, then the average cost of insurance for that brand is cheaper than GMC. If the value is red, the comparison brand is more expensive. Follow any brand link to view detailed car insurance data and rate comparisons.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| GMC | $2,435 | -- |
| Acura | $2,202 | -$233 |
| Audi | $3,025 | $590 |
| BMW | $3,070 | $635 |
| Cadillac | $2,518 | $83 |
| Chevrolet | $2,370 | -$65 |
| Dodge | $2,911 | $476 |
| Ford | $2,441 | $6 |
| Honda | $2,123 | -$312 |
| Hyundai | $2,314 | -$121 |
| Infiniti | $2,456 | $21 |
| Jaguar | $2,883 | $448 |
| Jeep | $2,558 | $123 |
| Kia | $2,259 | -$176 |
| Land Rover | $3,065 | $630 |
| Lexus | $2,601 | $166 |
| Lincoln | $2,587 | $152 |
| Mazda | $2,240 | -$195 |
| Mercedes-Benz | $3,386 | $951 |
| Mitsubishi | $2,273 | -$162 |
| Nissan | $2,424 | -$11 |
| Subaru | $2,229 | -$206 |
| Tesla | $2,839 | $404 |
| Toyota | $2,400 | -$35 |
| Volkswagen | $2,187 | -$248 |
| Volvo | $2,620 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated June 27, 2025
GMC vehicles with the cheapest car insurance rates
For 2024 models, the GMC Terrain is the cheapest to insure at $2,096 per year, or around $175 per month. The GMC Savana ranks second cheapest at $2,194 per year.
Rounding out the top five GMC vehicles with the cheapest insurance rates are the GMC Acadia, GMC Sierra 2500 HD, and GMC Canyon. Annual and monthly rates for all cheapest models are shown below.
Top five cheapest 2024 GMC vehicles to insure
- GMC Terrain – (small SUV) Average annual insurance rate of $2,096 ($175 per month)
- GMC Savana – (large van) Average annual insurance rate of $2,194 ($183 per month)
- GMC Acadia – (midsize SUV) Average annual insurance rate of $2,262 ($189 per month)
- GMC Sierra 2500 HD – (heavy duty truck) Average annual insurance rate of $2,384 ($199 per month)
- GMC Canyon – (midsize truck) Average annual insurance rate of $2,412 ($201 per month)