- Lexus NX 350h car insurance rates average $2,264 per year (about $189 per month) for full coverage.
- When compared to other small luxury SUVs, the Lexus NX 350h is one of the cheaper small luxury SUVs to insure, costing $339 less per year on average.
How much does Lexus NX 350h insurance cost?
The average driver should plan on paying around $2,264 per year for full coverage insurance on a Lexus NX 350h, which is equal to $189 a month.
If the average policy is broken down into individual coverages, comprehensive (or other-than-collision) coverage will cost approximately $598 a year, collision insurance is approximately $1,030, and the remaining liability and medical coverages cost approximately $636.
The bar chart below details how Lexus NX 350h car insurance prices can change with driver age and selected policy deductibles. Prices in the example range from the cheapest cost of $1,578 per year for a 60-year-old driver with a deductible of $1,000 to the most expensive rate of $5,274 per year for a 20-year-old driver with $250 deductibles.
Is Lexus NX 350h insurance expensive?
The Lexus NX 350h ranks fourth out of 38 competing vehicles in the compact luxury SUV class for the most affordable insurance cost. The NX 350h costs an average of $2,264 per year for full coverage auto insurance, while the class average is $2,603 annually, a difference of $339 per year.
Average car insurance prices for a Lexus NX 350h cost $566 less per year than the BMW X3, $406 less than the Audi Q5, and $308 less than the Mercedes-Benz GLC300.
The chart displayed below shows how well insurance cost for the NX 350h compares to the best-selling small luxury SUVs like the Acura RDX, Volvo XC60, and the Cadillac XT4. An expanded table is also displayed following the chart detailing insurance costs for the entire 38 vehicle small luxury SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $2,006 | -$258 |
| 2 | Lexus NX 250 | $2,124 | -$140 |
| 3 | Cadillac XT4 | $2,166 | -$98 |
| 4 | Lexus NX 350h | $2,264 | -- |
| 5 | Lincoln Corsair | $2,292 | $28 |
| 6 | Mercedes-Benz GLB 250 | $2,296 | $32 |
| 7 | Lexus UX 250h | $2,300 | $36 |
| 8 | Lexus NX 450h | $2,314 | $50 |
| 9 | Mercedes-Benz GLA250 | $2,340 | $76 |
| 10 | Mercedes-Benz GLA35 AMG | $2,348 | $84 |
| 11 | Land Rover Evoque | $2,396 | $132 |
| 12 | Lexus NX 350 | $2,406 | $142 |
| 13 | Volvo XC40 | $2,416 | $152 |
| 14 | Volvo XC60 | $2,430 | $166 |
| 15 | Alfa Romeo Tonale | $2,434 | $170 |
| 16 | Mercedes-Benz GLA45 AMG | $2,446 | $182 |
| 17 | BMW X1 | $2,476 | $212 |
| 18 | Infiniti QX55 | $2,482 | $218 |
| 19 | Volvo C40 | $2,502 | $238 |
| 20 | BMW X2 | $2,510 | $246 |
| 21 | Lexus RZ 450e | $2,542 | $278 |
| 22 | Mercedes-Benz EQB 300 | $2,554 | $290 |
| 23 | Mercedes-Benz GLC300 | $2,572 | $308 |
| 24 | Mercedes-Benz EQB 350 | $2,614 | $350 |
| 25 | Genesis GV70 | $2,642 | $378 |
| 26 | Audi Q3 | $2,660 | $396 |
| 27 | Audi Q5 | $2,670 | $406 |
| 28 | Alfa Romeo Stelvio | $2,694 | $430 |
| 29 | Land Rover Range Rover Velar | $2,726 | $462 |
| 30 | BMW X4 | $2,780 | $516 |
| 31 | Audi Q4 | $2,800 | $536 |
| 32 | BMW X3 | $2,830 | $566 |
| 33 | Genesis GV60 | $2,918 | $654 |
| 34 | Porsche Macan | $2,962 | $698 |
| 35 | Jaguar I-Pace | $3,000 | $736 |
| 36 | Land Rover Defender | $3,114 | $850 |
| 37 | Jaguar F-Pace | $3,206 | $942 |
| 38 | Aston Martin DBX | $4,672 | $2,408 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025