Insure Your Audi S5 For Less: Rates & Savings Insights

• Audi S5 car insurance costs an average of $2,958 per year, or around $247 per month.
• The cheapest S5 trim level to insure is the Coupe Premium trim level at an estimated $2,814 per year.
• The S5 Cabriolet Prestige is the most expensive to insure at $3,248 per year.
• When compared to other midsize luxury cars, the Audi S5 is one of the more expensive midsize luxury cars to insure, costing $14 more per year on average.

How much does Audi S5 car insurance cost?

Drivers can plan on paying an average of $2,958 a year for full coverage to insure an Audi S5, or about $247 a month. For individual coverages, comprehensive coverage costs an estimated $776 a year, collision insurance costs approximately $1,438, and the remaining liability and medical payments insurance will cost around $744.

The rate chart below displays average 2024 Audi S5 insurance cost using different risk profiles and driver ages.

The next table shows the estimated annual and 6-month policy costs, plus a monthly insurance rate, for each Audi S5 package and trim.

The following data table illustrates average insurance rates for an Audi S5 for the 2013 to 2024 model years.

Where do Audi S5 insurance prices rank?

The Audi S5 ranks 18^th out of 34 total comparison vehicles in the midsize luxury car class for insurance affordability. The S5 costs an average of $2,958 per year for full coverage car insurance, while the class average rate is $2,944 per year, a difference of $14 per year.

When rates are compared to some other models in the midsize luxury car category, insurance rates for an Audi S5 cost $452 more per year than the Lexus ES 350, $42 more than the BMW 530i, and $242 more than the Infiniti Q50.

The chart displayed below shows how Audi S5 car insurance cost compares to the top-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. An expanded table is also displayed following the chart that ranks average car insurance policy pricing for all 34 models in the midsize luxury car class.

Additional rates and insights

Additional notable insights about Audi S5 insurance cost include:

• Don’t be a negligent driver. Too many at-fault accidents will increase rates, possibly as much as $1,414 per year for a 30-year-old driver and even as much as $856 per year for a 50-year-old driver.
• Good credit can save money. Drivers who have credit scores over 800 could save up to $464 per year over a lower credit score of 670-739. Conversely, a less-than-perfect credit score could cost around $538 more per year.
• Earn discounts to save money. Discounts may be available if the insured drivers are claim-free, choose electronic billing, are senior citizens, are good students, or many other discounts which could save the average driver as much as $502 per year on the cost of insuring a S5.
• It’s expensive to buy high-risk insurance. For a 30-year-old driver, having too many driving record violations or accidents increases the cost by $3,612 or more per year.
• Get cheaper rates because of your employer. The large majority of auto insurance companies offer discounts for working in professions like high school and elementary teachers, accountants, scientists, nurses, doctors, lawyers, and others. If your profession qualifies you for this discount, you may save between $89 and $233 on your yearly insurance cost, subject to policy limits.
• The cost to insure teen drivers is expensive. For teenagers, Audi S5 car insurance costs $10,368 per year for a 16-year-old driver, $10,093 per year for a 17-year-old driver, $9,134 per year for an 18-year-old driver, and $8,290 per year for a 19-year-old driver.