Insuring a Mercedes-Benz EQE 350: Everything You Need to Know

• Mercedes-Benz EQE 350 insurance rates average $2,792 per year or $1,396 for a semi-annual policy, but vary considerably based on policy limits.
• Out of 34 vehicles in the midsize luxury car segment, the EQE 350 ranks 14^th for car insurance affordability.
• With an insurance cost range of $72, the cheapest EQE 350 trim level to insure is the base Sedan at around $2,756 per year, and the most expensive trim being the Plus Sedan at $2,828 annually.

How much does Mercedes-Benz EQE 350 insurance cost?

Ranked 14^th out of 34 vehicles in the midsize luxury car class, Mercedes-Benz EQE 350 insurance costs on average $2,792 annually, or about $233 on a monthly basis.

With the average midsize luxury car costing $2,944 a year to insure, the Mercedes EQE 350 could save an estimated $152 or more annually when compared to similar models.

A few factors that can affect the price you pay are driver age, policy deductibles, and your driving record. The chart below shows different average rates using variations of those three factors.

Depending on the EQE 350 trim level being insured, monthly car insurance rates range from $230 to $236, with the Civic base Sedan being cheapest and the Civic Plus Sedan costing the most to insure.

The table below breaks out those monthly rates, plus annual and semi-annual rates, by trim levels for the 2024 model year.

The list below shows how some additional factors impact the cost of auto insurance. Some factors drive up the cost, like being required to buy high-risk insurance, and some lower the cost, like having good credit.

• High-risk Mercedes-Benz EQE 350 car insurance is expensive. For a 50-year-old driver, having to buy a high-risk insurance policy could raise rates by $3,226 or more per year.
• Earn a discount from your choice of occupation. Some insurance companies offer discounts for certain occupations like police officers and law enforcement, architects, emergency medical technicians, engineers, members of the military, and others. By working in a profession that qualifies for this discount, you could save between $84 and $233 on your Mercedes-Benz EQE 350 insurance bill, depending on your age.
• Increasing deductibles lowers insurance cost. Raising your policy deductibles from $500 to $1,000 could save around $490 per year for a 40-year-old driver and $958 per year for a 20-year-old driver.
• Avoiding accidents makes for cheaper insurance. Too many at-fault accidents will increase rates, potentially by an extra $3,936 per year for a 20-year-old driver and as much as $1,122 per year for a 40-year-old driver.
• Great credit can mean great car insurance rates. Having an over-800 credit score could save a minimum of $438 per year when compared to a credit score between 670-739. Conversely, a weak credit score could cost around $508 more per year.
• Driving violations increase insurance rates. To pay the best price on EQE 350 insurance rates, it’s necessary to be a good, safe driver. In fact, just one or two blemishes on your motor vehicle report have the ramification of increasing rates as much as $726 per year. Being convicted of a crime such as driving under the influence of drugs or alcohol could raise rates by an additional $2,562 or more.

How does EQE 350 insurance cost compare?

When insurance prices are compared to the best-selling models in the midsize luxury car category, insurance rates for a Mercedes-Benz EQE 350 cost $286 more per year than the Lexus ES 350, $354 less than the Tesla Model S, and $182 less than the BMW 540i.

The Mercedes-Benz EQE 350 ranks 14^th out of 34 comparison vehicles in the midsize luxury car segment for auto insurance affordability. The EQE 350 costs an estimated $2,792 per year to insure, while the segment average policy cost is $2,944 per year, a difference of $152 less per year.

The following chart shows how insurance rates for a 2024 Mercedes-Benz EQE 350 fare against the top 10 selling midsize luxury cars like the Mercedes-Benz CLS450, Audi A3, and the Cadillac CT5. An additional rankings table is also included following the chart that ranks average car insurance rates for the entire midsize luxury car category.