Since splitting the truck division off under the Ram brand, Dodge doesn’t have a lot of nameplates left in production. The Challenger, Charger, and Durango are the sole survivors for the 2024 model year.
Average car insurance cost for the remaining 2024 Dodge models ranges from $2,554 per year for the Dodge Hornet to $3,450 per year for the Dodge Charger.
The average cost of Dodge insurance is $2,982 per year. Thanks to the more expensive insurance rates for the higher performance Challenger and Charger, and the relatively few models left, this rate gets skewed upwards considerably.
The table below shows the average insurance cost for Dodge models produced since 2013 (excluding Ram trucks). Click on any linked model to view detailed insurance comparison data including rates by trim level and rates for prior model years.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Dodge Avenger 2014 and prior model years | $1,790 | $149 |
| Dodge Challenger 2023 and prior model years | $3,514 | $293 |
| Dodge Charger | $3,450 | $288 |
| Dodge Dart 2016 and prior model years | $2,016 | $168 |
| Dodge Durango | $2,942 | $245 |
| Dodge Grand Caravan 2020 and prior model years | $1,776 | $148 |
| Dodge Hornet | $2,554 | $213 |
| Dodge Journey 2020 and prior model years | $2,022 | $169 |
| Dodge Viper 2017 and prior model years | $2,684 | $224 |
How do average Dodge insurance rates compare?
Thanks to higher Charger and Challenger rates, average Dodge car insurance costs 20.5% more per year on average than Chevrolet vehicles, 17.6% more than Ford, 31.3% more than Honda, 19.3% more than Toyota, and 18.3% more than Nissan.
Due to the lack of a full assortment of vehicles contributing to the average insurance cost, which would tend to pull the average down to a more reasonable level, we recommend viewing rate comparisons for each individual Dodge model, which are linked to in the previous table.
The table below shows how average Dodge insurance rates (orange bar) compare to other primary auto manufacturers in the U.S.
When adding in luxury models, we finally see some rates that are actually more expensive than Dodge as shown in the table below.
Dodge insurance cost is featured in the first row. The average car insurance rates for other brands are compared and the difference is shown. If the value in the difference column is green, this means that brand has cheaper average insurance rates than Dodge. If the value is red, that means the brand is more expensive to insure than Dodge.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Dodge | $2,982 | -- |
| Acura | $2,255 | -$727 |
| Cadillac | $2,579 | -$403 |
| Chevrolet | $2,427 | -$555 |
| Ford | $2,500 | -$482 |
| Genesis | $2,866 | -$116 |
| GMC | $2,495 | -$487 |
| Honda | $2,174 | -$808 |
| Hyundai | $2,370 | -$612 |
| Infiniti | $2,515 | -$467 |
| Jaguar | $2,954 | -$28 |
| Jeep | $2,620 | -$362 |
| Kia | $2,314 | -$668 |
| Land Rover | $3,141 | $159 |
| Lexus | $2,664 | -$318 |
| Lincoln | $2,650 | -$332 |
| Mazda | $2,294 | -$688 |
| Mercedes-Benz | $3,469 | $487 |
| Mitsubishi | $2,329 | -$653 |
| Nissan | $2,483 | -$499 |
| Ram | $2,797 | -$185 |
| Subaru | $2,282 | -$700 |
| Tesla | $2,909 | -$73 |
| Toyota | $2,458 | -$524 |
| Volkswagen | $2,239 | -$743 |
| Volvo | $2,684 | -$298 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated October 24, 2025
With only about three brands showing more expensive rates than Dodge, it would seem that insuring a Dodge could be pretty expensive.
In fact, Dodge rates do not differ substantially from the other U.S. nameplates from GM and Ford. As we mentioned earlier, the Charger and Challenger models have significant weight in the overall Dodge average. The higher performance of these two models results in more expensive car insurance rates.
So don’t despair if it seems like Dodge insurance is expensive. Just compare rates for the specific model you’re needing coverage for and as long as you have a decent driving record and credit, you’ll be OK.