Mercedes-Benz GLA45 AMG Car Insurance Costs: 2025 Edition

How much does car insurance for a Mercedes AMG GLA45 cost? We compared full coverage insurance rates for the GLA45 4Matic to see how prices compare side-by-side to the compact luxury SUV class.

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  • Mercedes AMG GLA45 insurance rates cost $2,388 per year on average, or about $199 per month, for a policy with full coverage.
  • The GLA45 ranks 16th out of 38 vehicles in the small luxury SUV class for insurance affordability.

How much does Mercedes AMG GLA45 insurance cost?

Ranked 16th out of 38 vehicles in the small luxury SUV class, Mercedes-AMG GLA 45 insurance costs around $2,388 yearly, or about $199 on a monthly basis. With the average small luxury SUV costing $2,541 a year to insure, the Mercedes-Benz GLA45 AMG could possibly save around $153 or more annually.

The chart below demonstrates how average GLA45 car insurance rates can differ with differences in driver age and the chosen policy deductibles.

Average 2024 Mercedes-Benz GLA45 AMG car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz GLA45 AMG car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz GLA45 AMG. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz GLA45 AMG Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,992$333
$500$4,770$398
$250$5,596$466
30-Year-Old$1,000$2,118$177
$500$2,554$213
$250$3,008$251
40-Year-Old$1,000$1,986$166
$500$2,388$199
$250$2,806$234
50-Year-Old$1,000$1,762$147
$500$2,112$176
$250$2,470$206
60-Year-Old$1,000$1,652$138
$500$1,974$165
$250$2,314$193

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz GLA45 AMG. Updated June 27, 2025

The next table breaks down average full coverage insurance policy costs for a Mercedes-AMG GLA45 from the 2015 to the 2024 model years.

Mercedes-Benz GLA45 AMG Insurance Cost for 2015-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz GLA45 AMG$2,388$199
2023 Mercedes-Benz GLA45 AMG$2,542$212
2022 Mercedes-Benz GLA45 AMG$2,494$208
2021 Mercedes-Benz GLA45 AMG$2,462$205
2020 Mercedes-Benz GLA45 AMG$2,388$199
2019 Mercedes-Benz GLA45 AMG$2,312$193
2018 Mercedes-Benz GLA45 AMG$2,256$188
2017 Mercedes-Benz GLA45 AMG$2,098$175
2016 Mercedes-Benz GLA45 AMG$1,810$151
2015 Mercedes-Benz GLA45 AMG$1,772$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLA45 AMG trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2015 to 2024 Mercedes-Benz GLA45 AMG models
Average annual premium and cost per month to insure 2015 to 2024 Mercedes-Benz GLA45 AMG models

Is GLA45 AMG insurance expensive?

The Mercedes GLA45 AMG ranks 16th out of 38 total vehicles in the small luxury SUV class for most affordable car insurance rates. The GLA45 AMG costs an average of $2,388 per year for a full coverage policy, while the class average cost is $2,541 per year, a difference of $153 per year.

When insurance prices are compared to random models in the small luxury SUV segment, insurance prices for a Mercedes-AMG GLA45 cost $32 more than the Volvo XC40, $18 more than the Volvo XC60, $506 less than the Porsche Macan, and $124 less than the Mercedes-Benz GLC300.

The table below shows how GLA45 insurance rates compare to all other 2024 small luxury SUVs in America like the Acura RDX, Audi Q5, and the Volvo XC60.

Mercedes-Benz GLA45 AMG vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$430
2Lexus NX 250$2,072-$316
3Cadillac XT4$2,114-$274
4Lexus NX 350h$2,210-$178
5Lincoln Corsair$2,236-$152
6Mercedes-Benz GLB 250$2,240-$148
7Lexus UX 250h$2,246-$142
8Lexus NX 450h$2,258-$130
9Mercedes-Benz GLA250$2,282-$106
10Mercedes-Benz GLA35 AMG$2,290-$98
11Land Rover Evoque$2,336-$52
12Lexus NX 350$2,348-$40
13Volvo XC40$2,356-$32
14Volvo XC60$2,370-$18
15Alfa Romeo Tonale$2,376-$12
16Mercedes-Benz GLA45 AMG$2,388--
17BMW X1$2,420$32
18Infiniti QX55$2,424$36
19Volvo C40$2,442$54
20BMW X2$2,452$64
21Lexus RZ 450e$2,478$90
22Mercedes-Benz EQB 300$2,492$104
23Mercedes-Benz GLC300$2,512$124
24Mercedes-Benz EQB 350$2,552$164
25Genesis GV70$2,582$194
26Audi Q3$2,596$208
27Audi Q5$2,606$218
28Alfa Romeo Stelvio$2,630$242
29Land Rover Range Rover Velar$2,660$272
30BMW X4$2,712$324
31Audi Q4$2,736$348
32BMW X3$2,764$376
33Genesis GV60$2,848$460
34Porsche Macan$2,894$506
35Jaguar I-Pace$2,926$538
36Land Rover Defender$3,042$654
37Jaguar F-Pace$3,130$742
38Aston Martin DBX$4,562$2,174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,388 per year, insurance cost for a 2024 Mercedes-Benz GLA45 AMG ranks 16th out of 38 models in the small luxury SUV segment
At $2,388 per year, insurance cost for a 2024 Mercedes-Benz GLA45 AMG ranks 16th out of 38 models in the small luxury SUV segment