Audi A6 Insurance Cost Breakdown: 2025 Rates Edition

How much is insurance for an Audi A6?

We surveyed average rate quotes from the cheapest Premium 45 model up to the top tier Allroad Prestige trim to look at how the A6 sizes up to the entire midsize luxury car segment.

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How much does Audi A6 insurance cost?

Audi A6 car insurance averages $3,036 annually, or around $253 on a monthly basis. Overall, expect to pay approximately $162 more each year for Audi A6 insurance compared to similar vehicles, and $815 more per year than the overall all-vehicle national average of $2,221.

The chart below details how average Audi A6 car insurance rates vary based on the age of the driver and $250, $500, and $1,000 deductibles. The prices shown are for an annual policy on a 2024 model, and range from the cheapest policy cost of $2,080 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $7,196 annually for a driver age 20 with low deductibles.

Average 2024 Audi A6 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi A6 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi A6. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi A6 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,080$423
$500$6,108$509
$250$7,196$600
30-Year-Old$1,000$2,680$223
$500$3,248$271
$250$3,840$320
40-Year-Old$1,000$2,512$209
$500$3,036$253
$250$3,582$299
50-Year-Old$1,000$2,220$185
$500$2,674$223
$250$3,144$262
60-Year-Old$1,000$2,080$173
$500$2,502$209
$250$2,944$245

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi A6. Updated June 26, 2025

Not included in the chart above are car insurance rates for teenagers, the most expensive age group. Rates for teen drivers on a new A6 could be as high as $10,633 for a 16-year-old, $10,363 for a 17-year-old, $9,405 for an 18-year-old, and lastly, $8,522 for a 19-year-old driver. Ouch.

The following table shows average insurance rates on an Audi A6 for the 2013 to 2024 model years. Rates are shown for both annual and semi-annual policy terms.

Audi A6 Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi A6$3,036$253
2023 Audi A6$2,798$233
2022 Audi A6$2,804$234
2021 Audi A6$2,698$225
2020 Audi A6$2,614$218
2019 Audi A6$2,378$198
2018 Audi A6$2,212$184
2017 Audi A6$2,160$180
2016 Audi A6$1,936$161
2015 Audi A6$1,926$161
2014 Audi A6$1,802$150
2013 Audi A6$1,618$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A6 trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2013 to 2024 Audi A6 models
Average annual premium and cost per month to insure 2013 to 2024 Audi A6 models

How does insurance on an Audi A6 compare?

When car insurance rates are compared to the top-selling vehicles in the midsize luxury car segment, the Audi A6 costs $590 more per year than the Lexus ES 350, $188 more than the BMW 530i, $386 more than the Infiniti Q50, and $626 more than the Mercedes-Benz CLA250.

The Audi A6 ranks 25th out of 34 total vehicles in the 2024 midsize luxury car category. The A6 costs an average of $3,036 per year for full coverage insurance and the class median average cost is $2,874 per year, a difference of $162 per year.

The table below shows how Audi A6 insurance cost compares to the entire midsize luxury sedan segment. It shows how each vehicle ranks for insurance affordability and also the difference between the insurance cost for each vehicle and the Audi A6 annual cost.

Insurance Cost Comparison: Audi A6 vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$626
2Lexus IS 300$2,414-$622
3Lexus ES 350$2,446-$590
4Mercedes-Benz AMG CLA35$2,456-$580
5Lexus RC 300$2,462-$574
6Jaguar XF$2,476-$560
7Cadillac CT5$2,526-$510
8Lexus ES 250$2,534-$502
9Lexus ES 300h$2,572-$464
10Audi A3$2,634-$402
11Infiniti Q50$2,650-$386
12Mercedes-Benz AMG CLA45$2,682-$354
13Audi S4$2,692-$344
14Mercedes-Benz EQE 350$2,724-$312
15BMW i4$2,734-$302
16Lexus IS 500$2,770-$266
17BMW 530i$2,848-$188
18Audi S5$2,890-$146
19BMW 540i$2,900-$136
20BMW 430i$2,940-$96
21BMW i5$2,960-$76
22Genesis G80$2,976-$60
23Mercedes-Benz EQE 500$3,008-$28
24Mercedes-Benz AMG C43$3,024-$12
25Audi A6$3,036--
26Tesla Model S$3,070$34
27BMW 530e$3,100$64
28Audi RS 5$3,106$70
29Audi S6$3,128$92
30BMW M440i$3,206$170
31Audi A7$3,268$232
32Lexus LC 500h$3,508$472
33Audi S7$3,624$588
34BMW M8$3,948$912

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $3,036 per year, insurance cost for a 2024 Audi A6 ranks 25th out of 34 models in the midsize luxury car segment
At $3,036 per year, insurance cost for a 2024 Audi A6 ranks 25th out of 34 models in the midsize luxury car segment

What is the cheapest Audi A6 insurance?

With Audi A6 insurance rates ranging from $2,868 to $3,182 annually on average, the cheapest A6 model to insure is the Premium 45. The second cheapest model to insure is the Premium Plus 45 at $2,952 per year. Plan on budgeting a minimum of $239 per month for a policy with full coverage.

The two most expensive trim levels of Audi A6 to insure are the Allroad Prestige at $3,182 and the Prestige 55 at $3,134 per year. Those two trim levels will cost an extra $314 and $266 per year, respectively, over the least expensive Premium 45 model.

The rate table below displays average 2024 Audi A6 car insurance rates, plus a monthly budget amount, for each available trim level.

2024 Audi A6 Insurance Rates by Trim Level
2024 Audi A6 Trim Level Annual Premium Cost Per Month
Premium 45$2,868$239
Premium Plus 45$2,952$246
Premium 55$2,972$248
Premium Plus 55$3,044$254
Allroad Premium Plus$3,098$258
Prestige 55$3,134$261
Allroad Prestige$3,182$265

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Audi A6 ranging from the Premium 45 model at $2,868 per year to the Allroad Prestige model at $3,182
Insurance cost by trim level for a 2024 Audi A6 ranging from the Premium 45 model at $2,868 per year to the Allroad Prestige model at $3,182