Rhode Island Car Insurance Cost for 2022

What is the average car insurance cost in Rhode Island? Find out the average cost, how Rhode Island compares to other states, plus the cheapest vehicles to insure in each segment.

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What is average car insurance cost in Rhode Island?

Average car insurance rates in Rhode Island cost $1,796 per year, or about $150 per month, which is 14.6% more than the national average rate of $1,567 for all vehicles.

Average rates for some of the most popular vehicles in Rhode Island include the Honda Civic at an average cost of $1,778 per year, the Ford Escape at $1,766, the Toyota Tacoma at $1,666, the Honda CR-V at $1,572, and the Jeep Wrangler at $2,054 per year.

Luxury cars and SUVs like the Infiniti QX50, the BMW 330i, and the Volvo XC90 cost an average of $1,898, $1,896, and $1,946 per year, respectively, for full-coverage car insurance.

The chart below shows average auto insurance cost in Rhode Island for all 2022 models. Rates are averaged for all Rhode Island Zip Codes and rated for driver ages 20 through 60 and for different policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Rhode Island car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Rhode Island zip codes.Data last updated on August 19, 2022
Average Car Insurance Cost in Rhode Island
Average Car Insurance Cost in Rhode Island
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,022$252
$500$3,560$297
$250$4,126$344
30$1,000$1,588$132
$500$1,890$158
$250$2,202$184
40$1,000$1,518$127
$500$1,796$150
$250$2,082$174
50$1,000$1,384$115
$500$1,632$136
$250$1,894$158
60$1,000$1,358$113
$500$1,602$134
$250$1,858$155

Rhode Island auto insurance rates in the chart above range from $1,358 per year for a 60-year-old driver with $1,000 deductibles to $4,126 per year for a 20-year-old driver with $250 deductibles.

Converted to a monthly payment, the average cost of car insurance per month in Rhode Island ranges from $113 to $344 for the rates shown in the chart.

Some additional factors and situations that can affect car insurance quotes in Rhode Island include:

  • A 50-year-old driver with a major driving conviction like a DWI/DUI or leaving the scene of an accident could pay as much as $1,624 more per year.
  • Even minor citations like a speeding ticket or failure to yield could increase the annual cost of auto insurance in Rhode Island by $468 for a 40-year-old driver.
  • Qualifying for many discounts could save as much as $558 per year. This includes discounts like being a safe driver, having multiple vehicles on the same policy, and being claim-free.
  • Insuring your car and home with the same insurance company could save as much as $234 per year.
  • An at-fault auto accident could increase rates by as much as $732 each year, depending on the company

Is car insurance expensive in Rhode Island?

When car insurance rates are compared to nearby states in the northeastern part of the U.S., the average cost in Rhode Island is 70.4% per year more than Maine, 44.1% more than Massachusetts, 21.7% more than Connecticut, and 95.2% more than than New Hampshire.

When compared to states in other parts of the country, the average cost of auto insurance in Rhode Island is 22% more expensive than Georgia, 45.8% more per year than Illinois, 3% more than California, 85.9% more than North Carolina, and 10.9% more expensive than New York.

The only states in the U.S. that have more expensive average car insurance rates than Rhode Island are Michigan at $2,424 per year, Louisiana at $2,206 per year, and Florida at $2,228 per year.

Car insurance rate comparison example

The example below shows how average Rhode Island car insurance quotes compare to nearby states using dollar amounts rather than percentages. For this example, we’ll use a 40-year-old driver with a Nissan Rogue as the insured vehicle.

Average auto insurance rates on a 2022 Nissan Rogue in Rhode Island cost $1,758 per year. In comparison, this rate is:

  • $766 per year more expensive than in Vermont ($992)
  • $170 per year more expensive than in New York ($1,588)
  • $312 per year more expensive than in Connecticut ($1,446)
  • $350 per year more expensive than in New Jersey ($1,408)
  • $242 per year more expensive than in Delaware ($1,516)

Rhode Island car insurance vs. the Northeast region

The chart below shows how auto insurance cost in Rhode Island compares to other Northeast U.S. states. Average rates in Rhode Island rank last out of the 11 comparison states, even being edged out by New York by $176 per year.

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Rhode Island Car Insurance Cost Compared to Northeast Region
Average Car Insurance Cost in Rhode Island Compared to Northeast Region
Northeast Region States Average Insurance Cost Annual Difference
New Hampshire$920-$876
Vermont$1,012-$784
Maine$1,054-$742
Massachusetts$1,246-$550
Pennsylvania$1,282-$514
Maryland$1,374-$422
New Jersey$1,438-$358
Connecticut$1,476-$320
Delaware$1,550-$246
New York$1,620-$176
Rhode Island$1,796--

Cheapest car insurance by vehicle segment

The list below shows the cheapest vehicles to insure in Rhode Island for each segment. Following the list, we rank the top 20 cheapest car insurance rates in each segment.

  • Cheapest compact car insuranceSubaru Impreza at $1,558 per year or $130 per month
  • Cheapest compact SUV insuranceMazda CX-5 at $1,366 per year or $114 per month
  • Cheapest midsize car insuranceSubaru Legacy at $1,738 per year or $145 per month
  • Cheapest midsize SUV insuranceHonda Passport at $1,444 per year or $120 per month
  • Cheapest full-size car insuranceToyota Avalon at $1,884 per year or $157 per month
  • Cheapest full-size SUV insuranceChevrolet Tahoe at $1,800 per year or $150 per month
  • Cheapest midsize pickup insuranceChevrolet Colorado at $1,478 per year or $123 per month
  • Cheapest full-size pickup insuranceFord F150 at $1,738 per year or $145 per month
  • Cheapest heavy duty pickup insuranceFord F350 Super Duty at $1,948 per year or $162 per month
  • Cheapest minivan insuranceHonda Odyssey at $1,672 per year or $139 per month
  • Cheapest sports car insuranceMazda MX-5 Miata at $1,556 per year or $130 per month
  • Cheapest compact luxury car insuranceMercedes-Benz A220 at $1,764 per year or $147 per month
  • Cheapest compact luxury SUV insuranceAcura RDX at $1,538 per year or $128 per month
  • Cheapest midsize luxury car insuranceAcura ILX at $1,652 per year or $138 per month
  • Cheapest midsize luxury SUV insuranceCadillac XT5 at $1,766 per year or $147 per month
  • Cheapest full-size luxury car insuranceAudi A5 at $2,106 per year or $176 per month
  • Cheapest full-size luxury SUV insuranceVolvo XC90 at $1,946 per year or $162 per month

Cheapest car insurance in Rhode Island

The cheapest non-luxury two and four door cars to insure in Rhode Island are the Subaru Impreza at $1,558 per year, the Chevrolet Spark at $1,564 per year, and the Volkswagen Golf at $1,726 per year.

Also ranking well in our comparison are models like the Toyota Camry, Honda Insight, Kia K5, and Nissan Sentra, with average cost of $1,766 per year or less.

Ranked from 10th to 20th place, cars like the Kia Rio, Toyota Prius, Kia Forte, Chevrolet Malibu, and Hyundai Veloster cost between $1,766 and $1,864 per year for full-coverage insurance.

Auto insurance rates in this segment will start around $130 per month, depending on your location and insurance company.

The cheapest non-luxury compact car to insure in Rhode Island is the Subaru Impreza at $1,558 per year. For midsize models, the Subaru Legacy is cheapest to insure at $1,738 per year. And for full-size non-luxury cars, the Toyota Avalon has the most affordable rates at $1,884 per year.

The table below ranks the cars with the cheapest auto insurance rates in Rhode Island, starting with the Subaru Impreza at $1,558 per year and ending with the Chevrolet Malibu at $1,864 per year.

Top 20 Cheapest Car Insurance Rates in Rhode Island
Make/Model Vehicle Size Annual Cost Monthly Cost
Subaru ImprezaCompact$1,558$130
Chevrolet SparkCompact$1,564$130
Volkswagen GolfCompact$1,726$144
Subaru LegacyMidsize$1,738$145
Honda InsightMidsize$1,744$145
Volkswagen JettaCompact$1,746$146
Nissan SentraCompact$1,750$146
Kia K5Midsize$1,762$147
Toyota CorollaCompact$1,764$147
Toyota CamryMidsize$1,766$147
Kia RioCompact$1,770$148
Volkswagen PassatMidsize$1,772$148
Honda CivicCompact$1,778$148
Mazda 3Compact$1,786$149
Mazda 6Midsize$1,790$149
Toyota PriusCompact$1,794$150
Hyundai AccentCompact$1,814$151
Hyundai VelosterCompact$1,834$153
Kia ForteCompact$1,836$153
Chevrolet MalibuMidsize$1,864$155

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
    Top 20 Cheapest Car Insurance Rates in Rhode Island

    See our compact car insurance, midsize car insurance, and full-size car insurance comparison pages for more make and model data.

    Cheapest SUV insurance in Rhode Island

    The four cheapest non-luxury SUVs to insure in Rhode Island are the Mazda CX-5 at $1,366 per year, Nissan Kicks at $1,400 per year, Chevrolet Trailblazer at $1,406 per year, and Honda Passport at $1,444 per year.

    Also ranking well are SUVs like the Toyota C-HR, Hyundai Venue, Nissan Rogue Sport, and Buick Envision, with an average cost of $1,526 per year or less.

    In the lower half of the top 20 SUVs to insure, SUVs like the Honda HR-V, Subaru Forester, Mazda CX-30, Volkswagen Tiguan, and Subaru Ascent average between $1,526 and $1,616 per year for full-coverage insurance.

    On a monthly basis, full-coverage auto insurance in Rhode Island on this segment for an average middle-age driver will start around $114 per month, depending on the company and your location.

    The rate comparison table below ranks the SUVs with the most affordable car insurance rates in Rhode Island, starting with the Mazda CX-5 at $114 per month and ending with the Ford Edge at $135 per month.

    Top 20 Cheapest SUV Insurance Rates in Rhode Island
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Mazda CX-5Compact$1,366$114
    Nissan KicksCompact$1,400$117
    Chevrolet TrailblazerCompact$1,406$117
    Subaru CrosstrekCompact$1,440$120
    Honda PassportMidsize$1,444$120
    Toyota C-HRCompact$1,474$123
    Buick EncoreCompact$1,484$124
    Nissan Rogue SportCompact$1,496$125
    Buick EnvisionCompact$1,526$127
    Hyundai VenueCompact$1,526$127
    Kia SeltosCompact$1,528$127
    Toyota Corolla CrossCompact$1,540$128
    Subaru AscentMidsize$1,542$129
    Hyundai KonaCompact$1,550$129
    Subaru ForesterCompact$1,556$130
    Volkswagen TiguanCompact$1,558$130
    Honda CR-VCompact$1,572$131
    Mazda CX-30Compact$1,588$132
    Honda HR-VCompact$1,612$134
    Ford EdgeMidsize$1,616$135

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
      Top 20 Cheapest SUV Insurance Rates in Rhode Island

      Visit our compact SUV insurance, midsize SUV insurance, and full-size SUV insurance comparison pages for full make and model data.

      Cheapest pickup insurance in Rhode Island

      The four cheapest pickups to insure in Rhode Island are the Chevrolet Colorado at $1,478 per year, Ford Maverick at $1,534 per year, Ford Ranger at $1,594 per year, and Toyota Tacoma at $1,666 per year.

      Also ranking well are pickups like the Jeep Gladiator, Hyundai Santa Cruz, GMC Canyon, and Honda Ridgeline, with average insurance cost of $1,764 per year or less.

      Car insurance rates in Rhode Island for this segment for a good driver starts at an average of $123 per month, depending on the company. The rate comparison table below ranks the twenty pickups with the cheapest insurance rates in Rhode Island, starting with the Chevrolet Colorado at $123 per month and ending with the GMC Sierra 3500 at $176 per month.

      Top 20 Cheapest Pickup Truck Insurance Rates in Rhode Island
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet ColoradoMidsize$1,478$123
      Ford MaverickMidsize$1,534$128
      Ford RangerMidsize$1,594$133
      Toyota TacomaMidsize$1,666$139
      Nissan FrontierMidsize$1,708$142
      Hyundai Santa CruzMidsize$1,724$144
      GMC CanyonMidsize$1,728$144
      Ford F150Full-size$1,738$145
      Honda RidgelineMidsize$1,746$146
      Jeep GladiatorMidsize$1,764$147
      GMC SierraFull-size$1,828$152
      Nissan TitanFull-size$1,894$158
      Chevrolet SilveradoFull-size$1,928$161
      Toyota TundraFull-size$1,932$161
      Ford F350 Super DutyHeavy Duty$1,948$162
      Chevrolet Silverado HD 3500Heavy Duty$1,960$163
      Nissan Titan XDHeavy Duty$2,016$168
      Ram TruckFull-size$2,050$171
      GMC Sierra 2500 HDHeavy Duty$2,092$174
      GMC Sierra 3500Heavy Duty$2,110$176

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
        Top 20 Cheapest Pickup Truck Insurance Rates in Rhode Island

        Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons.

        Cheapest luxury car insurance in Rhode Island

        Ranking in the top five for most affordable Rhode Island auto insurance rates for the luxury car segment are the Acura ILX, Acura TLX, Mercedes-Benz A220, Volvo S60, and BMW 330i. Auto insurance quotes for these 2022 models average $161 or less per month.

        Not the cheapest, but still in the top 10, are cars like the Alfa Romeo Giulia, Lexus RC 300, BMW 228i, and BMW 230i, with average rates of $1,990 per year or less.

        Additional 2022 luxury models on the list include the Audi A4, Mercedes-Benz AMG CLA45, Lexus RC 350, Genesis G70, and BMW i4, which average between $1,990 and $2,084 per year for auto insurance.

        From a monthly standpoint, auto insurance rates in Rhode Island on this segment for a middle-age safe driver will start around $138 per month, depending on where you live and the company you use.

        When vehicle size is factored in, the cheapest compact luxury car model to insure in Rhode Island is the Mercedes-Benz A220 at $1,764 per year, or $147 per month. For midsize 2022 models, the Acura ILX has the best rates at $1,652 per year, or $138 per month. And for large luxury cars, the Audi A5 has the cheapest car insurance rates at $2,106 per year, or $176 per month.

        The rate comparison table below ranks the twenty cars with the lowest-cost car insurance in Rhode Island, starting with the Acura ILX at $1,652 per year ($138 per month) and ending with the Audi S3 at $2,084 per year ($174 per month).

        Top 20 Cheapest Luxury Cars to Insure in Rhode Island
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,652$138
        Mercedes-Benz A220Compact$1,764$147
        BMW 330iCompact$1,896$158
        Acura TLXCompact$1,908$159
        Volvo S60Compact$1,926$161
        BMW 330eCompact$1,932$161
        BMW 228iCompact$1,944$162
        BMW 230iCompact$1,956$163
        Alfa Romeo GiuliaCompact$1,990$166
        Lexus RC 300Midsize$1,990$166
        Cadillac CT4Compact$1,996$166
        Lexus RC 350Compact$1,998$167
        Genesis G70Compact$2,026$169
        Mercedes-Benz AMG CLA35Midsize$2,036$170
        BMW i4Midsize$2,046$171
        Cadillac CT5Midsize$2,056$171
        Audi A3Midsize$2,076$173
        Audi A4Compact$2,078$173
        Audi S3Compact$2,084$174
        Mercedes-Benz AMG CLA45Midsize$2,084$174

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
          Top 20 Cheapest Luxury Cars to Insure in Rhode Island

          Complete rankings for all compact, midsize, and large luxury cars can be found on our luxury car insurance comparisons page.

          Cheapest luxury SUV insurance in Rhode Island

          The three top-ranked luxury SUVs with the most affordable average auto insurance rates in Rhode Island are the Acura RDX at $1,538 per year, the Cadillac XT4 at $1,578 per year, and the Volvo XC40 at $1,728 per year.

          Not the cheapest, but still in the top 10, are SUVs like the Lexus UX 200, BMW X1, Lexus NX 350, and Lexus UX 250h, with an average car insurance cost of $1,834 per year or less.

          Car insurance for this segment in Rhode Island for the average driver can cost as low as $128 per month, depending on the company.

          If insurance rates are ranked by vehicle size, the cheapest small luxury SUV to insure in Rhode Island is the Acura RDX at $1,538 per year. For midsize luxury models, the Cadillac XT5 is the cheapest model to insure at $1,766 per year. And for full-size luxury SUVs, the Volvo XC90 has the cheapest rates at $1,946 per year.

          The comparison table below ranks the twenty luxury SUVs with the lowest-cost average auto insurance rates in Rhode Island, starting with the Acura RDX at $1,538 per year and ending with the Lincoln Corsair at $1,900 per year.

          Top 20 Cheapest Luxury SUVs to Insure in Rhode Island
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,538$128
          Cadillac XT4Compact$1,578$132
          Volvo XC40Compact$1,728$144
          Cadillac XT5Midsize$1,766$147
          Lexus NX 250Compact$1,786$149
          BMW X1Compact$1,788$149
          Lexus NX 350hCompact$1,796$150
          Lexus UX 250hCompact$1,798$150
          Lexus NX 350Compact$1,828$152
          Lexus UX 200Compact$1,834$153
          Jaguar E-PaceMidsize$1,840$153
          Lexus RX 350Midsize$1,848$154
          Acura MDXMidsize$1,858$155
          Lincoln NautilusMidsize$1,874$156
          Lexus NX 450hCompact$1,878$157
          Mercedes-Benz GLB 250Compact$1,886$157
          Lexus RX 450hMidsize$1,894$158
          Infiniti QX50Midsize$1,898$158
          Land Rover EvoqueCompact$1,898$158
          Lincoln CorsairCompact$1,900$158

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
            Top 20 Cheapest Luxury SUVs to Insure in Rhode Island

            Insurance rates for other full-size luxury SUVs like the Porsche Cayenne, Tesla Model X, BMW X6, and Audi e-tron can be seen ranked on our luxury SUV insurance rates page, along with all other compact and midsize luxury models.

            Cargo van and minivan insurance in Rhode Island

            The Ram Promaster City ranks at #1 for the cheapest van to insure in Rhode Island, followed by the Chevrolet Express, Nissan NV, GMC Savana, and Honda Odyssey. The 2022 model averages $1,444 per year for full-coverage auto insurance.

            Additional models that have cheaper rates are the Nissan NV200, Chrysler Pacifica, Ford Transit Connect, and Ram Promaster, with average rates of $1,808 per year or less.

            Auto insurance in this segment starts at around $120 per month, depending on your location and insurance company. The rate comparison table below ranks the vans with the lowest-cost insurance in Rhode Island, starting with the Ram Promaster City at $1,444 per year.

            Full-size and Minivan Insurance Rates in Rhode Island
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Ram Promaster CityFull-size Van$1,444$120
            Chevrolet ExpressFull-size Van$1,504$125
            Nissan NVFull-size Van$1,578$132
            GMC SavanaFull-size Van$1,642$137
            Honda OdysseyMinivan$1,672$139
            Nissan NV200Midsize Van$1,690$141
            Ford Transit ConnectMidsize Van$1,712$143
            Ram PromasterFull-size Van$1,754$146
            Chrysler PacificaMinivan$1,802$150
            Ford TransitFull-size Van$1,808$151
            Kia CarnivalMinivan$1,876$156
            Toyota SiennaMinivan$1,882$157

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
              Full-size and Minivan Insurance Rates in Rhode Island

              See our minivan car insurance rates page for additional data and some additional models.

              Sports car and exotic car insurance rates in Rhode Island

              The cheapest sports cars to insure in Rhode Island are the Mazda MX-5 Miata at $1,556 per year, the Ford Mustang at $1,894 per year, and the BMW Z4 at $1,930 per year.

              Also ranking well are models like the BMW M3, Chevrolet Corvette, Subaru BRZ, and Toyota GR Supra, with an average cost of $2,326 per year or less.

              Ranking between positions 10 and 20, models like the Jaguar F-Type, Lexus LC 500, Lexus RC F, Porsche Taycan, Chevrolet Camaro, and Porsche 718 cost between $2,326 and $2,958 per year to insure in Rhode Island.

              Car insurance rates in this segment for a safe driver starts at an average of $130 per month, depending on the company. The comparison table below ranks the twenty sports cars with the lowest-cost average car insurance rates in Rhode Island, starting with the Mazda MX-5 Miata at $130 per month and ending with the Lexus LC 500 at $247 per month.

              Top 20 Sports Car and Exotic Car Insurance Rates in Rhode Island
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,556$130
              Ford MustangSports Car$1,894$158
              BMW Z4Sports Car$1,930$161
              Subaru WRXSports Car$2,040$170
              Toyota GR86Sports Car$2,092$174
              Toyota GR SupraSports Car$2,140$178
              Audi TTSports Car$2,186$182
              Subaru BRZSports Car$2,252$188
              Chevrolet CorvetteSports Car$2,262$189
              BMW M3Sports Car$2,326$194
              Porsche 718Sports Car$2,426$202
              Chevrolet CamaroSports Car$2,486$207
              Lexus RC FSports Car$2,548$212
              Dodge ChallengerSports Car$2,552$213
              Mercedes-Benz AMG GT53Sports Car$2,590$216
              Jaguar F-TypeSports Car$2,714$226
              Porsche TaycanSports Car$2,784$232
              Porsche 911Sports Car$2,854$238
              Aston Martin VantageExotic Car$2,856$238
              BMW M4Sports Car$2,860$238

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Rhode Island.Data last updated on August 19, 2022
                Top 20 Sports Car and Exotic Car Insurance Rates in Rhode Island

                Rhode Island car insurance rates for popular vehicles

                The charts below show average car insurance rates for five of the most popular vehicles in Rhode Island. Detailed rates are shown for the Nissan Sentra, Toyota RAV4, Honda Pilot, Toyota Camry, and Toyota Supra.

                Nissan Sentra insurance rates

                Nissan Sentra insurance in Rhode Island costs an average of $1,750 per year and prices range from $1,454 to $3,916 per year for the driver risk profiles shown below.

                The Nissan Sentra is classified as a compact car, and other popular models include the Volkswagen Jetta, Chevrolet Cruze, Toyota Corolla, Honda Civic, and Hyundai Elantra.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Rhode Island includes all Zip Codes and vehicle trim levels.Data last updated on August 19, 2022
                Nissan Sentra Insurance Cost in Rhode Island
                Nissan Sentra Insurance Cost in Rhode Island
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,916$326
                Safe Driver Age 20$3,436$286
                At-fault Accidents Age 40$2,466$206
                Low Deductibles Age 40$2,210$184
                Safe Driver Age 30$1,830$153
                Safe Driver Age 40$1,750$146
                Safe Driver Age 50$1,594$133
                Safe Driver Age 60$1,562$130
                High Deductibles Age 40$1,508$126
                Discount Rate Age 40$1,454$121

                Toyota RAV4 insurance rates

                Toyota RAV4 car insurance rates in Rhode Island range from $1,408 to $3,850 per year in the chart below. Toyota RAV4 insurance costs an average of $1,694 per year in Rhode Island or about $141 per month.

                The Toyota RAV4 belongs to the compact SUV segment, and other popular models include the Mazda CX-5, Chevrolet Equinox, Nissan Rogue, Honda CR-V, and Ford Escape.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Rhode Island includes all Zip Codes and vehicle trim levels.Data last updated on August 19, 2022
                Toyota RAV4 Insurance Cost in Rhode Island
                Toyota RAV4 Insurance Cost in Rhode Island
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,850$321
                Safe Driver Age 20$3,372$281
                At-fault Accidents Age 40$2,388$199
                Low Deductibles Age 40$2,218$185
                Safe Driver Age 30$1,790$149
                Safe Driver Age 40$1,694$141
                Safe Driver Age 50$1,546$129
                Safe Driver Age 60$1,518$127
                High Deductibles Age 40$1,426$119
                Discount Rate Age 40$1,408$117

                Honda Pilot insurance rates

                Average Honda Pilot insurance cost in Rhode Island ranges from $1,512 to $4,158 per year for the example driver risk profiles in the chart below, with average cost being $1,820 per year.

                The Honda Pilot is a midsize SUV and other similar models include the Jeep Grand Cherokee, Ford Explorer, Kia Sorento, Toyota Highlander, and Ford Edge.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Rhode Island includes all Zip Codes and vehicle trim levels.Data last updated on August 19, 2022
                Honda Pilot Insurance Cost in Rhode Island
                Honda Pilot Insurance Cost in Rhode Island
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,158$347
                Safe Driver Age 20$3,642$304
                At-fault Accidents Age 40$2,568$214
                Low Deductibles Age 40$2,400$200
                Safe Driver Age 30$1,926$161
                Safe Driver Age 40$1,820$152
                Safe Driver Age 50$1,660$138
                Safe Driver Age 60$1,630$136
                High Deductibles Age 40$1,524$127
                Discount Rate Age 40$1,512$126

                Toyota Camry insurance rates

                Average Toyota Camry insurance rates in Rhode Island as shown in the chart below range from $1,466 to $3,996 per year, with the average cost being $1,766.

                The Toyota Camry is considered a midsize car, and other models in this segment include the Hyundai Sonata, Honda Accord, Kia K5, Chevrolet Malibu, and Nissan Altima.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Rhode Island includes all Zip Codes and vehicle trim levels.Data last updated on August 19, 2022
                Toyota Camry Insurance Cost in Rhode Island
                Toyota Camry Insurance Cost in Rhode Island
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,996$333
                Safe Driver Age 20$3,502$292
                At-fault Accidents Age 40$2,484$207
                Low Deductibles Age 40$2,310$193
                Safe Driver Age 30$1,862$155
                Safe Driver Age 40$1,766$147
                Safe Driver Age 50$1,610$134
                Safe Driver Age 60$1,578$132
                High Deductibles Age 40$1,486$124
                Discount Rate Age 40$1,466$122

                Toyota Supra insurance rates

                The average cost for Toyota Supra insurance in Rhode Island is $1,988 per year. The chart below shows rates ranging from $1,650 to $4,500 per year for a 2022 Toyota Supra.

                The Toyota Supra is a sports car and other vehicles in this segment include the Chevrolet Corvette, Subaru BRZ, Ford Mustang, Nissan 370Z, and Chevrolet Camaro.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Toyota Supra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Supra car insurance cost in Rhode Island includes all Zip Codes and vehicle trim levels.Data last updated on August 19, 2022
                Toyota Supra Insurance Cost in Rhode Island
                Toyota Supra Insurance Cost in Rhode Island
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,500$375
                Safe Driver Age 20$3,942$329
                At-fault Accidents Age 40$2,794$233
                Low Deductibles Age 40$2,596$216
                Safe Driver Age 30$2,098$175
                Safe Driver Age 40$1,988$166
                Safe Driver Age 50$1,808$151
                Safe Driver Age 60$1,774$148
                High Deductibles Age 40$1,674$140
                Discount Rate Age 40$1,650$138

                Average rates in large Rhode Island cities

                Listed below are average auto insurance rates for some of Rhode Island’s larger cities. Click and visit any page for detailed rates including the cheapest cars, trucks, and SUVs to insure in each city.