Fayetteville, AR Car Insurance – Cheapest Rates (2023) + Comparisons

What does average Fayetteville auto insurance cost? Get ready to find out as we break down rates for over 150 models to find cheap Fayetteville car insurance quotes.

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  • Fayetteville car insurance rates average $1,714 per year for full coverage, or approximately $143 per month.
  • Fayetteville, AR, auto insurance averages $132 per year less than the Arkansas state average cost ($1,846) and $29 per year more than the rate average for the entire United States ($1,685).
  • Car insurance rates for a few popular models in Fayetteville include the Subaru Outback at $1,476 per year, Mazda CX-5 at $1,346, and Jeep Grand Cherokee at $1,820.
  • SUV models like the Nissan Rogue Sport, Chevrolet Trailblazer, Buick Envision, and Kia Seltos have the best chance of getting cheap car insurance in Fayetteville.
  • A few vehicles with segment-leading car insurance rates in Fayetteville include the Acura Integra, Subaru Legacy, Lexus RX 350, Nissan Titan, and Cadillac CT5.

How much does Fayetteville car insurance cost?

In Fayetteville, the average cost of car insurance is $1,714 per year, which is 1.7% more than the national average rate of $1,685. Per month, Fayetteville drivers can expect to pay an average of $143 for a policy with full coverage.

The average cost of car insurance in Arkansas is $1,846 per year, so Fayetteville, AR, drivers pay an average of $132 less per year than the overall Arkansas state-wide average rate. When compared to other larger cities in Arkansas, the cost of auto insurance in Fayetteville is approximately $10 per year more expensive than in Fort Smith, $72 per year less than in Jonesboro, and $354 per year cheaper than in Little Rock.

The chart below summarizes average auto insurance cost in Fayetteville broken out based on a variety of different driver ages and policy risk profiles. Rates are averaged for all 2023 vehicle models including luxury cars and SUVs.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Fayetteville, AR Car Insurance Cost by Driver Risk Profile
2023 Average Car Insurance Cost in Fayetteville, AR
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,892$324
Safe Driver Age 20$3,408$284
At-fault Accidents Age 40$2,418$202
Low Deductibles Age 40$2,234$186
Safe Driver Age 30$1,806$151
Safe Driver Age 40$1,714$143
Safe Driver Age 50$1,562$130
Safe Driver Age 60$1,530$128
High Deductibles Age 40$1,444$120
Discount Rate Age 40$1,424$119

In the chart above, the cost of car insurance in Fayetteville ranges from $1,424 per year for a 40-year-old driver with many policy discounts to $3,892 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy. When those numbers are converted to a monthly rate, the average cost in the previous chart ranges from $119 to $324 per month.

Car insurance rates are extremely variable and are impacted by many different factors. The likelihood of a wide range of rates stresses the need to get multiple auto insurance quotes when shopping online for the cheapest Fayetteville auto insurance.

The age of the driver is probably the number one factor that determines the cost of auto insurance, so the list below illustrates this point by showing the difference in average car insurance rates for different driver ages.

Fayetteville, AR, car insurance cost for drivers age 16 to 60

  • 16 year old – $6,136 per year or $511 per month
  • 17 year old – $5,740 per year or $478 per month
  • 18 year old – $5,360 per year or $447 per month
  • 19 year old – $4,854 per year or $405 per month
  • 20 year old – $3,408 per year or $284 per month
  • 30 year old – $1,806 per year or $151 per month
  • 40 year old – $1,714 per year or $143 per month
  • 50 year old – $1,562 per year or $130 per month
  • 60 year old – $1,530 per year or $128 per month

The rates in the list above for drivers age 16 to 19 were based on the rated driver being male. The chart below goes into more detail regarding the cost of insuring teen drivers and breaks out average teen driver car insurance rates by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Car Insurance Cost for Teen Drivers in Fayetteville, AR
Average Car Insurance Cost in Fayetteville, AR for Teenage Drivers
Gender Driver Age 16 Age 17 Age 18 Age 19
Male$6,136$5,740$5,360$4,854
Female$5,404$5,100$4,650$4,316

Car insurance for a female 16-year-old driver in Fayetteville costs an average of $732 less per year than the cost for a male driver, while at age 19, the cost difference is less but females still cost $538 less per year.

The previously discussed car insurance rates take all 2023 models and come up with an average cost, which is suitable for making overall comparisons like the difference in average auto insurance cost for two different locations in Arkansas. Average auto insurance rates are perfect when answering questions like “are car insurance rates in Fayetteville cheaper than in Springdale?” or “is Arkansas car insurance cheaper than Texas?”.

For more accurate auto insurance cost comparisons, however, the rates will be more accurate if we look at the specific make and model of vehicle being insured. Every make and model has different characteristics for calculating how much auto insurance costs and this data allows us to perform detailed insurance cost comparisons.

The next chart breaks down average car insurance cost in Fayetteville for the more popular vehicles. Later on, we’ll explore the ins-and-outs of insuring some of these models in more detail.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Fayetteville car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Fayetteville Zip Codes.Data last updated on December 30, 2022
Fayetteville, Arkansas Car Insurance Rates for Popular Vehicles
Fayetteville, Arkansas Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Forester$1,446$121
Honda CR-V$1,452$121
Nissan Rogue$1,576$131
Toyota RAV4$1,586$132
Toyota Camry$1,628$136
Honda Pilot$1,648$137
Honda Civic$1,678$140
Toyota Highlander$1,710$143
Ford F150$1,742$145
Jeep Grand Cherokee$1,820$152
Ford Mustang$1,860$155
GMC Sierra$1,870$156
Chevrolet Silverado$1,872$156
Ram Truck$1,874$156
Chevrolet Corvette$2,112$176

Which cars have cheap insurance in Fayetteville, Arkansas?

The models with the lowest cost average auto insurance quotes in Fayetteville, AR, tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision. Average car insurance quotes for those crossover SUVs cost $114 or less per month to have full coverage.

Some other vehicles that have affordable car insurance rates in our car insurance cost comparison are the Subaru Impreza, Ford Maverick, Ford Edge, and Subaru Ascent.

The average insurance cost is somewhat higher for those models than the cheapest crossovers and small SUVs that rank near the top, but they still have an average insurance cost of $1,452 or less per year in Fayetteville.

The next table ranks the vehicles with the cheapest overall insurance rates in Fayetteville, ordered by cost.

Top 20 Cheapest Auto Insurance Rates in Fayetteville, AR
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,296$108
2Subaru Crosstrek$1,310$109
3Nissan Kicks$1,314$110
4Honda Passport$1,332$111
5Nissan Rogue Sport$1,336$111
6Mazda CX-5$1,346$112
7Buick Encore$1,366$114
8Buick Envision$1,370$114
9Kia Seltos$1,388$116
10Subaru Ascent$1,394$116
11Hyundai Venue$1,398$117
12Subaru Impreza$1,418$118
13Ford Maverick$1,424$119
14Honda HR-V$1,426$119
15Chevrolet Colorado$1,428$119
16Acura RDX$1,430$119
17Hyundai Kona$1,438$120
18Subaru Forester$1,446$121
19Ford Edge$1,452$121
20Honda CR-V$1,452$121

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 30, 2022
    Top 20 Cheapest Auto Insurance Rates in Fayetteville, AR

    The above table containing 20 of the cheapest vehicles to insure in Fayetteville serves the purpose if you’re just looking for any vehicle with cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 3% of makes and models are shown in the table. So let’s dig deeper and show the models with the lowest rates in a more sensible format, by vehicle segment.

    This next section further discusses the average cost of car insurance for each vehicle segment. The rates shown in the chart should provide a good idea of which types of cars, trucks, and SUVs that have the cheapest average auto insurance rates. Then the six subsequent sections rank the models with the most affordable auto insurance in each segment.

    Fayetteville auto insurance rates by vehicle segment

    When shopping for a new or used vehicle, it’s useful to know which kinds of vehicles have more affordable car insurance rates in Fayetteville. For example, you may be wondering if SUVs are more affordable to insure than minivans or if sports cars have cheaper insurance than luxury cars.

    The chart below shows the average cost of car insurance rates in Fayetteville for different vehicle segments. From an overall average perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the most affordable average auto insurance rates, while sports cars and performance luxury models have the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Fayetteville car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Fayetteville Zip Codes.Data last updated on December 30, 2022
    Average Fayetteville, Arkansas Auto Insurance Rates by Automotive Segment
    Fayetteville Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,558$130
    Midsize Pickup$1,620$135
    Midsize SUV$1,672$139
    Minivan$1,678$140
    Compact Car$1,706$142
    Midsize Car$1,748$146
    Compact Luxury SUV$1,852$154
    Half-ton Pickup$1,858$155
    Large SUV$1,872$156
    Compact Luxury Car$1,886$157
    Heavy Duty Pickup$1,968$164
    Midsize Luxury SUV$1,990$166
    Large Car$1,994$166
    Midsize Luxury Car$2,180$182
    Sports Car$2,342$195
    Large Luxury SUV$2,520$210
    Large Luxury Car$2,644$220

    Average insurance rates by segment are fine for getting a ballpark comparison, but rates vary substantially within each vehicle segment shown in the chart above.

    For example, in the small SUV segment, Fayetteville auto insurance rates range from the Chevrolet Trailblazer at $1,296 per year up to the Ford Mustang Mach-E at $1,938 per year.

    For another example, in the large truck segment, the average cost of insurance ranges from the Nissan Titan at $1,696 per year to the GMC Hummer EV Pickup at $2,162 per year, a difference of $466 within that segment.

    In the next sections of the article, we eliminate much of the variability by analyzing the cost of car insurance in Fayetteville at a model level.

    Cheapest car insurance rates in Fayetteville, Arkansas

    The four most affordable non-luxury cars to insure in Fayetteville are the Subaru Impreza at $1,418 per year, Volkswagen Jetta at $1,566 per year, Subaru Legacy at $1,576 per year, and Nissan Sentra at $1,592 per year.

    Other models that have affordable average insurance rates include the Kia K5, Mazda 3, Volkswagen Golf, and Toyota Camry, with an average car insurance cost of $1,652 per year or less.

    From a monthly standpoint, auto insurance rates in this segment starts at around $118 per month, depending on where you live and the company you use.

    The table below ranks the cars with the lowest-cost car insurance in Fayetteville, starting with the Subaru Impreza at $1,418 per year ($118 per month) and ending with the Volkswagen Arteon at $1,798 per year ($150 per month).

    Cheapest Insurance for Cars in Fayetteville, Arkansas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,418$118
    Volkswagen JettaCompact$1,566$131
    Subaru LegacyMidsize$1,576$131
    Nissan SentraCompact$1,592$133
    Toyota CorollaCompact$1,608$134
    Volkswagen GolfCompact$1,612$134
    Toyota PriusCompact$1,614$135
    Toyota CamryMidsize$1,628$136
    Mazda 3Compact$1,644$137
    Kia K5Midsize$1,652$138
    Chevrolet MalibuMidsize$1,668$139
    Chrysler 300Full-size$1,670$139
    Honda CivicCompact$1,678$140
    Kia ForteCompact$1,682$140
    Mitsubishi Mirage G4Compact$1,688$141
    Nissan LeafCompact$1,726$144
    Honda AccordMidsize$1,730$144
    Toyota CrownMidsize$1,740$145
    Tesla Model 3Midsize$1,752$146
    Volkswagen ArteonMidsize$1,798$150

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 30, 2022
      Cheapest Insurance for Cars in Fayetteville, Arkansas

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Don’t see rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Fayetteville car insurance quotes from top auto insurance companies in Arkansas.

      Cheapest SUV insurance rates in Fayetteville

      The four highest ranking SUVs with the lowest-cost average insurance rates in Fayetteville are the Chevrolet Trailblazer at $1,296 per year, Subaru Crosstrek at $1,310 per year, Nissan Kicks at $1,314 per year, and Honda Passport at $1,332 per year.

      Not the cheapest in the list, but still ranking well, are models like the Buick Encore, Buick Envision, Kia Seltos, and Mazda CX-5, with an average cost of $1,394 per year or less.

      Additional SUVs that rank well include the Hyundai Kona, Volkswagen Atlas, Subaru Forester, Hyundai Venue, and Chevrolet Trax, which average between $1,394 and $1,472 per year for insurance.

      Full-coverage insurance in this segment for a middle-age safe driver will start around $108 per month, depending on your location and insurance company. The comparison table below ranks the SUVs with the most affordable car insurance rates in Fayetteville, starting with the Chevrolet Trailblazer at $108 per month and ending with the Chevrolet Trax at $123 per month.

      Cheapest Insurance for SUVs in Fayetteville, Arkansas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,296$108
      Subaru CrosstrekCompact$1,310$109
      Nissan KicksCompact$1,314$110
      Honda PassportMidsize$1,332$111
      Nissan Rogue SportCompact$1,336$111
      Mazda CX-5Compact$1,346$112
      Buick EncoreCompact$1,366$114
      Buick EnvisionCompact$1,370$114
      Kia SeltosCompact$1,388$116
      Subaru AscentMidsize$1,394$116
      Hyundai VenueCompact$1,398$117
      Honda HR-VCompact$1,426$119
      Hyundai KonaCompact$1,438$120
      Subaru ForesterCompact$1,446$121
      Ford EdgeMidsize$1,452$121
      Honda CR-VCompact$1,452$121
      Mazda CX-30Compact$1,458$122
      Ford ExplorerMidsize$1,462$122
      Volkswagen AtlasMidsize$1,464$122
      Chevrolet TraxCompact$1,472$123

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 30, 2022
        Cheapest Insurance for SUVs in Fayetteville, Arkansas

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

        Don’t see insurance rates for your SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Arkansas.

        Cheapest sports car insurance rates in Fayetteville

        The lowest-cost sports cars to insure in Fayetteville are the Mazda MX-5 Miata at $1,582 per year, the Audi TT at $1,776 per year, and the Ford Mustang at $1,860 per year.

        Not the cheapest, but still in the top 10, are cars like the Subaru BRZ, BMW M2, Nissan Z, and Toyota GR Supra, with an average cost to insure of $2,068 per year or less.

        Ranking between positions 10 and 20, models like the BMW M3, Lexus RC F, Porsche Taycan, Porsche 718, Lexus LC 500, and Mercedes-Benz AMG GT53 average between $2,068 and $2,576 to insure per year.

        From a monthly standpoint, full-coverage auto insurance on this segment in Fayetteville for a good driver can cost as low as $132 per month, depending on where you live.

        The table below ranks the sports cars with the cheapest average car insurance rates in Fayetteville, starting with the Mazda MX-5 Miata at $132 per month and ending with the Lexus LC 500 at $215 per month.

        Cheapest Insurance for Sports Cars in Fayetteville, Arkansas
        Make/Model Vehicle Type Annual Cost Monthly Cost
        Mazda MX-5 MiataSports Car$1,582$132
        Audi TTSports Car$1,776$148
        Ford MustangSports Car$1,860$155
        BMW Z4Sports Car$1,872$156
        Subaru WRXSports Car$1,894$158
        Nissan ZSports Car$1,922$160
        Toyota GR SupraSports Car$1,952$163
        BMW M2Sports Car$1,978$165
        Toyota GR86Sports Car$1,980$165
        Subaru BRZSports Car$2,068$172
        Chevrolet CorvetteSports Car$2,112$176
        BMW M3Sports Car$2,160$180
        Lexus RC FSports Car$2,204$184
        Porsche 718Sports Car$2,208$184
        Chevrolet CamaroSports Car$2,242$187
        Mercedes-Benz AMG GT53Sports Car$2,378$198
        Jaguar F-TypeSports Car$2,460$205
        Porsche TaycanSports Car$2,514$210
        BMW M4Sports Car$2,546$212
        Lexus LC 500Sports Car$2,576$215

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 29, 2022
          Cheapest Insurance for Sports Cars in Fayetteville, Arkansas

          Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Fayetteville.

          Cheapest pickup insurance rates in Fayetteville, AR

          The Ford Maverick ranks at #1 for the cheapest pickup truck to insure in Fayetteville, followed by the Chevrolet Colorado, Nissan Frontier, Ford Ranger, and GMC Canyon. The 2023 model has an average cost of $1,424 per year for a full-coverage insurance policy.

          Additional models that rank well are the Honda Ridgeline, Ford F150, Toyota Tacoma, and Nissan Titan, with average cost of $1,742 per year or less.

          On a monthly basis, auto insurance in this segment for a safe driver starts at around $119 per month, depending on your location and insurance company. The comparison table below ranks the twenty pickups with the lowest-cost average auto insurance rates in Fayetteville, starting with the Ford Maverick at $119 per month and ending with the Nissan Titan XD at $160 per month.

          Cheapest Insurance for Pickups in Fayetteville, Arkansas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Ford MaverickMidsize$1,424$119
          Chevrolet ColoradoMidsize$1,428$119
          Nissan FrontierMidsize$1,480$123
          Ford RangerMidsize$1,520$127
          GMC CanyonMidsize$1,556$130
          Toyota TacomaMidsize$1,566$131
          Hyundai Santa CruzMidsize$1,592$133
          Nissan TitanFull-size$1,696$141
          Honda RidgelineMidsize$1,702$142
          Ford F150Full-size$1,742$145
          GMC Sierra 2500 HDHeavy Duty$1,756$146
          Jeep GladiatorMidsize$1,784$149
          Toyota TundraFull-size$1,800$150
          GMC Sierra 3500Heavy Duty$1,810$151
          GMC SierraFull-size$1,870$156
          Chevrolet SilveradoFull-size$1,872$156
          Ram TruckFull-size$1,874$156
          Chevrolet Silverado HD 2500Heavy Duty$1,880$157
          Chevrolet Silverado HD 3500Heavy Duty$1,884$157
          Nissan Titan XDHeavy Duty$1,914$160

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 30, 2022
            Cheapest Insurance for Pickups in Fayetteville, Arkansas

            For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

            Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Arkansas.

            Cheapest luxury cars to insure in Fayetteville

            Ranking highest for the cheapest Fayetteville auto insurance rates in the luxury car segment are the BMW 330i, Acura TLX, Genesis G70, Cadillac CT4, and Acura Integra. Car insurance rates for these vehicles average $152 or less per month.

            Also ranking well in our comparison are models like the Lexus ES 350, Cadillac CT5, BMW 228i, and Lexus ES 250, with an average cost to insure of $1,864 per year or less.

            Additional vehicles that rank well include the Audi A3, Lexus RC 300, Mercedes-Benz AMG CLA45, Lexus RC 350, and Volvo S60, which average between $1,864 and $1,914 per year for insurance in Fayetteville.

            Full-coverage insurance in Fayetteville for this segment for a middle-age safe driver can cost as low as $128 per month, depending on your location. The table below ranks the twenty cars with the cheapest car insurance in Fayetteville, starting with the Acura Integra at $128 per month and ending with the Volvo S60 at $160 per month.

            Cheapest Insurance for Luxury Cars in Fayetteville, Arkansas
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura IntegraCompact$1,538$128
            BMW 330iCompact$1,740$145
            Acura TLXCompact$1,766$147
            Cadillac CT4Compact$1,790$149
            Genesis G70Compact$1,824$152
            Cadillac CT5Midsize$1,844$154
            Lexus ES 350Midsize$1,846$154
            BMW 330eCompact$1,854$155
            Lexus ES 250Midsize$1,858$155
            BMW 228iCompact$1,864$155
            Lexus RC 300Midsize$1,864$155
            Mercedes-Benz AMG CLA35Midsize$1,868$156
            Audi A3Midsize$1,874$156
            BMW 230iCompact$1,876$156
            Mercedes-Benz C300Compact$1,890$158
            Audi A4Compact$1,896$158
            Lexus RC 350Compact$1,900$158
            Audi S3Compact$1,912$159
            Mercedes-Benz AMG CLA45Midsize$1,912$159
            Volvo S60Compact$1,914$160

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 30, 2022
              Cheapest Insurance for Luxury Cars in Fayetteville, Arkansas

              See our guide for luxury car insurance to compare rates for all makes and models.

              Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fayetteville car insurance quotes from top-rated auto insurance companies in Arkansas.

              Cheapest luxury SUV insurance rates in Fayetteville, AR

              The three top-ranked luxury SUVs with the lowest-cost auto insurance rates in Fayetteville are the Acura RDX at $1,430 per year, the Lexus RX 350 at $1,534 per year, and the Cadillac XT4 at $1,546 per year.

              Not the cheapest, but still very affordable, are luxury SUVs like the Cadillac XT6, Mercedes-Benz GLB 250, Lexus UX 250h, and Cadillac XT5, with average insurance cost of $1,668 per year or less.

              Ranking between positions 10 and 20, models like the BMW X1, Acura MDX, Lexus NX 250, Mercedes-Benz GLC300, Lexus NX 350, and Lexus NX 450h average between $1,668 and $1,746 per year to insure in Fayetteville.

              From a cost per month standpoint, car insurance rates on this segment in Fayetteville for a safe driver starts at an average of $119 per month, depending on where you live and the company you use.

              The next table ranks the luxury SUVs with the cheapest average insurance rates in Fayetteville.

              Cheapest Insurance for Luxury SUVs in Fayetteville, Arkansas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,430$119
              Lexus RX 350Midsize$1,534$128
              Cadillac XT4Compact$1,546$129
              Volvo XC40Compact$1,576$131
              Infiniti QX50Midsize$1,588$132
              Lexus UX 250hCompact$1,604$134
              Cadillac XT5Midsize$1,628$136
              Mercedes-Benz GLA250Compact$1,662$139
              Cadillac XT6Midsize$1,668$139
              Mercedes-Benz GLB 250Compact$1,668$139
              Lexus NX 250Compact$1,688$141
              Acura MDXMidsize$1,706$142
              Lexus NX 350hCompact$1,708$142
              Lexus NX 350Compact$1,720$143
              Lexus NX 450hCompact$1,724$144
              Lincoln CorsairCompact$1,724$144
              Lincoln NautilusMidsize$1,736$145
              BMW X1Compact$1,738$145
              Alfa Romeo TonaleCompact$1,740$145
              Mercedes-Benz GLC300Compact$1,746$146

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, AR.Data last updated on December 29, 2022
                Cheapest Insurance for Luxury SUVs in Fayetteville, Arkansas

                See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

                Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Fayetteville car insurance quotes from top-rated auto insurance companies in Arkansas.

                How to find cheaper auto insurance

                Resourceful drivers in Fayetteville are often looking to reduce the monthly expense for car insurance, so take a minute to review the savings tips in the list below to see if you can save a little dough on your next auto insurance policy.

                • Your employer could save you money. Many insurance companies offer discounts for specific occupations like high school and elementary teachers, emergency medical technicians, architects, firefighters, accountants, engineers, and others. By qualifying for an occupational discount, you may save between $51 and $173 on your auto insurance bill, subject to policy limits.
                • Bring up your credit score to save money. Having an excellent credit rating above 800 may save up to $269 per year compared to a good credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost as much as $312 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Pay small claims out-of-pocket. Most auto insurance companies reduce rates a little if you do not file any claims. Auto insurance should only be used to protect you from large financial hits, not small claims that can be paid out-of-pocket.
                • Shop around and save. Setting aside 5-10 minutes to get a few free car insurance quotes is the best way to save money. Rates change often and you can switch companies very easily.
                • Driving citations can increase insurance cost. In order to get affordable auto insurance in Fayetteville, it’s necessary to obey traffic laws. A few minor blemishes on your driving record can potentially raise rates by at least $448 per year. Serious violations such as DWI and leaving the scene of an accident could raise rates by an additional $1,576 or more.
                • Remove optional coverage on older vehicles. Dropping comprehensive and collision coverage from vehicles whose low value makes coverage cost prohibitive can cheapen the cost substantially.