Ultimate Guide to Insuring a Mercedes-Benz CL63 AMG: 2025 Edition

How much does Mercedes CL63 AMG insurance cost? We analyzed average rates by model year to find out how insurance costs rank against the midsize luxury car competition.

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  • Mercedes CL63 AMG insurance rates cost $2,928 per year on average, or about $244 per month, for a policy with full coverage.
  • As one of the more expensive midsize luxury cars to insure, the CL63 AMG costs $789 more per year on average to insure when compared to the other midsize luxury cars.
  • Insurance for the CL63 AMG costs 31.1% more than the average rate for similar luxury models.

How much does Mercedes CL63 AMG insurance cost?

Mercedes-Benz CL63 AMG car insurance costs on average $2,928 a year for full coverage, or $244 monthly. On average, expect to pay about $789 more annually for Mercedes-Benz CL63 AMG insurance as compared to the average rate for midsize luxury cars, and $652 more per year than the $2,276 national average rate for all vehicles.

The following rate chart details average car insurance rates on a 2014 Mercedes CL63 AMG for some of the more common policy scenarios.

Average 2014 Mercedes-Benz CL63 AMG insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2014 Mercedes-Benz CL63 AMG insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2014 model year Mercedes-Benz CL63 AMG with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz CL63 AMG trim levels.

2014 Mercedes-Benz CL63 AMG Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,698$558
Safe Driver Age 20$5,888$491
At-fault Accidents Age 40$4,112$343
Low Deductibles Age 40$3,918$327
Safe Driver Age 30$3,138$262
Safe Driver Age 40$2,928$244
Safe Driver Age 50$2,578$215
Discount Rate Age 40$2,430$203
High Deductibles Age 40$2,418$202
Safe Driver Age 60$2,414$201

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Mercedes-Benz CL63 AMG trim levels. Updated October 24, 2025

The data below illustrates average Mercedes-Benz CL63 AMG car insurance rates from the 2013 to the 2014 model years for five different age groups.

Mercedes-Benz CL63 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Mercedes-Benz CL63 AMG$5,888$2,928$2,414
2013 Mercedes-Benz CL63 AMG$5,754$2,886$2,380
2012 Mercedes-Benz CL63 AMG$5,639$2,828$2,332
2011 Mercedes-Benz CL63 AMG$5,526$2,772$2,286
2010 Mercedes-Benz CL63 AMG$5,416$2,716$2,240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CL63 AMG trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2010 to 2014 Mercedes-Benz CL63 AMG models for drivers age 20, 40 and 60
Average insurance rates for 2010 to 2014 Mercedes-Benz CL63 AMG models for drivers age 20, 40 and 60

CL63 AMG insurance rates vs. the competition

The Mercedes CL63 AMG ranks 50th out of 52 total vehicles in the 2014 midsize luxury car category for most affordable auto insurance rates. The CL63 AMG costs an average of $2,928 per year for full coverage auto insurance, while the category median rate is $2,139 annually, a difference of $789 per year.

When compared to other similar luxury models, insurance rates for a Mercedes-Benz CL63 AMG cost $1,170 more per year than the Lexus ES 350, $928 more than the Infiniti Q50, and $1,356 more than the Lincoln MKZ.

The following table shows how insurance cost for the Mercedes-Benz CL63 AMG compares to other midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Mercedes-Benz CL63 AMG vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura TSX$1,518-$1,410
2Acura ILX$1,560-$1,368
3Lincoln MKZ$1,572-$1,356
4Acura TL$1,624-$1,304
5Lexus ES 350$1,758-$1,170
6Mercedes-Benz CLA250$1,808-$1,120
7Audi A6$1,848-$1,080
8Audi S5$1,854-$1,074
9Mercedes-Benz SLK55 AMG$1,862-$1,066
10Mercedes-Benz C350$1,932-$996
11Lexus ES 300H$1,948-$980
12BMW 435i$1,976-$952
13Mercedes-Benz E250$1,978-$950
14BMW 428xi$1,982-$946
15Mercedes-Benz E350$1,994-$934
16Infiniti Q50$2,000-$928
17Mercedes-Benz E400$2,002-$926
18Lexus GS 350$2,004-$924
19BMW 528xi$2,010-$918
20BMW 535i$2,020-$908
21Audi RS 5$2,026-$902
22BMW 428i$2,028-$900
23Mercedes-Benz CLA45 AMG$2,032-$896
24Hyundai Genesis$2,040-$888
25Volvo S80$2,046-$882
26BMW 435xi$2,050-$878
27BMW 535xi$2,054-$874
28BMW Activehybrid 5$2,086-$842
29Mercedes-Benz E550$2,090-$838
30Audi S4$2,096-$832
31Jaguar XF$2,098-$830
32Audi S6$2,114-$814
33Cadillac ELR$2,126-$802
34Jaguar XK$2,130-$798
35BMW 528i$2,140-$788
36BMW 535d$2,142-$786
37BMW 550i$2,146-$782
38BMW 550xi$2,184-$744
39Audi A7$2,246-$682
40BMW 640i$2,248-$680
41BMW 640xi$2,278-$650
42Mercedes-Benz SL550$2,314-$614
43Audi S7$2,366-$562
44BMW 650xi$2,448-$480
45BMW M5$2,450-$478
46Jaguar XKR$2,530-$398
47BMW M6$2,556-$372
48Tesla Model S$2,576-$352
49Mercedes-Benz SL63 AMG$2,660-$268
50Mercedes-Benz CL63 AMG$2,928--
51Mercedes-Benz SL65 AMG$3,292$364
52Mercedes-Benz SLS AMG$3,470$542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated October 24, 2025

At $2,928 per year, insurance cost for a 2014 Mercedes-Benz CL63 AMG ranks 50th out of 52 models in the midsize luxury car segment
At $2,928 per year, insurance cost for a 2014 Mercedes-Benz CL63 AMG ranks 50th out of 52 models in the midsize luxury car segment

Additional rates and discounts

Below are some extra rates for different policy situations along with some money-saving tips and possible policy discounts.

  • Improve your credit for cheaper auto insurance rates. Drivers with high 800+ credit scores may save $460 per year when compared to a good credit rating of 670-739. Conversely, a below average credit rating could cost up to $533 more per year.
  • Obey the law to get lower rates. In order to have the cheapest CL63 AMG insurance rates, it’s necessary to to be a conservative driver. Just a couple of minor infractions on your motor vehicle report have the ramification of raising insurance policy rates by as much as $768 per year.
  • Qualify for discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, sign their policy early, are loyal customers, are claim-free, take a defensive driving course, or many other discounts which could save the average driver as much as $498 per year on the cost of insuring a CL63 AMG.
  • Earn a discount from your choice of occupation. The vast majority of auto insurance providers offer discounts for specific professions like dentists, college professors, emergency medical technicians, engineers, members of the military, and others. Qualifying for this discount could potentially save between $88 and $153 on your auto insurance bill, depending on the age of the driver.
  • The cost to insure teenage drivers is high. Average rates for full coverage CL63 AMG insurance costs $10,221 per year for a 16-year-old driver, $9,968 per year for a 17-year-old driver, $9,060 per year for an 18-year-old driver, and $8,206 per year for a 19-year-old driver.