Arkansas Car Insurance Cost for 2023

How much does Arkansas car insurance cost? We find out how Arkansas ranks compared to other states as well as the cheapest cars, trucks, and SUVs to insure.

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What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,846, which is 9.6% more expensive than the national average rate of $1,685. The average cost per month costs approximately $154 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Arkansas car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Arkansas zip codes.Data last updated on December 30, 2022
Average Car Insurance Cost in Arkansas
Average Car Insurance Cost in Arkansas
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,108$259
$500$3,672$306
$250$4,266$356
30$1,000$1,628$136
$500$1,944$162
$250$2,274$190
40$1,000$1,560$130
$500$1,846$154
$250$2,148$179
50$1,000$1,422$119
$500$1,682$140
$250$1,952$163
60$1,000$1,394$116
$500$1,650$138
$250$1,914$160

The rates shown in the chart above are averaged for all 2023 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Arkansas car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Arkansas Zip Codes.Data last updated on December 30, 2022
Arkansas Car Insurance Rates for Popular Vehicles
Arkansas Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda HR-V$1,534$128
Honda CR-V$1,566$131
Ford Explorer$1,572$131
Ford Ranger$1,638$137
Chevrolet Equinox$1,660$138
Nissan Rogue$1,698$142
Toyota RAV4$1,708$142
Toyota Camry$1,754$146
Honda Pilot$1,774$148
Honda Civic$1,806$151
Ford F150$1,878$157
Hyundai Santa Fe$1,894$158
Ford Mustang$2,002$167
Jeep Cherokee$2,004$167
Hyundai Elantra$2,018$168
Ram Truck$2,018$168
Chevrolet Silverado$2,020$168
Jeep Wrangler$2,044$170
Chevrolet Corvette$2,276$190

The car insurance rates for the twenty popular vehicles above range from $1,566 per year for a Honda CR-V to $2,276 per year for a Chevy Corvette, or $131 to $190 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 5.2% less than Oklahoma, 12.7% more than Texas, 12.1% less than Louisiana, 7.2% more than Mississippi, 10% more than Tennessee, and 7.2% less than Missouri.

The average cost of car insurance in the United States is $1,685 per year, so Arkansas costs $161 more per year, which is 9.6%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.

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Arkansas Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in Arkansas Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
North Carolina$1,100-$746
Virginia$1,174-$672
South Carolina$1,480-$366
West Virginia$1,572-$274
Alabama$1,586-$260
Tennessee$1,678-$168
Mississippi$1,722-$124
Georgia$1,802-$44
Arkansas$1,846--
Kentucky$1,888$42
Louisiana$2,100$254
Florida$2,196$350

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 9.6% cheaper than New York, 23.5% cheaper than Michigan, 2.4% cheaper than Colorado, 12.5% cheaper than Nevada, and 13.5% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Subaru Crosstrek, Nissan Kicks, and Buick Envision.

Some other vehicles that rank in the top 20 in our car insurance price comparison are the Subaru Impreza, Honda HR-V, Subaru Forester, and Acura RDX. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,566 or less per year ($131 per month).

For luxury models, some of the cheapest vehicles to insure are the Acura Integra at $1,658 per year, the Acura RDX at $1,538 per year, the Cadillac CT5 at $1,986 per year, the Lexus RX 350 at $1,652 per year, the Audi A5 at $2,072 per year, and the Volvo XC90 at $1,902 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2023 model year vehicles are considered for this list, including luxury models.

Top 50 Cheapest Vehicles to Insure in Arkansas
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,396$116
2Subaru Crosstrek$1,408$117
3Nissan Kicks$1,416$118
4Honda Passport$1,432$119
5Nissan Rogue Sport$1,440$120
6Mazda CX-5$1,450$121
7Buick Encore$1,472$123
8Buick Envision$1,474$123
9Kia Seltos$1,494$125
10Subaru Ascent$1,498$125
11Hyundai Venue$1,504$125
12Subaru Impreza$1,526$127
13Ford Maverick$1,532$128
14Honda HR-V$1,534$128
15Chevrolet Colorado$1,536$128
16Acura RDX$1,538$128
17Hyundai Kona$1,548$129
18Subaru Forester$1,556$130
19Ford Edge$1,564$130
20Honda CR-V$1,566$131
21Mazda CX-30$1,570$131
22Ford Explorer$1,572$131
23Volkswagen Atlas$1,576$131
24Chevrolet Trax$1,586$132
25Nissan Murano$1,586$132
26Subaru Outback$1,588$132
27Nissan Frontier$1,592$133
28Volkswagen Tiguan$1,602$134
29Ford Bronco Sport$1,608$134
30Fiat 500X$1,636$136
31Ford Ranger$1,638$137
32GMC Terrain$1,640$137
33Kia Soul$1,642$137
34Mitsubishi Eclipse Cross$1,646$137
35Volkswagen Atlas Cross Sport$1,648$137
36Lexus RX 350$1,652$138
37Acura Integra$1,658$138
38Chevrolet Equinox$1,660$138
39Cadillac XT4$1,666$139
40Toyota Corolla Cross$1,666$139
41Volkswagen Taos$1,672$139
42GMC Canyon$1,676$140
43Toyota Venza$1,682$140
44Mazda CX-50$1,684$140
45Honda Odyssey$1,686$141
46Volkswagen Jetta$1,686$141
47Hyundai Tucson$1,688$141
48Toyota Tacoma$1,688$141
49Ford Escape$1,692$141
50Kia Sorento$1,692$141

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
    Top 50 Cheapest Vehicles to Insure in Arkansas

    Cheapest vehicles to insure by automotive segment

    The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

    Cheapest car insurance rates in Arkansas

    The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Volkswagen Jetta, and Subaru Legacy.

    Top 20 Cheapest Cars to Insure in Arkansas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,526$127
    Volkswagen JettaCompact$1,686$141
    Subaru LegacyMidsize$1,698$142
    Nissan SentraCompact$1,712$143
    Toyota CorollaCompact$1,732$144
    Volkswagen GolfCompact$1,738$145
    Toyota PriusCompact$1,740$145
    Toyota CamryMidsize$1,754$146
    Mazda 3Compact$1,770$148
    Kia K5Midsize$1,780$148
    Chevrolet MalibuMidsize$1,798$150
    Chrysler 300Full-size$1,800$150
    Honda CivicCompact$1,806$151
    Kia ForteCompact$1,810$151
    Mitsubishi Mirage G4Compact$1,820$152
    Nissan LeafCompact$1,860$155
    Honda AccordMidsize$1,866$156
    Toyota CrownMidsize$1,874$156
    Tesla Model 3Midsize$1,886$157
    Volkswagen ArteonMidsize$1,936$161

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
      Top 20 Cheapest Cars to Insure in Arkansas

      Cheapest SUV insurance rates in Arkansas

      The cheapest SUV to insure in Arkansas is the Chevrolet Trailblazer at $1,396 per year, with the Subaru Crosstrek, Nissan Kicks, and Honda Passport not far behind in the rankings.

      Top 20 Cheapest SUV Insurance Rates in Arkansas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,396$116
      Subaru CrosstrekCompact$1,408$117
      Nissan KicksCompact$1,416$118
      Honda PassportMidsize$1,432$119
      Nissan Rogue SportCompact$1,440$120
      Mazda CX-5Compact$1,450$121
      Buick EncoreCompact$1,472$123
      Buick EnvisionCompact$1,474$123
      Kia SeltosCompact$1,494$125
      Subaru AscentMidsize$1,498$125
      Hyundai VenueCompact$1,504$125
      Honda HR-VCompact$1,534$128
      Hyundai KonaCompact$1,548$129
      Subaru ForesterCompact$1,556$130
      Ford EdgeMidsize$1,564$130
      Honda CR-VCompact$1,566$131
      Mazda CX-30Compact$1,570$131
      Ford ExplorerMidsize$1,572$131
      Volkswagen AtlasMidsize$1,576$131
      Chevrolet TraxCompact$1,586$132

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
        Top 20 Cheapest SUV Insurance Rates in Arkansas

        Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

        Cheapest pickup truck insurance in Arkansas

        The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

        Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,532$128
        Chevrolet ColoradoMidsize$1,536$128
        Nissan FrontierMidsize$1,592$133
        Ford RangerMidsize$1,638$137
        GMC CanyonMidsize$1,676$140
        Toyota TacomaMidsize$1,688$141
        Hyundai Santa CruzMidsize$1,716$143
        Nissan TitanFull-size$1,826$152
        Honda RidgelineMidsize$1,834$153
        Ford F150Full-size$1,878$157
        GMC Sierra 2500 HDHeavy Duty$1,892$158
        Jeep GladiatorMidsize$1,920$160
        Toyota TundraFull-size$1,942$162
        GMC Sierra 3500Heavy Duty$1,948$162
        GMC SierraFull-size$2,014$168
        Ram TruckFull-size$2,018$168
        Chevrolet SilveradoFull-size$2,020$168
        Chevrolet Silverado HD 2500Heavy Duty$2,026$169
        Chevrolet Silverado HD 3500Heavy Duty$2,030$169
        Nissan Titan XDHeavy Duty$2,062$172

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
          Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

          Cheapest luxury car insurance in Arkansas

          Luxury cars like the Acura Integra, BMW 330i, and Acura TLX have very good average car insurance rates in Arkansas. Other popular models that rank well are the Cadillac CT4, Genesis G70, and Cadillac CT5.

          The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

          Top 20 Cheapest Luxury Cars to Insure in Arkansas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura IntegraCompact$1,658$138
          BMW 330iCompact$1,874$156
          Acura TLXCompact$1,904$159
          Cadillac CT4Compact$1,928$161
          Genesis G70Compact$1,966$164
          Cadillac CT5Midsize$1,986$166
          Lexus ES 350Midsize$1,990$166
          BMW 330eCompact$1,998$167
          Lexus ES 250Midsize$2,000$167
          BMW 228iCompact$2,008$167
          Lexus RC 300Midsize$2,008$167
          Mercedes-Benz AMG CLA35Midsize$2,012$168
          Audi A3Midsize$2,018$168
          BMW 230iCompact$2,020$168
          Mercedes-Benz C300Compact$2,036$170
          Audi A4Compact$2,044$170
          Lexus RC 350Compact$2,046$171
          Mercedes-Benz AMG CLA45Midsize$2,058$172
          Audi S3Compact$2,060$172
          Volvo S60Compact$2,062$172

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
            Top 20 Cheapest Luxury Cars to Insure in Arkansas

            Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

            Cheapest luxury SUV insurance in Arkansas

            The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,538 per year, with the Lexus RX 350 coming in second at $1,538 per year, and the Cadillac XT4 in third place at $1,666 per year.

            Top 20 Cheapest Luxury SUVs to Insure in Arkansas
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,538$128
            Lexus RX 350Midsize$1,652$138
            Cadillac XT4Compact$1,666$139
            Volvo XC40Compact$1,696$141
            Infiniti QX50Midsize$1,708$142
            Lexus UX 250hCompact$1,726$144
            Cadillac XT5Midsize$1,752$146
            Mercedes-Benz GLA250Compact$1,792$149
            Cadillac XT6Midsize$1,796$150
            Mercedes-Benz GLB 250Compact$1,798$150
            Lexus NX 250Compact$1,820$152
            Acura MDXMidsize$1,836$153
            Lexus NX 350hCompact$1,842$154
            Lexus NX 350Compact$1,854$155
            Lincoln CorsairCompact$1,854$155
            Lexus NX 450hCompact$1,858$155
            Lincoln NautilusMidsize$1,868$156
            BMW X1Compact$1,872$156
            Alfa Romeo TonaleCompact$1,874$156
            Mercedes-Benz GLC300Compact$1,880$157

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
              Top 20 Cheapest Luxury SUVs to Insure in Arkansas

              Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

              Cargo van and minivan insurance rates in Arkansas

              The cheapest van or minivan to insure in Arkansas is the Chevrolet Express at $1,588 per year, or $132 per month. The second cheapest to insure is the Ford Transit Connect at $1,608 per year, and the third cheapest is the Honda Odyssey at $1,686 per year.

              Full-size and Minivan Insurance Rates in Arkansas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ExpressFull-size Van$1,588$132
              Ford Transit ConnectMidsize Van$1,608$134
              Honda OdysseyMinivan$1,686$141
              Ford TransitFull-size Van$1,730$144
              GMC SavanaFull-size Van$1,734$145
              Ram PromasterFull-size Van$1,788$149
              Chrysler PacificaMinivan$1,806$151
              Kia CarnivalMinivan$1,850$154
              Toyota SiennaMinivan$1,894$158

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
                Full-size and Minivan Insurance Rates in Arkansas

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Arkansas

                The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,704 per year. Second place ranking for cheapest sports car insurance goes to the Audi TT at an average of $1,912 per year, with the Ford Mustang coming in third at $2,002.

                Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$1,704$142
                Audi TTSports Car$1,912$159
                Ford MustangSports Car$2,002$167
                BMW Z4Sports Car$2,016$168
                Subaru WRXSports Car$2,040$170
                Nissan ZSports Car$2,070$173
                Toyota GR SupraSports Car$2,104$175
                BMW M2Sports Car$2,130$178
                Toyota GR86Sports Car$2,132$178
                Subaru BRZSports Car$2,226$186
                Chevrolet CorvetteSports Car$2,276$190
                BMW M3Sports Car$2,326$194
                Lexus RC FSports Car$2,376$198
                Porsche 718Sports Car$2,378$198
                Chevrolet CamaroSports Car$2,414$201
                Mercedes-Benz AMG GT53Sports Car$2,562$214
                Jaguar F-TypeSports Car$2,648$221
                Porsche TaycanSports Car$2,708$226
                BMW M4Sports Car$2,742$229
                Lexus LC 500Sports Car$2,776$231

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on December 30, 2022
                  Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas

                  Average rates in large Arkansas cities

                  Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.