Arkansas Car Insurance Cost for 2021

How much does Arkansas car insurance cost? We find out how Arkansas ranks compared to other states as well as the cheapest cars, trucks, and SUVs to insure.

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What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,454, which is 4.5% less than the national average rate of $1,523. The average cost per month costs approximately $121 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Arkansas car insurance rates for 2021 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Arkansas zip codes.
Average Car Insurance Cost in Arkansas
Average Car Insurance Cost in Arkansas
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,454$205
$500$2,894$241
$250$3,356$280
30$1,000$1,288$107
$500$1,536$128
$250$1,790$149
40$1,000$1,230$103
$500$1,454$121
$250$1,690$141
50$1,000$1,122$94
$500$1,324$110
$250$1,536$128
60$1,000$1,102$92
$500$1,300$108
$250$1,508$126

The rates shown in the chart above are averaged for all 2021 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state. The Toyota Camry rate in the chart is right at the average rate for all vehicles, so any models above the Camry have below-average car insurance cost, while any models below the Camry have above-average cost.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Arkansas car insurance cost is based on 2021 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Arkansas Zip Codes.
Arkansas Car Insurance Rates for Popular Vehicles
Arkansas Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,096$91
Honda Pilot$1,260$105
Nissan Rogue$1,310$109
Chevrolet Equinox$1,316$110
Ford Ranger$1,348$112
Honda Civic$1,366$114
Honda HR-V$1,372$114
Ford F150$1,392$116
Toyota RAV4$1,400$117
Ford Explorer$1,442$120
Toyota Camry$1,454$121
Jeep Wrangler$1,504$125
Hyundai Santa Fe$1,518$127
Chevrolet Silverado$1,522$127
Ram Truck$1,584$132
Ford Mustang$1,628$136
Hyundai Elantra$1,640$137
Jeep Cherokee$1,640$137
Chevrolet Corvette$1,870$156

The car insurance rates for the twenty popular vehicles above range from $1,096 per year for a Honda CR-V to $1,870 per year for a Chevy Corvette, or $91 to $156 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 11% less than Oklahoma, 1.2% less than Texas, 35.2% more than Lousiana, 7.5% more than Mississippi, 15.9% more than Tennessee, and 9.2% more than Missouri.

The average cost of car insurance in the United States is $1,523 per year, so Arkansas costs $69 less per year, which is 4.5%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 8th out of the 12 Southeast states for cheapest average rates.

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Arkansas Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in Arkansas Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
Virginia$974-$480
North Carolina$1,032-$422
Tennessee$1,254-$200
Alabama$1,272-$182
West Virginia$1,346-$108
Mississippi$1,352-$102
South Carolina$1,406-$48
Arkansas$1,454--
Georgia$1,566$112
Kentucky$1,716$262
Florida$2,046$592
Louisiana$2,244$790

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 13.6% cheaper than New York, 46.5% cheaper than Michigan, 10.2% cheaper than Colorado, 14.4% cheaper than Nevada, and 13.2% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

Popular vehicles that have cheap overall car insurance quotes in Arkansas include the Subaru Forester at $1,082 per year, the Ford Edge at $1,158 per year, the Kia Telluride at $1,228 per year, and the Toyota Tacoma at $1,230 per year.

Other vehicle models that have the cheapest rates in their respective segments are the Volkswagen Golf (compact car) at $1,160 per year, the Mazda 6 (midsize car) at $1,352 per year, the Kia Cadenza (full-size car) at $1,480 per year, the Toyota Sequoia (full-size SUV) at $1,440 per year, and the Ford F150 (full-size pickup) at $1,392 per year.

For luxury models, some of the cheapest vehicles to insure are the Mercedes-Benz A220 at $1,428 per year, the Acura ILX at $1,362 per year, the Volvo S90 at $1,588 per year, and the Volvo XC90 at $1,398 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2021 model year vehicles are considered for this list, including luxury models.

Top 50 Cheapest Vehicles to Insure in Arkansas
Rank Make/Model Annual Cost Monthly Cost
1Subaru Forester$1,082$90
2Honda CR-V$1,096$91
3Ram Promaster City$1,140$95
4Mazda CX-3$1,146$96
5Kia Sportage$1,154$96
6Toyota C-HR$1,154$96
7Ford Edge$1,158$97
8Volkswagen Golf$1,160$97
9Mazda CX-5$1,174$98
10Subaru Crosstrek$1,188$99
11Chevrolet Spark$1,198$100
12Volvo XC40$1,202$100
13Hyundai Venue$1,210$101
14Volkswagen Atlas$1,220$102
15Kia Soul$1,224$102
16Hyundai Kona$1,226$102
17Subaru Impreza$1,226$102
18Kia Telluride$1,228$102
19Toyota Tacoma$1,230$103
20Chevrolet Blazer$1,234$103
21Jeep Compass$1,234$103
22Kia Sedona$1,234$103
23Subaru Outback$1,236$103
24Chevrolet Colorado$1,238$103
25Kia Rio5$1,238$103
26Mazda CX-30$1,238$103
27Nissan Kicks$1,238$103
28Honda Passport$1,240$103
29Mitsubishi Eclipse Cross$1,242$104
30Subaru Ascent$1,242$104
31Ford Escape$1,244$104
32Hyundai Tucson$1,246$104
33Nissan Frontier$1,254$105
34Volkswagen Tiguan$1,256$105
35Acura RDX$1,258$105
36Honda Pilot$1,260$105
37Toyota Corolla$1,262$105
38Ford Ecosport$1,266$106
39Buick Envision$1,272$106
40Kia Seltos$1,276$106
41Nissan Rogue Sport$1,284$107
42Chevrolet Trax$1,290$108
43Chevrolet Trailblazer$1,294$108
44Cadillac XT4$1,298$108
45Buick Encore$1,302$109
46Chevrolet Express$1,306$109
47Jeep Renegade$1,310$109
48Nissan Rogue$1,310$109
49Chevrolet Equinox$1,316$110
50Nissan Murano$1,316$110

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
    Top 50 Cheapest Vehicles to Insure in Arkansas

    Cheapest vehicles to insure by automotive segment

    The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

    Cheapest car insurance rates in Arkansas

    The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Volkswagen Golf, Chevy Spark, Subaru Impreza, Kia Rio5, and Toyota Corolla, which are all compact models.

    Top 20 Cheapest Cars to Insure in Arkansas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Volkswagen GolfCompact$1,160$97
    Chevrolet SparkCompact$1,198$100
    Subaru ImprezaCompact$1,226$102
    Kia Rio5Compact$1,238$103
    Toyota CorollaCompact$1,262$105
    Mazda 6Midsize$1,352$113
    Honda InsightMidsize$1,356$113
    Subaru LegacyMidsize$1,364$114
    Honda CivicCompact$1,366$114
    Kia RioCompact$1,384$115
    Mazda 3Compact$1,388$116
    Honda AccordMidsize$1,406$117
    Volkswagen PassatMidsize$1,412$118
    Kia ForteCompact$1,422$119
    Chevrolet MalibuMidsize$1,424$119
    Nissan SentraCompact$1,440$120
    Toyota PriusCompact$1,446$121
    Volkswagen GTICompact$1,446$121
    Toyota CamryMidsize$1,454$121
    Hyundai AccentCompact$1,460$122

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
      Top 20 Cheapest Cars to Insure in Arkansas

      Cheapest SUV insurance rates in Arkansas

      The cheapest SUVs to insure in Arkansas are both compact SUVs. The Subaru Forester costs an average of $1,082 per year to insure and the Honda CR-V costs $1,096 per year.

      Top 20 Cheapest SUV Insurance Rates in Arkansas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Subaru ForesterCompact$1,082$90
      Honda CR-VCompact$1,096$91
      Mazda CX-3Compact$1,146$96
      Kia SportageCompact$1,154$96
      Toyota C-HRCompact$1,154$96
      Ford EdgeMidsize$1,158$97
      Mazda CX-5Compact$1,174$98
      Subaru CrosstrekCompact$1,188$99
      Hyundai VenueCompact$1,210$101
      Volkswagen AtlasMidsize$1,220$102
      Kia SoulCompact$1,224$102
      Hyundai KonaCompact$1,226$102
      Kia TellurideMidsize$1,228$102
      Chevrolet BlazerMidsize$1,234$103
      Jeep CompassCompact$1,234$103
      Subaru OutbackMidsize$1,236$103
      Mazda CX-30Compact$1,238$103
      Nissan KicksCompact$1,238$103
      Honda PassportMidsize$1,240$103
      Mitsubishi Eclipse CrossCompact$1,242$104

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
        Top 20 Cheapest SUV Insurance Rates in Arkansas

        Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

        Cheapest pickup truck insurance in Arkansas

        The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

        Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Toyota TacomaMidsize$1,230$103
        Chevrolet ColoradoMidsize$1,238$103
        Nissan FrontierMidsize$1,254$105
        Ford RangerMidsize$1,348$112
        Jeep GladiatorMidsize$1,356$113
        Ford F150Full-size$1,392$116
        Honda RidgelineMidsize$1,402$117
        GMC SierraFull-size$1,420$118
        GMC CanyonMidsize$1,436$120
        Toyota TundraFull-size$1,446$121
        Nissan TitanFull-size$1,482$124
        Chevrolet SilveradoFull-size$1,522$127
        Ford F350 Super DutyHeavy Duty$1,570$131
        Chevrolet Silverado HD 3500Heavy Duty$1,578$132
        Ford F250 Super DutyHeavy Duty$1,584$132
        Ram TruckFull-size$1,584$132
        Ford F450 Super DutyHeavy Duty$1,630$136
        Ram Truck 3500Heavy Duty$1,660$138
        Ram Truck 2500Heavy Duty$1,664$139
        GMC Sierra 3500Heavy Duty$1,674$140

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
          Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

          Cheapest luxury car insurance in Arkansas

          Luxury cars like the Acura ILX, Mercedes A220, and Volvo S60 have very good average car insurance rates in Arkansas. Other popular models that rank well are the Lexus ES 350, BMW i3, and Audi S3.

          The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

          Top 20 Cheapest Luxury Cars to Insure in Arkansas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,362$114
          Mercedes-Benz A220Compact$1,428$119
          Volvo S60Compact$1,510$126
          Lexus ES 350Midsize$1,532$128
          Acura TLXCompact$1,544$129
          Cadillac CT4Compact$1,552$129
          BMW i3Compact$1,582$132
          Genesis G70Compact$1,588$132
          Volvo S90Full-size$1,588$132
          BMW 330iCompact$1,598$133
          Lexus RC 300Midsize$1,600$133
          Audi S3Compact$1,604$134
          BMW Z4Compact$1,614$135
          Audi A3Midsize$1,616$135
          Alfa Romeo GiuliaCompact$1,626$136
          Audi A5Full-size$1,626$136
          Mercedes-Benz AMG CLA45Midsize$1,626$136
          BMW 230iCompact$1,632$136
          Lexus RC 350Compact$1,668$139
          Cadillac CT5Midsize$1,672$139

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
            Top 20 Cheapest Luxury Cars to Insure in Arkansas

            Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

            Cheapest luxury SUV insurance in Arkansas

            The cheapest luxury SUV to insure in Arkansas is the Volvo XC40 at $1,202 per year, with the Acura RDX coming in second at $1,258 per year, and the Cadillac XT4 in third place at $1,298 per year.

            Top 20 Cheapest Luxury SUVs to Insure in Arkansas
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Volvo XC40Compact$1,202$100
            Acura RDXCompact$1,258$105
            Cadillac XT4Compact$1,298$108
            Volvo V60Midsize$1,376$115
            Acura MDXMidsize$1,378$115
            Cadillac XT5Midsize$1,378$115
            Lexus NX 300Compact$1,394$116
            Volvo XC60Compact$1,394$116
            Volvo XC90Full-size$1,398$117
            Lincoln NautilusMidsize$1,404$117
            Lexus UX 250HCompact$1,440$120
            Lincoln CorsairCompact$1,460$122
            Mercedes-Benz GLC300Compact$1,464$122
            Lexus RX 350Midsize$1,474$123
            Lexus UX 200Compact$1,474$123
            Mercedes-Benz GLB 250Compact$1,474$123
            Infiniti QX50Midsize$1,480$123
            BMW X1Compact$1,508$126
            BMW X2Compact$1,510$126
            Land Rover DefenderCompact$1,512$126

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
              Top 20 Cheapest Luxury SUVs to Insure in Arkansas

              Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

              Cargo van and minivan insurance rates in Arkansas

              The cheapest minivan to insure in Arkansas is the Kia Sedona at $1,234 per year, or $103 per month. For utility vans, the Ram Promaster City is the cheapest to insure in Arkansas at an average annual cost of $1,140.

              Full-size and Minivan Insurance Rates in Arkansas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ram Promaster CityFull-size Van$1,140$95
              Kia SedonaMinivan$1,234$103
              Chevrolet ExpressFull-size Van$1,306$109
              Nissan NVFull-size Van$1,316$110
              Ford Transit ConnectMidsize Van$1,326$111
              Chrysler PacificaMinivan$1,330$111
              GMC SavanaFull-size Van$1,338$112
              Ram PromasterFull-size Van$1,392$116
              Toyota SiennaMinivan$1,416$118
              Honda OdysseyMinivan$1,432$119
              Mercedes-Benz MetrisFull-size Van$1,474$123
              Nissan NV200Midsize Van$1,532$128

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
                Full-size and Minivan Insurance Rates in Arkansas

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Arkansas

                The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,334 per year. Second place ranking for cheapest sports car insurance goes to the Ford Mustang at an average of $1,628 per year, with the Audi TT coming in third at $1,646.

                Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$1,334$111
                Ford MustangSports Car$1,628$136
                Audi TTSports Car$1,646$137
                Subaru WRXSports Car$1,730$144
                Toyota SupraSports Car$1,740$145
                Porsche 718Sports Car$1,804$150
                Nissan 370ZSports Car$1,818$152
                Chevrolet CorvetteSports Car$1,870$156
                Subaru BRZSports Car$1,908$159
                Chevrolet CamaroSports Car$1,926$161
                Dodge ChallengerSports Car$1,996$166
                Jaguar F-TypeSports Car$2,246$187
                Lexus LC 500Sports Car$2,404$200
                Porsche 911Sports Car$2,492$208
                BMW i8Sports Car$2,716$226
                BMW Alpina B7Exotic Car$2,820$235
                Acura NSXSports Car$2,824$235
                Mercedes-Benz AMG GTExotic Car$2,924$244
                Mercedes-Benz MaybachExotic Car$2,984$249
                Aston Martin VantageExotic Car$2,990$249

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.
                  Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas

                  Average rates in large Arkansas cities

                  Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.