Mercedes-Benz C350E Insurance: 2025 Comprehensive Rate Guide

How much does car insurance for a Mercedes C350E cost? We break down average rates for the C350E Hybrid Plug-in Sedan to discover how average prices rank against all other midsize luxury cars.

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  • Mercedes-Benz C350E insurance costs an average of $2,146 per year, or around $179 per month, for full coverage.
  • Out of 49 vehicles in the 2018 midsize luxury car segment, the C350E ranks 10th for auto insurance affordability.

How much does Mercedes C350E insurance cost?

The average cost of car insurance for a C350E is $2,146 a year for a full coverage policy, which is the equivalent of $179 a month.

The average car insurance policy is comprised of three main coverages. When cost is broken out by coverage, collision will cost an estimated $932 a year, liability and medical coverage is about $692, and the remaining comprehensive (or other-than-collision) coverage will cost around $522.

The rate chart below shows how 2018 C350E car insurance prices can fluctuate with different ages of drivers and the policy deductibles chosen.

Average 2018 Mercedes-Benz C350E car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2018 Mercedes-Benz C350E car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2018 model year Mercedes-Benz C350E. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2018 Mercedes-Benz C350E Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,672$306
$500$4,314$360
$250$4,994$416
30-Year-Old$1,000$1,924$160
$500$2,284$190
$250$2,656$221
40-Year-Old$1,000$1,816$151
$500$2,146$179
$250$2,488$207
50-Year-Old$1,000$1,616$135
$500$1,902$159
$250$2,200$183
60-Year-Old$1,000$1,516$126
$500$1,782$149
$250$2,058$172

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2018 Mercedes-Benz C350E. Updated June 27, 2025

The following data table breaks down average insurance policy premiums for a Mercedes-Benz C350E from the 2016 to 2018 model years.

Mercedes-Benz C350E Insurance Cost for 2016-2018 Models
Model Year and Vehicle Annual Premium Cost Per Month
2018 Mercedes-Benz C350E$2,146$179
2017 Mercedes-Benz C350E$2,056$171
2016 Mercedes-Benz C350E$1,842$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz C350E trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2016 to 2018 Mercedes-Benz C350E models
Average annual premium and cost per month to insure 2016 to 2018 Mercedes-Benz C350E models

A few additional important data observations relative to Mercedes-Benz C350E insurance cost include:

  • Obey driving laws to save money. If you want to pay the cheapest possible C350E insurance rates, it makes sense to be a safe driver. Not surprisingly, just a couple of traffic citations have the ramification of increasing C350E insurance rates by at least $570 per year. Being convicted of a crime such as driving while intoxicated could raise rates by an additional $1,986 or more.
  • Car insurance is expensive for high-risk drivers. For a 40-year-old driver, being required to buy a high-risk insurance policy can potentially increase rates by $2,598 or more per year.
  • Your employer could lower your rates. Most car insurance companies offer discounts for working in professions like college professors, engineers, lawyers, architects, police officers and law enforcement, and others. By earning this discount, you could potentially save between $64 and $193 on your annual car insurance cost, depending on your age.
  • Car insurance is cheaper with higher deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $330 per year for a 40-year-old driver and $642 per year for a 20-year-old driver.
  • Lowering deductibles makes car insurance more expensive. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $342 per year for a 40-year-old driver and $680 per year for a 20-year-old driver.
  • Gender and age affect the rate you pay. For a 2018 Mercedes C350E, a 20-year-old male driver pays an average rate of $4,314 per year, while a 20-year-old female pays $3,100, a difference of $1,214 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $1,902 and the cost for women is $1,852, a difference of only $50.
  • Drive safe and save. Having frequent at-fault accidents will raise rates, potentially by an additional $3,064 per year for a 20-year-old driver and as much as $530 per year for a 60-year-old driver.

Is insurance for a Mercedes-Benz C350E affordable?

The Mercedes-Benz C350E ranks 10th out of 49 total vehicles in the midsize luxury car category for the most affordable insurance cost. The C350E costs an estimated $2,146 per year for full coverage auto insurance, while the segment average auto insurance cost is $2,459 per year, a difference of $313 per year.

When compared side-by-side to random models in the midsize luxury car segment, insurance rates for a Mercedes-Benz C350E cost $84 more per year than the Lexus ES 350, $142 less than the BMW 530i, and $304 less than the Infiniti Q50.

The next table shows how the average C350E car insurance cost compares to other midsize luxury cars like the Lincoln MKZ, Mercedes-Benz CLA250, and the Audi A6.

Insurance Cost Comparison: Mercedes-Benz C350E vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$390
2Lexus IS 300$1,908-$238
3Lexus RC 300$1,992-$154
4Mercedes-Benz SLC300$2,058-$88
5Lexus ES 350$2,062-$84
6Mercedes-Benz AMG CLA45$2,076-$70
7Audi S5$2,114-$32
8Audi A3$2,126-$20
9Mercedes-Benz CLA250$2,136-$10
10Mercedes-Benz C350E$2,146--
11Lincoln MKZ$2,158$12
12Mercedes-Benz E300$2,162$16
13Lexus ES 300H$2,170$24
14Genesis G80$2,174$28
15BMW 430i$2,190$44
16Audi A6$2,212$66
17Audi S4$2,224$78
18Lexus GS 300$2,260$114
19Jaguar XE$2,262$116
20Lexus GS 350$2,282$136
21BMW 530i$2,288$142
22BMW 540xi$2,298$152
23BMW 540i$2,304$158
24BMW 440i$2,334$188
25Jaguar XF$2,354$208
26Mercedes-Benz AMG C43$2,410$264
27Mercedes-Benz SL450$2,430$284
28Mercedes-Benz E400$2,442$296
29Infiniti Q50$2,450$304
30BMW 530e$2,460$314
31Audi RS 5$2,490$344
32Mercedes-Benz AMG E43$2,500$354
33BMW 530xi$2,504$358
34BMW M550i$2,582$436
35Mercedes-Benz AMG C63$2,634$488
36BMW 640xi$2,642$496
37Audi S6$2,662$516
38BMW 640i$2,712$566
39Mercedes-Benz SL550$2,762$616
40Lexus GS F$2,772$626
41Tesla Model S$2,810$664
42Lexus LC 500H$2,834$688
43Audi A7$2,844$698
44BMW 650xi$2,848$702
45Audi S7$3,022$876
46BMW M5$3,034$888
47BMW M6$3,228$1,082
48Mercedes-Benz SL63 AMG$3,280$1,134
49Mercedes-Benz SL65 AMG$4,084$1,938

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated June 27, 2025

At $2,146 per year, insurance cost for a 2018 Mercedes-Benz C350E ranks 10th out of 49 models in the midsize luxury car segment
At $2,146 per year, insurance cost for a 2018 Mercedes-Benz C350E ranks 10th out of 49 models in the midsize luxury car segment