- Audi A7 car insurance costs $3,346 per year on average, or around $279 per month for full coverage.
- The Audi A7 Premium is cheapest to insure at around $3,252 per year. The most expensive trim is the Prestige at $3,430 per year.
- When compared to the entire midsize luxury car segment, the A7 tends to be on the more expensive side, ranking 31st out of 34 total comparison vehicles.
How much does Audi A7 car insurance cost?
Audi A7 insurance costs an average of $3,346 per year, which is around $279 a month. Comprehensive (or other-than-collision) coverage is approximately $850 a year, collision coverage will cost an estimated $1,752, and the remaining liability and medical coverage costs an estimated $744.
The chart below breaks down average car insurance rates on a 2024 Audi A7 using variations of risk profiles and driver ages.
Which Audi A7 is cheapest to insure?
With Audi A7 insurance rates ranging from $3,252 to $3,430 annually for an average driver, the cheapest trim level to insure is the Premium.
The most expensive Audi A7 to insure is the Prestige at $3,430 per year. It will cost an extra $178 per year this model over the least expensive Premium model.
The rate table below details the average yearly and 6-month auto insurance policy costs, including a monthly budget amount, for each Audi A7 trim level.
| 2024 Audi A7 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Premium | $3,252 | $271 |
| Premium Plus | $3,356 | $280 |
| Prestige | $3,430 | $286 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does Audi A7 insurance cost compare?
When compared to some of the best-selling models in the midsize luxury car category, insurance for an Audi A7 costs $238 more per year than the Audi A6, $840 more than the Lexus ES 350, $430 more than the BMW 530i, and $200 more than the Tesla Model S.
The Audi A7 ranks 31st out of 34 total vehicles in the midsize luxury car segment. The A7 costs an average of $3,346 per year for full coverage insurance and the segment median average cost is $2,944 annually, making the A7 $402 more expensive per year.
The chart below shows how average insurance cost for an Audi A7 compares to the best-selling midsize luxury cars in the U.S. Insurance affordability rankings for all 34 models in the midsize luxury car category are shown in the table following the chart.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $2,468 | -$878 |
| 2 | Lexus IS 300 | $2,474 | -$872 |
| 3 | Lexus ES 350 | $2,506 | -$840 |
| 4 | Mercedes-Benz AMG CLA35 | $2,516 | -$830 |
| 5 | Lexus RC 300 | $2,522 | -$824 |
| 6 | Jaguar XF | $2,538 | -$808 |
| 7 | Cadillac CT5 | $2,586 | -$760 |
| 8 | Lexus ES 250 | $2,596 | -$750 |
| 9 | Lexus ES 300h | $2,634 | -$712 |
| 10 | Audi A3 | $2,698 | -$648 |
| 11 | Infiniti Q50 | $2,716 | -$630 |
| 12 | Mercedes-Benz AMG CLA45 | $2,748 | -$598 |
| 13 | Audi S4 | $2,760 | -$586 |
| 14 | Mercedes-Benz EQE 350 | $2,792 | -$554 |
| 15 | BMW i4 | $2,800 | -$546 |
| 16 | Lexus IS 500 | $2,836 | -$510 |
| 17 | BMW 530i | $2,916 | -$430 |
| 18 | Audi S5 | $2,958 | -$388 |
| 19 | BMW 540i | $2,974 | -$372 |
| 20 | BMW 430i | $3,014 | -$332 |
| 21 | BMW i5 | $3,030 | -$316 |
| 22 | Genesis G80 | $3,046 | -$300 |
| 23 | Mercedes-Benz EQE 500 | $3,080 | -$266 |
| 24 | Mercedes-Benz AMG C43 | $3,102 | -$244 |
| 25 | Audi A6 | $3,108 | -$238 |
| 26 | Tesla Model S | $3,146 | -$200 |
| 27 | BMW 530e | $3,176 | -$170 |
| 28 | Audi RS 5 | $3,180 | -$166 |
| 29 | Audi S6 | $3,204 | -$142 |
| 30 | BMW M440i | $3,286 | -$60 |
| 31 | Audi A7 | $3,346 | -- |
| 32 | Lexus LC 500h | $3,592 | $246 |
| 33 | Audi S7 | $3,710 | $364 |
| 34 | BMW M8 | $4,044 | $698 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
How much is insurance on a used A7?
Insuring a 2013 Audi A7 instead of a more expensive 2024 model may save up to $1,098 each year, depending on the policy deductibles and liability limits. Even a newer 2019 model may save the average driver around $328 annually.
The following data table illustrates average Audi A7 car insurance rates for a range of driver ages from 2013 through 2024. The cost of insurance ranges from the best rate of $1,872 for a 60-year-old driver rated on a 2013 Audi A7 to the highest rate of $6,772 for a 20-year-old driver rated on a 2024 A7.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Audi A7 | $6,772 | $3,346 | $2,756 |
| 2023 Audi A7 | $6,594 | $3,252 | $2,680 |
| 2022 Audi A7 | $6,782 | $3,330 | $2,746 |
| 2021 Audi A7 | $6,990 | $3,426 | $2,830 |
| 2020 Audi A7 | $6,766 | $3,316 | $2,740 |
| 2019 Audi A7 | $6,168 | $3,018 | $2,490 |
| 2018 Audi A7 | $5,946 | $2,914 | $2,406 |
| 2017 Audi A7 | $5,742 | $2,818 | $2,326 |
| 2016 Audi A7 | $5,198 | $2,562 | $2,118 |
| 2015 Audi A7 | $4,722 | $2,320 | $1,924 |
| 2014 Audi A7 | $4,536 | $2,246 | $1,862 |
| 2013 Audi A7 | $4,566 | $2,248 | $1,872 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A7 trim levels for each model year. Updated October 24, 2025
