Mercedes-Benz C350E Insurance: 2025 Comprehensive Rate Guide

• Mercedes-Benz C350E insurance costs an average of $2,198 per year, or around $183 per month, for full coverage.
• Out of 49 vehicles in the 2018 midsize luxury car segment, the C350E ranks 10^th for auto insurance affordability.

How much does Mercedes C350E insurance cost?

The average cost of car insurance for a C350E is $2,198 a year for a full coverage policy, which is the equivalent of $183 a month.

The average car insurance policy is comprised of three main coverages. When cost is broken out by coverage, collision will cost an estimated $956 a year, liability and medical coverage is about $708, and the remaining comprehensive (or other-than-collision) coverage will cost around $534.

The rate chart below shows how 2018 C350E car insurance prices can fluctuate with different ages of drivers and the policy deductibles chosen.

The following data table breaks down average insurance policy premiums for a Mercedes-Benz C350E from the 2016 to 2018 model years.

A few additional important data observations relative to Mercedes-Benz C350E insurance cost include:

• Obey driving laws to save money. If you want to pay the cheapest possible C350E insurance rates, it makes sense to be a safe driver. Not surprisingly, just a couple of traffic citations have the ramification of increasing C350E insurance rates by at least $586 per year. Being convicted of a crime such as driving while intoxicated could raise rates by an additional $2,036 or more.
• Car insurance is expensive for high-risk drivers. For a 40-year-old driver, being required to buy a high-risk insurance policy can potentially increase rates by $2,662 or more per year.
• Your employer could lower your rates. Most car insurance companies offer discounts for working in professions like college professors, engineers, lawyers, architects, police officers and law enforcement, and others. By earning this discount, you could potentially save between $66 and $195 on your annual car insurance cost, depending on your age.
• Car insurance is cheaper with higher deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $338 per year for a 40-year-old driver and $658 per year for a 20-year-old driver.
• Lowering deductibles makes car insurance more expensive. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $350 per year for a 40-year-old driver and $696 per year for a 20-year-old driver.
• Gender and age affect the rate you pay. For a 2018 Mercedes C350E, a 20-year-old male driver pays an average rate of $4,420 per year, while a 20-year-old female pays $3,178, a difference of $1,242 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $1,950 and the cost for women is $1,898, a difference of only $52.
• Drive safe and save. Having frequent at-fault accidents will raise rates, potentially by an additional $3,140 per year for a 20-year-old driver and as much as $542 per year for a 60-year-old driver.

Is insurance for a Mercedes-Benz C350E affordable?

The Mercedes-Benz C350E ranks 10^th out of 49 total vehicles in the midsize luxury car category for the most affordable insurance cost. The C350E costs an estimated $2,198 per year for full coverage auto insurance, while the segment average auto insurance cost is $2,519 per year, a difference of $321 per year.

When compared side-by-side to random models in the midsize luxury car segment, insurance rates for a Mercedes-Benz C350E cost $84 more per year than the Lexus ES 350, $146 less than the BMW 530i, and $314 less than the Infiniti Q50.

The next table shows how the average C350E car insurance cost compares to other midsize luxury cars like the Lincoln MKZ, Mercedes-Benz CLA250, and the Audi A6.