Omaha Car Insurance Cost – Rates + Rankings for 150+ Vehicles

How much does car insurance cost in Omaha? We compare the cost to insure over 150 vehicles to find the cars, trucks, and SUVs with the cheapest car insurance in Omaha, NE.

Start a Free QuoteCompare Omaha car insurance quotes and save on your next policy.

How much does car insurance cost in Omaha?

The average car insurance expense in Omaha is $1,586 per year, which is 6.1% less than the overall national average rate of $1,685. Car insurance in Omaha per month costs about $132 for a full-coverage car insurance policy.

The average price for car insurance in Nebraska is $1,474 per year, so Omaha drivers pay an average of $112 more per year than the overall Nebraska state-wide average rate. When compared to other locations in Nebraska, the cost of car insurance in Omaha is around $194 per year more than in Lincoln, $124 per year more than in Kearney, and $230 per year more than in Grand Island.

The chart below shows average Omaha auto insurance rates for 2023 model year vehicles not only by driver age, but also by physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Omaha car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Omaha zip codes.Data last updated on February 22, 2023
Average Car Insurance Cost in Omaha, NE
Average Car Insurance Cost in Omaha, NE
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,674$223
$500$3,158$263
$250$3,668$306
30$1,000$1,400$117
$500$1,672$139
$250$1,952$163
40$1,000$1,338$112
$500$1,586$132
$250$1,844$154
50$1,000$1,222$102
$500$1,444$120
$250$1,678$140
60$1,000$1,200$100
$500$1,418$118
$250$1,648$137

In the chart above, the cost of car insurance in Omaha ranges from $1,200 per year for a 60-year-old driver with a high deductible policy to $3,668 per year for a 20-year-old driver with policy with low comprehensive and collision deductibles. When those numbers are converted to a monthly rate, the average cost in the prior chart ranges from $100 to $306 per month.

Car insurance rates are different for every driver and are impacted by many different factors. The potential for large premium differences increases the need to get multiple auto insurance quotes when searching online for a cheaper car insurance policy.

The age of the rated driver has the biggest impact on the price you pay for auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates in Omaha based on the age of the driver.

Average cost of car insurance in Omaha for drivers age 16 to 60

  • 16-year-old rated driver – $5,684 per year or $474 per month
  • 17-year-old rated driver – $5,314 per year or $443 per month
  • 18-year-old rated driver – $4,964 per year or $414 per month
  • 19-year-old rated driver – $4,494 per year or $375 per month
  • 20-year-old rated driver – $3,158 per year or $263 per month
  • 30-year-old rated driver – $1,672 per year or $139 per month
  • 40-year-old rated driver – $1,586 per year or $132 per month
  • 50-year-old rated driver – $1,444 per year or $120 per month
  • 60-year-old rated driver – $1,418 per year or $118 per month

The rates in the list above for average cost of car insurance for teen drivers were based on a male driver. The chart below goes into more detail regarding the cost of insuring teen drivers and breaks out the average cost to insure teen drivers in Omaha by gender. In general, females have cheaper auto insurance rates, in particular for ages 20 and below.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in Omaha includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Omaha Car Insurance Cost for Teen Drivers
Average Car Insurance Cost in Omaha, NE for Teenage Drivers
Gender Driver Age 16 Age 17 Age 18 Age 19
Male$5,684$5,314$4,964$4,494
Female$5,002$4,724$4,306$3,996

Car insurance for a female 16-year-old driver in Omaha costs an average of $682 less than a male driver per year, while at age 19, the cost difference is much less but is still $498 per year cheaper for females.

The previous car insurance rates in this article are averaged for every 2023 model year vehicle, which is practical for making big picture comparisons such as the average cost difference between multiple locations. Average auto insurance rates are a good metric when answering questions like “are car insurance rates in Omaha cheaper than in Bellevue?” or “are car insurance rates in Nebraska cheaper than in Illinois?”.

For more in-depth price comparisons, however, the data will be better if we look at the exact make and model of vehicle being insured. Each individual model has slightly different risk characteristics for calculating how much auto insurance costs and this data allows for insurance cost comparisons.

The list below breaks down both annual and monthly average car insurance rates in Omaha for popular cars, trucks, and SUVs.

Average car insurance rates for popular Omaha vehicles

Which vehicles have the cheapest Omaha car insurance?

The models with the cheapest average auto insurance quotes in Omaha tend to be crossovers and compact SUVs like the Subaru Crosstrek, Nissan Kicks, Nissan Rogue Sport, and Buick Encore. Average car insurance quotes for those vehicles cost $1,490 or less per year ($124 per month) to have full coverage.

Some additional vehicles that rank well in our overall cost comparison are the Subaru Forester, Ford Edge, Hyundai Venue, and Honda HR-V.

Average insurance cost is a few dollars per month higher for those models than the cheapest crossovers and small SUVs that rank at the top, but they still have an average cost of $133 or less per month.

The table below breaks down the 25 cars, trucks, and SUVs with the cheapest insurance rates in Omaha, ordered by annual cost.

Cheapest Auto Insurance Rates in Omaha
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,202$100
2Subaru Crosstrek$1,210$101
3Nissan Kicks$1,216$101
4Honda Passport$1,232$103
5Nissan Rogue Sport$1,240$103
6Mazda CX-5$1,244$104
7Buick Encore$1,266$106
8Buick Envision$1,268$106
9Kia Seltos$1,286$107
10Subaru Ascent$1,290$108
11Hyundai Venue$1,294$108
12Subaru Impreza$1,314$110
13Ford Maverick$1,316$110
14Honda HR-V$1,318$110
15Chevrolet Colorado$1,322$110
16Acura RDX$1,324$110
17Hyundai Kona$1,330$111
18Subaru Forester$1,338$112
19Ford Edge$1,344$112
20Honda CR-V$1,344$112
21Mazda CX-30$1,350$113
22Ford Explorer$1,354$113
23Volkswagen Atlas$1,354$113
24Chevrolet Trax$1,364$114
25Nissan Murano$1,364$114

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
    Cheapest Auto Insurance Rates in Omaha

    The table above that contains 25 vehicle models with cheap Omaha car insurance is great if you’re just wanting the lowest rates. Considering we track over 700 vehicles, a lot of models get left out.

    Let’s dig deeper into the data and break out the models with the cheapest rates in Omaha in a better format, by automotive segment. The following sections list the vehicles with the most affordable car insurance rates for the six main vehicle segments.

    Cheapest cars to insure in Omaha

    The four most affordable non-luxury two and four door cars to insure in Omaha are the Subaru Impreza at $1,314 per year, Volkswagen Jetta at $1,450 per year, Subaru Legacy at $1,462 per year, and Nissan Sentra at $1,472 per year.

    Additional cars that have good average insurance rates are the Toyota Camry, Kia K5, Mazda 3, and Toyota Prius, with an average car insurance cost of $1,530 per year or less.

    Full-coverage auto insurance for this segment in Omaha for a good driver will start around $110 per month, depending on the company and your location.

    The cheapest compact car to insure in Omaha is the Subaru Impreza at $1,314 per year. For midsize 2023 models, the Subaru Legacy has the best rates at $1,462 per year. And for full-size sedans, the Chrysler 300 has the cheapest rates at $1,548 per year.

    The next table ranks the twenty cars with the cheapest car insurance rates in Omaha, starting with the Subaru Impreza at $110 per month and ending with the Volkswagen Arteon at $139 per month.

    Cheapest Insurance for Cars in Omaha
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,314$110
    Volkswagen JettaCompact$1,450$121
    Subaru LegacyMidsize$1,462$122
    Nissan SentraCompact$1,472$123
    Toyota CorollaCompact$1,488$124
    Volkswagen GolfCompact$1,494$125
    Toyota PriusCompact$1,496$125
    Toyota CamryMidsize$1,508$126
    Mazda 3Compact$1,522$127
    Kia K5Midsize$1,530$128
    Chevrolet MalibuMidsize$1,544$129
    Chrysler 300Full-size$1,548$129
    Honda CivicCompact$1,552$129
    Kia ForteCompact$1,556$130
    Mitsubishi Mirage G4Compact$1,564$130
    Nissan LeafCompact$1,598$133
    Honda AccordMidsize$1,602$134
    Toyota CrownMidsize$1,612$134
    Tesla Model 3Midsize$1,622$135
    Volkswagen ArteonMidsize$1,662$139

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
      Cheapest Insurance for Cars in Omaha

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Nebraska.

      Cheapest SUVs to insure in Omaha

      The Chevrolet Trailblazer ranks at #1 for the most budget-friendly non-luxury SUV to insure in Omaha, followed by the Subaru Crosstrek, Nissan Kicks, Honda Passport, and Nissan Rogue Sport. The 2023 model costs an average of $1,202 per year to insure for full coverage.

      Some other SUVs that rank well are the Buick Encore, Subaru Ascent, Buick Envision, and Mazda CX-5, with an average cost to insure of $1,290 per year or less.

      On a monthly basis, auto insurance in this segment for the average driver starts at an average of $100 per month, depending on the company and where you live. The next table ranks the twenty SUVs with the lowest-cost average insurance rates in Omaha.

      Cheapest Insurance for SUVs in Omaha
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,202$100
      Subaru CrosstrekCompact$1,210$101
      Nissan KicksCompact$1,216$101
      Honda PassportMidsize$1,232$103
      Nissan Rogue SportCompact$1,240$103
      Mazda CX-5Compact$1,244$104
      Buick EncoreCompact$1,266$106
      Buick EnvisionCompact$1,268$106
      Kia SeltosCompact$1,286$107
      Subaru AscentMidsize$1,290$108
      Hyundai VenueCompact$1,294$108
      Honda HR-VCompact$1,318$110
      Hyundai KonaCompact$1,330$111
      Subaru ForesterCompact$1,338$112
      Ford EdgeMidsize$1,344$112
      Honda CR-VCompact$1,344$112
      Mazda CX-30Compact$1,350$113
      Ford ExplorerMidsize$1,354$113
      Volkswagen AtlasMidsize$1,354$113
      Chevrolet TraxCompact$1,364$114

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 29, 2022
        Cheapest Insurance for SUVs in Omaha

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see rates for your SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Omaha car insurance quotes from the best companies in Nebraska.

        Cheapest pickup insurance rates in Omaha

        Out of all 2023 models, the top five most affordable pickup trucks to insure in Omaha are the Ford Maverick, Chevrolet Colorado, Nissan Frontier, Ford Ranger, and GMC Canyon. Average rates for for these vehicles range from $1,316 to $1,440 per year.

        Also ranking in the top 10 are models like the Hyundai Santa Cruz, Nissan Titan, Honda Ridgeline, and Ford F150, with an average cost of $1,614 per year or less.

        On a monthly basis, car insurance rates on this segment in Omaha for a middle-age safe driver will start around $110 per month, depending on your location and insurance company. The comparison table below ranks the twenty pickups with the most affordable average insurance rates in Omaha, starting with the Ford Maverick at $1,316 per year and ending with the Nissan Titan XD at $1,770 per year.

        Cheapest Insurance for Pickups in Omaha
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,316$110
        Chevrolet ColoradoMidsize$1,322$110
        Nissan FrontierMidsize$1,370$114
        Ford RangerMidsize$1,408$117
        GMC CanyonMidsize$1,440$120
        Toyota TacomaMidsize$1,448$121
        Hyundai Santa CruzMidsize$1,474$123
        Nissan TitanFull-size$1,568$131
        Honda RidgelineMidsize$1,574$131
        Ford F150Full-size$1,614$135
        GMC Sierra 2500 HDHeavy Duty$1,624$135
        Jeep GladiatorMidsize$1,650$138
        Toyota TundraFull-size$1,668$139
        GMC Sierra 3500Heavy Duty$1,676$140
        GMC SierraFull-size$1,730$144
        Ram TruckFull-size$1,734$145
        Chevrolet SilveradoFull-size$1,736$145
        Chevrolet Silverado HD 2500Heavy Duty$1,740$145
        Chevrolet Silverado HD 3500Heavy Duty$1,746$146
        Nissan Titan XDHeavy Duty$1,770$148

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
          Cheapest Insurance for Pickups in Omaha

          See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

          Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Omaha car insurance quotes from top auto insurance companies in Nebraska.

          Cheapest luxury car insurance rates in Omaha

          The Acura Integra takes the #1 ranking as the most budget-friendly luxury car model to insure in Omaha, followed by the BMW 330i, Acura TLX, Cadillac CT4, and Genesis G70. The 2023 model has an average cost of $1,426 per year for full-coverage auto insurance.

          Other models that are affordable to insure are the Lexus ES 250, BMW 228i, Lexus ES 350, and BMW 330e, with average annual insurance rates of $1,724 per year or less.

          In the bottom half of the top 20, cars like the Mercedes-Benz AMG CLA45, Lexus RC 300, BMW 230i, Mercedes-Benz C300, Audi S3, and Volvo S60 cost between $1,724 and $1,772 per year for auto insurance.

          Full-coverage insurance in this segment will start around $119 per month, depending on the company and your location.

          When vehicle size is considered, the cheapest compact luxury car to insure in Omaha is the Acura Integra at $1,426 per year, or $119 per month. For midsize 2023 models, the Cadillac CT5 is the cheapest model to insure at $1,706 per year, or $142 per month. And for large luxury cars, the Audi A5 has the most affordable rates at $1,780 per year, or $148 per month.

          The comparison table below ranks the luxury cars with the most affordable average auto insurance rates in Omaha.

          Cheapest Insurance for Luxury Cars in Omaha
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura IntegraCompact$1,426$119
          BMW 330iCompact$1,612$134
          Acura TLXCompact$1,638$137
          Cadillac CT4Compact$1,658$138
          Genesis G70Compact$1,690$141
          Cadillac CT5Midsize$1,706$142
          Lexus ES 350Midsize$1,712$143
          BMW 330eCompact$1,716$143
          Lexus ES 250Midsize$1,720$143
          BMW 228iCompact$1,724$144
          Lexus RC 300Midsize$1,728$144
          Mercedes-Benz AMG CLA35Midsize$1,730$144
          Audi A3Midsize$1,734$145
          BMW 230iCompact$1,736$145
          Mercedes-Benz C300Compact$1,750$146
          Audi A4Compact$1,756$146
          Lexus RC 350Compact$1,758$147
          Audi S3Compact$1,770$148
          Mercedes-Benz AMG CLA45Midsize$1,770$148
          Volvo S60Compact$1,772$148

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
            Cheapest Insurance for Luxury Cars in Omaha

            For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

            Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Omaha car insurance quotes from top companies in Nebraska.

            Cheapest luxury SUV insurance rates in Omaha

            The three top-ranked luxury SUVs with the most affordable average insurance rates in Omaha are the Acura RDX at $1,324 per year, the Lexus RX 350 at $1,420 per year, and the Cadillac XT4 at $1,432 per year.

            Also ranking in the top 10 are SUVs like the Mercedes-Benz GLA250, Lexus UX 250h, Cadillac XT6, and Cadillac XT5, with an average car insurance cost of $1,544 per year or less.

            Car insurance rates for this segment in Omaha for an average middle-age driver starts at an average of $110 per month, depending on your company and location.

            If ranked by vehicle size, the cheapest small luxury SUV to insure in Omaha is the Acura RDX at $1,324 per year, or $110 per month. For midsize 2023 models, the Lexus RX 350 is cheapest to insure at $1,420 per year, or $118 per month. And for full-size luxury SUV models, the Volvo XC90 has the cheapest car insurance rates at $1,636 per year, or $136 per month.

            The table below ranks the luxury SUVs with the cheapest insurance in Omaha, starting with the Acura RDX at $1,324 per year and ending with the Mercedes-Benz GLC300 at $1,616 per year.

            Cheapest Insurance for Luxury SUVs in Omaha
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,324$110
            Lexus RX 350Midsize$1,420$118
            Cadillac XT4Compact$1,432$119
            Volvo XC40Compact$1,458$122
            Infiniti QX50Midsize$1,468$122
            Lexus UX 250hCompact$1,484$124
            Cadillac XT5Midsize$1,508$126
            Mercedes-Benz GLA250Compact$1,540$128
            Cadillac XT6Midsize$1,544$129
            Mercedes-Benz GLB 250Compact$1,544$129
            Lexus NX 250Compact$1,564$130
            Acura MDXMidsize$1,578$132
            Lexus NX 350hCompact$1,582$132
            Lexus NX 350Compact$1,592$133
            Lincoln CorsairCompact$1,594$133
            Lexus NX 450hCompact$1,598$133
            Lincoln NautilusMidsize$1,606$134
            BMW X1Compact$1,608$134
            Alfa Romeo TonaleCompact$1,610$134
            Mercedes-Benz GLC300Compact$1,616$135

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
              Cheapest Insurance for Luxury SUVs in Omaha

              For more car insurance comparisons, see our guide for luxury SUV insurance.

              Don’t see rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Nebraska.

              Cheapest sports car insurance rates in Omaha

              The three highest ranking sports cars with the most affordable insurance in Omaha are the Mazda MX-5 Miata at $1,468 per year, the Audi TT at $1,646 per year, and the Ford Mustang at $1,720 per year.

              Other models that rank well in our comparison are the Toyota GR Supra, BMW M2, Subaru BRZ, and Toyota GR86, with average annual insurance rates of $1,914 per year or less.

              From a monthly standpoint, full-coverage car insurance in Omaha on this segment for a safe driver starts at around $122 per month, depending on your location and insurance company. The comparison table below ranks the twenty sports cars with the cheapest insurance rates in Omaha, starting with the Mazda MX-5 Miata at $1,468 per year and ending with the Lexus LC 500 at $2,384 per year.

              Cheapest Insurance for Sports Cars in Omaha
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,468$122
              Audi TTSports Car$1,646$137
              Ford MustangSports Car$1,720$143
              BMW Z4Sports Car$1,732$144
              Subaru WRXSports Car$1,752$146
              Nissan ZSports Car$1,776$148
              Toyota GR SupraSports Car$1,806$151
              BMW M2Sports Car$1,832$153
              Toyota GR86Sports Car$1,832$153
              Subaru BRZSports Car$1,914$160
              Chevrolet CorvetteSports Car$1,956$163
              BMW M3Sports Car$2,000$167
              Porsche 718Sports Car$2,042$170
              Lexus RC FSports Car$2,044$170
              Chevrolet CamaroSports Car$2,078$173
              Mercedes-Benz AMG GT53Sports Car$2,202$184
              Jaguar F-TypeSports Car$2,276$190
              Porsche TaycanSports Car$2,328$194
              BMW M4Sports Car$2,358$197
              Lexus LC 500Sports Car$2,384$199

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Omaha, NE.Data last updated on December 30, 2022
                Cheapest Insurance for Sports Cars in Omaha

                Don’t see your sports car in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Nebraska.

                Variability of auto insurance rates

                To reinforce the amount that the cost of a car insurance policy can fluctuate from one driver to the next (and also emphasize the importance of accurate rate quotes), the sections below show multiple rates for four popular models in Omaha: the Chevrolet Silverado, Nissan Sentra, Nissan Rogue, and Honda Accord.

                The example for each vehicle shows average rates for different driver profiles to show the possible price variation with only minor changes to the policy risk factors.

                Chevrolet Silverado insurance rates

                Average Chevrolet Silverado insurance cost in Omaha ranges from $1,552 up to $1,922 per year. The cheapest car insurance quotes are on the $42,795 Silverado WT Regular Cab 4WD model, while the most expensive is the $73,395 Silverado ZR2 Crew Cab 4WD trim.

                On a monthly basis, full-coverage car insurance on a Chevrolet Silverado for a safe driver can range from $129 to $160 per month, depending on your insurance company and your exact location in Omaha.

                The next rate chart can help visualize how the cost of insurance for a Chevrolet Silverado can range considerably for different driver ages, deductibles, and risk profiles.

                For this example, rates vary from $1,440 to $3,968 per year, which is a difference in cost of $2,528 when insuring the same Silverado in Omaha, just with different drivers and risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Omaha includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Chevrolet Silverado Insurance Cost in Omaha
                2023 Chevrolet Silverado Insurance Cost in Omaha, NE
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,968$331
                Safe Driver Age 20$3,472$289
                At-fault Accidents Age 40$2,468$206
                Low Deductibles Age 40$2,224$185
                Safe Driver Age 30$1,818$152
                Safe Driver Age 40$1,736$145
                Safe Driver Age 50$1,582$132
                Safe Driver Age 60$1,556$130
                High Deductibles Age 40$1,484$124
                Discount Rate Age 40$1,440$120

                The Chevrolet Silverado is considered a full-size truck, and other models from that segment that are popular in Omaha include the Ram Truck, Nissan Titan, GMC Sierra, and Ford F150.

                Nissan Sentra insurance rates

                In Omaha, the least-expensive car insurance quotes for a 2023 Nissan Sentra are on the base S trim, costing an average of $1,428 per year, or around $119 per month. This model has a retail price of $19,950.

                The most expensive 2022 Nissan Sentra to insure in Omaha is the SR Midnight Edition model, costing an average of $1,510 per year, or around $126 per month. The retail cost for this trim is $23,395, before destination and documentation fees.

                On a monthly basis, car insurance rates for the Nissan Sentra can range from $119 to $126 per month, depending on policy limits and your address in Omaha.

                The chart displayed below shows how auto insurance quotes for a Nissan Sentra can vary for different driver ages, policy deductibles, and risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Omaha includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Nissan Sentra Insurance Cost in Omaha
                2023 Nissan Sentra Insurance Cost in Omaha, NE
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,288$274
                Safe Driver Age 20$2,884$240
                At-fault Accidents Age 40$2,072$173
                Low Deductibles Age 40$1,856$155
                Safe Driver Age 30$1,536$128
                Safe Driver Age 40$1,472$123
                Safe Driver Age 50$1,340$112
                Safe Driver Age 60$1,312$109
                High Deductibles Age 40$1,270$106
                Discount Rate Age 40$1,222$102

                The Nissan Sentra is considered a compact car, and other popular models in the same segment include the Chevrolet Cruze, Toyota Corolla, and Hyundai Elantra.

                Nissan Rogue insurance rates

                Average Nissan Rogue insurance cost in Omaha ranges from $1,372 to $1,524 per year. The least-expensive insurance rates are on the $27,360 Rogue S 2WD trim level, while the most expensive model to insure is the $37,230 Rogue Platinum AWD model.

                When Omaha insurance rates on a Nissan Rogue are compared with the national average cost on the same vehicle, rates are $156 to $170 cheaper per year in Omaha, depending on the exact model being insured.

                From a monthly standpoint, car insurance on a 2023 Nissan Rogue for an average middle-age driver can range from $114 to $127 per month, depending on the insurance company and where you live in Omaha.

                The next chart illustrates how the cost of insurance for a Nissan Rogue can change for a variety of different driver ages, policy physical damage deductibles, and risk scenarios.

                For our example drivers, cost ranges from $1,210 to $3,310 per year, which is a difference of $2,100 to insure the same vehicle with different rated drivers.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Omaha includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Nissan Rogue Insurance Cost in Omaha
                2023 Nissan Rogue Insurance Cost in Omaha, NE
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,310$276
                Safe Driver Age 20$2,898$242
                At-fault Accidents Age 40$2,064$172
                Low Deductibles Age 40$1,876$156
                Safe Driver Age 30$1,534$128
                Safe Driver Age 40$1,458$122
                Safe Driver Age 50$1,330$111
                Safe Driver Age 60$1,304$109
                High Deductibles Age 40$1,242$104
                Discount Rate Age 40$1,210$101

                The Nissan Rogue is part of the compact SUV segment, and other popular same-segment models include the Toyota RAV4, Mazda CX-5, Subaru Forester, and Ford Escape.

                Honda Accord insurance rates

                The overall average cost of Honda Accord insurance in Omaha is $1,602 per year. With prices ranging from $27,720 to $38,450, average car insurance quotes on a Honda Accord range from $1,486 per year for the Accord Hybrid model up to $1,740 per year for the Accord Touring trim.

                On a monthly basis, car insurance for a Honda Accord can cost from $124 to $145 per month, depending on policy limits and your address in Omaha.

                The bar chart below shows how the cost to insure a Honda Accord can vary based on an assortment of driver ages, deductibles, and risk profiles.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Omaha includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Honda Accord Insurance Cost in Omaha
                2023 Honda Accord Insurance Cost in Omaha, NE
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,662$305
                Safe Driver Age 20$3,206$267
                At-fault Accidents Age 40$2,266$189
                Low Deductibles Age 40$2,102$175
                Safe Driver Age 30$1,692$141
                Safe Driver Age 40$1,602$134
                Safe Driver Age 50$1,462$122
                Safe Driver Age 60$1,436$120
                High Deductibles Age 40$1,346$112
                Discount Rate Age 40$1,332$111

                The Honda Accord is a midsize car, and other models in the same segment include the Hyundai Sonata, Nissan Altima, and Kia K5.

                Helpful tips to save on car insurance

                Drivers are always searching for ways to reduce the monthly expense for auto insurance, so browse the tips in this next list and maybe you can save a little dough on your next renewal.

                • Buy vehicles with cheaper car insurance rates. Vehicle type is a big factor in the cost of auto insurance. As an example, a Subaru Outback costs $1,576 less per year to insure in Omaha than a Acura NSX. Lower performance vehicles save money.
                • Bring up your credit score to save money. Drivers with high 800+ credit scores could save up to $249 per year over a decent credit rating of 670-739. Conversely, a less-than-good credit score could cost up to $289 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • A clean driving record saves money. To get the cheapest car insurance in Omaha, it’s necessary to avoid traffic citations. In fact, just a few minor infractions on your motor vehicle report have the potential to raise the cost of a policy by up to $418 per year. Serious violations like DWI or reckless driving could raise rates by an additional $1,458 or more.
                • More discounts equals more savings. Discounts may be available if the insured drivers are claim-free, insure multiple vehicles on the same policy, belong to certain professional organizations, are senior citizens, take a defensive driving course, or many other discounts which could save the average Omaha driver as much as $268 per year on their insurance cost.
                • Reduce coverage on older cars. Removing physical damage coverage (comprehensive and collision) from older vehicles can trim the cost substantially.
                • Get a discount from your employer. Just about all car insurance companies offer discounts for certain professions like engineers, college professors, emergency medical technicians, high school and elementary teachers, doctors, lawyers, and others. Being employed in a qualifying occupation could save between $48 and $160 on your annual car insurance cost, depending on the age of the driver.