- The average cost of car insurance for 19-year-olds is $4,529 per year or $377 per month.
- Car insurance cost for 19-year-old male drivers averages $6,756 per year and 19-year-old female drivers average $5,715 per year.
- Average car insurance cost per month for 19-year-old drivers is $563 for males and $476 for females.
How much does car insurance cost for a 19-year-old male?
The average cost of car insurance for a 19-year-old male driver is $6,756 per year or $563 per month. Insurance rates range from $5,141 to $8,128 per year depending on where you live in the U.S.
Visit our interactive car insurance calculator to see how different factors affect car insurance rates for 19-year-old drivers.
Car insurance rates for 19-year-old males for some popular models include the Ford F150 at $7,603 per year, the Chevy Silverado at $7,574, the Honda Civic at $5,878, and the Toyota Corolla at $6,556 per year.
The table below shows average annual and monthly car insurance cost for 19-year-old males for all 50 U.S. states.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $6,601 | $550 |
| Alaska | $5,902 | $492 |
| Arizona | $6,683 | $557 |
| Arkansas | $7,322 | $610 |
| California | $8,124 | $677 |
| Colorado | $7,448 | $621 |
| Connecticut | $7,652 | $638 |
| Delaware | $7,770 | $648 |
| Florida | $7,856 | $655 |
| Georgia | $7,202 | $600 |
| Hawaii | $5,536 | $461 |
| Idaho | $5,686 | $474 |
| Illinois | $6,488 | $541 |
| Indiana | $5,849 | $487 |
| Iowa | $5,467 | $456 |
| Kansas | $7,020 | $585 |
| Kentucky | $7,442 | $620 |
| Louisiana | $7,590 | $633 |
| Maine | $5,141 | $428 |
| Maryland | $6,743 | $562 |
| Massachusetts | $7,534 | $628 |
| Michigan | $8,128 | $677 |
| Minnesota | $6,398 | $533 |
| Mississippi | $6,972 | $581 |
| Missouri | $7,723 | $644 |
| Montana | $6,689 | $557 |
| Nebraska | $6,286 | $524 |
| Nevada | $8,059 | $672 |
| New Hampshire | $5,472 | $456 |
| New Jersey | $8,130 | $678 |
| New Mexico | $6,220 | $518 |
| New York | $7,873 | $656 |
| North Carolina | $5,255 | $438 |
| North Dakota | $6,252 | $521 |
| Ohio | $5,609 | $467 |
| Oklahoma | $7,600 | $633 |
| Oregon | $6,769 | $564 |
| Pennsylvania | $6,899 | $575 |
| Rhode Island | $8,269 | $689 |
| South Carolina | $6,299 | $525 |
| South Dakota | $7,229 | $602 |
| Tennessee | $6,854 | $571 |
| Texas | $6,741 | $562 |
| Utah | $6,486 | $541 |
| Vermont | $5,754 | $480 |
| Virginia | $5,448 | $454 |
| Washington | $6,614 | $551 |
| West Virginia | $6,561 | $547 |
| Wisconsin | $5,694 | $475 |
| Wyoming | $6,546 | $546 |
How much is car insurance for a 19-year-old female?
The average cost of car insurance for a 19-year-old female driver is $5,715 per year or $476 per month. Auto insurance rates range from an average of $4,347 per year in Maine to $6,875 per year in Michigan.
Some popular models with teenage female drivers and their average car insurance cost include the Toyota Camry at $6,153 per year, the Mazda 3 at $5,885, the Honda Accord at $5,526, and the Kia Soul at $4,385 per year.
The table below shows average yearly and monthly car insurance cost for 19-year-old female drivers in all 50 U.S. states.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $5,585 | $465 |
| Alaska | $4,992 | $416 |
| Arizona | $5,651 | $471 |
| Arkansas | $6,189 | $516 |
| California | $6,866 | $572 |
| Colorado | $6,300 | $525 |
| Connecticut | $6,471 | $539 |
| Delaware | $6,571 | $548 |
| Florida | $6,646 | $554 |
| Georgia | $6,089 | $507 |
| Hawaii | $4,679 | $390 |
| Idaho | $4,806 | $401 |
| Illinois | $5,488 | $457 |
| Indiana | $4,947 | $412 |
| Iowa | $4,624 | $385 |
| Kansas | $5,935 | $495 |
| Kentucky | $6,294 | $525 |
| Louisiana | $6,419 | $535 |
| Maine | $4,347 | $362 |
| Maryland | $5,705 | $475 |
| Massachusetts | $6,371 | $531 |
| Michigan | $6,875 | $573 |
| Minnesota | $5,408 | $451 |
| Mississippi | $5,898 | $492 |
| Missouri | $6,530 | $544 |
| Montana | $5,656 | $471 |
| Nebraska | $5,317 | $443 |
| Nevada | $6,814 | $568 |
| New Hampshire | $4,629 | $386 |
| New Jersey | $6,875 | $573 |
| New Mexico | $5,260 | $438 |
| New York | $6,655 | $555 |
| North Carolina | $4,443 | $370 |
| North Dakota | $5,288 | $441 |
| Ohio | $4,745 | $395 |
| Oklahoma | $6,425 | $535 |
| Oregon | $5,726 | $477 |
| Pennsylvania | $5,837 | $486 |
| Rhode Island | $6,991 | $583 |
| South Carolina | $5,326 | $444 |
| South Dakota | $6,110 | $509 |
| Tennessee | $5,794 | $483 |
| Texas | $5,703 | $475 |
| Utah | $5,483 | $457 |
| Vermont | $4,865 | $405 |
| Virginia | $4,606 | $384 |
| Washington | $5,594 | $466 |
| West Virginia | $5,549 | $462 |
| Wisconsin | $4,813 | $401 |
| Wyoming | $5,537 | $461 |
What is the cheapest car insurance for 19-year-olds?
The cheapest car insurance cost for 19-year-old drivers can be found on vehicles like the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Buick Envision.
Average car insurance rates for those five models for a 19-year-old driver ranges from $4,860 to $5,217 per year for males and $4,122 to $4,440 for females.
From a vehicle segment perspective, compact SUVs tend to have the cheapest car insurance rates followed by compact and midsize cars. Sports cars like the Ford Mustang, Chevy Corvette, Subaru WRX, and Nissan 370Z have much higher rates.
Average car insurance cost for a 19-year-old driving a Ford Mustang are $7,232 per year, a 19-year-old on a Corvette costs $7,923 per year, and the WRX and 370Z cost $7,229 and $6,942 per year, respectively.
Midsize and full-size pickups tend to fall in the middle of the car insurance cost spectrum, with average rates on the Ford Ranger being $5,817 per year, the Toyota Tacoma at $6,002, and the GMC Sierra at $7,246.
The table below details the 25 cheapest vehicles to insure for 19-year-old drivers. Average annual cost is included for both male and female drivers.
| Rank | Make/Model | Age 16 Male | Age 16 Female |
|---|---|---|---|
| 1 | Subaru Crosstrek | $4,860 | $4,122 |
| 2 | Chevrolet Trailblazer | $5,086 | $4,284 |
| 3 | Kia Soul | $5,190 | $4,385 |
| 4 | Nissan Kicks | $5,216 | $4,402 |
| 5 | Buick Envision | $5,217 | $4,440 |
| 6 | Honda Passport | $5,404 | $4,587 |
| 7 | Toyota Corolla Cross | $5,424 | $4,579 |
| 8 | Hyundai Venue | $5,425 | $4,563 |
| 9 | Mazda CX-5 | $5,467 | $4,633 |
| 10 | Volkswagen Tiguan | $5,484 | $4,658 |
| 11 | Ford Bronco Sport | $5,503 | $4,652 |
| 12 | Nissan Murano | $5,587 | $4,730 |
| 13 | Acura RDX | $5,603 | $4,750 |
| 14 | Toyota GR Corolla | $5,700 | $4,854 |
| 15 | Buick Encore | $5,706 | $4,824 |
| 16 | Nissan Leaf | $5,719 | $4,840 |
| 17 | Honda CR-V | $5,758 | $4,866 |
| 18 | Kia Niro | $5,758 | $4,873 |
| 19 | Volkswagen Taos | $5,769 | $4,861 |
| 20 | Honda HR-V | $5,773 | $4,877 |
| 21 | Subaru Outback | $5,774 | $4,891 |
| 22 | Chevrolet Colorado | $5,801 | $4,918 |
| 23 | Buick Envista | $5,823 | $4,896 |
| 24 | Volkswagen Atlas Cross Sport | $5,845 | $4,978 |
| 25 | Honda Civic | $5,878 | $4,983 |
Average insurance cost on popular vehicles for 19-year-olds
The top 25 models shown in the table above may be the cheapest, but they don’t necessarily reflect the most popular vehicles driven by teenagers. Driving a Kia Sedona minivan may not be the top choice for most 19-year-olds.
The two charts show average car insurance cost for 20 of the most popular vehicles driven by teenagers. The first chart is for 19-year-old males and the second chart is for 19-year-old females.
Only the Honda CR-V and the Toyota Corolla made the list of the top 25 cheapest vehicles to insure shown above.
