Cheapest Cars, Trucks, and SUVs to Insure in Conway, Arkansas

• SUV models like the Nissan Kicks, Toyota Corolla Cross, Kia Soul, and Subaru Crosstrek receive top rankings for the cheapest auto insurance in Conway.
• A few vehicles with the lowest cost auto insurance in Conway for their automotive segment include the Honda Passport ($168 per month), Chevrolet Colorado ($186 per month), Nissan Titan ($198 per month), and Acura Integra ($188 per month).
• Monthly car insurance rates for a few popular models in Conway include the Hyundai Elantra at $230, Subaru Forester at $188, and Jeep Grand Cherokee at $211.

Which vehicles have cheap insurance in Conway?

The models with the best insurance rates in Conway tend to be compact SUVs and crossovers like the Kia Soul, Chevrolet Trailblazer, Buick Envision, and Toyota Corolla Cross. Average auto insurance rates for cars and SUVs in the top 10 cost $2,076 or less per year to insure for full coverage in Conway.

A few other vehicles that are ranked high in the cost comparison table are the Ford Bronco Sport, Acura RDX, Buick Encore, and Subaru Outback.

The average rates are slightly higher for those models than the cheapest crossovers and small SUVs that rank at the top, but they still have an average insurance cost of $184 or less per month in Conway.

The table below lists the vehicles with the cheapest overall insurance rates in Conway, ordered by cost.

A few other popular vehicles ranked in the top 30 above include the Subaru Forester, the Volkswagen Atlas, the Lexus NX 250, the Honda HR-V, and the Honda Civic. Auto insurance rates for those vehicles cost between $2,204 and $2,260 per year.

In contrast to the vehicles with cheap rates, some vehicles that cost considerably more to insure include the Hyundai Sonata at an average of $2,574 per year, the Ram Truck at an average of $2,936, and the Audi e-tron which averages $3,162.

This next article section goes into detail about the average price of car insurance in Conway for each vehicle segment. The average rates shown will provide a decent idea of which automotive segments have the overall cheapest Conway auto insurance rates.

Cheapest auto insurance rates by segment

If you’re looking to buy a different vehicle, it is useful to know which types of vehicles have better car insurance rates. For example, maybe you’re wondering if midsize SUVs are more affordable to insure than small SUVs or if full-size pickups have more affordable insurance than midsize pickups.

The chart below shows average car insurance rates by segment in Conway. When comparing rates from a segment perspective, small SUVs and midsize pickups have the most affordable average auto insurance rates, with sports cars and performance luxury models having the most expensive average insurance cost.

Car insurance rates by segment are close enough for making a general comparison, but cost varies quite significantly within each of the segments listed in the previous chart.

For example, in the sports car segment, average Conway insurance rates range from the Mazda MX-5 Miata at $2,346 per year for a full coverage policy up to the Mercedes-Benz SL 63 costing $5,212 per year, a difference of $2,866 just for that segment.

Also, in the midsize luxury car segment, average rates can vary from the Mercedes-Benz CLA250 costing $2,610 per year to the BMW M8 at $4,274 per year, a difference of $1,664 within that segment.

Finally, in the midsize SUV segment, rates can range from the Honda Passport at $2,020 per year to the Rivian R1S at $3,118 per year, a difference of $1,098 just for that segment.

How much is car insurance in Conway?

The average cost of car insurance in Conway is $2,538 per year, which is 10.9% more than the overall U.S. national average rate of $2,276. The average monthly cost of car insurance in Conway is $212 for a policy that provides full coverage.

Average car insurance cost in Arkansas is $2,600 per year, so drivers in Conway pay an average of $62 less per year than the overall Arkansas state-wide rate.

When compared to other locations in Arkansas, the cost to insure a car in Conway is about $76 per year more expensive than in Fort Smith, $68 per year more expensive than in Fayetteville, and $284 per year less than in Little Rock.

The age of the rated driver is one of the biggest factors in determining the cost of auto insurance, so the list below illustrates these differences by breaking out average car insurance rates for different driver ages.

Average car insurance rates in Conway for drivers age 16 to 60

• 16-year-old rated driver – $9,038 per year or $753 per month
• 17-year-old rated driver – $8,757 per year or $730 per month
• 18-year-old rated driver – $7,847 per year or $654 per month
• 19-year-old rated driver – $7,144 per year or $595 per month
• 20-year-old rated driver – $5,108 per year or $426 per month
• 30-year-old rated driver – $2,708 per year or $226 per month
• 40-year-old rated driver – $2,538 per year or $212 per month
• 50-year-old rated driver – $2,248 per year or $187 per month
• 60-year-old rated driver – $2,104 per year or $175 per month

The chart below shows average Conway auto insurance cost broken out not only for different driver ages, but also for different physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury brands.

In the chart above, the cost of car insurance in Conway ranges from $1,778 per year for a 60-year-old driver with a policy with high physical damage deductibles to $5,938 per year for a 20-year-old driver with policy with low comprehensive and collision deductibles. When those numbers are converted to a monthly rate, the average cost in the prior chart ranges from $148 to $495 per month.

Conway car insurance rates can cost very different amounts for different drivers and can also be significantly different between companies. The likelihood of significant rate variability increases the need to get accurate auto insurance quotes when shopping around for the cheapest auto insurance policy.

Insurance rates for popular models

The car insurance rates mentioned up to this point take all 2024 models and come up with an average cost, which is suitable for making broad comparisons like between locations or by driver risk profile. For more comprehensive price comparisons, however, we need to instead look at the exact vehicle being insured.

The following chart displays average car insurance rates for some of the most popular cars, trucks, and SUVs on the streets of Conway.

If the list of popular models is compared to the earlier rankings table showing the 30 cheapest models to insure, most of the top-selling vehicles cost more to insure than the cheapest vehicles. This higher cost could be due to buying a higher-priced vehicle, like an Audi RS 6 with an average price of $125,800 or a Tesla Model Y with an average price of $31,890, or perhaps the potential for higher liability claims like a Dodge Challenger or a Kia Rio.

Here is a quick summary of what you can expect when insuring a vehicle in Conway.

• Conway, AR, car insurance costs more than the U.S. average – $2,538 (Conway average) versus $2,276 (U.S. average)
• Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $820 more per year for a policy with $250 deductibles versus $1,000 deductibles.
• Conway car insurance rates are cheaper than the Arkansas state average – $2,538 (Conway average) versus $2,600 (Arkansas average)
• Insurance for teens can be expensive – Rates range from $6,046 to $9,038 per year for teenage driver insurance in Conway, Arkansas.
• Car insurance costs less as you age – Auto insurance rates for a 60-year-old driver in Conway are $3,004 per year cheaper than for a 20-year-old driver.
• Car insurance rates drop a lot in your twenties – The average 30-year-old Conway, Arkansas, driver will pay $2,400 less annually than a 20-year-old driver, $2,708 compared to $5,108.

Six ways to save money

Car insurance is not cheap, but there are some things you can proactively do to help keep costs down. The tips below are some of the best ways to ensure you’re not overpaying for car insurance.

• Increase deductibles to save money. Jacking up your deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
• Violations and tickets cost more than a fine. If you want to get the cheapest car insurance in Conway, it’s necessary to avoid traffic citations. Just a couple of minor traffic citations could raise insurance cost as much as $674 per year. Major infractions like driving under the influence or reckless driving could raise rates by an additional $2,358 or more.
• Save money due to your choice of occupation. The large majority of car insurance companies offer discounts for certain professions like doctors, dentists, scientists, nurses, members of the military, and others. Qualifying for this discount could potentially save between $76 and $247 on your annual car insurance cost, depending on the coverage levels.
• Be a careful driver and pay less for insurance in Conway. Too many at-fault accidents will increase rates, possibly as much as $1,224 per year for a 30-year-old driver and even $620 per year for a 60-year-old driver. So drive safe and save!
• Shop your coverage around. Setting aside the time to get a few free car insurance quotes can save more money than you might think. Rates are always changing and you do not even have to wait until your policy renewal date to switch.
• Compare car insurance quote before buying a car. Different vehicles, and even different trims of the same vehicle, can have very different insurance premiums, and insurance companies charge a wide range of costs. Get quotes to compare the cost of insurance before you buy to prevent price shock when you see your first insurance bill.