- Kia EV6 insurance rates cost $1,870 per year on average, or about $156 per month, for a policy with full coverage.
- Out of 47 models in the 2023 small SUV segment, the EV6 ranks 44th for car insurance cost.
- The cheapest EV6 model to insure is the Wind RWD trim level at an estimated $1,790 per year.
- The EV6 GT AWD model is the most expensive to insure at $1,956 per year.
How much does it cost to insure a Kia EV6?
Kia EV6 insurance averages around $1,870 annually, or about $156 on a monthly basis. Drivers can plan on paying approximately $264 more per year to insure a Kia EV6 compared to the average rate for the compact SUV segment, and $185 more per year than the $1,685 national average for all vehicles.
The rate chart below details average annual car insurance rates on a 2023 Kia EV6 using different combinations of risk profile and driver age. The higher rates at the top of the chart are for younger and higher-risk drivers, while the cheaper rates at the bottom are for older drivers, high-deductible policies, and drivers who qualify for most available rate discounts.
Another factor that contributes to the price you pay for insurance is the exact model of EV6 you’re insuring. Cheaper models tend to cost less to insure, and in the case of the EV6, the Wind RWD is the model with the cheapest insurance rates.
The table below shows all available trim levels and their corresponding average insurance rates for the 2023 EV6 model.
| Kia EV6 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Wind RWD | $1,790 | $895 | $149 |
| Wind AWD | $1,846 | $923 | $154 |
| GT-Line RWD | $1,850 | $925 | $154 |
| GT-Line AWD | $1,914 | $957 | $160 |
| GT AWD | $1,956 | $978 | $163 |
Kia EV6 insurance cost vs. the competition
When compared side-by-side to the other compact SUVs, insurance rates for a 2023 Kia EV6 average $236 more per year than the Toyota RAV4, $374 more than the Honda CR-V, and $282 more than the Chevrolet Equinox.
The Kia EV6 ranks 44th out of 47 comparison vehicles in the 2023 small SUV category for most affordable car insurance rates. The EV6 costs an average of $1,870 per year to insure and the segment average auto insurance cost is $1,606 annually, a difference of $264 more per year.
The table below shows how insurance rates for a Kia EV6 fare against the entire compact SUV segment for the 2023 model year.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,334 | -$536 |
| 2 | Subaru Crosstrek | $1,346 | -$524 |
| 3 | Nissan Kicks | $1,354 | -$516 |
| 4 | Nissan Rogue Sport | $1,378 | -$492 |
| 5 | Mazda CX-5 | $1,386 | -$484 |
| 6 | Buick Encore | $1,406 | -$464 |
| 7 | Buick Envision | $1,410 | -$460 |
| 8 | Kia Seltos | $1,430 | -$440 |
| 9 | Hyundai Venue | $1,440 | -$430 |
| 10 | Honda HR-V | $1,464 | -$406 |
| 11 | Hyundai Kona | $1,480 | -$390 |
| 12 | Subaru Forester | $1,486 | -$384 |
| 13 | Honda CR-V | $1,496 | -$374 |
| 14 | Mazda CX-30 | $1,498 | -$372 |
| 15 | Chevrolet Trax | $1,514 | -$356 |
| 16 | Volkswagen Tiguan | $1,532 | -$338 |
| 17 | Ford Bronco Sport | $1,536 | -$334 |
| 18 | Fiat 500X | $1,564 | -$306 |
| 19 | GMC Terrain | $1,566 | -$304 |
| 20 | Kia Soul | $1,568 | -$302 |
| 21 | Mitsubishi Eclipse Cross | $1,572 | -$298 |
| 22 | Chevrolet Equinox | $1,588 | -$282 |
| 23 | Toyota Corolla Cross | $1,592 | -$278 |
| 24 | Volkswagen Taos | $1,600 | -$270 |
| 25 | Mazda CX-50 | $1,610 | -$260 |
| 26 | Hyundai Tucson | $1,614 | -$256 |
| 27 | Ford Escape | $1,616 | -$254 |
| 28 | Nissan Rogue | $1,622 | -$248 |
| 29 | Toyota RAV4 | $1,634 | -$236 |
| 30 | Mazda MX-30 | $1,636 | -$234 |
| 31 | Kia Niro | $1,638 | -$232 |
| 32 | Mini Cooper | $1,648 | -$222 |
| 33 | Jeep Compass | $1,652 | -$218 |
| 34 | Mini Cooper Clubman | $1,674 | -$196 |
| 35 | Jeep Renegade | $1,698 | -$172 |
| 36 | Chevrolet Bolt | $1,710 | -$160 |
| 37 | Toyota bz4X | $1,716 | -$154 |
| 38 | Kia Sportage | $1,760 | -$110 |
| 39 | Hyundai Ioniq 5 | $1,764 | -$106 |
| 40 | Mini Cooper Countryman | $1,812 | -$58 |
| 41 | Mitsubishi Mirage | $1,818 | -$52 |
| 42 | Mitsubishi Outlander | $1,820 | -$50 |
| 43 | Volkswagen ID4 | $1,832 | -$38 |
| 44 | Kia EV6 | $1,870 | -- |
| 45 | Dodge Hornet | $1,872 | $2 |
| 46 | Hyundai Nexo | $1,938 | $68 |
| 47 | Ford Mustang Mach-E | $1,996 | $126 |
Comparing the average cost of auto insurance for a Kia EV6 to other models with similar average cost gives more insight into average rates. A Kia EV6 has an average MSRP of $54,480, ranging from the Wind RWD trim at $48,500 to the GT AWD trim at $61,400.
The compact SUV models closest in cost to the EV6 are the Hyundai Ioniq 5, Ford Mustang Mach-E, Hyundai Nexo, and Volkswagen ID4.
The next list shows how those models compare to the Kia EV6 for overall price and average cost to insure.
- Kia EV6 vs. Hyundai Ioniq 5 – The average MSRP for a 2023 Kia EV6 is $5,963 more expensive than the Hyundai Ioniq 5, at $54,480 compared to $48,517. Insurance on the Hyundai Ioniq 5 costs an average of $106 less annually than the Kia EV6.
- Kia EV6 vs. Ford Mustang Mach-E – The Ford Mustang Mach-E has an average retail price of $60,928, ranging from $46,895 to $75,895, which is $6,448 more expensive than the average MSRP for the EV6. Anticipate paying an average of $126 more per year to insure the Ford Mustang Mach-E compared to an EV6.
- Kia EV6 vs. Hyundai Nexo – The purchase price for the Hyundai Nexo averages $6,680 more than the average MSRP for the EV6 ($61,160 compared to $54,480). The average insurance cost for an EV6 compared to the Hyundai Nexo is $68 less per year.
- Kia EV6 vs. Volkswagen ID4 – The Volkswagen ID4 retails for an average of $46,408, ranging from $37,495 to $53,745, which is $8,073 cheaper than the average cost for the EV6. Insuring the EV6 compared to the Volkswagen ID4 costs an average of $38 more each year.
