- Audi A6 car insurance cost averages $3,108 per year or $1,554 for a semi-annual policy, depending on the trim level.
- The Audi A6 is one of the more expensive 2024 midsize luxury cars to insure, costing $164 more per year on average as compared to other midsize luxury cars
- Drivers can find the cheapest Audi A6 insurance on the A6 Premium 45 trim level at $2,936 per year.
- The A6 Allroad Prestige has the highest rates at $3,260 per year.
How much does Audi A6 insurance cost?
Audi A6 car insurance averages $3,108 annually, or around $259 on a monthly basis. Overall, expect to pay approximately $164 more each year for Audi A6 insurance compared to similar vehicles, and $832 more per year than the overall all-vehicle national average of $2,276.
The chart below details how average Audi A6 car insurance rates vary based on the age of the driver and $250, $500, and $1,000 deductibles. The prices shown are for an annual policy on a 2024 model, and range from the cheapest policy cost of $2,132 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $7,374 annually for a driver age 20 with low deductibles.
Not included in the chart above are car insurance rates for teenagers, the most expensive age group. Rates for teen drivers on a new A6 could be as high as $10,895 for a 16-year-old, $10,620 for a 17-year-old, $9,637 for an 18-year-old, and lastly, $8,733 for a 19-year-old driver. Ouch.
The following table shows average insurance rates on an Audi A6 for the 2013 to 2024 model years. Rates are shown for both annual and semi-annual policy terms.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi A6 | $3,108 | $259 |
| 2023 Audi A6 | $2,864 | $239 |
| 2022 Audi A6 | $2,872 | $239 |
| 2021 Audi A6 | $2,764 | $230 |
| 2020 Audi A6 | $2,676 | $223 |
| 2019 Audi A6 | $2,438 | $203 |
| 2018 Audi A6 | $2,266 | $189 |
| 2017 Audi A6 | $2,210 | $184 |
| 2016 Audi A6 | $1,984 | $165 |
| 2015 Audi A6 | $1,972 | $164 |
| 2014 Audi A6 | $1,848 | $154 |
| 2013 Audi A6 | $1,658 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A6 trim levels for each model year. Updated October 24, 2025
How does insurance on an Audi A6 compare?
When car insurance rates are compared to the top-selling vehicles in the midsize luxury car segment, the Audi A6 costs $602 more per year than the Lexus ES 350, $192 more than the BMW 530i, $392 more than the Infiniti Q50, and $640 more than the Mercedes-Benz CLA250.
The Audi A6 ranks 25th out of 34 total vehicles in the 2024 midsize luxury car category. The A6 costs an average of $3,108 per year for full coverage insurance and the class median average cost is $2,944 per year, a difference of $164 per year.
The table below shows how Audi A6 insurance cost compares to the entire midsize luxury sedan segment. It shows how each vehicle ranks for insurance affordability and also the difference between the insurance cost for each vehicle and the Audi A6 annual cost.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $2,468 | -$640 |
| 2 | Lexus IS 300 | $2,474 | -$634 |
| 3 | Lexus ES 350 | $2,506 | -$602 |
| 4 | Mercedes-Benz AMG CLA35 | $2,516 | -$592 |
| 5 | Lexus RC 300 | $2,522 | -$586 |
| 6 | Jaguar XF | $2,538 | -$570 |
| 7 | Cadillac CT5 | $2,586 | -$522 |
| 8 | Lexus ES 250 | $2,596 | -$512 |
| 9 | Lexus ES 300h | $2,634 | -$474 |
| 10 | Audi A3 | $2,698 | -$410 |
| 11 | Infiniti Q50 | $2,716 | -$392 |
| 12 | Mercedes-Benz AMG CLA45 | $2,748 | -$360 |
| 13 | Audi S4 | $2,760 | -$348 |
| 14 | Mercedes-Benz EQE 350 | $2,792 | -$316 |
| 15 | BMW i4 | $2,800 | -$308 |
| 16 | Lexus IS 500 | $2,836 | -$272 |
| 17 | BMW 530i | $2,916 | -$192 |
| 18 | Audi S5 | $2,958 | -$150 |
| 19 | BMW 540i | $2,974 | -$134 |
| 20 | BMW 430i | $3,014 | -$94 |
| 21 | BMW i5 | $3,030 | -$78 |
| 22 | Genesis G80 | $3,046 | -$62 |
| 23 | Mercedes-Benz EQE 500 | $3,080 | -$28 |
| 24 | Mercedes-Benz AMG C43 | $3,102 | -$6 |
| 25 | Audi A6 | $3,108 | -- |
| 26 | Tesla Model S | $3,146 | $38 |
| 27 | BMW 530e | $3,176 | $68 |
| 28 | Audi RS 5 | $3,180 | $72 |
| 29 | Audi S6 | $3,204 | $96 |
| 30 | BMW M440i | $3,286 | $178 |
| 31 | Audi A7 | $3,346 | $238 |
| 32 | Lexus LC 500h | $3,592 | $484 |
| 33 | Audi S7 | $3,710 | $602 |
| 34 | BMW M8 | $4,044 | $936 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
What is the cheapest Audi A6 insurance?
With Audi A6 insurance rates ranging from $2,936 to $3,260 annually on average, the cheapest A6 model to insure is the Premium 45. The second cheapest model to insure is the Premium Plus 45 at $3,022 per year. Plan on budgeting a minimum of $245 per month for a policy with full coverage.
The two most expensive trim levels of Audi A6 to insure are the Allroad Prestige at $3,260 and the Prestige 55 at $3,210 per year. Those two trim levels will cost an extra $324 and $274 per year, respectively, over the least expensive Premium 45 model.
The rate table below displays average 2024 Audi A6 car insurance rates, plus a monthly budget amount, for each available trim level.
| 2024 Audi A6 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Premium 45 | $2,936 | $245 |
| Premium Plus 45 | $3,022 | $252 |
| Premium 55 | $3,044 | $254 |
| Premium Plus 55 | $3,116 | $260 |
| Allroad Premium Plus | $3,172 | $264 |
| Prestige 55 | $3,210 | $268 |
| Allroad Prestige | $3,260 | $272 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
