- Small crossovers like the Toyota Corolla Cross, Kia Soul, and Chevrolet Trailblazer are the top choices for the cheapest auto insurance in Kent.
- Average car insurance cost is $2,514 per year in Kent, Washington, or about $210 per month.
- Auto insurance in Kent costs $210 per year more than the Washington state average ($2,304) and $293 per year more than the U.S. national average rate ($2,221).
- Auto insurance quotes in Kent have significant variability from as little as $30 per month for just liability insurance to well over $696 per month for drivers requiring a high-risk policy.
How much does car insurance cost in Kent?
Average auto insurance cost in Kent is $2,514 per year, which is 12.4% more than the U.S. average rate of $2,221. The average cost per month for car insurance in Kent is $210 for a full-coverage car insurance policy.
In Washington, average car insurance cost is $2,304 per year, so Kent drivers pay about $210 more per year on average.
The cost to insure a vehicle in Kent compared to other Washington locations is approximately $244 per year more than in Vancouver, $344 per year more expensive than in Spokane, and $8 per year more expensive than in Seattle.
The age of the rated driver is one of the largest factors in the cost of auto insurance. The list below illustrates this point by breaking down average car insurance rates in Kent for drivers from age 16 to 60.
Kent car insurance cost for drivers age 16 to 60
- 16-year-old driver – $8,954 per year or $746 per month
- 17-year-old driver – $8,675 per year or $723 per month
- 18-year-old driver – $7,772 per year or $648 per month
- 19-year-old driver – $7,082 per year or $590 per month
- 20-year-old driver – $5,060 per year or $422 per month
- 30-year-old driver – $2,682 per year or $224 per month
- 40-year-old driver – $2,514 per year or $210 per month
- 50-year-old driver – $2,226 per year or $186 per month
- 60-year-old driver – $2,086 per year or $174 per month
The chart below shows average auto insurance rates in Kent for 2024 model year vehicles for both different driver ages and policy deductible amounts.

In the chart above, the cost of car insurance in Kent ranges from $1,764 per year for a 60-year-old driver with a high deductible policy to $5,884 per year for a 20-year-old driver with policy with low comprehensive and collision deductibles. From a monthly standpoint, these same rates range from $147 to $490 per month.
Kent car insurance rates can have a very wide price range and can change frequently. Because of this fact, it’s important to compare rates with free auto insurance quotes at least once per year.
Cheapest cars, pickups, and SUVs to insure
When all car, SUV, and pickup insurance rates are compared, the models with the most affordable auto insurance quotes in Kent tend to be crossovers and small SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Buick Envision. Average car insurance rates for vehicles ranking in the top 10 cost $2,060 or less per year for a full-coverage insurance policy.
Additional vehicles that have low-cost auto insurance rates in our car insurance price comparison are the Volkswagen Taos, Honda HR-V, Kia Niro, and Ford Bronco Sport.
Average car insurance rates are slightly higher for those models than the crossovers and compact SUVs that rank near the top, but they still have an average cost of $2,186 or less per year, or around $182 per month in Kent.
The next table details the cheapest vehicles to insure in Kent, ordered by annual cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,856 | $155 |
2 | Chevrolet Trailblazer | $1,890 | $158 |
3 | Kia Soul | $1,962 | $164 |
4 | Nissan Kicks | $1,978 | $165 |
5 | Honda Passport | $2,002 | $167 |
6 | Buick Envision | $2,016 | $168 |
7 | Toyota Corolla Cross | $2,026 | $169 |
8 | Hyundai Venue | $2,040 | $170 |
9 | Mazda CX-5 | $2,050 | $171 |
10 | Ford Bronco Sport | $2,060 | $172 |
11 | Volkswagen Tiguan | $2,080 | $173 |
12 | Acura RDX | $2,102 | $175 |
13 | Nissan Murano | $2,112 | $176 |
14 | Buick Encore | $2,134 | $178 |
15 | Subaru Outback | $2,142 | $179 |
16 | Honda CR-V | $2,144 | $179 |
17 | Buick Envista | $2,146 | $179 |
18 | Volkswagen Taos | $2,152 | $179 |
19 | Kia Niro | $2,166 | $181 |
20 | Toyota GR Corolla | $2,184 | $182 |
21 | Honda HR-V | $2,186 | $182 |
22 | Subaru Ascent | $2,186 | $182 |
23 | Nissan Leaf | $2,200 | $183 |
24 | Chevrolet Colorado | $2,214 | $185 |
25 | Lexus NX 250 | $2,226 | $186 |
26 | Honda Civic | $2,228 | $186 |
27 | Volkswagen Atlas | $2,230 | $186 |
28 | Acura Integra | $2,236 | $186 |
29 | Subaru Forester | $2,238 | $187 |
30 | Volkswagen Atlas Cross Sport | $2,240 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kent, WA Zip Codes. Updated June 27, 2025
A few other popular vehicles ranking in the top 30 table above include the Acura Integra, the Lexus NX 250, the Toyota GR Corolla, the Honda Civic, and the Chevrolet Colorado. Insurance rates for those models cost between $2,186 and $2,240 per year in Kent.
In comparison, a few vehicles that cost considerably more to insure include the Toyota Mirai at $3,128 per year, the Audi A4 at $2,892, and the Lexus LC 500h which costs an average of $3,764 per year for full coverage.
The next section of this article goes into more detail about the average cost of car insurance in Kent for each different automotive segment. The rates shown in the chart should give you a better idea of which types of vehicles have the overall cheapest rates.
Cheapest rates by automotive segment
When shopping around for a new or used vehicle, it’s useful to know which kinds of vehicles have cheaper insurance rates.
For example, maybe you want to know if compact cars have cheaper insurance than midsize cars or if heavy duty pickups have more expensive auto insurance than their smaller half-ton counterparts.
The chart below shows the average cost of car insurance rates in Kent for different vehicle segments. As a general rule, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, with luxury cars and sports cars having the highest average cost of insurance.

Segment rates are useful for general comparisons, but the insurance cost for specific vehicles ranges greatly within each of the segments displayed above.
For example, in the midsize truck segment, Kent insurance rates range from the Chevrolet Colorado costing $2,214 per year for a full coverage policy to the Rivian R1T costing $3,134 per year.
In the large luxury car segment, average rates vary from the Audi A5 costing $2,986 per year up to the Mercedes-Benz Maybach S680 costing $5,266 per year, a difference of $2,280 just for that segment.
If you already have a specific vehicle and you’re just trying to cut the cost of insurance, or if you’re shopping around for a new vehicle and just want something that won’t break the bank to insure, it’s a good idea to compare rates for not only individual models, but also the trim levels for each vehicle.
Using the Chevy Colorado pickup as an example, the cheapest trim level costs $2,086 per year to insure in Kent, while the most expensive trim costs $2,452 per year.
That’s a difference of $366 per year, which is not insignificant.
Another example is the Ram 1500 pickup, which in Kent can range from the Tradesman trim at $2,568 up to the Limited Crew Cab at $3,180 per year.
The Ram 1500 has an even greater difference at $612 per year.
Comparing car insurance comes down to not only the trim level of the vehicle you’re insuring, but also details like driver age, your exact address and Zip Code, possibly your credit score, and many other minute details that all affect the price either positively or negatively.
It can be a tad overwhelming finding the cheapest coverage, but the best way to start is to just pick a few companies and get a free quote.