Alfa Romeo Car Insurance Rates for 2025

How much does Alfa Romeo insurance cost? We analyze and compare car insurance rates for popular Alfa Romeo models like the Giulia, Stelvio, and 4C.

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  • Average Alfa Romeo car insurance for 2024 models ranges from $2,376 per year for a Alfa Romeo Tonale up to $2,642 per year for the Alfa Romeo Giulia.
  • Compared to other luxury brands, average car insurance cost for an Alfa Romeo is 28.2% cheaper than Mercedes-Benz,  18.5% cheaper than BMW, and 17.1% cheaper than Audi.
  • Average monthly insurance cost ranges from $198 to $220, depending on the model.

How much is average Alfa Romeo car insurance?

For 2024 models, average car insurance rates range from $2,376 a year for an Alfa Romeo Tonale up to $2,642 per year for the Alfa Romeo Giulia. The average cost per year for the entire brand is $2,549.

The table below shows average Alfa Romeo car insurance rates by model. Click on any model to view detailed rate and comparison information.

Average Insurance Cost for Alfa Romeo Vehicles
Model Annual Premium Cost Per Month
Alfa Romeo 4C 2020 and prior model years$2,738$228
Alfa Romeo Giulia$2,642$220
Alfa Romeo Stelvio$2,630$219
Alfa Romeo Tonale$2,376$198

How does Alfa Romeo insurance cost compare?

When compared to other top luxury brands, Alfa Romeo car insurance cost averages $521 less per year than BMW, $837 less than Mercedes-Benz, $249 less than Genesis, and $71 less than Volvo.

The chart below compares the average annual cost of Alfa Romeo car insurance to seven other popular luxury brands.

Average car insurance cost for 2024 model year Alfa Romeo vehicles compared to competitors.
Figure 1: Average car insurance cost for 2024 model year Alfa Romeo vehicles compared to competitors. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance rates include all Alfa Romeo, Acura, Audi, BMW, Infiniti, Lexus, Mercedes-Benz, and Volvo vehicles for the 2024 model year. Rated driver is a 40-year-old married male with no driving violations or at-fault accidents for the prior three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverages are included, and rates are averaged for all U.S. states.

The next table elaborates on rate comparisons by not only including luxury brands, but also mainstream brands like Chevrolet, Ford, Toyota, and Honda as well.

The average annual car insurance cost for each brand is shown, along with a difference column which indicates how well the average car insurance cost for each brand compares to the average Alfa Romeo insurance rate shown at the top of the table.

Green values indicate rates that cost less than the Alfa Romeo average, while red values indicate rates that are more expensive.

Alfa Romeo Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Alfa Romeo$2,549--
Acura$2,202-$347
Audi$3,025$476
BMW$3,070$521
Cadillac$2,518-$31
Chevrolet$2,370-$179
Dodge$2,911$362
Ford$2,441-$108
Genesis$2,798$249
GMC$2,435-$114
Honda$2,123-$426
Hyundai$2,314-$235
Infiniti$2,456-$93
Jaguar$2,883$334
Jeep$2,558$9
Kia$2,259-$290
Land Rover$3,065$516
Lexus$2,601$52
Lincoln$2,587$38
Mazda$2,240-$309
Mercedes-Benz$3,386$837
Mitsubishi$2,273-$276
Nissan$2,424-$125
Subaru$2,229-$320
Tesla$2,839$290
Toyota$2,400-$149
Volkswagen$2,187-$362
Volvo$2,620$71

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated June 26, 2025

Average cost of Alfa Romeo insurance ($2,549 per year) compared to other automotive manufacturers
Average cost of Alfa Romeo insurance ($2,549 per year) compared to other automotive manufacturers

Alfa Romeo insurance cost tends to be above average which stands reason due the fact that it has an above average purchase price.

When compared to premium brands like Mercedes, BMW, and Lexus, average insurance rates are 28.2% cheaper, 18.5% cheaper, and 2% cheaper, respectively.

However, when compared to non-luxury brands, average Alfa Romeo insurance cost is 4.3% more expensive per year than Ford, 7.3% more expensive than Chevy, 18.2% more expensive than Honda, and 6% more expensive on average than Toyota.