San Antonio Car Insurance Cost (2022 Cheapest Models)

What does average San Antonio car insurance cost? We compare average insurance rates to find the vehicles with cheap car insurance in San Antonio.

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What is average car insurance cost in San Antonio?

Average car insurance cost in San Antonio is $1,414 per year, which is about $118 per month. San Antonio car insurance costs 6.1% less than the U.S. overall average rate of $1,506.

The average car insurance cost in Texas is $1,436 per year, so San Antonio, Texas, drivers pay an average of $22 less per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $72 per year more than in Austin, $164 per year less than in Houston, and $50 per year more expensive than in Fort Worth.

The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
San Antonio, TX Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in San Antonio, TX
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,208$267
Safe Driver Age 20$2,810$234
At-fault Accidents Age 40$1,996$166
Low Deductibles Age 40$1,838$153
Safe Driver Age 30$1,492$124
Safe Driver Age 40$1,414$118
Safe Driver Age 50$1,290$108
Safe Driver Age 60$1,266$106
High Deductibles Age 40$1,196$100
Discount Rate Age 40$1,174$98

Average rates in the prior chart range from $1,174 per year for a middle-aged driver who meets the requirements for many policy discounts to $3,208 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,414 per year in San Antonio.

As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $98 to $267 for the same driver ages shown in the chart.

The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.

Car insurance cost in San Antonio, TX, for drivers age 16 to 60

  • 16 year old – $5,072 per year or $423 per month
  • 17 year old – $4,736 per year or $395 per month
  • 18 year old – $4,422 per year or $369 per month
  • 19 year old – $4,000 per year or $333 per month
  • 20 year old – $2,810 per year or $234 per month
  • 30 year old – $1,492 per year or $124 per month
  • 40 year old – $1,414 per year or $118 per month
  • 50 year old – $1,290 per year or $108 per month
  • 60 year old – $1,266 per year or $106 per month

The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
Teen Driver Car Insurance Cost in San Antonio, Texas
Average Car Insurance Cost in San Antonio, TX for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,072$4,736$4,422$4,000
Female$4,464$4,212$3,836$3,556

Car insurance for a female 16-year-old driver in San Antonio costs an average of $608 less than male drivers each year, while at age 19, it still costs $444 less per year for females than males.

The car insurance rates mentioned up to this point are averaged for every 2022 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.

For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.

The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average San Antonio car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on December 30, 2021
San Antonio, TX, Car Insurance Rates for Popular Vehicles
San Antonio, TX, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,142$95
Toyota Corolla$1,180$98
Chevrolet Equinox$1,210$101
Hyundai Tucson$1,230$103
Honda HR-V$1,244$104
Nissan Rogue$1,252$104
Honda Civic$1,258$105
Subaru Forester$1,280$107
Ford Explorer$1,356$113
Ford F150$1,370$114
Toyota RAV4$1,398$117
Jeep Wrangler$1,404$117
Toyota 4Runner$1,452$121
Toyota Camry$1,458$122
Ford Bronco$1,498$125
Chevrolet Silverado$1,522$127
Toyota Highlander$1,548$129
Hyundai Elantra$1,610$134
Ram Truck$1,616$135

Which cars have cheap insurance in San Antonio, TX?

When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Chevrolet Trax, Honda CR-V, and Buick Envision. Average car insurance rates for those crossover SUVs cost $97 or less per month to get full coverage.

Some additional vehicles that are highly ranked in our car insurance price comparison are the Kia Sportage, Ford Maverick, Chevrolet Blazer, and Nissan Kicks. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $100 or less per month in San Antonio.

The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.

Top 40 Cheapest Auto Insurance Rates in San Antonio
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Spark$1,118$93
2Mazda CX-30$1,138$95
3Honda CR-V$1,142$95
4Chevrolet Trax$1,148$96
5Toyota C-HR$1,148$96
6Hyundai Kona$1,152$96
7Buick Envision$1,156$96
8Ford Ecosport$1,162$97
9Kia Soul$1,162$97
10Chevrolet Blazer$1,166$97
11Chevrolet Colorado$1,166$97
12Mazda CX-5$1,166$97
13Nissan Rogue Sport$1,168$97
14Hyundai Venue$1,178$98
15Toyota Corolla$1,180$98
16Buick Encore$1,188$99
17Nissan Kicks$1,188$99
18Chevrolet Trailblazer$1,198$100
19Kia Sportage$1,202$100
20Jeep Compass$1,206$101
21Chevrolet Equinox$1,210$101
22Mitsubishi Eclipse Cross$1,210$101
23Ford Maverick$1,212$101
24Toyota Corolla Cross$1,214$101
25Acura RDX$1,216$101
26Nissan Murano$1,216$101
27Mazda MX-5 Miata$1,226$102
28Subaru Impreza$1,228$102
29Hyundai Tucson$1,230$103
30Kia Rio$1,236$103
31Ford Edge$1,240$103
32Subaru Crosstrek$1,242$104
33Cadillac XT4$1,244$104
34Ford Ranger$1,244$104
35Honda HR-V$1,244$104
36Subaru Ascent$1,244$104
37Nissan Rogue$1,252$104
38Ford Escape$1,258$105
39Honda Civic$1,258$105
40Nissan Sentra$1,260$105

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
    Top 40 Cheapest Auto Insurance Rates in San Antonio

    A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.

    The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.

    San Antonio auto insurance rates by automotive segment

    If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.

    The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average San Antonio car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all San Antonio Zip Codes.Data last updated on December 30, 2021
    San Antonio, Texas Auto Insurance Rates by Vehicle Segment
    San Antonio Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,294$108
    Midsize Pickup$1,348$112
    Compact Car$1,386$116
    Midsize SUV$1,438$120
    Minivan$1,466$122
    Midsize Car$1,474$123
    Half-ton Pickup$1,536$128
    Compact Luxury SUV$1,590$133
    Compact Luxury Car$1,606$134
    Large SUV$1,624$135
    Large Car$1,638$137
    Heavy Duty Pickup$1,666$139
    Midsize Luxury SUV$1,716$143
    Midsize Luxury Car$1,874$156
    Sports Car$1,998$167
    Large Luxury SUV$2,146$179
    Large Luxury Car$2,304$192

    Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.

    For example, in the small car segment, average San Antonio insurance rates range from the Chevrolet Spark at $1,118 per year for a full coverage policy up to the Toyota Mirai costing $1,736 per year.

    As another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $1,166 per year up to the Rivian R1T costing $1,740 per year, a difference of $574 within that segment.

    In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.

    Cheapest car insurance rates in San Antonio, Texas

    Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Chevrolet Spark, Kia Rio, Honda Civic, Toyota Corolla, and Subaru Impreza. Insurance rates for these models average $1,258 or less per year, or around $105 per month.

    Other models that have cheaper rates are the Chevrolet Malibu, Nissan Sentra, Mazda 3, and Kia Forte, with average cost of $1,330 per year or less.

    As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $93 per month, depending on your company and location.

    When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Chevrolet Spark at $1,118 per year, or $93 per month. For midsize cars, the Mazda 6 is the cheapest model to insure at $1,304 per year, or $109 per month. And for large cars, the Toyota Avalon has the best rates at $1,486 per year, or $124 per month.

    The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Chevrolet Spark at $1,118 per year ($93 per month) and ending with the Subaru Legacy at $1,434 per year ($120 per month).

    Cheapest Insurance for Cars in San Antonio, TX
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Chevrolet SparkCompact$1,118$93
    Toyota CorollaCompact$1,180$98
    Subaru ImprezaCompact$1,228$102
    Kia RioCompact$1,236$103
    Honda CivicCompact$1,258$105
    Nissan SentraCompact$1,260$105
    Mazda 3Compact$1,280$107
    Mazda 6Midsize$1,304$109
    Kia ForteCompact$1,328$111
    Chevrolet MalibuMidsize$1,330$111
    Hyundai AccentCompact$1,330$111
    Honda InsightMidsize$1,332$111
    Toyota PriusCompact$1,332$111
    Volkswagen GolfCompact$1,362$114
    Volkswagen JettaCompact$1,376$115
    Honda AccordMidsize$1,402$117
    Kia K5Midsize$1,410$118
    Nissan VersaCompact$1,422$119
    Volkswagen PassatMidsize$1,428$119
    Subaru LegacyMidsize$1,434$120

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
      Cheapest Insurance for Cars in San Antonio, TX

      A few popular car models that were excluded from the top 20 list above include the Volkswagen Jetta costing $1,376 per year ($115 per month), the Hyundai Elantra at $1,610 ($134 per month), the Chrysler 300 costing an average of $1,516 ($126 per month), and the Hyundai Sonata costing an average of $1,650 ($138 per month).

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.

      Cheapest SUVs to insure in San Antonio

      Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Mazda CX-30, Chevrolet Trax, Hyundai Kona, Honda CR-V, and Toyota C-HR. Insurance rates for these models average $96 or less per month.

      Not the cheapest SUVs to insure, but still very reasonable, are models like the Nissan Rogue Sport, Kia Soul, Mazda CX-5, and Buick Envision, with average insurance cost of $1,166 per year or less.

      Additional SUVs worth mentioning include the Buick Encore, Nissan Kicks, Hyundai Venue, Chevrolet Equinox, and Chevrolet Trailblazer, which cost between $1,166 and $1,214 per year for auto insurance in San Antonio.

      Full-coverage car insurance in this segment for the average driver starts at an average of $95 per month, depending on your location.

      If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Mazda CX-30 at $1,138 per year, or $95 per month. For midsize models, the Chevrolet Blazer has the best rates at $1,166 per year, or $97 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,490 per year, or $124 per month.

      The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Mazda CX-30 at $1,138 per year and ending with the Toyota Corolla Cross at $1,214 per year.

      Cheapest Insurance for SUVs in San Antonio, TX
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-30Compact$1,138$95
      Honda CR-VCompact$1,142$95
      Chevrolet TraxCompact$1,148$96
      Toyota C-HRCompact$1,148$96
      Hyundai KonaCompact$1,152$96
      Buick EnvisionCompact$1,156$96
      Ford EcosportCompact$1,162$97
      Kia SoulCompact$1,162$97
      Chevrolet BlazerMidsize$1,166$97
      Mazda CX-5Compact$1,166$97
      Nissan Rogue SportCompact$1,168$97
      Hyundai VenueCompact$1,178$98
      Buick EncoreCompact$1,188$99
      Nissan KicksCompact$1,188$99
      Chevrolet TrailblazerCompact$1,198$100
      Kia SportageCompact$1,202$100
      Jeep CompassCompact$1,206$101
      Chevrolet EquinoxCompact$1,210$101
      Mitsubishi Eclipse CrossCompact$1,210$101
      Toyota Corolla CrossCompact$1,214$101

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
        Cheapest Insurance for SUVs in San Antonio, TX

        Some popular SUVs that have higher rates than the list above include the Jeep Grand Cherokee at an average of $1,538 per year, the Chevrolet Tahoe costing an average of $1,490, the Ford Explorer costing $1,356, and the Ford Escape costing an average of $1,258.

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.

        Cheapest luxury cars to insure in San Antonio, TX

        The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura ILX, coming in at $1,312 per year. Second place is the Mercedes-Benz A220 costing $1,392 per year, third place goes to the BMW 330i, at an average of $1,496 per year, and ranking fourth is the Acura TLX, costing an average of $1,506 per year.

        Other luxury cars that rank well in our comparison include the Cadillac CT4, BMW 228i, BMW 230i, and BMW Z4, with average rates of $1,566 per year or less.

        Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $109 per month, depending on your company and location.

        If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Mercedes-Benz A220 at $1,392 per year, or $116 per month. For midsize 2022 models, the Acura ILX has the best rates at $1,312 per year, or $109 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,684 per year, or $140 per month.

        The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.

        Cheapest Insurance for Luxury Cars in San Antonio, TX
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,312$109
        Mercedes-Benz A220Compact$1,392$116
        BMW 330iCompact$1,496$125
        Acura TLXCompact$1,506$126
        Volvo S60Compact$1,520$127
        BMW 330eCompact$1,524$127
        BMW 228iCompact$1,534$128
        BMW 230iCompact$1,544$129
        Cadillac CT4Compact$1,566$131
        Lexus IS 300Midsize$1,568$131
        Lexus RC 300Midsize$1,568$131
        Alfa Romeo GiuliaCompact$1,570$131
        Lexus RC 350Compact$1,576$131
        Genesis G70Compact$1,598$133
        Mercedes-Benz AMG CLA35Midsize$1,608$134
        BMW i4Midsize$1,614$135
        Cadillac CT5Midsize$1,614$135
        Audi S3Compact$1,632$136
        Audi A4Compact$1,638$137
        Mercedes-Benz AMG CLA45Midsize$1,644$137

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
          Cheapest Insurance for Luxury Cars in San Antonio, TX

          For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

          Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.

          Cheapest luxury SUV insurance rates in San Antonio, TX

          Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,216 per year. Second place is the Cadillac XT4 costing $1,244 per year, and the third most affordable is the Volvo XC40, costing an average of $1,362 per year.

          Not the cheapest in the list, but still ranking well, are SUVs like the Lexus NX 350h, Lexus UX 200, Lexus UX 250h, and Lexus NX 350, with an average cost to insure of $1,448 per year or less.

          Some additional luxury SUVs that rank well include the Mercedes-Benz GLC300, Lexus NX 450h, Lexus RX 450h, and Land Rover Range Rover Evoque, which cost between $1,448 and $1,500 per year for insurance.

          On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $101 per month, depending on your company and location.

          The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,216 per year ($101 per month) and ending with the Mercedes-Benz GLC300 at $1,500 per year ($125 per month).

          Cheapest Insurance for Luxury SUVs in San Antonio, TX
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,216$101
          Cadillac XT4Compact$1,244$104
          Volvo XC40Compact$1,362$114
          Cadillac XT5Midsize$1,380$115
          Lexus NX 250Compact$1,408$117
          BMW X1Compact$1,412$118
          Lexus NX 350hCompact$1,418$118
          Lexus UX 250hCompact$1,418$118
          Lexus NX 350Compact$1,442$120
          Lexus UX 200Compact$1,448$121
          Jaguar E-PaceMidsize$1,450$121
          Lexus RX 350Midsize$1,458$122
          Lincoln NautilusMidsize$1,478$123
          Lexus NX 450hCompact$1,484$124
          Mercedes-Benz GLB 250Compact$1,488$124
          Lexus RX 450hMidsize$1,494$125
          Infiniti QX50Midsize$1,496$125
          Land Rover EvoqueCompact$1,496$125
          Lincoln CorsairCompact$1,500$125
          Mercedes-Benz GLC300Compact$1,500$125

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
            Cheapest Insurance for Luxury SUVs in San Antonio, TX

            See our guides for luxury SUV insurance to compare rates for additional makes and models.

            Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.

            Cheapest sports car insurance rates in San Antonio, TX

            The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Ford Mustang, Toyota GR86, Mazda MX-5 Miata, BMW Z4, and Subaru WRX. Insurance rates for these 2022 models average $1,650 or less per year.

            Additional models that rank well include the Chevrolet Corvette, BMW M3, Subaru BRZ, and Toyota GR Supra, with average cost of $1,834 per year or less.

            Additional models worth mentioning include the BMW M4, Dodge Challenger, Porsche 718, Chevrolet Camaro, and Lexus RC F, which cost between $1,834 and $2,334 per year for insurance.

            From a monthly standpoint, auto insurance in this segment for the average driver starts at around $102 per month, depending on where you live and the company you use.

            The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $1,226 per year ($102 per month) and ending with the Lexus LC 500 at $2,334 per year ($195 per month).

            Cheapest Insurance for Sports Cars in San Antonio, TX
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,226$102
            Ford MustangSports Car$1,492$124
            BMW Z4Sports Car$1,524$127
            Subaru WRXSports Car$1,610$134
            Toyota GR86Sports Car$1,650$138
            Toyota GR SupraSports Car$1,688$141
            Audi TTSports Car$1,724$144
            Subaru BRZSports Car$1,776$148
            Chevrolet CorvetteSports Car$1,778$148
            BMW M3Sports Car$1,834$153
            Porsche 718Sports Car$1,914$160
            Chevrolet CamaroSports Car$1,962$164
            Lexus RC FSports Car$2,000$167
            Dodge ChallengerSports Car$2,014$168
            Mercedes-Benz AMG GT53Sports Car$2,044$170
            Jaguar F-TypeSports Car$2,138$178
            Porsche TaycanSports Car$2,198$183
            Porsche 911Sports Car$2,252$188
            BMW M4Sports Car$2,256$188
            Lexus LC 500Sports Car$2,334$195

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
              Cheapest Insurance for Sports Cars in San Antonio, TX

              Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.

              Cheapest pickups to insure in San Antonio, TX

              The top three pickups with the cheapest insurance in San Antonio are the Chevrolet Colorado at $1,166 per year, the Ford Maverick at $1,212 per year, and the Ford Ranger at $1,244 per year.

              Not the cheapest to insure, but still ranked well, are trucks like the Ford F150, Nissan Frontier, Honda Ridgeline, and Jeep Gladiator, with an average car insurance cost of $1,396 per year or less.

              Full-coverage car insurance in this segment can cost as low as $97 per month, depending on your location.

              The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Chevrolet Colorado at $97 per month and ending with the Ford F250 Super Duty at $140 per month.

              Cheapest Insurance for Pickups in San Antonio, TX
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ColoradoMidsize$1,166$97
              Ford MaverickMidsize$1,212$101
              Ford RangerMidsize$1,244$104
              Toyota TacomaMidsize$1,296$108
              Chevrolet Silverado HD 3500Heavy Duty$1,344$112
              Nissan FrontierMidsize$1,348$112
              GMC CanyonMidsize$1,358$113
              Hyundai Santa CruzMidsize$1,362$114
              Ford F150Full-size$1,370$114
              Honda RidgelineMidsize$1,378$115
              Jeep GladiatorMidsize$1,396$116
              GMC SierraFull-size$1,444$120
              Nissan TitanFull-size$1,496$125
              Toyota TundraFull-size$1,506$126
              Chevrolet SilveradoFull-size$1,522$127
              Ford F350 Super DutyHeavy Duty$1,538$128
              Nissan Titan XDHeavy Duty$1,590$133
              Ram TruckFull-size$1,616$135
              GMC Sierra 2500 HDHeavy Duty$1,652$138
              GMC Sierra 3500Heavy Duty$1,664$139

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in San Antonio, TX.Data last updated on December 30, 2021
                Cheapest Insurance for Pickups in San Antonio, TX

                For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

                Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.

                The highs and lows of car insurance in San Antonio, Texas

                To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.

                Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.

                Ford F150 insurance rates

                Ford F150 insurance in San Antonio costs an average of $1,370 per year, or around $114 per month, and has a range of $1,136 to $3,094 for the driver ages and policy situations displayed in the chart below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Ford F150 Insurance Cost in San Antonio, TX
                Ford F150 Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,094$258
                Safe Driver Age 20$2,712$226
                At-fault Accidents Age 40$1,930$161
                Low Deductibles Age 40$1,766$147
                Safe Driver Age 30$1,440$120
                Safe Driver Age 40$1,370$114
                Safe Driver Age 50$1,246$104
                Safe Driver Age 60$1,222$102
                High Deductibles Age 40$1,162$97
                Discount Rate Age 40$1,136$95

                The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.

                Nissan Sentra insurance rates

                Car insurance for a Nissan Sentra in San Antonio averages $1,260 per year ($105 per month) and has a range of $1,050 to $2,812 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Nissan Sentra Insurance Cost in San Antonio, TX
                Nissan Sentra Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,812$234
                Safe Driver Age 20$2,468$206
                At-fault Accidents Age 40$1,770$148
                Low Deductibles Age 40$1,602$134
                Safe Driver Age 30$1,322$110
                Safe Driver Age 40$1,260$105
                Safe Driver Age 50$1,146$96
                Safe Driver Age 60$1,124$94
                High Deductibles Age 40$1,082$90
                Discount Rate Age 40$1,050$88

                The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.

                Nissan Rogue insurance rates

                Nissan Rogue insurance in San Antonio costs an average of $1,252 per year (about $104 per month) and ranges from $1,042 to $2,822 annually for the risk profiles in the rate chart shown below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Nissan Rogue Insurance Cost in San Antonio, TX
                Nissan Rogue Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,822$235
                Safe Driver Age 20$2,472$206
                At-fault Accidents Age 40$1,760$147
                Low Deductibles Age 40$1,624$135
                Safe Driver Age 30$1,318$110
                Safe Driver Age 40$1,252$104
                Safe Driver Age 50$1,140$95
                Safe Driver Age 60$1,118$93
                High Deductibles Age 40$1,060$88
                Discount Rate Age 40$1,042$87

                The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.

                Kia Sorento insurance rates

                In San Antonio, Kia Sorento insurance averages $1,470 per year, or about $123 per month, and has a range of $1,218 to $3,348.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Kia Sorento Insurance Cost in San Antonio, Texas
                Kia Sorento Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,348$279
                Safe Driver Age 20$2,932$244
                At-fault Accidents Age 40$2,080$173
                Low Deductibles Age 40$1,908$159
                Safe Driver Age 30$1,548$129
                Safe Driver Age 40$1,470$123
                Safe Driver Age 50$1,340$112
                Safe Driver Age 60$1,316$110
                High Deductibles Age 40$1,244$104
                Discount Rate Age 40$1,218$102

                The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.

                Ford Mustang insurance rates

                Car insurance for a Ford Mustang in San Antonio averages $1,492 per year (about $124 per month) and has a range of $1,242 to $3,358.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in San Antonio includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Ford Mustang Insurance Cost in San Antonio, Texas
                Ford Mustang Insurance Cost in San Antonio, TX
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,358$280
                Safe Driver Age 20$2,944$245
                At-fault Accidents Age 40$2,088$174
                Low Deductibles Age 40$1,958$163
                Safe Driver Age 30$1,580$132
                Safe Driver Age 40$1,492$124
                Safe Driver Age 50$1,358$113
                Safe Driver Age 60$1,332$111
                High Deductibles Age 40$1,250$104
                Discount Rate Age 40$1,242$104

                The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.

                Tips for finding cheaper San Antonio car insurance

                Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.

                • Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
                • Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $42 and $140 on your annual auto insurance bill, depending on the level of coverage purchased.
                • Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $234 per year for a 40-year-old driver and $450 per year for a 20-year-old driver.
                • Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $386 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
                • If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
                • Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $240 per year.