Audi S7 Insurance Made Easy: 2025 Rates, Tips and Savings

We compared insurance prices from the Premium Sportback trim to the higher cost Prestige Sportback model to look at how the S7 compares to all other midsize luxury cars.

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  • Audi S7 car insurance rates average $3,624 per year (about $302 per month) for full coverage, depending on the trim level.
  • Average Audi S7 insurance ranges from $3,548 to $3,698 per year, depending on trim level.
  • The Audi S7 is one of the more expensive 2024 midsize luxury cars to insure, costing $750 more per year on average when compared to other midsize luxury cars.

How much does Audi S7 insurance cost?

Average car insurance rates for an Audi S7 cost $3,624 a year for full coverage, or about $302 a month. Liability and medical coverage is approximately $728 a year, collision coverage is an estimated $1,940, and the remaining comprehensive is an estimated $956.

The rate chart below demonstrates how Audi S7 auto insurance prices can fluctuate with changes in the rated driver age and the choice of physical damage coverage deductibles.

Average 2024 Audi S7 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi S7 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi S7. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi S7 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$6,014$501
$500$7,312$609
$250$8,684$724
30-Year-Old$1,000$3,174$265
$500$3,888$324
$250$4,632$386
40-Year-Old$1,000$2,968$247
$500$3,624$302
$250$4,308$359
50-Year-Old$1,000$2,612$218
$500$3,180$265
$250$3,770$314
60-Year-Old$1,000$2,448$204
$500$2,978$248
$250$3,532$294

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi S7. Updated June 27, 2025

The data table below shows average Audi S7 car insurance premiums for the 2013-2024 model years and different driver age groups.

Audi S7 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Audi S7$7,312$3,624$2,978
2023 Audi S7$7,118$3,520$2,896
2022 Audi S7$7,154$3,526$2,900
2021 Audi S7$7,254$3,562$2,936
2020 Audi S7$7,016$3,444$2,840
2018 Audi S7$6,176$3,022$2,492
2017 Audi S7$5,850$2,868$2,366
2016 Audi S7$5,136$2,522$2,082
2015 Audi S7$5,300$2,612$2,166
2014 Audi S7$4,680$2,310$1,914
2013 Audi S7$4,406$2,170$1,800

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S7 trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2013 to 2024 Audi S7 models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2024 Audi S7 models for drivers age 20, 40 and 60

The table below shows average car insurance rates for both annual and 6-month policy terms for the Premium Plus and Prestige trim levels.

2024 Audi S7 Insurance Rates by Trim Level
2024 Audi S7 Trim Level Annual Premium Cost Per Month
Premium Sportback$3,548$296
Premium Plus Sportback$3,626$302
Prestige Sportback$3,698$308

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Audi S7 ranging from the Premium Sportback model at $3,548 per year to the Prestige Sportback model at $3,698
Insurance cost by trim level for a 2024 Audi S7 ranging from the Premium Sportback model at $3,548 per year to the Prestige Sportback model at $3,698

Is Audi S7 car insurance expensive?

When compared directly to other vehicles in the 2024 midsize luxury car class, car insurance prices for an Audi S7 cost $1,178 more per year than the Lexus ES 350, $776 more than the BMW 530i, and $974 more than the Infiniti Q50.

The Audi S7 ranks 33rd out of 34 total vehicles in the midsize luxury car segment for most affordable car insurance prices. The S7 costs an average of $3,624 per year to insure for full coverage and the category average insurance cost is $2,874 per year, a difference of $750 per year.

The chart displayed below shows how well S7 insurance rates compare to the top 10 selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included after the chart that illustrates insurance rankings for all 34 vehicles in the 2024 midsize luxury car segment.

Average 2024 Audi S7 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2024 Audi S7 car insurance premium compared to other midsize luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Audi S7. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi S7 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi S7 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$1,214
2Lexus IS 300$2,414-$1,210
3Lexus ES 350$2,446-$1,178
4Mercedes-Benz AMG CLA35$2,456-$1,168
5Lexus RC 300$2,462-$1,162
6Jaguar XF$2,476-$1,148
7Cadillac CT5$2,526-$1,098
8Lexus ES 250$2,534-$1,090
9Lexus ES 300h$2,572-$1,052
10Audi A3$2,634-$990
11Infiniti Q50$2,650-$974
12Mercedes-Benz AMG CLA45$2,682-$942
13Audi S4$2,692-$932
14Mercedes-Benz EQE 350$2,724-$900
15BMW i4$2,734-$890
16Lexus IS 500$2,770-$854
17BMW 530i$2,848-$776
18Audi S5$2,890-$734
19BMW 540i$2,900-$724
20BMW 430i$2,940-$684
21BMW i5$2,960-$664
22Genesis G80$2,976-$648
23Mercedes-Benz EQE 500$3,008-$616
24Mercedes-Benz AMG C43$3,024-$600
25Audi A6$3,036-$588
26Tesla Model S$3,070-$554
27BMW 530e$3,100-$524
28Audi RS 5$3,106-$518
29Audi S6$3,128-$496
30BMW M440i$3,206-$418
31Audi A7$3,268-$356
32Lexus LC 500h$3,508-$116
33Audi S7$3,624--
34BMW M8$3,948$324

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

Additional car insurance rates and insights

Some additional noteworthy insights about Audi S7 insurance rates include:

  • Negligent drivers pay higher insurance rates. Too many at-fault accidents can cost more, potentially by an additional $5,152 per year for a 20-year-old driver and even as much as $818 per year for a 60-year-old driver.
  • Avoid traffic tickets to pay less. To pay the best price on Audi S7 insurance, it’s necessary to follow the law. A couple of blemishes on your driving record could possibly increase insurance policy cost by at least $950 per year. Being convicted of a major violation like driving under the influence or reckless driving could raise rates by an additional $3,348 or more.
  • Improve your credit rating to save on insurance. Having an excellent credit score over 800 could save as much as $569 per year when compared to a credit score ranging from 670-739. Conversely, a subpar credit score could cost as much as $660 more per year.
  • Research discounts to lower the cost. Discounts may be available if the insureds are good students, drive a vehicle with safety or anti-theft features, belong to certain professional organizations, are loyal customers, are homeowners, or many other discounts which could save the average driver as much as $616 per year on the cost of insuring an Audi S7.
  • Teen drivers cost a lot to insure. Average rates for full coverage S7 insurance costs $12,603 per year for a 16-year-old driver, $12,333 per year for a 17-year-old driver, $11,285 per year for an 18-year-old driver, and $10,188 per year for a 19-year-old driver.
  • Getting older pays dividends in cheaper insurance. The difference in 2024 Audi S7 insurance rates between a 50-year-old driver ($3,180 per year) and a 20-year-old driver ($7,312 per year) is $4,132, or a savings of 78.8%.