Arkansas Car Insurance Cost for 2023

• The average cost of car insurance in Arkansas is $1,846 per year, or $154 per month.
• When compared to nearby states, Arkansas ranks ninth out of 12 Southeast region states for cheapest car insurance quotes. It ranks 35^th out of all 50 U.S. states.
• Models with cheap Arkansas car insurance include compact SUVs like the Chevrolet Trailblazer, compact cars like the Subaru Impreza, and small pickups like the Ford Maverick.

What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,846, which is 9.1% more expensive than the national average rate of $1,685. The average cost per month costs approximately $154 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

The rates shown in the chart above are averaged for all 2023 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state.

The car insurance rates for the twenty popular vehicles above range from $1,566 per year for a Honda CR-V to $2,276 per year for a Chevy Corvette, or $131 to $190 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 5.4% less than Oklahoma, 11.9% more than Texas, 12.9% less than Louisiana, 7% more than Mississippi, 9.5% more than Tennessee, and 7.5% less than Missouri.

The average cost of car insurance in the United States is $1,685 per year, so Arkansas costs $161 more per year, which is 9.1%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 10.1% cheaper than New York, 26.7% cheaper than Michigan, 2.5% cheaper than Colorado, 13.3% cheaper than Nevada, and 14.5% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Subaru Crosstrek, Nissan Kicks, and Buick Envision.

Some other vehicles that rank in the top 20 in our car insurance price comparison are the Subaru Impreza, Honda HR-V, Subaru Forester, and Acura RDX. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,566 or less per year ($131 per month).

For luxury models, some of the cheapest vehicles to insure are the Acura Integra at $1,658 per year, the Acura RDX at $1,538 per year, the Cadillac CT5 at $1,986 per year, the Lexus RX 350 at $1,652 per year, the Audi A5 at $2,072 per year, and the Volvo XC90 at $1,902 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2023 model year vehicles are considered for this list, including luxury models.

Cheapest vehicles to insure by automotive segment

The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

Cheapest car insurance rates in Arkansas

The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Volkswagen Jetta, and Subaru Legacy.

Cheapest SUV insurance rates in Arkansas

The cheapest SUV to insure in Arkansas is the Chevrolet Trailblazer at $1,396 per year, with the Subaru Crosstrek, Nissan Kicks, and Honda Passport not far behind in the rankings.

Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

Cheapest pickup truck insurance in Arkansas

The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

Cheapest luxury car insurance in Arkansas

Luxury cars like the Acura Integra, BMW 330i, and Acura TLX have very good average car insurance rates in Arkansas. Other popular models that rank well are the Cadillac CT4, Genesis G70, and Cadillac CT5.

The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

Cheapest luxury SUV insurance in Arkansas

The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,538 per year, with the Lexus RX 350 coming in second at $1,538 per year, and the Cadillac XT4 in third place at $1,666 per year.

Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

Cargo van and minivan insurance rates in Arkansas

The cheapest van or minivan to insure in Arkansas is the Chevrolet Express at $1,588 per year, or $132 per month. The second cheapest to insure is the Ford Transit Connect at $1,608 per year, and the third cheapest is the Honda Odyssey at $1,686 per year.

See our minivan car insurance rates page for additional data and models.

Sports car and exotic car insurance rates in Arkansas

The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,704 per year. Second place ranking for cheapest sports car insurance goes to the Audi TT at an average of $1,912 per year, with the Ford Mustang coming in third at $2,002.

Average rates in large Arkansas cities

Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.

• Little Rock Car Insurance - $2,068 per year or $172 per month
• Fort Smith Car Insurance - $1,704 per year or $142 per month
• Fayetteville Car Insurance - $1,714 per year or $143 per month
• Springdale Car Insurance - $1,728 per year or $144 per month
• Jonesboro Car Insurance - $1,786 per year or $149 per month
• Conway Car Insurance - $1,784 per year or $149 per month