Exploring Audi S6 Car Insurance Costs: Ultimate Rate Breakdown

• Audi S6 car insurance rates average $3,204 per year or around $267 per month, depending on the age of the rated driver.
• The S6 ranks 29^th out of 34 vehicles in the 2024 midsize luxury car class for auto insurance affordability.
• The cheapest model of Audi S6 to insure is the Quattro Premium Sedan at around $3,124 per year, or about $260 per month.

How much does Audi S6 car insurance cost?

Audi S6 insurance costs an average of $3,204 per year, which is the equivalent of $267 a month. Comprehensive (or other-than-collision) coverage will cost about $870 a year, collision coverage will cost approximately $1,590, and the remaining liability/medical (or PIP) coverage costs about $744.

The chart below shows average auto insurance cost on a 2024 Audi S6 for different driver age groups and scenarios.

The table below details the average annual and semi-annual policy costs, including a monthly insurance rate, for each Audi S6 model and trim level.

The following data table details average Audi S6 full coverage insurance rates for the 2013 to 2024 model years.

Additional rates and observations

Some additional relevant data observations about S6 insurance rates include:

• It’s expensive to buy high-risk insurance. For a 50-year-old driver, having too many driving record violations or accidents could end up with a rate increase of $3,700 or more per year.
• Raise your credit score for cheaper rates. Having a credit score above 800 may save up to $503 per year versus a good rating of 670-739. Conversely, a lesser credit rating could cost around $583 more per year.
• Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially up to $4,504 per year for a 20-year-old driver and even $728 per year for a 60-year-old driver.
• Driver gender affects car insurance rates. For a 2024 Audi S6, a 20-year-old male will pay an estimated rate of $6,420 per year, while a 20-year-old female will get a rate of $4,604, a difference of $1,816 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,820 and female rates are $2,760, a difference of only $60.
• Avoid tickets to save money. In order to have the cheapest possible Audi S6 car insurance rates, it’s necessary to be a good, safe driver. In fact, just a couple minor driving offenses could raise S6 insurance rates by up to $838 per year.

Is Audi S6 car insurance expensive?

The Audi S6 ranks 29^th out of 34 total comparison vehicles in the 2024 midsize luxury car category for most affordable insurance cost. The S6 costs an average of $3,204 per year to insure and the segment average rate is $2,944 per year, a difference of $260 per year.

Auto insurance rates for an Audi S6 cost $698 more per year than the Lexus ES 350, $288 more than the BMW 530i, and $488 more than the Infiniti Q50.

The following chart shows how well S6 insurance rates compare to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that details insurance rate comparisons for the entire 2024 midsize luxury car category.