Genesis car insurance costs an average of $2,866 per year for 2024 models. Rates range from $2,512 a year for a Genesis G70 up to $3,154 per year for the Genesis G90.
When compared to the U.S. national average car insurance rate, which is $2,276 per year, Genesis vehicles average $590 more more.
The table below shows average annual and monthly car insurance rates for the different Genesis models. Follow any model link for detailed trim-level rates and segment comparisons.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Genesis G70 | $2,512 | $209 |
| Genesis G80 | $3,046 | $254 |
| Genesis G90 | $3,154 | $263 |
| Genesis GV60 | $2,918 | $243 |
| Genesis GV70 | $2,642 | $220 |
| Genesis GV80 | $2,926 | $244 |
Genesis models compete in the luxury car and SUV segments. Due to the higher sticker price on luxury models, car insurance will generally cost more than non-luxury alternatives.
When compared to some of its luxury competitors, average car insurance cost on Genesis models is 23.9% more expensive per year than Acura, 7.8% cheaper per year than Audi, 13% more expensive per year than Infiniti, 7.3% more expensive per year than Lexus, 19% cheaper per year than Mercedes-Benz, and 6.6% more expensive per year than Volvo.
The chart below visualizes this comparison, with Genesis rates being the orange bar and the competition being the blue bars.
It’s also useful to know how Genesis rates compare to non-luxury brands, like Ford, Honda, and even Kia, the Korean parent company of Genesis.
The table below compares Genesis insurance rates (first row) to other popular auto manufacturers. The difference column indicates the dollar difference per year in insurance cost between the comparison brand and Genesis.
If the value in the difference column is green, then the average cost of insurance for that brand is cheaper than Genesis. If the value is red, the comparison brand is more expensive. Follow any brand link to view detailed car insurance data and rate comparisons.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Genesis | $2,866 | -- |
| Acura | $2,255 | -$611 |
| Audi | $3,098 | $232 |
| BMW | $3,145 | $279 |
| Cadillac | $2,579 | -$287 |
| Chevrolet | $2,427 | -$439 |
| Dodge | $2,982 | $116 |
| Ford | $2,500 | -$366 |
| GMC | $2,495 | -$371 |
| Honda | $2,174 | -$692 |
| Hyundai | $2,370 | -$496 |
| Infiniti | $2,515 | -$351 |
| Jaguar | $2,954 | $88 |
| Jeep | $2,620 | -$246 |
| Kia | $2,314 | -$552 |
| Land Rover | $3,141 | $275 |
| Lexus | $2,664 | -$202 |
| Lincoln | $2,650 | -$216 |
| Mazda | $2,294 | -$572 |
| Mercedes-Benz | $3,469 | $603 |
| Mitsubishi | $2,329 | -$537 |
| Nissan | $2,483 | -$383 |
| Subaru | $2,282 | -$584 |
| Tesla | $2,909 | $43 |
| Toyota | $2,458 | -$408 |
| Volkswagen | $2,239 | -$627 |
| Volvo | $2,684 | -$182 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated October 24, 2025
