- Car insurance in Las Vegas cost an average of $2,532 per year, or approximately $211 per month for full coverage.
- Las Vegas car insurance costs an average of $860 per year more than the Nevada state average cost ($1,672) and $965 per year more than the average rate for all 50 U.S. states ($1,567).
- Small SUV models like the Mazda CX-5, Chevrolet Trailblazer, Nissan Kicks, and Buick Encore are the top choices for cheap car insurance in Las Vegas.
- A few models with the cheapest car insurance in Las Vegas in their automotive segment include the Chevrolet Colorado ($2,082 per year), Subaru Impreza ($2,198 per year), Mercedes-Benz A220 ($2,490 per year), and Acura RDX ($2,172 per year).
How much does car insurance cost in Las Vegas?
Average car insurance rates in Las Vegas cost $2,532 per year, or around $211 per month. That’s 61.6% more expensive than the overall U.S. overall average rate of $1,567 per year.
In the state of Nevada, average car insurance cost is $1,672 per year, so the cost in Las Vegas averages $860 more per year. When compared to other larger cities in Nevada, the cost of insurance in Las Vegas is about $854 per year more than in Reno, $866 per year more than in Sparks, and $310 per year more than in Henderson.
The chart below shows examples of average Las Vegas auto insurance cost. Rates are averaged for all Las Vegas Zip Codes and shown based on a wide range of driver ages, physical damage deductibles, and driver risk profiles.
Average rates in the prior chart range from $2,104 per year for a middle-aged driver with a great rate thanks to policy discounts to $5,738 per year for a 20-year-old driver who has a few accidents and violations and has to buy a high risk policy. Throughout our site, the rate used for comparing different vehicles or locations is the 40-year-old safe driver rate, which has an average cost of $2,532 per year in Las Vegas.
As a monthly expense, car insurance in Las Vegas ranges from $175 to $478 for the same driver ages and deductibles shown in the previous chart.
The age of the rated driver influences the price you pay for car insurance, so the list below details how driver age influences cost by breaking down average car insurance rates for different driver ages.
Las Vegas car insurance cost by driver age
- 16 year old – $9,070 per year or $756 per month
- 17 year old – $8,472 per year or $706 per month
- 18 year old – $7,908 per year or $659 per month
- 19 year old – $7,154 per year or $596 per month
- 20 year old – $5,026 per year or $419 per month
- 30 year old – $2,666 per year or $222 per month
- 40 year old – $2,532 per year or $211 per month
- 50 year old – $2,306 per year or $192 per month
- 60 year old – $2,262 per year or $189 per month
Vehicle models popular with drivers in Las Vegas tend to be compact or midsize sedans like the Honda Civic and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Toyota Highlander.
Additional popular models from other segments include luxury SUVs like the BMW X5, Lexus RX 350, and Acura MDX, luxury cars like the Acura ILX, Lexus ES 350, and Tesla Model S, and pickup trucks like the Toyota Tacoma, Ford F-150, and Ford Ranger.
We get into rates in much more detail later in this article, but before we delve that deep, let’s look at some of the concepts covered so far in the data above.
- Average cost per month ranges from $128 to $512 – That is the average auto insurance cost range for drivers age 16 to 60 in Las Vegas.
- Las Vegas average car insurance cost is more than the U.S. average – $2,532 (Las Vegas average) versus $1,567 (U.S. average)
- Low deductible auto insurance costs more – A 50-year-old driver pays an average of $664 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Insurance rates drop significantly in your twenties – The average 30-year-old Las Vegas driver will pay $1,596 less each year than a 20-year-old driver, $1,804 compared to $3,400.
- Auto insurance for teen drivers costs a lot – Average rates range from $6,362 to $9,070 per year to insure a teen driver in Las Vegas.
- Auto insurance is cheaper the older you are – Auto insurance rates for a 60-year-old driver in Las Vegas are $1,870 per year cheaper than for a 20-year-old driver.
Which vehicles are cheapest to insure in Las Vegas?
The vehicles with the cheapest average car insurance prices in Las Vegas, NV, tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Toyota C-HR. Average auto insurance prices for those models cost $2,112 or less per year, or $176 per month, to get full coverage.
Some other models that are highly ranked in our auto insurance cost comparison are the Subaru Forester, Volkswagen Tiguan, Buick Envision, and Toyota Corolla Cross. Average auto insurance rates are slightly more for those models than the small SUVs and crossovers at the top of the list, but they still have an average insurance cost of $2,198 or less per year ($183 per month).
The table below lists the top 20 models with the cheapest car insurance rates in Las Vegas, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,928 | $161 |
| 2 | Nissan Kicks | $1,976 | $165 |
| 3 | Chevrolet Trailblazer | $1,988 | $166 |
| 4 | Honda Passport | $2,034 | $170 |
| 5 | Subaru Crosstrek | $2,034 | $170 |
| 6 | Chevrolet Colorado | $2,082 | $174 |
| 7 | Toyota C-HR | $2,084 | $174 |
| 8 | Buick Encore | $2,094 | $175 |
| 9 | Nissan Rogue Sport | $2,112 | $176 |
| 10 | Hyundai Venue | $2,152 | $179 |
| 11 | Buick Envision | $2,156 | $180 |
| 12 | Kia Seltos | $2,158 | $180 |
| 13 | Ford Maverick | $2,166 | $181 |
| 14 | Acura RDX | $2,172 | $181 |
| 15 | Subaru Ascent | $2,174 | $181 |
| 16 | Toyota Corolla Cross | $2,174 | $181 |
| 17 | Hyundai Kona | $2,188 | $182 |
| 18 | Subaru Forester | $2,194 | $183 |
| 19 | Mazda MX-5 Miata | $2,196 | $183 |
| 20 | Subaru Impreza | $2,198 | $183 |
The above table containing 20 vehicles with the cheapest insurance in Las Vegas is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, a lot of models get left out. Let’s take a different approach and list the models with the cheapest rates in Las Vegas in a format that makes more sense, by segment.
The section below discusses the average cost of auto insurance by vehicle segment. The rates shown in the chart should give you a decent understanding of the automotive segments that have the overall least expensive average car insurance rates. After the chart, the next six sections break out the most affordable rates for individual models for the primary segments.
Las Vegas car insurance rates by automotive segment
When shopping for a different vehicle, it’s advantageous to know which styles of vehicles have cheaper auto insurance rates.
To illustrate this, maybe you’re wondering if minivans have more affordable insurance than SUVs or which size of SUV has has the cheapest rates.
The chart below displays average auto insurance cost by vehicle segment in Las Vegas. When comparing rates from a segment perspective, compact SUVs, midsize trucks, and minivans tend to have the most affordable rates, with luxury cars and sports cars having the most expensive overall rates.
Average rates by automotive segment are useful to make an overall comparison, but rates vary quite significantly within each segment displayed in the above chart.
For example, in the small SUV segment, car insurance rates in Las Vegas range from the Mazda CX-5 costing $1,928 per year for a full coverage policy to the Jeep Wrangler at $2,900 per year, a difference of $972 within that segment.
Also, in the large SUV segment, the average cost of insurance ranges from the Chevrolet Tahoe costing $2,542 per year to the Jeep Grand Wagoneer at $3,372 per year, a difference of $830 within that segment.
In the following sections, we will remove much of this variability by analyzing the cost of auto insurance in Las Vegas for specific makes and models of vehicles.
Cheapest cars to insure in Las Vegas
Ranking highest for the most affordable Las Vegas auto insurance rates in the non-luxury sedan or hatchback segment are the Volkswagen Jetta, Chevrolet Spark, Subaru Impreza, Volkswagen Golf, and Subaru Legacy. Car insurance prices for these vehicles average $2,460 or less per year.
Rounding out the top 10 are cars like the Nissan Sentra, Toyota Camry, Honda Insight, and Toyota Corolla, with average rates of $2,490 per year or less.
Car insurance for this segment in Las Vegas for the average driver starts at around $183 per month, depending on your company and location.
When prices are compared by vehicle size, the most budget-friendly non-luxury compact car to insure in Las Vegas is the Subaru Impreza at $2,198 per year. For midsize cars, the Subaru Legacy has the cheapest rates at $2,456 per year. And for large cars, the Toyota Avalon is cheapest to insure at $2,660 per year.
The rate comparison table below ranks the twenty cars with the most affordable insurance in Las Vegas, starting with the Subaru Impreza at $2,198 per year ($183 per month) and ending with the Chevrolet Malibu at $2,630 per year ($219 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $2,198 | $183 |
| Chevrolet Spark | Compact | $2,206 | $184 |
| Volkswagen Golf | Compact | $2,434 | $203 |
| Subaru Legacy | Midsize | $2,456 | $205 |
| Volkswagen Jetta | Compact | $2,460 | $205 |
| Honda Insight | Midsize | $2,462 | $205 |
| Nissan Sentra | Compact | $2,470 | $206 |
| Kia K5 | Midsize | $2,490 | $208 |
| Toyota Camry | Midsize | $2,490 | $208 |
| Toyota Corolla | Compact | $2,490 | $208 |
| Kia Rio | Compact | $2,498 | $208 |
| Volkswagen Passat | Midsize | $2,502 | $209 |
| Honda Civic | Compact | $2,508 | $209 |
| Mazda 3 | Compact | $2,520 | $210 |
| Mazda 6 | Midsize | $2,524 | $210 |
| Toyota Prius | Compact | $2,532 | $211 |
| Hyundai Accent | Compact | $2,564 | $214 |
| Hyundai Veloster | Compact | $2,588 | $216 |
| Kia Forte | Compact | $2,590 | $216 |
| Chevrolet Malibu | Midsize | $2,630 | $219 |
A few of the more popular cars that ranked out of the top 20 include the Volkswagen GTI at $2,536 per year, the Nissan Maxima costing an average of $2,758, the Tesla Model 3 costing an average of $2,590, and the Toyota Avalon costing an average of $2,596.
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Las Vegas car insurance quotes from top companies in Nevada.
Cheapest SUVs to insure in Las Vegas
Ranking at the top for the most affordable Las Vegas auto insurance rates in the non-luxury SUV segment are the Subaru Crosstrek, Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, and Honda Passport. Auto insurance prices for these 2022 models average $2,034 or less per year, or around $170 per month.
Also ranking well are SUVs like the Toyota C-HR, Hyundai Venue, Buick Encore, and Nissan Rogue Sport, with an average cost of $2,156 per year or less.
Additional vehicles that made the list include the Ford Edge, Kia Seltos, Honda CR-V, Hyundai Kona, and Honda HR-V, which average between $2,156 and $2,282 per year for full-coverage insurance.
Auto insurance rates for this segment in Las Vegas starts at around $161 per month, depending on your company and location.
The comparison table below ranks the SUVs with the lowest-cost average auto insurance rates in Las Vegas, starting with the Mazda CX-5 at $1,928 per year and ending with the Ford Edge at $2,282 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,928 | $161 |
| Nissan Kicks | Compact | $1,976 | $165 |
| Chevrolet Trailblazer | Compact | $1,988 | $166 |
| Honda Passport | Midsize | $2,034 | $170 |
| Subaru Crosstrek | Compact | $2,034 | $170 |
| Toyota C-HR | Compact | $2,084 | $174 |
| Buick Encore | Compact | $2,094 | $175 |
| Nissan Rogue Sport | Compact | $2,112 | $176 |
| Hyundai Venue | Compact | $2,152 | $179 |
| Buick Envision | Compact | $2,156 | $180 |
| Kia Seltos | Compact | $2,158 | $180 |
| Subaru Ascent | Midsize | $2,174 | $181 |
| Toyota Corolla Cross | Compact | $2,174 | $181 |
| Hyundai Kona | Compact | $2,188 | $182 |
| Subaru Forester | Compact | $2,194 | $183 |
| Volkswagen Tiguan | Compact | $2,198 | $183 |
| Honda CR-V | Compact | $2,218 | $185 |
| Mazda CX-30 | Compact | $2,240 | $187 |
| Honda HR-V | Compact | $2,274 | $190 |
| Ford Edge | Midsize | $2,282 | $190 |
Some of the more popular SUV models in Las Vegas have higher-priced car insurance rates. For example, the Toyota Highlander costs an average of $2,550 per year ($213 per month), the Chevrolet Traverse costs an average of $2,610 ($218 per month), and the Nissan Pathfinder costs an average of $2,560 ($213 per month).
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Las Vegas car insurance quotes from the best companies in Nevada.
Cheapest luxury cars to insure in Las Vegas
Ranked at #1 in Las Vegas for cheapest auto insurance in the luxury sedan segment is the Acura ILX, with an average cost of $2,332 per year. Second place is the Mercedes-Benz A220 costing $2,490 per year, ranking third is the BMW 330i, costing an average of $2,678 per year, and ranking fourth is the Acura TLX, at an average of $2,694 per year.
Not the cheapest luxury cars to insure, but still very reasonable, are cars like the BMW 230i, Lexus RC 300, Alfa Romeo Giulia, and BMW 330e, with average cost of $2,810 per year or less.
In the bottom half of the top 20, models like the Cadillac CT5, Audi A3, BMW i4, Mercedes-Benz AMG CLA35, Genesis G70, and Audi S3 cost between $2,810 and $2,944 per year for auto insurance in Las Vegas.
Auto insurance rates for this segment in Las Vegas for the average driver starts at around $194 per month, depending on your company and location. The table below ranks the luxury cars with the lowest-cost insurance rates in Las Vegas.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $2,332 | $194 |
| Mercedes-Benz A220 | Compact | $2,490 | $208 |
| BMW 330i | Compact | $2,678 | $223 |
| Acura TLX | Compact | $2,694 | $225 |
| Volvo S60 | Compact | $2,718 | $227 |
| BMW 330e | Compact | $2,728 | $227 |
| BMW 228i | Compact | $2,744 | $229 |
| BMW 230i | Compact | $2,762 | $230 |
| Lexus RC 300 | Midsize | $2,808 | $234 |
| Alfa Romeo Giulia | Compact | $2,810 | $234 |
| Cadillac CT4 | Compact | $2,816 | $235 |
| Lexus RC 350 | Compact | $2,820 | $235 |
| Genesis G70 | Compact | $2,860 | $238 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,874 | $240 |
| BMW i4 | Midsize | $2,890 | $241 |
| Cadillac CT5 | Midsize | $2,900 | $242 |
| Audi A3 | Midsize | $2,928 | $244 |
| Audi A4 | Compact | $2,934 | $245 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,940 | $245 |
| Audi S3 | Compact | $2,944 | $245 |
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nevada.
Cheapest luxury SUVs to insure in Las Vegas
The cheapest luxury SUVs to insure in Las Vegas are the Acura RDX at $2,172 per year, the Cadillac XT4 at $2,226 per year, and the Volvo XC40 at $2,438 per year.
Not the cheapest to insure, but still ranked well, are luxury SUVs like the BMW X1, Lexus NX 350, Lexus NX 350h, and Lexus UX 200, with average rates of $2,590 per year or less.
Additional models that make the list include the Infiniti QX50, Lexus NX 450h, Acura MDX, and Land Rover Evoque, which cost between $2,590 and $2,684 per year for full-coverage insurance in Las Vegas.
From a monthly standpoint, full-coverage auto insurance in Las Vegas on this segment can cost as low as $181 per month, depending on your company and location.
If prices are ranked by vehicle size, the most budget-friendly compact luxury SUV to insure in Las Vegas is the Acura RDX at $2,172 per year, or $181 per month. For midsize 2022 models, the Cadillac XT5 has the cheapest rates at $2,492 per year, or $208 per month. And for full-size luxury SUVs, the Volvo XC90 is cheapest to insure at $2,742 per year, or $229 per month.
The table below ranks the twenty luxury SUVs with the cheapest car insurance in Las Vegas, starting with the Acura RDX at $2,172 per year and ending with the Lincoln Corsair at $2,684 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $2,172 | $181 |
| Cadillac XT4 | Compact | $2,226 | $186 |
| Volvo XC40 | Compact | $2,438 | $203 |
| Cadillac XT5 | Midsize | $2,492 | $208 |
| Lexus NX 250 | Compact | $2,520 | $210 |
| BMW X1 | Compact | $2,524 | $210 |
| Lexus NX 350h | Compact | $2,538 | $212 |
| Lexus UX 250h | Compact | $2,540 | $212 |
| Lexus NX 350 | Compact | $2,582 | $215 |
| Lexus UX 200 | Compact | $2,590 | $216 |
| Jaguar E-Pace | Midsize | $2,598 | $217 |
| Lexus RX 350 | Midsize | $2,608 | $217 |
| Acura MDX | Midsize | $2,622 | $219 |
| Lincoln Nautilus | Midsize | $2,646 | $221 |
| Lexus NX 450h | Compact | $2,654 | $221 |
| Mercedes-Benz GLB 250 | Compact | $2,662 | $222 |
| Lexus RX 450h | Midsize | $2,670 | $223 |
| Land Rover Evoque | Compact | $2,678 | $223 |
| Infiniti QX50 | Midsize | $2,680 | $223 |
| Lincoln Corsair | Compact | $2,684 | $224 |
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Nevada.
Cheapest sports cars to insure in Las Vegas
The top three sports cars with the most affordable auto insurance rates in Las Vegas are the Mazda MX-5 Miata at $2,196 per year, the Ford Mustang at $2,670 per year, and the BMW Z4 at $2,726 per year.
Not the cheapest, but still very affordable, are models like the Subaru BRZ, Chevrolet Corvette, Audi TT, and BMW M3, with an average car insurance cost of $3,282 per year or less.
Car insurance rates for this segment in Las Vegas for a safe driver can cost as low as $183 per month, depending on the company. The table below ranks the twenty sports cars with the cheapest car insurance rates in Las Vegas, starting with the Mazda MX-5 Miata at $2,196 per year ($183 per month) and ending with the Lexus LC 500 at $4,174 per year ($348 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,196 | $183 |
| Ford Mustang | Sports Car | $2,670 | $223 |
| BMW Z4 | Sports Car | $2,726 | $227 |
| Subaru WRX | Sports Car | $2,878 | $240 |
| Toyota GR86 | Sports Car | $2,952 | $246 |
| Toyota GR Supra | Sports Car | $3,020 | $252 |
| Audi TT | Sports Car | $3,086 | $257 |
| Subaru BRZ | Sports Car | $3,178 | $265 |
| Chevrolet Corvette | Sports Car | $3,192 | $266 |
| BMW M3 | Sports Car | $3,282 | $274 |
| Porsche 718 | Sports Car | $3,424 | $285 |
| Chevrolet Camaro | Sports Car | $3,510 | $293 |
| Lexus RC F | Sports Car | $3,596 | $300 |
| Dodge Challenger | Sports Car | $3,604 | $300 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,658 | $305 |
| Jaguar F-Type | Sports Car | $3,828 | $319 |
| Porsche Taycan | Sports Car | $3,930 | $328 |
| Porsche 911 | Sports Car | $4,024 | $335 |
| BMW M4 | Sports Car | $4,034 | $336 |
| Lexus LC 500 | Sports Car | $4,174 | $348 |
Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Nevada.
Cheapest pickup truck insurance rates in Las Vegas
Taking the top ranking in Las Vegas for cheapest insurance in the pickup segment is the Chevrolet Colorado, with an average cost of $2,082 per year. Second place is the Ford Maverick at $2,166 per year, and the third cheapest is the Ford Ranger, at an average of $2,252 per year.
Not the cheapest pickups to insure, but still very reasonable, are pickups like the Jeep Gladiator, GMC Canyon, Hyundai Santa Cruz, and Ford F150, with average insurance cost of $2,490 per year or less.
From a monthly standpoint, car insurance rates in this segment for an average middle-age driver will start around $174 per month, depending on where you live.
The table below ranks the twenty pickups with the lowest-cost insurance in Las Vegas, starting with the Chevrolet Colorado at $174 per month and ending with the GMC Sierra 3500 at $248 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,082 | $174 |
| Ford Maverick | Midsize | $2,166 | $181 |
| Ford Ranger | Midsize | $2,252 | $188 |
| Toyota Tacoma | Midsize | $2,350 | $196 |
| Nissan Frontier | Midsize | $2,412 | $201 |
| Hyundai Santa Cruz | Midsize | $2,436 | $203 |
| GMC Canyon | Midsize | $2,438 | $203 |
| Ford F150 | Full-size | $2,448 | $204 |
| Honda Ridgeline | Midsize | $2,468 | $206 |
| Jeep Gladiator | Midsize | $2,490 | $208 |
| GMC Sierra | Full-size | $2,580 | $215 |
| Nissan Titan | Full-size | $2,672 | $223 |
| Chevrolet Silverado | Full-size | $2,722 | $227 |
| Toyota Tundra | Full-size | $2,726 | $227 |
| Ford F350 Super Duty | Heavy Duty | $2,750 | $229 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,770 | $231 |
| Nissan Titan XD | Heavy Duty | $2,844 | $237 |
| Ram Truck | Full-size | $2,896 | $241 |
| GMC Sierra 2500 HD | Heavy Duty | $2,954 | $246 |
| GMC Sierra 3500 | Heavy Duty | $2,980 | $248 |
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Don’t see insurance rates for your pickup? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Las Vegas car insurance quotes from top-rated companies in Nevada.
Tips for cheaper Las Vegas auto insurance rates
Drivers should always be looking to cut the monthly cost of car insurance So glance at the tips and ideas in this next list and maybe you’ll be able to save a little dough on your next car insurance policy.
- Improve your credit score and save. Having excellent credit of 800+ could save as much as $398 per year compared to a good credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost as much as $461 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Keep your claim-free discount. Most car insurance companies offer a discount if you have not filed any claims. Auto insurance should only be used in the case of large financial hits, not for minor claims.
- Choose vehicles that have low cost car insurance. Vehicle performance has a significant impact on the cost of car insurance. As an example, a Volkswagen Atlas costs $2,450 less per year to insure in Las Vegas than a Acura NSX. Drive cheaper models and save money.
- Shop around anytime. Taking a couple of minutes every year or so to get a few free car insurance quotes can significantly reduce your monthly cost. Companies make rate modifications frequently and you can switch anytime.
- Avoid accidents for cheaper car insurance rates. Having frequent accidents may increase rates, possibly by an additional $3,530 per year for a 20-year-old driver and even as much as $1,038 per year for a 40-year-old driver. So be safe and save.
- Remove unneeded coverage on older vehicles. Dropping physical damage coverage (comprehensive and collision) from older vehicles that are no longer worth much can reduce the cost of auto insurance substantially.
- Don’t be dumb behind the wheel. In order to get cheap car insurance in Las Vegas, it’s necessary to drive within the law. Not surprisingly, just one or two driving offenses have the consequences of raising rates by as much as $666 per year.
