Car Insurance Cost in Atlanta, GA – 2023 Rates + Cheapest to Insure

Is car insurance cheap in Atlanta? We compare insurance prices for over 150 different models to find Atlanta's cheapest car insurance rates.

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How much does car insurance cost in Atlanta?

In Atlanta, the average cost to insure a vehicle is $2,046 per year, which is 19.4% more than the U.S. overall average rate of $1,685. Per month, Atlanta drivers can expect to pay an average of $171 for a full-coverage car insurance policy.

The average cost of car insurance in Georgia is $1,802 per year, so Atlanta drivers pay an average of $244 more per year than the overall Georgia state-wide average rate. When rates are compared to other locations in Georgia, the average cost to insure a vehicle in Atlanta is around $214 per year more than in Savannah, $394 per year more expensive than in Athens, and $410 per year more than in Augusta.

The age of the rated driver is the single-largest factor that determines the cost of car insurance, so the list below details how driver age influences cost by showing the difference in average car insurance rates in Atlanta for driver ages from 16 to 60.

Average cost of car insurance in Atlanta by driver age

  • 16 year old – $7,330 per year or $611 per month
  • 17 year old – $6,854 per year or $571 per month
  • 18 year old – $6,402 per year or $534 per month
  • 19 year old – $5,796 per year or $483 per month
  • 20 year old – $4,072 per year or $339 per month
  • 30 year old – $2,158 per year or $180 per month
  • 40 year old – $2,046 per year or $171 per month
  • 50 year old – $1,862 per year or $155 per month
  • 60 year old – $1,828 per year or $152 per month

The next chart shows average Atlanta auto insurance cost for all 2023 models. Rates are averaged for all Atlanta Zip Codes and shown not only by the age of the driver, but also by three different physical damage coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Atlanta car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Atlanta zip codes.Data last updated on May 5, 2023
Average Car Insurance Cost in Atlanta, GA
Average Car Insurance Cost in Atlanta, GA
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,448$287
$500$4,072$339
$250$4,728$394
30$1,000$1,808$151
$500$2,158$180
$250$2,520$210
40$1,000$1,726$144
$500$2,046$171
$250$2,380$198
50$1,000$1,574$131
$500$1,862$155
$250$2,162$180
60$1,000$1,546$129
$500$1,828$152
$250$2,122$177

The average cost of auto insurance per month in Atlanta is $171, with policy premium ranging from $129 to $394 for the data in the prior chart.

Atlanta auto insurance rates are different for every driver and subtle changes in driver risk profiles can have substantial effects on car insurance cost. This variability increases the need to get accurate car insurance quotes when searching online for more affordable auto insurance.

The auto insurance costs referenced previously are the average cost across all 2023 model year vehicles, which is suitable when making broad comparisons like the cost difference between two locations. Average car insurance rates are fantastic when trying to find the answer to questions like “is Atlanta auto insurance cheaper than Columbus?” or “is auto insurance cheaper in Georgia or Florida?”.

For deeper cost comparisons, however, it makes better sense to look at the exact vehicle being insured. Each individual vehicle model has a different profile for physical damage and liability claims, and this data allows us to make cost projections and comparisons.

The chart below details average insurance cost in Atlanta for some of the more popular vehicles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Atlanta car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Atlanta Zip Codes.Data last updated on May 5, 2023
Atlanta Car Insurance Rates for Popular Vehicles
Atlanta Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$1,562$130
Mazda CX-5$1,608$134
Honda CR-V$1,736$145
Ford Ranger$1,816$151
Chevrolet Equinox$1,840$153
Nissan Rogue$1,882$157
Toyota RAV4$1,896$158
Toyota Corolla$1,920$160
Toyota Camry$1,944$162
Chevrolet Traverse$1,952$163
Honda Civic$2,002$167
Toyota Highlander$2,042$170
Honda Accord$2,070$173
Ford F150$2,078$173
Hyundai Santa Fe$2,098$175
Jeep Grand Cherokee$2,172$181
GMC Sierra$2,234$186
Ram Truck$2,236$186
Chevrolet Silverado$2,238$187
Chevrolet Corvette$2,524$210

Popular vehicles in Atlanta tend to be small or midsize cars like the Nissan Sentra and Toyota Camry and compact or midsize SUVs like the Honda CR-V, Chevy Equinox, and Jeep Grand Cherokee.

Some additional popular vehicles from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Cadillac XT5 and Acura MDX, and models from the pickup truck segment like the Ford F-150 and Ram 1500.

We cover different rates in much more detail in a little bit, but before we get into those numbers, let’s look at the primary concepts that were presented in the data up to this point.

  • Monthly car insurance cost ranges from $152 to $611 – That’s the average auto insurance cost range for insured drivers age 16 to 60 in Atlanta.
  • Auto insurance is generally cheaper as you get older – Average rates for a 50-year-old driver in Atlanta are $2,210 per year cheaper than for a 20-year-old driver.
  • Teenage females pay less than teen males – Teenage female drivers age 16 to 19 pay $642 to $878 less per year than male drivers of the same age.
  • Atlanta car insurance cost is more than the U.S. average – $2,046 (Atlanta average) compared to $1,685 (U.S. average)
  • Car insurance rates decline considerably in your twenties – The average 30-year-old Atlanta driver will pay $1,914 less annually than a 20-year-old driver, $2,158 compared to $4,072.
  • Insuring a teenager can be expensive – Average cost can range from $5,154 to $7,330 per year for teenage driver insurance in Atlanta.

In Atlanta, which vehicles are cheapest to insure?

The models with the lowest cost average auto insurance rates in Atlanta, GA, tend to be crossovers and compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, Buick Envision, and Mazda CX-5.

Average auto insurance prices for those vehicles cost $1,636 or less per year, or $136 per month, for a full coverage policy.

Additional vehicles that rank very well in our auto insurance price comparison are the Hyundai Venue, Acura RDX, Ford Maverick, and Ford Edge.

Average auto insurance rates are slightly more for those models than the compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,736 or less per year, or around $145 per month in Atlanta.

The next table breaks down the 50 car, truck, and SUV models with the cheapest auto insurance in Atlanta, sorted by annual and monthly insurance cost.

Top 50 Cheapest Car Insurance Rates in Atlanta
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,550$129
2Subaru Crosstrek$1,562$130
3Nissan Kicks$1,570$131
4Honda Passport$1,592$133
5Nissan Rogue Sport$1,596$133
6Mazda CX-5$1,608$134
7Buick Encore$1,632$136
8Buick Envision$1,636$136
9Kia Seltos$1,658$138
10Subaru Ascent$1,666$139
11Hyundai Venue$1,670$139
12Subaru Impreza$1,694$141
13Ford Maverick$1,696$141
14Honda HR-V$1,702$142
15Chevrolet Colorado$1,704$142
16Acura RDX$1,706$142
17Hyundai Kona$1,716$143
18Subaru Forester$1,728$144
19Ford Edge$1,734$145
20Honda CR-V$1,736$145
21Mazda CX-30$1,740$145
22Ford Explorer$1,744$145
23Volkswagen Atlas$1,746$146
24Chevrolet Trax$1,760$147
25Nissan Murano$1,760$147
26Subaru Outback$1,760$147
27Nissan Frontier$1,768$147
28Volkswagen Tiguan$1,776$148
29Ford Bronco Sport$1,782$149
30Fiat 500X$1,812$151
31Ford Ranger$1,816$151
32GMC Terrain$1,818$152
33Kia Soul$1,822$152
34Mitsubishi Eclipse Cross$1,824$152
35Volkswagen Atlas Cross Sport$1,828$152
36Lexus RX 350$1,834$153
37Acura Integra$1,838$153
38Chevrolet Equinox$1,840$153
39Toyota Corolla Cross$1,846$154
40Cadillac XT4$1,848$154
41Volkswagen Taos$1,852$154
42GMC Canyon$1,858$155
43Toyota Venza$1,866$156
44Mazda CX-50$1,868$156
45Toyota Tacoma$1,868$156
46Honda Odyssey$1,870$156
47Hyundai Tucson$1,870$156
48Volkswagen Jetta$1,872$156
49Ford Escape$1,874$156
50Kia Sorento$1,878$157

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
    Top 50 Cheapest Car Insurance Rates in Atlanta

    A table showing 50 vehicle models with cheap Atlanta car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a ton of models get left out.

    Let’s try a different approach and reorganize the vehicles with the best rates an alternative way. The following six sections list the top 20 models with the cheapest auto insurance rates for the six most popular vehicle segments.

    Cheapest cars to insure in Atlanta

    The cheapest non-luxury sedans to insure in Atlanta are the Subaru Impreza at $1,694 per year, the Volkswagen Jetta at $1,872 per year, and the Subaru Legacy at $1,884 per year.

    Some other cars that rank well include the Kia K5, Toyota Camry, Toyota Prius, and Mazda 3, with average rates of $1,974 per year or less.

    Ranked lower than 10th place, but still in the top 20, models like the Toyota Crown, Kia Forte, Honda Civic, Chrysler 300, and Honda Accord average between $1,974 and $2,146 per year for insurance.

    Full-coverage insurance in this segment for a safe driver will start around $141 per month, depending on the company and your location.

    If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Atlanta is the Subaru Impreza at $1,694 per year, or $141 per month. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,884 per year, or $157 per month. And for large cars, the Chrysler 300 has the most affordable rates at $1,996 per year, or $166 per month.

    The next table ranks the cars with the most affordable insurance rates in Atlanta.

    Cheapest Car Insurance in Atlanta
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,694$141
    Volkswagen JettaCompact$1,872$156
    Subaru LegacyMidsize$1,884$157
    Nissan SentraCompact$1,900$158
    Toyota CorollaCompact$1,920$160
    Volkswagen GolfCompact$1,926$161
    Toyota PriusCompact$1,930$161
    Toyota CamryMidsize$1,944$162
    Mazda 3Compact$1,964$164
    Kia K5Midsize$1,974$165
    Chevrolet MalibuMidsize$1,994$166
    Chrysler 300Full-size$1,996$166
    Honda CivicCompact$2,002$167
    Kia ForteCompact$2,010$168
    Mitsubishi Mirage G4Compact$2,016$168
    Nissan LeafCompact$2,062$172
    Honda AccordMidsize$2,070$173
    Toyota CrownMidsize$2,078$173
    Tesla Model 3Midsize$2,090$174
    Volkswagen ArteonMidsize$2,146$179

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
      Cheapest Car Insurance in Atlanta

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.

      Cheapest SUVs to insure in Atlanta

      The top five models for the most affordable Atlanta auto insurance rates in the SUV segment (excluding luxury models) are the Nissan Rogue Sport, Subaru Crosstrek, Honda Passport, Nissan Kicks, and Chevrolet Trailblazer. Auto insurance quotes for these models average $1,596 or less per year, or around $133 per month.

      Other SUVs that rank well in our comparison are the Subaru Ascent, Kia Seltos, Buick Encore, and Mazda CX-5, with average cost of $1,666 per year or less.

      Some additional 2023 models that rank well include the Honda HR-V, Hyundai Kona, Chevrolet Trax, and Subaru Forester, which average between $1,666 and $1,760 per year for full-coverage insurance.

      From a cost per month standpoint, car insurance rates in this segment for a safe driver starts at around $129 per month, depending on where you live.

      If rates are ranked by vehicle size, the lowest-cost compact SUV to insure in Atlanta is the Chevrolet Trailblazer at $1,550 per year. For midsize models, the Honda Passport has the best rates at $1,592 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $1,918 per year.

      The comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Atlanta, starting with the Chevrolet Trailblazer at $1,550 per year and ending with the Chevrolet Trax at $1,760 per year.

      Cheapest SUV Insurance in Atlanta
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,550$129
      Subaru CrosstrekCompact$1,562$130
      Nissan KicksCompact$1,570$131
      Honda PassportMidsize$1,592$133
      Nissan Rogue SportCompact$1,596$133
      Mazda CX-5Compact$1,608$134
      Buick EncoreCompact$1,632$136
      Buick EnvisionCompact$1,636$136
      Kia SeltosCompact$1,658$138
      Subaru AscentMidsize$1,666$139
      Hyundai VenueCompact$1,670$139
      Honda HR-VCompact$1,702$142
      Hyundai KonaCompact$1,716$143
      Subaru ForesterCompact$1,728$144
      Ford EdgeMidsize$1,734$145
      Honda CR-VCompact$1,736$145
      Mazda CX-30Compact$1,740$145
      Ford ExplorerMidsize$1,744$145
      Volkswagen AtlasMidsize$1,746$146
      Chevrolet TraxCompact$1,760$147

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
        Cheapest SUV Insurance in Atlanta

        For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Atlanta car insurance quotes from top-rated car insurance companies in Georgia.

        Cheapest luxury cars to insure in Atlanta

        The four most affordable luxury car models to insure in Atlanta are the Acura Integra at $1,838 per year, BMW 330i at $2,078 per year, Acura TLX at $2,112 per year, and Cadillac CT4 at $2,138 per year.

        Additional luxury cars that have cheaper rates are the Lexus ES 250, BMW 330e, Cadillac CT5, and BMW 228i, with average insurance cost of $2,224 per year or less.

        Additional models that make the list include the Mercedes-Benz AMG CLA35, Volvo S60, Audi A3, and Audi S3, which average between $2,224 and $2,284 per year for insurance.

        Full-coverage car insurance in this segment for a good driver can cost as low as $153 per month, depending on the company. The comparison table below ranks the twenty luxury cars with the lowest-cost car insurance in Atlanta, starting with the Acura Integra at $1,838 per year and ending with the Volvo S60 at $2,284 per year.

        Cheapest Luxury Car Insurance in Atlanta
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura IntegraCompact$1,838$153
        BMW 330iCompact$2,078$173
        Acura TLXCompact$2,112$176
        Cadillac CT4Compact$2,138$178
        Genesis G70Compact$2,180$182
        Cadillac CT5Midsize$2,200$183
        Lexus ES 350Midsize$2,206$184
        BMW 330eCompact$2,214$185
        Lexus ES 250Midsize$2,218$185
        BMW 228iCompact$2,224$185
        Lexus RC 300Midsize$2,226$186
        Mercedes-Benz AMG CLA35Midsize$2,232$186
        Audi A3Midsize$2,236$186
        BMW 230iCompact$2,240$187
        Mercedes-Benz C300Compact$2,258$188
        Audi A4Compact$2,266$189
        Lexus RC 350Compact$2,268$189
        Audi S3Compact$2,282$190
        Mercedes-Benz AMG CLA45Midsize$2,282$190
        Volvo S60Compact$2,284$190

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
          Cheapest Luxury Car Insurance in Atlanta

          For all luxury car insurance comparisons, see our full luxury car insurance guide.

          Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.

          Cheapest luxury SUVs to insure in Atlanta

          The most affordable luxury SUV models to insure in Atlanta are the Acura RDX at $1,706 per year, the Lexus RX 350 at $1,834 per year, and the Cadillac XT4 at $1,848 per year.

          Additional models that have cheaper rates include the Mercedes-Benz GLA250, Cadillac XT5, Cadillac XT6, and Mercedes-Benz GLB 250, with an average cost of $1,992 per year or less.

          In the lower half of the top 20 luxury SUVs to insure, models like the Lexus NX 250, Lincoln Corsair, Mercedes-Benz GLC300, Alfa Romeo Tonale, BMW X1, and Lincoln Nautilus cost between $1,992 and $2,086 to insure per year.

          Car insurance rates for this segment in Atlanta for a good driver can cost as low as $142 per month, depending on where you live.

          The table below ranks the SUVs with the most affordable insurance rates in Atlanta, starting with the Acura RDX at $1,706 per year ($142 per month) and ending with the Mercedes-Benz GLC300 at $2,086 per year ($174 per month).

          Cheapest Luxury SUV Insurance in Atlanta
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,706$142
          Lexus RX 350Midsize$1,834$153
          Cadillac XT4Compact$1,848$154
          Volvo XC40Compact$1,884$157
          Infiniti QX50Midsize$1,894$158
          Lexus UX 250hCompact$1,916$160
          Cadillac XT5Midsize$1,946$162
          Mercedes-Benz GLA250Compact$1,986$166
          Cadillac XT6Midsize$1,990$166
          Mercedes-Benz GLB 250Compact$1,992$166
          Lexus NX 250Compact$2,018$168
          Acura MDXMidsize$2,036$170
          Lexus NX 350hCompact$2,042$170
          Lexus NX 350Compact$2,056$171
          Lincoln CorsairCompact$2,056$171
          Lexus NX 450hCompact$2,060$172
          Lincoln NautilusMidsize$2,072$173
          BMW X1Compact$2,074$173
          Alfa Romeo TonaleCompact$2,076$173
          Mercedes-Benz GLC300Compact$2,086$174

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
            Cheapest Luxury SUV Insurance in Atlanta

            See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

            Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Atlanta car insurance quotes from the best companies in Georgia.

            Cheapest sports car insurance rates in Atlanta

            Out of all 2023 models, the top five cheapest sports cars to insure in Atlanta are the Mazda MX-5 Miata, Audi TT, Ford Mustang, BMW Z4, and Subaru WRX. Auto insurance rates for these five cars range from $1,892 to $2,258 per year.

            Other models that have affordable average insurance rates are the Nissan Z, Subaru BRZ, BMW M2, and Toyota GR86, with average rates of $2,466 per year or less.

            Full-coverage car insurance for this segment in Atlanta starts at around $158 per month, depending on your location.

            The next table ranks the sports cars with the most affordable average auto insurance rates in Atlanta, starting with the Mazda MX-5 Miata at $158 per month and ending with the Lexus LC 500 at $256 per month.

            Cheapest Sports Car Insurance in Atlanta
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,892$158
            Audi TTSports Car$2,120$177
            Ford MustangSports Car$2,218$185
            BMW Z4Sports Car$2,234$186
            Subaru WRXSports Car$2,258$188
            Nissan ZSports Car$2,292$191
            Toyota GR SupraSports Car$2,330$194
            BMW M2Sports Car$2,362$197
            Toyota GR86Sports Car$2,364$197
            Subaru BRZSports Car$2,466$206
            Chevrolet CorvetteSports Car$2,524$210
            BMW M3Sports Car$2,578$215
            Lexus RC FSports Car$2,634$220
            Porsche 718Sports Car$2,636$220
            Chevrolet CamaroSports Car$2,678$223
            Mercedes-Benz AMG GT53Sports Car$2,840$237
            Jaguar F-TypeSports Car$2,936$245
            Porsche TaycanSports Car$3,004$250
            BMW M4Sports Car$3,040$253
            Lexus LC 500Sports Car$3,074$256

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
              Cheapest Sports Car Insurance in Atlanta

              Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Georgia.

              Cheapest pickup insurance rates in Atlanta

              Ranking at the top of the list for the lowest-cost Atlanta car insurance rates in the pickup segment are the Ford Maverick, Nissan Frontier, GMC Canyon, Chevrolet Colorado, and Ford Ranger. Car insurance rates for these models average $1,858 or less per year.

              Also ranking well are trucks like the Toyota Tacoma, Ford F150, Hyundai Santa Cruz, and Nissan Titan, with an average cost to insure of $2,078 per year or less.

              From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver will start around $141 per month, depending on the company and your location.

              The rate comparison table below ranks the twenty pickups with the cheapest average auto insurance rates in Atlanta.

              Cheapest Pickup Insurance in Atlanta
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ford MaverickMidsize$1,696$141
              Chevrolet ColoradoMidsize$1,704$142
              Nissan FrontierMidsize$1,768$147
              Ford RangerMidsize$1,816$151
              GMC CanyonMidsize$1,858$155
              Toyota TacomaMidsize$1,868$156
              Hyundai Santa CruzMidsize$1,900$158
              Nissan TitanFull-size$2,022$169
              Honda RidgelineMidsize$2,030$169
              Ford F150Full-size$2,078$173
              GMC Sierra 2500 HDHeavy Duty$2,096$175
              Jeep GladiatorMidsize$2,130$178
              Toyota TundraFull-size$2,152$179
              GMC Sierra 3500Heavy Duty$2,162$180
              GMC SierraFull-size$2,234$186
              Ram TruckFull-size$2,236$186
              Chevrolet SilveradoFull-size$2,238$187
              Chevrolet Silverado HD 2500Heavy Duty$2,244$187
              Chevrolet Silverado HD 3500Heavy Duty$2,250$188
              Nissan Titan XDHeavy Duty$2,284$190

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Atlanta, GA.Data last updated on May 5, 2023
                Cheapest Pickup Insurance in Atlanta

                See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

                Is your pickup truck not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Georgia.

                The highs and lows of auto insurance

                In an effort to help illustrate the amount that the cost of identical auto insurance can deviate from one driver to the next (and also emphasize the importance of getting plenty of rate quotes), the examples below have comprehensive rates for three popular vehicles in Atlanta: the Honda Civic, Honda CR-V, and Toyota Highlander.

                Each illustration displays average rates for different profiles to illustrate the cost difference based on changes in the risk profile of the driver.

                Honda Civic insurance rates

                Average Honda Civic insurance cost in Atlanta costs from $1,868 up to $2,206 per year. The most affordable insurance will be on the $24,650 Civic Sport trim, while the model with the highest average rate is the $42,895 Civic Type R.

                When Atlanta car insurance quotes on the Honda Civic are compared to the overall national average cost for the same model, rates are $256 to $304 more per year in Atlanta, depending on which model is insured.

                From a monthly standpoint, full-coverage auto insurance on a Honda Civic for the average driver can cost from $156 to $184 per month, but your exact cost can vary based on where you live in Atlanta.

                The chart displayed below shows how the cost of car insurance for a Honda Civic can vary based on driver age, deductibles, and risk profiles. In this example, cost ranges from $1,662 to $4,516 per year, which is a difference of $2,854 just based on different risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on May 5, 2023
                Honda Civic Insurance Cost in Atlanta
                2023 Honda Civic Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,516$376
                Safe Driver Age 20$3,962$330
                At-fault Accidents Age 40$2,820$235
                Low Deductibles Age 40$2,582$215
                Safe Driver Age 30$2,106$176
                Safe Driver Age 40$2,002$167
                Safe Driver Age 50$1,822$152
                Safe Driver Age 60$1,790$149
                High Deductibles Age 40$1,704$142
                Discount Rate Age 40$1,662$139

                The Honda Civic belongs to the compact car segment, and other similar models include the Toyota Corolla, Volkswagen Jetta, Chevrolet Cruze, and Hyundai Elantra.

                Honda CR-V insurance rates

                With a purchase price ranging from $31,110 to $38,600, average Atlanta car insurance quotes on a 2023 Honda CR-V cost from $1,680 per year on the CR-V EX model up to $1,824 per year on the CR-V Sport Touring Hybrid AWD trim level.

                When Atlanta car insurance quotes for a Honda CR-V are compared to the average cost for the entire U.S. on the same model, rates are anywhere from $232 to $254 more expensive per year in Atlanta, depending on trim level.

                The chart displayed below shows how car insurance rates for a Honda CR-V can range considerably based on changes in the age of the driver and policy risk profiles.

                For this example, rates vary from $1,440 to $3,964 per year, which is a price difference of $2,524 per year for insurance on the same vehicle.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on May 5, 2023
                Honda CR-V Insurance Cost in Atlanta
                2023 Honda CR-V Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,964$330
                Safe Driver Age 20$3,472$289
                At-fault Accidents Age 40$2,460$205
                Low Deductibles Age 40$2,256$188
                Safe Driver Age 30$1,828$152
                Safe Driver Age 40$1,736$145
                Safe Driver Age 50$1,584$132
                Safe Driver Age 60$1,556$130
                High Deductibles Age 40$1,468$122
                Discount Rate Age 40$1,440$120

                The Honda CR-V is considered a compact SUV, and other popular models in the same segment include the Toyota RAV4, Chevrolet Equinox, Ford Escape, and Mazda CX-5.

                Toyota Highlander insurance rates

                The most affordable 2023 Toyota Highlander trim to insure in Atlanta is the L 2WD model, costing an average of $1,788 per year, or around $149 per month. This trim has a sticker price of $36,420.

                The most expensive 2022 Toyota Highlander model to insure in Atlanta is the Hybrid Platinum AWD, costing an average of $2,294 per year, or around $191 per month. The sticker price for this trim is $52,425, before charges and fees.

                The rate chart below demonstrates how insurance rates on a Toyota Highlander can vary for different driver ages, policy deductibles, and risk profiles. The rates in the chart range from $1,698 to $4,668 per year, which is a difference of $2,970 per year to insure the same vehicle.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Atlanta includes all Zip Codes and vehicle trim levels.Data last updated on May 5, 2023
                Toyota Highlander Insurance Cost in Atlanta
                2023 Toyota Highlander Insurance Cost in Atlanta, GA
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,668$389
                Safe Driver Age 20$4,086$341
                At-fault Accidents Age 40$2,878$240
                Low Deductibles Age 40$2,714$226
                Safe Driver Age 30$2,164$180
                Safe Driver Age 40$2,042$170
                Safe Driver Age 50$1,862$155
                Safe Driver Age 60$1,828$152
                High Deductibles Age 40$1,702$142
                Discount Rate Age 40$1,698$142

                The Toyota Highlander belongs to the midsize SUV segment, and additional similar models include the Kia Sorento, Kia Telluride, and Ford Edge.

                Helpful tips to save on car insurance

                Financially savvy drivers in Atlanta should always be searching for ways to reduce the monthly expense for auto insurance, so take a minute to read through the tips and ideas in the list below to see if you can save some money insuring your vehicle.

                • Break the law and you’ll pay more. If you want to get cheap car insurance in Atlanta, it’s necessary to avoid traffic tickets. Just a couple of minor infractions on your driving record have the potential to increase insurance cost by as much as $538 per year. Major misdemeanors like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,882 or more.
                • Remain claim free. Car insurance companies reduce rates a little for not having any claims. Insurance should only be used for larger claims, not for small claims.
                • A good credit rating can save money. Having a good credit rating over 800 could save as much as $321 per year versus a credit rating between 670-739. Conversely, a credit rating below 579 could cost as much as $372 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Get a discount from your employment. Some auto insurance companies offer discounts for being employed in occupations like members of the military, police officers and law enforcement, scientists, accountants, firefighters, doctors, and others. If your occupation qualifies you for this discount, you could potentially save between $61 and $207 on your annual car insurance bill, depending on the age of the rated driver.
                • Choose a vehicle with cheaper car insurance rates. Vehicle type is one of the primary factors in the cost of auto insurance. For example, a Subaru Forester costs $1,622 less per year to insure in Atlanta than a Porsche 911. Drive cheaper models and save money.
                • Negligent drivers pay higher car insurance rates. At-fault accidents raise insurance rates, potentially as much as $2,864 per year for a 20-year-old driver and even $624 per year for a 60-year-old driver. So drive safe and save money!