- Audi S7 car insurance rates average $3,710 per year (about $309 per month) for full coverage, depending on the trim level.
- Average Audi S7 insurance ranges from $3,634 to $3,786 per year, depending on trim level.
- The Audi S7 is one of the more expensive 2024 midsize luxury cars to insure, costing $766 more per year on average when compared to other midsize luxury cars.
How much does Audi S7 insurance cost?
Average car insurance rates for an Audi S7 cost $3,710 a year for full coverage, or about $309 a month. Liability and medical coverage is approximately $744 a year, collision coverage is an estimated $1,988, and the remaining comprehensive is an estimated $978.
The rate chart below demonstrates how Audi S7 auto insurance prices can fluctuate with changes in the rated driver age and the choice of physical damage coverage deductibles.
The data table below shows average Audi S7 car insurance premiums for the 2013-2024 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Audi S7 | $7,492 | $3,710 | $3,052 |
| 2023 Audi S7 | $7,294 | $3,608 | $2,966 |
| 2022 Audi S7 | $7,328 | $3,610 | $2,970 |
| 2021 Audi S7 | $7,432 | $3,650 | $3,008 |
| 2020 Audi S7 | $7,190 | $3,528 | $2,912 |
| 2018 Audi S7 | $6,326 | $3,094 | $2,554 |
| 2017 Audi S7 | $5,996 | $2,936 | $2,422 |
| 2016 Audi S7 | $5,258 | $2,584 | $2,132 |
| 2015 Audi S7 | $5,432 | $2,676 | $2,220 |
| 2014 Audi S7 | $4,796 | $2,366 | $1,960 |
| 2013 Audi S7 | $4,514 | $2,222 | $1,844 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S7 trim levels for each model year. Updated October 24, 2025
The table below shows average car insurance rates for both annual and 6-month policy terms for the Premium Plus and Prestige trim levels.
| 2024 Audi S7 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Premium Sportback | $3,634 | $303 |
| Premium Plus Sportback | $3,714 | $310 |
| Prestige Sportback | $3,786 | $316 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Is Audi S7 car insurance expensive?
When compared directly to other vehicles in the 2024 midsize luxury car class, car insurance prices for an Audi S7 cost $1,204 more per year than the Lexus ES 350, $794 more than the BMW 530i, and $994 more than the Infiniti Q50.
The Audi S7 ranks 33rd out of 34 total vehicles in the midsize luxury car segment for most affordable car insurance prices. The S7 costs an average of $3,710 per year to insure for full coverage and the category average insurance cost is $2,944 per year, a difference of $766 per year.
The chart displayed below shows how well S7 insurance rates compare to the top 10 selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included after the chart that illustrates insurance rankings for all 34 vehicles in the 2024 midsize luxury car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $2,468 | -$1,242 |
| 2 | Lexus IS 300 | $2,474 | -$1,236 |
| 3 | Lexus ES 350 | $2,506 | -$1,204 |
| 4 | Mercedes-Benz AMG CLA35 | $2,516 | -$1,194 |
| 5 | Lexus RC 300 | $2,522 | -$1,188 |
| 6 | Jaguar XF | $2,538 | -$1,172 |
| 7 | Cadillac CT5 | $2,586 | -$1,124 |
| 8 | Lexus ES 250 | $2,596 | -$1,114 |
| 9 | Lexus ES 300h | $2,634 | -$1,076 |
| 10 | Audi A3 | $2,698 | -$1,012 |
| 11 | Infiniti Q50 | $2,716 | -$994 |
| 12 | Mercedes-Benz AMG CLA45 | $2,748 | -$962 |
| 13 | Audi S4 | $2,760 | -$950 |
| 14 | Mercedes-Benz EQE 350 | $2,792 | -$918 |
| 15 | BMW i4 | $2,800 | -$910 |
| 16 | Lexus IS 500 | $2,836 | -$874 |
| 17 | BMW 530i | $2,916 | -$794 |
| 18 | Audi S5 | $2,958 | -$752 |
| 19 | BMW 540i | $2,974 | -$736 |
| 20 | BMW 430i | $3,014 | -$696 |
| 21 | BMW i5 | $3,030 | -$680 |
| 22 | Genesis G80 | $3,046 | -$664 |
| 23 | Mercedes-Benz EQE 500 | $3,080 | -$630 |
| 24 | Mercedes-Benz AMG C43 | $3,102 | -$608 |
| 25 | Audi A6 | $3,108 | -$602 |
| 26 | Tesla Model S | $3,146 | -$564 |
| 27 | BMW 530e | $3,176 | -$534 |
| 28 | Audi RS 5 | $3,180 | -$530 |
| 29 | Audi S6 | $3,204 | -$506 |
| 30 | BMW M440i | $3,286 | -$424 |
| 31 | Audi A7 | $3,346 | -$364 |
| 32 | Lexus LC 500h | $3,592 | -$118 |
| 33 | Audi S7 | $3,710 | -- |
| 34 | BMW M8 | $4,044 | $334 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Additional car insurance rates and insights
Some additional noteworthy insights about Audi S7 insurance rates include:
- Negligent drivers pay higher insurance rates. Too many at-fault accidents can cost more, potentially by an additional $5,280 per year for a 20-year-old driver and even as much as $840 per year for a 60-year-old driver.
- Avoid traffic tickets to pay less. To pay the best price on Audi S7 insurance, it’s necessary to follow the law. A couple of blemishes on your driving record could possibly increase insurance policy cost by at least $978 per year. Being convicted of a major violation like driving under the influence or reckless driving could raise rates by an additional $3,436 or more.
- Improve your credit rating to save on insurance. Having an excellent credit score over 800 could save as much as $582 per year when compared to a credit score ranging from 670-739. Conversely, a subpar credit score could cost as much as $675 more per year.
- Research discounts to lower the cost. Discounts may be available if the insureds are good students, drive a vehicle with safety or anti-theft features, belong to certain professional organizations, are loyal customers, are homeowners, or many other discounts which could save the average driver as much as $630 per year on the cost of insuring an Audi S7.
- Teen drivers cost a lot to insure. Average rates for full coverage S7 insurance costs $12,912 per year for a 16-year-old driver, $12,638 per year for a 17-year-old driver, $11,564 per year for an 18-year-old driver, and $10,437 per year for a 19-year-old driver.
- Getting older pays dividends in cheaper insurance. The difference in 2024 Audi S7 insurance rates between a 50-year-old driver ($3,256 per year) and a 20-year-old driver ($7,492 per year) is $4,236, or a savings of 78.8%.