- The average cost of car insurance in Little Rock is 16.2% more than the national average rate of $1,883.
- Little Rock auto insurance costs an average of $226 per year more than the Arkansas state average and $331 per year more than the rate average for the entire United States.
- For cheap car insurance in Little Rock, vehicles like the Buick Envision, Honda Passport, Subaru Crosstrek, and Kia Soul have better auto insurance rates.
- A few vehicles with segment-leading car insurance rates include the Honda Passport ($1,760 per year), Chevrolet Tahoe ($2,074 per year), Hyundai Ioniq 6 ($2,030 per year), and Acura Integra ($1,964 per year).
- Auto insurance quotes in Little Rock can vary significantly from as little as $32 per month for minimum liability insurance to well over $710 per month for teenage drivers and high-risk drivers.
How much does car insurance cost in Little Rock?
Average car insurance rates in Little Rock cost $2,214 per year, or around $185 per month. When compared to the overall U.S. national average rate, Little Rock car insurance cost is 16.2% more expensive per year.
In the state of Arkansas, average car insurance cost is $1,988 per year, so the average cost in Little Rock is $226 more per year. The average cost to insure a car in Little Rock compared to other Arkansas cities is about $342 per year more than in Springdale, $362 per year more expensive than in Fort Smith, and $284 per year more expensive than in Jonesboro.
The age of the rated driver is probably the number one factor that determines the price of auto insurance. The list below details how driver age influences cost by breaking down average car insurance rates in Little Rock based on the age of the driver.
Little Rock car insurance cost for drivers age 16 to 60
- 16-year-old driver – $7,875 per year or $656 per month
- 17-year-old driver – $7,630 per year or $636 per month
- 18-year-old driver – $6,837 per year or $570 per month
- 19-year-old driver – $6,226 per year or $519 per month
- 20-year-old driver – $4,450 per year or $371 per month
- 30-year-old driver – $2,356 per year or $196 per month
- 40-year-old driver – $2,214 per year or $185 per month
- 50-year-old driver – $1,960 per year or $163 per month
- 60-year-old driver – $1,832 per year or $153 per month
The next chart shows average auto insurance cost in Little Rock broken out by driver age and physical damage coverage deductibles. Rates are averaged for all 2024 vehicle models including luxury models.
In the chart above, the cost of car insurance in Little Rock ranges from $1,550 per year for a 60-year-old driver with a policy with high deductibles to $5,172 per year for a 20-year-old driver with low physical damage deductibles. From a monthly point of view, the average cost ranges from $129 to $431 per month.
Little Rock car insurance rates can vary considerably and can change frequently. The potential for large premium differences stresses the need to get accurate auto insurance quotes when shopping for the cheapest car insurance.
Which vehicles have cheap insurance in Little Rock?
When comparing all makes and models, the models with the lowest cost average car insurance prices in Little Rock, AR, tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, Nissan Kicks, and Buick Envision.
Average auto insurance quotes for those models cost $150 or less per month for full coverage.
A few other vehicles that rank in the top 20 in our car insurance price comparison are the Subaru Outback, Buick Encore, Honda CR-V, and Volkswagen Taos. Average auto insurance rates are slightly more for those models than the crossovers and compact SUVs that rank at the top, but they still have average rates of $1,894 or less per year, or around $158 per month in Little Rock.
The next table breaks down the 50 car, truck, and SUV models with the cheapest auto insurance in Little Rock, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,632 | $136 |
| 2 | Chevrolet Trailblazer | $1,660 | $138 |
| 3 | Kia Soul | $1,724 | $144 |
| 4 | Nissan Kicks | $1,738 | $145 |
| 5 | Honda Passport | $1,760 | $147 |
| 6 | Buick Envision | $1,770 | $148 |
| 7 | Toyota Corolla Cross | $1,782 | $149 |
| 8 | Hyundai Venue | $1,794 | $150 |
| 9 | Mazda CX-5 | $1,802 | $150 |
| 10 | Ford Bronco Sport | $1,810 | $151 |
| 11 | Volkswagen Tiguan | $1,830 | $153 |
| 12 | Acura RDX | $1,846 | $154 |
| 13 | Nissan Murano | $1,856 | $155 |
| 14 | Buick Encore | $1,876 | $156 |
| 15 | Subaru Outback | $1,882 | $157 |
| 16 | Honda CR-V | $1,884 | $157 |
| 17 | Buick Envista | $1,888 | $157 |
| 18 | Chevrolet Colorado | $1,890 | $158 |
| 19 | Volkswagen Taos | $1,892 | $158 |
| 20 | Kia Niro | $1,894 | $158 |
| 21 | Toyota GR Corolla | $1,918 | $160 |
| 22 | Honda HR-V | $1,922 | $160 |
| 23 | Subaru Ascent | $1,922 | $160 |
| 24 | Nissan Leaf | $1,934 | $161 |
| 25 | Lexus NX 250 | $1,954 | $163 |
| 26 | Honda Civic | $1,958 | $163 |
| 27 | Volkswagen Atlas | $1,960 | $163 |
| 28 | Acura Integra | $1,964 | $164 |
| 29 | Volkswagen Atlas Cross Sport | $1,968 | $164 |
| 30 | Subaru Forester | $1,970 | $164 |
| 31 | Kia Seltos | $1,974 | $165 |
| 32 | GMC Terrain | $1,978 | $165 |
| 33 | Nissan Rogue | $1,986 | $166 |
| 34 | Hyundai Kona | $1,988 | $166 |
| 35 | Mazda CX-30 | $1,992 | $166 |
| 36 | Cadillac XT4 | $1,994 | $166 |
| 37 | Volkswagen ID4 | $2,002 | $167 |
| 38 | Ford Explorer | $2,004 | $167 |
| 39 | Toyota Highlander | $2,010 | $168 |
| 40 | Ford Escape | $2,014 | $168 |
| 41 | Honda Odyssey | $2,018 | $168 |
| 42 | Toyota Venza | $2,018 | $168 |
| 43 | Nissan Sentra | $2,024 | $169 |
| 44 | Hyundai Ioniq 6 | $2,030 | $169 |
| 45 | Subaru Impreza | $2,030 | $169 |
| 46 | Chevrolet Equinox | $2,034 | $170 |
| 47 | Toyota RAV4 | $2,038 | $170 |
| 48 | Mazda MX-5 Miata | $2,044 | $170 |
| 49 | Mazda MX-30 | $2,050 | $171 |
| 50 | Hyundai Tucson | $2,052 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 22, 2024
A table showing 50 vehicle rankings doesn’t do a great job of providing the full picture of the cost of car insurance. But considering we track over 700 vehicles, a ton of models get left out. Let’s try a different approach and list the vehicles with the best rates a different way, by segment.
The section below illustrates the cost of car insurance based on automotive segment. The average rates shown should give you a good understanding of the types of vehicles that have the overall cheapest Little Rock auto insurance rates. If you read beyond the chart, the next six sections will break out the vehicles with the cheapest insurance rates in the more popular segments.
Little Rock auto insurance rates by vehicle segment
If you’re shopping for a new vehicle, it’s important to know which styles of vehicles are more affordable to insure.
For instance, some common questions are if midsize SUVs have cheaper insurance than small SUVs or if heavy duty pickups have more expensive insurance than half-ton pickups.
The chart below displays average car insurance rates by segment in Little Rock. From an overall average perspective, small SUVs and midsize pickups tend to have the best average rates, with high-performance exotic models having the most expensive average insurance cost.
Car insurance rates by segment are sufficient for making a general comparison, but auto insurance cost varies substantially within each vehicle segment displayed in the above chart.
For example, in the small car segment, average Little Rock insurance rates range from the Toyota GR Corolla costing $1,918 per year for a full coverage policy to the Toyota Mirai at $2,750 per year, a difference of $832 within that segment.
Also, in the large truck segment, the cost of insurance ranges from the Nissan Titan at $2,068 per year to the Toyota Tundra at $2,632 per year, a difference of $564 within that segment.
In the next sections of the article, we will remove much of this variability by comparing the cost of car insurance in Little Rock for specific vehicles rather than by segments.
Cheapest cars to insure in Little Rock
When comparing 2024 models, the top five cheapest cars (excluding luxury models) to insure in Little Rock are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. Insurance rates for these vehicles range from $1,918 to $2,030 per year.
Other cars that rank well in our comparison include the Hyundai Ioniq 6, Honda Accord, Chevrolet Malibu, and Kia K5, with an average car insurance cost of $2,142 per year or less.
Car insurance rates for this segment in Little Rock for the average driver starts at an average of $160 per month, depending on the company. The rate comparison table below ranks the twenty cars with the cheapest average car insurance rates in Little Rock, starting with the Toyota GR Corolla at $1,918 per year and ending with the Mazda 3 at $2,284 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,918 | $160 |
| Nissan Leaf | Compact | $1,934 | $161 |
| Honda Civic | Compact | $1,958 | $163 |
| Nissan Sentra | Compact | $2,024 | $169 |
| Hyundai Ioniq 6 | Midsize | $2,030 | $169 |
| Subaru Impreza | Compact | $2,030 | $169 |
| Toyota Prius | Compact | $2,064 | $172 |
| Kia K5 | Midsize | $2,126 | $177 |
| Honda Accord | Midsize | $2,134 | $178 |
| Chevrolet Malibu | Midsize | $2,142 | $179 |
| Toyota Corolla | Compact | $2,154 | $180 |
| Kia Forte | Compact | $2,156 | $180 |
| Volkswagen Arteon | Midsize | $2,172 | $181 |
| Nissan Versa | Compact | $2,180 | $182 |
| Subaru Legacy | Midsize | $2,180 | $182 |
| Mitsubishi Mirage G4 | Compact | $2,232 | $186 |
| Volkswagen Jetta | Compact | $2,234 | $186 |
| Toyota Crown | Midsize | $2,236 | $186 |
| Hyundai Sonata | Midsize | $2,238 | $187 |
| Mazda 3 | Compact | $2,284 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arkansas.
Cheapest SUVs to insure in Little Rock
When comparing 2024 models, the top five most affordable non-luxury SUVs to insure in Little Rock are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average rates for for these five SUVs range from $1,632 to $1,760 per year.
Other SUVs that rank well in our comparison include the Toyota Corolla Cross, Ford Bronco Sport, Mazda CX-5, and Buick Envision, with average rates of $1,810 per year or less.
Ranking between positions 10 and 20, SUVs like the Subaru Outback, Buick Encore, Honda HR-V, Volkswagen Tiguan, and Buick Envista average between $1,810 and $1,922 per year to insure.
From a cost per month standpoint, full-coverage insurance in Little Rock on this segment for an average middle-age driver starts at an average of $136 per month, depending on your company and location.
If prices are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Little Rock is the Subaru Crosstrek at $1,632 per year, or $136 per month. For midsize SUVs, the Honda Passport has the cheapest rates at $1,760 per year, or $147 per month. And for large SUVs, the Chevrolet Tahoe has the cheapest rates at $2,074 per year, or $173 per month.
The comparison table below ranks the SUVs with the cheapest insurance rates in Little Rock, starting with the Subaru Crosstrek at $1,632 per year and ending with the Honda HR-V at $1,922 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,632 | $136 |
| Chevrolet Trailblazer | Compact | $1,660 | $138 |
| Kia Soul | Compact | $1,724 | $144 |
| Nissan Kicks | Compact | $1,738 | $145 |
| Honda Passport | Midsize | $1,760 | $147 |
| Buick Envision | Compact | $1,770 | $148 |
| Toyota Corolla Cross | Compact | $1,782 | $149 |
| Hyundai Venue | Compact | $1,794 | $150 |
| Mazda CX-5 | Compact | $1,802 | $150 |
| Ford Bronco Sport | Compact | $1,810 | $151 |
| Volkswagen Tiguan | Compact | $1,830 | $153 |
| Nissan Murano | Midsize | $1,856 | $155 |
| Buick Encore | Compact | $1,876 | $156 |
| Subaru Outback | Midsize | $1,882 | $157 |
| Honda CR-V | Compact | $1,884 | $157 |
| Buick Envista | Midsize | $1,888 | $157 |
| Volkswagen Taos | Compact | $1,892 | $158 |
| Kia Niro | Compact | $1,894 | $158 |
| Honda HR-V | Compact | $1,922 | $160 |
| Subaru Ascent | Midsize | $1,922 | $160 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 23, 2024
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Little Rock car insurance quotes from the best companies in Arkansas.
Cheapest luxury cars to insure in Little Rock
The cheapest luxury cars to insure in Little Rock are the Acura Integra at $1,964 per year, the BMW 330i at $2,250 per year, and the Mercedes-Benz CLA250 at $2,274 per year.
Some other luxury cars that have good average insurance rates are the Genesis G70, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus ES 350, with an average cost to insure of $2,324 per year or less.
Some additional luxury cars that make the list include the Lexus IS 350, BMW 330e, BMW 230i, and Lexus ES 250, which cost between $2,324 and $2,478 per year for auto insurance in Little Rock.
From a cost per month standpoint, car insurance in this segment for an average middle-age driver will start around $164 per month, depending on your location and insurance company.
If vehicle size is considered, the cheapest compact luxury car to insure in Little Rock is the Acura Integra at $1,964 per year, or $164 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,274 per year, or $190 per month. And for full-size luxury car models, the Audi A5 has the most affordable rates at $2,616 per year, or $218 per month.
The rate comparison table below ranks the twenty cars with the most affordable car insurance rates in Little Rock, starting with the Acura Integra at $1,964 per year ($164 per month) and ending with the Audi S3 at $2,478 per year ($207 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,964 | $164 |
| BMW 330i | Compact | $2,250 | $188 |
| Mercedes-Benz CLA250 | Midsize | $2,274 | $190 |
| Lexus IS 300 | Midsize | $2,276 | $190 |
| Acura TLX | Compact | $2,286 | $191 |
| Cadillac CT4 | Compact | $2,306 | $192 |
| Lexus ES 350 | Midsize | $2,306 | $192 |
| Genesis G70 | Compact | $2,314 | $193 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,316 | $193 |
| Lexus IS 350 | Compact | $2,324 | $194 |
| Lexus RC 300 | Midsize | $2,324 | $194 |
| Jaguar XF | Midsize | $2,338 | $195 |
| Cadillac CT5 | Midsize | $2,380 | $198 |
| Lexus ES 250 | Midsize | $2,390 | $199 |
| Lexus RC 350 | Compact | $2,396 | $200 |
| BMW 330e | Compact | $2,400 | $200 |
| BMW 228i | Compact | $2,402 | $200 |
| BMW 230i | Compact | $2,422 | $202 |
| Lexus ES 300h | Midsize | $2,424 | $202 |
| Audi S3 | Compact | $2,478 | $207 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 23, 2024
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Little Rock car insurance quotes from the best auto insurance companies in Arkansas.
Cheapest luxury SUVs to insure in Little Rock
The top-ranked model in Little Rock for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, at $1,846 per year. Second place is the Lexus NX 250 costing $1,954 per year, the third cheapest is the Cadillac XT4, costing an average of $1,994 per year, and ranking fourth is the Jaguar E-Pace, costing an average of $2,066 per year.
Additional models that have affordable insurance rates are the Lexus UX 250h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus NX 350h, with average rates of $2,130 per year or less.
Car insurance rates in Little Rock for this segment for a middle-age safe driver can cost as low as $154 per month, depending on where you live.
The lowest-cost compact luxury SUV to insure in Little Rock is the Acura RDX at $1,846 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $2,066 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,478 per year.
The next table ranks the twenty SUVs with the most affordable car insurance in Little Rock, starting with the Acura RDX at $154 per month and ending with the Lexus NX 350 at $185 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,846 | $154 |
| Lexus NX 250 | Compact | $1,954 | $163 |
| Cadillac XT4 | Compact | $1,994 | $166 |
| Jaguar E-Pace | Midsize | $2,066 | $172 |
| Lexus NX 350h | Compact | $2,084 | $174 |
| Cadillac XT5 | Midsize | $2,086 | $174 |
| Lincoln Corsair | Compact | $2,110 | $176 |
| Mercedes-Benz GLB 250 | Compact | $2,114 | $176 |
| Lexus UX 250h | Compact | $2,118 | $177 |
| Lexus NX 450h | Compact | $2,130 | $178 |
| Infiniti QX50 | Midsize | $2,148 | $179 |
| Mercedes-Benz GLA250 | Compact | $2,148 | $179 |
| Cadillac XT6 | Midsize | $2,162 | $180 |
| Mercedes-Benz GLA35 AMG | Compact | $2,162 | $180 |
| Infiniti QX60 | Midsize | $2,174 | $181 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,176 | $181 |
| Land Rover Evoque | Compact | $2,206 | $184 |
| Acura MDX | Midsize | $2,208 | $184 |
| Lexus RX 350 | Midsize | $2,210 | $184 |
| Lexus NX 350 | Compact | $2,216 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 23, 2024
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Need rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Little Rock car insurance quotes from the best companies in Arkansas.
Cheapest sports car insurance rates in Little Rock
Ranked at #1 in Little Rock for cheapest insurance in the sports car segment is the Mazda MX-5 Miata, with a cost of $2,044 per year. Second place is the Toyota GR86 costing $2,328 per year, the third most affordable is the Ford Mustang, costing an average of $2,432 per year, and ranking fourth is the BMW Z4, at an average of $2,440 per year.
Not the cheapest sports cars to insure, but still affordable, are models like the Subaru BRZ, Toyota GR Supra, BMW M2, and Lexus RC F, with an average car insurance cost of $2,644 per year or less.
On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $170 per month, depending on the company and your location. The table below ranks the twenty sports cars with the cheapest car insurance rates in Little Rock, starting with the Mazda MX-5 Miata at $2,044 per year and ending with the Porsche Taycan at $3,742 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,044 | $170 |
| Toyota GR86 | Sports Car | $2,328 | $194 |
| Ford Mustang | Sports Car | $2,432 | $203 |
| BMW Z4 | Sports Car | $2,440 | $203 |
| Subaru WRX | Sports Car | $2,480 | $207 |
| Toyota GR Supra | Sports Car | $2,482 | $207 |
| BMW M2 | Sports Car | $2,554 | $213 |
| Nissan Z | Sports Car | $2,558 | $213 |
| Lexus RC F | Sports Car | $2,610 | $218 |
| Subaru BRZ | Sports Car | $2,644 | $220 |
| BMW M3 | Sports Car | $2,792 | $233 |
| Porsche 718 | Sports Car | $2,846 | $237 |
| Chevrolet Camaro | Sports Car | $2,872 | $239 |
| Chevrolet Corvette | Sports Car | $3,062 | $255 |
| Porsche 911 | Sports Car | $3,166 | $264 |
| BMW M4 | Sports Car | $3,298 | $275 |
| Lexus LC 500 | Sports Car | $3,314 | $276 |
| Jaguar F-Type | Sports Car | $3,486 | $291 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,658 | $305 |
| Porsche Taycan | Sports Car | $3,742 | $312 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 22, 2024
Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Little Rock.
Cheapest pickup truck insurance rates in Little Rock
The top three pickups with the most affordable auto insurance rates in Little Rock are the Chevrolet Colorado at $1,890 per year, the Nissan Titan at $2,068 per year, and the Nissan Frontier at $2,088 per year.
Additional pickups that have affordable insurance rates are the GMC Sierra 2500 HD, Hyundai Santa Cruz, GMC Canyon, and Honda Ridgeline, with average insurance cost of $2,274 per year or less.
On a monthly basis, full-coverage auto insurance on this segment in Little Rock for a safe driver starts at around $158 per month, depending on the company and your location.
The comparison table below ranks the twenty pickups with the most affordable auto insurance rates in Little Rock, starting with the Chevrolet Colorado at $1,890 per year ($158 per month) and ending with the Ram Truck at $2,556 per year ($213 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,890 | $158 |
| Nissan Titan | Full-size | $2,068 | $172 |
| Nissan Frontier | Midsize | $2,088 | $174 |
| Ford Ranger | Midsize | $2,112 | $176 |
| Ford Maverick | Midsize | $2,144 | $179 |
| Honda Ridgeline | Midsize | $2,192 | $183 |
| Hyundai Santa Cruz | Midsize | $2,228 | $186 |
| Toyota Tacoma | Midsize | $2,238 | $187 |
| GMC Sierra 2500 HD | Heavy Duty | $2,250 | $188 |
| GMC Canyon | Midsize | $2,274 | $190 |
| Jeep Gladiator | Midsize | $2,328 | $194 |
| GMC Sierra 3500 | Heavy Duty | $2,340 | $195 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,362 | $197 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,426 | $202 |
| GMC Sierra | Full-size | $2,440 | $203 |
| Nissan Titan XD | Heavy Duty | $2,442 | $204 |
| Chevrolet Silverado | Full-size | $2,444 | $204 |
| Ford F150 | Full-size | $2,472 | $206 |
| GMC Hummer EV Pickup | Full-size | $2,536 | $211 |
| Ram Truck | Full-size | $2,556 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Little Rock, AR Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see rates for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Little Rock car insurance quotes from top-rated auto insurance companies in Arkansas.
Best practices for saving money on car insurance
Resourceful drivers in Little Rock are always looking to reduce their monthly auto insurance expenses. So review the savings tips in the list below and it’s very possible you can save some money the next time you need to insure a vehicle.
- Lots of discounts equals cheaper car insurance. Savings may be available if the policyholders drive a vehicle with safety or anti-theft features, work in certain occupations, are senior citizens, are accident-free, are good students, or many other discounts which could save the average Little Rock driver as much as $376 per year on their insurance cost.
- Raising physical damage deductibles lowers cost. Raising deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Great credit can mean great car insurance rates. Having a credit score over 800 could save $348 per year over a credit score ranging from 670-739. Conversely, a poor credit score could cost around $403 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Tickets and violations can cost a lot. If you want to get cheap car insurance in Little Rock, it pays to drive conservatively. Just one or two minor lapses of judgement on your driving record have the consequences of increasing insurance policy cost by as much as $584 per year.
- Buy vehicles that are cheaper to insure. The type of vehicle you drive has a huge impact on the price you pay for insurance. For example, a Hyundai Kona costs $884 less per year to insure in Little Rock than a Chevrolet Camaro. Lower performance vehicles save money.