Arkansas Car Insurance Cost for 2022

• The average cost of car insurance in Arkansas is $1,630 per year, or $136 per month.
• When compared to nearby states, Arkansas ranks ninth out of 12 Southeast region states for cheapest car insurance quotes. It ranks 43rd out of all 50 U.S. states.
• Models with cheap Arkansas car insurance include compact SUVs like the Mazda CX-5, compact cars like the Subaru Impreza, and midsize pickups like the Chevrolet Colorado.

What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,630, which is 4% less than the national average rate of $1,567. The average cost per month costs approximately $136 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

The rates shown in the chart above are averaged for all 2022 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state. The Ford F-150 rate in the chart is close to the average rate for all vehicles, so any models above the F-150 have below-average car insurance cost, while any models below the F-150 have above-average cost.

The car insurance rates for the twenty popular vehicles above range from $1,426 per year for a Honda CR-V to $2,052 per year for a Chevy Corvette, or $119 to $171 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 10.1% less than Oklahoma, 13.5% less than Texas, 26.1% more than Lousiana, 13.4% more than Mississippi, 35.2% more than Tennessee, and 0.7% more than Missouri.

The average cost of car insurance in the United States is $1,567 per year, so Arkansas costs $63 less per year, which is 4%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 0.6% cheaper than New York, 32.8% cheaper than Michigan, 0.2% cheaper than Colorado, 2.5% cheaper than Nevada, and 6.5% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Nissan Rogue Sport.

Some other vehicles that rank in the top 20 in our car insurance price comparison are the Kia Seltos, Acura RDX, Subaru Forester, and Subaru Ascent. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,414 or less per year ($118 per month).

For luxury models, some of the cheapest vehicles to insure are the Mercedes-Benz A220 at $1,602 per year, the Acura RDX at $1,396 per year, the Acura ILX at $1,500 per year, the Cadillac XT5 at $1,604 per year, the Audi A5 at $1,916 per year, and the Volvo XC90 at $1,764 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2022 model year vehicles are considered for this list, including luxury models.

Cheapest vehicles to insure by automotive segment

The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

Cheapest car insurance rates in Arkansas

The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Chevrolet Spark, and Volkswagen Golf.

Cheapest SUV insurance rates in Arkansas

The cheapest SUV to insure in Arkansas is the Mazda CX-5 at $1,238 per year, with the Nissan Kicks, Chevrolet Trailblazer, and Honda Passport not far behind in the rankings.

Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

Cheapest pickup truck insurance in Arkansas

The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

Cheapest luxury car insurance in Arkansas

Luxury cars like the Acura ILX, Mercedes-Benz A220, and BMW 330i have very good average car insurance rates in Arkansas. Other popular models that rank well are the Acura TLX, Volvo S60, and BMW 330e.

The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

Cheapest luxury SUV insurance in Arkansas

The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,396 per year, with the Cadillac XT4 coming in second at $1,396 per year, and the Volvo XC40 in third place at $1,568 per year.

Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

Cargo van and minivan insurance rates in Arkansas

The cheapest van or minivan to insure in Arkansas is the Ram Promaster City at $1,312 per year, or $109 per month. The second cheapest to insure is the Chevrolet Express at $1,366 per year, and the third cheapest is the Nissan NV at $1,434 per year.

See our minivan car insurance rates page for additional data and models.

Sports car and exotic car insurance rates in Arkansas

The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,412 per year. Second place ranking for cheapest sports car insurance goes to the Ford Mustang at an average of $1,720 per year, with the BMW Z4 coming in third at $1,754.

Average rates in large Arkansas cities

Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.

• Little Rock Car Insurance - $1,876 per year or $156 per month
• Fort Smith Car Insurance - $1,526 per year or $127 per month
• Fayetteville Car Insurance - $1,536 per year or $128 per month
• Springdale Car Insurance - $1,546 per year or $129 per month
• Jonesboro Car Insurance - $1,606 per year or $134 per month