San Antonio Car Insurance Cost (2023 Cheapest Models)

What does average San Antonio car insurance cost? We compare average insurance rates to find the vehicles with cheap car insurance in San Antonio.

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What is average car insurance cost in San Antonio?

Average car insurance cost in San Antonio is $1,672 per year, which is about $139 per month. San Antonio car insurance costs 3.3% less than the U.S. overall average rate of $1,728.

The average car insurance cost in Texas is $1,676 per year, so San Antonio, Texas, drivers pay an average of $4 less per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $74 per year more than in Austin, $166 per year less than in Houston, and $52 per year more expensive than in Fort Worth.

The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
San Antonio, TX Car Insurance Cost by Driver Risk Profile
2023 Average Car Insurance Cost in San Antonio, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,798$317
Safe Driver Age 20$3,328$277
At-fault Accidents Age 40$2,362$197
Low Deductibles Age 40$2,182$182
Safe Driver Age 30$1,762$147
Safe Driver Age 40$1,672$139
Safe Driver Age 50$1,520$127
Safe Driver Age 60$1,494$125
High Deductibles Age 40$1,412$118
Discount Rate Age 40$1,388$116

Average rates in the prior chart range from $1,388 per year for a middle-aged driver who meets the requirements for many policy discounts to $3,798 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,672 per year in San Antonio.

As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $116 to $317 for the same driver ages shown in the chart.

The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.

Car insurance cost in San Antonio, TX, for drivers age 16 to 60

  • 16 year old – $5,990 per year or $499 per month
  • 17 year old – $5,600 per year or $467 per month
  • 18 year old – $5,230 per year or $436 per month
  • 19 year old – $4,736 per year or $395 per month
  • 20 year old – $3,328 per year or $277 per month
  • 30 year old – $1,762 per year or $147 per month
  • 40 year old – $1,672 per year or $139 per month
  • 50 year old – $1,520 per year or $127 per month
  • 60 year old – $1,494 per year or $125 per month

The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 11, 2023
Teen Driver Car Insurance Cost in San Antonio, Texas
Average Car Insurance Cost in San Antonio, TX for Teenage Drivers
Gender Driver Age 16 Age 17 Age 18 Age 19
Male$5,990$5,600$5,230$4,736
Female$5,270$4,978$4,540$4,214

Car insurance for a female 16-year-old driver in San Antonio costs an average of $720 less than male drivers each year, while at age 19, it still costs $522 less per year for females than males.

The car insurance rates mentioned up to this point are averaged for every 2023 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.

For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.

The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average San Antonio car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on August 11, 2023
San Antonio, TX, Car Insurance Rates for Popular Vehicles
San Antonio, TX, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda HR-V$1,390$116
Subaru Forester$1,410$118
Honda CR-V$1,416$118
Ford Explorer$1,424$119
Chevrolet Equinox$1,506$126
Hyundai Tucson$1,532$128
Nissan Rogue$1,540$128
Toyota RAV4$1,548$129
Toyota 4Runner$1,564$130
Toyota Corolla$1,570$131
Toyota Camry$1,590$133
Honda Civic$1,636$136
Toyota Highlander$1,670$139
Ford F150$1,700$142
Ram Truck$1,826$152
Hyundai Elantra$1,828$152
Chevrolet Silverado$1,830$153
Jeep Wrangler$1,852$154
Ford Bronco$1,860$155

Which cars have cheap insurance in San Antonio, TX?

When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Nissan Kicks, Subaru Crosstrek, and Buick Encore. Average car insurance rates for those crossover SUVs cost $111 or less per month to get full coverage.

Some additional vehicles that are highly ranked in our car insurance price comparison are the Honda CR-V, Honda HR-V, Subaru Impreza, and Subaru Forester. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $118 or less per month in San Antonio.

The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.

Top 40 Cheapest Auto Insurance Rates in San Antonio
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,264$105
2Subaru Crosstrek$1,276$106
3Nissan Kicks$1,282$107
4Honda Passport$1,300$108
5Nissan Rogue Sport$1,304$109
6Mazda CX-5$1,314$110
7Buick Encore$1,332$111
8Buick Envision$1,336$111
9Kia Seltos$1,354$113
10Subaru Ascent$1,358$113
11Hyundai Venue$1,366$114
12Subaru Impreza$1,384$115
13Ford Maverick$1,390$116
14Honda HR-V$1,390$116
15Chevrolet Colorado$1,392$116
16Acura RDX$1,394$116
17Hyundai Kona$1,402$117
18Subaru Forester$1,410$118
19Ford Edge$1,416$118
20Honda CR-V$1,416$118
21Mazda CX-30$1,420$118
22Ford Explorer$1,424$119
23Volkswagen Atlas$1,426$119
24Nissan Murano$1,434$120
25Chevrolet Trax$1,436$120
26Subaru Outback$1,436$120
27Nissan Frontier$1,444$120
28Volkswagen Tiguan$1,450$121
29Ford Bronco Sport$1,456$121
30Fiat 500X$1,484$124
31GMC Terrain$1,484$124
32Ford Ranger$1,486$124
33Kia Soul$1,488$124
34Mitsubishi Eclipse Cross$1,492$124
35Volkswagen Atlas Cross Sport$1,492$124
36Lexus RX 350$1,496$125
37Acura Integra$1,500$125
38Chevrolet Equinox$1,506$126
39Cadillac XT4$1,508$126
40Toyota Corolla Cross$1,508$126

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 12, 2023
    Top 40 Cheapest Auto Insurance Rates in San Antonio

    A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.

    The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.

    San Antonio auto insurance rates by automotive segment

    If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.

    The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average San Antonio car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on August 12, 2023
    San Antonio, Texas Auto Insurance Rates by Vehicle Segment
    San Antonio Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,520$127
    Midsize Pickup$1,578$132
    Midsize SUV$1,632$136
    Minivan$1,642$137
    Compact Car$1,666$139
    Midsize Car$1,706$142
    Compact Luxury SUV$1,808$151
    Half-ton Pickup$1,816$151
    Large SUV$1,830$153
    Compact Luxury Car$1,838$153
    Heavy Duty Pickup$1,922$160
    Midsize Luxury SUV$1,942$162
    Large Car$1,946$162
    Midsize Luxury Car$2,124$177
    Sports Car$2,286$191
    Large Luxury SUV$2,458$205
    Large Luxury Car$2,580$215

    Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.

    For example, in the small car segment, average San Antonio insurance rates range from the Subaru Impreza at $1,384 per year for a full coverage policy up to the Toyota Mirai costing $2,076 per year.

    As another example, in the midsize truck segment, the cost of insurance ranges from the Ford Maverick costing $1,390 per year up to the Rivian R1T costing $2,080 per year, a difference of $690 within that segment.

    In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.

    Cheapest car insurance rates in San Antonio, Texas

    Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Subaru Impreza, Nissan Sentra, Toyota Corolla, Volkswagen Jetta, and Subaru Legacy. Insurance rates for these models average $1,570 or less per year, or around $131 per month.

    Other models that have cheaper rates are the Kia K5, Volkswagen Golf, Toyota Prius, and Mazda 3, with average cost of $1,616 per year or less.

    As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $115 per month, depending on your company and location.

    When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Subaru Impreza at $1,384 per year, or $115 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,538 per year, or $128 per month. And for large cars, the Chrysler 300 has the best rates at $1,630 per year, or $136 per month.

    The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Subaru Impreza at $1,384 per year ($115 per month) and ending with the Volkswagen Arteon at $1,756 per year ($146 per month).

    Cheapest Insurance for Cars in San Antonio, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,384$115
    Volkswagen JettaCompact$1,526$127
    Subaru LegacyMidsize$1,538$128
    Nissan SentraCompact$1,552$129
    Toyota CorollaCompact$1,570$131
    Toyota PriusCompact$1,574$131
    Volkswagen GolfCompact$1,574$131
    Toyota CamryMidsize$1,590$133
    Mazda 3Compact$1,604$134
    Kia K5Midsize$1,616$135
    Chevrolet MalibuMidsize$1,628$136
    Chrysler 300Full-size$1,630$136
    Honda CivicCompact$1,636$136
    Kia ForteCompact$1,640$137
    Mitsubishi Mirage G4Compact$1,650$138
    Nissan LeafCompact$1,686$141
    Honda AccordMidsize$1,688$141
    Toyota CrownMidsize$1,698$142
    Tesla Model 3Midsize$1,708$142
    Volkswagen ArteonMidsize$1,756$146

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 11, 2023
      Cheapest Insurance for Cars in San Antonio, TX

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.

      Cheapest SUVs to insure in San Antonio

      Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Nissan Kicks, Nissan Rogue Sport, Subaru Crosstrek, and Honda Passport. Insurance rates for these models average $109 or less per month.

      Not the cheapest SUVs to insure, but still very reasonable, are models like the Kia Seltos, Buick Envision, Subaru Ascent, and Mazda CX-5, with average insurance cost of $1,358 per year or less.

      Additional SUVs worth mentioning include the Hyundai Kona, Subaru Forester, Honda HR-V, Volkswagen Atlas, and Ford Edge, which cost between $1,358 and $1,436 per year for auto insurance in San Antonio.

      Full-coverage car insurance in this segment for the average driver starts at an average of $105 per month, depending on your location.

      If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Chevrolet Trailblazer at $1,264 per year, or $105 per month. For midsize models, the Honda Passport has the best rates at $1,300 per year, or $108 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,566 per year, or $131 per month.

      The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Chevrolet Trailblazer at $1,264 per year and ending with the Chevrolet Trax at $1,436 per year.

      Cheapest Insurance for SUVs in San Antonio, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,264$105
      Subaru CrosstrekCompact$1,276$106
      Nissan KicksCompact$1,282$107
      Honda PassportMidsize$1,300$108
      Nissan Rogue SportCompact$1,304$109
      Mazda CX-5Compact$1,314$110
      Buick EncoreCompact$1,332$111
      Buick EnvisionCompact$1,336$111
      Kia SeltosCompact$1,354$113
      Subaru AscentMidsize$1,358$113
      Hyundai VenueCompact$1,366$114
      Honda HR-VCompact$1,390$116
      Hyundai KonaCompact$1,402$117
      Subaru ForesterCompact$1,410$118
      Ford EdgeMidsize$1,416$118
      Honda CR-VCompact$1,416$118
      Mazda CX-30Compact$1,420$118
      Ford ExplorerMidsize$1,424$119
      Volkswagen AtlasMidsize$1,426$119
      Nissan MuranoMidsize$1,434$120

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 12, 2023
        Cheapest Insurance for SUVs in San Antonio, TX

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.

        Cheapest luxury cars to insure in San Antonio, TX

        The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura Integra, coming in at $1,500 per year. Second place is the BMW 330i costing $1,696 per year, third place goes to the Acura TLX, at an average of $1,726 per year, and ranking fourth is the Cadillac CT4, costing an average of $1,746 per year.

        Other luxury cars that rank well in our comparison include the BMW 228i, BMW 330e, Lexus ES 250, and Cadillac CT5, with average rates of $1,820 per year or less.

        Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $125 per month, depending on your company and location.

        If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Acura Integra at $1,500 per year, or $125 per month. For midsize 2023 models, the Cadillac CT5 has the best rates at $1,800 per year, or $150 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,874 per year, or $156 per month.

        The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.

        Cheapest Insurance for Luxury Cars in San Antonio, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura IntegraCompact$1,500$125
        BMW 330iCompact$1,696$141
        Acura TLXCompact$1,726$144
        Cadillac CT4Compact$1,746$146
        Genesis G70Compact$1,782$149
        Cadillac CT5Midsize$1,800$150
        Lexus ES 350Midsize$1,802$150
        BMW 330eCompact$1,812$151
        Lexus ES 250Midsize$1,814$151
        BMW 228iCompact$1,820$152
        Lexus RC 300Midsize$1,820$152
        Mercedes-Benz AMG CLA35Midsize$1,822$152
        Audi A3Midsize$1,830$153
        BMW 230iCompact$1,832$153
        Mercedes-Benz C300Compact$1,846$154
        Audi A4Compact$1,850$154
        Lexus RC 350Compact$1,854$155
        Audi S3Compact$1,864$155
        Mercedes-Benz AMG CLA45Midsize$1,866$156
        Volvo S60Compact$1,870$156

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 11, 2023
          Cheapest Insurance for Luxury Cars in San Antonio, TX

          For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

          Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.

          Cheapest luxury SUV insurance rates in San Antonio, TX

          Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,394 per year. Second place is the Lexus RX 350 costing $1,496 per year, and the third most affordable is the Cadillac XT4, costing an average of $1,508 per year.

          Not the cheapest in the list, but still ranking well, are SUVs like the Cadillac XT5, Mercedes-Benz GLB 250, Mercedes-Benz GLA250, and Cadillac XT6, with an average cost to insure of $1,626 per year or less.

          Some additional luxury SUVs that rank well include the Mercedes-Benz GLC300, Lexus NX 350, Lexus NX 450h, and BMW X1, which cost between $1,626 and $1,702 per year for insurance.

          On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $116 per month, depending on your company and location.

          The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,394 per year ($116 per month) and ending with the Mercedes-Benz GLC300 at $1,702 per year ($142 per month).

          Cheapest Insurance for Luxury SUVs in San Antonio, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,394$116
          Lexus RX 350Midsize$1,496$125
          Cadillac XT4Compact$1,508$126
          Volvo XC40Compact$1,538$128
          Infiniti QX50Midsize$1,546$129
          Lexus UX 250hCompact$1,564$130
          Cadillac XT5Midsize$1,588$132
          Mercedes-Benz GLA250Compact$1,622$135
          Cadillac XT6Midsize$1,624$135
          Mercedes-Benz GLB 250Compact$1,626$136
          Lexus NX 250Compact$1,648$137
          Acura MDXMidsize$1,664$139
          Lexus NX 350hCompact$1,666$139
          Lexus NX 350Compact$1,678$140
          Lincoln CorsairCompact$1,680$140
          Lexus NX 450hCompact$1,686$141
          Lincoln NautilusMidsize$1,694$141
          BMW X1Compact$1,698$142
          Alfa Romeo TonaleCompact$1,700$142
          Mercedes-Benz GLC300Compact$1,702$142

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 12, 2023
            Cheapest Insurance for Luxury SUVs in San Antonio, TX

            See our guides for luxury SUV insurance to compare rates for additional makes and models.

            Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.

            Cheapest sports car insurance rates in San Antonio, TX

            The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Audi TT, Subaru WRX, Mazda MX-5 Miata, Ford Mustang, and BMW Z4. Insurance rates for these 2023 models average $1,846 or less per year.

            Additional models that rank well include the BMW M2, Subaru BRZ, Toyota GR86, and Nissan Z, with average cost of $2,016 per year or less.

            Additional models worth mentioning include the BMW M4, Porsche 718, Chevrolet Corvette, BMW M3, and Lexus RC F, which cost between $2,016 and $2,516 per year for insurance.

            From a monthly standpoint, auto insurance in this segment for the average driver starts at around $129 per month, depending on where you live and the company you use.

            The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $1,544 per year ($129 per month) and ending with the Lexus LC 500 at $2,516 per year ($210 per month).

            Cheapest Insurance for Sports Cars in San Antonio, TX
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,544$129
            Audi TTSports Car$1,732$144
            Ford MustangSports Car$1,814$151
            BMW Z4Sports Car$1,828$152
            Subaru WRXSports Car$1,846$154
            Nissan ZSports Car$1,878$157
            Toyota GR SupraSports Car$1,906$159
            Toyota GR86Sports Car$1,930$161
            BMW M2Sports Car$1,942$162
            Subaru BRZSports Car$2,016$168
            Chevrolet CorvetteSports Car$2,062$172
            BMW M3Sports Car$2,110$176
            Lexus RC FSports Car$2,152$179
            Porsche 718Sports Car$2,154$180
            Chevrolet CamaroSports Car$2,188$182
            Mercedes-Benz AMG GT53Sports Car$2,320$193
            Jaguar F-TypeSports Car$2,402$200
            Porsche TaycanSports Car$2,452$204
            BMW M4Sports Car$2,484$207
            Lexus LC 500Sports Car$2,516$210

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 11, 2023
              Cheapest Insurance for Sports Cars in San Antonio, TX

              Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.

              Cheapest pickups to insure in San Antonio, TX

              The top three pickups with the cheapest insurance in San Antonio are the Ford Maverick at $1,390 per year, the Chevrolet Colorado at $1,392 per year, and the Nissan Frontier at $1,444 per year.

              Not the cheapest to insure, but still ranked well, are trucks like the Nissan Titan, Toyota Tacoma, Honda Ridgeline, and Ford F150, with an average car insurance cost of $1,700 per year or less.

              Full-coverage car insurance in this segment can cost as low as $116 per month, depending on your location.

              The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Ford Maverick at $116 per month and ending with the Nissan Titan XD at $156 per month.

              Cheapest Insurance for Pickups in San Antonio, TX
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ford MaverickMidsize$1,390$116
              Chevrolet ColoradoMidsize$1,392$116
              Nissan FrontierMidsize$1,444$120
              Ford RangerMidsize$1,486$124
              GMC CanyonMidsize$1,520$127
              Toyota TacomaMidsize$1,526$127
              Hyundai Santa CruzMidsize$1,556$130
              Nissan TitanFull-size$1,656$138
              Honda RidgelineMidsize$1,662$139
              Ford F150Full-size$1,700$142
              GMC Sierra 2500 HDHeavy Duty$1,714$143
              Jeep GladiatorMidsize$1,740$145
              Toyota TundraFull-size$1,758$147
              GMC Sierra 3500Heavy Duty$1,768$147
              GMC SierraFull-size$1,826$152
              Ram TruckFull-size$1,826$152
              Chevrolet SilveradoFull-size$1,830$153
              Chevrolet Silverado HD 2500Heavy Duty$1,832$153
              Chevrolet Silverado HD 3500Heavy Duty$1,840$153
              Nissan Titan XDHeavy Duty$1,868$156

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on August 12, 2023
                Cheapest Insurance for Pickups in San Antonio, TX

                For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

                Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.

                The highs and lows of car insurance in San Antonio, Texas

                To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.

                Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.

                Ford F150 insurance rates

                Ford F150 insurance in San Antonio costs an average of $1,700 per year, or around $142 per month, and has a range of $1,410 to $3,832 for the driver ages and policy situations displayed in the chart below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
                Ford F150 Insurance Cost in San Antonio, TX
                2023 Ford F150 Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,832$319
                Safe Driver Age 20$3,358$280
                At-fault Accidents Age 40$2,388$199
                Low Deductibles Age 40$2,212$184
                Safe Driver Age 30$1,790$149
                Safe Driver Age 40$1,700$142
                Safe Driver Age 50$1,548$129
                Safe Driver Age 60$1,514$126
                High Deductibles Age 40$1,432$119
                Discount Rate Age 40$1,410$118

                The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.

                Nissan Sentra insurance rates

                Car insurance for a Nissan Sentra in San Antonio averages $1,552 per year ($129 per month) and has a range of $1,290 to $3,464 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
                Nissan Sentra Insurance Cost in San Antonio, TX
                2023 Nissan Sentra Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,464$289
                Safe Driver Age 20$3,040$253
                At-fault Accidents Age 40$2,186$182
                Low Deductibles Age 40$1,956$163
                Safe Driver Age 30$1,620$135
                Safe Driver Age 40$1,552$129
                Safe Driver Age 50$1,412$118
                Safe Driver Age 60$1,382$115
                High Deductibles Age 40$1,338$112
                Discount Rate Age 40$1,290$108

                The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.

                Nissan Rogue insurance rates

                Nissan Rogue insurance in San Antonio costs an average of $1,540 per year (about $128 per month) and ranges from $1,276 to $3,490 annually for the risk profiles in the rate chart shown below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
                Nissan Rogue Insurance Cost in San Antonio, TX
                2023 Nissan Rogue Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,490$291
                Safe Driver Age 20$3,058$255
                At-fault Accidents Age 40$2,174$181
                Low Deductibles Age 40$1,980$165
                Safe Driver Age 30$1,612$134
                Safe Driver Age 40$1,540$128
                Safe Driver Age 50$1,402$117
                Safe Driver Age 60$1,376$115
                High Deductibles Age 40$1,312$109
                Discount Rate Age 40$1,276$106

                The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.

                Kia Sorento insurance rates

                In San Antonio, Kia Sorento insurance averages $1,534 per year, or about $128 per month, and has a range of $1,276 to $3,484.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
                Kia Sorento Insurance Cost in San Antonio, Texas
                2023 Kia Sorento Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,484$290
                Safe Driver Age 20$3,050$254
                At-fault Accidents Age 40$2,160$180
                Low Deductibles Age 40$2,008$167
                Safe Driver Age 30$1,618$135
                Safe Driver Age 40$1,534$128
                Safe Driver Age 50$1,396$116
                Safe Driver Age 60$1,372$114
                High Deductibles Age 40$1,288$107
                Discount Rate Age 40$1,276$106

                The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.

                Ford Mustang insurance rates

                Car insurance for a Ford Mustang in San Antonio averages $1,814 per year (about $151 per month) and has a range of $1,506 to $4,088.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on August 12, 2023
                Ford Mustang Insurance Cost in San Antonio, Texas
                2023 Ford Mustang Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,088$341
                Safe Driver Age 20$3,582$299
                At-fault Accidents Age 40$2,548$212
                Low Deductibles Age 40$2,348$196
                Safe Driver Age 30$1,910$159
                Safe Driver Age 40$1,814$151
                Safe Driver Age 50$1,648$137
                Safe Driver Age 60$1,616$135
                High Deductibles Age 40$1,538$128
                Discount Rate Age 40$1,506$126

                The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.

                Tips for finding cheaper San Antonio car insurance

                Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.

                • Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
                • Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $50 and $169 on your annual auto insurance bill, depending on the level of coverage purchased.
                • Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $552 per year for a 20-year-old driver.
                • Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $562 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
                • If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
                • Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $284 per year.