- Average car insurance in San Antonio costs $1,458 per year, or $122 per month for full coverage.
- Car insurance rates for a few popular vehicles in San Antonio include the Honda Civic at $1,446 per year, Toyota Tacoma at $1,354, and GMC Sierra at $1,486.
- Models like the Mazda CX-5, Chevrolet Trailblazer, and Nissan Kicks rank high for cheap car insurance in San Antonio.
- Models with segment-leading car insurance rates in San Antonio include the Mazda CX-5 at $1,108 per year, Subaru Legacy at $1,412 per year, Ford F150 at $1,410 per year, and Subaru Impreza at $1,266 per year.
What is average car insurance cost in San Antonio?
Average car insurance cost in San Antonio is $1,458 per year, which is about $122 per month. San Antonio car insurance costs 7% less than the U.S. overall average rate of $1,567.
The average car insurance cost in Texas is $1,436 per year, so San Antonio, Texas, drivers pay an average of $22 more per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $72 per year more than in Austin, $160 per year less than in Houston, and $52 per year more expensive than in Fort Worth.
The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.
Average rates in the prior chart range from $1,212 per year for a middle-aged driver who meets the requirements for many policy discounts to $3,302 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,458 per year in San Antonio.
As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $101 to $275 for the same driver ages shown in the chart.
The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.
Car insurance cost in San Antonio, TX, for drivers age 16 to 60
- 16 year old – $5,224 per year or $435 per month
- 17 year old – $4,880 per year or $407 per month
- 18 year old – $4,554 per year or $380 per month
- 19 year old – $4,122 per year or $344 per month
- 20 year old – $2,892 per year or $241 per month
- 30 year old – $1,534 per year or $128 per month
- 40 year old – $1,458 per year or $122 per month
- 50 year old – $1,326 per year or $111 per month
- 60 year old – $1,302 per year or $109 per month
The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.
Car insurance for a female 16-year-old driver in San Antonio costs an average of $626 less than male drivers each year, while at age 19, it still costs $460 less per year for females than males.
The cost to insure San Antonio drivers’ favorite vehicles
The car insurance rates mentioned up to this point are averaged for every 2022 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.
For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.
The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.
Which cars have cheap insurance in San Antonio, TX?
When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Chevrolet Trailblazer, Nissan Kicks, and Buick Encore. Average car insurance rates for those crossover SUVs cost $101 or less per month to get full coverage.
Some additional vehicles that are highly ranked in our car insurance price comparison are the Volkswagen Tiguan, Acura RDX, Kia Seltos, and Subaru Forester. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $105 or less per month in San Antonio.
The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,108 | $92 |
| 2 | Nissan Kicks | $1,136 | $95 |
| 3 | Chevrolet Trailblazer | $1,144 | $95 |
| 4 | Honda Passport | $1,172 | $98 |
| 5 | Subaru Crosstrek | $1,172 | $98 |
| 6 | Chevrolet Colorado | $1,200 | $100 |
| 7 | Toyota C-HR | $1,200 | $100 |
| 8 | Buick Encore | $1,204 | $100 |
| 9 | Nissan Rogue Sport | $1,214 | $101 |
| 10 | Hyundai Venue | $1,236 | $103 |
| 11 | Buick Envision | $1,242 | $104 |
| 12 | Kia Seltos | $1,242 | $104 |
| 13 | Ford Maverick | $1,248 | $104 |
| 14 | Acura RDX | $1,250 | $104 |
| 15 | Subaru Ascent | $1,252 | $104 |
| 16 | Toyota Corolla Cross | $1,252 | $104 |
| 17 | Hyundai Kona | $1,260 | $105 |
| 18 | Subaru Forester | $1,262 | $105 |
| 19 | Mazda MX-5 Miata | $1,264 | $105 |
| 20 | Volkswagen Tiguan | $1,264 | $105 |
| 21 | Subaru Impreza | $1,266 | $106 |
| 22 | Chevrolet Spark | $1,272 | $106 |
| 23 | Honda CR-V | $1,276 | $106 |
| 24 | Cadillac XT4 | $1,282 | $107 |
| 25 | Mazda CX-30 | $1,292 | $108 |
| 26 | Ford Ranger | $1,296 | $108 |
| 27 | Honda HR-V | $1,312 | $109 |
| 28 | Ford Edge | $1,314 | $110 |
| 29 | Ford Ecosport | $1,320 | $110 |
| 30 | Chevrolet Trax | $1,338 | $112 |
| 31 | Subaru Outback | $1,338 | $112 |
| 32 | Acura ILX | $1,342 | $112 |
| 33 | GMC Terrain | $1,342 | $112 |
| 34 | Mitsubishi Eclipse Cross | $1,346 | $112 |
| 35 | Hyundai Tucson | $1,354 | $113 |
| 36 | Nissan Murano | $1,354 | $113 |
| 37 | Toyota Tacoma | $1,354 | $113 |
| 38 | Chevrolet Bolt | $1,358 | $113 |
| 39 | Honda Odyssey | $1,360 | $113 |
| 40 | Chevrolet Equinox | $1,362 | $114 |
A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.
The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.
San Antonio auto insurance rates by automotive segment
If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.
The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.
Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.
For example, in the small car segment, average San Antonio insurance rates range from the Subaru Impreza at $1,266 per year for a full coverage policy up to the Toyota Mirai costing $1,882 per year.
As another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $1,200 per year up to the Rivian R1T costing $1,856 per year, a difference of $656 within that segment.
In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.
Cheapest car insurance rates in San Antonio, Texas
Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Subaru Impreza, Subaru Legacy, Volkswagen Jetta, Chevrolet Spark, and Volkswagen Golf. Insurance rates for these models average $1,418 or less per year, or around $118 per month.
Other models that have cheaper rates are the Toyota Camry, Honda Insight, Nissan Sentra, and Toyota Corolla, with average cost of $1,436 per year or less.
As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $106 per month, depending on your company and location.
When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Subaru Impreza at $1,266 per year, or $106 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,412 per year, or $118 per month. And for large cars, the Toyota Avalon has the best rates at $1,530 per year, or $128 per month.
The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Subaru Impreza at $1,266 per year ($106 per month) and ending with the Chevrolet Malibu at $1,516 per year ($126 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,266 | $106 |
| Chevrolet Spark | Compact | $1,272 | $106 |
| Volkswagen Golf | Compact | $1,402 | $117 |
| Subaru Legacy | Midsize | $1,412 | $118 |
| Honda Insight | Midsize | $1,418 | $118 |
| Volkswagen Jetta | Compact | $1,418 | $118 |
| Nissan Sentra | Compact | $1,422 | $119 |
| Kia K5 | Midsize | $1,432 | $119 |
| Toyota Corolla | Compact | $1,434 | $120 |
| Toyota Camry | Midsize | $1,436 | $120 |
| Kia Rio | Compact | $1,440 | $120 |
| Volkswagen Passat | Midsize | $1,442 | $120 |
| Honda Civic | Compact | $1,446 | $121 |
| Mazda 3 | Compact | $1,450 | $121 |
| Mazda 6 | Midsize | $1,452 | $121 |
| Toyota Prius | Compact | $1,458 | $122 |
| Hyundai Accent | Compact | $1,476 | $123 |
| Hyundai Veloster | Compact | $1,488 | $124 |
| Kia Forte | Compact | $1,492 | $124 |
| Chevrolet Malibu | Midsize | $1,516 | $126 |
A few popular car models that were excluded from the top 20 list above include the Volkswagen Jetta costing $1,418 per year ($118 per month), the Hyundai Elantra at $1,646 ($137 per month), the Chrysler 300 costing an average of $1,562 ($130 per month), and the Hyundai Sonata costing an average of $1,662 ($139 per month).
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.
Cheapest SUVs to insure in San Antonio
Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Mazda CX-5, Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, and Honda Passport. Insurance rates for these models average $98 or less per month.
Not the cheapest SUVs to insure, but still very reasonable, are models like the Hyundai Venue, Nissan Rogue Sport, Buick Envision, and Toyota C-HR, with average insurance cost of $1,242 per year or less.
Additional SUVs worth mentioning include the Toyota Corolla Cross, Hyundai Kona, Subaru Ascent, Honda HR-V, and Subaru Forester, which cost between $1,242 and $1,314 per year for auto insurance in San Antonio.
Full-coverage car insurance in this segment for the average driver starts at an average of $92 per month, depending on your location.
If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Mazda CX-5 at $1,108 per year, or $92 per month. For midsize models, the Honda Passport has the best rates at $1,172 per year, or $98 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,464 per year, or $122 per month.
The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Mazda CX-5 at $1,108 per year and ending with the Ford Edge at $1,314 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,108 | $92 |
| Nissan Kicks | Compact | $1,136 | $95 |
| Chevrolet Trailblazer | Compact | $1,144 | $95 |
| Honda Passport | Midsize | $1,172 | $98 |
| Subaru Crosstrek | Compact | $1,172 | $98 |
| Toyota C-HR | Compact | $1,200 | $100 |
| Buick Encore | Compact | $1,204 | $100 |
| Nissan Rogue Sport | Compact | $1,214 | $101 |
| Hyundai Venue | Compact | $1,236 | $103 |
| Buick Envision | Compact | $1,242 | $104 |
| Kia Seltos | Compact | $1,242 | $104 |
| Subaru Ascent | Midsize | $1,252 | $104 |
| Toyota Corolla Cross | Compact | $1,252 | $104 |
| Hyundai Kona | Compact | $1,260 | $105 |
| Subaru Forester | Compact | $1,262 | $105 |
| Volkswagen Tiguan | Compact | $1,264 | $105 |
| Honda CR-V | Compact | $1,276 | $106 |
| Mazda CX-30 | Compact | $1,292 | $108 |
| Honda HR-V | Compact | $1,312 | $109 |
| Ford Edge | Midsize | $1,314 | $110 |
Some popular SUVs that have higher rates than the list above include the Jeep Grand Cherokee at an average of $1,608 per year, the Chevrolet Tahoe costing an average of $1,464, the Ford Explorer costing $1,368, and the Ford Escape costing an average of $1,434.
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.
Cheapest luxury cars to insure in San Antonio, TX
The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura ILX, coming in at $1,342 per year. Second place is the Mercedes-Benz A220 costing $1,432 per year, third place goes to the BMW 330i, at an average of $1,542 per year, and ranking fourth is the Acura TLX, costing an average of $1,550 per year.
Other luxury cars that rank well in our comparison include the Alfa Romeo Giulia, BMW 230i, Lexus RC 300, and BMW 330e, with average rates of $1,618 per year or less.
Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $112 per month, depending on your company and location.
If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Mercedes-Benz A220 at $1,432 per year, or $119 per month. For midsize 2022 models, the Acura ILX has the best rates at $1,342 per year, or $112 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,710 per year, or $143 per month.
The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,342 | $112 |
| Mercedes-Benz A220 | Compact | $1,432 | $119 |
| BMW 330i | Compact | $1,542 | $129 |
| Acura TLX | Compact | $1,550 | $129 |
| Volvo S60 | Compact | $1,564 | $130 |
| BMW 330e | Compact | $1,570 | $131 |
| BMW 228i | Compact | $1,580 | $132 |
| BMW 230i | Compact | $1,590 | $133 |
| Lexus RC 300 | Midsize | $1,616 | $135 |
| Alfa Romeo Giulia | Compact | $1,618 | $135 |
| Cadillac CT4 | Compact | $1,620 | $135 |
| Lexus RC 350 | Compact | $1,624 | $135 |
| Genesis G70 | Compact | $1,646 | $137 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,654 | $138 |
| BMW i4 | Midsize | $1,664 | $139 |
| Cadillac CT5 | Midsize | $1,668 | $139 |
| Audi A3 | Midsize | $1,686 | $141 |
| Audi A4 | Compact | $1,688 | $141 |
| Audi S3 | Compact | $1,694 | $141 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,694 | $141 |
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.
Cheapest luxury SUV insurance rates in San Antonio, TX
Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,250 per year. Second place is the Cadillac XT4 costing $1,282 per year, and the third most affordable is the Volvo XC40, costing an average of $1,404 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Lexus NX 350h, Lexus UX 200, Lexus UX 250h, and Lexus NX 350, with an average cost to insure of $1,490 per year or less.
Some additional luxury SUVs that rank well include the Lincoln Corsair, Lincoln Nautilus, Mercedes-Benz GLB 250, and Land Rover Evoque, which cost between $1,490 and $1,546 per year for insurance.
On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $104 per month, depending on your company and location.
The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,250 per year ($104 per month) and ending with the Lincoln Corsair at $1,546 per year ($129 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,250 | $104 |
| Cadillac XT4 | Compact | $1,282 | $107 |
| Volvo XC40 | Compact | $1,404 | $117 |
| Cadillac XT5 | Midsize | $1,434 | $120 |
| Lexus NX 250 | Compact | $1,450 | $121 |
| BMW X1 | Compact | $1,452 | $121 |
| Lexus NX 350h | Compact | $1,462 | $122 |
| Lexus UX 250h | Compact | $1,462 | $122 |
| Lexus NX 350 | Compact | $1,484 | $124 |
| Lexus UX 200 | Compact | $1,490 | $124 |
| Jaguar E-Pace | Midsize | $1,494 | $125 |
| Lexus RX 350 | Midsize | $1,502 | $125 |
| Acura MDX | Midsize | $1,510 | $126 |
| Lincoln Nautilus | Midsize | $1,522 | $127 |
| Lexus NX 450h | Compact | $1,526 | $127 |
| Mercedes-Benz GLB 250 | Compact | $1,534 | $128 |
| Lexus RX 450h | Midsize | $1,536 | $128 |
| Infiniti QX50 | Midsize | $1,542 | $129 |
| Land Rover Evoque | Compact | $1,542 | $129 |
| Lincoln Corsair | Compact | $1,546 | $129 |
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.
Cheapest sports car insurance rates in San Antonio, TX
The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Ford Mustang, Toyota GR86, Mazda MX-5 Miata, BMW Z4, and Subaru WRX. Insurance rates for these 2022 models average $1,700 or less per year.
Additional models that rank well include the Chevrolet Corvette, BMW M3, Subaru BRZ, and Toyota GR Supra, with average cost of $1,888 per year or less.
Additional models worth mentioning include the BMW M4, Dodge Challenger, Porsche 718, Chevrolet Camaro, and Lexus RC F, which cost between $1,888 and $2,404 per year for insurance.
From a monthly standpoint, auto insurance in this segment for the average driver starts at around $105 per month, depending on where you live and the company you use.
The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $1,264 per year ($105 per month) and ending with the Lexus LC 500 at $2,404 per year ($200 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,264 | $105 |
| Ford Mustang | Sports Car | $1,538 | $128 |
| BMW Z4 | Sports Car | $1,568 | $131 |
| Subaru WRX | Sports Car | $1,658 | $138 |
| Toyota GR86 | Sports Car | $1,700 | $142 |
| Toyota GR Supra | Sports Car | $1,736 | $145 |
| Audi TT | Sports Car | $1,776 | $148 |
| Subaru BRZ | Sports Car | $1,830 | $153 |
| Chevrolet Corvette | Sports Car | $1,838 | $153 |
| BMW M3 | Sports Car | $1,888 | $157 |
| Porsche 718 | Sports Car | $1,972 | $164 |
| Chevrolet Camaro | Sports Car | $2,022 | $169 |
| Lexus RC F | Sports Car | $2,070 | $173 |
| Dodge Challenger | Sports Car | $2,074 | $173 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,106 | $176 |
| Jaguar F-Type | Sports Car | $2,202 | $184 |
| Porsche Taycan | Sports Car | $2,262 | $189 |
| Porsche 911 | Sports Car | $2,320 | $193 |
| BMW M4 | Sports Car | $2,326 | $194 |
| Lexus LC 500 | Sports Car | $2,404 | $200 |
Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.
Cheapest pickups to insure in San Antonio, TX
The top three pickups with the cheapest insurance in San Antonio are the Chevrolet Colorado at $1,200 per year, the Ford Maverick at $1,248 per year, and the Ford Ranger at $1,296 per year.
Not the cheapest to insure, but still ranked well, are trucks like the Ford F150, Hyundai Santa Cruz, Honda Ridgeline, and Jeep Gladiator, with an average car insurance cost of $1,432 per year or less.
Full-coverage car insurance in this segment can cost as low as $100 per month, depending on your location.
The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Chevrolet Colorado at $100 per month and ending with the GMC Sierra 3500 at $143 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,200 | $100 |
| Ford Maverick | Midsize | $1,248 | $104 |
| Ford Ranger | Midsize | $1,296 | $108 |
| Toyota Tacoma | Midsize | $1,354 | $113 |
| Nissan Frontier | Midsize | $1,390 | $116 |
| Hyundai Santa Cruz | Midsize | $1,402 | $117 |
| GMC Canyon | Midsize | $1,404 | $117 |
| Ford F150 | Full-size | $1,410 | $118 |
| Honda Ridgeline | Midsize | $1,420 | $118 |
| Jeep Gladiator | Midsize | $1,432 | $119 |
| GMC Sierra | Full-size | $1,486 | $124 |
| Nissan Titan | Full-size | $1,540 | $128 |
| Toyota Tundra | Full-size | $1,568 | $131 |
| Chevrolet Silverado | Full-size | $1,570 | $131 |
| Ford F350 Super Duty | Heavy Duty | $1,582 | $132 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,594 | $133 |
| Nissan Titan XD | Heavy Duty | $1,638 | $137 |
| Ram Truck | Full-size | $1,668 | $139 |
| GMC Sierra 2500 HD | Heavy Duty | $1,704 | $142 |
| GMC Sierra 3500 | Heavy Duty | $1,716 | $143 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.
The highs and lows of car insurance in San Antonio, Texas
To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.
Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.
Ford F150 insurance rates
Ford F150 insurance in San Antonio costs an average of $1,410 per year, or around $118 per month, and has a range of $1,170 to $3,190 for the driver ages and policy situations displayed in the chart below.
The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.
Nissan Sentra insurance rates
Car insurance for a Nissan Sentra in San Antonio averages $1,422 per year ($119 per month) and has a range of $1,178 to $3,184 annually.
The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.
Nissan Rogue insurance rates
Nissan Rogue insurance in San Antonio costs an average of $1,428 per year (about $119 per month) and ranges from $1,186 to $3,242 annually for the risk profiles in the rate chart shown below.
The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.
Kia Sorento insurance rates
In San Antonio, Kia Sorento insurance averages $1,382 per year, or about $115 per month, and has a range of $1,148 to $3,138.
The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.
Ford Mustang insurance rates
Car insurance for a Ford Mustang in San Antonio averages $1,538 per year (about $128 per month) and has a range of $1,278 to $3,458.
The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.
Tips for finding cheaper San Antonio car insurance
Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.
- Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
- Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $44 and $152 on your annual auto insurance bill, depending on the level of coverage purchased.
- Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
- Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $508 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
- If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
- Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $246 per year.
