- The average cost of car insurance in Arkansas is $1,886 per year, or $157 per month.
- When compared to nearby states, Arkansas ranks ninth out of 12 Southeast region states for cheapest car insurance quotes. It ranks 35th out of all 50 U.S. states.
- Models with cheap Arkansas car insurance include compact SUVs like the Chevrolet Trailblazer, compact cars like the Subaru Impreza, and small pickups like the Ford Maverick.
What does average car insurance cost in Arkansas?
In Arkansas, the average cost of car insurance per year is $1,886, which is 8.7% more expensive than the national average rate of $1,728. The average cost per month costs approximately $157 for full coverage.
The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.
The rates shown in the chart above are averaged for all 2023 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.
The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state.
The car insurance rates for the twenty popular vehicles above range from $1,598 per year for a Honda CR-V to $2,326 per year for a Chevy Corvette, or $133 to $194 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.
Is Arkansas car insurance expensive?
When compared to surrounding states, Arkansas car insurance rates are 5.1% less than Oklahoma, 11.8% more than Texas, 12.3% less than Louisiana, 6.9% more than Mississippi, 9.3% more than Tennessee, and 7.4% less than Missouri.
The average cost of car insurance in the United States is $1,728 per year, so Arkansas costs $158 more per year, which is 8.7%.
The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.
When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 10% cheaper than New York, 25.5% cheaper than Michigan, 2.3% cheaper than Colorado, 13.1% cheaper than Nevada, and 14.1% cheaper than California.
What vehicles have cheap car insurance in Arkansas?
When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Subaru Crosstrek, Nissan Kicks, and Buick Envision.
Some other vehicles that rank in the top 20 in our car insurance price comparison are the Subaru Impreza, Honda HR-V, Subaru Forester, and Acura RDX. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,598 or less per year ($133 per month).
For luxury models, some of the cheapest vehicles to insure are the Acura Integra at $1,692 per year, the Acura RDX at $1,574 per year, the Cadillac CT5 at $2,030 per year, the Lexus RX 350 at $1,688 per year, the Audi A5 at $2,116 per year, and the Volvo XC90 at $1,946 per year.
The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2023 model year vehicles are considered for this list, including luxury models.
Cheapest vehicles to insure by automotive segment
The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.
Cheapest car insurance rates in Arkansas
The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Volkswagen Jetta, and Subaru Legacy.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Subaru Impreza | Compact | $1,560 | $130 |
Volkswagen Jetta | Compact | $1,722 | $144 |
Subaru Legacy | Midsize | $1,736 | $145 |
Nissan Sentra | Compact | $1,750 | $146 |
Toyota Corolla | Compact | $1,770 | $148 |
Toyota Prius | Compact | $1,776 | $148 |
Volkswagen Golf | Compact | $1,776 | $148 |
Toyota Camry | Midsize | $1,792 | $149 |
Mazda 3 | Compact | $1,808 | $151 |
Kia K5 | Midsize | $1,818 | $152 |
Chevrolet Malibu | Midsize | $1,834 | $153 |
Chrysler 300 | Full-size | $1,838 | $153 |
Honda Civic | Compact | $1,846 | $154 |
Kia Forte | Compact | $1,850 | $154 |
Mitsubishi Mirage G4 | Compact | $1,858 | $155 |
Nissan Leaf | Compact | $1,900 | $158 |
Honda Accord | Midsize | $1,906 | $159 |
Toyota Crown | Midsize | $1,914 | $160 |
Tesla Model 3 | Midsize | $1,924 | $160 |
Volkswagen Arteon | Midsize | $1,978 | $165 |
Cheapest SUV insurance rates in Arkansas
The cheapest SUV to insure in Arkansas is the Chevrolet Trailblazer at $1,428 per year, with the Subaru Crosstrek, Nissan Kicks, and Honda Passport not far behind in the rankings.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Trailblazer | Compact | $1,428 | $119 |
Subaru Crosstrek | Compact | $1,442 | $120 |
Nissan Kicks | Compact | $1,446 | $121 |
Honda Passport | Midsize | $1,464 | $122 |
Nissan Rogue Sport | Compact | $1,470 | $123 |
Mazda CX-5 | Compact | $1,482 | $124 |
Buick Encore | Compact | $1,504 | $125 |
Buick Envision | Compact | $1,510 | $126 |
Kia Seltos | Compact | $1,528 | $127 |
Subaru Ascent | Midsize | $1,532 | $128 |
Hyundai Venue | Compact | $1,538 | $128 |
Honda HR-V | Compact | $1,566 | $131 |
Hyundai Kona | Compact | $1,582 | $132 |
Subaru Forester | Compact | $1,592 | $133 |
Ford Edge | Midsize | $1,598 | $133 |
Honda CR-V | Compact | $1,598 | $133 |
Mazda CX-30 | Compact | $1,604 | $134 |
Ford Explorer | Midsize | $1,606 | $134 |
Volkswagen Atlas | Midsize | $1,612 | $134 |
Chevrolet Trax | Compact | $1,618 | $135 |
Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.
Cheapest pickup truck insurance in Arkansas
The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Ford Maverick | Midsize | $1,566 | $131 |
Chevrolet Colorado | Midsize | $1,570 | $131 |
Nissan Frontier | Midsize | $1,628 | $136 |
Ford Ranger | Midsize | $1,672 | $139 |
GMC Canyon | Midsize | $1,712 | $143 |
Toyota Tacoma | Midsize | $1,720 | $143 |
Hyundai Santa Cruz | Midsize | $1,752 | $146 |
Nissan Titan | Full-size | $1,866 | $156 |
Honda Ridgeline | Midsize | $1,872 | $156 |
Ford F150 | Full-size | $1,916 | $160 |
GMC Sierra 2500 HD | Heavy Duty | $1,930 | $161 |
Jeep Gladiator | Midsize | $1,960 | $163 |
Toyota Tundra | Full-size | $1,982 | $165 |
GMC Sierra 3500 | Heavy Duty | $1,992 | $166 |
GMC Sierra | Full-size | $2,058 | $172 |
Ram Truck | Full-size | $2,062 | $172 |
Chevrolet Silverado | Full-size | $2,064 | $172 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,066 | $172 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,072 | $173 |
Nissan Titan XD | Heavy Duty | $2,106 | $176 |
Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.
Cheapest luxury car insurance in Arkansas
Luxury cars like the Acura Integra, BMW 330i, and Acura TLX have very good average car insurance rates in Arkansas. Other popular models that rank well are the Cadillac CT4, Genesis G70, and Cadillac CT5.
The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura Integra | Compact | $1,692 | $141 |
BMW 330i | Compact | $1,916 | $160 |
Acura TLX | Compact | $1,944 | $162 |
Cadillac CT4 | Compact | $1,968 | $164 |
Genesis G70 | Compact | $2,008 | $167 |
Cadillac CT5 | Midsize | $2,030 | $169 |
Lexus ES 350 | Midsize | $2,032 | $169 |
BMW 330e | Compact | $2,040 | $170 |
Lexus ES 250 | Midsize | $2,046 | $171 |
BMW 228i | Compact | $2,050 | $171 |
Lexus RC 300 | Midsize | $2,052 | $171 |
Mercedes-Benz AMG CLA35 | Midsize | $2,056 | $171 |
Audi A3 | Midsize | $2,062 | $172 |
BMW 230i | Compact | $2,066 | $172 |
Mercedes-Benz C300 | Compact | $2,080 | $173 |
Audi A4 | Compact | $2,088 | $174 |
Lexus RC 350 | Compact | $2,094 | $175 |
Audi S3 | Compact | $2,102 | $175 |
Mercedes-Benz AMG CLA45 | Midsize | $2,102 | $175 |
Volvo S60 | Compact | $2,106 | $176 |
Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.
Cheapest luxury SUV insurance in Arkansas
The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,574 per year, with the Lexus RX 350 coming in second at $1,574 per year, and the Cadillac XT4 in third place at $1,700 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX | Compact | $1,574 | $131 |
Lexus RX 350 | Midsize | $1,688 | $141 |
Cadillac XT4 | Compact | $1,700 | $142 |
Volvo XC40 | Compact | $1,736 | $145 |
Infiniti QX50 | Midsize | $1,746 | $146 |
Lexus UX 250h | Compact | $1,764 | $147 |
Cadillac XT5 | Midsize | $1,792 | $149 |
Mercedes-Benz GLA250 | Compact | $1,830 | $153 |
Mercedes-Benz GLB 250 | Compact | $1,834 | $153 |
Cadillac XT6 | Midsize | $1,836 | $153 |
Lexus NX 250 | Compact | $1,858 | $155 |
Acura MDX | Midsize | $1,878 | $157 |
Lexus NX 350h | Compact | $1,882 | $157 |
Lexus NX 350 | Compact | $1,894 | $158 |
Lincoln Corsair | Compact | $1,896 | $158 |
Lexus NX 450h | Compact | $1,902 | $159 |
Lincoln Nautilus | Midsize | $1,910 | $159 |
BMW X1 | Compact | $1,914 | $160 |
Alfa Romeo Tonale | Compact | $1,920 | $160 |
Mercedes-Benz GLC300 | Compact | $1,920 | $160 |
Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.
Cargo van and minivan insurance rates in Arkansas
The cheapest van or minivan to insure in Arkansas is the Chevrolet Express at $1,620 per year, or $135 per month. The second cheapest to insure is the Ford Transit Connect at $1,642 per year, and the third cheapest is the Honda Odyssey at $1,724 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Express | Full-size Van | $1,620 | $135 |
Ford Transit Connect | Midsize Van | $1,642 | $137 |
Honda Odyssey | Minivan | $1,724 | $144 |
Ford Transit | Full-size Van | $1,768 | $147 |
GMC Savana | Full-size Van | $1,770 | $148 |
Ram Promaster | Full-size Van | $1,828 | $152 |
Chrysler Pacifica | Minivan | $1,844 | $154 |
Kia Carnival | Minivan | $1,888 | $157 |
Toyota Sienna | Minivan | $1,936 | $161 |
See our minivan car insurance rates page for additional data and models.
Sports car and exotic car insurance rates in Arkansas
The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,742 per year. Second place ranking for cheapest sports car insurance goes to the Audi TT at an average of $1,954 per year, with the Ford Mustang coming in third at $2,044.
Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,742 | $145 |
Audi TT | Sports Car | $1,954 | $163 |
Ford Mustang | Sports Car | $2,044 | $170 |
BMW Z4 | Sports Car | $2,060 | $172 |
Subaru WRX | Sports Car | $2,082 | $174 |
Nissan Z | Sports Car | $2,114 | $176 |
Toyota GR Supra | Sports Car | $2,150 | $179 |
Toyota GR86 | Sports Car | $2,174 | $181 |
BMW M2 | Sports Car | $2,188 | $182 |
Subaru BRZ | Sports Car | $2,272 | $189 |
Chevrolet Corvette | Sports Car | $2,326 | $194 |
BMW M3 | Sports Car | $2,376 | $198 |
Lexus RC F | Sports Car | $2,426 | $202 |
Porsche 718 | Sports Car | $2,426 | $202 |
Chevrolet Camaro | Sports Car | $2,466 | $206 |
Mercedes-Benz AMG GT53 | Sports Car | $2,616 | $218 |
Jaguar F-Type | Sports Car | $2,706 | $226 |
Porsche Taycan | Sports Car | $2,766 | $231 |
BMW M4 | Sports Car | $2,802 | $234 |
Lexus LC 500 | Sports Car | $2,834 | $236 |
Average rates in large Arkansas cities
Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.
- Little Rock Car Insurance - $2,108 per year or $176 per month
- Fort Smith Car Insurance - $1,748 per year or $146 per month
- Fayetteville Car Insurance - $1,752 per year or $146 per month
- Springdale Car Insurance - $1,764 per year or $147 per month
- Jonesboro Car Insurance - $1,824 per year or $152 per month
- Conway Car Insurance - $1,822 per year or $152 per month