Genesis G80 Insurance Costs for 2025: What You Need to Know

How much does Genesis G80 car insurance cost?

We evaluated prices from the least expensive 2.5T Standard model up to the higher cost Electrified trim level to discover how insurance rates on a G80 size up to the rest of the midsize luxury car segment.

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How much does Genesis G80 car insurance cost?

Genesis G80 car insurance rates average $2,976 a year, or $248 on a monthly basis. Drivers can plan on paying about $102 more per year to insure a Genesis G80 compared to the midsize luxury car average rate, and $755 more per year than the $2,221 all-vehicle national average rate.

The following chart demonstrates how average 2024 Genesis G80 car insurance cost changes based on the age of the driver and policy deductibles. The annual policy cost values shown range from the lowest rate of $2,050 per year for a 60-year-old driver with $1,000 deductibles to the more expensive rate of $7,076 each year for a driver age 20 with $250 physical damage deductibles.

Average 2024 Genesis G80 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Genesis G80 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2024 model year Genesis G80. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Genesis G80 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,032$419
$500$6,024$502
$250$7,076$590
30-Year-Old$1,000$2,636$220
$500$3,182$265
$250$3,752$313
40-Year-Old$1,000$2,472$206
$500$2,976$248
$250$3,500$292
50-Year-Old$1,000$2,188$182
$500$2,622$219
$250$3,074$256
60-Year-Old$1,000$2,050$171
$500$2,458$205
$250$2,880$240

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Genesis G80. Updated June 27, 2025

The bar chart above calculates a very limited set of G80 car insurance cost estimates from an enormous number of possibilities. If the data included all rates for every possible data combination, including all seven G80 models and all 41,000+ zip codes in the U.S., the resulting chart would have around 677,376,000,000 possible rates for a Genesis G80.

The following table shows average full coverage car insurance rates for the 2017 to 2024 model years. Average rates are included for drivers age 20 to 60.

Genesis G80 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Genesis G80$6,024$2,976$2,458
2023 Genesis G80$5,848$2,892$2,388
2022 Genesis G80$5,414$2,674$2,210
2021 Genesis G80$5,474$2,692$2,222
2020 Genesis G80$5,290$2,604$2,152
2019 Genesis G80$4,642$2,290$1,888
2018 Genesis G80$4,394$2,174$1,794
2017 Genesis G80$4,030$1,998$1,652

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Genesis G80 trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2017 to 2024 Genesis G80 models for drivers age 20, 40 and 60
Average insurance rates for 2017 to 2024 Genesis G80 models for drivers age 20, 40 and 60

How does Genesis G80 insurance cost compare?

When compared to other similar models, insurance for the G80 costs $530 more per year than the Lexus ES 350, $128 more than the BMW 530i, $326 more than the Infiniti Q50, and $566 more than the Mercedes-Benz CLA250.

The Genesis G80 ranks 22nd out of 34 total comparison vehicles in the 2024 midsize luxury car class. The G80 costs an estimated $2,976 per year to insure and the category average rate is $2,874 per year, a difference of $102 per year.

The chart below shows how average car insurance cost for a Genesis G80 compares to the top-selling midsize luxury cars in America. Also included below the chart is a full table that compares insurance rates for the entire luxury midsize sedan class. The difference column shows how much more or less than the G80 each model costs per year to insure.

Average 2024 Genesis G80 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2024 Genesis G80 car insurance premium compared to other midsize luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Genesis G80. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Genesis G80 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Genesis G80 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$566
2Lexus IS 300$2,414-$562
3Lexus ES 350$2,446-$530
4Mercedes-Benz AMG CLA35$2,456-$520
5Lexus RC 300$2,462-$514
6Jaguar XF$2,476-$500
7Cadillac CT5$2,526-$450
8Lexus ES 250$2,534-$442
9Lexus ES 300h$2,572-$404
10Audi A3$2,634-$342
11Infiniti Q50$2,650-$326
12Mercedes-Benz AMG CLA45$2,682-$294
13Audi S4$2,692-$284
14Mercedes-Benz EQE 350$2,724-$252
15BMW i4$2,734-$242
16Lexus IS 500$2,770-$206
17BMW 530i$2,848-$128
18Audi S5$2,890-$86
19BMW 540i$2,900-$76
20BMW 430i$2,940-$36
21BMW i5$2,960-$16
22Genesis G80$2,976--
23Mercedes-Benz EQE 500$3,008$32
24Mercedes-Benz AMG C43$3,024$48
25Audi A6$3,036$60
26Tesla Model S$3,070$94
27BMW 530e$3,100$124
28Audi RS 5$3,106$130
29Audi S6$3,128$152
30BMW M440i$3,206$230
31Audi A7$3,268$292
32Lexus LC 500h$3,508$532
33Audi S7$3,624$648
34BMW M8$3,948$972

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

Which insurance is cheapest on a Genesis G80?

With Genesis G80 insurance cost ranging from $2,704 to $3,522 annually for an average driver, the cheapest model to insure is the 2.5T Standard. The second cheapest model to insure is the 2.5T Advanced at $2,808 per year.

The three G80 models with the most expensive auto insurance rates are the Genesis G80 3.5T Sport Advanced, the 3.5T Sport Prestige, and the Electrified trim levels, all costing an average of $3,522 per year.

The next table details average annual and semi-annual Genesis G80 car insurance costs, in addition to a monthly budget amount, for each 2024 model trim level.

2024 Genesis G80 Insurance Rates by Trim Level
2024 Genesis G80 Trim Level Annual Premium Cost Per Month
2.5T Standard$2,704$225
2.5T Advanced$2,808$234
2.5T Sport Prestige$2,898$242
3.5T Sport$2,898$242
3.5T Sport Advanced$2,948$246
3.5T Sport Prestige$3,038$253
Electrified$3,522$294

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Genesis G80 ranging from the 2.5T Standard model at $2,704 per year to the Electrified model at $3,522
Insurance cost by trim level for a 2024 Genesis G80 ranging from the 2.5T Standard model at $2,704 per year to the Electrified model at $3,522