- Mercedes SL450 car insurance costs an average of $2,892 per year or around $241 per month for full coverage.
- The Mercedes SL450 is one of the more expensive midsize luxury cars to insure, costing $122 more per year on average as compared to the rest of the vehicles in the segment.
How much does Mercedes SL450 insurance cost?
Mercedes-Benz SL450 car insurance costs on average $2,892 annually, or about $241 on a monthly basis. You can expect to pay approximately $122 more per year for Mercedes-Benz SL450 insurance compared to the average rate for midsize luxury cars, and $616 more per year than the all-vehicle national average of $2,276.
The following chart shows how average SL450 car insurance rates fluctuate based on the age of the rated driver and different policy deductibles. Insurance rates range from the lowest price of $1,916 per year for a 60-year-old driver with $1,000 physical damage deductibles to the highest cost estimate of $7,048 annually for a driver age 20 with low deductibles.
Where does Mercedes SL450 insurance cost rank?
The Mercedes-Benz SL450 ranks 27th out of 41 total vehicles in the midsize luxury car category. The SL450 costs an estimated $2,892 per year to insure for full coverage, while the class average is $2,770 per year, a difference of $122 per year.
When compared to top-selling vehicles in the midsize luxury car class, insurance for a Mercedes-Benz SL450 costs $598 more per year than the Lexus ES 350, $274 more than the BMW 530i, $104 less than the Infiniti Q50, and $590 more than the Lincoln MKZ.
The chart below shows how average car insurance rates for a Mercedes SL450 fare against the top 10 most popular mid-size luxury cars. Also included is a table after the chart displaying average car insurance rates for the entire midsize luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,932 | -$960 |
| 2 | Lexus RC 300 | $2,220 | -$672 |
| 3 | Mercedes-Benz SLC300 | $2,284 | -$608 |
| 4 | Lexus ES 350 | $2,294 | -$598 |
| 5 | Lincoln MKZ | $2,302 | -$590 |
| 6 | Mercedes-Benz AMG CLA45 | $2,322 | -$570 |
| 7 | Jaguar XE | $2,328 | -$564 |
| 8 | Lexus IS 300 | $2,330 | -$562 |
| 9 | Audi A3 | $2,372 | -$520 |
| 10 | Cadillac CT5 | $2,410 | -$482 |
| 11 | Audi S5 | $2,474 | -$418 |
| 12 | Lexus GS 350 | $2,538 | -$354 |
| 13 | Mercedes-Benz E350 | $2,550 | -$342 |
| 14 | Lexus ES 300H | $2,586 | -$306 |
| 15 | Audi S4 | $2,612 | -$280 |
| 16 | BMW 530i | $2,618 | -$274 |
| 17 | BMW 540i | $2,646 | -$246 |
| 18 | Mercedes-Benz CLA250 | $2,664 | -$228 |
| 19 | Genesis G80 | $2,668 | -$224 |
| 20 | Audi A6 | $2,676 | -$216 |
| 21 | Mercedes-Benz E450 | $2,710 | -$182 |
| 22 | BMW 430i | $2,730 | -$162 |
| 23 | Mercedes-Benz CLS450 | $2,766 | -$126 |
| 24 | Jaguar XF | $2,768 | -$124 |
| 25 | BMW 440i | $2,870 | -$22 |
| 26 | Mercedes-Benz AMG C43 | $2,872 | -$20 |
| 27 | Mercedes-Benz SL450 | $2,892 | -- |
| 28 | Audi RS 5 | $2,906 | $14 |
| 29 | Audi S6 | $2,966 | $74 |
| 30 | Infiniti Q50 | $2,996 | $104 |
| 31 | BMW 530e | $3,012 | $120 |
| 32 | Lexus GS F | $3,088 | $196 |
| 33 | Mercedes-Benz AMG C63 | $3,130 | $238 |
| 34 | BMW M550i | $3,186 | $294 |
| 35 | Mercedes-Benz SL550 | $3,214 | $322 |
| 36 | Tesla Model S | $3,272 | $380 |
| 37 | Audi A7 | $3,316 | $424 |
| 38 | Lexus LC 500H | $3,402 | $510 |
| 39 | Audi S7 | $3,528 | $636 |
| 40 | BMW M8 | $3,532 | $640 |
| 41 | BMW M5 | $3,580 | $688 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated October 24, 2025
How can I save money on SL450 insurance?
Insuring an older Mercedes-Benz SL450 could save as much as $524 per year when comparing average car insurance rates for the 2017 model to the 2020 model.
The following table shows average insurance rates for a Mercedes-Benz SL450 for 2017 through 2020 model years. Cost ranges from the cheapest rate of $2,368 for a 2017 Mercedes-Benz SL450 to the most expensive rate of $2,892 for a 2020 SL450.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2020 Mercedes-Benz SL450 | $2,892 | $241 |
| 2019 Mercedes-Benz SL450 | $2,622 | $219 |
| 2018 Mercedes-Benz SL450 | $2,490 | $208 |
| 2017 Mercedes-Benz SL450 | $2,368 | $197 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz SL450 trim levels for each model year. Updated October 24, 2025
