- Average car insurance cost in Atlanta is $1,854 per year, or approximately $155 per month.
- Monthly auto insurance rates for a few popular vehicles in Atlanta include the Chevrolet Equinox at $145, Ram Truck at $177, and Subaru Forester at $134.
- For cheap auto insurance in Atlanta, compact SUVs like the Nissan Kicks, Mazda CX-5, Chevrolet Trailblazer, and Buick Encore have better car insurance rates.
How much does car insurance cost in Atlanta?
In Atlanta, the average cost to insure a vehicle is $1,854 per year, which is 18.3% more than the U.S. overall average rate of $1,567. Per month, Atlanta drivers can expect to pay an average of $155 for a full-coverage car insurance policy.
The average cost of car insurance in Georgia is $1,472 per year, so Atlanta drivers pay an average of $382 more per year than the overall Georgia state-wide average rate. When rates are compared to other locations in Georgia, the average cost to insure a vehicle in Atlanta is around $204 per year more than in Savannah, $378 per year more expensive than in Athens, and $370 per year more than in Augusta.
The age of the rated driver is the single-largest factor that determines the cost of car insurance, so the list below details how driver age influences cost by showing the difference in average car insurance rates in Atlanta for driver ages from 16 to 60.
Average cost of car insurance in Atlanta by driver age
- 16 year old – $6,640 per year or $553 per month
- 17 year old – $6,204 per year or $517 per month
- 18 year old – $5,794 per year or $483 per month
- 19 year old – $5,240 per year or $437 per month
- 20 year old – $3,680 per year or $307 per month
- 30 year old – $1,954 per year or $163 per month
- 40 year old – $1,854 per year or $155 per month
- 50 year old – $1,690 per year or $141 per month
- 60 year old – $1,660 per year or $138 per month
The next chart shows average Atlanta auto insurance cost for all 2022 models. Rates are averaged for all Atlanta Zip Codes and shown not only by the age of the driver, but also by three different physical damage coverage deductibles.
The average cost of auto insurance per month in Atlanta is $155, with policy premium ranging from $117 to $356 for the data in the prior chart.
Atlanta auto insurance rates are different for every driver and subtle changes in driver risk profiles can have substantial effects on car insurance cost. This variability increases the need to get accurate car insurance quotes when searching online for more affordable auto insurance.
Popular vehicles in Atlanta and the cost to insure them
The auto insurance costs referenced previously are the average cost across all 2022 model year vehicles, which is suitable when making broad comparisons like the cost difference between two locations. Average car insurance rates are fantastic when trying to find the answer to questions like “is Atlanta auto insurance cheaper than Columbus?” or “is auto insurance cheaper in Georgia or Florida?”.
For deeper cost comparisons, however, it makes better sense to look at the exact vehicle being insured. Each individual vehicle model has a different profile for physical damage and liability claims, and this data allows us to make cost projections and comparisons.
The chart below details average insurance cost in Atlanta for some of the more popular vehicles.
Popular vehicles in Atlanta tend to be small or midsize cars like the Nissan Sentra and Toyota Camry and compact or midsize SUVs like the Honda CR-V, Chevy Equinox, and Jeep Grand Cherokee.
Some additional popular vehicles from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Cadillac XT5 and Acura MDX, and models from the pickup truck segment like the Ford F-150 and Ram 1500.
We cover different rates in much more detail in a little bit, but before we get into those numbers, let’s look at the primary concepts that were presented in the data up to this point.
- Monthly car insurance cost ranges from $128 to $512 – That’s the average auto insurance cost range for insured drivers age 16 to 60 in Atlanta.
- Auto insurance is generally cheaper as you get older – Average rates for a 50-year-old driver in Atlanta are $1,840 per year cheaper than for a 20-year-old driver.
- Teenage females pay less than teen males – Teenage female drivers age 16 to 19 pay $580 to $790 less per year than male drivers of the same age.
- Atlanta car insurance cost is more than the U.S. average – $1,854 (Atlanta average) compared to $1,567 (U.S. average)
- Car insurance rates decline considerably in your twenties – The average 30-year-old Atlanta driver will pay $1,596 less annually than a 20-year-old driver, $1,804 compared to $3,400.
- Insuring a teenager can be expensive – Average cost can range from $4,660 to $6,640 per year for teenage driver insurance in Atlanta.
In Atlanta, which vehicles are cheapest to insure?
The models with the lowest cost average auto insurance rates in Atlanta, GA, tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Mazda CX-5, Nissan Rogue Sport, and Toyota C-HR.
Average auto insurance prices for those vehicles cost $1,546 or less per year, or $129 per month, for a full coverage policy.
Additional vehicles that rank very well in our auto insurance price comparison are the Buick Envision, Subaru Ascent, Ford Maverick, and Mazda MX-5 Miata.
Average auto insurance rates are slightly more for those models than the compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,610 or less per year, or around $134 per month in Atlanta.
The next table breaks down the 50 car, truck, and SUV models with the cheapest auto insurance in Atlanta, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,412 | $118 |
| 2 | Nissan Kicks | $1,448 | $121 |
| 3 | Chevrolet Trailblazer | $1,456 | $121 |
| 4 | Honda Passport | $1,490 | $124 |
| 5 | Subaru Crosstrek | $1,490 | $124 |
| 6 | Toyota C-HR | $1,526 | $127 |
| 7 | Chevrolet Colorado | $1,528 | $127 |
| 8 | Buick Encore | $1,534 | $128 |
| 9 | Nissan Rogue Sport | $1,546 | $129 |
| 10 | Hyundai Venue | $1,576 | $131 |
| 11 | Buick Envision | $1,578 | $132 |
| 12 | Kia Seltos | $1,580 | $132 |
| 13 | Ford Maverick | $1,588 | $132 |
| 14 | Acura RDX | $1,590 | $133 |
| 15 | Toyota Corolla Cross | $1,592 | $133 |
| 16 | Subaru Ascent | $1,594 | $133 |
| 17 | Hyundai Kona | $1,602 | $134 |
| 18 | Subaru Forester | $1,606 | $134 |
| 19 | Mazda MX-5 Miata | $1,608 | $134 |
| 20 | Subaru Impreza | $1,610 | $134 |
| 21 | Volkswagen Tiguan | $1,610 | $134 |
| 22 | Chevrolet Spark | $1,618 | $135 |
| 23 | Honda CR-V | $1,624 | $135 |
| 24 | Cadillac XT4 | $1,630 | $136 |
| 25 | Mazda CX-30 | $1,640 | $137 |
| 26 | Ford Ranger | $1,648 | $137 |
| 27 | Honda HR-V | $1,668 | $139 |
| 28 | Ford Edge | $1,670 | $139 |
| 29 | Ford Ecosport | $1,680 | $140 |
| 30 | Subaru Outback | $1,700 | $142 |
| 31 | Chevrolet Trax | $1,702 | $142 |
| 32 | Acura ILX | $1,708 | $142 |
| 33 | GMC Terrain | $1,708 | $142 |
| 34 | Mitsubishi Eclipse Cross | $1,714 | $143 |
| 35 | Toyota Tacoma | $1,722 | $144 |
| 36 | Nissan Murano | $1,724 | $144 |
| 37 | Hyundai Tucson | $1,726 | $144 |
| 38 | Chevrolet Bolt | $1,728 | $144 |
| 39 | Honda Odyssey | $1,730 | $144 |
| 40 | Chevrolet Equinox | $1,734 | $145 |
| 41 | Toyota Venza | $1,734 | $145 |
| 42 | Volkswagen Taos | $1,740 | $145 |
| 43 | Ford Explorer | $1,742 | $145 |
| 44 | Fiat 500X | $1,748 | $146 |
| 45 | Toyota RAV4 | $1,752 | $146 |
| 46 | Kia Sorento | $1,756 | $146 |
| 47 | Kia Soul | $1,756 | $146 |
| 48 | Nissan Frontier | $1,768 | $147 |
| 49 | Hyundai Palisade | $1,778 | $148 |
| 50 | Hyundai Santa Cruz | $1,782 | $149 |
A table showing 50 vehicle models with cheap Atlanta car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a ton of models get left out.
Let’s try a different approach and reorganize the vehicles with the best rates an alternative way. The following six sections list the top 20 models with the cheapest auto insurance rates for the six most popular vehicle segments.
Cheapest cars to insure in Atlanta
The cheapest non-luxury sedans to insure in Atlanta are the Subaru Impreza at $1,610 per year, the Chevrolet Spark at $1,618 per year, and the Volkswagen Golf at $1,784 per year.
Some other cars that rank well include the Toyota Camry, Kia K5, Nissan Sentra, and Toyota Corolla, with average rates of $1,824 per year or less.
Ranked lower than 10th place, but still in the top 20, models like the Hyundai Veloster, Mazda 3, Honda Civic, Kia Rio, and Hyundai Accent average between $1,824 and $1,928 per year for insurance.
Full-coverage insurance in this segment for a safe driver will start around $134 per month, depending on the company and your location.
If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Atlanta is the Subaru Impreza at $1,610 per year, or $134 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,798 per year, or $150 per month. And for large cars, the Toyota Avalon has the most affordable rates at $1,946 per year, or $162 per month.
The next table ranks the cars with the most affordable insurance rates in Atlanta.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,610 | $134 |
| Chevrolet Spark | Compact | $1,618 | $135 |
| Volkswagen Golf | Compact | $1,784 | $149 |
| Subaru Legacy | Midsize | $1,798 | $150 |
| Honda Insight | Midsize | $1,802 | $150 |
| Volkswagen Jetta | Compact | $1,804 | $150 |
| Nissan Sentra | Compact | $1,810 | $151 |
| Kia K5 | Midsize | $1,824 | $152 |
| Toyota Camry | Midsize | $1,824 | $152 |
| Toyota Corolla | Compact | $1,826 | $152 |
| Kia Rio | Compact | $1,828 | $152 |
| Volkswagen Passat | Midsize | $1,834 | $153 |
| Honda Civic | Compact | $1,838 | $153 |
| Mazda 3 | Compact | $1,846 | $154 |
| Mazda 6 | Midsize | $1,848 | $154 |
| Toyota Prius | Compact | $1,854 | $155 |
| Hyundai Accent | Compact | $1,878 | $157 |
| Hyundai Veloster | Compact | $1,896 | $158 |
| Kia Forte | Compact | $1,900 | $158 |
| Chevrolet Malibu | Midsize | $1,928 | $161 |
A few of the more popular cars that did not make the list above include the Chrysler 300 costing $1,988 per year ($166 per month), the Volkswagen GTI costing an average of $1,858 ($155 per month), and the Hyundai Elantra at $2,048 ($171 per month).
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.
Cheapest SUVs to insure in Atlanta
The top five models for the most affordable Atlanta auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Nissan Kicks, Honda Passport, Chevrolet Trailblazer, and Mazda CX-5. Auto insurance quotes for these models average $1,490 or less per year, or around $124 per month.
Other SUVs that rank well in our comparison are the Buick Envision, Hyundai Venue, Buick Encore, and Toyota C-HR, with average cost of $1,578 per year or less.
Some additional 2022 models that rank well include the Subaru Ascent, Toyota Corolla Cross, Ford Edge, and Hyundai Kona, which average between $1,578 and $1,670 per year for full-coverage insurance.
From a cost per month standpoint, car insurance rates in this segment for a safe driver starts at around $118 per month, depending on where you live.
If rates are ranked by vehicle size, the lowest-cost compact SUV to insure in Atlanta is the Mazda CX-5 at $1,412 per year. For midsize models, the Honda Passport has the best rates at $1,490 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $1,864 per year.
The comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Atlanta, starting with the Mazda CX-5 at $1,412 per year and ending with the Ford Edge at $1,670 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,412 | $118 |
| Nissan Kicks | Compact | $1,448 | $121 |
| Chevrolet Trailblazer | Compact | $1,456 | $121 |
| Honda Passport | Midsize | $1,490 | $124 |
| Subaru Crosstrek | Compact | $1,490 | $124 |
| Toyota C-HR | Compact | $1,526 | $127 |
| Buick Encore | Compact | $1,534 | $128 |
| Nissan Rogue Sport | Compact | $1,546 | $129 |
| Hyundai Venue | Compact | $1,576 | $131 |
| Buick Envision | Compact | $1,578 | $132 |
| Kia Seltos | Compact | $1,580 | $132 |
| Toyota Corolla Cross | Compact | $1,592 | $133 |
| Subaru Ascent | Midsize | $1,594 | $133 |
| Hyundai Kona | Compact | $1,602 | $134 |
| Subaru Forester | Compact | $1,606 | $134 |
| Volkswagen Tiguan | Compact | $1,610 | $134 |
| Honda CR-V | Compact | $1,624 | $135 |
| Mazda CX-30 | Compact | $1,640 | $137 |
| Honda HR-V | Compact | $1,668 | $139 |
| Ford Edge | Midsize | $1,670 | $139 |
A few of the more popular non-luxury SUVs in Atlanta that have more expensive car insurance rates than those above include the Hyundai Santa Fe at $1,936 per year ($161 per month), the Toyota 4Runner at an average of $1,808 ($151 per month), and the Ford Explorer costing $1,742 ($145 per month).
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Atlanta car insurance quotes from top-rated car insurance companies in Georgia.
Cheapest luxury cars to insure in Atlanta
The four most affordable luxury car models to insure in Atlanta are the Acura ILX at $1,708 per year, Mercedes-Benz A220 at $1,824 per year, BMW 330i at $1,962 per year, and Acura TLX at $1,972 per year.
Additional luxury cars that have cheaper rates are the Lexus RC 300, BMW 230i, BMW 330e, and Alfa Romeo Giulia, with average insurance cost of $2,058 per year or less.
Additional models that make the list include the Lexus RC 350, Audi S3, Genesis G70, and Audi A4, which average between $2,058 and $2,156 per year for insurance.
Full-coverage car insurance in this segment for a good driver can cost as low as $142 per month, depending on the company. The comparison table below ranks the twenty luxury cars with the lowest-cost car insurance in Atlanta, starting with the Acura ILX at $1,708 per year and ending with the Audi S3 at $2,156 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,708 | $142 |
| Mercedes-Benz A220 | Compact | $1,824 | $152 |
| BMW 330i | Compact | $1,962 | $164 |
| Acura TLX | Compact | $1,972 | $164 |
| Volvo S60 | Compact | $1,990 | $166 |
| BMW 330e | Compact | $1,998 | $167 |
| BMW 228i | Compact | $2,008 | $167 |
| BMW 230i | Compact | $2,022 | $169 |
| Lexus RC 300 | Midsize | $2,056 | $171 |
| Alfa Romeo Giulia | Compact | $2,058 | $172 |
| Cadillac CT4 | Compact | $2,062 | $172 |
| Lexus RC 350 | Compact | $2,066 | $172 |
| Genesis G70 | Compact | $2,094 | $175 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,106 | $176 |
| BMW i4 | Midsize | $2,116 | $176 |
| Cadillac CT5 | Midsize | $2,122 | $177 |
| Audi A3 | Midsize | $2,144 | $179 |
| Audi A4 | Compact | $2,148 | $179 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,154 | $180 |
| Audi S3 | Compact | $2,156 | $180 |
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.
Cheapest luxury SUVs to insure in Atlanta
The most affordable luxury SUV models to insure in Atlanta are the Acura RDX at $1,590 per year, the Cadillac XT4 at $1,630 per year, and the Volvo XC40 at $1,784 per year.
Additional models that have cheaper rates include the Lexus UX 250h, Lexus NX 350h, Lexus NX 350, and Lexus UX 200, with an average cost of $1,898 per year or less.
In the lower half of the top 20 luxury SUVs to insure, models like the Jaguar E-Pace, Lexus NX 450h, Lincoln Corsair, Infiniti QX50, Land Rover Evoque, and Lexus RX 450h cost between $1,898 and $1,966 to insure per year.
Car insurance rates for this segment in Atlanta for a good driver can cost as low as $133 per month, depending on where you live.
The table below ranks the SUVs with the most affordable insurance rates in Atlanta, starting with the Acura RDX at $1,590 per year ($133 per month) and ending with the Lincoln Corsair at $1,966 per year ($164 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,590 | $133 |
| Cadillac XT4 | Compact | $1,630 | $136 |
| Volvo XC40 | Compact | $1,784 | $149 |
| Cadillac XT5 | Midsize | $1,826 | $152 |
| Lexus NX 250 | Compact | $1,846 | $154 |
| BMW X1 | Compact | $1,848 | $154 |
| Lexus NX 350h | Compact | $1,858 | $155 |
| Lexus UX 250h | Compact | $1,860 | $155 |
| Lexus NX 350 | Compact | $1,892 | $158 |
| Lexus UX 200 | Compact | $1,898 | $158 |
| Jaguar E-Pace | Midsize | $1,902 | $159 |
| Lexus RX 350 | Midsize | $1,908 | $159 |
| Acura MDX | Midsize | $1,920 | $160 |
| Lincoln Nautilus | Midsize | $1,938 | $162 |
| Lexus NX 450h | Compact | $1,944 | $162 |
| Mercedes-Benz GLB 250 | Compact | $1,950 | $163 |
| Lexus RX 450h | Midsize | $1,956 | $163 |
| Land Rover Evoque | Compact | $1,962 | $164 |
| Infiniti QX50 | Midsize | $1,964 | $164 |
| Lincoln Corsair | Compact | $1,966 | $164 |
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Atlanta car insurance quotes from the best companies in Georgia.
Cheapest sports car insurance rates in Atlanta
Out of all 2022 models, the top five cheapest sports cars to insure in Atlanta are the Mazda MX-5 Miata, Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. Auto insurance rates for these five cars range from $1,608 to $2,164 per year.
Other models that have affordable average insurance rates are the Toyota GR Supra, BMW M3, Chevrolet Corvette, and Subaru BRZ, with average rates of $2,402 per year or less.
Full-coverage car insurance for this segment in Atlanta starts at around $134 per month, depending on your location.
The next table ranks the sports cars with the most affordable average auto insurance rates in Atlanta, starting with the Mazda MX-5 Miata at $134 per month and ending with the Lexus LC 500 at $255 per month.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,608 | $134 |
| Ford Mustang | Sports Car | $1,954 | $163 |
| BMW Z4 | Sports Car | $1,998 | $167 |
| Subaru WRX | Sports Car | $2,110 | $176 |
| Toyota GR86 | Sports Car | $2,164 | $180 |
| Toyota GR Supra | Sports Car | $2,212 | $184 |
| Audi TT | Sports Car | $2,260 | $188 |
| Subaru BRZ | Sports Car | $2,330 | $194 |
| Chevrolet Corvette | Sports Car | $2,336 | $195 |
| BMW M3 | Sports Car | $2,402 | $200 |
| Porsche 718 | Sports Car | $2,508 | $209 |
| Chevrolet Camaro | Sports Car | $2,568 | $214 |
| Lexus RC F | Sports Car | $2,634 | $220 |
| Dodge Challenger | Sports Car | $2,640 | $220 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,680 | $223 |
| Jaguar F-Type | Sports Car | $2,804 | $234 |
| Porsche Taycan | Sports Car | $2,878 | $240 |
| Porsche 911 | Sports Car | $2,948 | $246 |
| BMW M4 | Sports Car | $2,954 | $246 |
| Lexus LC 500 | Sports Car | $3,058 | $255 |
Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.
Cheapest pickup insurance rates in Atlanta
Ranking at the top of the list for the lowest-cost Atlanta car insurance rates in the pickup segment are the Chevrolet Colorado, Ford Ranger, Nissan Frontier, Ford Maverick, and Toyota Tacoma. Car insurance rates for these models average $1,768 or less per year.
Also ranking well are trucks like the Hyundai Santa Cruz, Jeep Gladiator, GMC Canyon, and Ford F150, with an average cost to insure of $1,824 per year or less.
From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver will start around $127 per month, depending on the company and your location.
The rate comparison table below ranks the twenty pickups with the cheapest average auto insurance rates in Atlanta.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,528 | $127 |
| Ford Maverick | Midsize | $1,588 | $132 |
| Ford Ranger | Midsize | $1,648 | $137 |
| Toyota Tacoma | Midsize | $1,722 | $144 |
| Nissan Frontier | Midsize | $1,768 | $147 |
| Hyundai Santa Cruz | Midsize | $1,782 | $149 |
| GMC Canyon | Midsize | $1,786 | $149 |
| Ford F150 | Full-size | $1,796 | $150 |
| Honda Ridgeline | Midsize | $1,808 | $151 |
| Jeep Gladiator | Midsize | $1,824 | $152 |
| GMC Sierra | Full-size | $1,890 | $158 |
| Nissan Titan | Full-size | $1,962 | $164 |
| Chevrolet Silverado | Full-size | $1,996 | $166 |
| Toyota Tundra | Full-size | $1,996 | $166 |
| Ford F350 Super Duty | Heavy Duty | $2,016 | $168 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,028 | $169 |
| Nissan Titan XD | Heavy Duty | $2,086 | $174 |
| Ram Truck | Full-size | $2,118 | $177 |
| GMC Sierra 2500 HD | Heavy Duty | $2,166 | $181 |
| GMC Sierra 3500 | Heavy Duty | $2,180 | $182 |
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Is your pickup truck not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Georgia.
The highs and lows of auto insurance
In an effort to help illustrate the amount that the cost of identical auto insurance can deviate from one driver to the next (and also emphasize the importance of getting plenty of rate quotes), the examples below have comprehensive rates for three popular vehicles in Atlanta: the Honda Civic, Honda CR-V, and Toyota Highlander.
Each illustration displays average rates for different profiles to illustrate the cost difference based on changes in the risk profile of the driver.
Honda Civic insurance rates
Average Honda Civic insurance cost in Atlanta costs from $1,708 up to $2,008 per year. The most affordable insurance will be on the $22,350 Civic LX trim, while the model with the highest average rate is the $39,000 Civic Type R.
When Atlanta car insurance quotes on the Honda Civic are compared to the overall national average cost for the same model, rates are $308 to $358 less per year in Atlanta, depending on which model is insured.
From a monthly standpoint, full-coverage auto insurance on a Honda Civic for the average driver can cost from $142 to $167 per month, but your exact cost can vary based on where you live in Atlanta.
The chart displayed below shows how the cost of car insurance for a Honda Civic can vary based on driver age, deductibles, and risk profiles. In this example, cost ranges from $1,524 to $4,140 per year, which is a difference of $2,616 just based on different risk profiles.
The Honda Civic belongs to the compact car segment, and other similar models include the Toyota Corolla, Volkswagen Jetta, Chevrolet Cruze, and Hyundai Elantra.
Honda CR-V insurance rates
With a purchase price ranging from $26,400 to $37,400, average Atlanta car insurance quotes on a 2022 Honda CR-V cost from $1,528 per year on the CR-V LX model up to $1,734 per year on the CR-V Hybrid Touring trim level.
When Atlanta car insurance quotes for a Honda CR-V are compared to the average cost for the entire U.S. on the same model, rates are anywhere from $272 to $310 cheaper per year in Atlanta, depending on trim level.
The chart displayed below shows how car insurance rates for a Honda CR-V can range considerably based on changes in the age of the driver and policy risk profiles.
For this example, rates vary from $1,350 to $3,702 per year, which is a price difference of $2,352 per year for insurance on the same vehicle.
The Honda CR-V is considered a compact SUV, and other popular models in the same segment include the Toyota RAV4, Chevrolet Equinox, Ford Escape, and Mazda CX-5.
Toyota Highlander insurance rates
The most affordable 2022 Toyota Highlander trim to insure in Atlanta is the L 2WD model, costing an average of $1,634 per year, or around $136 per month. This trim has a sticker price of $35,405.
The most expensive 2022 Toyota Highlander model to insure in Atlanta is the Hybrid Platinum AWD, costing an average of $2,102 per year, or around $175 per month. The sticker price for this trim is $50,960, before charges and fees.
The rate chart below demonstrates how insurance rates on a Toyota Highlander can vary for different driver ages, policy deductibles, and risk profiles. The rates in the chart range from $1,550 to $4,262 per year, which is a difference of $2,712 per year to insure the same vehicle.
The Toyota Highlander belongs to the midsize SUV segment, and additional similar models include the Kia Sorento, Kia Telluride, and Ford Edge.
Helpful tips to save on car insurance
Financially savvy drivers in Atlanta should always be searching for ways to reduce the monthly expense for auto insurance, so take a minute to read through the tips and ideas in the list below to see if you can save some money insuring your vehicle.
- Break the law and you’ll pay more. If you want to get cheap car insurance in Atlanta, it’s necessary to avoid traffic tickets. Just a couple of minor infractions on your driving record have the potential to increase insurance cost by as much as $484 per year. Major misdemeanors like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,700 or more.
- Remain claim free. Car insurance companies reduce rates a little for not having any claims. Insurance should only be used for larger claims, not for small claims.
- A good credit rating can save money. Having a good credit rating over 800 could save as much as $291 per year versus a credit rating between 670-739. Conversely, a credit rating below 579 could cost as much as $337 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Get a discount from your employment. Some auto insurance companies offer discounts for being employed in occupations like members of the military, police officers and law enforcement, scientists, accountants, firefighters, doctors, and others. If your occupation qualifies you for this discount, you could potentially save between $56 and $194 on your annual car insurance bill, depending on the age of the rated driver.
- Choose a vehicle with cheaper car insurance rates. Vehicle type is one of the primary factors in the cost of auto insurance. For example, a Subaru Forester costs $1,342 less per year to insure in Atlanta than a Porsche 911. Drive cheaper models and save money.
- Negligent drivers pay higher car insurance rates. At-fault accidents raise insurance rates, potentially as much as $2,588 per year for a 20-year-old driver and even $562 per year for a 60-year-old driver. So drive safe and save money!
