Volvo C40 Car Insurance Rates for 2025: Compare Cost and Quotes

• Average Volvo C40 insurance cost is $2,442 per year, or $204 per month for full coverage.
• Ranked 19^th out of 38 small luxury SUVs for 2024, insurance for the Volvo C40 costs $99 less per year than the average cost for the segment.

How much does Volvo C40 insurance cost?

Volvo C40 insurance rates cost an average of $2,442 yearly, or about $204 on a monthly basis. Rates are $99 less per year when compared to the compact luxury SUV segment average rate, and $221 more per year than the all-vehicle national average of $2,221.

The next price chart details how Volvo C40 insurance rates vary based on the age of the driver and the physical damage deductibles chosen for the policy. Rates in the example range from $1,686 to $5,810 per year, depending on driver age and deductible limit.

Is Volvo C40 car insurance expensive?

When compared directly to the best-selling models in the compact luxury SUV category, insurance prices for a Volvo C40 cost $322 less per year than the BMW X3, $164 less than the Audi Q5, and $70 less than the Mercedes-Benz GLC300.

The Volvo C40 ranks 19^th out of 38 vehicles in the segment, costing $99 less per year to insure than the average rate for all compact luxury SUVs.

The following chart shows how Volvo C40 insurance rates compare to the top 10 most popular small luxury SUVs like the Audi Q3, BMW X3, and Acura RDX. For insurance cost comparisons for the entire segment, check out the full table following the chart that shows the C40 ranking at position 19^th.