Genesis G80 Insurance Costs for 2025: What You Need to Know

• Genesis G80 insurance costs an average of $3,046 per year or around $254 per month, depending on the trim level.
• When compared to the entire midsize luxury car segment, the 2024 Genesis G80 ranks in the top half of the class at 22^nd out of 34 total comparison vehicles.
• The G80 2.5T Standard trim level is the cheapest to insure at around $2,768 per year. The most expensive trim is the Electrified at $3,610 per year.

How much does Genesis G80 car insurance cost?

Genesis G80 car insurance rates average $3,046 a year, or $254 on a monthly basis. Drivers can plan on paying about $102 more per year to insure a Genesis G80 compared to the midsize luxury car average rate, and $770 more per year than the $2,276 all-vehicle national average rate.

The following chart demonstrates how average 2024 Genesis G80 car insurance cost changes based on the age of the driver and policy deductibles. The annual policy cost values shown range from the lowest rate of $2,102 per year for a 60-year-old driver with $1,000 deductibles to the more expensive rate of $7,248 each year for a driver age 20 with $250 physical damage deductibles.

The bar chart above calculates a very limited set of G80 car insurance cost estimates from an enormous number of possibilities. If the data included all rates for every possible data combination, including all seven G80 models and all 41,000+ zip codes in the U.S., the resulting chart would have around 677,376,000,000 possible rates for a Genesis G80.

The following table shows average full coverage car insurance rates for the 2017 to 2024 model years. Average rates are included for drivers age 20 to 60.

How does Genesis G80 insurance cost compare?

When compared to other similar models, insurance for the G80 costs $540 more per year than the Lexus ES 350, $130 more than the BMW 530i, $330 more than the Infiniti Q50, and $578 more than the Mercedes-Benz CLA250.

The Genesis G80 ranks 22^nd out of 34 total comparison vehicles in the 2024 midsize luxury car class. The G80 costs an estimated $3,046 per year to insure and the category average rate is $2,944 per year, a difference of $102 per year.

The chart below shows how average car insurance cost for a Genesis G80 compares to the top-selling midsize luxury cars in America. Also included below the chart is a full table that compares insurance rates for the entire luxury midsize sedan class. The difference column shows how much more or less than the G80 each model costs per year to insure.

Which insurance is cheapest on a Genesis G80?

With Genesis G80 insurance cost ranging from $2,768 to $3,610 annually for an average driver, the cheapest model to insure is the 2.5T Standard. The second cheapest model to insure is the 2.5T Advanced at $2,876 per year.

The three G80 models with the most expensive auto insurance rates are the Genesis G80 3.5T Sport Advanced, the 3.5T Sport Prestige, and the Electrified trim levels, all costing an average of $3,610 per year.

The next table details average annual and semi-annual Genesis G80 car insurance costs, in addition to a monthly budget amount, for each 2024 model trim level.