Mercedes-Benz CLS450 Car Insurance Costs: 2025 Comprehensive Guide

• Mercedes CLS450 insurance costs an average of $3,040 per year or around $253 per month, but can vary based on the vehicle trim level.
• The cheapest CLS450 to insure is the non-4Matic model at an average of $3,016 per year, while the 4Matic Premium costs $3,062 annually.
• The CLS450 is one of the more expensive midsize luxury cars to insure, costing $71 more per year on average as compared to the rest of the vehicles in the segment.

How much does Mercedes CLS450 insurance cost?

Mercedes-Benz CLS450 insurance costs on average $3,040 annually for full coverage, or $253 on a monthly basis. Plan on paying approximately $71 more annually for Mercedes-Benz CLS450 insurance compared to the midsize luxury cars average rate, and $764 more per year than the all-vehicle national average of $2,276.

The rate summary chart below illustrates how CLS450 insurance rates can vary with changes in driver age and $250, $500, and $1,000 deductibles.

Cost ranges from $2,086 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $7,258 each year for a 20-year-old driver with $250 deductibles.

The rate table below displays average annual and 6-month policy costs, plus a monthly budget estimate, for each 2023 Mercedes-Benz CLS450 package and trim level.

The following table shows average CLS450 full coverage insurance policy costs for the 2019 to 2023 model years.

How do Mercedes CLS450 car insurance prices compare?

When compared directly to other popular midsize luxury cars, insurance rates for a Mercedes-Benz CLS450 cost $520 more per year than the Lexus ES 350, $232 more than the BMW 530i, and $216 less than the Infiniti Q50.

The Mercedes CLS450 ranks 23^rd out of 38 total vehicles in the 2023 midsize luxury car segment for auto insurance affordability. The CLS450 costs an average of $3,040 per year to insure while the category median price is $2,969 annually, a difference of $71 per year.

The following chart shows how insurance cost for a Mercedes-Benz CLS450 compares to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included after the chart displaying car insurance rates for the entire 2023 model year midsize luxury car class.