Car Insurance Cost in Atlanta, GA – 2022 Rates + Cheapest to Insure

Is car insurance cheap in Atlanta? We compare insurance prices for over 150 different models to find Atlanta's cheapest car insurance rates.

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How much does car insurance cost in Atlanta?

In Atlanta, the average cost to insure a vehicle is $1,854 per year, which is 18.3% more than the U.S. overall average rate of $1,567. Per month, Atlanta drivers can expect to pay an average of $155 for a full-coverage car insurance policy.

The average cost of car insurance in Georgia is $1,472 per year, so Atlanta drivers pay an average of $382 more per year than the overall Georgia state-wide average rate. When rates are compared to other locations in Georgia, the average cost to insure a vehicle in Atlanta is around $204 per year more than in Savannah, $378 per year more expensive than in Athens, and $370 per year more than in Augusta.

The age of the rated driver is the single-largest factor that determines the cost of car insurance, so the list below details how driver age influences cost by showing the difference in average car insurance rates in Atlanta for driver ages from 16 to 60.

Average cost of car insurance in Atlanta by driver age

  • 16 year old – $6,640 per year or $553 per month
  • 17 year old – $6,204 per year or $517 per month
  • 18 year old – $5,794 per year or $483 per month
  • 19 year old – $5,240 per year or $437 per month
  • 20 year old – $3,680 per year or $307 per month
  • 30 year old – $1,954 per year or $163 per month
  • 40 year old – $1,854 per year or $155 per month
  • 50 year old – $1,690 per year or $141 per month
  • 60 year old – $1,660 per year or $138 per month

The next chart shows average Atlanta auto insurance cost for all 2022 models. Rates are averaged for all Atlanta Zip Codes and shown not only by the age of the driver, but also by three different physical damage coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Atlanta car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Atlanta zip codes.Data last updated on June 24, 2022
Average Car Insurance Cost in Atlanta, GA
Average Car Insurance Cost in Atlanta, GA
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,124$260
$500$3,680$307
$250$4,266$356
30$1,000$1,642$137
$500$1,954$163
$250$2,278$190
40$1,000$1,570$131
$500$1,854$155
$250$2,152$179
50$1,000$1,432$119
$500$1,690$141
$250$1,956$163
60$1,000$1,406$117
$500$1,660$138
$250$1,922$160

The average cost of auto insurance per month in Atlanta is $155, with policy premium ranging from $117 to $356 for the data in the prior chart.

Atlanta auto insurance rates are different for every driver and subtle changes in driver risk profiles can have substantial effects on car insurance cost. This variability increases the need to get accurate car insurance quotes when searching online for more affordable auto insurance.

The auto insurance costs referenced previously are the average cost across all 2022 model year vehicles, which is suitable when making broad comparisons like the cost difference between two locations. Average car insurance rates are fantastic when trying to find the answer to questions like “is Atlanta auto insurance cheaper than Columbus?” or “is auto insurance cheaper in Georgia or Florida?”.

For deeper cost comparisons, however, it makes better sense to look at the exact vehicle being insured. Each individual vehicle model has a different profile for physical damage and liability claims, and this data allows us to make cost projections and comparisons.

The chart below details average insurance cost in Atlanta for some of the more popular vehicles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Atlanta car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Atlanta Zip Codes.Data last updated on June 24, 2022
Atlanta Car Insurance Rates for Popular Vehicles
Atlanta Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,412$118
Subaru Crosstrek$1,490$124
Honda CR-V$1,624$135
Ford Ranger$1,648$137
Chevrolet Equinox$1,734$145
Toyota RAV4$1,752$146
Ford F150$1,796$150
Nissan Rogue$1,816$151
Toyota Camry$1,824$152
Toyota Corolla$1,826$152
Honda Civic$1,838$153
Toyota Highlander$1,864$155
GMC Sierra$1,890$158
Chevrolet Traverse$1,910$159
Honda Accord$1,936$161
Hyundai Santa Fe$1,936$161
Chevrolet Silverado$1,996$166
Jeep Grand Cherokee$2,046$171
Ram Truck$2,118$177
Chevrolet Corvette$2,336$195

Popular vehicles in Atlanta tend to be small or midsize cars like the Nissan Sentra and Toyota Camry and compact or midsize SUVs like the Honda CR-V, Chevy Equinox, and Jeep Grand Cherokee.

Some additional popular vehicles from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Cadillac XT5 and Acura MDX, and models from the pickup truck segment like the Ford F-150 and Ram 1500.

We cover different rates in much more detail in a little bit, but before we get into those numbers, let’s look at the primary concepts that were presented in the data up to this point.

  • Monthly car insurance cost ranges from $128 to $512 – That’s the average auto insurance cost range for insured drivers age 16 to 60 in Atlanta.
  • Auto insurance is generally cheaper as you get older – Average rates for a 50-year-old driver in Atlanta are $1,840 per year cheaper than for a 20-year-old driver.
  • Teenage females pay less than teen males – Teenage female drivers age 16 to 19 pay $580 to $790 less per year than male drivers of the same age.
  • Atlanta car insurance cost is more than the U.S. average – $1,854 (Atlanta average) compared to $1,567 (U.S. average)
  • Car insurance rates decline considerably in your twenties – The average 30-year-old Atlanta driver will pay $1,596 less annually than a 20-year-old driver, $1,804 compared to $3,400.
  • Insuring a teenager can be expensive – Average cost can range from $4,660 to $6,640 per year for teenage driver insurance in Atlanta.

In Atlanta, which vehicles are cheapest to insure?

The models with the lowest cost average auto insurance rates in Atlanta, GA, tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Mazda CX-5, Nissan Rogue Sport, and Toyota C-HR.

Average auto insurance prices for those vehicles cost $1,546 or less per year, or $129 per month, for a full coverage policy.

Additional vehicles that rank very well in our auto insurance price comparison are the Buick Envision, Subaru Ascent, Ford Maverick, and Mazda MX-5 Miata.

Average auto insurance rates are slightly more for those models than the compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,610 or less per year, or around $134 per month in Atlanta.

The next table breaks down the 50 car, truck, and SUV models with the cheapest auto insurance in Atlanta, sorted by annual and monthly insurance cost.

Top 50 Cheapest Car Insurance Rates in Atlanta
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,412$118
2Nissan Kicks$1,448$121
3Chevrolet Trailblazer$1,456$121
4Honda Passport$1,490$124
5Subaru Crosstrek$1,490$124
6Toyota C-HR$1,526$127
7Chevrolet Colorado$1,528$127
8Buick Encore$1,534$128
9Nissan Rogue Sport$1,546$129
10Hyundai Venue$1,576$131
11Buick Envision$1,578$132
12Kia Seltos$1,580$132
13Ford Maverick$1,588$132
14Acura RDX$1,590$133
15Toyota Corolla Cross$1,592$133
16Subaru Ascent$1,594$133
17Hyundai Kona$1,602$134
18Subaru Forester$1,606$134
19Mazda MX-5 Miata$1,608$134
20Subaru Impreza$1,610$134
21Volkswagen Tiguan$1,610$134
22Chevrolet Spark$1,618$135
23Honda CR-V$1,624$135
24Cadillac XT4$1,630$136
25Mazda CX-30$1,640$137
26Ford Ranger$1,648$137
27Honda HR-V$1,668$139
28Ford Edge$1,670$139
29Ford Ecosport$1,680$140
30Subaru Outback$1,700$142
31Chevrolet Trax$1,702$142
32Acura ILX$1,708$142
33GMC Terrain$1,708$142
34Mitsubishi Eclipse Cross$1,714$143
35Toyota Tacoma$1,722$144
36Nissan Murano$1,724$144
37Hyundai Tucson$1,726$144
38Chevrolet Bolt$1,728$144
39Honda Odyssey$1,730$144
40Chevrolet Equinox$1,734$145
41Toyota Venza$1,734$145
42Volkswagen Taos$1,740$145
43Ford Explorer$1,742$145
44Fiat 500X$1,748$146
45Toyota RAV4$1,752$146
46Kia Sorento$1,756$146
47Kia Soul$1,756$146
48Nissan Frontier$1,768$147
49Hyundai Palisade$1,778$148
50Hyundai Santa Cruz$1,782$149

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
    Top 50 Cheapest Car Insurance Rates in Atlanta

    A table showing 50 vehicle models with cheap Atlanta car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a ton of models get left out.

    Let’s try a different approach and reorganize the vehicles with the best rates an alternative way. The following six sections list the top 20 models with the cheapest auto insurance rates for the six most popular vehicle segments.

    Cheapest cars to insure in Atlanta

    The cheapest non-luxury sedans to insure in Atlanta are the Subaru Impreza at $1,610 per year, the Chevrolet Spark at $1,618 per year, and the Volkswagen Golf at $1,784 per year.

    Some other cars that rank well include the Toyota Camry, Kia K5, Nissan Sentra, and Toyota Corolla, with average rates of $1,824 per year or less.

    Ranked lower than 10th place, but still in the top 20, models like the Hyundai Veloster, Mazda 3, Honda Civic, Kia Rio, and Hyundai Accent average between $1,824 and $1,928 per year for insurance.

    Full-coverage insurance in this segment for a safe driver will start around $134 per month, depending on the company and your location.

    If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Atlanta is the Subaru Impreza at $1,610 per year, or $134 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,798 per year, or $150 per month. And for large cars, the Toyota Avalon has the most affordable rates at $1,946 per year, or $162 per month.

    The next table ranks the cars with the most affordable insurance rates in Atlanta.

    Cheapest Car Insurance in Atlanta
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,610$134
    Chevrolet SparkCompact$1,618$135
    Volkswagen GolfCompact$1,784$149
    Subaru LegacyMidsize$1,798$150
    Honda InsightMidsize$1,802$150
    Volkswagen JettaCompact$1,804$150
    Nissan SentraCompact$1,810$151
    Kia K5Midsize$1,824$152
    Toyota CamryMidsize$1,824$152
    Toyota CorollaCompact$1,826$152
    Kia RioCompact$1,828$152
    Volkswagen PassatMidsize$1,834$153
    Honda CivicCompact$1,838$153
    Mazda 3Compact$1,846$154
    Mazda 6Midsize$1,848$154
    Toyota PriusCompact$1,854$155
    Hyundai AccentCompact$1,878$157
    Hyundai VelosterCompact$1,896$158
    Kia ForteCompact$1,900$158
    Chevrolet MalibuMidsize$1,928$161

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
      Cheapest Car Insurance in Atlanta

      A few of the more popular cars that did not make the list above include the Chrysler 300 costing $1,988 per year ($166 per month), the Volkswagen GTI costing an average of $1,858 ($155 per month), and the Hyundai Elantra at $2,048 ($171 per month).

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.

      Cheapest SUVs to insure in Atlanta

      The top five models for the most affordable Atlanta auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Nissan Kicks, Honda Passport, Chevrolet Trailblazer, and Mazda CX-5. Auto insurance quotes for these models average $1,490 or less per year, or around $124 per month.

      Other SUVs that rank well in our comparison are the Buick Envision, Hyundai Venue, Buick Encore, and Toyota C-HR, with average cost of $1,578 per year or less.

      Some additional 2022 models that rank well include the Subaru Ascent, Toyota Corolla Cross, Ford Edge, and Hyundai Kona, which average between $1,578 and $1,670 per year for full-coverage insurance.

      From a cost per month standpoint, car insurance rates in this segment for a safe driver starts at around $118 per month, depending on where you live.

      If rates are ranked by vehicle size, the lowest-cost compact SUV to insure in Atlanta is the Mazda CX-5 at $1,412 per year. For midsize models, the Honda Passport has the best rates at $1,490 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $1,864 per year.

      The comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Atlanta, starting with the Mazda CX-5 at $1,412 per year and ending with the Ford Edge at $1,670 per year.

      Cheapest SUV Insurance in Atlanta
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,412$118
      Nissan KicksCompact$1,448$121
      Chevrolet TrailblazerCompact$1,456$121
      Honda PassportMidsize$1,490$124
      Subaru CrosstrekCompact$1,490$124
      Toyota C-HRCompact$1,526$127
      Buick EncoreCompact$1,534$128
      Nissan Rogue SportCompact$1,546$129
      Hyundai VenueCompact$1,576$131
      Buick EnvisionCompact$1,578$132
      Kia SeltosCompact$1,580$132
      Toyota Corolla CrossCompact$1,592$133
      Subaru AscentMidsize$1,594$133
      Hyundai KonaCompact$1,602$134
      Subaru ForesterCompact$1,606$134
      Volkswagen TiguanCompact$1,610$134
      Honda CR-VCompact$1,624$135
      Mazda CX-30Compact$1,640$137
      Honda HR-VCompact$1,668$139
      Ford EdgeMidsize$1,670$139

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
        Cheapest SUV Insurance in Atlanta

        A few of the more popular non-luxury SUVs in Atlanta that have more expensive car insurance rates than those above include the Hyundai Santa Fe at $1,936 per year ($161 per month), the Toyota 4Runner at an average of $1,808 ($151 per month), and the Ford Explorer costing $1,742 ($145 per month).

        For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Atlanta car insurance quotes from top-rated car insurance companies in Georgia.

        Cheapest luxury cars to insure in Atlanta

        The four most affordable luxury car models to insure in Atlanta are the Acura ILX at $1,708 per year, Mercedes-Benz A220 at $1,824 per year, BMW 330i at $1,962 per year, and Acura TLX at $1,972 per year.

        Additional luxury cars that have cheaper rates are the Lexus RC 300, BMW 230i, BMW 330e, and Alfa Romeo Giulia, with average insurance cost of $2,058 per year or less.

        Additional models that make the list include the Lexus RC 350, Audi S3, Genesis G70, and Audi A4, which average between $2,058 and $2,156 per year for insurance.

        Full-coverage car insurance in this segment for a good driver can cost as low as $142 per month, depending on the company. The comparison table below ranks the twenty luxury cars with the lowest-cost car insurance in Atlanta, starting with the Acura ILX at $1,708 per year and ending with the Audi S3 at $2,156 per year.

        Cheapest Luxury Car Insurance in Atlanta
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,708$142
        Mercedes-Benz A220Compact$1,824$152
        BMW 330iCompact$1,962$164
        Acura TLXCompact$1,972$164
        Volvo S60Compact$1,990$166
        BMW 330eCompact$1,998$167
        BMW 228iCompact$2,008$167
        BMW 230iCompact$2,022$169
        Lexus RC 300Midsize$2,056$171
        Alfa Romeo GiuliaCompact$2,058$172
        Cadillac CT4Compact$2,062$172
        Lexus RC 350Compact$2,066$172
        Genesis G70Compact$2,094$175
        Mercedes-Benz AMG CLA35Midsize$2,106$176
        BMW i4Midsize$2,116$176
        Cadillac CT5Midsize$2,122$177
        Audi A3Midsize$2,144$179
        Audi A4Compact$2,148$179
        Mercedes-Benz AMG CLA45Midsize$2,154$180
        Audi S3Compact$2,156$180

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
          Cheapest Luxury Car Insurance in Atlanta

          For all luxury car insurance comparisons, see our full luxury car insurance guide.

          Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.

          Cheapest luxury SUVs to insure in Atlanta

          The most affordable luxury SUV models to insure in Atlanta are the Acura RDX at $1,590 per year, the Cadillac XT4 at $1,630 per year, and the Volvo XC40 at $1,784 per year.

          Additional models that have cheaper rates include the Lexus UX 250h, Lexus NX 350h, Lexus NX 350, and Lexus UX 200, with an average cost of $1,898 per year or less.

          In the lower half of the top 20 luxury SUVs to insure, models like the Jaguar E-Pace, Lexus NX 450h, Lincoln Corsair, Infiniti QX50, Land Rover Evoque, and Lexus RX 450h cost between $1,898 and $1,966 to insure per year.

          Car insurance rates for this segment in Atlanta for a good driver can cost as low as $133 per month, depending on where you live.

          The table below ranks the SUVs with the most affordable insurance rates in Atlanta, starting with the Acura RDX at $1,590 per year ($133 per month) and ending with the Lincoln Corsair at $1,966 per year ($164 per month).

          Cheapest Luxury SUV Insurance in Atlanta
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,590$133
          Cadillac XT4Compact$1,630$136
          Volvo XC40Compact$1,784$149
          Cadillac XT5Midsize$1,826$152
          Lexus NX 250Compact$1,846$154
          BMW X1Compact$1,848$154
          Lexus NX 350hCompact$1,858$155
          Lexus UX 250hCompact$1,860$155
          Lexus NX 350Compact$1,892$158
          Lexus UX 200Compact$1,898$158
          Jaguar E-PaceMidsize$1,902$159
          Lexus RX 350Midsize$1,908$159
          Acura MDXMidsize$1,920$160
          Lincoln NautilusMidsize$1,938$162
          Lexus NX 450hCompact$1,944$162
          Mercedes-Benz GLB 250Compact$1,950$163
          Lexus RX 450hMidsize$1,956$163
          Land Rover EvoqueCompact$1,962$164
          Infiniti QX50Midsize$1,964$164
          Lincoln CorsairCompact$1,966$164

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
            Cheapest Luxury SUV Insurance in Atlanta

            See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

            Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Atlanta car insurance quotes from the best companies in Georgia.

            Cheapest sports car insurance rates in Atlanta

            Out of all 2022 models, the top five cheapest sports cars to insure in Atlanta are the Mazda MX-5 Miata, Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. Auto insurance rates for these five cars range from $1,608 to $2,164 per year.

            Other models that have affordable average insurance rates are the Toyota GR Supra, BMW M3, Chevrolet Corvette, and Subaru BRZ, with average rates of $2,402 per year or less.

            Full-coverage car insurance for this segment in Atlanta starts at around $134 per month, depending on your location.

            The next table ranks the sports cars with the most affordable average auto insurance rates in Atlanta, starting with the Mazda MX-5 Miata at $134 per month and ending with the Lexus LC 500 at $255 per month.

            Cheapest Sports Car Insurance in Atlanta
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,608$134
            Ford MustangSports Car$1,954$163
            BMW Z4Sports Car$1,998$167
            Subaru WRXSports Car$2,110$176
            Toyota GR86Sports Car$2,164$180
            Toyota GR SupraSports Car$2,212$184
            Audi TTSports Car$2,260$188
            Subaru BRZSports Car$2,330$194
            Chevrolet CorvetteSports Car$2,336$195
            BMW M3Sports Car$2,402$200
            Porsche 718Sports Car$2,508$209
            Chevrolet CamaroSports Car$2,568$214
            Lexus RC FSports Car$2,634$220
            Dodge ChallengerSports Car$2,640$220
            Mercedes-Benz AMG GT53Sports Car$2,680$223
            Jaguar F-TypeSports Car$2,804$234
            Porsche TaycanSports Car$2,878$240
            Porsche 911Sports Car$2,948$246
            BMW M4Sports Car$2,954$246
            Lexus LC 500Sports Car$3,058$255

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
              Cheapest Sports Car Insurance in Atlanta

              Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.

              Cheapest pickup insurance rates in Atlanta

              Ranking at the top of the list for the lowest-cost Atlanta car insurance rates in the pickup segment are the Chevrolet Colorado, Ford Ranger, Nissan Frontier, Ford Maverick, and Toyota Tacoma. Car insurance rates for these models average $1,768 or less per year.

              Also ranking well are trucks like the Hyundai Santa Cruz, Jeep Gladiator, GMC Canyon, and Ford F150, with an average cost to insure of $1,824 per year or less.

              From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver will start around $127 per month, depending on the company and your location.

              The rate comparison table below ranks the twenty pickups with the cheapest average auto insurance rates in Atlanta.

              Cheapest Pickup Insurance in Atlanta
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ColoradoMidsize$1,528$127
              Ford MaverickMidsize$1,588$132
              Ford RangerMidsize$1,648$137
              Toyota TacomaMidsize$1,722$144
              Nissan FrontierMidsize$1,768$147
              Hyundai Santa CruzMidsize$1,782$149
              GMC CanyonMidsize$1,786$149
              Ford F150Full-size$1,796$150
              Honda RidgelineMidsize$1,808$151
              Jeep GladiatorMidsize$1,824$152
              GMC SierraFull-size$1,890$158
              Nissan TitanFull-size$1,962$164
              Chevrolet SilveradoFull-size$1,996$166
              Toyota TundraFull-size$1,996$166
              Ford F350 Super DutyHeavy Duty$2,016$168
              Chevrolet Silverado HD 3500Heavy Duty$2,028$169
              Nissan Titan XDHeavy Duty$2,086$174
              Ram TruckFull-size$2,118$177
              GMC Sierra 2500 HDHeavy Duty$2,166$181
              GMC Sierra 3500Heavy Duty$2,180$182

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on June 24, 2022
                Cheapest Pickup Insurance in Atlanta

                See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

                Is your pickup truck not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Georgia.

                The highs and lows of auto insurance

                In an effort to help illustrate the amount that the cost of identical auto insurance can deviate from one driver to the next (and also emphasize the importance of getting plenty of rate quotes), the examples below have comprehensive rates for three popular vehicles in Atlanta: the Honda Civic, Honda CR-V, and Toyota Highlander.

                Each illustration displays average rates for different profiles to illustrate the cost difference based on changes in the risk profile of the driver.

                Honda Civic insurance rates

                Average Honda Civic insurance cost in Atlanta costs from $1,708 up to $2,008 per year. The most affordable insurance will be on the $22,350 Civic LX trim, while the model with the highest average rate is the $39,000 Civic Type R.

                When Atlanta car insurance quotes on the Honda Civic are compared to the overall national average cost for the same model, rates are $308 to $358 less per year in Atlanta, depending on which model is insured.

                From a monthly standpoint, full-coverage auto insurance on a Honda Civic for the average driver can cost from $142 to $167 per month, but your exact cost can vary based on where you live in Atlanta.

                The chart displayed below shows how the cost of car insurance for a Honda Civic can vary based on driver age, deductibles, and risk profiles. In this example, cost ranges from $1,524 to $4,140 per year, which is a difference of $2,616 just based on different risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Honda Civic Insurance Cost in Atlanta
                Honda Civic Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,140$345
                Safe Driver Age 20$3,628$302
                At-fault Accidents Age 40$2,590$216
                Low Deductibles Age 40$2,364$197
                Safe Driver Age 30$1,928$161
                Safe Driver Age 40$1,838$153
                Safe Driver Age 50$1,674$140
                Safe Driver Age 60$1,642$137
                High Deductibles Age 40$1,566$131
                Discount Rate Age 40$1,524$127

                The Honda Civic belongs to the compact car segment, and other similar models include the Toyota Corolla, Volkswagen Jetta, Chevrolet Cruze, and Hyundai Elantra.

                Honda CR-V insurance rates

                With a purchase price ranging from $26,400 to $37,400, average Atlanta car insurance quotes on a 2022 Honda CR-V cost from $1,528 per year on the CR-V LX model up to $1,734 per year on the CR-V Hybrid Touring trim level.

                When Atlanta car insurance quotes for a Honda CR-V are compared to the average cost for the entire U.S. on the same model, rates are anywhere from $272 to $310 cheaper per year in Atlanta, depending on trim level.

                The chart displayed below shows how car insurance rates for a Honda CR-V can range considerably based on changes in the age of the driver and policy risk profiles.

                For this example, rates vary from $1,350 to $3,702 per year, which is a price difference of $2,352 per year for insurance on the same vehicle.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Honda CR-V Insurance Cost in Atlanta
                Honda CR-V Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,702$309
                Safe Driver Age 20$3,242$270
                At-fault Accidents Age 40$2,300$192
                Low Deductibles Age 40$2,110$176
                Safe Driver Age 30$1,710$143
                Safe Driver Age 40$1,624$135
                Safe Driver Age 50$1,482$124
                Safe Driver Age 60$1,456$121
                High Deductibles Age 40$1,376$115
                Discount Rate Age 40$1,350$113

                The Honda CR-V is considered a compact SUV, and other popular models in the same segment include the Toyota RAV4, Chevrolet Equinox, Ford Escape, and Mazda CX-5.

                Toyota Highlander insurance rates

                The most affordable 2022 Toyota Highlander trim to insure in Atlanta is the L 2WD model, costing an average of $1,634 per year, or around $136 per month. This trim has a sticker price of $35,405.

                The most expensive 2022 Toyota Highlander model to insure in Atlanta is the Hybrid Platinum AWD, costing an average of $2,102 per year, or around $175 per month. The sticker price for this trim is $50,960, before charges and fees.

                The rate chart below demonstrates how insurance rates on a Toyota Highlander can vary for different driver ages, policy deductibles, and risk profiles. The rates in the chart range from $1,550 to $4,262 per year, which is a difference of $2,712 per year to insure the same vehicle.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on June 24, 2022
                Toyota Highlander Insurance Cost in Atlanta
                Toyota Highlander Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,262$355
                Safe Driver Age 20$3,732$311
                At-fault Accidents Age 40$2,630$219
                Low Deductibles Age 40$2,470$206
                Safe Driver Age 30$1,976$165
                Safe Driver Age 40$1,864$155
                Safe Driver Age 50$1,700$142
                Safe Driver Age 60$1,672$139
                High Deductibles Age 40$1,558$130
                Discount Rate Age 40$1,550$129

                The Toyota Highlander belongs to the midsize SUV segment, and additional similar models include the Kia Sorento, Kia Telluride, and Ford Edge.

                Helpful tips to save on car insurance

                Financially savvy drivers in Atlanta should always be searching for ways to reduce the monthly expense for auto insurance, so take a minute to read through the tips and ideas in the list below to see if you can save some money insuring your vehicle.

                • Break the law and you’ll pay more. If you want to get cheap car insurance in Atlanta, it’s necessary to avoid traffic tickets. Just a couple of minor infractions on your driving record have the potential to increase insurance cost by as much as $484 per year. Major misdemeanors like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,700 or more.
                • Remain claim free. Car insurance companies reduce rates a little for not having any claims. Insurance should only be used for larger claims, not for small claims.
                • A good credit rating can save money. Having a good credit rating over 800 could save as much as $291 per year versus a credit rating between 670-739. Conversely, a credit rating below 579 could cost as much as $337 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Get a discount from your employment. Some auto insurance companies offer discounts for being employed in occupations like members of the military, police officers and law enforcement, scientists, accountants, firefighters, doctors, and others. If your occupation qualifies you for this discount, you could potentially save between $56 and $194 on your annual car insurance bill, depending on the age of the rated driver.
                • Choose a vehicle with cheaper car insurance rates. Vehicle type is one of the primary factors in the cost of auto insurance. For example, a Subaru Forester costs $1,342 less per year to insure in Atlanta than a Porsche 911. Drive cheaper models and save money.
                • Negligent drivers pay higher car insurance rates. At-fault accidents raise insurance rates, potentially as much as $2,588 per year for a 20-year-old driver and even $562 per year for a 60-year-old driver. So drive safe and save money!