- Average car insurance cost in Atlanta is $2,046 per year, or approximately $171 per month.
- Monthly auto insurance rates for a few popular vehicles in Atlanta include the Chevrolet Equinox at $153, Ram Truck at $186, and Subaru Forester at $144.
- For cheap auto insurance in Atlanta, compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Nissan Kicks, and Buick Encore have better car insurance rates.
How much does car insurance cost in Atlanta?
In Atlanta, the average cost to insure a vehicle is $2,046 per year, which is 19.4% more than the U.S. overall average rate of $1,685. Per month, Atlanta drivers can expect to pay an average of $171 for a full-coverage car insurance policy.
The average cost of car insurance in Georgia is $1,802 per year, so Atlanta drivers pay an average of $244 more per year than the overall Georgia state-wide average rate. When rates are compared to other locations in Georgia, the average cost to insure a vehicle in Atlanta is around $214 per year more than in Savannah, $394 per year more expensive than in Athens, and $410 per year more than in Augusta.
The age of the rated driver is the single-largest factor that determines the cost of car insurance, so the list below details how driver age influences cost by showing the difference in average car insurance rates in Atlanta for driver ages from 16 to 60.
Average cost of car insurance in Atlanta by driver age
- 16 year old – $7,330 per year or $611 per month
- 17 year old – $6,854 per year or $571 per month
- 18 year old – $6,402 per year or $534 per month
- 19 year old – $5,796 per year or $483 per month
- 20 year old – $4,072 per year or $339 per month
- 30 year old – $2,158 per year or $180 per month
- 40 year old – $2,046 per year or $171 per month
- 50 year old – $1,862 per year or $155 per month
- 60 year old – $1,828 per year or $152 per month
The next chart shows average Atlanta auto insurance cost for all 2023 models. Rates are averaged for all Atlanta Zip Codes and shown not only by the age of the driver, but also by three different physical damage coverage deductibles.
The average cost of auto insurance per month in Atlanta is $171, with policy premium ranging from $129 to $394 for the data in the prior chart.
Atlanta auto insurance rates are different for every driver and subtle changes in driver risk profiles can have substantial effects on car insurance cost. This variability increases the need to get accurate car insurance quotes when searching online for more affordable auto insurance.
Popular vehicles in Atlanta and the cost to insure them
The auto insurance costs referenced previously are the average cost across all 2023 model year vehicles, which is suitable when making broad comparisons like the cost difference between two locations. Average car insurance rates are fantastic when trying to find the answer to questions like “is Atlanta auto insurance cheaper than Columbus?” or “is auto insurance cheaper in Georgia or Florida?”.
For deeper cost comparisons, however, it makes better sense to look at the exact vehicle being insured. Each individual vehicle model has a different profile for physical damage and liability claims, and this data allows us to make cost projections and comparisons.
The chart below details average insurance cost in Atlanta for some of the more popular vehicles.
Popular vehicles in Atlanta tend to be small or midsize cars like the Nissan Sentra and Toyota Camry and compact or midsize SUVs like the Honda CR-V, Chevy Equinox, and Jeep Grand Cherokee.
Some additional popular vehicles from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Cadillac XT5 and Acura MDX, and models from the pickup truck segment like the Ford F-150 and Ram 1500.
We cover different rates in much more detail in a little bit, but before we get into those numbers, let’s look at the primary concepts that were presented in the data up to this point.
- Monthly car insurance cost ranges from $152 to $611 – That’s the average auto insurance cost range for insured drivers age 16 to 60 in Atlanta.
- Auto insurance is generally cheaper as you get older – Average rates for a 50-year-old driver in Atlanta are $2,210 per year cheaper than for a 20-year-old driver.
- Teenage females pay less than teen males – Teenage female drivers age 16 to 19 pay $642 to $878 less per year than male drivers of the same age.
- Atlanta car insurance cost is more than the U.S. average – $2,046 (Atlanta average) compared to $1,685 (U.S. average)
- Car insurance rates decline considerably in your twenties – The average 30-year-old Atlanta driver will pay $1,914 less annually than a 20-year-old driver, $2,158 compared to $4,072.
- Insuring a teenager can be expensive – Average cost can range from $5,154 to $7,330 per year for teenage driver insurance in Atlanta.
In Atlanta, which vehicles are cheapest to insure?
The models with the lowest cost average auto insurance rates in Atlanta, GA, tend to be crossovers and compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, Buick Envision, and Mazda CX-5.
Average auto insurance prices for those vehicles cost $1,636 or less per year, or $136 per month, for a full coverage policy.
Additional vehicles that rank very well in our auto insurance price comparison are the Hyundai Venue, Acura RDX, Ford Maverick, and Ford Edge.
Average auto insurance rates are slightly more for those models than the compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,736 or less per year, or around $145 per month in Atlanta.
The next table breaks down the 50 car, truck, and SUV models with the cheapest auto insurance in Atlanta, sorted by annual and monthly insurance cost.
A table showing 50 vehicle models with cheap Atlanta car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a ton of models get left out.
Let’s try a different approach and reorganize the vehicles with the best rates an alternative way. The following six sections list the top 20 models with the cheapest auto insurance rates for the six most popular vehicle segments.
Cheapest cars to insure in Atlanta
The cheapest non-luxury sedans to insure in Atlanta are the Subaru Impreza at $1,694 per year, the Volkswagen Jetta at $1,872 per year, and the Subaru Legacy at $1,884 per year.
Some other cars that rank well include the Kia K5, Toyota Camry, Toyota Prius, and Mazda 3, with average rates of $1,974 per year or less.
Ranked lower than 10th place, but still in the top 20, models like the Toyota Crown, Kia Forte, Honda Civic, Chrysler 300, and Honda Accord average between $1,974 and $2,146 per year for insurance.
Full-coverage insurance in this segment for a safe driver will start around $141 per month, depending on the company and your location.
If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Atlanta is the Subaru Impreza at $1,694 per year, or $141 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,884 per year, or $157 per month. And for large cars, the Chrysler 300 has the most affordable rates at $1,996 per year, or $166 per month.
The next table ranks the cars with the most affordable insurance rates in Atlanta.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Subaru Impreza | Compact | $1,694 | $141 |
Volkswagen Jetta | Compact | $1,872 | $156 |
Subaru Legacy | Midsize | $1,884 | $157 |
Nissan Sentra | Compact | $1,900 | $158 |
Toyota Corolla | Compact | $1,920 | $160 |
Volkswagen Golf | Compact | $1,926 | $161 |
Toyota Prius | Compact | $1,930 | $161 |
Toyota Camry | Midsize | $1,944 | $162 |
Mazda 3 | Compact | $1,964 | $164 |
Kia K5 | Midsize | $1,974 | $165 |
Chevrolet Malibu | Midsize | $1,994 | $166 |
Chrysler 300 | Full-size | $1,996 | $166 |
Honda Civic | Compact | $2,002 | $167 |
Kia Forte | Compact | $2,010 | $168 |
Mitsubishi Mirage G4 | Compact | $2,016 | $168 |
Nissan Leaf | Compact | $2,062 | $172 |
Honda Accord | Midsize | $2,070 | $173 |
Toyota Crown | Midsize | $2,078 | $173 |
Tesla Model 3 | Midsize | $2,090 | $174 |
Volkswagen Arteon | Midsize | $2,146 | $179 |
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.
Cheapest SUVs to insure in Atlanta
The top five models for the most affordable Atlanta auto insurance rates in the SUV segment (excluding luxury models) are the Nissan Rogue Sport, Subaru Crosstrek, Honda Passport, Nissan Kicks, and Chevrolet Trailblazer. Auto insurance quotes for these models average $1,596 or less per year, or around $133 per month.
Other SUVs that rank well in our comparison are the Subaru Ascent, Kia Seltos, Buick Encore, and Mazda CX-5, with average cost of $1,666 per year or less.
Some additional 2023 models that rank well include the Honda HR-V, Hyundai Kona, Chevrolet Trax, and Subaru Forester, which average between $1,666 and $1,760 per year for full-coverage insurance.
From a cost per month standpoint, car insurance rates in this segment for a safe driver starts at around $129 per month, depending on where you live.
If rates are ranked by vehicle size, the lowest-cost compact SUV to insure in Atlanta is the Chevrolet Trailblazer at $1,550 per year. For midsize models, the Honda Passport has the best rates at $1,592 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $1,918 per year.
The comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Atlanta, starting with the Chevrolet Trailblazer at $1,550 per year and ending with the Chevrolet Trax at $1,760 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Trailblazer | Compact | $1,550 | $129 |
Subaru Crosstrek | Compact | $1,562 | $130 |
Nissan Kicks | Compact | $1,570 | $131 |
Honda Passport | Midsize | $1,592 | $133 |
Nissan Rogue Sport | Compact | $1,596 | $133 |
Mazda CX-5 | Compact | $1,608 | $134 |
Buick Encore | Compact | $1,632 | $136 |
Buick Envision | Compact | $1,636 | $136 |
Kia Seltos | Compact | $1,658 | $138 |
Subaru Ascent | Midsize | $1,666 | $139 |
Hyundai Venue | Compact | $1,670 | $139 |
Honda HR-V | Compact | $1,702 | $142 |
Hyundai Kona | Compact | $1,716 | $143 |
Subaru Forester | Compact | $1,728 | $144 |
Ford Edge | Midsize | $1,734 | $145 |
Honda CR-V | Compact | $1,736 | $145 |
Mazda CX-30 | Compact | $1,740 | $145 |
Ford Explorer | Midsize | $1,744 | $145 |
Volkswagen Atlas | Midsize | $1,746 | $146 |
Chevrolet Trax | Compact | $1,760 | $147 |
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Atlanta car insurance quotes from top-rated car insurance companies in Georgia.
Cheapest luxury cars to insure in Atlanta
The four most affordable luxury car models to insure in Atlanta are the Acura Integra at $1,838 per year, BMW 330i at $2,078 per year, Acura TLX at $2,112 per year, and Cadillac CT4 at $2,138 per year.
Additional luxury cars that have cheaper rates are the Lexus ES 250, BMW 330e, Cadillac CT5, and BMW 228i, with average insurance cost of $2,224 per year or less.
Additional models that make the list include the Mercedes-Benz AMG CLA35, Volvo S60, Audi A3, and Audi S3, which average between $2,224 and $2,284 per year for insurance.
Full-coverage car insurance in this segment for a good driver can cost as low as $153 per month, depending on the company. The comparison table below ranks the twenty luxury cars with the lowest-cost car insurance in Atlanta, starting with the Acura Integra at $1,838 per year and ending with the Volvo S60 at $2,284 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura Integra | Compact | $1,838 | $153 |
BMW 330i | Compact | $2,078 | $173 |
Acura TLX | Compact | $2,112 | $176 |
Cadillac CT4 | Compact | $2,138 | $178 |
Genesis G70 | Compact | $2,180 | $182 |
Cadillac CT5 | Midsize | $2,200 | $183 |
Lexus ES 350 | Midsize | $2,206 | $184 |
BMW 330e | Compact | $2,214 | $185 |
Lexus ES 250 | Midsize | $2,218 | $185 |
BMW 228i | Compact | $2,224 | $185 |
Lexus RC 300 | Midsize | $2,226 | $186 |
Mercedes-Benz AMG CLA35 | Midsize | $2,232 | $186 |
Audi A3 | Midsize | $2,236 | $186 |
BMW 230i | Compact | $2,240 | $187 |
Mercedes-Benz C300 | Compact | $2,258 | $188 |
Audi A4 | Compact | $2,266 | $189 |
Lexus RC 350 | Compact | $2,268 | $189 |
Audi S3 | Compact | $2,282 | $190 |
Mercedes-Benz AMG CLA45 | Midsize | $2,282 | $190 |
Volvo S60 | Compact | $2,284 | $190 |
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.
Cheapest luxury SUVs to insure in Atlanta
The most affordable luxury SUV models to insure in Atlanta are the Acura RDX at $1,706 per year, the Lexus RX 350 at $1,834 per year, and the Cadillac XT4 at $1,848 per year.
Additional models that have cheaper rates include the Mercedes-Benz GLA250, Cadillac XT5, Cadillac XT6, and Mercedes-Benz GLB 250, with an average cost of $1,992 per year or less.
In the lower half of the top 20 luxury SUVs to insure, models like the Lexus NX 250, Lincoln Corsair, Mercedes-Benz GLC300, Alfa Romeo Tonale, BMW X1, and Lincoln Nautilus cost between $1,992 and $2,086 to insure per year.
Car insurance rates for this segment in Atlanta for a good driver can cost as low as $142 per month, depending on where you live.
The table below ranks the SUVs with the most affordable insurance rates in Atlanta, starting with the Acura RDX at $1,706 per year ($142 per month) and ending with the Mercedes-Benz GLC300 at $2,086 per year ($174 per month).
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX | Compact | $1,706 | $142 |
Lexus RX 350 | Midsize | $1,834 | $153 |
Cadillac XT4 | Compact | $1,848 | $154 |
Volvo XC40 | Compact | $1,884 | $157 |
Infiniti QX50 | Midsize | $1,894 | $158 |
Lexus UX 250h | Compact | $1,916 | $160 |
Cadillac XT5 | Midsize | $1,946 | $162 |
Mercedes-Benz GLA250 | Compact | $1,986 | $166 |
Cadillac XT6 | Midsize | $1,990 | $166 |
Mercedes-Benz GLB 250 | Compact | $1,992 | $166 |
Lexus NX 250 | Compact | $2,018 | $168 |
Acura MDX | Midsize | $2,036 | $170 |
Lexus NX 350h | Compact | $2,042 | $170 |
Lexus NX 350 | Compact | $2,056 | $171 |
Lincoln Corsair | Compact | $2,056 | $171 |
Lexus NX 450h | Compact | $2,060 | $172 |
Lincoln Nautilus | Midsize | $2,072 | $173 |
BMW X1 | Compact | $2,074 | $173 |
Alfa Romeo Tonale | Compact | $2,076 | $173 |
Mercedes-Benz GLC300 | Compact | $2,086 | $174 |
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Atlanta car insurance quotes from the best companies in Georgia.
Cheapest sports car insurance rates in Atlanta
Out of all 2023 models, the top five cheapest sports cars to insure in Atlanta are the Mazda MX-5 Miata, Audi TT, Ford Mustang, BMW Z4, and Subaru WRX. Auto insurance rates for these five cars range from $1,892 to $2,258 per year.
Other models that have affordable average insurance rates are the Nissan Z, Subaru BRZ, BMW M2, and Toyota GR86, with average rates of $2,466 per year or less.
Full-coverage car insurance for this segment in Atlanta starts at around $158 per month, depending on your location.
The next table ranks the sports cars with the most affordable average auto insurance rates in Atlanta, starting with the Mazda MX-5 Miata at $158 per month and ending with the Lexus LC 500 at $256 per month.
Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,892 | $158 |
Audi TT | Sports Car | $2,120 | $177 |
Ford Mustang | Sports Car | $2,218 | $185 |
BMW Z4 | Sports Car | $2,234 | $186 |
Subaru WRX | Sports Car | $2,258 | $188 |
Nissan Z | Sports Car | $2,292 | $191 |
Toyota GR Supra | Sports Car | $2,330 | $194 |
BMW M2 | Sports Car | $2,362 | $197 |
Toyota GR86 | Sports Car | $2,364 | $197 |
Subaru BRZ | Sports Car | $2,466 | $206 |
Chevrolet Corvette | Sports Car | $2,524 | $210 |
BMW M3 | Sports Car | $2,578 | $215 |
Lexus RC F | Sports Car | $2,634 | $220 |
Porsche 718 | Sports Car | $2,636 | $220 |
Chevrolet Camaro | Sports Car | $2,678 | $223 |
Mercedes-Benz AMG GT53 | Sports Car | $2,840 | $237 |
Jaguar F-Type | Sports Car | $2,936 | $245 |
Porsche Taycan | Sports Car | $3,004 | $250 |
BMW M4 | Sports Car | $3,040 | $253 |
Lexus LC 500 | Sports Car | $3,074 | $256 |
Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.
Cheapest pickup insurance rates in Atlanta
Ranking at the top of the list for the lowest-cost Atlanta car insurance rates in the pickup segment are the Ford Maverick, Nissan Frontier, GMC Canyon, Chevrolet Colorado, and Ford Ranger. Car insurance rates for these models average $1,858 or less per year.
Also ranking well are trucks like the Toyota Tacoma, Ford F150, Hyundai Santa Cruz, and Nissan Titan, with an average cost to insure of $2,078 per year or less.
From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver will start around $141 per month, depending on the company and your location.
The rate comparison table below ranks the twenty pickups with the cheapest average auto insurance rates in Atlanta.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Ford Maverick | Midsize | $1,696 | $141 |
Chevrolet Colorado | Midsize | $1,704 | $142 |
Nissan Frontier | Midsize | $1,768 | $147 |
Ford Ranger | Midsize | $1,816 | $151 |
GMC Canyon | Midsize | $1,858 | $155 |
Toyota Tacoma | Midsize | $1,868 | $156 |
Hyundai Santa Cruz | Midsize | $1,900 | $158 |
Nissan Titan | Full-size | $2,022 | $169 |
Honda Ridgeline | Midsize | $2,030 | $169 |
Ford F150 | Full-size | $2,078 | $173 |
GMC Sierra 2500 HD | Heavy Duty | $2,096 | $175 |
Jeep Gladiator | Midsize | $2,130 | $178 |
Toyota Tundra | Full-size | $2,152 | $179 |
GMC Sierra 3500 | Heavy Duty | $2,162 | $180 |
GMC Sierra | Full-size | $2,234 | $186 |
Ram Truck | Full-size | $2,236 | $186 |
Chevrolet Silverado | Full-size | $2,238 | $187 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,244 | $187 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,250 | $188 |
Nissan Titan XD | Heavy Duty | $2,284 | $190 |
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Is your pickup truck not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Georgia.
The highs and lows of auto insurance
In an effort to help illustrate the amount that the cost of identical auto insurance can deviate from one driver to the next (and also emphasize the importance of getting plenty of rate quotes), the examples below have comprehensive rates for three popular vehicles in Atlanta: the Honda Civic, Honda CR-V, and Toyota Highlander.
Each illustration displays average rates for different profiles to illustrate the cost difference based on changes in the risk profile of the driver.
Honda Civic insurance rates
Average Honda Civic insurance cost in Atlanta costs from $1,868 up to $2,206 per year. The most affordable insurance will be on the $24,650 Civic Sport trim, while the model with the highest average rate is the $42,895 Civic Type R.
When Atlanta car insurance quotes on the Honda Civic are compared to the overall national average cost for the same model, rates are $256 to $304 more per year in Atlanta, depending on which model is insured.
From a monthly standpoint, full-coverage auto insurance on a Honda Civic for the average driver can cost from $156 to $184 per month, but your exact cost can vary based on where you live in Atlanta.
The chart displayed below shows how the cost of car insurance for a Honda Civic can vary based on driver age, deductibles, and risk profiles. In this example, cost ranges from $1,662 to $4,516 per year, which is a difference of $2,854 just based on different risk profiles.
The Honda Civic belongs to the compact car segment, and other similar models include the Toyota Corolla, Volkswagen Jetta, Chevrolet Cruze, and Hyundai Elantra.
Honda CR-V insurance rates
With a purchase price ranging from $31,110 to $38,600, average Atlanta car insurance quotes on a 2023 Honda CR-V cost from $1,680 per year on the CR-V EX model up to $1,824 per year on the CR-V Sport Touring Hybrid AWD trim level.
When Atlanta car insurance quotes for a Honda CR-V are compared to the average cost for the entire U.S. on the same model, rates are anywhere from $232 to $254 more expensive per year in Atlanta, depending on trim level.
The chart displayed below shows how car insurance rates for a Honda CR-V can range considerably based on changes in the age of the driver and policy risk profiles.
For this example, rates vary from $1,440 to $3,964 per year, which is a price difference of $2,524 per year for insurance on the same vehicle.
The Honda CR-V is considered a compact SUV, and other popular models in the same segment include the Toyota RAV4, Chevrolet Equinox, Ford Escape, and Mazda CX-5.
Toyota Highlander insurance rates
The most affordable 2023 Toyota Highlander trim to insure in Atlanta is the L 2WD model, costing an average of $1,788 per year, or around $149 per month. This trim has a sticker price of $36,420.
The most expensive 2022 Toyota Highlander model to insure in Atlanta is the Hybrid Platinum AWD, costing an average of $2,294 per year, or around $191 per month. The sticker price for this trim is $52,425, before charges and fees.
The rate chart below demonstrates how insurance rates on a Toyota Highlander can vary for different driver ages, policy deductibles, and risk profiles. The rates in the chart range from $1,698 to $4,668 per year, which is a difference of $2,970 per year to insure the same vehicle.
The Toyota Highlander belongs to the midsize SUV segment, and additional similar models include the Kia Sorento, Kia Telluride, and Ford Edge.
Helpful tips to save on car insurance
Financially savvy drivers in Atlanta should always be searching for ways to reduce the monthly expense for auto insurance, so take a minute to read through the tips and ideas in the list below to see if you can save some money insuring your vehicle.
- Break the law and you’ll pay more. If you want to get cheap car insurance in Atlanta, it’s necessary to avoid traffic tickets. Just a couple of minor infractions on your driving record have the potential to increase insurance cost by as much as $538 per year. Major misdemeanors like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,882 or more.
- Remain claim free. Car insurance companies reduce rates a little for not having any claims. Insurance should only be used for larger claims, not for small claims.
- A good credit rating can save money. Having a good credit rating over 800 could save as much as $321 per year versus a credit rating between 670-739. Conversely, a credit rating below 579 could cost as much as $372 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Get a discount from your employment. Some auto insurance companies offer discounts for being employed in occupations like members of the military, police officers and law enforcement, scientists, accountants, firefighters, doctors, and others. If your occupation qualifies you for this discount, you could potentially save between $61 and $207 on your annual car insurance bill, depending on the age of the rated driver.
- Choose a vehicle with cheaper car insurance rates. Vehicle type is one of the primary factors in the cost of auto insurance. For example, a Subaru Forester costs $1,622 less per year to insure in Atlanta than a Porsche 911. Drive cheaper models and save money.
- Negligent drivers pay higher car insurance rates. At-fault accidents raise insurance rates, potentially as much as $2,864 per year for a 20-year-old driver and even $624 per year for a 60-year-old driver. So drive safe and save money!