San Antonio Car Insurance Cost (2023 Cheapest Models)

What does average San Antonio car insurance cost? We compare average insurance rates to find the vehicles with cheap car insurance in San Antonio.

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What is average car insurance cost in San Antonio?

Average car insurance cost in San Antonio is $1,636 per year, which is about $136 per month. San Antonio car insurance costs 2.9% less than the U.S. overall average rate of $1,685.

The average car insurance cost in Texas is $1,638 per year, so San Antonio, Texas, drivers pay an average of $2 less per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $80 per year more than in Austin, $166 per year less than in Houston, and $54 per year more expensive than in Fort Worth.

The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
San Antonio, TX Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in San Antonio, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,710$309
Safe Driver Age 20$3,250$271
At-fault Accidents Age 40$2,304$192
Low Deductibles Age 40$2,132$178
Safe Driver Age 30$1,722$144
Safe Driver Age 40$1,636$136
Safe Driver Age 50$1,486$124
Safe Driver Age 60$1,462$122
High Deductibles Age 40$1,380$115
Discount Rate Age 40$1,358$113

Average rates in the prior chart range from $1,358 per year for a middle-aged driver who meets the requirements for many policy discounts to $3,710 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,636 per year in San Antonio.

As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $113 to $309 for the same driver ages shown in the chart.

The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.

Car insurance cost in San Antonio, TX, for drivers age 16 to 60

  • 16 year old – $5,852 per year or $488 per month
  • 17 year old – $5,472 per year or $456 per month
  • 18 year old – $5,114 per year or $426 per month
  • 19 year old – $4,628 per year or $386 per month
  • 20 year old – $3,250 per year or $271 per month
  • 30 year old – $1,722 per year or $144 per month
  • 40 year old – $1,636 per year or $136 per month
  • 50 year old – $1,486 per year or $124 per month
  • 60 year old – $1,462 per year or $122 per month

The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Teen Driver Car Insurance Cost in San Antonio, Texas
Average Car Insurance Cost in San Antonio, TX for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,852$5,472$5,114$4,628
Female$5,152$4,866$4,436$4,116

Car insurance for a female 16-year-old driver in San Antonio costs an average of $700 less than male drivers each year, while at age 19, it still costs $512 less per year for females than males.

The car insurance rates mentioned up to this point are averaged for every 2023 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.

For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.

The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average San Antonio car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on December 29, 2022
San Antonio, TX, Car Insurance Rates for Popular Vehicles
San Antonio, TX, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda HR-V$1,356$113
Subaru Forester$1,376$115
Honda CR-V$1,386$116
Ford Explorer$1,392$116
Chevrolet Equinox$1,468$122
Hyundai Tucson$1,494$125
Nissan Rogue$1,500$125
Toyota RAV4$1,512$126
Toyota 4Runner$1,530$128
Toyota Corolla$1,530$128
Toyota Camry$1,550$129
Honda Civic$1,600$133
Toyota Highlander$1,630$136
Ford F150$1,660$138
Chevrolet Silverado$1,786$149
Hyundai Elantra$1,786$149
Ram Truck$1,786$149
Jeep Wrangler$1,810$151
Ford Bronco$1,814$151

Which cars have cheap insurance in San Antonio, TX?

When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Nissan Kicks, Subaru Crosstrek, and Buick Encore. Average car insurance rates for those crossover SUVs cost $109 or less per month to get full coverage.

Some additional vehicles that are highly ranked in our car insurance price comparison are the Honda CR-V, Honda HR-V, Subaru Impreza, and Subaru Forester. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $116 or less per month in San Antonio.

The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.

Top 40 Cheapest Auto Insurance Rates in San Antonio
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,236$103
2Subaru Crosstrek$1,248$104
3Nissan Kicks$1,252$104
4Honda Passport$1,268$106
5Nissan Rogue Sport$1,274$106
6Mazda CX-5$1,282$107
7Buick Encore$1,300$108
8Buick Envision$1,306$109
9Kia Seltos$1,324$110
10Subaru Ascent$1,328$111
11Hyundai Venue$1,330$111
12Subaru Impreza$1,352$113
13Ford Maverick$1,354$113
14Honda HR-V$1,356$113
15Chevrolet Colorado$1,360$113
16Acura RDX$1,362$114
17Hyundai Kona$1,370$114
18Subaru Forester$1,376$115
19Ford Edge$1,384$115
20Honda CR-V$1,386$116
21Mazda CX-30$1,390$116
22Ford Explorer$1,392$116
23Volkswagen Atlas$1,394$116
24Chevrolet Trax$1,402$117
25Nissan Murano$1,402$117
26Subaru Outback$1,406$117
27Nissan Frontier$1,412$118
28Volkswagen Tiguan$1,418$118
29Ford Bronco Sport$1,422$119
30Fiat 500X$1,446$121
31Ford Ranger$1,448$121
32GMC Terrain$1,452$121
33Kia Soul$1,454$121
34Mitsubishi Eclipse Cross$1,456$121
35Volkswagen Atlas Cross Sport$1,458$122
36Lexus RX 350$1,462$122
37Acura Integra$1,466$122
38Chevrolet Equinox$1,468$122
39Cadillac XT4$1,472$123
40Toyota Corolla Cross$1,474$123

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2022
    Top 40 Cheapest Auto Insurance Rates in San Antonio

    A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.

    The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.

    San Antonio auto insurance rates by automotive segment

    If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.

    The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average San Antonio car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on December 30, 2022
    San Antonio, Texas Auto Insurance Rates by Vehicle Segment
    San Antonio Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,486$124
    Midsize Pickup$1,540$128
    Midsize SUV$1,594$133
    Minivan$1,602$134
    Compact Car$1,628$136
    Midsize Car$1,666$139
    Compact Luxury SUV$1,764$147
    Half-ton Pickup$1,772$148
    Large SUV$1,788$149
    Compact Luxury Car$1,800$150
    Heavy Duty Pickup$1,876$156
    Midsize Luxury SUV$1,898$158
    Large Car$1,900$158
    Midsize Luxury Car$2,078$173
    Sports Car$2,234$186
    Large Luxury SUV$2,400$200
    Large Luxury Car$2,522$210

    Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.

    For example, in the small car segment, average San Antonio insurance rates range from the Subaru Impreza at $1,352 per year for a full coverage policy up to the Toyota Mirai costing $2,026 per year.

    As another example, in the midsize truck segment, the cost of insurance ranges from the Ford Maverick costing $1,354 per year up to the Rivian R1T costing $2,030 per year, a difference of $676 within that segment.

    In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.

    Cheapest car insurance rates in San Antonio, Texas

    Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Subaru Impreza, Nissan Sentra, Toyota Corolla, Volkswagen Jetta, and Subaru Legacy. Insurance rates for these models average $1,530 or less per year, or around $128 per month.

    Other models that have cheaper rates are the Kia K5, Volkswagen Golf, Toyota Prius, and Mazda 3, with average cost of $1,574 per year or less.

    As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $113 per month, depending on your company and location.

    When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Subaru Impreza at $1,352 per year, or $113 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,504 per year, or $125 per month. And for large cars, the Chrysler 300 has the best rates at $1,592 per year, or $133 per month.

    The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Subaru Impreza at $1,352 per year ($113 per month) and ending with the Volkswagen Arteon at $1,712 per year ($143 per month).

    Cheapest Insurance for Cars in San Antonio, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,352$113
    Volkswagen JettaCompact$1,490$124
    Subaru LegacyMidsize$1,504$125
    Nissan SentraCompact$1,514$126
    Toyota CorollaCompact$1,530$128
    Volkswagen GolfCompact$1,538$128
    Toyota PriusCompact$1,540$128
    Toyota CamryMidsize$1,550$129
    Mazda 3Compact$1,566$131
    Kia K5Midsize$1,574$131
    Chevrolet MalibuMidsize$1,590$133
    Chrysler 300Full-size$1,592$133
    Honda CivicCompact$1,600$133
    Kia ForteCompact$1,602$134
    Mitsubishi Mirage G4Compact$1,608$134
    Nissan LeafCompact$1,644$137
    Honda AccordMidsize$1,650$138
    Toyota CrownMidsize$1,658$138
    Tesla Model 3Midsize$1,668$139
    Volkswagen ArteonMidsize$1,712$143

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 29, 2022
      Cheapest Insurance for Cars in San Antonio, TX

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.

      Cheapest SUVs to insure in San Antonio

      Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Nissan Kicks, Nissan Rogue Sport, Subaru Crosstrek, and Honda Passport. Insurance rates for these models average $106 or less per month.

      Not the cheapest SUVs to insure, but still very reasonable, are models like the Kia Seltos, Buick Envision, Subaru Ascent, and Mazda CX-5, with average insurance cost of $1,328 per year or less.

      Additional SUVs worth mentioning include the Hyundai Kona, Subaru Forester, Honda HR-V, Volkswagen Atlas, and Ford Edge, which cost between $1,328 and $1,402 per year for auto insurance in San Antonio.

      Full-coverage car insurance in this segment for the average driver starts at an average of $103 per month, depending on your location.

      If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Chevrolet Trailblazer at $1,236 per year, or $103 per month. For midsize models, the Honda Passport has the best rates at $1,268 per year, or $106 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,530 per year, or $128 per month.

      The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Chevrolet Trailblazer at $1,236 per year and ending with the Chevrolet Trax at $1,402 per year.

      Cheapest Insurance for SUVs in San Antonio, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,236$103
      Subaru CrosstrekCompact$1,248$104
      Nissan KicksCompact$1,252$104
      Honda PassportMidsize$1,268$106
      Nissan Rogue SportCompact$1,274$106
      Mazda CX-5Compact$1,282$107
      Buick EncoreCompact$1,300$108
      Buick EnvisionCompact$1,306$109
      Kia SeltosCompact$1,324$110
      Subaru AscentMidsize$1,328$111
      Hyundai VenueCompact$1,330$111
      Honda HR-VCompact$1,356$113
      Hyundai KonaCompact$1,370$114
      Subaru ForesterCompact$1,376$115
      Ford EdgeMidsize$1,384$115
      Honda CR-VCompact$1,386$116
      Mazda CX-30Compact$1,390$116
      Ford ExplorerMidsize$1,392$116
      Volkswagen AtlasMidsize$1,394$116
      Chevrolet TraxCompact$1,402$117

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2022
        Cheapest Insurance for SUVs in San Antonio, TX

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.

        Cheapest luxury cars to insure in San Antonio, TX

        The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura Integra, coming in at $1,466 per year. Second place is the BMW 330i costing $1,658 per year, third place goes to the Acura TLX, at an average of $1,684 per year, and ranking fourth is the Cadillac CT4, costing an average of $1,706 per year.

        Other luxury cars that rank well in our comparison include the BMW 228i, BMW 330e, Lexus ES 250, and Cadillac CT5, with average rates of $1,774 per year or less.

        Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $122 per month, depending on your company and location.

        If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Acura Integra at $1,466 per year, or $122 per month. For midsize 2023 models, the Cadillac CT5 has the best rates at $1,756 per year, or $146 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,834 per year, or $153 per month.

        The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.

        Cheapest Insurance for Luxury Cars in San Antonio, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura IntegraCompact$1,466$122
        BMW 330iCompact$1,658$138
        Acura TLXCompact$1,684$140
        Cadillac CT4Compact$1,706$142
        Genesis G70Compact$1,740$145
        Cadillac CT5Midsize$1,756$146
        Lexus ES 350Midsize$1,762$147
        BMW 330eCompact$1,764$147
        Lexus ES 250Midsize$1,770$148
        BMW 228iCompact$1,774$148
        Lexus RC 300Midsize$1,778$148
        Mercedes-Benz AMG CLA35Midsize$1,782$149
        Audi A3Midsize$1,784$149
        BMW 230iCompact$1,788$149
        Mercedes-Benz C300Compact$1,800$150
        Audi A4Compact$1,808$151
        Lexus RC 350Compact$1,810$151
        Audi S3Compact$1,822$152
        Mercedes-Benz AMG CLA45Midsize$1,822$152
        Volvo S60Compact$1,822$152

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2022
          Cheapest Insurance for Luxury Cars in San Antonio, TX

          For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

          Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.

          Cheapest luxury SUV insurance rates in San Antonio, TX

          Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,362 per year. Second place is the Lexus RX 350 costing $1,462 per year, and the third most affordable is the Cadillac XT4, costing an average of $1,472 per year.

          Not the cheapest in the list, but still ranking well, are SUVs like the Cadillac XT5, Mercedes-Benz GLB 250, Mercedes-Benz GLA250, and Cadillac XT6, with an average cost to insure of $1,590 per year or less.

          Some additional luxury SUVs that rank well include the Mercedes-Benz GLC300, Lexus NX 350, Lexus NX 450h, and BMW X1, which cost between $1,590 and $1,664 per year for insurance.

          On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $114 per month, depending on your company and location.

          The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,362 per year ($114 per month) and ending with the Mercedes-Benz GLC300 at $1,664 per year ($139 per month).

          Cheapest Insurance for Luxury SUVs in San Antonio, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,362$114
          Lexus RX 350Midsize$1,462$122
          Cadillac XT4Compact$1,472$123
          Volvo XC40Compact$1,502$125
          Infiniti QX50Midsize$1,512$126
          Lexus UX 250hCompact$1,526$127
          Cadillac XT5Midsize$1,552$129
          Mercedes-Benz GLA250Compact$1,584$132
          Cadillac XT6Midsize$1,588$132
          Mercedes-Benz GLB 250Compact$1,590$133
          Lexus NX 250Compact$1,612$134
          Acura MDXMidsize$1,624$135
          Lexus NX 350hCompact$1,630$136
          Lexus NX 350Compact$1,640$137
          Lexus NX 450hCompact$1,642$137
          Lincoln CorsairCompact$1,642$137
          Lincoln NautilusMidsize$1,652$138
          BMW X1Compact$1,654$138
          Alfa Romeo TonaleCompact$1,658$138
          Mercedes-Benz GLC300Compact$1,664$139

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 29, 2022
            Cheapest Insurance for Luxury SUVs in San Antonio, TX

            See our guides for luxury SUV insurance to compare rates for additional makes and models.

            Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.

            Cheapest sports car insurance rates in San Antonio, TX

            The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Audi TT, Subaru WRX, Mazda MX-5 Miata, Ford Mustang, and BMW Z4. Insurance rates for these 2023 models average $1,804 or less per year.

            Additional models that rank well include the BMW M2, Subaru BRZ, Toyota GR86, and Nissan Z, with average cost of $1,970 per year or less.

            Additional models worth mentioning include the BMW M4, Porsche 718, Chevrolet Corvette, BMW M3, and Lexus RC F, which cost between $1,970 and $2,454 per year for insurance.

            From a monthly standpoint, auto insurance in this segment for the average driver starts at around $126 per month, depending on where you live and the company you use.

            The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $1,508 per year ($126 per month) and ending with the Lexus LC 500 at $2,454 per year ($205 per month).

            Cheapest Insurance for Sports Cars in San Antonio, TX
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,508$126
            Audi TTSports Car$1,692$141
            Ford MustangSports Car$1,772$148
            BMW Z4Sports Car$1,782$149
            Subaru WRXSports Car$1,804$150
            Nissan ZSports Car$1,830$153
            Toyota GR SupraSports Car$1,858$155
            BMW M2Sports Car$1,884$157
            Toyota GR86Sports Car$1,884$157
            Subaru BRZSports Car$1,970$164
            Chevrolet CorvetteSports Car$2,014$168
            BMW M3Sports Car$2,056$171
            Lexus RC FSports Car$2,102$175
            Porsche 718Sports Car$2,102$175
            Chevrolet CamaroSports Car$2,138$178
            Mercedes-Benz AMG GT53Sports Car$2,266$189
            Jaguar F-TypeSports Car$2,346$196
            Porsche TaycanSports Car$2,396$200
            BMW M4Sports Car$2,426$202
            Lexus LC 500Sports Car$2,454$205

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2022
              Cheapest Insurance for Sports Cars in San Antonio, TX

              Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.

              Cheapest pickups to insure in San Antonio, TX

              The top three pickups with the cheapest insurance in San Antonio are the Ford Maverick at $1,354 per year, the Chevrolet Colorado at $1,360 per year, and the Nissan Frontier at $1,412 per year.

              Not the cheapest to insure, but still ranked well, are trucks like the Nissan Titan, Toyota Tacoma, Honda Ridgeline, and Ford F150, with an average car insurance cost of $1,660 per year or less.

              Full-coverage car insurance in this segment can cost as low as $113 per month, depending on your location.

              The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Ford Maverick at $113 per month and ending with the Nissan Titan XD at $152 per month.

              Cheapest Insurance for Pickups in San Antonio, TX
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ford MaverickMidsize$1,354$113
              Chevrolet ColoradoMidsize$1,360$113
              Nissan FrontierMidsize$1,412$118
              Ford RangerMidsize$1,448$121
              GMC CanyonMidsize$1,482$124
              Toyota TacomaMidsize$1,492$124
              Hyundai Santa CruzMidsize$1,516$126
              Nissan TitanFull-size$1,614$135
              Honda RidgelineMidsize$1,620$135
              Ford F150Full-size$1,660$138
              GMC Sierra 2500 HDHeavy Duty$1,674$140
              Jeep GladiatorMidsize$1,698$142
              Toyota TundraFull-size$1,718$143
              GMC Sierra 3500Heavy Duty$1,724$144
              GMC SierraFull-size$1,780$148
              Chevrolet SilveradoFull-size$1,786$149
              Ram TruckFull-size$1,786$149
              Chevrolet Silverado HD 2500Heavy Duty$1,794$150
              Chevrolet Silverado HD 3500Heavy Duty$1,796$150
              Nissan Titan XDHeavy Duty$1,822$152

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2022
                Cheapest Insurance for Pickups in San Antonio, TX

                For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

                Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.

                The highs and lows of car insurance in San Antonio, Texas

                To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.

                Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.

                Ford F150 insurance rates

                Ford F150 insurance in San Antonio costs an average of $1,660 per year, or around $138 per month, and has a range of $1,380 to $3,744 for the driver ages and policy situations displayed in the chart below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Ford F150 Insurance Cost in San Antonio, TX
                Ford F150 Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,744$312
                Safe Driver Age 20$3,280$273
                At-fault Accidents Age 40$2,334$195
                Low Deductibles Age 40$2,160$180
                Safe Driver Age 30$1,750$146
                Safe Driver Age 40$1,660$138
                Safe Driver Age 50$1,508$126
                Safe Driver Age 60$1,480$123
                High Deductibles Age 40$1,402$117
                Discount Rate Age 40$1,380$115

                The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.

                Nissan Sentra insurance rates

                Car insurance for a Nissan Sentra in San Antonio averages $1,514 per year ($126 per month) and has a range of $1,260 to $3,388 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Nissan Sentra Insurance Cost in San Antonio, TX
                Nissan Sentra Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,388$282
                Safe Driver Age 20$2,970$248
                At-fault Accidents Age 40$2,136$178
                Low Deductibles Age 40$1,910$159
                Safe Driver Age 30$1,582$132
                Safe Driver Age 40$1,514$126
                Safe Driver Age 50$1,378$115
                Safe Driver Age 60$1,352$113
                High Deductibles Age 40$1,308$109
                Discount Rate Age 40$1,260$105

                The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.

                Nissan Rogue insurance rates

                Nissan Rogue insurance in San Antonio costs an average of $1,500 per year (about $125 per month) and ranges from $1,248 to $3,408 annually for the risk profiles in the rate chart shown below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Nissan Rogue Insurance Cost in San Antonio, TX
                Nissan Rogue Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,408$284
                Safe Driver Age 20$2,986$249
                At-fault Accidents Age 40$2,128$177
                Low Deductibles Age 40$1,930$161
                Safe Driver Age 30$1,576$131
                Safe Driver Age 40$1,500$125
                Safe Driver Age 50$1,368$114
                Safe Driver Age 60$1,342$112
                High Deductibles Age 40$1,280$107
                Discount Rate Age 40$1,248$104

                The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.

                Kia Sorento insurance rates

                In San Antonio, Kia Sorento insurance averages $1,498 per year, or about $125 per month, and has a range of $1,248 to $3,406.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Kia Sorento Insurance Cost in San Antonio, Texas
                Kia Sorento Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,406$284
                Safe Driver Age 20$2,982$249
                At-fault Accidents Age 40$2,112$176
                Low Deductibles Age 40$1,964$164
                Safe Driver Age 30$1,582$132
                Safe Driver Age 40$1,498$125
                Safe Driver Age 50$1,368$114
                Safe Driver Age 60$1,342$112
                High Deductibles Age 40$1,260$105
                Discount Rate Age 40$1,248$104

                The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.

                Ford Mustang insurance rates

                Car insurance for a Ford Mustang in San Antonio averages $1,772 per year (about $148 per month) and has a range of $1,470 to $3,994.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 29, 2022
                Ford Mustang Insurance Cost in San Antonio, Texas
                Ford Mustang Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,994$333
                Safe Driver Age 20$3,500$292
                At-fault Accidents Age 40$2,494$208
                Low Deductibles Age 40$2,294$191
                Safe Driver Age 30$1,864$155
                Safe Driver Age 40$1,772$148
                Safe Driver Age 50$1,612$134
                Safe Driver Age 60$1,580$132
                High Deductibles Age 40$1,502$125
                Discount Rate Age 40$1,470$123

                The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.

                Tips for finding cheaper San Antonio car insurance

                Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.

                • Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
                • Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $49 and $165 on your annual auto insurance bill, depending on the level of coverage purchased.
                • Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $276 per year for a 40-year-old driver and $538 per year for a 20-year-old driver.
                • Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $548 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
                • If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
                • Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $278 per year.