Arkansas Car Insurance Cost for 2023

How much does Arkansas car insurance cost? We find out how Arkansas ranks compared to other states as well as the cheapest cars, trucks, and SUVs to insure.

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What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,886, which is 8.7% more expensive than the national average rate of $1,728. The average cost per month costs approximately $157 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Arkansas car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Arkansas zip codes.Data last updated on August 11, 2023
Average Car Insurance Cost in Arkansas
Average Car Insurance Cost in Arkansas
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,174$265
$500$3,750$313
$250$4,356$363
30$1,000$1,664$139
$500$1,984$165
$250$2,320$193
40$1,000$1,590$133
$500$1,886$157
$250$2,192$183
50$1,000$1,450$121
$500$1,716$143
$250$1,992$166
60$1,000$1,426$119
$500$1,686$141
$250$1,958$163

The rates shown in the chart above are averaged for all 2023 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Arkansas car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Arkansas Zip Codes.Data last updated on August 12, 2023
Arkansas Car Insurance Rates for Popular Vehicles
Arkansas Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda HR-V$1,566$131
Honda CR-V$1,598$133
Ford Explorer$1,606$134
Ford Ranger$1,672$139
Chevrolet Equinox$1,696$141
Nissan Rogue$1,734$145
Toyota RAV4$1,748$146
Toyota Camry$1,792$149
Honda Pilot$1,814$151
Honda Civic$1,846$154
Ford F150$1,916$160
Hyundai Santa Fe$1,934$161
Ford Mustang$2,044$170
Jeep Cherokee$2,048$171
Hyundai Elantra$2,058$172
Ram Truck$2,062$172
Chevrolet Silverado$2,064$172
Jeep Wrangler$2,088$174
Chevrolet Corvette$2,326$194

The car insurance rates for the twenty popular vehicles above range from $1,598 per year for a Honda CR-V to $2,326 per year for a Chevy Corvette, or $133 to $194 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 5.1% less than Oklahoma, 11.8% more than Texas, 12.3% less than Louisiana, 6.9% more than Mississippi, 9.3% more than Tennessee, and 7.4% less than Missouri.

The average cost of car insurance in the United States is $1,728 per year, so Arkansas costs $158 more per year, which is 8.7%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.

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Arkansas Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in Arkansas Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
North Carolina$1,142-$744
Virginia$1,210-$676
South Carolina$1,518-$368
West Virginia$1,612-$274
Alabama$1,628-$258
Tennessee$1,718-$168
Mississippi$1,760-$126
Georgia$1,840-$46
Arkansas$1,886--
Kentucky$1,928$42
Louisiana$2,134$248
Florida$2,226$340

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 10% cheaper than New York, 25.5% cheaper than Michigan, 2.3% cheaper than Colorado, 13.1% cheaper than Nevada, and 14.1% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Subaru Crosstrek, Nissan Kicks, and Buick Envision.

Some other vehicles that rank in the top 20 in our car insurance price comparison are the Subaru Impreza, Honda HR-V, Subaru Forester, and Acura RDX. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,598 or less per year ($133 per month).

For luxury models, some of the cheapest vehicles to insure are the Acura Integra at $1,692 per year, the Acura RDX at $1,574 per year, the Cadillac CT5 at $2,030 per year, the Lexus RX 350 at $1,688 per year, the Audi A5 at $2,116 per year, and the Volvo XC90 at $1,946 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2023 model year vehicles are considered for this list, including luxury models.

Top 50 Cheapest Vehicles to Insure in Arkansas
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,428$119
2Subaru Crosstrek$1,442$120
3Nissan Kicks$1,446$121
4Honda Passport$1,464$122
5Nissan Rogue Sport$1,470$123
6Mazda CX-5$1,482$124
7Buick Encore$1,504$125
8Buick Envision$1,510$126
9Kia Seltos$1,528$127
10Subaru Ascent$1,532$128
11Hyundai Venue$1,538$128
12Subaru Impreza$1,560$130
13Ford Maverick$1,566$131
14Honda HR-V$1,566$131
15Chevrolet Colorado$1,570$131
16Acura RDX$1,574$131
17Hyundai Kona$1,582$132
18Subaru Forester$1,592$133
19Ford Edge$1,598$133
20Honda CR-V$1,598$133
21Mazda CX-30$1,604$134
22Ford Explorer$1,606$134
23Volkswagen Atlas$1,612$134
24Chevrolet Trax$1,618$135
25Nissan Murano$1,618$135
26Subaru Outback$1,624$135
27Nissan Frontier$1,628$136
28Volkswagen Tiguan$1,638$137
29Ford Bronco Sport$1,642$137
30Fiat 500X$1,672$139
31Ford Ranger$1,672$139
32GMC Terrain$1,676$140
33Kia Soul$1,678$140
34Mitsubishi Eclipse Cross$1,682$140
35Volkswagen Atlas Cross Sport$1,684$140
36Lexus RX 350$1,688$141
37Acura Integra$1,692$141
38Chevrolet Equinox$1,696$141
39Cadillac XT4$1,700$142
40Toyota Corolla Cross$1,702$142
41Volkswagen Taos$1,708$142
42GMC Canyon$1,712$143
43Toyota Venza$1,718$143
44Mazda CX-50$1,720$143
45Toyota Tacoma$1,720$143
46Volkswagen Jetta$1,722$144
47Honda Odyssey$1,724$144
48Hyundai Tucson$1,726$144
49Ford Escape$1,730$144
50Kia Sorento$1,730$144

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 11, 2023
    Top 50 Cheapest Vehicles to Insure in Arkansas

    Cheapest vehicles to insure by automotive segment

    The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

    Cheapest car insurance rates in Arkansas

    The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Volkswagen Jetta, and Subaru Legacy.

    Top 20 Cheapest Cars to Insure in Arkansas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,560$130
    Volkswagen JettaCompact$1,722$144
    Subaru LegacyMidsize$1,736$145
    Nissan SentraCompact$1,750$146
    Toyota CorollaCompact$1,770$148
    Toyota PriusCompact$1,776$148
    Volkswagen GolfCompact$1,776$148
    Toyota CamryMidsize$1,792$149
    Mazda 3Compact$1,808$151
    Kia K5Midsize$1,818$152
    Chevrolet MalibuMidsize$1,834$153
    Chrysler 300Full-size$1,838$153
    Honda CivicCompact$1,846$154
    Kia ForteCompact$1,850$154
    Mitsubishi Mirage G4Compact$1,858$155
    Nissan LeafCompact$1,900$158
    Honda AccordMidsize$1,906$159
    Toyota CrownMidsize$1,914$160
    Tesla Model 3Midsize$1,924$160
    Volkswagen ArteonMidsize$1,978$165

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 12, 2023
      Top 20 Cheapest Cars to Insure in Arkansas

      Cheapest SUV insurance rates in Arkansas

      The cheapest SUV to insure in Arkansas is the Chevrolet Trailblazer at $1,428 per year, with the Subaru Crosstrek, Nissan Kicks, and Honda Passport not far behind in the rankings.

      Top 20 Cheapest SUV Insurance Rates in Arkansas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,428$119
      Subaru CrosstrekCompact$1,442$120
      Nissan KicksCompact$1,446$121
      Honda PassportMidsize$1,464$122
      Nissan Rogue SportCompact$1,470$123
      Mazda CX-5Compact$1,482$124
      Buick EncoreCompact$1,504$125
      Buick EnvisionCompact$1,510$126
      Kia SeltosCompact$1,528$127
      Subaru AscentMidsize$1,532$128
      Hyundai VenueCompact$1,538$128
      Honda HR-VCompact$1,566$131
      Hyundai KonaCompact$1,582$132
      Subaru ForesterCompact$1,592$133
      Ford EdgeMidsize$1,598$133
      Honda CR-VCompact$1,598$133
      Mazda CX-30Compact$1,604$134
      Ford ExplorerMidsize$1,606$134
      Volkswagen AtlasMidsize$1,612$134
      Chevrolet TraxCompact$1,618$135

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 12, 2023
        Top 20 Cheapest SUV Insurance Rates in Arkansas

        Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

        Cheapest pickup truck insurance in Arkansas

        The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

        Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,566$131
        Chevrolet ColoradoMidsize$1,570$131
        Nissan FrontierMidsize$1,628$136
        Ford RangerMidsize$1,672$139
        GMC CanyonMidsize$1,712$143
        Toyota TacomaMidsize$1,720$143
        Hyundai Santa CruzMidsize$1,752$146
        Nissan TitanFull-size$1,866$156
        Honda RidgelineMidsize$1,872$156
        Ford F150Full-size$1,916$160
        GMC Sierra 2500 HDHeavy Duty$1,930$161
        Jeep GladiatorMidsize$1,960$163
        Toyota TundraFull-size$1,982$165
        GMC Sierra 3500Heavy Duty$1,992$166
        GMC SierraFull-size$2,058$172
        Ram TruckFull-size$2,062$172
        Chevrolet SilveradoFull-size$2,064$172
        Chevrolet Silverado HD 2500Heavy Duty$2,066$172
        Chevrolet Silverado HD 3500Heavy Duty$2,072$173
        Nissan Titan XDHeavy Duty$2,106$176

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 11, 2023
          Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

          Cheapest luxury car insurance in Arkansas

          Luxury cars like the Acura Integra, BMW 330i, and Acura TLX have very good average car insurance rates in Arkansas. Other popular models that rank well are the Cadillac CT4, Genesis G70, and Cadillac CT5.

          The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

          Top 20 Cheapest Luxury Cars to Insure in Arkansas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura IntegraCompact$1,692$141
          BMW 330iCompact$1,916$160
          Acura TLXCompact$1,944$162
          Cadillac CT4Compact$1,968$164
          Genesis G70Compact$2,008$167
          Cadillac CT5Midsize$2,030$169
          Lexus ES 350Midsize$2,032$169
          BMW 330eCompact$2,040$170
          Lexus ES 250Midsize$2,046$171
          BMW 228iCompact$2,050$171
          Lexus RC 300Midsize$2,052$171
          Mercedes-Benz AMG CLA35Midsize$2,056$171
          Audi A3Midsize$2,062$172
          BMW 230iCompact$2,066$172
          Mercedes-Benz C300Compact$2,080$173
          Audi A4Compact$2,088$174
          Lexus RC 350Compact$2,094$175
          Audi S3Compact$2,102$175
          Mercedes-Benz AMG CLA45Midsize$2,102$175
          Volvo S60Compact$2,106$176

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 12, 2023
            Top 20 Cheapest Luxury Cars to Insure in Arkansas

            Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

            Cheapest luxury SUV insurance in Arkansas

            The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,574 per year, with the Lexus RX 350 coming in second at $1,574 per year, and the Cadillac XT4 in third place at $1,700 per year.

            Top 20 Cheapest Luxury SUVs to Insure in Arkansas
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,574$131
            Lexus RX 350Midsize$1,688$141
            Cadillac XT4Compact$1,700$142
            Volvo XC40Compact$1,736$145
            Infiniti QX50Midsize$1,746$146
            Lexus UX 250hCompact$1,764$147
            Cadillac XT5Midsize$1,792$149
            Mercedes-Benz GLA250Compact$1,830$153
            Mercedes-Benz GLB 250Compact$1,834$153
            Cadillac XT6Midsize$1,836$153
            Lexus NX 250Compact$1,858$155
            Acura MDXMidsize$1,878$157
            Lexus NX 350hCompact$1,882$157
            Lexus NX 350Compact$1,894$158
            Lincoln CorsairCompact$1,896$158
            Lexus NX 450hCompact$1,902$159
            Lincoln NautilusMidsize$1,910$159
            BMW X1Compact$1,914$160
            Alfa Romeo TonaleCompact$1,920$160
            Mercedes-Benz GLC300Compact$1,920$160

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 12, 2023
              Top 20 Cheapest Luxury SUVs to Insure in Arkansas

              Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

              Cargo van and minivan insurance rates in Arkansas

              The cheapest van or minivan to insure in Arkansas is the Chevrolet Express at $1,620 per year, or $135 per month. The second cheapest to insure is the Ford Transit Connect at $1,642 per year, and the third cheapest is the Honda Odyssey at $1,724 per year.

              Full-size and Minivan Insurance Rates in Arkansas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ExpressFull-size Van$1,620$135
              Ford Transit ConnectMidsize Van$1,642$137
              Honda OdysseyMinivan$1,724$144
              Ford TransitFull-size Van$1,768$147
              GMC SavanaFull-size Van$1,770$148
              Ram PromasterFull-size Van$1,828$152
              Chrysler PacificaMinivan$1,844$154
              Kia CarnivalMinivan$1,888$157
              Toyota SiennaMinivan$1,936$161

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 11, 2023
                Full-size and Minivan Insurance Rates in Arkansas

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Arkansas

                The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,742 per year. Second place ranking for cheapest sports car insurance goes to the Audi TT at an average of $1,954 per year, with the Ford Mustang coming in third at $2,044.

                Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$1,742$145
                Audi TTSports Car$1,954$163
                Ford MustangSports Car$2,044$170
                BMW Z4Sports Car$2,060$172
                Subaru WRXSports Car$2,082$174
                Nissan ZSports Car$2,114$176
                Toyota GR SupraSports Car$2,150$179
                Toyota GR86Sports Car$2,174$181
                BMW M2Sports Car$2,188$182
                Subaru BRZSports Car$2,272$189
                Chevrolet CorvetteSports Car$2,326$194
                BMW M3Sports Car$2,376$198
                Lexus RC FSports Car$2,426$202
                Porsche 718Sports Car$2,426$202
                Chevrolet CamaroSports Car$2,466$206
                Mercedes-Benz AMG GT53Sports Car$2,616$218
                Jaguar F-TypeSports Car$2,706$226
                Porsche TaycanSports Car$2,766$231
                BMW M4Sports Car$2,802$234
                Lexus LC 500Sports Car$2,834$236

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 12, 2023
                  Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas

                  Average rates in large Arkansas cities

                  Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.