Arkansas Car Insurance Cost for 2022

How much does Arkansas car insurance cost? We find out how Arkansas ranks compared to other states as well as the cheapest cars, trucks, and SUVs to insure.

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What does average car insurance cost in Arkansas?

In Arkansas, the average cost of car insurance per year is $1,630, which is 4% less than the national average rate of $1,567. The average cost per month costs approximately $136 for full coverage.

The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Arkansas car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Arkansas zip codes.Data last updated on August 30, 2022
Average Car Insurance Cost in Arkansas
Average Car Insurance Cost in Arkansas
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,744$229
$500$3,232$269
$250$3,746$312
30$1,000$1,442$120
$500$1,714$143
$250$2,000$167
40$1,000$1,380$115
$500$1,630$136
$250$1,890$158
50$1,000$1,258$105
$500$1,482$124
$250$1,718$143
60$1,000$1,232$103
$500$1,452$121
$250$1,686$141

The rates shown in the chart above are averaged for all 2022 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.

The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state. The Ford F-150 rate in the chart is close to the average rate for all vehicles, so any models above the F-150 have below-average car insurance cost, while any models below the F-150 have above-average cost.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Arkansas car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Arkansas Zip Codes.Data last updated on August 30, 2022
Arkansas Car Insurance Rates for Popular Vehicles
Arkansas Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,426$119
Ford Ranger$1,448$121
Honda HR-V$1,464$122
Chevrolet Equinox$1,524$127
Ford Explorer$1,534$128
Toyota RAV4$1,540$128
Ford F150$1,576$131
Nissan Rogue$1,596$133
Toyota Camry$1,602$134
Honda Civic$1,616$135
Honda Pilot$1,652$138
Hyundai Santa Fe$1,700$142
Ford Mustang$1,720$143
Chevrolet Silverado$1,752$146
Jeep Cherokee$1,810$151
Hyundai Elantra$1,838$153
Ram Truck$1,860$155
Jeep Wrangler$1,868$156
Chevrolet Corvette$2,052$171

The car insurance rates for the twenty popular vehicles above range from $1,426 per year for a Honda CR-V to $2,052 per year for a Chevy Corvette, or $119 to $171 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.

Is Arkansas car insurance expensive?

When compared to surrounding states, Arkansas car insurance rates are 10.1% less than Oklahoma, 13.5% less than Texas, 26.1% more than Lousiana, 13.4% more than Mississippi, 35.2% more than Tennessee, and 0.7% more than Missouri.

The average cost of car insurance in the United States is $1,567 per year, so Arkansas costs $63 less per year, which is 4%.

The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.

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Arkansas Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in Arkansas Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
North Carolina$966-$664
Virginia$982-$648
Tennessee$1,206-$424
Alabama$1,240-$390
West Virginia$1,368-$262
South Carolina$1,404-$226
Mississippi$1,438-$192
Georgia$1,472-$158
Arkansas$1,630--
Kentucky$1,772$142
Louisiana$2,206$576
Florida$2,228$598

When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 0.6% cheaper than New York, 32.8% cheaper than Michigan, 0.2% cheaper than Colorado, 2.5% cheaper than Nevada, and 6.5% cheaper than California.

What vehicles have cheap car insurance in Arkansas?

When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Nissan Rogue Sport.

Some other vehicles that rank in the top 20 in our car insurance price comparison are the Kia Seltos, Acura RDX, Subaru Forester, and Subaru Ascent. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,414 or less per year ($118 per month).

For luxury models, some of the cheapest vehicles to insure are the Mercedes-Benz A220 at $1,602 per year, the Acura RDX at $1,396 per year, the Acura ILX at $1,500 per year, the Cadillac XT5 at $1,604 per year, the Audi A5 at $1,916 per year, and the Volvo XC90 at $1,764 per year.

The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2022 model year vehicles are considered for this list, including luxury models.

Top 50 Cheapest Vehicles to Insure in Arkansas
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,238$103
2Nissan Kicks$1,272$106
3Chevrolet Trailblazer$1,280$107
4Subaru Crosstrek$1,308$109
5Honda Passport$1,310$109
6Chevrolet Colorado$1,340$112
7Toyota C-HR$1,340$112
8Buick Encore$1,348$112
9Nissan Rogue Sport$1,360$113
10Hyundai Venue$1,382$115
11Buick Envision$1,384$115
12Kia Seltos$1,390$116
13Acura RDX$1,396$116
14Ford Maverick$1,396$116
15Subaru Ascent$1,398$117
16Toyota Corolla Cross$1,400$117
17Hyundai Kona$1,408$117
18Mazda MX-5 Miata$1,412$118
19Subaru Forester$1,412$118
20Subaru Impreza$1,412$118
21Volkswagen Tiguan$1,414$118
22Chevrolet Spark$1,420$118
23Honda CR-V$1,426$119
24Cadillac XT4$1,430$119
25Mazda CX-30$1,440$120
26Ford Ranger$1,448$121
27Honda HR-V$1,464$122
28Ford Edge$1,468$122
29Ford Ecosport$1,478$123
30Subaru Outback$1,492$124
31Chevrolet Trax$1,494$125
32Acura ILX$1,500$125
33GMC Terrain$1,500$125
34Mitsubishi Eclipse Cross$1,504$125
35Toyota Tacoma$1,512$126
36Hyundai Tucson$1,514$126
37Nissan Murano$1,514$126
38Chevrolet Bolt$1,516$126
39Honda Odyssey$1,522$127
40Chevrolet Equinox$1,524$127
41Toyota Venza$1,524$127
42Volkswagen Taos$1,528$127
43Fiat 500X$1,534$128
44Ford Explorer$1,534$128
45Toyota RAV4$1,540$128
46Kia Soul$1,542$129
47Kia Sorento$1,544$129
48Nissan Frontier$1,552$129
49Hyundai Palisade$1,562$130
50Hyundai Santa Cruz$1,566$131

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
    Top 50 Cheapest Vehicles to Insure in Arkansas

    Cheapest vehicles to insure by automotive segment

    The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.

    Cheapest car insurance rates in Arkansas

    The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Chevrolet Spark, and Volkswagen Golf.

    Top 20 Cheapest Cars to Insure in Arkansas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,412$118
    Chevrolet SparkCompact$1,420$118
    Volkswagen GolfCompact$1,566$131
    Subaru LegacyMidsize$1,580$132
    Volkswagen JettaCompact$1,582$132
    Honda InsightMidsize$1,584$132
    Nissan SentraCompact$1,590$133
    Kia K5Midsize$1,600$133
    Toyota CamryMidsize$1,602$134
    Toyota CorollaCompact$1,602$134
    Kia RioCompact$1,610$134
    Volkswagen PassatMidsize$1,612$134
    Honda CivicCompact$1,616$135
    Mazda 3Compact$1,622$135
    Mazda 6Midsize$1,624$135
    Toyota PriusCompact$1,628$136
    Hyundai AccentCompact$1,650$138
    Hyundai VelosterCompact$1,666$139
    Kia ForteCompact$1,668$139
    Chevrolet MalibuMidsize$1,692$141

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
      Top 20 Cheapest Cars to Insure in Arkansas

      Cheapest SUV insurance rates in Arkansas

      The cheapest SUV to insure in Arkansas is the Mazda CX-5 at $1,238 per year, with the Nissan Kicks, Chevrolet Trailblazer, and Honda Passport not far behind in the rankings.

      Top 20 Cheapest SUV Insurance Rates in Arkansas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,238$103
      Nissan KicksCompact$1,272$106
      Chevrolet TrailblazerCompact$1,280$107
      Subaru CrosstrekCompact$1,308$109
      Honda PassportMidsize$1,310$109
      Toyota C-HRCompact$1,340$112
      Buick EncoreCompact$1,348$112
      Nissan Rogue SportCompact$1,360$113
      Hyundai VenueCompact$1,382$115
      Buick EnvisionCompact$1,384$115
      Kia SeltosCompact$1,390$116
      Subaru AscentMidsize$1,398$117
      Toyota Corolla CrossCompact$1,400$117
      Hyundai KonaCompact$1,408$117
      Subaru ForesterCompact$1,412$118
      Volkswagen TiguanCompact$1,414$118
      Honda CR-VCompact$1,426$119
      Mazda CX-30Compact$1,440$120
      Honda HR-VCompact$1,464$122
      Ford EdgeMidsize$1,468$122

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
        Top 20 Cheapest SUV Insurance Rates in Arkansas

        Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.

        Cheapest pickup truck insurance in Arkansas

        The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.

        Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,340$112
        Ford MaverickMidsize$1,396$116
        Ford RangerMidsize$1,448$121
        Toyota TacomaMidsize$1,512$126
        Nissan FrontierMidsize$1,552$129
        Hyundai Santa CruzMidsize$1,566$131
        GMC CanyonMidsize$1,570$131
        Ford F150Full-size$1,576$131
        Honda RidgelineMidsize$1,588$132
        Jeep GladiatorMidsize$1,602$134
        GMC SierraFull-size$1,662$139
        Nissan TitanFull-size$1,724$144
        Chevrolet SilveradoFull-size$1,752$146
        Toyota TundraFull-size$1,752$146
        Ford F350 Super DutyHeavy Duty$1,770$148
        Chevrolet Silverado HD 3500Heavy Duty$1,784$149
        Nissan Titan XDHeavy Duty$1,830$153
        Ram TruckFull-size$1,860$155
        GMC Sierra 2500 HDHeavy Duty$1,902$159
        GMC Sierra 3500Heavy Duty$1,916$160

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
          Top 20 Cheapest Pickup Truck Insurance Rates in Arkansas

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

          Cheapest luxury car insurance in Arkansas

          Luxury cars like the Acura ILX, Mercedes-Benz A220, and BMW 330i have very good average car insurance rates in Arkansas. Other popular models that rank well are the Acura TLX, Volvo S60, and BMW 330e.

          The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.

          Top 20 Cheapest Luxury Cars to Insure in Arkansas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,500$125
          Mercedes-Benz A220Compact$1,602$134
          BMW 330iCompact$1,724$144
          Acura TLXCompact$1,732$144
          Volvo S60Compact$1,750$146
          BMW 330eCompact$1,756$146
          BMW 228iCompact$1,766$147
          BMW 230iCompact$1,778$148
          Lexus RC 300Midsize$1,806$151
          Alfa Romeo GiuliaCompact$1,808$151
          Cadillac CT4Compact$1,810$151
          Lexus RC 350Compact$1,814$151
          Genesis G70Compact$1,840$153
          Mercedes-Benz AMG CLA35Midsize$1,850$154
          BMW i4Midsize$1,860$155
          Cadillac CT5Midsize$1,866$156
          Audi A3Midsize$1,884$157
          Audi A4Compact$1,888$157
          Mercedes-Benz AMG CLA45Midsize$1,892$158
          Audi S3Compact$1,896$158

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
            Top 20 Cheapest Luxury Cars to Insure in Arkansas

            Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

            Cheapest luxury SUV insurance in Arkansas

            The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,396 per year, with the Cadillac XT4 coming in second at $1,396 per year, and the Volvo XC40 in third place at $1,568 per year.

            Top 20 Cheapest Luxury SUVs to Insure in Arkansas
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,396$116
            Cadillac XT4Compact$1,430$119
            Volvo XC40Compact$1,568$131
            Cadillac XT5Midsize$1,604$134
            Lexus NX 250Compact$1,622$135
            BMW X1Compact$1,624$135
            Lexus NX 350hCompact$1,634$136
            Lexus UX 250hCompact$1,634$136
            Lexus NX 350Compact$1,662$139
            Lexus UX 200Compact$1,666$139
            Jaguar E-PaceMidsize$1,672$139
            Lexus RX 350Midsize$1,676$140
            Acura MDXMidsize$1,686$141
            Lincoln NautilusMidsize$1,704$142
            Lexus NX 450hCompact$1,708$142
            Mercedes-Benz GLB 250Compact$1,712$143
            Lexus RX 450hMidsize$1,718$143
            Infiniti QX50Midsize$1,724$144
            Land Rover EvoqueCompact$1,724$144
            Lincoln CorsairCompact$1,726$144

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
              Top 20 Cheapest Luxury SUVs to Insure in Arkansas

              Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.

              Cargo van and minivan insurance rates in Arkansas

              The cheapest van or minivan to insure in Arkansas is the Ram Promaster City at $1,312 per year, or $109 per month. The second cheapest to insure is the Chevrolet Express at $1,366 per year, and the third cheapest is the Nissan NV at $1,434 per year.

              Full-size and Minivan Insurance Rates in Arkansas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ram Promaster CityFull-size Van$1,312$109
              Chevrolet ExpressFull-size Van$1,366$114
              Nissan NVFull-size Van$1,434$120
              GMC SavanaFull-size Van$1,492$124
              Honda OdysseyMinivan$1,522$127
              Nissan NV200Midsize Van$1,538$128
              Ford Transit ConnectMidsize Van$1,554$130
              Ram PromasterFull-size Van$1,594$133
              Chrysler PacificaMinivan$1,634$136
              Ford TransitFull-size Van$1,642$137
              Kia CarnivalMinivan$1,704$142
              Toyota SiennaMinivan$1,708$142

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
                Full-size and Minivan Insurance Rates in Arkansas

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Arkansas

                The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,412 per year. Second place ranking for cheapest sports car insurance goes to the Ford Mustang at an average of $1,720 per year, with the BMW Z4 coming in third at $1,754.

                Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$1,412$118
                Ford MustangSports Car$1,720$143
                BMW Z4Sports Car$1,754$146
                Subaru WRXSports Car$1,852$154
                Toyota GR86Sports Car$1,900$158
                Toyota GR SupraSports Car$1,942$162
                Audi TTSports Car$1,984$165
                Subaru BRZSports Car$2,046$171
                Chevrolet CorvetteSports Car$2,052$171
                BMW M3Sports Car$2,110$176
                Porsche 718Sports Car$2,204$184
                Chevrolet CamaroSports Car$2,260$188
                Lexus RC FSports Car$2,314$193
                Dodge ChallengerSports Car$2,318$193
                Mercedes-Benz AMG GT53Sports Car$2,354$196
                Jaguar F-TypeSports Car$2,462$205
                Porsche TaycanSports Car$2,530$211
                Porsche 911Sports Car$2,590$216
                Aston Martin VantageExotic Car$2,592$216
                BMW M4Sports Car$2,596$216

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Arkansas.Data last updated on August 30, 2022
                  Top 20 Sports Car and Exotic Car Insurance Rates in Arkansas

                  Average rates in large Arkansas cities

                  Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.