Indianapolis Car Insurance Cost – 2022 Rates + Cheapest to Insure

How much will auto insurance cost in Indianapolis? We compare insurance rates to find the vehicles with cheap car insurance in Indianapolis.

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How much does car insurance cost in Indianapolis?

In Indianapolis, the average car insurance expense is $1,534 per year, which is 2.1% less than the national average rate of $1,567. Per month, Indianapolis car insurance costs around $128 for a full coverage policy.

The average car insurance cost in Indiana is $1,138 per year, so Indianapolis drivers pay an average of $396 more per year than the overall Indiana state-wide average rate. The cost to insure a vehicle in Indianapolis compared to other Indiana cities is about $348 per year more expensive than in Evansville, $418 per year more expensive than in Fort Wayne, and $432 per year more than in South Bend.

The age of the rated driver is one of the largest influencers on the price you pay for auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates for driver ages 16 through 60.

Average car insurance cost for Indianapolis drivers age 16 to 60

  • 16 year old – $5,488 per year or $457 per month
  • 17 year old – $5,126 per year or $427 per month
  • 18 year old – $4,788 per year or $399 per month
  • 19 year old – $4,328 per year or $361 per month
  • 20 year old – $3,038 per year or $253 per month
  • 30 year old – $1,612 per year or $134 per month
  • 40 year old – $1,534 per year or $128 per month
  • 50 year old – $1,396 per year or $116 per month
  • 60 year old – $1,372 per year or $114 per month

The chart below shows examples of average Indianapolis car insurance cost. Rates are averaged for all Indianapolis Zip Codes and shown based on an assortment of driver ages, policy deductibles, and potential risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Indianapolis includes all Zip Codes and vehicle trim levels.Data last updated on September 8, 2022
Indianapolis, IN Car Insurance Cost Summary
Average Car Insurance Cost in Indianapolis, IN
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,468$289
Safe Driver Age 20$3,038$253
At-fault Accidents Age 40$2,162$180
Low Deductibles Age 40$1,992$166
Safe Driver Age 30$1,612$134
Safe Driver Age 40$1,534$128
Safe Driver Age 50$1,396$116
Safe Driver Age 60$1,372$114
High Deductibles Age 40$1,298$108
Discount Rate Age 40$1,272$106

Average car insurance rates in the previous chart range from $1,272 per year for a 40-year-old driver with a great rate thanks to policy discounts to $3,468 per year for a 30-year-old driver with too many violations and accidents.

When the rates shown in the chart are converted to monthly figures, the average cost of car insurance per month in Indianapolis ranges from $106 to $289.

The car insurance rates mentioned previously are averaged for every 2022 model year vehicle, which is useful for making big picture comparisons such as the difference in average auto insurance cost by location or driver age.

For more useful auto insurance cost comparisons, however, the rates will be more accurate if we instead look at the exact vehicle being insured. In the next few sections, we explore all kinds of rates for different makes and models, but for now, we will just look at the most popular vehicles to find out how car insurance rates stack up in Indianapolis.

The chart below details average car insurance cost for a small sample of popular cars, pickups, and SUVs you’ll find driving the streets of Indianapolis.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Indianapolis car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Indianapolis Zip Codes.Data last updated on September 8, 2022
Indianapolis Car Insurance Rates for Popular Vehicles
Indianapolis Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,168$97
Subaru Crosstrek$1,232$103
Honda CR-V$1,342$112
Toyota Tacoma$1,422$119
Chevrolet Equinox$1,432$119
Ford Explorer$1,442$120
Toyota RAV4$1,448$121
Ford F150$1,482$124
Nissan Sentra$1,496$125
Nissan Rogue$1,500$125
Toyota Camry$1,506$126
Ford Escape$1,508$126
Chevrolet Traverse$1,578$132
Honda Accord$1,598$133
Ford Mustang$1,616$135
Chevrolet Silverado$1,646$137
Jeep Cherokee$1,700$142
Hyundai Elantra$1,726$144
Ram Truck$1,748$146
Chevrolet Corvette$1,930$161

The vehicles that have high popularity in Indianapolis tend to be compact or midsize cars like the Toyota Corolla and Kia K5 and compact and midsize SUVs like the Honda CR-V, Ford Escape, and Toyota Highlander.

Additional popular vehicles from other vehicle segments include luxury SUVs like the Lexus RX 350, BMW X5, and Infiniti QX60, luxury cars like the Tesla Model S, BMW 530i, and Infiniti Q50, and pickup trucks like the Ford Ranger, Chevy Silverado, and Ford F-150.

We explore rates in much more detail a little later in this article, but first, let’s take a condensed look at the main concepts we covered so far.

  • Car insurance rates drop significantly from age 20 to 30 – The average 30-year-old Indianapolis driver will pay $1,596 less each year than a 20-year-old driver, $1,804 compared to $3,400.
  • Indianapolis car insurance rates are more expensive than the Indiana state average – $1,534 (Indianapolis average) compared to $1,138 (Indiana average)
  • Car insurance for teen drivers can be expensive – Rates can range from $3,852 to $5,488 per year to insure a teenager in Indianapolis.
  • Indianapolis average car insurance cost is less than the U.S. average – $1,534 (Indianapolis average) compared to $1,567 (U.S. average)
  • Average cost per month ranges from $128 to $512 – That is the average car insurance price range for drivers aged 16 to 60 in Indianapolis.
  • A low deductible policy costs more – A 30-year-old driver pays an average of $474 more per year for a policy with $250 deductibles compared to $1,000 deductibles.

Which vehicles cost the least to insure in Indianapolis?

When shopping for the best price on car insurance, Indianapolis drivers will find some of the cheapest rates on models like the Mazda CX-30, Honda CR-V, Kia Sportage, and Subaru Crosstrek. Average insurance rates for those models are between $1,356 and $1,232 per year, or $113 and $103 per month.

Some other models that rank towards the top in our insurance cost comparison are the Subaru Outback, Subaru Impreza, and Chevrolet Colorado. Cost is slightly higher for these models than the cheapest vehicles in the table, but they still average less than $103 per month.

The following table breaks down the 25 car, truck, and SUV models with the cheapest auto insurance in Indianapolis, ordered by annual cost.

Top 25 Cheapest Cars, Trucks, and SUVs to Insure in Indianapolis
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,168$97
2Nissan Kicks$1,196$100
3Chevrolet Trailblazer$1,204$100
4Subaru Crosstrek$1,232$103
5Honda Passport$1,234$103
6Toyota C-HR$1,260$105
7Chevrolet Colorado$1,262$105
8Buick Encore$1,268$106
9Nissan Rogue Sport$1,280$107
10Hyundai Venue$1,302$109
11Buick Envision$1,304$109
12Kia Seltos$1,306$109
13Ford Maverick$1,312$109
14Acura RDX$1,314$110
15Toyota Corolla Cross$1,314$110
16Subaru Ascent$1,316$110
17Hyundai Kona$1,324$110
18Subaru Impreza$1,328$111
19Mazda MX-5 Miata$1,330$111
20Subaru Forester$1,330$111
21Volkswagen Tiguan$1,330$111
22Chevrolet Spark$1,336$111
23Honda CR-V$1,342$112
24Cadillac XT4$1,348$112
25Mazda CX-30$1,356$113

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
    Top 25 Cheapest Cars, Trucks, and SUVs to Insure in Indianapolis

    A list of 25 ranked vehicles is not the best way to show a full summary of the cost of car insurance. A more useful way to examine auto insurance rates for different vehicles is by breaking them out by automotive segment.

    The next section of this article illustrates the cost of insurance based on different automotive segments. The rates shown should give a good understanding of which vehicles have the least expensive average auto insurance rates. Then the following six sections show the cheapest rates for individual models in each segment.

    Indianapolis auto insurance rates by automotive segment

    If you’re shopping for a new or used vehicle, it’s important to have a basic understanding of which categories of vehicles are less expensive to insure. For example, maybe you’re wondering if compact SUVs are cheaper to insure than midsize SUVs or which size car has has cheaper auto insurance.

    The next chart shows average car insurance cost by vehicle segment in Indianapolis. From a segment perspective, small SUVs, vans, and midsize pickups have the cheapest rates, with sports cars and performance luxury models having the most expensive overall car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Indianapolis car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Indianapolis Zip Codes.Data last updated on September 8, 2022
    Indianapolis Auto Insurance Rates by Automotive Segment
    Indianapolis Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,432$119
    Midsize Pickup$1,470$123
    Minivan$1,546$129
    Midsize SUV$1,548$129
    Compact Car$1,578$132
    Midsize Car$1,598$133
    Half-ton Pickup$1,666$139
    Compact Luxury SUV$1,722$144
    Large SUV$1,728$144
    Compact Luxury Car$1,738$145
    Large Car$1,772$148
    Heavy Duty Pickup$1,828$152
    Midsize Luxury SUV$1,850$154
    Midsize Luxury Car$2,030$169
    Sports Car$2,162$180
    Large Luxury SUV$2,316$193
    Large Luxury Car$2,424$202

    Average rates by segment are handy for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each automotive segment listed in the chart above.

    For example, in the small luxury car segment, Indianapolis auto insurance rates range from the Mercedes-Benz A220 at $1,508 per year to the BMW M340i at $1,912 per year.

    Also, in the large SUV segment, the cost of insurance ranges from the Chevrolet Tahoe at $1,540 per year to the Jeep Grand Wagoneer costing $2,044 per year, a difference of $504 within that segment.

    In the next parts of this article, we eliminate this variability by looking at car insurance cost in Indianapolis for specific makes and models of vehicles.

    Cheapest car insurance rates in Indianapolis

    Some of the cheaper non-luxury sedans to insure in Indianapolis are the Toyota Corolla, the Subaru Impreza, the Volkswagen Golf, and the Chevrolet Spark.

    A few additional vehicles that rank very well when comparing annual rates are the Mazda 3, Honda Insight, Honda Civic, and Kia Rio. Ranking lower than the top ten, but still having more affordable rates than most vehicles, are the Honda Accord, the Volkswagen Passat, the Kia Forte, and the Chevrolet Malibu.

    The table below lists the models with the cheapest car insurance rates in Indianapolis, ordered starting with the cheapest.

    Cheapest Insurance for Cars in Indianapolis
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,328$111
    Chevrolet SparkCompact$1,336$111
    Volkswagen GolfCompact$1,474$123
    Subaru LegacyMidsize$1,484$124
    Honda InsightMidsize$1,490$124
    Volkswagen JettaCompact$1,492$124
    Nissan SentraCompact$1,496$125
    Kia K5Midsize$1,506$126
    Toyota CamryMidsize$1,506$126
    Toyota CorollaCompact$1,506$126
    Kia RioCompact$1,510$126
    Volkswagen PassatMidsize$1,516$126
    Honda CivicCompact$1,518$127
    Mazda 3Compact$1,526$127
    Mazda 6Midsize$1,528$127
    Toyota PriusCompact$1,532$128
    Hyundai AccentCompact$1,548$129
    Hyundai VelosterCompact$1,566$131
    Kia ForteCompact$1,568$131
    Chevrolet MalibuMidsize$1,594$133

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
      Cheapest Insurance for Cars in Indianapolis

      Some of the more popular non-luxury cars that did not make the list include the Hyundai Sonata at an average of $1,746 per year, the Hyundai Elantra costing $1,726, the Volkswagen GTI costing $1,534, and the Chrysler 300 at $1,602.

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Indianapolis car insurance quotes from the best companies in Indiana.

      Cheapest SUV insurance rates in Indianapolis

      For non-luxury SUVs, some of the least expensive vehicles to insure in Indianapolis are the Kia Sportage, the Honda CR-V, and the Toyota C-HR.

      Other models that rank very well in our insurance cost comparison are the Mazda CX-5, Ford Edge, Volkswagen Atlas, and Subaru Crosstrek. Having slightly higher rates, but still better than most vehicles, are the Kia Soul, Hyundai Kona, Kia Telluride, and Jeep Compass.

      The next table details the models with the cheapest auto insurance in Indianapolis, sorted by average cost.

      Cheapest Insurance for SUVs in Indianapolis
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,168$97
      Nissan KicksCompact$1,196$100
      Chevrolet TrailblazerCompact$1,204$100
      Subaru CrosstrekCompact$1,232$103
      Honda PassportMidsize$1,234$103
      Toyota C-HRCompact$1,260$105
      Buick EncoreCompact$1,268$106
      Nissan Rogue SportCompact$1,280$107
      Hyundai VenueCompact$1,302$109
      Buick EnvisionCompact$1,304$109
      Kia SeltosCompact$1,306$109
      Toyota Corolla CrossCompact$1,314$110
      Subaru AscentMidsize$1,316$110
      Hyundai KonaCompact$1,324$110
      Subaru ForesterCompact$1,330$111
      Volkswagen TiguanCompact$1,330$111
      Honda CR-VCompact$1,342$112
      Mazda CX-30Compact$1,356$113
      Ford EdgeMidsize$1,380$115
      Honda HR-VCompact$1,380$115

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
        Cheapest Insurance for SUVs in Indianapolis

        A few of the more popular SUV models that did not make the cut include the Ford Escape at an average of $1,508 per year, the Ford Explorer at an average of $1,442, and the Toyota Highlander costing $1,542.

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Indianapolis car insurance quotes from top-rated companies in Indiana.

        Cheapest pickups to insure in Indianapolis

        For pickup trucks, a few of the least expensive vehicles to insure in Indianapolis are the Chevrolet Colorado, the Ford Ranger, and the Nissan Frontier. The cost to insure these pickup models in Indianapolis with full coverage insurance averages $126 per month or less.

        Other models that fair very well when comparing annual rates are the Toyota Tundra, Ford F150, GMC Canyon, and Honda Ridgeline. These vehicles have an average cost of $138 per month or less to insure for full coverage in Indianapolis.

        The following table lists the pickups with the cheapest overall insurance rates in Indianapolis, ordered starting with the cheapest.

        Cheapest Insurance for Pickups in Indianapolis
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,262$105
        Ford MaverickMidsize$1,312$109
        Ford RangerMidsize$1,362$114
        Toyota TacomaMidsize$1,422$119
        Nissan FrontierMidsize$1,460$122
        Hyundai Santa CruzMidsize$1,474$123
        GMC CanyonMidsize$1,476$123
        Ford F150Full-size$1,482$124
        Honda RidgelineMidsize$1,492$124
        Jeep GladiatorMidsize$1,508$126
        GMC SierraFull-size$1,560$130
        Nissan TitanFull-size$1,618$135
        Chevrolet SilveradoFull-size$1,646$137
        Toyota TundraFull-size$1,650$138
        Ford F350 Super DutyHeavy Duty$1,666$139
        Chevrolet Silverado HD 3500Heavy Duty$1,678$140
        Nissan Titan XDHeavy Duty$1,724$144
        Ram TruckFull-size$1,748$146
        GMC Sierra 2500 HDHeavy Duty$1,788$149
        GMC Sierra 3500Heavy Duty$1,802$150

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
          Cheapest Insurance for Pickups in Indianapolis

          See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

          Don’t see your pickup model? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Indianapolis car insurance quotes from top-rated auto insurance companies in Indiana.

          Cheapest sports cars to insure in Indianapolis

          Some of the cheaper sports cars to insure in Indianapolis include the Toyota Supra, the Ford Mustang, and the Subaru WRX. These vehicles cost $141 per month or less for the average auto insurance policy.

          Additional vehicles that rank near the top in our comparison are the Chevrolet Camaro, Chevrolet Corvette, Nissan 370Z, and Porsche 718.

          The following table details the sports cars with the cheapest insurance rates in Indianapolis, ordered starting with the cheapest.

          Cheapest Insurance for Sports Cars in Indianapolis
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$1,330$111
          Ford MustangSports Car$1,616$135
          BMW Z4Sports Car$1,650$138
          Subaru WRXSports Car$1,742$145
          Toyota GR86Sports Car$1,786$149
          Toyota GR SupraSports Car$1,828$152
          Audi TTSports Car$1,866$156
          Subaru BRZSports Car$1,924$160
          Chevrolet CorvetteSports Car$1,930$161
          BMW M3Sports Car$1,984$165
          Porsche 718Sports Car$2,074$173
          Chevrolet CamaroSports Car$2,124$177
          Lexus RC FSports Car$2,176$181
          Dodge ChallengerSports Car$2,180$182
          Mercedes-Benz AMG GT53Sports Car$2,214$185
          Jaguar F-TypeSports Car$2,316$193
          Porsche TaycanSports Car$2,378$198
          Porsche 911Sports Car$2,436$203
          BMW M4Sports Car$2,440$203
          Lexus LC 500Sports Car$2,526$211

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
            Cheapest Insurance for Sports Cars in Indianapolis

            Don’t see your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Indiana.

            Cheapest luxury car insurance rates in Indianapolis

            For luxury two and four-door cars, some of the cheaper vehicles to insure in Indianapolis include the Acura ILX, the Acura TLX, the Lexus ES 350, and the Mercedes-Benz A220.

            Additional luxury cars that fair well in the table below are the Volvo S90, BMW i3, Cadillac CT4, and Genesis G70.

            Having higher monthly rates, but still affordable at an average of $146 per month or less, are the Lexus RC 300, the Audi S3, the BMW Z4, and the Audi A3.

            The next table lists the models with the cheapest car insurance in Indianapolis, sorted by average cost.

            Cheapest Insurance for Luxury Cars in Indianapolis
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$1,410$118
            Mercedes-Benz A220Compact$1,508$126
            BMW 330iCompact$1,620$135
            Acura TLXCompact$1,630$136
            Volvo S60Compact$1,646$137
            BMW 330eCompact$1,650$138
            BMW 228iCompact$1,662$139
            BMW 230iCompact$1,672$139
            Lexus RC 300Midsize$1,700$142
            Alfa Romeo GiuliaCompact$1,702$142
            Cadillac CT4Compact$1,704$142
            Lexus RC 350Compact$1,706$142
            Genesis G70Compact$1,730$144
            Mercedes-Benz AMG CLA35Midsize$1,740$145
            BMW i4Midsize$1,750$146
            Cadillac CT5Midsize$1,754$146
            Audi A3Midsize$1,774$148
            Audi A4Compact$1,776$148
            Audi S3Compact$1,780$148
            Mercedes-Benz AMG CLA45Midsize$1,780$148

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
              Cheapest Insurance for Luxury Cars in Indianapolis

              See our guide for luxury car insurance to view any vehicles not shown in the table.

              Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Indianapolis car insurance quotes from the best auto insurance companies in Indiana.

              Cheapest luxury SUV insurance rates in Indianapolis

              For luxury SUVs, a few of the least expensive models to insure in Indianapolis are the Acura RDX, the Acura MDX, and the Cadillac XT4. These luxury SUVs cost $132 per month or less for an average full-coverage auto insurance policy.

              Other vehicles that rank close to the top in our insurance cost comparison are the Volvo XC60, the Cadillac XT5, the Lexus NX 300, and the Volvo XC90. These vehicles all cost $134 per month or less for full coverage insurance. Having slightly higher cost, but still better than most other luxury vehicles in Indianapolis, are the Lexus UX 250H, Lincoln Corsair, Mercedes-Benz GLC300, and Lexus RX 350.

              The table below breaks down the top 20 cheapest luxury SUVs to insure in Indianapolis, ordered by annual cost.

              Cheapest Insurance for Luxury SUVs in Indianapolis
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,314$110
              Cadillac XT4Compact$1,348$112
              Volvo XC40Compact$1,474$123
              Cadillac XT5Midsize$1,508$126
              Lexus NX 250Compact$1,524$127
              BMW X1Compact$1,528$127
              Lexus NX 350hCompact$1,534$128
              Lexus UX 250hCompact$1,536$128
              Lexus NX 350Compact$1,562$130
              Lexus UX 200Compact$1,566$131
              Jaguar E-PaceMidsize$1,572$131
              Lexus RX 350Midsize$1,578$132
              Acura MDXMidsize$1,588$132
              Lincoln NautilusMidsize$1,602$134
              Lexus NX 450hCompact$1,606$134
              Mercedes-Benz GLB 250Compact$1,612$134
              Lexus RX 450hMidsize$1,616$135
              Land Rover EvoqueCompact$1,620$135
              Infiniti QX50Midsize$1,622$135
              Lincoln CorsairCompact$1,624$135

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Indianapolis, IN.Data last updated on September 8, 2022
                Cheapest Insurance for Luxury SUVs in Indianapolis

                For more car insurance comparisons, see our guide for luxury SUV insurance.

                Don’t see insurance cost for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Indiana.

                How to find cheaper Indianapolis auto insurance

                Smart drivers in Indianapolis are always looking to cut the monthly cost of insurance So read through the money-saving ideas in the list below and maybe you’ll find a way to save some money the next time you need to insure a vehicle.

                • Pay small claims out-of-pocket. Insurance companies reduce rates a little if you have no claims on your account. Car insurance should be used for large financial hits, not small claims.
                • Buy vehicles with more affordable insurance. The vehicle you drive is a huge factor in the cost of insurance. As an example, a Subaru Forester costs $600 less per year to insure in Indianapolis than a Chevrolet Corvette. Lower performance vehicles cost less to insure.
                • Bring up your credit score and save. Having excellent credit of 800+ may save up to $241 per year compared to a good credit rating of 670-739. Conversely, a below average credit score could cost up to $279 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Compare car insurance quote before buying a car. Different cars have very different car insurance rates, and companies can charge widely varying rates. Get plenty of comparison quotes before you buy a different car so you can avoid price shock when buying coverage for your new car.
                • Qualify for discounts to lower insurance cost. Discounts may be available if the insureds are claim-free, are senior citizens, insure multiple vehicles on the same policy, insure their home and car with the same company, or many other discounts which could save the average Indianapolis driver as much as $262 per year on their insurance cost.