- The average cost of car insurance in Arkansas is $1,630 per year, or $136 per month.
- When compared to nearby states, Arkansas ranks ninth out of 12 Southeast region states for cheapest car insurance quotes. It ranks 43rd out of all 50 U.S. states.
- Models with cheap Arkansas car insurance include compact SUVs like the Mazda CX-5, compact cars like the Subaru Impreza, and midsize pickups like the Chevrolet Colorado.
What does average car insurance cost in Arkansas?
In Arkansas, the average cost of car insurance per year is $1,630, which is 5.1% less than the national average rate of $1,551. The average cost per month costs approximately $136 for full coverage.
The chart below shows average Arkansas car insurance rates for drivers age 20 to 50 rated on policies with three different deductible amounts.
The rates shown in the chart above are averaged for all 2022 model year vehicles, and the type of vehicle being insured has a significant impact on the cost of car insurance.
The chart below shows average auto insurance rates in Arkansas for 20 of the more popular vehicles sold in the state. The Ford F-150 rate in the chart is close to the average rate for all vehicles, so any models above the F-150 have below-average car insurance cost, while any models below the F-150 have above-average cost.
The car insurance rates for the twenty popular vehicles above range from $1,426 per year for a Honda CR-V to $2,052 per year for a Chevy Corvette, or $119 to $171 per month. These figures reinforce how much the vehicle being insured can influence the cost of insurance.
Is Arkansas car insurance expensive?
When compared to surrounding states, Arkansas car insurance rates are 10.1% less than Oklahoma, 13.5% less than Texas, 26.1% more than Lousiana, 13.4% more than Mississippi, 35.2% more than Tennessee, and 1% more than Missouri.
The average cost of car insurance in the United States is $1,551 per year, so Arkansas costs $79 less per year, which is 5.1%.
The chart below shows how average car insurance cost in Arkansas compares to other Southeast region states. Arkansas ranks 9th out of the 12 Southeast states for cheapest average rates.
When Arkansas car insurance quotes are compared to states outside the Southeast region, the cost to insure the average vehicle is 0.6% cheaper than New York, 32.8% cheaper than Michigan, 0.2% cheaper than Colorado, 2.5% cheaper than Nevada, and 6.6% cheaper than California.
What vehicles have cheap car insurance in Arkansas?
When all makes and models are compared, the models with the cheapest average car insurance prices in Arkansas, tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Nissan Rogue Sport.
Some other vehicles that rank in the top 20 in our car insurance price comparison are the Kia Seltos, Acura RDX, Subaru Impreza, and Subaru Ascent. The average cost is marginally higher for those models than the mddels at the top of the list, but they still have an average insurance cost of $1,412 or less per year ($118 per month).
For luxury models, some of the cheapest vehicles to insure are the Mercedes-Benz A220 at $1,602 per year, the Acura RDX at $1,396 per year, the Acura ILX at $1,502 per year, the Cadillac XT5 at $1,604 per year, the Audi A5 at $1,916 per year, and the Volvo XC90 at $1,764 per year.
The top 50 cheapest vehicles to insure in Arkansas are ranked in the table below. All 2022 model year vehicles are considered for this list, including luxury models.
Rank | Make/Model | Annual Cost | Monthly Cost |
---|---|---|---|
1 | Mazda CX-5 | $1,238 | $103 |
2 | Nissan Kicks | $1,272 | $106 |
3 | Chevrolet Trailblazer | $1,280 | $107 |
4 | Subaru Crosstrek | $1,308 | $109 |
5 | Honda Passport | $1,310 | $109 |
6 | Chevrolet Colorado | $1,340 | $112 |
7 | Buick Encore | $1,348 | $112 |
8 | Toyota C-HR | $1,348 | $112 |
9 | Nissan Rogue Sport | $1,360 | $113 |
10 | Hyundai Venue | $1,386 | $116 |
11 | Buick Envision | $1,388 | $116 |
12 | Kia Seltos | $1,390 | $116 |
13 | Acura RDX | $1,396 | $116 |
14 | Ford Maverick | $1,396 | $116 |
15 | Subaru Ascent | $1,398 | $117 |
16 | Toyota Corolla Cross | $1,400 | $117 |
17 | Hyundai Kona | $1,412 | $118 |
18 | Mazda MX-5 Miata | $1,412 | $118 |
19 | Subaru Forester | $1,412 | $118 |
20 | Subaru Impreza | $1,414 | $118 |
21 | Volkswagen Tiguan | $1,414 | $118 |
22 | Chevrolet Spark | $1,420 | $118 |
23 | Honda CR-V | $1,426 | $119 |
24 | Cadillac XT4 | $1,430 | $119 |
25 | Mazda CX-30 | $1,440 | $120 |
26 | Ford Ranger | $1,450 | $121 |
27 | Honda HR-V | $1,464 | $122 |
28 | Ford Edge | $1,468 | $122 |
29 | Ford Ecosport | $1,480 | $123 |
30 | Chevrolet Trax | $1,494 | $125 |
31 | Subaru Outback | $1,494 | $125 |
32 | GMC Terrain | $1,500 | $125 |
33 | Acura ILX | $1,502 | $125 |
34 | Mitsubishi Eclipse Cross | $1,504 | $125 |
35 | Nissan Murano | $1,514 | $126 |
36 | Toyota Tacoma | $1,514 | $126 |
37 | Hyundai Tucson | $1,518 | $127 |
38 | Chevrolet Bolt | $1,522 | $127 |
39 | Honda Odyssey | $1,522 | $127 |
40 | Toyota Venza | $1,524 | $127 |
41 | Chevrolet Equinox | $1,526 | $127 |
42 | Volkswagen Taos | $1,530 | $128 |
43 | Ford Explorer | $1,534 | $128 |
44 | Fiat 500X | $1,536 | $128 |
45 | Toyota RAV4 | $1,540 | $128 |
46 | Kia Soul | $1,542 | $129 |
47 | Kia Sorento | $1,544 | $129 |
48 | Nissan Frontier | $1,552 | $129 |
49 | Hyundai Palisade | $1,562 | $130 |
50 | GMC Canyon | $1,564 | $130 |
Cheapest vehicles to insure by automotive segment
The previous table ranked the top 50 vehicles to insure pulled from all segments. A lot of models do not make the top 50 list, so in the next sections we break down the top 20 cheapest vehicles to insure in every segment.
Cheapest car insurance rates in Arkansas
The cheapest “car” insurance rates are for compact, midsize, and full-size two and four-door sedans, coupes, and hatchbacks. The cheapest models to insure are the Subaru Impreza, Chevrolet Spark, and Volkswagen Golf.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Subaru Impreza | Compact | $1,414 | $118 |
Chevrolet Spark | Compact | $1,420 | $118 |
Volkswagen Golf | Compact | $1,566 | $131 |
Subaru Legacy | Midsize | $1,580 | $132 |
Volkswagen Jetta | Compact | $1,582 | $132 |
Honda Insight | Midsize | $1,586 | $132 |
Nissan Sentra | Compact | $1,590 | $133 |
Kia K5 | Midsize | $1,602 | $134 |
Toyota Camry | Midsize | $1,602 | $134 |
Toyota Corolla | Compact | $1,604 | $134 |
Kia Rio | Compact | $1,610 | $134 |
Volkswagen Passat | Midsize | $1,612 | $134 |
Mazda 3 | Compact | $1,614 | $135 |
Honda Civic | Compact | $1,616 | $135 |
Mazda 6 | Midsize | $1,626 | $136 |
Toyota Prius | Compact | $1,630 | $136 |
Hyundai Accent | Compact | $1,650 | $138 |
Hyundai Veloster | Compact | $1,668 | $139 |
Kia Forte | Compact | $1,668 | $139 |
Chevrolet Malibu | Midsize | $1,692 | $141 |
Cheapest SUV insurance rates in Arkansas
The cheapest SUV to insure in Arkansas is the Mazda CX-5 at $1,238 per year, with the Nissan Kicks, Chevrolet Trailblazer, and Subaru Crosstrek not far behind in the rankings.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda CX-5 | Compact | $1,238 | $103 |
Nissan Kicks | Compact | $1,272 | $106 |
Chevrolet Trailblazer | Compact | $1,280 | $107 |
Subaru Crosstrek | Compact | $1,308 | $109 |
Honda Passport | Midsize | $1,310 | $109 |
Buick Encore | Compact | $1,348 | $112 |
Toyota C-HR | Compact | $1,348 | $112 |
Nissan Rogue Sport | Compact | $1,360 | $113 |
Hyundai Venue | Compact | $1,386 | $116 |
Buick Envision | Compact | $1,388 | $116 |
Kia Seltos | Compact | $1,390 | $116 |
Subaru Ascent | Midsize | $1,398 | $117 |
Toyota Corolla Cross | Compact | $1,400 | $117 |
Hyundai Kona | Compact | $1,412 | $118 |
Subaru Forester | Compact | $1,412 | $118 |
Volkswagen Tiguan | Compact | $1,414 | $118 |
Honda CR-V | Compact | $1,426 | $119 |
Mazda CX-30 | Compact | $1,440 | $120 |
Honda HR-V | Compact | $1,464 | $122 |
Ford Edge | Midsize | $1,468 | $122 |
Visit our compact car insurance, midsize car insurance, and full-size car insurance pages for full data and comparisons.
Cheapest pickup truck insurance in Arkansas
The table below ranks the top 20 cheapest pickups to insure, pulling from the midsize, full-size, and heavy-duty truck segments. As evident in the table, midsize pickups tend to have cheaper insurance rates than full-size and heavy-duty models.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,340 | $112 |
Ford Maverick | Midsize | $1,396 | $116 |
Ford Ranger | Midsize | $1,450 | $121 |
Toyota Tacoma | Midsize | $1,514 | $126 |
Nissan Frontier | Midsize | $1,552 | $129 |
GMC Canyon | Midsize | $1,564 | $130 |
Hyundai Santa Cruz | Midsize | $1,568 | $131 |
Ford F150 | Full-size | $1,576 | $131 |
Honda Ridgeline | Midsize | $1,588 | $132 |
Jeep Gladiator | Midsize | $1,604 | $134 |
GMC Sierra | Full-size | $1,662 | $139 |
Nissan Titan | Full-size | $1,724 | $144 |
Chevrolet Silverado | Full-size | $1,752 | $146 |
Toyota Tundra | Full-size | $1,754 | $146 |
Ford F350 Super Duty | Heavy Duty | $1,770 | $148 |
Chevrolet Silverado HD 3500 | Heavy Duty | $1,784 | $149 |
Nissan Titan XD | Heavy Duty | $1,830 | $153 |
Ram Truck | Full-size | $1,860 | $155 |
GMC Sierra 2500 HD | Heavy Duty | $1,906 | $159 |
GMC Sierra 3500 | Heavy Duty | $1,920 | $160 |
Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.
Cheapest luxury car insurance in Arkansas
Luxury cars like the Acura ILX, Mercedes-Benz A220, and BMW 330i have very good average car insurance rates in Arkansas. Other popular models that rank well are the Acura TLX, Volvo S60, and BMW 330e.
The table below ranks the luxury cars with the cheapest cost to insure, with the vehicle size noted for each model.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura ILX | Midsize | $1,502 | $125 |
Mercedes-Benz A220 | Compact | $1,602 | $134 |
BMW 330i | Compact | $1,724 | $144 |
Acura TLX | Compact | $1,734 | $145 |
Volvo S60 | Compact | $1,750 | $146 |
BMW 330e | Compact | $1,756 | $146 |
BMW 228i | Compact | $1,766 | $147 |
BMW 230i | Compact | $1,778 | $148 |
Lexus RC 300 | Midsize | $1,806 | $151 |
Alfa Romeo Giulia | Compact | $1,808 | $151 |
Cadillac CT4 | Compact | $1,812 | $151 |
Lexus RC 350 | Compact | $1,814 | $151 |
Genesis G70 | Compact | $1,842 | $154 |
Mercedes-Benz AMG CLA35 | Midsize | $1,850 | $154 |
BMW i4 | Midsize | $1,860 | $155 |
Cadillac CT5 | Midsize | $1,868 | $156 |
Audi A3 | Midsize | $1,886 | $157 |
Audi A4 | Compact | $1,890 | $158 |
Mercedes-Benz AMG CLA45 | Midsize | $1,892 | $158 |
Audi S3 | Compact | $1,896 | $158 |
Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.
Cheapest luxury SUV insurance in Arkansas
The cheapest luxury SUV to insure in Arkansas is the Acura RDX at $1,396 per year, with the Cadillac XT4 coming in second at $1,396 per year, and the Volvo XC40 in third place at $1,568 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX | Compact | $1,396 | $116 |
Cadillac XT4 | Compact | $1,430 | $119 |
Volvo XC40 | Compact | $1,568 | $131 |
Cadillac XT5 | Midsize | $1,604 | $134 |
Lexus NX 250 | Compact | $1,622 | $135 |
BMW X1 | Compact | $1,624 | $135 |
Lexus UX 250h | Compact | $1,632 | $136 |
Lexus NX 350h | Compact | $1,634 | $136 |
Lexus NX 350 | Compact | $1,662 | $139 |
Lexus UX 200 | Compact | $1,668 | $139 |
Jaguar E-Pace | Midsize | $1,672 | $139 |
Lexus RX 350 | Midsize | $1,676 | $140 |
Acura MDX | Midsize | $1,686 | $141 |
Lincoln Nautilus | Midsize | $1,704 | $142 |
Lexus NX 450h | Compact | $1,708 | $142 |
Mercedes-Benz GLB 250 | Compact | $1,714 | $143 |
Lexus RX 450h | Midsize | $1,718 | $143 |
Infiniti QX50 | Midsize | $1,724 | $144 |
Land Rover Evoque | Compact | $1,724 | $144 |
Lincoln Corsair | Compact | $1,726 | $144 |
Other luxury SUVs can be seen ranked on our luxury SUV insurance rates page.
Cargo van and minivan insurance rates in Arkansas
The cheapest van or minivan to insure in Arkansas is the Ram Promaster City at $1,312 per year, or $109 per month. The second cheapest to insure is the Chevrolet Express at $1,366 per year, and the third cheapest is the Nissan NV at $1,434 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Ram Promaster City | Full-size Van | $1,312 | $109 |
Chevrolet Express | Full-size Van | $1,366 | $114 |
Nissan NV | Full-size Van | $1,434 | $120 |
GMC Savana | Full-size Van | $1,492 | $124 |
Honda Odyssey | Minivan | $1,522 | $127 |
Nissan NV200 | Midsize Van | $1,538 | $128 |
Ford Transit Connect | Midsize Van | $1,556 | $130 |
Ram Promaster | Full-size Van | $1,594 | $133 |
Chrysler Pacifica | Minivan | $1,634 | $136 |
Ford Transit | Full-size Van | $1,646 | $137 |
Kia Carnival | Minivan | $1,706 | $142 |
Toyota Sienna | Minivan | $1,710 | $143 |
See our minivan car insurance rates page for additional data and models.
Sports car and exotic car insurance rates in Arkansas
The Mazda MX-5 Miata has the cheapest insurance cost for the sports car segment at $1,412 per year. Second place ranking for cheapest sports car insurance goes to the Ford Mustang at an average of $1,720 per year, with the BMW Z4 coming in third at $1,754.
Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,412 | $118 |
Ford Mustang | Sports Car | $1,720 | $143 |
BMW Z4 | Sports Car | $1,754 | $146 |
Subaru WRX | Sports Car | $1,852 | $154 |
Toyota GR86 | Sports Car | $1,900 | $158 |
Toyota GR Supra | Sports Car | $1,944 | $162 |
Audi TT | Sports Car | $1,986 | $166 |
Subaru BRZ | Sports Car | $2,046 | $171 |
Chevrolet Corvette | Sports Car | $2,052 | $171 |
BMW M3 | Sports Car | $2,112 | $176 |
Porsche 718 | Sports Car | $2,204 | $184 |
Chevrolet Camaro | Sports Car | $2,260 | $188 |
Lexus RC F | Sports Car | $2,306 | $192 |
Dodge Challenger | Sports Car | $2,320 | $193 |
Mercedes-Benz AMG GT53 | Sports Car | $2,356 | $196 |
Jaguar F-Type | Sports Car | $2,464 | $205 |
Porsche Taycan | Sports Car | $2,530 | $211 |
Porsche 911 | Sports Car | $2,590 | $216 |
Aston Martin Vantage | Exotic Car | $2,592 | $216 |
BMW M4 | Sports Car | $2,596 | $216 |
Average rates in large Arkansas cities
Listed below are average car insurance rates for some of the larger cities in Arkansas. Visit any page to view detailed rate information, including overall averages, cost comparisons, and the cheapest vehicles to insure in each city.
- Little Rock Car Insurance - $1,876 per year or $156 per month
- Fort Smith Car Insurance - $1,526 per year or $127 per month
- Fayetteville Car Insurance - $1,536 per year or $128 per month
- Springdale Car Insurance - $1,546 per year or $129 per month
- Jonesboro Car Insurance - $1,606 per year or $134 per month