- Boston car insurance rates cost an average of $1,894 per year, or about $158 per month, for a full coverage policy.
- Boston car insurance costs an average of $28 per year less than the Massachusetts state average ($1,922) and $209 per year more than the U.S. national average rate ($1,685).
- Crossover vehicles like the Chevrolet Trailblazer, Subaru Crosstrek, and Mazda CX-5 have the best chance of getting cheap car insurance in Boston.
- A few vehicles with segment-leading auto insurance rates include the Acura RDX ($1,580 per year), Honda Passport ($1,470 per year), Chevrolet Trailblazer ($1,432 per year), and Subaru Impreza ($1,566 per year).
How much does average car insurance cost in Boston?
Average auto insurance cost in Boston is $1,894 per year, which is around $158 per month. Boston car insurance costs 11.7% more than the national average rate of $1,685.
In the state of Massachusetts, the average cost to insure a vehicle is $1,922 per year, so the average cost in Boston is $28 less per year. The average cost to insure a car in Boston compared to other Massachusetts cities is $110 per year more than in Lowell, $184 per year more than in Cambridge, and $248 per year less than in Springfield.
The next chart displays additional costs for drivers age 20 to 60 by including rates for three different policy deductible limits. Seeing these rates can help you visualize how car insurance rates increase with lower deductibles, and decreases when deductible are raised.
Average car insurance rates in the chart above range from $1,434 per year for a high deductible policy for a 60-year-old driver to $4,376 per year for a 20-year-old driver with a policy with low comprehensive and collision deductibles.
When average annual cost is converted to monthly rates, the average cost of car insurance per month in Boston ranges from $120 to $365.
Auto insurance rates can cost significantly different amounts and can also be significantly different between companies. The potential for significant variability increases the need to get accurate car insurance quotes when shopping around for the cheapest car insurance in Boston.
The age of the driver has the single biggest impact on the cost of car insurance. The list below illustrates these differences by breaking down average car insurance rates in Boston depending on driver age.
Average cost of car insurance in Boston by driver age
- 16-year-old rated driver – $6,782 per year or $565 per month
- 17-year-old rated driver – $6,342 per year or $529 per month
- 18-year-old rated driver – $5,926 per year or $494 per month
- 19-year-old rated driver – $5,364 per year or $447 per month
- 20-year-old rated driver – $3,766 per year or $314 per month
- 30-year-old rated driver – $1,996 per year or $166 per month
- 40-year-old rated driver – $1,894 per year or $158 per month
- 50-year-old rated driver – $1,724 per year or $144 per month
- 60-year-old rated driver – $1,694 per year or $141 per month
Models popular with drivers in Boston tend to be compact and midsize sedans like the Toyota Corolla and Toyota Camry and small or midsize SUVs like the Ford Escape, Nissan Rogue, and Toyota Highlander.
Additional popular models from other segments include luxury models like the Lexus ES 350 and Lexus RX 350, pickup trucks like the Ford F-150 and Toyota Tacoma, and sports cars like the Nissan GT-R and Audi TT.
We will get into different rates in much more detail later in this article, but before that, let’s revisit some of the concepts covered so far.
- Low deductible auto insurance costs more – A 30-year-old driver pays an average of $530 more per year for $250 physical damage deductibles versus $1,000.
- Car insurance rates decline considerably from age 20 to 30 – The average 30-year-old Boston driver will pay $1,770 less each year than a 20-year-old driver, $1,996 versus $3,766.
- Boston car insurance prices are cheaper than the Massachusetts state average – $1,894 (Boston average) compared to $1,922 (Massachusetts average)
- Boston car insurance costs more than the U.S. average – $1,894 (Boston average) versus $1,685 (U.S. average)
- Cost per month ranges from $141 to $565 – That’s the average auto insurance cost range for insured drivers age 16 to 60 in Boston.
- Insuring teens can be very expensive – Rates range from $4,772 to $6,782 per year for teenage driver insurance in Boston.
Which vehicles cost the least to insure in Boston?
When comparing all car, pickup truck, and SUV models, the models with the most affordable auto insurance rates in Boston tend to be compact SUVs like the Nissan Kicks, Subaru Crosstrek, and Buick Encore.
Average insurance prices for those vehicles cost $1,514 or less per year, or $126 per month, for full coverage.
Other vehicles that are ranked high in our auto insurance cost comparison are the Ford Edge, Subaru Impreza, Subaru Forester, and Honda HR-V. Average rates are slightly more for those models than the cheapest crossovers and small SUVs at the top of the rankings, but they still have an average cost of $1,606 or less per year.
The next table ranks the 40 cars, trucks, and SUVs with the cheapest insurance rates in Boston, sorted by annual and monthly insurance cost.
A list of 40 vehicle rankings is great if you just want the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. Let’s dig a little deeper into the data and display the models with the lowest rates differently.
The section below further discusses the average cost of auto insurance in Boston for each different automotive segment. The rates shown will provide a decent idea of which automotive segments have the cheapest car insurance rates in Boston. Then the subsequent sections show the cheapest insurance rates for specific models for each segment.
Boston car insurance rates by vehicle segment
If you are considering buying a new vehicle, it’s important to know which styles of vehicles are less expensive to insure. As an example, some common questions are if midsize SUVs cost less to insure than small SUVs or if full-size pickups are more expensive to insure than midsize pickups.
The next chart shows the average auto insurance cost in Boston for each automotive segment. In general, small SUVs, vans, and midsize pickups have the best rates, with exotic performance models having the highest auto insurance rates.
Rates by different vehicle segments are suitable to make an overall comparison, but insurance rates for specific models range significantly within each automotive segment shown in the above chart.
For example, in the small luxury car segment, Boston insurance rates range from the Acura Integra costing $1,700 per year for a full coverage policy to the BMW M340i costing $2,314 per year. Also, in the midsize truck segment, the average insurance cost ranges from the Ford Maverick at $1,572 per year up to the Rivian R1T at $2,356 per year.
In the next sections of the article, we eliminate this variability by comparing average auto insurance cost at the model level rather than the segment level.
Cheapest cars to insure in Boston
The four lowest-cost 2-door and 4-door sedans and hatchbacks to insure in Boston are the Subaru Impreza at $1,566 per year, Volkswagen Jetta at $1,730 per year, Subaru Legacy at $1,744 per year, and Nissan Sentra at $1,756 per year.
Additional models that have cheaper rates include the Volkswagen Golf, Toyota Prius, Toyota Camry, and Kia K5, with an average cost of $1,826 per year or less.
Full-coverage car insurance for this segment in Boston for the average driver starts at around $131 per month, depending on your location. The next table ranks the cars with the most affordable average car insurance rates in Boston, starting with the Subaru Impreza at $131 per month and ending with the Volkswagen Arteon at $166 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,566 | $131 |
| Volkswagen Jetta | Compact | $1,730 | $144 |
| Subaru Legacy | Midsize | $1,744 | $145 |
| Nissan Sentra | Compact | $1,756 | $146 |
| Toyota Corolla | Compact | $1,778 | $148 |
| Volkswagen Golf | Compact | $1,782 | $149 |
| Toyota Prius | Compact | $1,786 | $149 |
| Toyota Camry | Midsize | $1,802 | $150 |
| Mazda 3 | Compact | $1,814 | $151 |
| Kia K5 | Midsize | $1,826 | $152 |
| Chevrolet Malibu | Midsize | $1,840 | $153 |
| Chrysler 300 | Full-size | $1,846 | $154 |
| Honda Civic | Compact | $1,856 | $155 |
| Kia Forte | Compact | $1,856 | $155 |
| Mitsubishi Mirage G4 | Compact | $1,868 | $156 |
| Nissan Leaf | Compact | $1,910 | $159 |
| Honda Accord | Midsize | $1,914 | $160 |
| Toyota Crown | Midsize | $1,924 | $160 |
| Tesla Model 3 | Midsize | $1,938 | $162 |
| Volkswagen Arteon | Midsize | $1,988 | $166 |
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Boston car insurance quotes from the best car insurance companies in Massachusetts.
Cheapest SUV insurance rates in Boston
The #1 ranking in Boston for cheapest insurance in the non-luxury SUV segment is the Chevrolet Trailblazer, at $1,432 per year. Second place is the Subaru Crosstrek at $1,446 per year, and the third cheapest is the Nissan Kicks, costing an average of $1,454 per year.
Other SUVs that rank well in our comparison include the Buick Encore, Subaru Ascent, Buick Envision, and Mazda CX-5, with average cost of $1,538 per year or less.
As a cost per month, full-coverage insurance in this segment for an average middle-age driver can cost as low as $119 per month, depending on where you live and the company you use. The table below ranks the twenty SUVs with the cheapest car insurance rates in Boston.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Trailblazer | Compact | $1,432 | $119 |
| Subaru Crosstrek | Compact | $1,446 | $121 |
| Nissan Kicks | Compact | $1,454 | $121 |
| Honda Passport | Midsize | $1,470 | $123 |
| Nissan Rogue Sport | Compact | $1,478 | $123 |
| Mazda CX-5 | Compact | $1,488 | $124 |
| Buick Encore | Compact | $1,508 | $126 |
| Buick Envision | Compact | $1,514 | $126 |
| Kia Seltos | Compact | $1,536 | $128 |
| Subaru Ascent | Midsize | $1,538 | $128 |
| Hyundai Venue | Compact | $1,544 | $129 |
| Honda HR-V | Compact | $1,572 | $131 |
| Hyundai Kona | Compact | $1,590 | $133 |
| Subaru Forester | Compact | $1,596 | $133 |
| Ford Edge | Midsize | $1,604 | $134 |
| Honda CR-V | Compact | $1,606 | $134 |
| Mazda CX-30 | Compact | $1,610 | $134 |
| Ford Explorer | Midsize | $1,614 | $135 |
| Volkswagen Atlas | Midsize | $1,616 | $135 |
| Chevrolet Trax | Compact | $1,626 | $136 |
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Need rates for a different SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Massachusetts.
Cheapest pickups to insure in Boston
The three highest ranking pickup trucks with the cheapest insurance rates in Boston are the Ford Maverick at $1,572 per year, the Chevrolet Colorado at $1,578 per year, and the Nissan Frontier at $1,634 per year.
Rounding out the top 10 are pickups like the Hyundai Santa Cruz, Nissan Titan, Honda Ridgeline, and Toyota Tacoma, with average rates of $1,924 per year or less.
Car insurance rates in this segment can cost as low as $131 per month, depending on your company and location. The next table ranks the pickups with the lowest-cost average auto insurance rates in Boston, starting with the Ford Maverick at $1,572 per year ($131 per month) and ending with the Nissan Titan XD at $2,114 per year ($176 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Ford Maverick | Midsize | $1,572 | $131 |
| Chevrolet Colorado | Midsize | $1,578 | $132 |
| Nissan Frontier | Midsize | $1,634 | $136 |
| Ford Ranger | Midsize | $1,680 | $140 |
| GMC Canyon | Midsize | $1,720 | $143 |
| Toyota Tacoma | Midsize | $1,730 | $144 |
| Hyundai Santa Cruz | Midsize | $1,760 | $147 |
| Nissan Titan | Full-size | $1,874 | $156 |
| Honda Ridgeline | Midsize | $1,880 | $157 |
| Ford F150 | Full-size | $1,924 | $160 |
| GMC Sierra 2500 HD | Heavy Duty | $1,940 | $162 |
| Jeep Gladiator | Midsize | $1,968 | $164 |
| Toyota Tundra | Full-size | $1,992 | $166 |
| GMC Sierra 3500 | Heavy Duty | $2,000 | $167 |
| GMC Sierra | Full-size | $2,066 | $172 |
| Chevrolet Silverado | Full-size | $2,070 | $173 |
| Ram Truck | Full-size | $2,070 | $173 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,076 | $173 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,082 | $174 |
| Nissan Titan XD | Heavy Duty | $2,114 | $176 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your pickup in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Boston car insurance quotes from the best car insurance companies in Massachusetts.
Cheapest luxury car insurance rates in Boston
The top four luxury cars with the most affordable car insurance in Boston are the Acura Integra at $1,700 per year, BMW 330i at $1,924 per year, Acura TLX at $1,956 per year, and Cadillac CT4 at $1,980 per year.
Some other luxury cars that have affordable insurance rates include the Lexus ES 250, BMW 330e, BMW 228i, and Lexus ES 350, with average rates of $2,058 per year or less.
In the lower half of the top 20 luxury cars to insure, cars like the Audi A3, BMW 230i, Lexus RC 300, Audi A4, and Mercedes-Benz AMG CLA45 average between $2,058 and $2,116 per year for auto insurance.
Full-coverage auto insurance for this segment in Boston starts at around $142 per month, depending on your company and location.
When the luxury car segment is analyzed by vehicle size, the cheapest compact luxury car to insure in Boston is the Acura Integra at $1,700 per year. For midsize 2023 models, the Cadillac CT5 is cheapest to insure at $2,038 per year. And for full-size luxury models, the Audi A5 is the cheapest model to insure at $2,126 per year.
The table below ranks the cars with the most affordable auto insurance rates in Boston, starting with the Acura Integra at $142 per month and ending with the Volvo S60 at $176 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura Integra | Compact | $1,700 | $142 |
| BMW 330i | Compact | $1,924 | $160 |
| Acura TLX | Compact | $1,956 | $163 |
| Cadillac CT4 | Compact | $1,980 | $165 |
| Genesis G70 | Compact | $2,018 | $168 |
| Cadillac CT5 | Midsize | $2,038 | $170 |
| Lexus ES 350 | Midsize | $2,044 | $170 |
| BMW 330e | Compact | $2,048 | $171 |
| Lexus ES 250 | Midsize | $2,054 | $171 |
| BMW 228i | Compact | $2,058 | $172 |
| Lexus RC 300 | Midsize | $2,060 | $172 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,064 | $172 |
| Audi A3 | Midsize | $2,070 | $173 |
| BMW 230i | Compact | $2,074 | $173 |
| Mercedes-Benz C300 | Compact | $2,092 | $174 |
| Audi A4 | Compact | $2,098 | $175 |
| Lexus RC 350 | Compact | $2,100 | $175 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,112 | $176 |
| Audi S3 | Compact | $2,114 | $176 |
| Volvo S60 | Compact | $2,116 | $176 |
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Boston car insurance quotes from top car insurance companies in Massachusetts.
Cheapest luxury SUV insurance rates in Boston
The top three luxury SUVs with the most affordable average auto insurance rates in Boston are the Acura RDX at $1,580 per year, the Lexus RX 350 at $1,696 per year, and the Cadillac XT4 at $1,708 per year.
Other luxury SUVs that have good average insurance rates include the Mercedes-Benz GLB 250, Cadillac XT5, Cadillac XT6, and Mercedes-Benz GLA250, with an average cost of $1,844 per year or less.
On a monthly basis, car insurance on this segment in Boston for the average driver can cost as low as $132 per month, depending on the company and your location.
If rates are ranked by vehicle size, the most budget-friendly compact luxury SUV model to insure in Boston is the Acura RDX at $1,580 per year, or $132 per month. For midsize luxury SUV models, the Lexus RX 350 is cheapest to insure at $1,696 per year, or $141 per month. And for full-size luxury SUV models, the Volvo XC90 is cheapest to insure at $1,952 per year, or $163 per month.
The table below ranks the SUVs with the most affordable average insurance rates in Boston, starting with the Acura RDX at $1,580 per year ($132 per month) and ending with the Mercedes-Benz GLC300 at $1,928 per year ($161 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,580 | $132 |
| Lexus RX 350 | Midsize | $1,696 | $141 |
| Cadillac XT4 | Compact | $1,708 | $142 |
| Volvo XC40 | Compact | $1,742 | $145 |
| Infiniti QX50 | Midsize | $1,752 | $146 |
| Lexus UX 250h | Compact | $1,772 | $148 |
| Cadillac XT5 | Midsize | $1,800 | $150 |
| Mercedes-Benz GLA250 | Compact | $1,838 | $153 |
| Cadillac XT6 | Midsize | $1,842 | $154 |
| Mercedes-Benz GLB 250 | Compact | $1,844 | $154 |
| Lexus NX 250 | Compact | $1,866 | $156 |
| Acura MDX | Midsize | $1,886 | $157 |
| Lexus NX 350h | Compact | $1,890 | $158 |
| Lexus NX 350 | Compact | $1,902 | $159 |
| Lincoln Corsair | Compact | $1,904 | $159 |
| Lexus NX 450h | Compact | $1,906 | $159 |
| Lincoln Nautilus | Midsize | $1,918 | $160 |
| Alfa Romeo Tonale | Compact | $1,922 | $160 |
| BMW X1 | Compact | $1,922 | $160 |
| Mercedes-Benz GLC300 | Compact | $1,928 | $161 |
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Boston car insurance quotes from top-rated companies in Massachusetts.
Cheapest sports cars to insure in Boston
Ranking in the top five for the lowest-cost Boston car insurance rates in the sports car and performance segment are the Subaru WRX, Mazda MX-5 Miata, Ford Mustang, BMW Z4, and Audi TT. Auto insurance quotes for these vehicles average $2,092 or less per year, or around $174 per month.
Not the cheapest sports cars to insure, but still affordable, are cars like the Nissan Z, Subaru BRZ, Toyota GR Supra, and Toyota GR86, with average annual insurance rates of $2,284 per year or less.
In the lower half of the top 20 sports cars to insure, cars like the Jaguar F-Type, BMW M4, Mercedes-Benz AMG GT53, Porsche 718, Chevrolet Corvette, and Lexus RC F average between $2,284 and $2,846 per year to insure.
Full-coverage auto insurance for this segment in Boston starts at an average of $146 per month, depending on your company and location.
The table below ranks the twenty sports cars with the most affordable car insurance in Boston, starting with the Mazda MX-5 Miata at $1,750 per year and ending with the Lexus LC 500 at $2,846 per year.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,750 | $146 |
| Audi TT | Sports Car | $1,964 | $164 |
| Ford Mustang | Sports Car | $2,052 | $171 |
| BMW Z4 | Sports Car | $2,068 | $172 |
| Subaru WRX | Sports Car | $2,092 | $174 |
| Nissan Z | Sports Car | $2,122 | $177 |
| Toyota GR Supra | Sports Car | $2,158 | $180 |
| BMW M2 | Sports Car | $2,186 | $182 |
| Toyota GR86 | Sports Car | $2,186 | $182 |
| Subaru BRZ | Sports Car | $2,284 | $190 |
| Chevrolet Corvette | Sports Car | $2,336 | $195 |
| BMW M3 | Sports Car | $2,388 | $199 |
| Lexus RC F | Sports Car | $2,440 | $203 |
| Porsche 718 | Sports Car | $2,440 | $203 |
| Chevrolet Camaro | Sports Car | $2,478 | $207 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,628 | $219 |
| Jaguar F-Type | Sports Car | $2,720 | $227 |
| Porsche Taycan | Sports Car | $2,780 | $232 |
| BMW M4 | Sports Car | $2,816 | $235 |
| Lexus LC 500 | Sports Car | $2,846 | $237 |
Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Massachusetts.
Risk factors and price variation
To help clarify how much the cost of identical car insurance can fluctuate between drivers, the examples below visualize multiple rates for four popular vehicles in Boston: the Ford F150, Toyota Corolla, Nissan Rogue, and Kia Sorento.
Each chart uses a variety of risk profiles to demonstrate the cost fluctuation with only minor changes to the factors that affect policy cost.
Ford F150 insurance rates
Ford F150 insurance in Boston averages $1,924 per year, ranging from $1,646 per year on the F150 XL Super Cab 4WD trim (MSRP of $42,995) up to $2,126 per year on the F150 Lightning Platinum trim level (MSRP of $96,874).
When Boston insurance rates on a Ford F150 are compared to the overall national average cost on the same model, rates are $112 to $146 more per year in Boston, depending on the specific trim level being insured.
On a monthly basis, full-coverage car insurance on the Ford F150 for a safe driver can range from $137 to $177 per month, but your final cost can vary based on your address in Boston.
The rate chart below can help visualize how the price of car insurance on a Ford F150 can range significantly based on changes in driver age, deductibles, and risk profiles.
The Ford F150 is considered a full-size truck, and additional models from the same segment that are popular in Boston include the Toyota Tundra, GMC Sierra, Ram Truck, and Nissan Titan.
Toyota Corolla insurance rates
Toyota Corolla insurance in Boston averages $1,778 per year, with a range of $1,688 per year on the Corolla LE trim level up to $1,838 per year on the Corolla XSE model.
As a cost per month, full-coverage insurance on a Toyota Corolla for a good driver can cost from $141 to $153 per month, depending on policy limits and your Zip Code in Boston.
The next rate chart may help explain how car insurance quotes for a Toyota Corolla can vary for a variety of different driver ages, physical damage coverage deductibles, and driver risk profiles.
The Toyota Corolla is a compact car, and other models popular in Boston include the Volkswagen Jetta, Nissan Sentra, Hyundai Elantra, and Chevrolet Cruze.
Nissan Rogue insurance rates
With a purchase price ranging from $27,360 to $37,230, average Boston car insurance quotes for a Nissan Rogue cost from $1,640 per year for the Rogue S 2WD model up to $1,820 per year for the Rogue Platinum AWD model.
When Boston car insurance rates on the Nissan Rogue are compared with the overall national average cost on the same vehicle, rates are $112 to $126 more per year in Boston, depending on the model being insured.
From a cost per month standpoint, car insurance rates on a Nissan Rogue for the average driver can cost from $137 to $152 per month, depending on exactly where you live in Boston.
The next chart illustrates how the cost to insure a Nissan Rogue can vary for different driver ages, policy deductibles, and driver risk scenarios.
For this example, cost varies from $1,444 to $3,952 per year, which is a cost difference of $2,508 caused by changing the rated driver.
The Nissan Rogue is part of the compact SUV segment, and other popular same-segment models include the Toyota RAV4, Mazda CX-5, Subaru Forester, and Ford Escape.
Kia Sorento insurance rates
The cheapest 2023 Kia Sorento model to insure in Boston is the LX model, costing an average of $1,590 per year, or about $133 per month. This trim level has a MSRP of $29,990.
The most expensive 2022 Kia Sorento trim to insure in Boston is the SX Prestige Plug-in Hybrid, costing an average of $1,870 per year, or about $156 per month. The retail price for this trim is $49,890, not including documentation and destination fees.
From a cost per month standpoint, car insurance rates on the Kia Sorento for a safe driver can cost from $133 to $156 per month, depending on your exact location in Boston.
The rate chart below shows how insurance quotes for a Kia Sorento can be significantly different for a number of different driver ages, deductibles, and risk profiles.
For this example, rates range from $1,444 to $3,948 per year, which is a cost difference of $2,504.
The Kia Sorento is classified as a midsize SUV, and other models from that segment that are popular in Boston include the Ford Explorer, Ford Edge, and Kia Telluride.
Saving money on auto insurance
Drivers should always be looking to pay less for insurance, so glance at the tips and ideas in the list below and maybe you can save a few bucks on your next policy purchase.
- Pay small claims out-of-pocket. Most auto insurance companies offer a discount if you do not file any claims. Insurance should only be used for significant financial loss, not nickel-and-dime type claims.
- Compare insurance costs before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and car insurance companies can charge a wide range of costs. Check rates before you buy a different car so you can avoid any surprises when insuring your new car.
- Careful drivers have lower Boston auto insurance rates. Causing too many accidents will raise rates, as much as $2,652 per year for a 20-year-old driver and as much as $778 per year for a 40-year-old driver. So drive safe and save!
- Clean up your credit for better rates. Insureds with excellent credit scores of 800+ could save as much as $297 per year when compared to a rating of 670-739. Conversely, a below average credit score could cost around $345 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- If your car is older, remove unneeded coverages. Dropping physical damage coverage (comprehensive and collision) from vehicles that are older can cut the cost of car insurance significantly.
