- Average car insurance in San Antonio costs $1,414 per year, or $118 per month for full coverage.
- Car insurance rates for a few popular vehicles in San Antonio include the Honda Civic at $1,258 per year, Toyota Tacoma at $1,296, and GMC Sierra at $1,444.
- Models like the Mazda CX-30, Chevrolet Trax, and Honda CR-V rank high for cheap car insurance in San Antonio.
- Models with segment-leading car insurance rates in San Antonio include the Mazda CX-30 at $1,138 per year, Mazda 6 at $1,304 per year, Ford F150 at $1,370 per year, and Chevrolet Spark at $1,118 per year.
What is average car insurance cost in San Antonio?
Average car insurance cost in San Antonio is $1,414 per year, which is about $118 per month. San Antonio car insurance costs 6.1% less than the U.S. overall average rate of $1,506.
The average car insurance cost in Texas is $1,436 per year, so San Antonio, Texas, drivers pay an average of $22 less per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $72 per year more than in Austin, $164 per year less than in Houston, and $50 per year more expensive than in Fort Worth.
The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.
Average rates in the prior chart range from $1,174 per year for a middle-aged driver who meets the requirements for many policy discounts to $3,208 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,414 per year in San Antonio.
As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $98 to $267 for the same driver ages shown in the chart.
The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.
Car insurance cost in San Antonio, TX, for drivers age 16 to 60
- 16 year old – $5,072 per year or $423 per month
- 17 year old – $4,736 per year or $395 per month
- 18 year old – $4,422 per year or $369 per month
- 19 year old – $4,000 per year or $333 per month
- 20 year old – $2,810 per year or $234 per month
- 30 year old – $1,492 per year or $124 per month
- 40 year old – $1,414 per year or $118 per month
- 50 year old – $1,290 per year or $108 per month
- 60 year old – $1,266 per year or $106 per month
The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.
Car insurance for a female 16-year-old driver in San Antonio costs an average of $608 less than male drivers each year, while at age 19, it still costs $444 less per year for females than males.
The cost to insure San Antonio drivers’ favorite vehicles
The car insurance rates mentioned up to this point are averaged for every 2022 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.
For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.
The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.
Which cars have cheap insurance in San Antonio, TX?
When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Chevrolet Trax, Honda CR-V, and Buick Envision. Average car insurance rates for those crossover SUVs cost $97 or less per month to get full coverage.
Some additional vehicles that are highly ranked in our car insurance price comparison are the Kia Sportage, Ford Maverick, Chevrolet Blazer, and Nissan Kicks. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $100 or less per month in San Antonio.
The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Chevrolet Spark | $1,118 | $93 |
| 2 | Mazda CX-30 | $1,138 | $95 |
| 3 | Honda CR-V | $1,142 | $95 |
| 4 | Chevrolet Trax | $1,148 | $96 |
| 5 | Toyota C-HR | $1,148 | $96 |
| 6 | Hyundai Kona | $1,152 | $96 |
| 7 | Buick Envision | $1,156 | $96 |
| 8 | Ford Ecosport | $1,162 | $97 |
| 9 | Kia Soul | $1,162 | $97 |
| 10 | Chevrolet Blazer | $1,166 | $97 |
| 11 | Chevrolet Colorado | $1,166 | $97 |
| 12 | Mazda CX-5 | $1,166 | $97 |
| 13 | Nissan Rogue Sport | $1,168 | $97 |
| 14 | Hyundai Venue | $1,178 | $98 |
| 15 | Toyota Corolla | $1,180 | $98 |
| 16 | Buick Encore | $1,188 | $99 |
| 17 | Nissan Kicks | $1,188 | $99 |
| 18 | Chevrolet Trailblazer | $1,198 | $100 |
| 19 | Kia Sportage | $1,202 | $100 |
| 20 | Jeep Compass | $1,206 | $101 |
| 21 | Chevrolet Equinox | $1,210 | $101 |
| 22 | Mitsubishi Eclipse Cross | $1,210 | $101 |
| 23 | Ford Maverick | $1,212 | $101 |
| 24 | Toyota Corolla Cross | $1,214 | $101 |
| 25 | Acura RDX | $1,216 | $101 |
| 26 | Nissan Murano | $1,216 | $101 |
| 27 | Mazda MX-5 Miata | $1,226 | $102 |
| 28 | Subaru Impreza | $1,228 | $102 |
| 29 | Hyundai Tucson | $1,230 | $103 |
| 30 | Kia Rio | $1,236 | $103 |
| 31 | Ford Edge | $1,240 | $103 |
| 32 | Subaru Crosstrek | $1,242 | $104 |
| 33 | Cadillac XT4 | $1,244 | $104 |
| 34 | Ford Ranger | $1,244 | $104 |
| 35 | Honda HR-V | $1,244 | $104 |
| 36 | Subaru Ascent | $1,244 | $104 |
| 37 | Nissan Rogue | $1,252 | $104 |
| 38 | Ford Escape | $1,258 | $105 |
| 39 | Honda Civic | $1,258 | $105 |
| 40 | Nissan Sentra | $1,260 | $105 |
A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.
The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.
San Antonio auto insurance rates by automotive segment
If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.
The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.
Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.
For example, in the small car segment, average San Antonio insurance rates range from the Chevrolet Spark at $1,118 per year for a full coverage policy up to the Toyota Mirai costing $1,736 per year.
As another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $1,166 per year up to the Rivian R1T costing $1,740 per year, a difference of $574 within that segment.
In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.
Cheapest car insurance rates in San Antonio, Texas
Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Chevrolet Spark, Kia Rio, Honda Civic, Toyota Corolla, and Subaru Impreza. Insurance rates for these models average $1,258 or less per year, or around $105 per month.
Other models that have cheaper rates are the Chevrolet Malibu, Nissan Sentra, Mazda 3, and Kia Forte, with average cost of $1,330 per year or less.
As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $93 per month, depending on your company and location.
When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Chevrolet Spark at $1,118 per year, or $93 per month. For midsize cars, the Mazda 6 is the cheapest model to insure at $1,304 per year, or $109 per month. And for large cars, the Toyota Avalon has the best rates at $1,486 per year, or $124 per month.
The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Chevrolet Spark at $1,118 per year ($93 per month) and ending with the Subaru Legacy at $1,434 per year ($120 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Spark | Compact | $1,118 | $93 |
| Toyota Corolla | Compact | $1,180 | $98 |
| Subaru Impreza | Compact | $1,228 | $102 |
| Kia Rio | Compact | $1,236 | $103 |
| Honda Civic | Compact | $1,258 | $105 |
| Nissan Sentra | Compact | $1,260 | $105 |
| Mazda 3 | Compact | $1,280 | $107 |
| Mazda 6 | Midsize | $1,304 | $109 |
| Kia Forte | Compact | $1,328 | $111 |
| Chevrolet Malibu | Midsize | $1,330 | $111 |
| Hyundai Accent | Compact | $1,330 | $111 |
| Honda Insight | Midsize | $1,332 | $111 |
| Toyota Prius | Compact | $1,332 | $111 |
| Volkswagen Golf | Compact | $1,362 | $114 |
| Volkswagen Jetta | Compact | $1,376 | $115 |
| Honda Accord | Midsize | $1,402 | $117 |
| Kia K5 | Midsize | $1,410 | $118 |
| Nissan Versa | Compact | $1,422 | $119 |
| Volkswagen Passat | Midsize | $1,428 | $119 |
| Subaru Legacy | Midsize | $1,434 | $120 |
A few popular car models that were excluded from the top 20 list above include the Volkswagen Jetta costing $1,376 per year ($115 per month), the Hyundai Elantra at $1,610 ($134 per month), the Chrysler 300 costing an average of $1,516 ($126 per month), and the Hyundai Sonata costing an average of $1,650 ($138 per month).
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.
Cheapest SUVs to insure in San Antonio
Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Mazda CX-30, Chevrolet Trax, Hyundai Kona, Honda CR-V, and Toyota C-HR. Insurance rates for these models average $96 or less per month.
Not the cheapest SUVs to insure, but still very reasonable, are models like the Nissan Rogue Sport, Kia Soul, Mazda CX-5, and Buick Envision, with average insurance cost of $1,166 per year or less.
Additional SUVs worth mentioning include the Buick Encore, Nissan Kicks, Hyundai Venue, Chevrolet Equinox, and Chevrolet Trailblazer, which cost between $1,166 and $1,214 per year for auto insurance in San Antonio.
Full-coverage car insurance in this segment for the average driver starts at an average of $95 per month, depending on your location.
If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Mazda CX-30 at $1,138 per year, or $95 per month. For midsize models, the Chevrolet Blazer has the best rates at $1,166 per year, or $97 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $1,490 per year, or $124 per month.
The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Mazda CX-30 at $1,138 per year and ending with the Toyota Corolla Cross at $1,214 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-30 | Compact | $1,138 | $95 |
| Honda CR-V | Compact | $1,142 | $95 |
| Chevrolet Trax | Compact | $1,148 | $96 |
| Toyota C-HR | Compact | $1,148 | $96 |
| Hyundai Kona | Compact | $1,152 | $96 |
| Buick Envision | Compact | $1,156 | $96 |
| Ford Ecosport | Compact | $1,162 | $97 |
| Kia Soul | Compact | $1,162 | $97 |
| Chevrolet Blazer | Midsize | $1,166 | $97 |
| Mazda CX-5 | Compact | $1,166 | $97 |
| Nissan Rogue Sport | Compact | $1,168 | $97 |
| Hyundai Venue | Compact | $1,178 | $98 |
| Buick Encore | Compact | $1,188 | $99 |
| Nissan Kicks | Compact | $1,188 | $99 |
| Chevrolet Trailblazer | Compact | $1,198 | $100 |
| Kia Sportage | Compact | $1,202 | $100 |
| Jeep Compass | Compact | $1,206 | $101 |
| Chevrolet Equinox | Compact | $1,210 | $101 |
| Mitsubishi Eclipse Cross | Compact | $1,210 | $101 |
| Toyota Corolla Cross | Compact | $1,214 | $101 |
Some popular SUVs that have higher rates than the list above include the Jeep Grand Cherokee at an average of $1,538 per year, the Chevrolet Tahoe costing an average of $1,490, the Ford Explorer costing $1,356, and the Ford Escape costing an average of $1,258.
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.
Cheapest luxury cars to insure in San Antonio, TX
The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura ILX, coming in at $1,312 per year. Second place is the Mercedes-Benz A220 costing $1,392 per year, third place goes to the BMW 330i, at an average of $1,496 per year, and ranking fourth is the Acura TLX, costing an average of $1,506 per year.
Other luxury cars that rank well in our comparison include the Cadillac CT4, BMW 228i, BMW 230i, and BMW Z4, with average rates of $1,566 per year or less.
Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $109 per month, depending on your company and location.
If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Mercedes-Benz A220 at $1,392 per year, or $116 per month. For midsize 2022 models, the Acura ILX has the best rates at $1,312 per year, or $109 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,684 per year, or $140 per month.
The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,312 | $109 |
| Mercedes-Benz A220 | Compact | $1,392 | $116 |
| BMW 330i | Compact | $1,496 | $125 |
| Acura TLX | Compact | $1,506 | $126 |
| Volvo S60 | Compact | $1,520 | $127 |
| BMW 330e | Compact | $1,524 | $127 |
| BMW 228i | Compact | $1,534 | $128 |
| BMW 230i | Compact | $1,544 | $129 |
| Cadillac CT4 | Compact | $1,566 | $131 |
| Lexus IS 300 | Midsize | $1,568 | $131 |
| Lexus RC 300 | Midsize | $1,568 | $131 |
| Alfa Romeo Giulia | Compact | $1,570 | $131 |
| Lexus RC 350 | Compact | $1,576 | $131 |
| Genesis G70 | Compact | $1,598 | $133 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,608 | $134 |
| BMW i4 | Midsize | $1,614 | $135 |
| Cadillac CT5 | Midsize | $1,614 | $135 |
| Audi S3 | Compact | $1,632 | $136 |
| Audi A4 | Compact | $1,638 | $137 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,644 | $137 |
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.
Cheapest luxury SUV insurance rates in San Antonio, TX
Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,216 per year. Second place is the Cadillac XT4 costing $1,244 per year, and the third most affordable is the Volvo XC40, costing an average of $1,362 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Lexus NX 350h, Lexus UX 200, Lexus UX 250h, and Lexus NX 350, with an average cost to insure of $1,448 per year or less.
Some additional luxury SUVs that rank well include the Mercedes-Benz GLC300, Lexus NX 450h, Lexus RX 450h, and Land Rover Range Rover Evoque, which cost between $1,448 and $1,500 per year for insurance.
On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $101 per month, depending on your company and location.
The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,216 per year ($101 per month) and ending with the Mercedes-Benz GLC300 at $1,500 per year ($125 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,216 | $101 |
| Cadillac XT4 | Compact | $1,244 | $104 |
| Volvo XC40 | Compact | $1,362 | $114 |
| Cadillac XT5 | Midsize | $1,380 | $115 |
| Lexus NX 250 | Compact | $1,408 | $117 |
| BMW X1 | Compact | $1,412 | $118 |
| Lexus NX 350h | Compact | $1,418 | $118 |
| Lexus UX 250h | Compact | $1,418 | $118 |
| Lexus NX 350 | Compact | $1,442 | $120 |
| Lexus UX 200 | Compact | $1,448 | $121 |
| Jaguar E-Pace | Midsize | $1,450 | $121 |
| Lexus RX 350 | Midsize | $1,458 | $122 |
| Lincoln Nautilus | Midsize | $1,478 | $123 |
| Lexus NX 450h | Compact | $1,484 | $124 |
| Mercedes-Benz GLB 250 | Compact | $1,488 | $124 |
| Lexus RX 450h | Midsize | $1,494 | $125 |
| Infiniti QX50 | Midsize | $1,496 | $125 |
| Land Rover Evoque | Compact | $1,496 | $125 |
| Lincoln Corsair | Compact | $1,500 | $125 |
| Mercedes-Benz GLC300 | Compact | $1,500 | $125 |
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.
Cheapest sports car insurance rates in San Antonio, TX
The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Ford Mustang, Toyota GR86, Mazda MX-5 Miata, BMW Z4, and Subaru WRX. Insurance rates for these 2022 models average $1,650 or less per year.
Additional models that rank well include the Chevrolet Corvette, BMW M3, Subaru BRZ, and Toyota GR Supra, with average cost of $1,834 per year or less.
Additional models worth mentioning include the BMW M4, Dodge Challenger, Porsche 718, Chevrolet Camaro, and Lexus RC F, which cost between $1,834 and $2,334 per year for insurance.
From a monthly standpoint, auto insurance in this segment for the average driver starts at around $102 per month, depending on where you live and the company you use.
The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $1,226 per year ($102 per month) and ending with the Lexus LC 500 at $2,334 per year ($195 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,226 | $102 |
| Ford Mustang | Sports Car | $1,492 | $124 |
| BMW Z4 | Sports Car | $1,524 | $127 |
| Subaru WRX | Sports Car | $1,610 | $134 |
| Toyota GR86 | Sports Car | $1,650 | $138 |
| Toyota GR Supra | Sports Car | $1,688 | $141 |
| Audi TT | Sports Car | $1,724 | $144 |
| Subaru BRZ | Sports Car | $1,776 | $148 |
| Chevrolet Corvette | Sports Car | $1,778 | $148 |
| BMW M3 | Sports Car | $1,834 | $153 |
| Porsche 718 | Sports Car | $1,914 | $160 |
| Chevrolet Camaro | Sports Car | $1,962 | $164 |
| Lexus RC F | Sports Car | $2,000 | $167 |
| Dodge Challenger | Sports Car | $2,014 | $168 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,044 | $170 |
| Jaguar F-Type | Sports Car | $2,138 | $178 |
| Porsche Taycan | Sports Car | $2,198 | $183 |
| Porsche 911 | Sports Car | $2,252 | $188 |
| BMW M4 | Sports Car | $2,256 | $188 |
| Lexus LC 500 | Sports Car | $2,334 | $195 |
Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.
Cheapest pickups to insure in San Antonio, TX
The top three pickups with the cheapest insurance in San Antonio are the Chevrolet Colorado at $1,166 per year, the Ford Maverick at $1,212 per year, and the Ford Ranger at $1,244 per year.
Not the cheapest to insure, but still ranked well, are trucks like the Ford F150, Nissan Frontier, Honda Ridgeline, and Jeep Gladiator, with an average car insurance cost of $1,396 per year or less.
Full-coverage car insurance in this segment can cost as low as $97 per month, depending on your location.
The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Chevrolet Colorado at $97 per month and ending with the Ford F250 Super Duty at $140 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,166 | $97 |
| Ford Maverick | Midsize | $1,212 | $101 |
| Ford Ranger | Midsize | $1,244 | $104 |
| Toyota Tacoma | Midsize | $1,296 | $108 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,344 | $112 |
| Nissan Frontier | Midsize | $1,348 | $112 |
| GMC Canyon | Midsize | $1,358 | $113 |
| Hyundai Santa Cruz | Midsize | $1,362 | $114 |
| Ford F150 | Full-size | $1,370 | $114 |
| Honda Ridgeline | Midsize | $1,378 | $115 |
| Jeep Gladiator | Midsize | $1,396 | $116 |
| GMC Sierra | Full-size | $1,444 | $120 |
| Nissan Titan | Full-size | $1,496 | $125 |
| Toyota Tundra | Full-size | $1,506 | $126 |
| Chevrolet Silverado | Full-size | $1,522 | $127 |
| Ford F350 Super Duty | Heavy Duty | $1,538 | $128 |
| Nissan Titan XD | Heavy Duty | $1,590 | $133 |
| Ram Truck | Full-size | $1,616 | $135 |
| GMC Sierra 2500 HD | Heavy Duty | $1,652 | $138 |
| GMC Sierra 3500 | Heavy Duty | $1,664 | $139 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.
The highs and lows of car insurance in San Antonio, Texas
To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.
Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.
Ford F150 insurance rates
Ford F150 insurance in San Antonio costs an average of $1,370 per year, or around $114 per month, and has a range of $1,136 to $3,094 for the driver ages and policy situations displayed in the chart below.
The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.
Nissan Sentra insurance rates
Car insurance for a Nissan Sentra in San Antonio averages $1,260 per year ($105 per month) and has a range of $1,050 to $2,812 annually.
The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.
Nissan Rogue insurance rates
Nissan Rogue insurance in San Antonio costs an average of $1,252 per year (about $104 per month) and ranges from $1,042 to $2,822 annually for the risk profiles in the rate chart shown below.
The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.
Kia Sorento insurance rates
In San Antonio, Kia Sorento insurance averages $1,470 per year, or about $123 per month, and has a range of $1,218 to $3,348.
The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.
Ford Mustang insurance rates
Car insurance for a Ford Mustang in San Antonio averages $1,492 per year (about $124 per month) and has a range of $1,242 to $3,358.
The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.
Tips for finding cheaper San Antonio car insurance
Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.
- Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
- Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $42 and $140 on your annual auto insurance bill, depending on the level of coverage purchased.
- Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $234 per year for a 40-year-old driver and $450 per year for a 20-year-old driver.
- Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $386 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
- If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
- Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $240 per year.
