Insuring a Mercedes-Benz EQE 350: Everything You Need to Know

We analyzed rates from the EQE 350 Base Sedan to the Plus Sedan model to find out how prices measure up to other midsize luxury cars.

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  • Mercedes-Benz EQE 350 insurance rates average $2,724 per year or $1,362 for a semi-annual policy, but vary considerably based on policy limits.
  • Out of 34 vehicles in the midsize luxury car segment, the EQE 350 ranks 14th for car insurance affordability.
  • With an insurance cost range of $70, the cheapest EQE 350 trim level to insure is the base Sedan at around $2,690 per year, and the most expensive trim being the Plus Sedan at $2,760 annually.

How much does Mercedes-Benz EQE 350 insurance cost?

Ranked 14th out of 34 vehicles in the midsize luxury car class, Mercedes-Benz EQE 350 insurance costs on average $2,724 annually, or about $227 on a monthly basis.

With the average midsize luxury car costing $2,874 a year to insure, the Mercedes EQE 350 could save an estimated $150 or more annually when compared to similar models.

A few factors that can affect the price you pay are driver age, policy deductibles, and your driving record. The chart below shows different average rates using variations of those three factors.

Average 2024 Mercedes-Benz EQE 350 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz EQE 350 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Mercedes-Benz EQE 350 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz EQE 350 trim levels.

2024 Mercedes-Benz EQE 350 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,234$520
Safe Driver Age 20$5,466$456
At-fault Accidents Age 40$3,822$319
Low Deductibles Age 40$3,654$305
Safe Driver Age 30$2,920$243
Safe Driver Age 40$2,724$227
Safe Driver Age 50$2,400$200
Discount Rate Age 40$2,264$189
Safe Driver Age 60$2,246$187
High Deductibles Age 40$2,246$187

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz EQE 350 trim levels. Updated June 27, 2025

Depending on the EQE 350 trim level being insured, monthly car insurance rates range from $224 to $230, with the Civic base Sedan being cheapest and the Civic Plus Sedan costing the most to insure.

The table below breaks out those monthly rates, plus annual and semi-annual rates, by trim levels for the 2024 model year.

2024 Mercedes-Benz EQE 350 Insurance Rates by Trim Level
2024 Mercedes-Benz EQE 350 Trim Level Annual Premium Cost Per Month
Base Sedan$2,690$224
Plus Sedan$2,760$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz EQE 350 ranging from the Base Sedan model at $2,690 per year to the Plus Sedan model at $2,760
Insurance cost by trim level for a 2024 Mercedes-Benz EQE 350 ranging from the Base Sedan model at $2,690 per year to the Plus Sedan model at $2,760

The list below shows how some additional factors impact the cost of auto insurance. Some factors drive up the cost, like being required to buy high-risk insurance, and some lower the cost, like having good credit.

  • High-risk Mercedes-Benz EQE 350 car insurance is expensive. For a 50-year-old driver, having to buy a high-risk insurance policy could raise rates by $3,144 or more per year.
  • Earn a discount from your choice of occupation. Some insurance companies offer discounts for certain occupations like police officers and law enforcement, architects, emergency medical technicians, engineers, members of the military, and others. By working in a profession that qualifies for this discount, you could save between $82 and $228 on your Mercedes-Benz EQE 350 insurance bill, depending on your age.
  • Increasing deductibles lowers insurance cost. Raising your policy deductibles from $500 to $1,000 could save around $478 per year for a 40-year-old driver and $934 per year for a 20-year-old driver.
  • Avoiding accidents makes for cheaper insurance. Too many at-fault accidents will increase rates, potentially by an extra $3,840 per year for a 20-year-old driver and as much as $1,098 per year for a 40-year-old driver.
  • Great credit can mean great car insurance rates. Having an over-800 credit score could save a minimum of $428 per year when compared to a credit score between 670-739. Conversely, a weak credit score could cost around $496 more per year.
  • Driving violations increase insurance rates. To pay the best price on EQE 350 insurance rates, it’s necessary to be a good, safe driver. In fact, just one or two blemishes on your motor vehicle report have the ramification of increasing rates as much as $712 per year. Being convicted of a crime such as driving under the influence of drugs or alcohol could raise rates by an additional $2,500 or more.

How does EQE 350 insurance cost compare?

When insurance prices are compared to the best-selling models in the midsize luxury car category, insurance rates for a Mercedes-Benz EQE 350 cost $278 more per year than the Lexus ES 350, $346 less than the Tesla Model S, and $176 less than the BMW 540i.

The Mercedes-Benz EQE 350 ranks 14th out of 34 comparison vehicles in the midsize luxury car segment for auto insurance affordability. The EQE 350 costs an estimated $2,724 per year to insure, while the segment average policy cost is $2,874 per year, a difference of $150 less per year.

The following chart shows how insurance rates for a 2024 Mercedes-Benz EQE 350 fare against the top 10 selling midsize luxury cars like the Mercedes-Benz CLS450, Audi A3, and the Cadillac CT5. An additional rankings table is also included following the chart that ranks average car insurance rates for the entire midsize luxury car category.

Average 2024 Mercedes-Benz EQE 350 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2024 Mercedes-Benz EQE 350 car insurance premium compared to other midsize luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz EQE 350. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz EQE 350 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz EQE 350 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$314
2Lexus IS 300$2,414-$310
3Lexus ES 350$2,446-$278
4Mercedes-Benz AMG CLA35$2,456-$268
5Lexus RC 300$2,462-$262
6Jaguar XF$2,476-$248
7Cadillac CT5$2,526-$198
8Lexus ES 250$2,534-$190
9Lexus ES 300h$2,572-$152
10Audi A3$2,634-$90
11Infiniti Q50$2,650-$74
12Mercedes-Benz AMG CLA45$2,682-$42
13Audi S4$2,692-$32
14Mercedes-Benz EQE 350$2,724--
15BMW i4$2,734$10
16Lexus IS 500$2,770$46
17BMW 530i$2,848$124
18Audi S5$2,890$166
19BMW 540i$2,900$176
20BMW 430i$2,940$216
21BMW i5$2,960$236
22Genesis G80$2,976$252
23Mercedes-Benz EQE 500$3,008$284
24Mercedes-Benz AMG C43$3,024$300
25Audi A6$3,036$312
26Tesla Model S$3,070$346
27BMW 530e$3,100$376
28Audi RS 5$3,106$382
29Audi S6$3,128$404
30BMW M440i$3,206$482
31Audi A7$3,268$544
32Lexus LC 500h$3,508$784
33Audi S7$3,624$900
34BMW M8$3,948$1,224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025