How Much Does Kia EV6 Insurance Cost? Rates and Quotes for 2023

We compared average insurance cost for the Wind RWD trim level to the top level GT AWD model to look at how insurance rates for the EV6 rank against all other small SUVs.

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  • Kia EV6 insurance rates cost $1,870 per year on average, or about $156 per month, for a policy with full coverage.
  • Out of 47 models in the 2023 small SUV segment, the EV6 ranks 44th for car insurance cost.
  • The cheapest EV6 model to insure is the Wind RWD trim level at an estimated $1,790 per year.
  • The EV6 GT AWD model is the most expensive to insure at $1,956 per year.

How much does it cost to insure a Kia EV6?

Kia EV6 insurance averages around $1,870 annually, or about $156 on a monthly basis. Drivers can plan on paying approximately $264 more per year to insure a Kia EV6 compared to the average rate for the compact SUV segment, and $185 more per year than the $1,685 national average for all vehicles.

The rate chart below details average annual car insurance rates on a 2023 Kia EV6 using different combinations of risk profile and driver age. The higher rates at the top of the chart are for younger and higher-risk drivers, while the cheaper rates at the bottom are for older drivers, high-deductible policies, and drivers who qualify for most available rate discounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Kia EV6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Kia EV6 trim levels.Data last updated on December 30, 2022
Kia EV6 Insurance Cost Summary
2023 Kia EV6 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,250$354
Safe Driver Age 20$3,722$310
At-fault Accidents Age 40$2,634$220
Low Deductibles Age 40$2,444$204
Safe Driver Age 30$1,974$165
Safe Driver Age 40$1,870$156
Safe Driver Age 50$1,704$142
Safe Driver Age 60$1,670$139
High Deductibles Age 40$1,574$131
Discount Rate Age 40$1,554$130

Another factor that contributes to the price you pay for insurance is the exact model of EV6 you’re insuring. Cheaper models tend to cost less to insure, and in the case of the EV6, the Wind RWD is the model with the cheapest insurance rates.

The table below shows all available trim levels and their corresponding average insurance rates for the 2023 EV6 model.

2023 Kia EV6 Insurance Cost by Trim Level
Kia EV6 Trim Level Annual Policy Six-Month Policy Per Month
Wind RWD$1,790$895$149
Wind AWD$1,846$923$154
GT-Line RWD$1,850$925$154
GT-Line AWD$1,914$957$160
GT AWD$1,956$978$163

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia EV6, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Kia EV6 Insurance Cost by Trim Level

Kia EV6 insurance cost vs. the competition

When compared side-by-side to the other compact SUVs, insurance rates for a 2023 Kia EV6 average $236 more per year than the Toyota RAV4, $374 more than the Honda CR-V, and $282 more than the Chevrolet Equinox.

The Kia EV6 ranks 44th out of 47 comparison vehicles in the 2023 small SUV category for most affordable car insurance rates. The EV6 costs an average of $1,870 per year to insure and the segment average auto insurance cost is $1,606 annually, a difference of $264 more per year.

The table below shows how insurance rates for a Kia EV6 fare against the entire compact SUV segment for the 2023 model year.

Insurance Cost Comparison: Kia EV6 vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$536
2Subaru Crosstrek$1,346-$524
3Nissan Kicks$1,354-$516
4Nissan Rogue Sport$1,378-$492
5Mazda CX-5$1,386-$484
6Buick Encore$1,406-$464
7Buick Envision$1,410-$460
8Kia Seltos$1,430-$440
9Hyundai Venue$1,440-$430
10Honda HR-V$1,464-$406
11Hyundai Kona$1,480-$390
12Subaru Forester$1,486-$384
13Honda CR-V$1,496-$374
14Mazda CX-30$1,498-$372
15Chevrolet Trax$1,514-$356
16Volkswagen Tiguan$1,532-$338
17Ford Bronco Sport$1,536-$334
18Fiat 500X$1,564-$306
19GMC Terrain$1,566-$304
20Kia Soul$1,568-$302
21Mitsubishi Eclipse Cross$1,572-$298
22Chevrolet Equinox$1,588-$282
23Toyota Corolla Cross$1,592-$278
24Volkswagen Taos$1,600-$270
25Mazda CX-50$1,610-$260
26Hyundai Tucson$1,614-$256
27Ford Escape$1,616-$254
28Nissan Rogue$1,622-$248
29Toyota RAV4$1,634-$236
30Mazda MX-30$1,636-$234
31Kia Niro$1,638-$232
32Mini Cooper$1,648-$222
33Jeep Compass$1,652-$218
34Mini Cooper Clubman$1,674-$196
35Jeep Renegade$1,698-$172
36Chevrolet Bolt$1,710-$160
37Toyota bz4X$1,716-$154
38Kia Sportage$1,760-$110
39Hyundai Ioniq 5$1,764-$106
40Mini Cooper Countryman$1,812-$58
41Mitsubishi Mirage$1,818-$52
42Mitsubishi Outlander$1,820-$50
43Volkswagen ID4$1,832-$38
44Kia EV6$1,870--
45Dodge Hornet$1,872$2
46Hyundai Nexo$1,938$68
47Ford Mustang Mach-E$1,996$126

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 29, 2022
Insurance Cost Comparison: Kia EV6 vs Small SUVs

Comparing the average cost of auto insurance for a Kia EV6 to other models with similar average cost gives more insight into average rates. A Kia EV6 has an average MSRP of $54,480, ranging from the Wind RWD trim at $48,500 to the GT AWD trim at $61,400.

The compact SUV models closest in cost to the EV6 are the Hyundai Ioniq 5, Ford Mustang Mach-E, Hyundai Nexo, and Volkswagen ID4.

The next list shows how those models compare to the Kia EV6 for overall price and average cost to insure.

  • Kia EV6 vs. Hyundai Ioniq 5 – The average MSRP for a 2023 Kia EV6 is $5,963 more expensive than the Hyundai Ioniq 5, at $54,480 compared to $48,517. Insurance on the Hyundai Ioniq 5 costs an average of $106 less annually than the Kia EV6.
  • Kia EV6 vs. Ford Mustang Mach-E – The Ford Mustang Mach-E has an average retail price of $60,928, ranging from $46,895 to $75,895, which is $6,448 more expensive than the average MSRP for the EV6. Anticipate paying an average of $126 more per year to insure the Ford Mustang Mach-E compared to an EV6.
  • Kia EV6 vs. Hyundai Nexo – The purchase price for the Hyundai Nexo averages $6,680 more than the average MSRP for the EV6 ($61,160 compared to $54,480). The average insurance cost for an EV6 compared to the Hyundai Nexo is $68 less per year.
  • Kia EV6 vs. Volkswagen ID4 – The Volkswagen ID4 retails for an average of $46,408, ranging from $37,495 to $53,745, which is $8,073 cheaper than the average cost for the EV6. Insuring the EV6 compared to the Volkswagen ID4 costs an average of $38 more each year.