Las Vegas Car Insurance Cost – 2022 Rates + Cheapest Vehicle Rankings

How much does average Las Vegas auto insurance cost? We compare insurance rates by automotive segment to find the cars, trucks, and SUVs with cheap car insurance quotes in Las Vegas.

Start QuoteCompare Las Vegas car insurance rates and save on your next policy.

  • Car insurance in Las Vegas cost an average of $2,532 per year, or approximately $211 per month for full coverage.
  • Las Vegas car insurance costs an average of $860 per year more than the Nevada state average cost ($1,672) and $965 per year more than the average rate for all 50 U.S. states ($1,567).
  • Small SUV models like the Mazda CX-5, Chevrolet Trailblazer, Nissan Kicks, and Buick Encore are the top choices for cheap car insurance in Las Vegas.
  • A few models with the cheapest car insurance in Las Vegas in their automotive segment include the Chevrolet Colorado ($2,082 per year), Subaru Impreza ($2,198 per year), Mercedes-Benz A220 ($2,490 per year), and Acura RDX ($2,172 per year).

How much does car insurance cost in Las Vegas?

Average car insurance rates in Las Vegas cost $2,532 per year, or around $211 per month. That’s 61.6% more expensive than the overall U.S. overall average rate of $1,567 per year.

In the state of Nevada, average car insurance cost is $1,672 per year, so the cost in Las Vegas averages $860 more per year. When compared to other larger cities in Nevada, the cost of insurance in Las Vegas is about $854 per year more than in Reno, $866 per year more than in Sparks, and $310 per year more than in Henderson.

The chart below shows examples of average Las Vegas auto insurance cost. Rates are averaged for all Las Vegas Zip Codes and shown based on a wide range of driver ages, physical damage deductibles, and driver risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Las Vegas includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
Las Vegas Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Las Vegas, NV
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,738$478
Safe Driver Age 20$5,026$419
At-fault Accidents Age 40$3,570$298
Low Deductibles Age 40$3,290$274
Safe Driver Age 30$2,666$222
Safe Driver Age 40$2,532$211
Safe Driver Age 50$2,306$192
Safe Driver Age 60$2,262$189
High Deductibles Age 40$2,142$179
Discount Rate Age 40$2,104$175

Average rates in the prior chart range from $2,104 per year for a middle-aged driver with a great rate thanks to policy discounts to $5,738 per year for a 20-year-old driver who has a few accidents and violations and has to buy a high risk policy. Throughout our site, the rate used for comparing different vehicles or locations is the 40-year-old safe driver rate, which has an average cost of $2,532 per year in Las Vegas.

As a monthly expense, car insurance in Las Vegas ranges from $175 to $478 for the same driver ages and deductibles shown in the previous chart.

The age of the rated driver influences the price you pay for car insurance, so the list below details how driver age influences cost by breaking down average car insurance rates for different driver ages.

Las Vegas car insurance cost by driver age

  • 16 year old – $9,070 per year or $756 per month
  • 17 year old – $8,472 per year or $706 per month
  • 18 year old – $7,908 per year or $659 per month
  • 19 year old – $7,154 per year or $596 per month
  • 20 year old – $5,026 per year or $419 per month
  • 30 year old – $2,666 per year or $222 per month
  • 40 year old – $2,532 per year or $211 per month
  • 50 year old – $2,306 per year or $192 per month
  • 60 year old – $2,262 per year or $189 per month

Vehicle models popular with drivers in Las Vegas tend to be compact or midsize sedans like the Honda Civic and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Toyota Highlander.

Additional popular models from other segments include luxury SUVs like the BMW X5, Lexus RX 350, and Acura MDX, luxury cars like the Acura ILX, Lexus ES 350, and Tesla Model S, and pickup trucks like the Toyota Tacoma, Ford F-150, and Ford Ranger.

We get into rates in much more detail later in this article, but before we delve that deep, let’s look at some of the concepts covered so far in the data above.

  • Average cost per month ranges from $128 to $512 – That is the average auto insurance cost range for drivers age 16 to 60 in Las Vegas.
  • Las Vegas average car insurance cost is more than the U.S. average – $2,532 (Las Vegas average) versus $1,567 (U.S. average)
  • Low deductible auto insurance costs more – A 50-year-old driver pays an average of $664 more per year for a policy with $250 deductibles versus $1,000 deductibles.
  • Insurance rates drop significantly in your twenties – The average 30-year-old Las Vegas driver will pay $1,596 less each year than a 20-year-old driver, $1,804 compared to $3,400.
  • Auto insurance for teen drivers costs a lot – Average rates range from $6,362 to $9,070 per year to insure a teen driver in Las Vegas.
  • Auto insurance is cheaper the older you are – Auto insurance rates for a 60-year-old driver in Las Vegas are $1,870 per year cheaper than for a 20-year-old driver.

Which vehicles are cheapest to insure in Las Vegas?

The vehicles with the cheapest average car insurance prices in Las Vegas, NV, tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Toyota C-HR. Average auto insurance prices for those models cost $2,112 or less per year, or $176 per month, to get full coverage.

Some other models that are highly ranked in our auto insurance cost comparison are the Subaru Forester, Volkswagen Tiguan, Buick Envision, and Toyota Corolla Cross. Average auto insurance rates are slightly more for those models than the small SUVs and crossovers at the top of the list, but they still have an average insurance cost of $2,198 or less per year ($183 per month).

The table below lists the top 20 models with the cheapest car insurance rates in Las Vegas, sorted by annual and monthly insurance cost.

Top 20 Cheapest Automobiles to Insure in Las Vegas
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,928$161
2Nissan Kicks$1,976$165
3Chevrolet Trailblazer$1,988$166
4Honda Passport$2,034$170
5Subaru Crosstrek$2,034$170
6Chevrolet Colorado$2,082$174
7Toyota C-HR$2,084$174
8Buick Encore$2,094$175
9Nissan Rogue Sport$2,112$176
10Hyundai Venue$2,152$179
11Buick Envision$2,156$180
12Kia Seltos$2,158$180
13Ford Maverick$2,166$181
14Acura RDX$2,172$181
15Subaru Ascent$2,174$181
16Toyota Corolla Cross$2,174$181
17Hyundai Kona$2,188$182
18Subaru Forester$2,194$183
19Mazda MX-5 Miata$2,196$183
20Subaru Impreza$2,198$183

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
    Top 20 Cheapest Automobiles to Insure in Las Vegas

    The above table containing 20 vehicles with the cheapest insurance in Las Vegas is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, a lot of models get left out. Let’s take a different approach and list the models with the cheapest rates in Las Vegas in a format that makes more sense, by segment.

    The section below discusses the average cost of auto insurance by vehicle segment. The rates shown in the chart should give you a decent understanding of the automotive segments that have the overall least expensive average car insurance rates. After the chart, the next six sections break out the most affordable rates for individual models for the primary segments.

    Las Vegas car insurance rates by automotive segment

    When shopping for a different vehicle, it’s advantageous to know which styles of vehicles have cheaper auto insurance rates.

    To illustrate this, maybe you’re wondering if minivans have more affordable insurance than SUVs or which size of SUV has has the cheapest rates.

    The chart below displays average auto insurance cost by vehicle segment in Las Vegas. When comparing rates from a segment perspective, compact SUVs, midsize trucks, and minivans tend to have the most affordable rates, with luxury cars and sports cars having the most expensive overall rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Las Vegas car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Las Vegas Zip Codes.Data last updated on June 24, 2022
    Las Vegas Car Insurance Rates by Vehicle Segment
    Las Vegas Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$2,368$197
    Midsize Pickup$2,430$203
    Minivan$2,550$213
    Midsize SUV$2,562$214
    Compact Car$2,606$217
    Midsize Car$2,640$220
    Half-ton Pickup$2,752$229
    Compact Luxury SUV$2,846$237
    Large SUV$2,856$238
    Compact Luxury Car$2,872$239
    Large Car$2,926$244
    Heavy Duty Pickup$3,020$252
    Midsize Luxury SUV$3,060$255
    Midsize Luxury Car$3,352$279
    Sports Car$3,572$298
    Large Luxury SUV$3,824$319
    Large Luxury Car$4,004$334

    Average rates by automotive segment are useful to make an overall comparison, but rates vary quite significantly within each segment displayed in the above chart.

    For example, in the small SUV segment, car insurance rates in Las Vegas range from the Mazda CX-5 costing $1,928 per year for a full coverage policy to the Jeep Wrangler at $2,900 per year, a difference of $972 within that segment.

    Also, in the large SUV segment, the average cost of insurance ranges from the Chevrolet Tahoe costing $2,542 per year to the Jeep Grand Wagoneer at $3,372 per year, a difference of $830 within that segment.

    In the following sections, we will remove much of this variability by analyzing the cost of auto insurance in Las Vegas for specific makes and models of vehicles.

    Cheapest cars to insure in Las Vegas

    Ranking highest for the most affordable Las Vegas auto insurance rates in the non-luxury sedan or hatchback segment are the Volkswagen Jetta, Chevrolet Spark, Subaru Impreza, Volkswagen Golf, and Subaru Legacy. Car insurance prices for these vehicles average $2,460 or less per year.

    Rounding out the top 10 are cars like the Nissan Sentra, Toyota Camry, Honda Insight, and Toyota Corolla, with average rates of $2,490 per year or less.

    Car insurance for this segment in Las Vegas for the average driver starts at around $183 per month, depending on your company and location.

    When prices are compared by vehicle size, the most budget-friendly non-luxury compact car to insure in Las Vegas is the Subaru Impreza at $2,198 per year. For midsize cars, the Subaru Legacy has the cheapest rates at $2,456 per year. And for large cars, the Toyota Avalon is cheapest to insure at $2,660 per year.

    The rate comparison table below ranks the twenty cars with the most affordable insurance in Las Vegas, starting with the Subaru Impreza at $2,198 per year ($183 per month) and ending with the Chevrolet Malibu at $2,630 per year ($219 per month).

    Cheapest Insurance for Cars in Las Vegas
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$2,198$183
    Chevrolet SparkCompact$2,206$184
    Volkswagen GolfCompact$2,434$203
    Subaru LegacyMidsize$2,456$205
    Volkswagen JettaCompact$2,460$205
    Honda InsightMidsize$2,462$205
    Nissan SentraCompact$2,470$206
    Kia K5Midsize$2,490$208
    Toyota CamryMidsize$2,490$208
    Toyota CorollaCompact$2,490$208
    Kia RioCompact$2,498$208
    Volkswagen PassatMidsize$2,502$209
    Honda CivicCompact$2,508$209
    Mazda 3Compact$2,520$210
    Mazda 6Midsize$2,524$210
    Toyota PriusCompact$2,532$211
    Hyundai AccentCompact$2,564$214
    Hyundai VelosterCompact$2,588$216
    Kia ForteCompact$2,590$216
    Chevrolet MalibuMidsize$2,630$219

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
      Cheapest Insurance for Cars in Las Vegas

      A few of the more popular cars that ranked out of the top 20 include the Volkswagen GTI at $2,536 per year, the Nissan Maxima costing an average of $2,758, the Tesla Model 3 costing an average of $2,590, and the Toyota Avalon costing an average of $2,596.

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Las Vegas car insurance quotes from top companies in Nevada.

      Cheapest SUVs to insure in Las Vegas

      Ranking at the top for the most affordable Las Vegas auto insurance rates in the non-luxury SUV segment are the Subaru Crosstrek, Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, and Honda Passport. Auto insurance prices for these 2022 models average $2,034 or less per year, or around $170 per month.

      Also ranking well are SUVs like the Toyota C-HR, Hyundai Venue, Buick Encore, and Nissan Rogue Sport, with an average cost of $2,156 per year or less.

      Additional vehicles that made the list include the Ford Edge, Kia Seltos, Honda CR-V, Hyundai Kona, and Honda HR-V, which average between $2,156 and $2,282 per year for full-coverage insurance.

      Auto insurance rates for this segment in Las Vegas starts at around $161 per month, depending on your company and location.

      The comparison table below ranks the SUVs with the lowest-cost average auto insurance rates in Las Vegas, starting with the Mazda CX-5 at $1,928 per year and ending with the Ford Edge at $2,282 per year.

      Cheapest Insurance for SUVs in Las Vegas
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,928$161
      Nissan KicksCompact$1,976$165
      Chevrolet TrailblazerCompact$1,988$166
      Honda PassportMidsize$2,034$170
      Subaru CrosstrekCompact$2,034$170
      Toyota C-HRCompact$2,084$174
      Buick EncoreCompact$2,094$175
      Nissan Rogue SportCompact$2,112$176
      Hyundai VenueCompact$2,152$179
      Buick EnvisionCompact$2,156$180
      Kia SeltosCompact$2,158$180
      Subaru AscentMidsize$2,174$181
      Toyota Corolla CrossCompact$2,174$181
      Hyundai KonaCompact$2,188$182
      Subaru ForesterCompact$2,194$183
      Volkswagen TiguanCompact$2,198$183
      Honda CR-VCompact$2,218$185
      Mazda CX-30Compact$2,240$187
      Honda HR-VCompact$2,274$190
      Ford EdgeMidsize$2,282$190

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
        Cheapest Insurance for SUVs in Las Vegas

        Some of the more popular SUV models in Las Vegas have higher-priced car insurance rates. For example, the Toyota Highlander costs an average of $2,550 per year ($213 per month), the Chevrolet Traverse costs an average of $2,610 ($218 per month), and the Nissan Pathfinder costs an average of $2,560 ($213 per month).

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Las Vegas car insurance quotes from the best companies in Nevada.

        Cheapest luxury cars to insure in Las Vegas

        Ranked at #1 in Las Vegas for cheapest auto insurance in the luxury sedan segment is the Acura ILX, with an average cost of $2,332 per year. Second place is the Mercedes-Benz A220 costing $2,490 per year, ranking third is the BMW 330i, costing an average of $2,678 per year, and ranking fourth is the Acura TLX, at an average of $2,694 per year.

        Not the cheapest luxury cars to insure, but still very reasonable, are cars like the BMW 230i, Lexus RC 300, Alfa Romeo Giulia, and BMW 330e, with average cost of $2,810 per year or less.

        In the bottom half of the top 20, models like the Cadillac CT5, Audi A3, BMW i4, Mercedes-Benz AMG CLA35, Genesis G70, and Audi S3 cost between $2,810 and $2,944 per year for auto insurance in Las Vegas.

        Auto insurance rates for this segment in Las Vegas for the average driver starts at around $194 per month, depending on your company and location. The table below ranks the luxury cars with the lowest-cost insurance rates in Las Vegas.

        Cheapest Insurance for Luxury Cars in Las Vegas
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$2,332$194
        Mercedes-Benz A220Compact$2,490$208
        BMW 330iCompact$2,678$223
        Acura TLXCompact$2,694$225
        Volvo S60Compact$2,718$227
        BMW 330eCompact$2,728$227
        BMW 228iCompact$2,744$229
        BMW 230iCompact$2,762$230
        Lexus RC 300Midsize$2,808$234
        Alfa Romeo GiuliaCompact$2,810$234
        Cadillac CT4Compact$2,816$235
        Lexus RC 350Compact$2,820$235
        Genesis G70Compact$2,860$238
        Mercedes-Benz AMG CLA35Midsize$2,874$240
        BMW i4Midsize$2,890$241
        Cadillac CT5Midsize$2,900$242
        Audi A3Midsize$2,928$244
        Audi A4Compact$2,934$245
        Mercedes-Benz AMG CLA45Midsize$2,940$245
        Audi S3Compact$2,944$245

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
          Cheapest Insurance for Luxury Cars in Las Vegas

          See our guide for luxury car insurance to compare rates for all makes and models.

          Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nevada.

          Cheapest luxury SUVs to insure in Las Vegas

          The cheapest luxury SUVs to insure in Las Vegas are the Acura RDX at $2,172 per year, the Cadillac XT4 at $2,226 per year, and the Volvo XC40 at $2,438 per year.

          Not the cheapest to insure, but still ranked well, are luxury SUVs like the BMW X1, Lexus NX 350, Lexus NX 350h, and Lexus UX 200, with average rates of $2,590 per year or less.

          Additional models that make the list include the Infiniti QX50, Lexus NX 450h, Acura MDX, and Land Rover Evoque, which cost between $2,590 and $2,684 per year for full-coverage insurance in Las Vegas.

          From a monthly standpoint, full-coverage auto insurance in Las Vegas on this segment can cost as low as $181 per month, depending on your company and location.

          If prices are ranked by vehicle size, the most budget-friendly compact luxury SUV to insure in Las Vegas is the Acura RDX at $2,172 per year, or $181 per month. For midsize 2022 models, the Cadillac XT5 has the cheapest rates at $2,492 per year, or $208 per month. And for full-size luxury SUVs, the Volvo XC90 is cheapest to insure at $2,742 per year, or $229 per month.

          The table below ranks the twenty luxury SUVs with the cheapest car insurance in Las Vegas, starting with the Acura RDX at $2,172 per year and ending with the Lincoln Corsair at $2,684 per year.

          Cheapest Insurance for Luxury SUVs in Las Vegas
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$2,172$181
          Cadillac XT4Compact$2,226$186
          Volvo XC40Compact$2,438$203
          Cadillac XT5Midsize$2,492$208
          Lexus NX 250Compact$2,520$210
          BMW X1Compact$2,524$210
          Lexus NX 350hCompact$2,538$212
          Lexus UX 250hCompact$2,540$212
          Lexus NX 350Compact$2,582$215
          Lexus UX 200Compact$2,590$216
          Jaguar E-PaceMidsize$2,598$217
          Lexus RX 350Midsize$2,608$217
          Acura MDXMidsize$2,622$219
          Lincoln NautilusMidsize$2,646$221
          Lexus NX 450hCompact$2,654$221
          Mercedes-Benz GLB 250Compact$2,662$222
          Lexus RX 450hMidsize$2,670$223
          Land Rover EvoqueCompact$2,678$223
          Infiniti QX50Midsize$2,680$223
          Lincoln CorsairCompact$2,684$224

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
            Cheapest Insurance for Luxury SUVs in Las Vegas

            For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

            Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Nevada.

            Cheapest sports cars to insure in Las Vegas

            The top three sports cars with the most affordable auto insurance rates in Las Vegas are the Mazda MX-5 Miata at $2,196 per year, the Ford Mustang at $2,670 per year, and the BMW Z4 at $2,726 per year.

            Not the cheapest, but still very affordable, are models like the Subaru BRZ, Chevrolet Corvette, Audi TT, and BMW M3, with an average car insurance cost of $3,282 per year or less.

            Car insurance rates for this segment in Las Vegas for a safe driver can cost as low as $183 per month, depending on the company. The table below ranks the twenty sports cars with the cheapest car insurance rates in Las Vegas, starting with the Mazda MX-5 Miata at $2,196 per year ($183 per month) and ending with the Lexus LC 500 at $4,174 per year ($348 per month).

            Cheapest Insurance for Sports Cars in Las Vegas
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$2,196$183
            Ford MustangSports Car$2,670$223
            BMW Z4Sports Car$2,726$227
            Subaru WRXSports Car$2,878$240
            Toyota GR86Sports Car$2,952$246
            Toyota GR SupraSports Car$3,020$252
            Audi TTSports Car$3,086$257
            Subaru BRZSports Car$3,178$265
            Chevrolet CorvetteSports Car$3,192$266
            BMW M3Sports Car$3,282$274
            Porsche 718Sports Car$3,424$285
            Chevrolet CamaroSports Car$3,510$293
            Lexus RC FSports Car$3,596$300
            Dodge ChallengerSports Car$3,604$300
            Mercedes-Benz AMG GT53Sports Car$3,658$305
            Jaguar F-TypeSports Car$3,828$319
            Porsche TaycanSports Car$3,930$328
            Porsche 911Sports Car$4,024$335
            BMW M4Sports Car$4,034$336
            Lexus LC 500Sports Car$4,174$348

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
              Cheapest Insurance for Sports Cars in Las Vegas

              Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Nevada.

              Cheapest pickup truck insurance rates in Las Vegas

              Taking the top ranking in Las Vegas for cheapest insurance in the pickup segment is the Chevrolet Colorado, with an average cost of $2,082 per year. Second place is the Ford Maverick at $2,166 per year, and the third cheapest is the Ford Ranger, at an average of $2,252 per year.

              Not the cheapest pickups to insure, but still very reasonable, are pickups like the Jeep Gladiator, GMC Canyon, Hyundai Santa Cruz, and Ford F150, with average insurance cost of $2,490 per year or less.

              From a monthly standpoint, car insurance rates in this segment for an average middle-age driver will start around $174 per month, depending on where you live.

              The table below ranks the twenty pickups with the lowest-cost insurance in Las Vegas, starting with the Chevrolet Colorado at $174 per month and ending with the GMC Sierra 3500 at $248 per month.

              Cheapest Insurance for Pickups in Las Vegas
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ColoradoMidsize$2,082$174
              Ford MaverickMidsize$2,166$181
              Ford RangerMidsize$2,252$188
              Toyota TacomaMidsize$2,350$196
              Nissan FrontierMidsize$2,412$201
              Hyundai Santa CruzMidsize$2,436$203
              GMC CanyonMidsize$2,438$203
              Ford F150Full-size$2,448$204
              Honda RidgelineMidsize$2,468$206
              Jeep GladiatorMidsize$2,490$208
              GMC SierraFull-size$2,580$215
              Nissan TitanFull-size$2,672$223
              Chevrolet SilveradoFull-size$2,722$227
              Toyota TundraFull-size$2,726$227
              Ford F350 Super DutyHeavy Duty$2,750$229
              Chevrolet Silverado HD 3500Heavy Duty$2,770$231
              Nissan Titan XDHeavy Duty$2,844$237
              Ram TruckFull-size$2,896$241
              GMC Sierra 2500 HDHeavy Duty$2,954$246
              GMC Sierra 3500Heavy Duty$2,980$248

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Las Vegas, NV.Data last updated on June 24, 2022
                Cheapest Insurance for Pickups in Las Vegas

                See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

                Don’t see insurance rates for your pickup? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Las Vegas car insurance quotes from top-rated companies in Nevada.

                Tips for cheaper Las Vegas auto insurance rates

                Drivers should always be looking to cut the monthly cost of car insurance So glance at the tips and ideas in this next list and maybe you’ll be able to save a little dough on your next car insurance policy.

                • Improve your credit score and save. Having excellent credit of 800+ could save as much as $398 per year compared to a good credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost as much as $461 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Keep your claim-free discount. Most car insurance companies offer a discount if you have not filed any claims. Auto insurance should only be used in the case of large financial hits, not for minor claims.
                • Choose vehicles that have low cost car insurance. Vehicle performance has a significant impact on the cost of car insurance. As an example, a Volkswagen Atlas costs $2,450 less per year to insure in Las Vegas than a Acura NSX. Drive cheaper models and save money.
                • Shop around anytime. Taking a couple of minutes every year or so to get a few free car insurance quotes can significantly reduce your monthly cost. Companies make rate modifications frequently and you can switch anytime.
                • Avoid accidents for cheaper car insurance rates. Having frequent accidents may increase rates, possibly by an additional $3,530 per year for a 20-year-old driver and even as much as $1,038 per year for a 40-year-old driver. So be safe and save.
                • Remove unneeded coverage on older vehicles. Dropping physical damage coverage (comprehensive and collision) from older vehicles that are no longer worth much can reduce the cost of auto insurance substantially.
                • Don’t be dumb behind the wheel. In order to get cheap car insurance in Las Vegas, it’s necessary to drive within the law. Not surprisingly, just one or two driving offenses have the consequences of raising rates by as much as $666 per year.