2025 Car Insurance Rates for a Mercedes-Benz AMG CLA35: Complete Guide

We compared insurance rates for the Mercedes AMG CLA35 to discover how average cost compares side-by-side to all other midsize luxury cars.

Start a Free QuoteCompare Mercedes AMG CLA35 car insurance quotes and save on your next policy.

  • Mercedes-Benz AMG CLA35 car insurance costs $2,456 per year (about $205 per month) for a full coverage policy, depending on policy limits.
  • Ranked fourth out of 34 vehicles in the midsize luxury car segment for 2024, average car insurance rates for the AMG CLA35 cost $418 less per year than the segment average.

How much does Mercedes AMG CLA35 insurance cost?

Mercedes-Benz AMG CLA35 insurance rates average $2,456 a year for full coverage. With MSRPs ranging from $47,900 to $53,320 for the 2024 model, monthly insurance rates range from $200 to $209.

Overall, expect to pay approximately $418 less annually for Mercedes-Benz AMG CLA35 insurance compared to the average rate for the midsize luxury car segment, and $235 more per year than the all-vehicle national average of $2,221.

The bar chart below illustrates average car insurance cost on a Mercedes-Benz AMG CLA35 using different driver ages and risk profiles.

Average 2024 Mercedes-Benz AMG CLA35 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz AMG CLA35 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz AMG CLA35 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz AMG CLA35 trim levels.

2024 Mercedes-Benz AMG CLA35 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,570$464
Safe Driver Age 20$4,874$406
At-fault Accidents Age 40$3,434$286
Low Deductibles Age 40$3,260$272
Safe Driver Age 30$2,628$219
Safe Driver Age 40$2,456$205
Safe Driver Age 50$2,170$181
Discount Rate Age 40$2,042$170
High Deductibles Age 40$2,038$170
Safe Driver Age 60$2,028$169

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz AMG CLA35 trim levels. Updated June 27, 2025

The rate table below displays the estimated yearly and 6-month policy costs, in addition to a monthly budget estimate, for each Mercedes-Benz AMG CLA35 package and trim.

2024 Mercedes-Benz AMG CLA35 Insurance Rates by Trim Level
2024 Mercedes-Benz AMG CLA35 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,402$200
4Matic AMG Performance Seats$2,510$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz AMG CLA35 ranging from the 4Matic Coupe model at $2,402 per year to the 4Matic AMG Performance Seats model at $2,510
Insurance cost by trim level for a 2024 Mercedes-Benz AMG CLA35 ranging from the 4Matic Coupe model at $2,402 per year to the 4Matic AMG Performance Seats model at $2,510

In addition to driver age, policy deductibles, and trim level, there are a lot of other factors that can affect the cost of car insurance. The list below details some other scenarios that can increase or decrease policy cost, along with some money-saving tips.

  • High-risk auto insurance costs more. For a 20-year-old driver, having too many driving record violations or accidents could raise rates by $3,754 or more per year.
  • Older drivers tend to pay less than younger drivers. The difference in Mercedes-Benz AMG CLA35 insurance rates between a 60-year-old driver ($2,028 per year) and a 30-year-old driver ($2,628 per year) is $600, or a savings of 25.8%.
  • Avoid tickets to save money. In order to get the best AMG CLA35 insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor driving infractions could result in spiking policy rates as much as $634 per year.
  • Increase physical damage deductibles to save money. Increasing your policy deductibles from $500 to $1,000 could save around $418 per year for a 40-year-old driver and $804 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Lowering deductibles from $500 to $250 could cost an additional $432 per year for a 40-year-old driver and $848 per year for a 20-year-old driver.
  • Rated driver gender affects the rate you pay. For a 2024 Mercedes-Benz AMG CLA35, a 20-year-old man pays an average price of $4,874 per year, while a 20-year-old female driver pays $3,512, a difference of $1,362 per year in favor of the women by a long shot. But by age 50, male rates are $2,170 and the cost for women is $2,122, a difference of only $48.
  • Negligent drivers pay higher insurance rates. Multiple at-fault accidents raise rates, possibly by an extra $3,396 per year for a 20-year-old driver and as much as $978 per year for a 40-year-old driver.
  • Save money due to your choice of occupation. Just about all auto insurance companies offer discounts for being employed in professions like doctors, dentists, high school and elementary teachers, college professors, accountants, and others. If your occupation qualifies you for this discount, you could potentially save between $74 and $228 on your Mercedes-Benz AMG CLA35 insurance bill, depending on the age of the rated driver.

Is Mercedes AMG CLA35 insurance expensive?

When compared side-by-side to popular vehicles in the midsize luxury car segment, insurance prices for a Mercedes-Benz AMG CLA35 cost $10 more per year than the Lexus ES 350, $392 less than the BMW 530i, and $194 less than the Infiniti Q50.

It ranks fourth out of 34 comparison vehicles in the 2024 midsize luxury car segment for car insurance affordability. The AMG CLA35 costs an average of $2,456 per year for a car insurance policy with full coverage and the class median price is $2,874 per year, a difference of $418 per year.

The next table shows how average Mercedes-Benz AMG CLA35 car insurance rates compare to all other models in the midsize luxury sedan segment.

Insurance Cost Comparison: Mercedes-Benz AMG CLA35 vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$46
2Lexus IS 300$2,414-$42
3Lexus ES 350$2,446-$10
4Mercedes-Benz AMG CLA35$2,456--
5Lexus RC 300$2,462$6
6Jaguar XF$2,476$20
7Cadillac CT5$2,526$70
8Lexus ES 250$2,534$78
9Lexus ES 300h$2,572$116
10Audi A3$2,634$178
11Infiniti Q50$2,650$194
12Mercedes-Benz AMG CLA45$2,682$226
13Audi S4$2,692$236
14Mercedes-Benz EQE 350$2,724$268
15BMW i4$2,734$278
16Lexus IS 500$2,770$314
17BMW 530i$2,848$392
18Audi S5$2,890$434
19BMW 540i$2,900$444
20BMW 430i$2,940$484
21BMW i5$2,960$504
22Genesis G80$2,976$520
23Mercedes-Benz EQE 500$3,008$552
24Mercedes-Benz AMG C43$3,024$568
25Audi A6$3,036$580
26Tesla Model S$3,070$614
27BMW 530e$3,100$644
28Audi RS 5$3,106$650
29Audi S6$3,128$672
30BMW M440i$3,206$750
31Audi A7$3,268$812
32Lexus LC 500h$3,508$1,052
33Audi S7$3,624$1,168
34BMW M8$3,948$1,492

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,456 per year, insurance cost for a 2024 Mercedes-Benz AMG CLA35 ranks fourth out of 34 models in the midsize luxury car segment
At $2,456 per year, insurance cost for a 2024 Mercedes-Benz AMG CLA35 ranks fourth out of 34 models in the midsize luxury car segment