Ford Mustang Mach-E Car Insurance Rates

How much does Mustang Mach-E insurance cost? We break down average rates for Ford's electric SUV to see how they compare to competitors.

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  • Ford Mustang Mach-E insurance costs an average of $1,712 per year for a full coverage policy, but can vary based on driver age and location.
  • The Ford Mustang Mach-E is one of the more expensive 2022 small SUVs to insure, costing $296 more per year on average as compared to the rest of the vehicles in the segment.

How much does Ford Mustang Mach-E insurance cost?

Mustang Mach-E insurance costs $1,712 a year, or about $143 each month. Expect to pay approximately $296 more annually to insure a Mach-E compared to the overall small SUV class average rate of $1,416, and $161 more per year than the all-vehicle national average of $1,551.

The following rate chart illustrates how Mustang Mach-E insurance cost fluctuates based on a variety of driver ages and the choice of physical damage coverage deductibles. The average rate for the Mach-E is for a 40-year-old driver with $500 physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Ford Mustang Mach-E with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Ford Mustang Mach-E trim levels.Data last updated on April 14, 2022
Ford Mustang Mach-E Car Insurance Rates
Ford Mustang Mach-E Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,842$237
$500$3,406$284
$250$4,006$334
30$1,000$1,502$125
$500$1,816$151
$250$2,144$179
40$1,000$1,422$119
$500$1,712$143
$250$2,012$168
50$1,000$1,298$108
$500$1,558$130
$250$1,830$153
60$1,000$1,274$106
$500$1,530$128
$250$1,796$150

Some additional important data observations about insuring a Ford Mustang Mach-E include:

  • Get cheaper rates by researching discounts. Discounts may be available if the policyholders choose electronic billing, take a defensive driving course, belong to certain professional organizations, drive low annual mileage, or many other discounts which could save the average driver as much as $288 per year.
  • Prepare for sticker shock for high risk insurance. For a 40-year-old driver, having enough accidents and violations to require a high-risk insurance policy could end up with a rate increase of $2,044 or more per year.
  • Driver gender influences rates. For a 2022 Ford Mustang Mach-E, a 20-year-old man will pay an average rate of $3,406 per year, while a 20-year-old female driver pays $2,516, a difference of $890 per year. The females get much better rates. But by age 50, male driver rates are $1,558 and female rates are $1,526, a difference of only $32.
  • Get a discount from your profession. Most auto insurance companies offer discounts for being employed in occupations like firefighters, high school and elementary teachers, scientists, dentists, lawyers, and others. If you can get this discount applied to your policy, you could potentially save between $51 and $158 on your yearly insurance cost, depending on your policy.
  • A good driving record means cheaper policy cost. To pay the best Mustang Mach-E insurance rates, it pays to drive conservatively. A few minor infractions on your driving record could result in spiking Mustang Mach-E insurance rates by as much as $444 per year. Serious convictions such as DUI and hit-and-run could raise rates by an additional $1,568 or more.

Which Mustang Mach-E is cheapest to insure?

The cheapest model of Mustang Mach-E to insure is the Select costing an average of $1,600 per year. The second cheapest trim level to insure is the Select eAWD at $1,612 per year.

The Premium - Standard Range eAWD at $1,830 and the GT Performance eAWD at $1,800 per year are the two most expensive models to insure.

Those two trim levels will cost an extra $230 and $200 per year, respectively, to insure over the cheapest Select Mach-E model.

The table below shows average car insurance rates for the trim levels available on a 2022 Ford Mustang Mach-E.

2022 Ford Mustang Mach-E Insurance Cost by Trim Level
Ford Mustang Mach-E Trim Level Annual Policy 6-month Policy Per Month
Select$1,600$800$133
Select eAWD$1,612$806$134
Premium - Standard Range$1,648$824$137
California Route 1$1,694$847$141
Premium - Extended Range$1,702$851$142
California Route 1 eAWD$1,704$852$142
Premium - Extended Range eAWD$1,740$870$145
GT eAWD$1,786$893$149
GT Performance eAWD$1,800$900$150
Premium - Standard Range eAWD$1,830$915$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Mustang Mach-E, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Ford Mustang Mach-E Insurance Cost by Trim Level

How do Mustang Mach-E insurance prices compare?

When average Mach-E insurance rates are compared to the other compact SUVs, car insurance prices for a 2022 Ford Mustang Mach-E cost $282 more per year than the Toyota RAV4, $386 more than the Honda CR-V, and $230 more than the Nissan Rogue.

The Ford Mustang Mach-E ranks #44 out of 46 total comparison vehicles in the small SUV segment for most affordable car insurance prices. The Mustang Mach-E costs an estimated $1,712 per year to insure, while the category average insurance cost is $1,416 per year, a difference of $296 per year.

The table below shows how Mustang Mach-E insurance compares to the rest of the compact SUV segment in the United States.

Insurance Cost Comparison: Ford Mustang Mach-E vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,152-$560
2Nissan Kicks$1,180-$532
3Chevrolet Trailblazer$1,188-$524
4Subaru Crosstrek$1,216-$496
5Toyota C-HR$1,250-$462
6Buick Encore$1,252-$460
7Nissan Rogue Sport$1,262-$450
8Hyundai Venue$1,286-$426
9Buick Envision$1,288-$424
10Kia Seltos$1,290-$422
11Toyota Corolla Cross$1,298-$414
12Hyundai Kona$1,310-$402
13Subaru Forester$1,312-$400
14Volkswagen Tiguan$1,314-$398
15Honda CR-V$1,326-$386
16Mazda CX-30$1,340-$372
17Honda HR-V$1,360-$352
18Ford Ecosport$1,372-$340
19Chevrolet Trax$1,386-$326
20GMC Terrain$1,394-$318
21Mitsubishi Eclipse Cross$1,396-$316
22Hyundai Tucson$1,406-$306
23Chevrolet Bolt$1,412-$300
24Chevrolet Equinox$1,416-$296
25Volkswagen Taos$1,420-$292
26Fiat 500X$1,424-$288
27Toyota RAV4$1,430-$282
28Kia Soul$1,432-$280
29Mazda MX-30$1,460-$252
30Jeep Compass$1,468-$244
31Kia Niro$1,470-$242
32Nissan Rogue$1,482-$230
33Ford Escape$1,490-$222
34Hyundai Ioniq 5$1,502-$210
35Mini Cooper Clubman$1,504-$208
36Jeep Renegade$1,508-$204
37Kia Sportage$1,514-$198
38Ford Bronco$1,520-$192
39Volkswagen ID4$1,542-$170
40Mini Cooper$1,550-$162
41Mini Cooper Countryman$1,572-$140
42Mitsubishi Outlander$1,628-$84
43Mitsubishi Mirage$1,642-$70
44Ford Mustang Mach-E$1,712--
45Hyundai Nexo$1,730$18
46Jeep Wrangler$1,732$20

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Insurance Cost Comparison: Ford Mustang Mach-E vs Small SUVs