Arkansas Car Insurance Cost for 2021

• The average cost of car insurance in Arkansas is $1,454 per year, or $121 per month.
• When compared to nearby states, Arkansas ranks eighth out of 12 Southeast region states for cheapest car insurance quotes. It ranks 35th out of all 50 U.S. states.
• Models with cheap Arkansas car insurance include compact SUVs like the Honda CR-V, compact cars like the Subaru Impreza, and midsize pickups like the Toyota Tacoma.

What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,454, which is 4.5% less than the national average rate of $1,523. The average cost per month costs approximately $121 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

The rates shown in the chart above are averaged for all 2021 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state. The Toyota Camry rate in the chart is right at the average rate for all vehicles, so any models above the Camry have below-average car insurance cost, while any models below the Camry have above-average cost.

The car insurance rates for the twenty popular vehicles above range from $1,096 per year for a Honda CR-V to $1,870 per year for a Chevy Corvette, or $91 to $156 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 11% less than Oklahoma, 1.2% less than Texas, 35.2% more than Lousiana, 7.5% more than Mississippi, 15.9% more than Tennessee, and 9.2% more than Missouri.

The average cost of car insurance in the United States is $1,523 per year, so Arkansas costs $69 less per year, which is 4.5%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 8th out of the 12 Southeast states for cheapest average rates.

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 13.6% cheaper than New York, 46.5% cheaper than Michigan, 10.2% cheaper than Colorado, 14.4% cheaper than Nevada, and 13.2% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

Popular vehicles that have cheap overall car insurance quotes in Arkansas include the Subaru Forester at $1,082 per year, the Ford Edge at $1,158 per year, the Kia Telluride at $1,228 per year, and the Toyota Tacoma at $1,230 per year.

Other vehicle models that have the cheapest rates in their respective segments are the Volkswagen Golf (compact car) at $1,160 per year, the Mazda 6 (midsize car) at $1,352 per year, the Kia Cadenza (full-size car) at $1,480 per year, the Toyota Sequoia (full-size SUV) at $1,440 per year, and the Ford F150 (full-size pickup) at $1,392 per year.

For luxury models, some of the cheapest vehicles to insure are the Mercedes-Benz A220 at $1,428 per year, the Acura ILX at $1,362 per year, the Volvo S90 at $1,588 per year, and the Volvo XC90 at $1,398 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2021 model year vehicles are considered for this list, including luxury models.

Cheapest vehicles to insure by automotive segment

The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

Cheapest car insurance rates in Arkansas

The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Volkswagen Golf, Chevy Spark, Subaru Impreza, Kia Rio5, and Toyota Corolla, which are all compact models.

Cheapest SUV insurance rates in Arkansas

The cheapest SUVs to insure in Arkansas are both compact SUVs. The Subaru Forester costs an average of $1,082 per year to insure and the Honda CR-V costs $1,096 per year.

Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

Cheapest pickup truck insurance in Arkansas

The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

Cheapest luxury car insurance in Arkansas

Luxury cars like the Acura ILX, Mercedes A220, and Volvo S60 have very good average car insurance rates in Arkansas. Other popular models that rank well are the Lexus ES 350, BMW i3, and Audi S3.

The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

Cheapest luxury SUV insurance in Arkansas

The cheapest luxury SUV to insure in Arkansas is the Volvo XC40 at $1,202 per year, with the Acura RDX coming in second at $1,258 per year, and the Cadillac XT4 in third place at $1,298 per year.

Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

Cargo van and minivan insurance rates in Arkansas

The cheapest minivan to insure in Arkansas is the Kia Sedona at $1,234 per year, or $103 per month. For utility vans, the Ram Promaster City is the cheapest to insure in Arkansas at an average annual cost of $1,140.

See our minivan car insurance rates page for additional data and models.

Sports car and exotic car insurance rates in Arkansas

The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,334 per year. Second place ranking for cheapest sports car insurance goes to the Ford Mustang at an average of $1,628 per year, with the Audi TT coming in third at $1,646.

Average rates in large Arkansas cities

Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.

• Little Rock Car Insurance - $1,834 per year or $153 per month
• Fort Smith Car Insurance - $1,488 per year or $124 per month
• Fayetteville Car Insurance - $1,492 per year or $124 per month
• Springdale Car Insurance - $1,500 per year or $125 per month
• Jonesboro Car Insurance - $1,562 per year or $130 per month