- Average Jaguar XE insurance cost is $2,328 per year, or $194 per month for full coverage.
- The Jaguar XE is one of the cheaper midsize luxury cars to insure, costing $442 less per year on average as compared to the rest of the vehicles in the segment.
- The cheapest Jaguar XE insurance is on the S Sedan trim level at an estimated $2,264 per year. The most expensive is the R Dynamic S AWD at $2,390 annually.
How much does Jaguar XE car insurance cost?
Plan on paying an average of $2,328 a year for full coverage Jaguar XE insurance. For individual coverages, collision coverage will cost around $1,058 a year, liability/medical (or PIP) coverage costs about $720, and the remaining comprehensive costs an estimated $550.
The following chart breaks down average car insurance cost for a Jaguar XE using different policy scenarios.
How does Jaguar XE insurance cost rank?
The Jaguar XE ranks seventh out of 41 total vehicles for insurance affordability in the midsize luxury car segment. The XE costs an average of $2,328 per year for insurance and the segment average rate is $2,770 per year, a difference of $442 per year.
When average insurance rates are compared to other popular midsize luxury cars, insurance for a Jaguar XE costs $34 more per year than the Lexus ES 350, $290 less than the BMW 530i, $668 less than the Infiniti Q50, and $26 more than the Lincoln MKZ.
The table below shows how well Jaguar XE car insurance rates compare to the entire mid-size luxury car segment. The difference column shows how much more or less the insurance cost for each model is when compared to the cost for the XE.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,932 | -$396 |
| 2 | Lexus RC 300 | $2,220 | -$108 |
| 3 | Mercedes-Benz SLC300 | $2,284 | -$44 |
| 4 | Lexus ES 350 | $2,294 | -$34 |
| 5 | Lincoln MKZ | $2,302 | -$26 |
| 6 | Mercedes-Benz AMG CLA45 | $2,322 | -$6 |
| 7 | Jaguar XE | $2,328 | -- |
| 8 | Lexus IS 300 | $2,330 | $2 |
| 9 | Audi A3 | $2,372 | $44 |
| 10 | Cadillac CT5 | $2,410 | $82 |
| 11 | Audi S5 | $2,474 | $146 |
| 12 | Lexus GS 350 | $2,538 | $210 |
| 13 | Mercedes-Benz E350 | $2,550 | $222 |
| 14 | Lexus ES 300H | $2,586 | $258 |
| 15 | Audi S4 | $2,612 | $284 |
| 16 | BMW 530i | $2,618 | $290 |
| 17 | BMW 540i | $2,646 | $318 |
| 18 | Mercedes-Benz CLA250 | $2,664 | $336 |
| 19 | Genesis G80 | $2,668 | $340 |
| 20 | Audi A6 | $2,676 | $348 |
| 21 | Mercedes-Benz E450 | $2,710 | $382 |
| 22 | BMW 430i | $2,730 | $402 |
| 23 | Mercedes-Benz CLS450 | $2,766 | $438 |
| 24 | Jaguar XF | $2,768 | $440 |
| 25 | BMW 440i | $2,870 | $542 |
| 26 | Mercedes-Benz AMG C43 | $2,872 | $544 |
| 27 | Mercedes-Benz SL450 | $2,892 | $564 |
| 28 | Audi RS 5 | $2,906 | $578 |
| 29 | Audi S6 | $2,966 | $638 |
| 30 | Infiniti Q50 | $2,996 | $668 |
| 31 | BMW 530e | $3,012 | $684 |
| 32 | Lexus GS F | $3,088 | $760 |
| 33 | Mercedes-Benz AMG C63 | $3,130 | $802 |
| 34 | BMW M550i | $3,186 | $858 |
| 35 | Mercedes-Benz SL550 | $3,214 | $886 |
| 36 | Tesla Model S | $3,272 | $944 |
| 37 | Audi A7 | $3,316 | $988 |
| 38 | Lexus LC 500H | $3,402 | $1,074 |
| 39 | Audi S7 | $3,528 | $1,200 |
| 40 | BMW M8 | $3,532 | $1,204 |
| 41 | BMW M5 | $3,580 | $1,252 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated October 24, 2025
Is Jaguar XE car insurance expensive?
With Jaguar XE insurance cost ranging from $2,264 to $2,390 per year for the average driver, the cheapest to insure is the S Sedan. The next cheapest model to insure is the S Premium AWD at $2,328 per year. The most expensive model to insure is the R Dynamic S AWD at $2,390 per year.
The rate table below shows average car insurance rates for each Jaguar XE trim level for annual, semi-annual, and monthly policy terms.
| 2020 Jaguar XE Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| S Sedan | $2,264 | $189 |
| S Premium AWD | $2,328 | $194 |
| R Dynamic S AWD | $2,390 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
