Jaguar has a rich history dating back to 1922, when it was originally founded as the Swallow Sidecar Company to create motorcycle sidecars in England.
Today, Jaguar is the luxury vehicle brand of Jaguar Land Rover, producing models like the compact E-Pace SUV, the F-Type convertible, and the I-Pace electric SUV.
How much will will it cost to insure a Jaguar? We break down average rates for models in production since 2013 and compare Jaguar’s overall average rate to other luxury automobile brands like BMW, Lexus, and Mercedes-Benz.
How much does Jaguar car insurance cost?
Jaguar car insurance rates range from $2,242 a year for a Jaguar E-Pace up to $3,786 per year for the Jaguar F-Type. Average car insurance cost for a 2024 Jaguar is $2,954 per year, which is 25.9% more than the U.S. national average car insurance cost of $2,276.
The table below shows average car insurance cost for Jaguar models in production since the 2013 model year. Discontinued models have the last produced model year noted beside the model name.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Jaguar E-Pace | $2,242 | $187 |
| Jaguar F-Pace | $3,206 | $267 |
| Jaguar F-Type | $3,786 | $316 |
| Jaguar I-Pace | $3,000 | $250 |
| Jaguar XE 2020 and prior model years | $2,328 | $194 |
| Jaguar XF | $2,538 | $212 |
| Jaguar XJ 2019 and prior model years | $2,938 | $245 |
| Jaguar XJ Super 2017 and prior model years | $2,978 | $248 |
| Jaguar XK 2015 and prior model years | $2,326 | $194 |
| Jaguar XKR 2015 and prior model years | $2,538 | $212 |
Is Jaguar insurance expensive?
As mentioned before, the cost to insure a Jaguar is definitely higher than the average car in America: $678 more per year on average to be exact.
As a luxury brand, it makes sense to compare Jaguar to other luxury competitors. Insurance for a Jaguar costs on average 4.8% less per year than Audi, 6.3% less than BMW, 9.6% more than Volvo, and 16% less per year than Mercedes-Benz.
The chart below compares average Jaguar insurance rates to other luxury competitors. Jaguar rates are indicated by the first orange bar, which other luxury brands are shown alphabetically in blue.
Even though Jag insurance is considerably more than the average vehicle, when compared to more suitable competition rates could actually be considered reasonable. Only Alfa Romeo and Volvo have cheaper average rates than Jaguar in the comparison chart above.
To get a feel for how Jaguar insurance compares across all the popular U.S. automotive brands, the table below adds in non-luxury manufactures like Ford and Chevy as well as Asian brands like Kia, Honda, Toyota, Lexus, and Infiniti.
The first row of the table shows the average Jaguar car insurance cost per year of $2,954. Each comparison brand shows its respective average cost plus the difference when compared to Jaguar.
If the difference value is green in color, that comparison brand has cheaper average car insurance cost than Jaguar. If the value is red in color, then Jaguar rates are cheaper than the comparison brand.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Jaguar | $2,954 | -- |
| Acura | $2,255 | -$699 |
| Audi | $3,098 | $144 |
| BMW | $3,145 | $191 |
| Cadillac | $2,579 | -$375 |
| Chevrolet | $2,427 | -$527 |
| Dodge | $2,982 | $28 |
| Ford | $2,500 | -$454 |
| Genesis | $2,866 | -$88 |
| GMC | $2,495 | -$459 |
| Honda | $2,174 | -$780 |
| Hyundai | $2,370 | -$584 |
| Infiniti | $2,515 | -$439 |
| Jeep | $2,620 | -$334 |
| Kia | $2,314 | -$640 |
| Lexus | $2,664 | -$290 |
| Lincoln | $2,650 | -$304 |
| Mazda | $2,294 | -$660 |
| Mercedes-Benz | $3,469 | $515 |
| Mitsubishi | $2,329 | -$625 |
| Nissan | $2,483 | -$471 |
| Subaru | $2,282 | -$672 |
| Tesla | $2,909 | -$45 |
| Toyota | $2,458 | -$496 |
| Volkswagen | $2,239 | -$715 |
| Volvo | $2,684 | -$270 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated October 24, 2025
When compared to non-luxury automakers, it’s pretty obvious that you’ll pay more to insure a Jaguar.
This stands to reason, however, as the average MSRP for a Jaguar is considerably higher than most non-luxury cars and SUVs. Higher purchase price doesn’t always translate to higher car insurance rates, but when you’re talking about paying over $100,000 for a Jaguar F-Type R convertible, it does.
What is the cheapest Jaguar car insurance?
The Jaguar E-Pace is the cheapest Jag to insure at an average cost of $2,242 per year. With a purchase price that ranges from $49,500 to $49,500, it is also the cheapest Jaguar to buy.
Ranking in second place, the $49,800 Jaguar XF costs an average of $2,538 per year to insure for full coverage.
The rest of the top five cheapest Jags to insure are the Jaguar I-Pace, Jaguar F-Pace, and Jaguar F-Type. The list below details annual and monthly average car insurance cost for each model, plus the vehicle segment each belongs to.
Top five cheapest Jaguar models to insure for 2024
- Jaguar E-Pace – (midsize luxury SUV) $2,242 per year or $187 per month
- Jaguar XF – (midsize luxury car) $2,538 per year or $212 per month
- Jaguar I-Pace – (small luxury SUV) $3,000 per year or $250 per month
- Jaguar F-Pace – (small luxury SUV) $3,206 per year or $267 per month
- Jaguar F-Type – (sports car) $3,786 per year or $316 per month